{
  "assets": [
    {
      "id": "cash",
      "name": "Cash (INR)",
      "ticker": "INR",
      "class": "cash",
      "risk": "none",
      "description": "Liquid Indian rupees. Safe but eroded by inflation."
    },
    {
      "id": "fd",
      "name": "Bank Fixed Deposit",
      "ticker": "FD",
      "class": "cash-like",
      "risk": "very_low",
      "description": "Indian bank FD yielding 6-7% annually."
    },
    {
      "id": "gov_bonds",
      "name": "Government Bonds",
      "ticker": "GSEC",
      "class": "bonds",
      "risk": "low",
      "description": "Indian G-Secs. Sensitive to RBI repo rate changes."
    },
    {
      "id": "nifty_50",
      "name": "Nifty 50",
      "ticker": "NIFTY",
      "class": "equity",
      "risk": "medium",
      "description": "Large-cap Indian equity index."
    },
    {
      "id": "nifty_it",
      "name": "Nifty IT",
      "ticker": "ITIDX",
      "class": "tech_equity",
      "risk": "high",
      "description": "Indian technology sector index. High growth, high volatility."
    },
    {
      "id": "real_estate",
      "name": "Real Estate (REITs)",
      "ticker": "REIT",
      "class": "alternative",
      "risk": "medium_high",
      "description": "Indian real estate investment trusts and property index."
    },
    {
      "id": "crypto",
      "name": "Crypto (BTC/ETH)",
      "ticker": "CRYPTO",
      "class": "crypto",
      "risk": "very_high",
      "description": "Unregulated digital assets. Extreme volatility."
    },
    {
      "id": "gold",
      "name": "Gold",
      "ticker": "GOLD",
      "class": "commodity",
      "risk": "medium",
      "description": "Physical and paper gold. Indian safe haven and inflation hedge."
    }
  ]
}