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"""
Credit card detection and scale calibration utilities.
This module handles:
- Detecting credit card contour in an image
- Verifying aspect ratio matches standard credit card
- Perspective rectification
- Computing pixels-per-cm scale factor
"""
import cv2
import numpy as np
from typing import Optional, Tuple, Dict, Any, List
from pathlib import Path
# Import debug observer and drawing functions
from .debug_observer import DebugObserver, draw_contours_overlay, draw_candidates_with_scores
# Import shared visualization constants
from .viz_constants import (
FONT_FACE,
Color,
StrategyColor,
FontScale,
FontThickness,
Size,
Layout,
)
# Standard credit card dimensions (ISO/IEC 7810 ID-1)
CARD_WIDTH_MM = 85.60
CARD_HEIGHT_MM = 53.98
CARD_WIDTH_CM = CARD_WIDTH_MM / 10
CARD_HEIGHT_CM = CARD_HEIGHT_MM / 10
CARD_ASPECT_RATIO = CARD_WIDTH_MM / CARD_HEIGHT_MM # ~1.586
# Detection parameters
MIN_CARD_AREA_RATIO = 0.01 # Card must be at least 1% of image area
MAX_CARD_AREA_RATIO = 0.5 # Card must be at most 50% of image area
def order_corners(corners: np.ndarray) -> np.ndarray:
"""
Order corners as: top-left, top-right, bottom-right, bottom-left.
Args:
corners: 4x2 array of corner points
Returns:
Ordered 4x2 array of corners
"""
corners = corners.reshape(4, 2).astype(np.float32)
# Sort by sum (x+y): smallest = top-left, largest = bottom-right
s = corners.sum(axis=1)
tl_idx = np.argmin(s)
br_idx = np.argmax(s)
# Sort by diff (y-x): smallest = top-right, largest = bottom-left
d = np.diff(corners, axis=1).flatten()
tr_idx = np.argmin(d)
bl_idx = np.argmax(d)
return np.array([
corners[tl_idx],
corners[tr_idx],
corners[br_idx],
corners[bl_idx],
], dtype=np.float32)
def get_quad_dimensions(corners: np.ndarray) -> Tuple[float, float]:
"""
Get width and height of a quadrilateral from ordered corners.
Args:
corners: Ordered 4x2 array (TL, TR, BR, BL)
Returns:
Tuple of (width, height) in pixels
"""
# Width: average of top and bottom edges
top_width = np.linalg.norm(corners[1] - corners[0])
bottom_width = np.linalg.norm(corners[2] - corners[3])
width = (top_width + bottom_width) / 2
# Height: average of left and right edges
left_height = np.linalg.norm(corners[3] - corners[0])
right_height = np.linalg.norm(corners[2] - corners[1])
height = (left_height + right_height) / 2
return width, height
def score_card_candidate(
contour: np.ndarray,
corners: np.ndarray,
image_area: float,
aspect_ratio_tolerance: float = 0.15,
) -> Tuple[float, Dict[str, Any]]:
"""
Score a quadrilateral candidate for being a credit card.
Since candidates come from minAreaRect, corners are always a perfect
rectangle. Scoring focuses on aspect ratio match and area coverage.
Args:
contour: Original contour (minAreaRect box points)
corners: 4 corner points
image_area: Total image area for relative sizing
aspect_ratio_tolerance: Allowed deviation from standard ratio
Returns:
Tuple of (score, details_dict)
"""
ordered = order_corners(corners)
width, height = get_quad_dimensions(ordered)
area = cv2.contourArea(corners)
details = {
"corners": ordered,
"width": width,
"height": height,
"area": area,
}
# Check area ratio
area_ratio = area / image_area
if area_ratio < MIN_CARD_AREA_RATIO or area_ratio > MAX_CARD_AREA_RATIO:
details["reject_reason"] = f"area_ratio={area_ratio:.3f}"
return 0.0, details
# Safeguard against zero dimensions
if width <= 0 or height <= 0:
details["reject_reason"] = "invalid_dimensions"
return 0.0, details
# Calculate aspect ratio (always use larger/smaller for consistency)
if width > height:
aspect_ratio = width / height
else:
aspect_ratio = height / width
details["aspect_ratio"] = aspect_ratio
# Check aspect ratio against credit card standard
ratio_diff = abs(aspect_ratio - CARD_ASPECT_RATIO) / CARD_ASPECT_RATIO
if ratio_diff > aspect_ratio_tolerance:
details["reject_reason"] = f"aspect_ratio={aspect_ratio:.3f}, expected~{CARD_ASPECT_RATIO:.3f}"
return 0.0, details
# Compute score (higher is better)
# minAreaRect always produces perfect rectangles, so no angle check needed.
# Score based on area size and aspect ratio match.
area_score = min(area_ratio / 0.1, 1.0) # Normalize to max at 10% of image
ratio_score = 1.0 - ratio_diff / aspect_ratio_tolerance
score = 0.5 * area_score + 0.5 * ratio_score
details["score_components"] = {
"area": area_score,
"ratio": ratio_score,
}
return score, details
def find_card_contours(
image: np.ndarray,
image_area: float,
aspect_ratio_tolerance: float = 0.15,
min_score: float = 0.3,
debug_dir: Optional[str] = None,
) -> List[np.ndarray]:
"""
Find potential card contours using a waterfall of detection strategies.
Strategies are tried in order: Canny → Adaptive → Otsu → Color.
If a strategy produces a candidate scoring above min_score, subsequent
strategies are skipped.
Args:
image: Input BGR image
image_area: Total image area in pixels
aspect_ratio_tolerance: Allowed deviation from standard aspect ratio
min_score: Minimum score to accept a strategy's candidates
debug_dir: Optional directory to save debug images
Returns:
List of 4-point contour approximations from the first successful strategy
"""
# Create debug observer if debug mode enabled
observer = DebugObserver(debug_dir) if debug_dir else None
h, w = image.shape[:2]
min_area = h * w * 0.01 # At least 1% of image
max_area = h * w * 0.5 # At most 50% of image
# Save original image
if observer:
observer.save_stage("01_original", image)
# Convert to grayscale
gray = cv2.cvtColor(image, cv2.COLOR_BGR2GRAY)
if observer:
observer.save_stage("02_grayscale", gray)
# Apply bilateral filter to reduce noise while keeping edges
filtered = cv2.bilateralFilter(gray, 11, 75, 75)
if observer:
observer.save_stage("03_bilateral_filtered", filtered)
def extract_quads(contours, epsilon_factor=0.02, min_rectangularity=0.7,
aspect_tolerance=0.15):
"""Extract quadrilaterals from contours using minAreaRect.
Shape constraints:
- Rectangularity (contour_area / rect_area): rejects irregular shapes
- Aspect ratio: rejects rectangles that don't match card proportions
"""
quads = []
for contour in contours:
contour_area = cv2.contourArea(contour)
if contour_area < min_area or contour_area > max_area:
continue
peri = cv2.arcLength(contour, True)
approx = cv2.approxPolyDP(contour, epsilon_factor * peri, True)
if len(approx) < 4:
continue
rect = cv2.minAreaRect(contour)
box = cv2.boxPoints(rect).astype(np.float32)
rect_area = cv2.contourArea(box)
if rect_area <= 0:
continue
rectangularity = contour_area / rect_area
if rectangularity < min_rectangularity:
continue
(_, _), (bw, bh), _ = rect
if bw <= 0 or bh <= 0:
continue
aspect = max(bw, bh) / min(bw, bh)
if abs(aspect - CARD_ASPECT_RATIO) / CARD_ASPECT_RATIO > aspect_tolerance:
continue
quads.append(box.reshape(4, 1, 2))
return quads
def dedup_quads(quads, center_threshold=50):
"""Remove near-duplicate boxes, keeping the largest when centers overlap.
Two boxes are considered duplicates if their centers are within
center_threshold pixels of each other.
"""
if len(quads) <= 1:
return quads
# Sort by area descending so largest comes first
quads_with_area = [(q, cv2.contourArea(q)) for q in quads]
quads_with_area.sort(key=lambda x: x[1], reverse=True)
kept = []
for quad, area in quads_with_area:
center = quad.reshape(4, 2).mean(axis=0)
is_dup = False
for kept_quad in kept:
kept_center = kept_quad.reshape(4, 2).mean(axis=0)
dist = np.linalg.norm(center - kept_center)
if dist < center_threshold:
is_dup = True
break
if not is_dup:
kept.append(quad)
return kept
def score_best(quads):
"""Return the best score among quads."""
best = 0.0
for q in quads:
corners = q.reshape(4, 2)
score, _ = score_card_candidate(
q, corners, image_area, aspect_ratio_tolerance
)
best = max(best, score)
return best
# --- Waterfall: try strategies in order, stop on first success ---
# Strategy 1: Canny edge detection with various thresholds
canny_candidates = []
canny_configs = [(20, 60), (30, 100), (50, 150), (75, 200), (100, 250)]
saved_canny_indices = [0, 2, 4]
for idx, (canny_low, canny_high) in enumerate(canny_configs):
edges = cv2.Canny(filtered, canny_low, canny_high)
if idx in saved_canny_indices and observer:
observer.save_stage(f"04_canny_{canny_low}_{canny_high}", edges)
kernel = cv2.getStructuringElement(cv2.MORPH_RECT, (5, 5))
edges_morphed = cv2.morphologyEx(edges, cv2.MORPH_CLOSE, kernel)
if idx == 2 and observer:
observer.save_stage("07_canny_morphology", edges_morphed)
contours, _ = cv2.findContours(edges_morphed, cv2.RETR_LIST, cv2.CHAIN_APPROX_SIMPLE)
canny_candidates.extend(extract_quads(contours))
canny_candidates = dedup_quads(canny_candidates)
if observer and canny_candidates:
observer.draw_and_save("08_canny_contours", image,
draw_contours_overlay, canny_candidates, "Canny Edge Detection", StrategyColor.CANNY)
if canny_candidates and score_best(canny_candidates) >= min_score:
return canny_candidates
# Strategy 2: Adaptive thresholding (for varying lighting)
adaptive_candidates = []
adaptive_configs = [(11, 2), (21, 5), (31, 10), (51, 10)]
saved_adaptive = [0, 2]
for idx, (block_size, C) in enumerate(adaptive_configs):
thresh = cv2.adaptiveThreshold(
filtered, 255, cv2.ADAPTIVE_THRESH_GAUSSIAN_C,
cv2.THRESH_BINARY, block_size, C
)
if idx in saved_adaptive and observer:
if idx == 0:
observer.save_stage("09_adaptive_11_2", thresh)
elif idx == 2:
observer.save_stage("10_adaptive_31_10", thresh)
for img in [thresh, 255 - thresh]:
contours, _ = cv2.findContours(img, cv2.RETR_LIST, cv2.CHAIN_APPROX_SIMPLE)
adaptive_candidates.extend(extract_quads(contours))
adaptive_candidates = dedup_quads(adaptive_candidates)
if observer and adaptive_candidates:
observer.draw_and_save("11_adaptive_contours", image,
draw_contours_overlay, adaptive_candidates, "Adaptive Thresholding", StrategyColor.ADAPTIVE)
if adaptive_candidates and score_best(adaptive_candidates) >= min_score:
return adaptive_candidates
# Strategy 3: Otsu's thresholding
otsu_candidates = []
_, otsu = cv2.threshold(filtered, 0, 255, cv2.THRESH_BINARY + cv2.THRESH_OTSU)
if observer:
observer.save_stage("12_otsu_binary", otsu)
otsu_inverted = 255 - otsu
if observer:
observer.save_stage("13_otsu_inverted", otsu_inverted)
for img in [otsu, otsu_inverted]:
kernel = cv2.getStructuringElement(cv2.MORPH_RECT, (3, 3))
img_morphed = cv2.morphologyEx(img, cv2.MORPH_CLOSE, kernel)
contours, _ = cv2.findContours(img_morphed, cv2.RETR_LIST, cv2.CHAIN_APPROX_SIMPLE)
otsu_candidates.extend(extract_quads(contours))
otsu_candidates = dedup_quads(otsu_candidates)
if observer and otsu_candidates:
observer.draw_and_save("14_otsu_contours", image,
draw_contours_overlay, otsu_candidates, "Otsu Thresholding", StrategyColor.OTSU)
if otsu_candidates and score_best(otsu_candidates) >= min_score:
return otsu_candidates
# Strategy 4: Color-based segmentation (gray card on light background)
color_candidates = []
hsv = cv2.cvtColor(image, cv2.COLOR_BGR2HSV)
sat = hsv[:, :, 1]
if observer:
observer.save_stage("15_hsv_saturation", sat)
_, low_sat_mask = cv2.threshold(sat, 30, 255, cv2.THRESH_BINARY_INV)
if observer:
observer.save_stage("16_low_sat_mask", low_sat_mask)
val = hsv[:, :, 2]
gray_mask = cv2.bitwise_and(low_sat_mask, cv2.inRange(val, 80, 200))
kernel = cv2.getStructuringElement(cv2.MORPH_RECT, (7, 7))
gray_mask = cv2.morphologyEx(gray_mask, cv2.MORPH_CLOSE, kernel)
gray_mask = cv2.morphologyEx(gray_mask, cv2.MORPH_OPEN, kernel)
if observer:
observer.save_stage("17_gray_mask", gray_mask)
contours, _ = cv2.findContours(gray_mask, cv2.RETR_EXTERNAL, cv2.CHAIN_APPROX_SIMPLE)
color_candidates = dedup_quads(extract_quads(contours, epsilon_factor=0.03))
if observer and color_candidates:
observer.draw_and_save("18_color_contours", image,
draw_contours_overlay, color_candidates, "Color-Based Detection", StrategyColor.COLOR_BASED)
if color_candidates and score_best(color_candidates) >= min_score:
return color_candidates
# No strategy succeeded — return all collected candidates as last resort
all_candidates = canny_candidates + adaptive_candidates + otsu_candidates + color_candidates
if observer and all_candidates:
observer.draw_and_save("19_all_candidates", image,
draw_contours_overlay, all_candidates, "All Candidates (fallback)", StrategyColor.ALL_CANDIDATES)
return all_candidates
def detect_credit_card(
image: np.ndarray,
aspect_ratio_tolerance: float = 0.15,
debug_dir: Optional[str] = None,
) -> Optional[Dict[str, Any]]:
"""
Detect a credit card in the image.
Args:
image: Input BGR image
aspect_ratio_tolerance: Allowed deviation from standard aspect ratio
debug_dir: Optional directory to save debug images
Returns:
Dictionary containing:
- corners: 4x2 array of corner points (ordered)
- contour: Full contour points
- confidence: Detection confidence score
- width_px, height_px: Detected dimensions
- aspect_ratio: Detected aspect ratio
Or None if no card detected
"""
# Create debug observer if debug mode enabled
observer = DebugObserver(debug_dir) if debug_dir else None
if observer:
print(f"Saving card detection debug images to: {debug_dir}")
h, w = image.shape[:2]
image_area = h * w
# Find candidate contours (waterfall: stops after first successful strategy)
candidates = find_card_contours(
image, image_area=image_area,
aspect_ratio_tolerance=aspect_ratio_tolerance,
debug_dir=debug_dir,
)
if not candidates:
if observer:
print(" No candidates found")
return None
# Score each candidate
best_score = 0.0
best_result = None
all_scored = []
for contour in candidates:
corners = contour.reshape(4, 2)
score, details = score_card_candidate(
contour, corners, image_area, aspect_ratio_tolerance
)
all_scored.append((corners, score, details))
if score > best_score:
best_score = score
best_result = details
# Sort by score (descending) and take top 5
all_scored.sort(key=lambda x: x[1], reverse=True)
top_candidates = all_scored[:5]
# Save scored candidates visualization
if observer and top_candidates:
observer.draw_and_save("20_scored_candidates", image,
draw_candidates_with_scores, top_candidates, "Top 5 Candidates")
if best_result is None or best_score < 0.3:
if observer:
print(f" Best score {best_score:.2f} below threshold 0.3")
return None
# Save final detection
if observer:
final_overlay = image.copy()
corners = best_result["corners"].astype(np.int32)
cv2.polylines(final_overlay, [corners], True, Color.GREEN, Size.CONTOUR_THICK)
# Draw corners
for pt in corners:
cv2.circle(final_overlay, tuple(pt), Size.CORNER_RADIUS + 2, Color.RED, -1)
# Add details text
text_y = Layout.TITLE_Y
details_text = [
"Final Detection",
f"Score: {best_score:.3f}",
f"Aspect Ratio: {best_result['aspect_ratio']:.3f}",
f"Dimensions: {best_result['width']:.0f}x{best_result['height']:.0f}px",
]
for text in details_text:
cv2.putText(
final_overlay, text, (Layout.TEXT_OFFSET_X, text_y),
FONT_FACE, FontScale.SUBTITLE, Color.WHITE,
FontThickness.SUBTITLE_OUTLINE, cv2.LINE_AA
)
cv2.putText(
final_overlay, text, (Layout.TEXT_OFFSET_X, text_y),
FONT_FACE, FontScale.SUBTITLE, Color.GREEN,
FontThickness.SUBTITLE, cv2.LINE_AA
)
text_y += Layout.LINE_SPACING
observer.save_stage("21_final_detection", final_overlay)
print(f" Saved 21 debug images")
return {
"corners": best_result["corners"],
"contour": best_result["corners"],
"confidence": best_score,
"width_px": best_result["width"],
"height_px": best_result["height"],
"aspect_ratio": best_result["aspect_ratio"],
}
def rectify_card(
image: np.ndarray,
corners: np.ndarray,
output_width: int = 856,
) -> Tuple[np.ndarray, np.ndarray]:
"""
Apply perspective transform to rectify the card region.
Args:
image: Input BGR image
corners: Ordered 4x2 array of corner points (TL, TR, BR, BL)
output_width: Width of output image (height computed from aspect ratio)
Returns:
Tuple of (rectified_image, transform_matrix)
"""
corners = corners.astype(np.float32)
# Determine if card is in portrait or landscape orientation
width, height = get_quad_dimensions(corners)
if width > height:
# Landscape orientation
out_w = output_width
out_h = int(output_width / CARD_ASPECT_RATIO)
else:
# Portrait orientation (rotated 90°)
out_h = output_width
out_w = int(output_width / CARD_ASPECT_RATIO)
# Destination points
dst = np.array([
[0, 0],
[out_w - 1, 0],
[out_w - 1, out_h - 1],
[0, out_h - 1],
], dtype=np.float32)
# Compute perspective transform
M = cv2.getPerspectiveTransform(corners, dst)
# Apply transform
rectified = cv2.warpPerspective(image, M, (out_w, out_h))
return rectified, M
def compute_scale_factor(
corners: np.ndarray,
) -> Tuple[float, float]:
"""
Compute pixels-per-cm scale factor from detected card corners.
Args:
corners: Ordered 4x2 array of corner points
Returns:
Tuple of (px_per_cm, confidence)
"""
width_px, height_px = get_quad_dimensions(corners)
# Determine orientation and compute scale
if width_px > height_px:
# Landscape: width corresponds to card width (8.56 cm)
px_per_cm_w = width_px / CARD_WIDTH_CM
px_per_cm_h = height_px / CARD_HEIGHT_CM
else:
# Portrait: width corresponds to card height (5.398 cm)
px_per_cm_w = width_px / CARD_HEIGHT_CM
px_per_cm_h = height_px / CARD_WIDTH_CM
# Average the two estimates
px_per_cm = (px_per_cm_w + px_per_cm_h) / 2
# Confidence based on consistency between width and height estimates
consistency = 1.0 - abs(px_per_cm_w - px_per_cm_h) / max(px_per_cm_w, px_per_cm_h)
confidence = max(0.0, min(1.0, consistency))
return px_per_cm, confidence
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