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| """ | |
| ν μ€νΈμ© μν PDF νμΌ μμ± | |
| """ | |
| from reportlab.lib.pagesizes import letter | |
| from reportlab.pdfgen import canvas | |
| import os | |
| # μν κΈμ΅/κ²½μ λ Όλ¬Έ λ΄μ© | |
| sample_papers = [ | |
| { | |
| "filename": "financial_crisis_2008.pdf", | |
| "title": "The 2008 Financial Crisis: Causes and Consequences", | |
| "author": "John Smith", | |
| "content": """ | |
| The 2008 financial crisis was one of the most severe economic downturns in history. | |
| The crisis originated in the United States housing market, where subprime mortgage lending | |
| practices led to a housing bubble. When the bubble burst, it triggered a chain reaction | |
| throughout the global financial system. | |
| Key causes included: | |
| 1. Excessive risk-taking by financial institutions | |
| 2. Inadequate regulatory oversight | |
| 3. Complex financial instruments (CDOs, MBS) | |
| 4. High leverage ratios in investment banks | |
| 5. Rating agency failures | |
| The consequences were devastating, including bank failures, government bailouts, | |
| high unemployment, and a global recession. Central banks responded with unprecedented | |
| monetary policy interventions, including quantitative easing and near-zero interest rates. | |
| """ | |
| }, | |
| { | |
| "filename": "portfolio_diversification.pdf", | |
| "title": "Modern Portfolio Theory and Diversification Strategies", | |
| "author": "Jane Doe", | |
| "content": """ | |
| Portfolio diversification is a fundamental principle in investment management. | |
| The concept, introduced by Harry Markowitz in 1952, suggests that investors can | |
| reduce risk by holding a variety of assets that are not perfectly correlated. | |
| Key principles: | |
| 1. Risk reduction through asset allocation | |
| 2. Correlation between assets matters | |
| 3. Efficient frontier optimization | |
| 4. Risk-return tradeoff | |
| 5. Systematic vs unsystematic risk | |
| Diversification benefits include: | |
| - Lower portfolio volatility | |
| - More stable returns over time | |
| - Protection against individual asset failures | |
| - Improved risk-adjusted returns (Sharpe ratio) | |
| However, diversification has limits. During market crashes, correlations tend to | |
| increase, reducing diversification benefits. International diversification can | |
| help but is not a complete solution. | |
| """ | |
| }, | |
| { | |
| "filename": "central_bank_policy.pdf", | |
| "title": "Central Bank Monetary Policy and Market Impact", | |
| "author": "Robert Johnson", | |
| "content": """ | |
| Central banks play a crucial role in modern economies through monetary policy. | |
| The primary tools include interest rate adjustments, open market operations, | |
| and reserve requirements. | |
| Interest rate policy effects: | |
| 1. Lower rates stimulate borrowing and investment | |
| 2. Higher rates cool down inflation | |
| 3. Impact on currency exchange rates | |
| 4. Asset price effects (stocks, bonds, real estate) | |
| 5. Transmission mechanism through financial markets | |
| Quantitative easing (QE) emerged as a unconventional tool during the 2008 crisis: | |
| - Large-scale asset purchases | |
| - Expansion of central bank balance sheets | |
| - Lowering long-term interest rates | |
| - Supporting credit markets | |
| The effectiveness of monetary policy depends on various factors including | |
| economic conditions, financial market structure, and policy credibility. | |
| """ | |
| }, | |
| { | |
| "filename": "behavioral_finance.pdf", | |
| "title": "Behavioral Finance: Psychological Biases in Investment Decisions", | |
| "author": "Sarah Williams", | |
| "content": """ | |
| Behavioral finance challenges the traditional assumption of rational investors. | |
| Research shows that psychological biases systematically affect investment decisions. | |
| Common biases: | |
| 1. Overconfidence bias - investors overestimate their abilities | |
| 2. Anchoring - relying too heavily on initial information | |
| 3. Loss aversion - fear of losses exceeds desire for gains | |
| 4. Herding behavior - following the crowd | |
| 5. Confirmation bias - seeking confirming information | |
| Market implications: | |
| - Stock market bubbles and crashes | |
| - Momentum and reversal effects | |
| - Value premium anomaly | |
| - January effect and other calendar anomalies | |
| Understanding these biases can help investors make better decisions and | |
| potentially exploit market inefficiencies. However, arbitrage is limited | |
| by risk and implementation costs. | |
| """ | |
| }, | |
| { | |
| "filename": "esg_investing.pdf", | |
| "title": "ESG Investing: Sustainable Finance and Performance", | |
| "author": "Michael Brown", | |
| "content": """ | |
| Environmental, Social, and Governance (ESG) investing has grown rapidly in recent years. | |
| Investors increasingly consider non-financial factors in their investment decisions. | |
| ESG components: | |
| 1. Environmental - climate change, pollution, resource depletion | |
| 2. Social - labor practices, human rights, community relations | |
| 3. Governance - board structure, executive compensation, shareholder rights | |
| Performance evidence is mixed: | |
| - Some studies show ESG funds outperform | |
| - Others find no significant difference | |
| - Selection bias and data quality issues | |
| - Short track record for many ESG strategies | |
| Benefits beyond returns: | |
| - Risk management (avoiding controversies) | |
| - Long-term value creation | |
| - Alignment with values | |
| - Regulatory compliance | |
| Challenges include greenwashing, lack of standardization, and measuring impact. | |
| """ | |
| } | |
| ] | |
| def create_sample_pdf(filepath, title, author, content): | |
| """PDF νμΌ μμ±""" | |
| c = canvas.Canvas(filepath, pagesize=letter) | |
| width, height = letter | |
| # μ λͺ© | |
| c.setFont("Helvetica-Bold", 16) | |
| c.drawString(50, height - 50, title) | |
| # μ μ | |
| c.setFont("Helvetica", 12) | |
| c.drawString(50, height - 80, f"Author: {author}") | |
| # λ΄μ© | |
| c.setFont("Helvetica", 10) | |
| y_position = height - 120 | |
| for line in content.strip().split('\n'): | |
| if y_position < 50: # μ νμ΄μ§ | |
| c.showPage() | |
| c.setFont("Helvetica", 10) | |
| y_position = height - 50 | |
| c.drawString(50, y_position, line[:90]) # μ€ κΈΈμ΄ μ ν | |
| y_position -= 15 | |
| c.save() | |
| print(f"β μμ±λ¨: {filepath}") | |
| def main(): | |
| """μν PDF μμ±""" | |
| sample_dir = "data/sample_pdfs" | |
| os.makedirs(sample_dir, exist_ok=True) | |
| print("μν PDF μμ± μ€...") | |
| print("=" * 60) | |
| for paper in sample_papers: | |
| filepath = os.path.join(sample_dir, paper["filename"]) | |
| create_sample_pdf( | |
| filepath, | |
| paper["title"], | |
| paper["author"], | |
| paper["content"] | |
| ) | |
| print("=" * 60) | |
| print(f"β {len(sample_papers)}κ° μν PDF μμ± μλ£!") | |
| print(f"π μμΉ: {sample_dir}") | |
| if __name__ == "__main__": | |
| main() | |