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Deploy fraud detector API
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"""
Train the fraud-text classifier.
Pipeline (senior-grade upgrade over the previous single-LogReg version):
1. Text normalisation (``app.services.preprocess.normalize_for_classifier``)
replaces digits and URLs with sentinel tokens so the model learns the
*pattern of manipulation*, not memorised amounts or specific phishing
domains.
2. Two TF-IDF representations are concatenated:
* word n-grams (1–3) — captures phrase-level signals
("сообщите код", "не разглашайте")
* char-word-boundary n-grams (2–5) — robust to Russian/Kazakh
morphology and to ASR-style spelling errors
(e.g. "бұғатталады" → "бугаталады" still matches at char level).
3. Three diverse base classifiers are calibrated with isotonic regression
on a held-out split and combined via soft voting:
* Logistic Regression (linear, well-regularised)
* Linear SVC (large-margin classifier, complementary errors)
* Multinomial Naive Bayes (different inductive bias)
Calibration is essential for the downstream fusion formula
(0.6·ml + 0.4·rules) to behave like real probability arithmetic.
4. 5-fold stratified CV reports F1 / ROC-AUC so we know what to expect
on production data, not just on the test split which is inflated by
template similarity.
"""
from __future__ import annotations
import argparse
import os
import sys
from pathlib import Path
import joblib
import numpy as np
import pandas as pd
from scipy.sparse import hstack
from sklearn.calibration import CalibratedClassifierCV
from sklearn.feature_extraction.text import TfidfVectorizer
from sklearn.linear_model import LogisticRegression
from sklearn.metrics import classification_report, roc_auc_score
from sklearn.model_selection import StratifiedKFold, train_test_split
from sklearn.naive_bayes import MultinomialNB
from sklearn.svm import LinearSVC
ROOT = Path(__file__).resolve().parent.parent
sys.path.insert(0, str(ROOT))
from app.services.preprocess import normalize_for_classifier # noqa: E402
def build_vectorisers():
word_vec = TfidfVectorizer(
ngram_range=(1, 3),
min_df=2,
max_df=0.95,
max_features=80_000,
sublinear_tf=True,
lowercase=False, # already lowercased in preprocessing
)
char_vec = TfidfVectorizer(
analyzer="char_wb",
ngram_range=(2, 5),
min_df=2,
max_features=120_000,
sublinear_tf=True,
lowercase=False,
)
return word_vec, char_vec
def build_features(word_vec, char_vec, texts, fit=False):
if fit:
word = word_vec.fit_transform(texts)
char = char_vec.fit_transform(texts)
else:
word = word_vec.transform(texts)
char = char_vec.transform(texts)
return hstack([word, char]).tocsr()
def build_ensemble(random_state: int = 42):
"""Return three classifier factories (instantiated per fold/training)."""
return [
("logreg",
lambda: LogisticRegression(
C=4.0, max_iter=4000, class_weight="balanced",
solver="liblinear", random_state=random_state)),
("linsvc",
lambda: CalibratedClassifierCV(
estimator=LinearSVC(C=1.0, class_weight="balanced", random_state=random_state),
method="isotonic", cv=3)),
("mnb",
lambda: MultinomialNB(alpha=0.3)),
]
def calibrate(estimator, X, y, method: str = "isotonic"):
"""Wrap an estimator into a calibrator unless it's already calibrated."""
if isinstance(estimator, CalibratedClassifierCV):
estimator.fit(X, y)
return estimator
cal = CalibratedClassifierCV(estimator=estimator, method=method, cv=3)
cal.fit(X, y)
return cal
def cross_validate_ensemble(X_text: pd.Series, y: pd.Series, seed: int,
folds: int = 5) -> dict[str, float]:
skf = StratifiedKFold(n_splits=folds, shuffle=True, random_state=seed)
f1s, aucs = [], []
for fold, (tr_idx, va_idx) in enumerate(skf.split(X_text, y), start=1):
X_tr_text = X_text.iloc[tr_idx]
X_va_text = X_text.iloc[va_idx]
y_tr = y.iloc[tr_idx]
y_va = y.iloc[va_idx]
word_vec, char_vec = build_vectorisers()
X_tr = build_features(word_vec, char_vec, X_tr_text, fit=True)
X_va = build_features(word_vec, char_vec, X_va_text, fit=False)
probas = np.zeros(len(va_idx), dtype=float)
for _, factory in build_ensemble(seed):
clf = calibrate(factory(), X_tr, y_tr)
probas += clf.predict_proba(X_va)[:, 1]
probas /= len(build_ensemble(seed))
preds = (probas >= 0.5).astype(int)
from sklearn.metrics import f1_score
f1s.append(f1_score(y_va, preds))
aucs.append(roc_auc_score(y_va, probas))
print(f" fold {fold}: f1={f1s[-1]:.4f} auc={aucs[-1]:.4f}")
return {"f1_mean": float(np.mean(f1s)), "f1_std": float(np.std(f1s)),
"auc_mean": float(np.mean(aucs)), "auc_std": float(np.std(aucs))}
def main() -> int:
parser = argparse.ArgumentParser()
parser.add_argument("--dataset", default=None)
parser.add_argument("--out", default=None)
parser.add_argument("--test-size", type=float, default=0.2)
parser.add_argument("--seed", type=int, default=42)
parser.add_argument("--no-cv", action="store_true",
help="Skip 5-fold CV report (faster in CI)")
args = parser.parse_args()
here = Path(__file__).resolve().parent
server_root = here.parent
dataset_path = Path(args.dataset) if args.dataset else here / "seed_dataset.csv"
out_path = Path(args.out) if args.out else server_root / "models" / "clf.pkl"
if not dataset_path.exists():
print(f"Dataset not found: {dataset_path}", file=sys.stderr)
return 1
df = pd.read_csv(dataset_path)
df = df.dropna(subset=["text", "label"]).reset_index(drop=True)
df["text"] = df["text"].astype(str).map(normalize_for_classifier)
df = df[df["text"].str.len() > 0].reset_index(drop=True)
df["label"] = df["label"].astype(int)
print(f"Loaded {len(df)} examples. Label distribution:")
print(df["label"].value_counts().to_string())
if not args.no_cv:
print("\n5-fold stratified CV (ensemble):")
cv = cross_validate_ensemble(df["text"], df["label"], seed=args.seed)
print(f" ▸ F1 {cv['f1_mean']:.4f} ± {cv['f1_std']:.4f}")
print(f" ▸ AUC {cv['auc_mean']:.4f} ± {cv['auc_std']:.4f}")
X_train_text, X_test_text, y_train, y_test = train_test_split(
df["text"], df["label"], test_size=args.test_size,
stratify=df["label"], random_state=args.seed,
)
word_vec, char_vec = build_vectorisers()
X_train = build_features(word_vec, char_vec, X_train_text, fit=True)
X_test = build_features(word_vec, char_vec, X_test_text, fit=False)
# Fit each calibrated base learner on the training split
members = []
for name, factory in build_ensemble(args.seed):
print(f"\nFitting {name}…")
clf = calibrate(factory(), X_train, y_train)
members.append((name, clf))
# Evaluate the soft-voting ensemble on the held-out test split
probas = np.zeros(X_test.shape[0], dtype=float)
for _, clf in members:
probas += clf.predict_proba(X_test)[:, 1]
probas /= len(members)
y_pred = (probas >= 0.5).astype(int)
print("\nHeld-out test split — ensemble report:")
print(classification_report(y_test, y_pred, digits=3, zero_division=0))
print(f"AUC: {roc_auc_score(y_test, probas):.4f}")
out_path.parent.mkdir(parents=True, exist_ok=True)
bundle = {
"word": word_vec,
"char": char_vec,
"members": members,
"version": 2,
}
joblib.dump(bundle, out_path)
size_kb = os.path.getsize(out_path) / 1024
print(f"\nSaved ensemble classifier to {out_path} ({size_kb:.1f} KB)")
return 0
if __name__ == "__main__":
raise SystemExit(main())