Spaces:
Running
Running
| { | |
| "org": "Corvana Bank", | |
| "system": "LimitWise", | |
| "version": "v2", | |
| "short": "limitwise", | |
| "emoji": "\ud83d\udcb3", | |
| "model_file": "limitwise_v2.pkl", | |
| "recal_file": "limitwise_v2_recalibrated.pkl", | |
| "odds_factor": 0.1089, | |
| "reasons_file": "reasons.csv", | |
| "data_file": "corvana_modeling_extract_remediated.csv", | |
| "md5": "f79f13a5119f78572e9f6cc3243ea6ae", | |
| "id_col": "ID", | |
| "outcome": "default_payment_next_month", | |
| "positive": 1, | |
| "positive_label": "default", | |
| "negative_label": "paid", | |
| "unit": "account", | |
| "units": "accounts", | |
| "action": "an outreach call or a hardship offer, reviewed by a person", | |
| "flagged_word": "on the outreach queue", | |
| "person": "cardholder", | |
| "share": 0.1, | |
| "book_size": 4600000, | |
| "capacity": 460000, | |
| "sample_rows": 4500, | |
| "groups": { | |
| "sex": { | |
| "col": "SEX", | |
| "map": { | |
| "1": "male", | |
| "2": "female" | |
| } | |
| }, | |
| "age band": { | |
| "col": "AGE", | |
| "bands": [ | |
| [ | |
| 0, | |
| 24, | |
| "under 25" | |
| ], | |
| [ | |
| 25, | |
| 34, | |
| "25 to 34" | |
| ], | |
| [ | |
| 35, | |
| 44, | |
| "35 to 44" | |
| ], | |
| [ | |
| 45, | |
| 54, | |
| "45 to 54" | |
| ], | |
| [ | |
| 55, | |
| 64, | |
| "55 to 64" | |
| ], | |
| [ | |
| 65, | |
| 200, | |
| "65 and over" | |
| ] | |
| ] | |
| }, | |
| "marital status": { | |
| "col": "MARRIAGE_MODEL" | |
| }, | |
| "education": { | |
| "col": "EDUCATION_MODEL" | |
| } | |
| }, | |
| "min_group": 1000, | |
| "group_check": "false_alarm", | |
| "group_tripwire": 0.2, | |
| "watch_groups": [ | |
| "under 25", | |
| "high school" | |
| ], | |
| "calibration": { | |
| "bands": [ | |
| [ | |
| 0, | |
| 0.01, | |
| "under 1 percent" | |
| ], | |
| [ | |
| 0.01, | |
| 0.03, | |
| "1 to 3 percent" | |
| ], | |
| [ | |
| 0.03, | |
| 0.08, | |
| "3 to 8 percent" | |
| ], | |
| [ | |
| 0.08, | |
| 0.2, | |
| "8 to 20 percent" | |
| ], | |
| [ | |
| 0.2, | |
| 1.0001, | |
| "over 20 percent" | |
| ] | |
| ], | |
| "tripwire": 0.25, | |
| "book_rate": 0.03 | |
| }, | |
| "watch_fields": [ | |
| "STATUS_0", | |
| "STATUS_2", | |
| "STATUS_3", | |
| "STATUS_4", | |
| "STATUS_5", | |
| "STATUS_6" | |
| ], | |
| "watch_fields_label": "the six status fields (Week 6 memo, ruling 6)", | |
| "week6": { | |
| "roc_auc": 0.758, | |
| "flagged": 600, | |
| "caught": 402, | |
| "false_alarms": 198, | |
| "precision": 0.67, | |
| "recall": 0.303, | |
| "test_rows": 5999, | |
| "test_positives": 1327 | |
| }, | |
| "lead": "Tom Becker, AI Governance Lead", | |
| "caio": "Anika Rao, Chief AI Officer", | |
| "memo_ref": "Week 6 memo", | |
| "monitoring_lines": [ | |
| "The calibration table by score band, predicted against observed default, every band within 25 percent (ruling 1).", | |
| "The six status fields' distributions against the training file (ruling 6).", | |
| "False alarm and contact rates by group, with under 25 and high school reviewed monthly by the AI Governance Office and Customer Advocacy (rulings 3 and 4)." | |
| ], | |
| "inputs": [ | |
| "LIMIT_BAL", | |
| "BILL_AMT1", | |
| "BILL_AMT2", | |
| "BILL_AMT3", | |
| "BILL_AMT4", | |
| "BILL_AMT5", | |
| "BILL_AMT6", | |
| "PAY_AMT1", | |
| "PAY_AMT2", | |
| "PAY_AMT3", | |
| "PAY_AMT4", | |
| "PAY_AMT5", | |
| "PAY_AMT6", | |
| "STATUS_0", | |
| "STATUS_2", | |
| "STATUS_3", | |
| "STATUS_4", | |
| "STATUS_5", | |
| "STATUS_6", | |
| "PAID_1", | |
| "PAID_2", | |
| "PAID_3", | |
| "PAID_4", | |
| "PAID_5", | |
| "UTIL_RECENT", | |
| "PAY_RATIO_RECENT", | |
| "SEX", | |
| "AGE", | |
| "MARRIAGE_MODEL", | |
| "EDUCATION_MODEL" | |
| ], | |
| "categorical": [ | |
| "STATUS_0", | |
| "STATUS_2", | |
| "STATUS_3", | |
| "STATUS_4", | |
| "STATUS_5", | |
| "STATUS_6", | |
| "PAID_1", | |
| "PAID_2", | |
| "PAID_3", | |
| "PAID_4", | |
| "PAID_5", | |
| "SEX", | |
| "MARRIAGE_MODEL", | |
| "EDUCATION_MODEL" | |
| ], | |
| "numeric": [ | |
| "LIMIT_BAL", | |
| "BILL_AMT1", | |
| "BILL_AMT2", | |
| "BILL_AMT3", | |
| "BILL_AMT4", | |
| "BILL_AMT5", | |
| "BILL_AMT6", | |
| "PAY_AMT1", | |
| "PAY_AMT2", | |
| "PAY_AMT3", | |
| "PAY_AMT4", | |
| "PAY_AMT5", | |
| "PAY_AMT6", | |
| "UTIL_RECENT", | |
| "PAY_RATIO_RECENT", | |
| "AGE" | |
| ], | |
| "kept": [ | |
| "LIMIT_BAL", | |
| "BILL_AMT1", | |
| "BILL_AMT2", | |
| "BILL_AMT3", | |
| "BILL_AMT4", | |
| "BILL_AMT5", | |
| "BILL_AMT6", | |
| "PAY_AMT1", | |
| "PAY_AMT2", | |
| "PAY_AMT3", | |
| "PAY_AMT4", | |
| "PAY_AMT5", | |
| "PAY_AMT6", | |
| "UTIL_RECENT", | |
| "PAY_RATIO_RECENT", | |
| "STATUS_0_delay of 1 month", | |
| "STATUS_0_delay of 2 months", | |
| "STATUS_0_delay of 3 months", | |
| "STATUS_0_delay of 4 months", | |
| "STATUS_0_delay of 5 months", | |
| "STATUS_0_delay of 6 months", | |
| "STATUS_0_delay of 7 months", | |
| "STATUS_0_delay of 8 months", | |
| "STATUS_0_no delinquency recorded, code undefined", | |
| "STATUS_0_paid duly", | |
| "STATUS_2_delay of 1 month", | |
| "STATUS_2_delay of 2 months", | |
| "STATUS_2_delay of 3 months", | |
| "STATUS_2_delay of 4 months", | |
| "STATUS_2_delay of 5 months", | |
| "STATUS_2_delay of 6 months", | |
| "STATUS_2_delay of 7 months", | |
| "STATUS_2_delay of 8 months", | |
| "STATUS_2_no delinquency recorded, code undefined", | |
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| "STATUS_3_delay of 3 months", | |
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| "STATUS_6_delay of 7 months", | |
| "STATUS_6_delay of 8 months", | |
| "STATUS_6_no delinquency recorded, code undefined", | |
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| "PAID_1_no balance", | |
| "PAID_1_paid in full", | |
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| "PAID_5_paid nothing", | |
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| ], | |
| "artifacts": { | |
| "limitwise_v2.pkl": { | |
| "bytes": 18636, | |
| "sha256": "9010c6ff9746c5dbf9cebff4c746832864c4f2321d016cc5f3b226847882f705" | |
| }, | |
| "limitwise_v2_recalibrated.pkl": { | |
| "bytes": 89015, | |
| "sha256": "b6508dfcc69ca108e3f08fc2be0843dab1d2517355970b8e622e52a34127ca37" | |
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| "bytes": 7799, | |
| "sha256": "ab349230ee6c1a086e4a6f6b29d93e8dec6c58f084ccc27746f28def712998d2" | |
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| [ | |
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| [ | |
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| ] | |
| ], | |
| "intercept": -0.23093874253017443, | |
| "data_url": "https://huggingface.co/datasets/drdavidprivacy/practicum-case-packs/resolve/main/corvana_modeling_extract_remediated.csv", | |
| "dataset_repo": "https://huggingface.co/datasets/drdavidprivacy/practicum-case-packs", | |
| "versions": { | |
| "sklearn": "1.9.1", | |
| "fairlearn": "0.15.0", | |
| "pandas": "3.0.5", | |
| "numpy": "2.5.3" | |
| }, | |
| "docs": [ | |
| [ | |
| "01_Use-Case-Assessment.pdf", | |
| "Use Case Assessment (Week 1)" | |
| ], | |
| [ | |
| "02_EDA-Observation-Log.pdf", | |
| "EDA Observation Log (Week 2)" | |
| ], | |
| [ | |
| "03_Dataset-Datasheet.pdf", | |
| "Dataset Datasheet (Week 3)" | |
| ], | |
| [ | |
| "04_Model-Selection-Rationale.pdf", | |
| "Model Selection Rationale (Week 4)" | |
| ], | |
| [ | |
| "05_Model-Card.pdf", | |
| "Model Card (Week 6)" | |
| ], | |
| [ | |
| "06_Go-No-Go-Decision-Record.pdf", | |
| "Go/No-Go Decision Record (Week 7)" | |
| ] | |
| ] | |
| } |