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<title>Emigre.eu | Relocate to Madeira, Portugal</title>
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<h1 class="text-4xl md:text-5xl font-extrabold mb-6 leading-tight">Unlock a Wealthier Retirement</h1>
<h2 class="text-xl md:text-2xl mb-8 font-medium">Compare Your California Life to Madeira's Paradise</h2>
<p class="text-lg mb-8">Discover how relocating could save you thousands annually while elevating your lifestyle. Input your details below for instant insights.</p>
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Start Your Calculation Now
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Learn More
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<figcaption class="text-center mt-4 text-sm italic">"Californians save an average of 30-50% on cost of living in Madeira"</figcaption>
</figure>
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</div>
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</section>
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<div class="text-3xl font-bold mb-2">30-50%</div>
<div class="text-sm uppercase tracking-wider">Lower Cost of Living</div>
</div>
<div class="p-4">
<div class="text-3xl font-bold mb-2">13.3% → 0%</div>
<div class="text-sm uppercase tracking-wider">Tax Reduction</div>
</div>
<div class="p-4">
<div class="text-3xl font-bold mb-2">300+</div>
<div class="text-sm uppercase tracking-wider">Sunny Days/Year</div>
</div>
<div class="p-4">
<div class="text-3xl font-bold mb-2">10</div>
<div class="text-sm uppercase tracking-wider">Years Tax Benefits</div>
</div>
</div>
</div>
</section>
<!-- Why Madeira Section -->
<section id="benefits" class="py-20 bg-gray-50">
<div class="max-w-7xl mx-auto px-4 sm:px-6 lg:px-8">
<div class="text-center mb-16">
<h2 class="text-3xl font-bold text-gray-900 mb-4">Why Madeira? The Financial & Lifestyle Edge</h2>
<p class="text-xl text-gray-600 max-w-3xl mx-auto">Discover the perfect blend of financial advantages and quality of life for Californians.</p>
</div>
<div class="grid md:grid-cols-2 gap-12 mb-16 items-center">
<div>
<h3 class="text-2xl font-bold text-gray-900 mb-6">Financial Pragmatism</h3>
<p class="text-gray-600 mb-6">Portugal's Non-Habitual Resident (NHR) regime offers a flat 20% tax on eligible Portuguese income and exemptions on foreign-sourced income for up to 10 years, a stark contrast to California's high state taxes.</p>
<p class="text-gray-600 mb-6">Preserve more wealth through NHR's 0% tax on foreign pensions and dividends. Madeira properties also yield higher returns with lower entry costs compared to California real estate.</p>
</div>
<div>
<figure>
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<figcaption class="text-center mt-4 text-sm italic text-gray-600">Luxury living at a fraction of the California cost.</figcaption>
</figure>
</div>
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<div class="grid md:grid-cols-3 gap-8 mt-12">
<div class="bg-white p-8 rounded-lg shadow-md text-center hover:shadow-lg transition duration-300">
<div class="bg-blue-100 w-16 h-16 rounded-full flex items-center justify-center mx-auto mb-6">
<i class="fas fa-sun text-blue-600 text-2xl"></i>
</div>
<h3 class="text-xl font-bold text-gray-900 mb-3">Climate & Nature</h3>
<p class="text-gray-600">Enjoy 300+ sunny days, a subtropical climate, black sand beaches, and lush forests for year-round outdoor activities.</p>
</div>
<div class="bg-white p-8 rounded-lg shadow-md text-center hover:shadow-lg transition duration-300">
<div class="bg-blue-100 w-16 h-16 rounded-full flex items-center justify-center mx-auto mb-6">
<i class="fas fa-utensils text-blue-600 text-2xl"></i>
</div>
<h3 class="text-xl font-bold text-gray-900 mb-3">Food & Wine</h3>
<p class="text-gray-600">Indulge in world-class seafood, Madeira wine, and fresh local produce at 40-60% lower costs than in California.</p>
</div>
<div class="bg-white p-8 rounded-lg shadow-md text-center hover:shadow-lg transition duration-300">
<div class="bg-blue-100 w-16 h-16 rounded-full flex items-center justify-center mx-auto mb-6">
<i class="fas fa-globe-europe text-blue-600 text-2xl"></i>
</div>
<h3 class="text-xl font-bold text-gray-900 mb-3">European Gateway</h3>
<p class="text-gray-600">Gain easy access to mainland Europe with short, affordable flights to major cities, perfect for the avid traveler.</p>
</div>
</div>
</div>
</section>
<!-- Calculator Section -->
<section id="calculator" class="py-20 bg-white">
<div class="max-w-7xl mx-auto px-4 sm:px-6 lg:px-8">
<div class="text-center mb-16">
<h2 class="text-3xl font-bold text-gray-900 mb-4">Your Personalized Savings Calculator</h2>
<p class="text-xl text-gray-600 max-w-3xl mx-auto">See exactly how much you could save by relocating from California to Madeira</p>
</div>
<div class="grid md:grid-cols-2 gap-12">
<!-- Left Column: Calculator Inputs -->
<div class="bg-gray-50 p-8 rounded-lg shadow-md">
<h3 class="text-xl font-bold text-gray-900 mb-6">Enter Your Monthly California Expenses</h3>
<div class="space-y-6">
<div>
<label for="income" class="block text-sm font-medium text-gray-700 mb-1">Monthly Income ($)</label>
<input type="range" id="income" min="2000" max="50000" step="1000" value="15000" class="calculator-input mb-2">
<div class="flex justify-between text-sm text-gray-500"><span>$2,000</span><span>$50,000</span></div>
<input type="number" id="income-display" value="15000" class="mt-1 w-full px-3 py-2 border border-gray-300 rounded-md shadow-sm focus:outline-none focus:ring-blue-500 focus:border-blue-500">
</div>
<div>
<label for="housing" class="block text-sm font-medium text-gray-700 mb-1">Monthly Housing ($)</label>
<input type="range" id="housing" min="1000" max="10000" step="100" value="4000" class="calculator-input mb-2">
<div class="flex justify-between text-sm text-gray-500"><span>$1,000</span><span>$10,000</span></div>
<input type="number" id="housing-display" value="4000" class="mt-1 w-full px-3 py-2 border border-gray-300 rounded-md shadow-sm focus:outline-none focus:ring-blue-500 focus:border-blue-500">
</div>
<div>
<label for="healthcare" class="block text-sm font-medium text-gray-700 mb-1">Monthly Healthcare ($)</label>
<input type="range" id="healthcare" min="100" max="2000" step="50" value="600" class="calculator-input mb-2">
<div class="flex justify-between text-sm text-gray-500"><span>$100</span><span>$2,000</span></div>
<input type="number" id="healthcare-display" value="600" class="mt-1 w-full px-3 py-2 border border-gray-300 rounded-md shadow-sm focus:outline-none focus:ring-blue-500 focus:border-blue-500">
</div>
<div>
<label for="groceries" class="block text-sm font-medium text-gray-700 mb-1">Monthly Groceries ($)</label>
<input type="range" id="groceries" min="200" max="2000" step="50" value="800" class="calculator-input mb-2">
<div class="flex justify-between text-sm text-gray-500"><span>$200</span><span>$2,000</span></div>
<input type="number" id="groceries-display" value="800" class="mt-1 w-full px-3 py-2 border border-gray-300 rounded-md shadow-sm focus:outline-none focus:ring-blue-500 focus:border-blue-500">
</div>
<div>
<label for="taxes" class="block text-sm font-medium text-gray-700 mb-1">Monthly Taxes ($)</label>
<input type="range" id="taxes" min="500" max="10000" step="100" value="2000" class="calculator-input mb-2">
<div class="flex justify-between text-sm text-gray-500"><span>$500</span><span>$10,000</span></div>
<input type="number" id="taxes-display" value="2000" class="mt-1 w-full px-3 py-2 border border-gray-300 rounded-md shadow-sm focus:outline-none focus:ring-blue-500 focus:border-blue-500">
</div>
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Calculate My Savings
</button>
</div>
</div>
<!-- Right Column: Results and Report Form -->
<div>
<div class="bg-gray-50 p-8 rounded-lg shadow-md">
<h3 class="text-xl font-bold text-gray-900 mb-6">Your Projected Madeira Savings</h3>
<div id="results-placeholder" class="text-center py-12">
<i class="fas fa-calculator text-gray-300 text-5xl mb-4"></i>
<p class="text-gray-500">Enter your information and click "Calculate" to see your results.</p>
</div>
<div id="results-container" class="hidden">
<div class="overflow-x-auto">
<table class="min-w-full divide-y divide-gray-200">
<thead class="bg-gray-100">
<tr>
<th class="px-4 py-3 text-left text-xs font-medium text-gray-500 uppercase tracking-wider">Category</th>
<th class="px-4 py-3 text-left text-xs font-medium text-gray-500 uppercase tracking-wider">California</th>
<th class="px-4 py-3 text-left text-xs font-medium text-gray-500 uppercase tracking-wider">Madeira</th>
<th class="px-4 py-3 text-left text-xs font-medium text-gray-500 uppercase tracking-wider">Savings</th>
</tr>
</thead>
<tbody class="bg-white divide-y divide-gray-200">
<tr>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-gray-900">Housing</td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="cal-housing"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="madeira-housing"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-green-600">$<span id="savings-housing"></span></td>
</tr>
<tr>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-gray-900">Healthcare</td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="cal-healthcare"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="madeira-healthcare"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-green-600">$<span id="savings-healthcare"></span></td>
</tr>
<tr>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-gray-900">Groceries</td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="cal-groceries"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="madeira-groceries"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-green-600">$<span id="savings-groceries"></span></td>
</tr>
<tr>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-gray-900">Taxes</td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="cal-taxes"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm text-gray-500">$<span id="madeira-taxes"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm font-medium text-green-600">$<span id="savings-taxes"></span></td>
</tr>
<tr class="bg-gray-50">
<td class="px-4 py-3 whitespace-nowrap text-sm font-bold text-gray-900">Total Monthly</td>
<td class="px-4 py-3 whitespace-nowrap text-sm font-bold text-gray-900">$<span id="cal-total"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm font-bold text-gray-900">$<span id="madeira-total"></span></td>
<td class="px-4 py-3 whitespace-nowrap text-sm font-bold text-green-600">$<span id="savings-total"></span></td>
</tr>
</tbody>
</table>
</div>
<div class="mt-8 bg-blue-50 p-6 rounded-lg relative">
<h4 class="text-lg font-bold text-blue-800 mb-3 flex items-center">
Your Annual Savings Potential
<i id="disclaimer-icon" class="fas fa-info-circle text-blue-400 cursor-pointer ml-2"></i>
</h4>
<div id="disclaimer-popup" class="hidden absolute bottom-full left-0 mb-2 w-full max-w-xs bg-gray-800 text-white text-sm rounded-lg p-3 shadow-lg z-10">
<strong>Important Note:</strong> Estimates based on averages from sources like Numbeo and Expatistan. Consult professionals for personalized advice. Actual savings may vary based on individual circumstances.
</div>
<div class="text-3xl font-bold text-blue-600 mb-2">$<span id="annual-savings"></span></div>
<p class="text-blue-700">Based on your inputs, you could save this much per year by relocating to Madeira!</p>
</div>
<!-- "Get My Report" Button -->
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<h3 class="text-xl font-bold text-gray-900 mb-6">Your Detailed Report</h3>
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<option value="1" selected>USA (+1)</option>
<option value="44">UK (+44)</option>
<option value="33">France (+33)</option>
<option value="49">Germany (+49)</option>
<option value="351">Portugal (+351)</option>
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<h2 class="text-3xl font-bold text-white mb-4">Join Like-Minded Californians Who Made the Move</h2>
<p class="text-xl text-blue-100 max-w-3xl mx-auto">Hear from real people who have transformed their lives by relocating to Madeira</p>
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<h4 class="font-bold text-gray-900">Elena</h4>
<p class="text-sm text-gray-600">Entrepreneur from San Francisco</p>
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<p class="text-gray-700 italic mb-4">"Emigre.eu's calculator and Facebook group connected us—now enjoying Madeira's vineyards tax-free!"</p>
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<h4 class="font-bold text-gray-900">Robert</h4>
<p class="text-sm text-gray-600">Retiree from Los Angeles</p>
</div>
</div>
<p class="text-gray-700 italic mb-4">"From CA's high costs to paradise: Healthcare savings alone covered our move."</p>
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<div class="bg-white bg-opacity-90 backdrop-filter backdrop-blur-sm rounded-lg shadow-lg p-6 testimonial-card">
<div class="flex items-center mb-4">
<img class="w-12 h-12 rounded-full object-cover" src="https://randomuser.me/api/portraits/women/68.jpg" alt="Sophia" onerror="this.onerror=null;this.src='https://placehold.co/48x48/EBF4FF/3B82F6?text=S';">
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<h4 class="font-bold text-gray-900">Sophia</h4>
<p class="text-sm text-gray-600">Tech Executive from Silicon Valley</p>
</div>
</div>
<p class="text-gray-700 italic mb-4">"The NHR tax benefits allowed me to retire 5 years earlier than planned. Madeira is magical!"</p>
</div>
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<!-- JavaScript for Mobile Menu and Calculator -->
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const savingsTotal = calTotal - madeiraTotal;
const annualSavings = savingsTotal * 12;
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document.getElementById('cal-groceries').textContent = formatNumber(groceries);
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