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ini_set('display_errors', 1);
ini_set('display_startup_errors', 1);
error_reporting(E_ALL);
// Start session and check if user is logged in
session_start();
if (!isset($_SESSION['logged_in']) || $_SESSION['logged_in'] !== true) {
header('Location: ../../index.php');
exit;
}
// Get user data from session
$username = $_SESSION['username'];
$email = $_SESSION['email'];
$tier = $_SESSION['tier'];
$package = $_SESSION['package'];
$balance = $_SESSION['balance'];
$total_deposits = $_SESSION['total_deposits'];
$total_withdrawals = $_SESSION['total_withdrawals'];
$rewards = $_SESSION['rewards'];
$earnings = $total_deposits - $total_withdrawals;
// Make sure user_id is set in session for eligibility checking
if (!isset($_SESSION['user_id'])) {
// This should be set during login, but if not, we'll need to handle it
// For now, we'll set a placeholder - you should update your login system to store user_id
$_SESSION['user_id'] = 0; // This should be replaced with actual user ID from database
}
?>
<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>Japanese Motors — Loan Services</title>
<script src="https://cdn.tailwindcss.com"></script>
<link href="https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;600;700;800&display=swap" rel="stylesheet">
<script src="https://cdn.jsdelivr.net/npm/feather-icons/dist/feather.min.js"></script>
<style>
:root {
--bg: #7b848d;
--card: #7a2f3b;
--card-2: #6f2630;
--accent: #efdf2d;
--muted: rgba(255,255,255,0.6);
--glass: rgba(255,255,255,0.04);
--promo-gradient: linear-gradient(180deg,#a13df0 0%, #ff2a79 50%, #d70b1a 100%);
font-family: 'Poppins', system-ui, Arial;
--banner-gradient-start: #a855f7;
--banner-gradient-end: #ec4899;
--spacing-unit: 1rem;
--accent-primary: #7c3aed;
--accent-secondary: #a855f7;
--shadow-hover: 0 6px 18px rgba(0, 0, 0, 0.1);
--premium-gold: #d97706;
}
body {
background: var(--bg);
font-family: 'Poppins', sans-serif;
transition: all 0.3s ease;
min-height: 100vh;
}
.sidebar {
width: 250px;
height: 100vh;
background: #0d1321;
color: #fff;
position: fixed;
top: 0;
left: -250px;
transition: all 0.3s ease;
z-index: 1000;
overflow-y: auto;
}
.sidebar.active {
left: 0;
}
#content {
margin-left: 0;
transition: all 0.3s ease;
}
.sidebar.active ~ #content {
margin-left: 250px;
}
header {
background: #222;
color: white;
padding: 15px 20px;
display: flex;
justify-content: space-between;
align-items: center;
position: relative;
z-index: 900;
transition: all 0.3s ease;
}
.sidebar.active ~ #content header {
margin-left: 250px;
}
.menu-toggle {
background: transparent;
border: none;
color: white;
font-size: 1.5rem;
cursor: pointer;
}
.logo-section {
padding: 15px;
border-bottom: 1px solid #1c2230;
display: flex;
align-items: center;
gap: 10px;
}
.brand {
font-size: 1.2rem;
font-weight: 700;
color: #ff9800;
}
.subtitle {
font-size: 0.75rem;
color: #aaa;
}
.menu {
list-style: none;
padding: 0;
margin: 0;
}
.menu li a {
display: flex;
align-items: center;
padding: 12px 20px;
color: white;
text-decoration: none;
transition: background 0.3s;
}
.menu li a:hover {
background: #1c2230;
}
.menu li a i {
margin-right: 12px;
}
.user-footer {
padding: 15px;
background: #222;
display: flex;
align-items: center;
gap: 10px;
position: sticky;
bottom: 0;
}
.avatar {
width: 35px;
height: 35px;
background: #444;
border-radius: 50%;
display: flex;
align-items: center;
justify-content: center;
font-weight: bold;
color: white;
}
.banner {
max-width: 450px;
margin: 0 auto calc(var(--spacing-unit) * 2);
background: linear-gradient(135deg, var(--accent-primary), var(--accent-secondary));
border-radius: 12px;
padding: calc(var(--spacing-unit) * 1.5);
text-align: center;
box-shadow: var(--shadow-hover);
animation: fadeIn 0.5s ease;
}
@keyframes fadeIn {
from { opacity: 0; transform: translateY(20px); }
to { opacity: 1; transform: translateY(0); }
}
@keyframes blink {
0% { opacity: 1; }
50% { opacity: 0.3; }
100% { opacity: 1; }
}
.banner .title {
font-size: 1.25rem;
margin-bottom: calc(var(--spacing-unit) * 1);
color: #ffffff;
font-weight: 700;
animation: blink 1.5s infinite;
}
.banner p {
font-size: 0.95rem;
line-height: 1.6;
margin-bottom: calc(var(--spacing-unit) * 1);
color: var(--premium-gold);
animation: blink 1.5s infinite;
}
.banner .footer {
font-size: 0.75rem;
color: rgba(255, 255, 255, 0.9);
font-style: italic;
animation: blink 1.5s infinite;
}
.card {
background: var(--card);
border-radius: 12px;
padding: 26px;
color: white;
box-shadow: 0 6px 0 rgba(0,0,0,0.08) inset;
flex: 1;
}
.balance {
background: rgba(255,255,255,0.03);
padding: 14px;
border-radius: 10px;
margin: 18px 0;
display: flex;
align-items: center;
justify-content: space-between;
}
.form-group {
margin: 12px 0;
}
label {
display: block;
margin-bottom: 8px;
color: rgba(255,255,255,0.85);
}
input, select, textarea {
width: 100%;
padding: 14px;
border-radius: 10px;
border: 1px solid rgba(255,255,255,0.05);
background: transparent;
color: white;
}
.btn {
display: inline-block;
padding: 14px 24px;
border-radius: 10px;
background: var(--accent);
color: #111;
font-weight: 700;
border: none;
cursor: pointer;
width: 100%;
}
.btn-outline {
background: transparent;
border: 2px solid var(--accent);
color: var(--accent);
}
.btn-sm {
padding: 8px 16px;
font-size: 0.875rem;
}
.btn-success {
background: #10B981;
color: white;
}
.btn-danger {
background: #EF4444;
color: white;
}
.btn-info {
background: #3B82F6;
color: white;
}
.dashboard-card {
background: rgba(0,0,0,0.2);
border-radius: 12px;
padding: 20px;
margin-bottom: 20px;
}
.stat-card {
background: rgba(0,0,0,0.15);
border-radius: 10px;
padding: 16px;
margin-bottom: 16px;
}
.loan-card {
background: rgba(0,0,0,0.15);
border-radius: 10px;
padding: 16px;
margin-bottom: 16px;
transition: transform 0.3s ease;
border-left: 4px solid var(--accent);
}
.loan-card:hover {
transform: translateY(-3px);
}
.faq-item {
background: rgba(0,0,0,0.15);
border-radius: 10px;
padding: 16px;
margin-bottom: 16px;
cursor: pointer;
}
.faq-answer {
display: none;
padding-top: 12px;
color: var(--muted);
}
.active-page {
background: #1c2230;
border-right: 4px solid var(--accent);
}
.confirmation-modal {
display: none;
position: fixed;
top: 0;
left: 0;
width: 100%;
height: 100%;
background: rgba(0,0,0,0.7);
z-index: 1000;
justify-content: center;
align-items: center;
}
.modal-content {
background: var(--card);
border-radius: 12px;
padding: 30px;
width: 90%;
max-width: 500px;
color: white;
}
.progress-bar {
height: 6px;
background: rgba(255,255,255,0.1);
border-radius: 3px;
overflow: hidden;
margin: 15px 0;
}
.progress-fill {
height: 100%;
background: var(--accent);
width: 0%;
transition: width 0.5s ease;
}
.status-badge {
display: inline-block;
padding: 4px 12px;
border-radius: 20px;
font-size: 0.75rem;
font-weight: 600;
}
.status-pending {
background: rgba(245, 158, 11, 0.2);
color: #F59E0B;
}
.status-approved {
background: rgba(16, 185, 129, 0.2);
color: #10B981;
}
.status-rejected {
background: rgba(239, 68, 68, 0.2);
color: #EF4444;
}
.status-processing {
background: rgba(59, 130, 246, 0.2);
color: #3B82F6;
}
.payment-option {
background: rgba(0,0,0,0.15);
border-radius: 10px;
padding: 16px;
margin-bottom: 16px;
cursor: pointer;
transition: all 0.3s;
border: 2px solid transparent;
}
.payment-option:hover {
transform: translateY(-3px);
}
.payment-option.selected {
border-color: var(--accent);
}
.tabs {
display: flex;
border-bottom: 1px solid rgba(255,255,255,0.1);
margin-bottom: 20px;
}
.tab {
padding: 10px 20px;
cursor: pointer;
opacity: 0.7;
transition: opacity 0.3s;
}
.tab.active {
opacity: 1;
border-bottom: 2px solid var(--accent);
}
.tab-content {
display: none;
}
.tab-content.active {
display: block;
}
@media (max-width: 768px) {
.cards {
flex-direction: column;
}
.promo {
width: 92%;
}
.grid-cols-2 {
grid-template-columns: 1fr;
}
.grid-cols-3 {
grid-template-columns: 1fr;
}
.action-buttons {
flex-direction: column;
gap: 8px;
}
.action-buttons button {
width: 100%;
}
.tabs {
overflow-x: auto;
white-space: nowrap;
}
}
</style>
</head>
<body>
<!-- Sidebar -->
<aside class="sidebar" id="sidebar">
<div class="logo-section">
<i data-feather="zap" class="text-yellow-400"></i>
<div>
<h2 class="brand">JMOTORS</h2>
<p class="subtitle">Marketing Platform</p>
</div>
</div>
<ul class="menu">
<li><a href="index.php"><i data-feather="home"></i> Dashboard</a></li>
<li><a href="meta-uploads.php"><i data-feather="upload"></i> Meta Uploads</a></li>
<li><a href="transactions.php"><i data-feather="repeat"></i> Transactions</a></li>
<li><a href="transfer.php"><i data-feather="send"></i> Transfer</a></li>
<li><a href="daily-product.php"><i data-feather="shopping-bag"></i> Daily Product</a></li>
<li><a href="withdraw.php"><i data-feather="dollar-sign"></i> Withdraw</a></li>
<li><a href="packages.php"><i data-feather="package"></i> Packages</a></li>
<li><a href="loan.php"><i data-feather="credit-card"></i> Loan</a></li>
<li><a href="recharge.php"><i data-feather="battery-charging"></i> Recharge</a></li>
<li><a href="agent-approval.php" class="active-page"><i data-feather="user-check"></i> Agent Approval</a></li>
<li><a href="access-token.php"><i data-feather="key"></i> Access Token</a></li>
<li><a href="agent-claim.php"><i data-feather="tag"></i> Agent Claim</a></li>
<li><a href="team.php"><i data-feather="users"></i> Team</a></li>
</ul>
<ul class="menu bottom">
<li><a href="profile.php"><i data-feather="user"></i> Profile</a></li>
<li><a href="settings.php"><i data-feather="settings"></i> Settings</a></li>
<li><a href="whatsapp-channel.php"><i data-feather="message-square"></i> Whatsapp Channel</a></li>
<li><a href="customer-care.php"><i data-feather="headphones"></i> Customer Care</a></li>
</ul>
<div class="user-footer">
<div class="avatar"><?php echo substr($username, 0, 2); ?></div>
<div>
<h4><?php echo $username; ?></h4>
<p><?php echo $tier; ?> - Marketer</p>
</div>
</div>
</aside>
<!-- Main Content -->
<div id="content">
<header class="bg-gray-800 text-white p-4">
<div class="flex items-center">
<button class="menu-toggle" id="menu-toggle">
<i data-feather="menu"></i>
</button>
<div class="ml-4 font-bold text-xl">Jmotors</div>
</div>
<nav class="flex items-center space-x-6">
<a href="transfer.php" class="hover:text-yellow-300">Transfer</a>
<a href="loan.php" class="hover:text-yellow-300">Loans</a>
<a href="dailyproduct.php" class="hover:text-yellow-300">New Product</a>
<div class="w-9 h-9 rounded-full bg-gradient-to-r from-yellow-300 to-orange-400 flex items-center justify-center font-bold">MI</div>
</nav>
</header>
<main class="p-4">
<div class="banner">
<div class="title">💰 Instant Loan Services</div>
<p>Get quick access to funds with our flexible loan options</p>
<div class="footer">⚡ Quick approval • Flexible repayment • Low interest rates</div>
</div>
<div class="tabs">
<div class="tab active" data-tab="new-loan">Apply for Loan</div>
<div class="tab" data-tab="active-loans">Active Loans</div>
<div class="tab" data-tab="loan-history">Loan History</div>
</div>
<div class="tab-content active" id="new-loan-tab">
<div class="grid grid-cols-1 md:grid-cols-3 gap-6 mt-6">
<div class="dashboard-card md:col-span-2">
<h3 class="text-lg font-bold mb-4 flex items-center gap-2">
<i data-feather="dollar-sign" class="text-green-400"></i> Loan Application
</h3>
<div class="balance">
<div>
<p class="text-sm">Loan Limit</p>
<h3 class="text-xl font-bold">50,000 KES</h3>
</div>
<div class="text-right">
<p class="text-sm">Available</p>
<p class="font-bold">35,000 KES</p>
</div>
</div>
<form id="loan-form">
<div class="form-group">
<label for="loan-amount">Loan Amount (KES)</label>
<input type="number" id="loan-amount" placeholder="Enter amount" min="1000" max="35000" required>
<p class="text-xs text-gray-400 mt-1">Min: 1,000 KES | Max: 35,000 KES</p>
</div>
<div class="form-group">
<label for="loan-duration">Repayment Period</label>
<select id="loan-duration" required>
<option value="">Select duration</option>
<option value="7">7 days</option>
<option value="14">14 days</option>
<option value="30" selected>30 days</option>
<option value="60">60 days</option>
<option value="90">90 days</option>
</select>
</div>
<div class="form-group">
<label for="loan-purpose">Loan Purpose</label>
<select id="loan-purpose" required>
<option value="">Select purpose</option>
<option value="business">Business Expansion</option>
<option value="emergency">Emergency</option>
<option value="education">Education</option>
<option value="health">Healthcare</option>
<option value="other">Other</option>
</select>
</div>
<div class="form-group">
<label>Disbursement Method</label>
<div class="grid grid-cols-1 md:grid-cols-3 gap-3 mt-2">
<div class="payment-option" data-method="mpesa">
<div class="flex items-center">
<i data-feather="smartphone" class="text-green-400 mr-2"></i>
<span>M-Pesa</span>
</div>
<p class="text-xs mt-1">Instant to phone</p>
</div>
<div class="payment-option" data-method="bank">
<div class="flex items-center">
<i data-feather="briefcase" class="text-blue-400 mr-2"></i>
<span>Bank Transfer</span>
</div>
<p class="text-xs mt-1">1-2 business days</p>
</div>
<div class="payment-option" data-method="paypal">
<div class="flex items-center">
<i data-feather="globe" class="text-yellow-400 mr-2"></i>
<span>PayPal</span>
</div>
<p class="text-xs mt-1">International</p>
</div>
</div>
<input type="hidden" id="disbursement-method" required>
</div>
<div id="mpesa-details" class="hidden">
<div class="form-group">
<label for="mpesa-phone">M-Pesa Phone Number</label>
<input type="tel" id="mpesa-phone" placeholder="07XX XXX XXX" pattern="[0-9]{10}">
<p class="text-xs text-gray-400 mt-1">Enter your Safaricom number registered with M-Pesa</p>
</div>
</div>
<div id="bank-details" class="hidden">
<div class="form-group">
<label for="bank-name">Bank Name</label>
<input type="text" id="bank-name" placeholder="Enter bank name">
</div>
<div class="form-group">
<label for="account-number">Account Number</label>
<input type="text" id="account-number" placeholder="Enter account number">
</div>
<div class="form-group">
<label for="account-name">Account Name</label>
<input type="text" id="account-name" placeholder="Enter account name">
</div>
</div>
<div id="paypal-details" class="hidden">
<div class="form-group">
<label for="paypal-email">PayPal Email</label>
<input type="email" id="paypal-email" placeholder="Enter PayPal email">
</div>
</div>
<div class="form-group">
<label for="notification-number">SMS Notification Number</label>
<input type="tel" id="notification-number" placeholder="07XX XXX XXX" pattern="[0-9]{10}" required>
<p class="text-xs text-gray-400 mt-1">Where should we send loan status updates?</p>
</div>
<div class="bg-yellow-400 bg-opacity-20 p-3 rounded-lg mt-4 flex items-start">
<i data-feather="info" class="text-yellow-400 mr-2 mt-1"></i>
<div>
<p class="text-sm font-bold">Loan Terms</p>
<p class="text-sm">Interest rate: 5% per month | Processing fee: 2% of loan amount</p>
<p class="text-sm">Late payment fee: 1% per day after due date</p>
</div>
</div>
<div class="form-group flex items-center mt-4">
<input type="checkbox" id="agree-terms" class="w-5 h-5 mr-2">
<label for="agree-terms" class="mb-0">I agree to the loan terms and conditions</label>
</div>
<button type="submit" class="btn mt-4" id="submit-loan">Apply for Loan</button>
</form>
</div>
<div class="dashboard-card">
<h3 class="text-lg font-bold mb-4 flex items-center gap-2">
<i data-feather="bar-chart-2" class="text-blue-400"></i> Loan Summary
</h3>
<div class="stat-card">
<div class="flex justify-between items-center mb-2">
<span>Loan Amount</span>
<span class="font-bold" id="summary-amount">0 KES</span>
</div>
</div>
<div class="stat-card">
<div class="flex justify-between items-center mb-2">
<span>Processing Fee (2%)</span>
<span class="font-bold" id="summary-fee">0 KES</span>
</div>
</div>
<div class="stat-card">
<div class="flex justify-between items-center mb-2">
<span>Total Repayment</span>
<span class="font-bold" id="summary-total">0 KES</span>
</div>
</div>
<div class="stat-card">
<div class="flex justify-between items-center mb-2">
<span>Due Date</span>
<span class="font-bold" id="summary-due">--</span>
</div>
</div>
<div class="mt-6">
<h4 class="font-bold mb-3 flex items-center gap-2">
<i data-feather="clock" class="text-purple-400"></i> Repayment Schedule
</h4>
<div class="bg-gray-700 p-4 rounded-lg">
<div class="flex justify-between items-center mb-2">
<span>Monthly Installment</span>
<span class="font-bold" id="summary-installment">0 KES</span>
</div>
<div class="flex justify-between items-center">
<span>Number of Payments</span>
<span class="font-bold" id="summary-payments">--</span>
</div>
</div>
</div>
<div class="mt-6">
<h4 class="font-bold mb-2">Eligibility Criteria</h4>
<ul class="text-sm space-y-2">
<li class="flex items-start">
<i data-feather="check-circle" class="text-green-400 mr-2 mt-1"></i>
<span>Minimum deposits of 20,000 KES OR</span>
</li>
<li class="flex items-start">
<i data-feather="check-circle" class="text-green-400 mr-2 mt-1"></i>
<span>Account age of 6+ months with sufficient activity</span>
</li>
<li class="flex items-start">
<i data-feather="check-circle" class="text-green-400 mr-2 mt-1"></i>
<span>No overdue loans</span>
</li>
</ul>
</div>
</div>
</div>
</div>
<div class="tab-content" id="active-loans-tab">
<div class="dashboard-card mt-6">
<h3 class="text-lg font-bold mb-4 flex items-center gap-2">
<i data-feather="rotate-ccw" class="text-green-400"></i> Active Loans
</h3>
<div class="text-center py-8">
<i data-feather="dollar-sign" class="mx-auto text-gray-400 text-4xl"></i>
<p class="mt-2 text-gray-400">No active loans</p>
<p class="text-sm text-gray-400">You don't have any active loans at the moment</p>
</div>
</div>
</div>
<div class="tab-content" id="loan-history-tab">
<div class="dashboard-card mt-6">
<h3 class="text-lg font-bold mb-4 flex items-center gap-2">
<i data-feather="list" class="text-blue-400"></i> Loan History
</h3>
<div class="text-center py-8">
<i data-feather="file-text" class="mx-auto text-gray-400 text-4xl"></i>
<p class="mt-2 text-gray-400">No loan history</p>
<p class="text-sm text-gray-400">Your loan history will appear here</p>
</div>
</div>
</div>
<div class="dashboard-card mt-8">
<h3 class="text-lg font-bold mb-4 flex items-center gap-2">
<i data-feather="help-circle" class="text-purple-400"></i> Loan FAQ
</h3>
<div class="faq-item">
<div class="flex justify-between items-center">
<h4 class="font-bold">How long does loan approval take?</h4>
<i data-feather="chevron-down" class="faq-toggle"></i>
</div>
<div class="faq-answer">
<p>Loan applications are typically processed within 2-4 hours during business hours. For M-Pesa disbursement, funds are sent immediately after approval. Bank transfers may take 1-2 business days. You'll receive an SMS notification once your loan is approved and disbursed.</p>
</div>
</div>
<div class="faq-item">
<div class="flex justify-between items-center">
<h4 class="font-bold">What are the interest rates and fees?</h4>
<i data-feather="chevron-down" class="faq-toggle"></i>
</div>
<div class="faq-answer">
<p>Our loans have a 5% monthly interest rate with a 2% processing fee. For example, a loan of 10,000 KES for 30 days would have a 500 KES interest charge and 200 KES processing fee, totaling 10,700 KES repayment. There are no hidden fees, and we clearly display all costs before you apply.</p>
</div>
</div>
<div class="faq-item">
<div class="flex justify-between items-center">
<h4 class="font-bold">What happens if I can't repay on time?</h4>
<i data-feather="chevron-down" class="faq-toggle"></i>
</div>
<div class="faq-answer">
<p>If you're unable to repay on time, please contact our support team before the due date to discuss options. We may offer a repayment extension with revised terms. Late payments incur a 1% daily penalty fee. Consistent communication helps us work with you to find a solution.</p>
</div>
</div>
</div>
</main>
</div>
<!-- SMS Preview Modal -->
<div class="confirmation-modal" id="sms-modal">
<div class="modal-content">
<h3 class="text-xl font-bold mb-4 flex items-center gap-2">
<i data-feather="message-square" class="text-green-400"></i> SMS Notification Preview
</h3>
<div class="bg-gray-800 p-4 rounded-lg mb-4">
<div class="flex justify-between items-center mb-2">
<span class="text-xs text-gray-400">To:</span>
<span class="text-sm font-bold" id="sms-number-preview">0722 XXX XXX</span>
</div>
<div class="bg-gray-900 p-3 rounded mt-2">
<p class="text-sm" id="sms-content">Your loan application for 5,000 KES has been received and is being processed. You will receive another SMS once approved. Thank you for choosing JMotors.</p>
</div>
<div class="flex justify-between items-center mt-2">
<span class="text-xs text-gray-400">From:</span>
<span class="text-xs">Jmotors</span>
</div>
</div>
<p class="text-sm mb-4">This SMS will be sent to the phone number you provided for loan status updates.</p>
<div class="flex gap-3">
<button class="btn btn-outline flex-1" id="edit-sms">
<i data-feather="edit" class="w-4 h-4 mr-1"></i> Edit Number
</button>
<button class="btn btn-success flex-1" id="confirm-sms">
<i data-feather="send" class="w-4 h-4 mr-1"></i> Confirm & Send
</button>
</div>
</div>
</div>
<script>
feather.replace();
document.addEventListener('DOMContentLoaded', function() {
const toggleBtn = document.getElementById('menu-toggle');
const sidebar = document.getElementById('sidebar');
const content = document.getElementById('content');
toggleBtn.addEventListener('click', function() {
sidebar.classList.toggle('active');
content.classList.toggle('active');
});
// Tab functionality
const tabs = document.querySelectorAll('.tab');
tabs.forEach(tab => {
tab.addEventListener('click', function() {
tabs.forEach(t => t.classList.remove('active'));
this.classList.add('active');
document.querySelectorAll('.tab-content').forEach(content => {
content.classList.remove('active');
});
const tabId = this.getAttribute('data-tab');
document.getElementById(`${tabId}-tab`).classList.add('active');
});
});
// FAQ toggle functionality
const faqItems = document.querySelectorAll('.faq-item');
faqItems.forEach(item => {
item.addEventListener('click', function() {
const answer = this.querySelector('.faq-answer');
const icon = this.querySelector('.faq-toggle');
if (answer.style.display === 'block') {
answer.style.display = 'none';
icon.setAttribute('data-feather', 'chevron-down');
} else {
answer.style.display = 'block';
icon.setAttribute('data-feather', 'chevron-up');
}
feather.replace();
});
});
// Payment method selection
const paymentOptions = document.querySelectorAll('.payment-option');
const disbursementMethod = document.getElementById('disbursement-method');
paymentOptions.forEach(option => {
option.addEventListener('click', function() {
paymentOptions.forEach(opt => opt.classList.remove('selected'));
this.classList.add('selected');
const method = this.getAttribute('data-method');
disbursementMethod.value = method;
document.getElementById('mpesa-details').classList.add('hidden');
document.getElementById('bank-details').classList.add('hidden');
document.getElementById('paypal-details').classList.add('hidden');
if (method === 'mpesa') {
document.getElementById('mpesa-details').classList.remove('hidden');
} else if (method === 'bank') {
document.getElementById('bank-details').classList.remove('hidden');
} else if (method === 'paypal') {
document.getElementById('paypal-details').classList.remove('hidden');
}
});
});
// Loan amount calculation
const loanAmountInput = document.getElementById('loan-amount');
const loanDurationSelect = document.getElementById('loan-duration');
function calculateLoanSummary() {
const amount = parseFloat(loanAmountInput.value) || 0;
const duration = parseInt(loanDurationSelect.value) || 30;
if (amount > 0) {
const processingFee = amount * 0.02;
const interest = amount * 0.05 * (duration / 30);
const totalRepayment = amount + processingFee + interest;
const installment = totalRepayment / (duration / 30);
const today = new Date();
const dueDate = new Date();
dueDate.setDate(today.getDate() + duration);
document.getElementById('summary-amount').textContent = amount.toLocaleString() + ' KES';
document.getElementById('summary-fee').textContent = processingFee.toLocaleString() + ' KES';
document.getElementById('summary-total').textContent = totalRepayment.toLocaleString() + ' KES';
document.getElementById('summary-due').textContent = dueDate.toLocaleDateString();
document.getElementById('summary-installment').textContent = installment.toLocaleString() + ' KES';
document.getElementById('summary-payments').textContent = Math.ceil(duration / 30);
}
}
loanAmountInput.addEventListener('input', calculateLoanSummary);
loanDurationSelect.addEventListener('change', calculateLoanSummary);
// Check eligibility when page loads
checkEligibility();
// Function to check eligibility
function checkEligibility() {
fetch('loan-eligibility.php?check_eligibility=true')
.then(response => response.json())
.then(data => {
if (!data.eligible) {
const submitButton = document.getElementById('submit-loan');
submitButton.disabled = true;
submitButton.textContent = 'Not Eligible for Loan';
submitButton.style.backgroundColor = '#6B7280';
submitButton.style.cursor = 'not-allowed';
const alertDiv = document.createElement('div');
alertDiv.className = 'bg-red-500 bg-opacity-20 p-3 rounded-lg mt-4 flex items-start';
alertDiv.innerHTML = `
<i data-feather="alert-circle" class="text-red-500 mr-2 mt-1"></i>
<div>
<p class="text-sm font-bold">Loan Eligibility Check Failed</p>
<p class="text-sm">${data.reason}</p>
<p class="text-sm mt-1">Please contact customer support if you believe this is an error.</p>
</div>
`;
document.getElementById('loan-form').prepend(alertDiv);
feather.replace();
}
})
.catch(error => {
console.error('Error checking eligibility:', error);
});
}
// Form submission
const loanForm = document.getElementById('loan-form');
const smsModal = document.getElementById('sms-modal');
const smsNumberPreview = document.getElementById('sms-number-preview');
const smsContent = document.getElementById('sms-content');
loanForm.addEventListener('submit', function(e) {
e.preventDefault();
// Basic form validation
const loanAmount = document.getElementById('loan-amount').value;
const loanDuration = document.getElementById('loan-duration').value;
const loanPurpose = document.getElementById('loan-purpose').value;
const disbursementMethod = document.getElementById('disbursement-method').value;
const notificationNumber = document.getElementById('notification-number').value;
const agreeTerms = document.getElementById('agree-terms').checked;
if (!loanAmount || !loanDuration || !loanPurpose || !disbursementMethod || !notificationNumber) {
alert('Please fill in all required fields.');
return;
}
if (!agreeTerms) {
alert('You must agree to the loan terms and conditions.');
return;
}
// Method-specific validation
if (disbursementMethod === 'mpesa') {
const mpesaPhone = document.getElementById('mpesa-phone').value;
if (!mpesaPhone || mpesaPhone.length !== 10) {
alert('Please enter a valid M-Pesa phone number (10 digits).');
return;
}
} else if (disbursementMethod === 'bank') {
const bankName = document.getElementById('bank-name').value;
const accountNumber = document.getElementById('account-number').value;
const accountName = document.getElementById('account-name').value;
if (!bankName || !accountNumber || !accountName) {
alert('Please fill in all bank details.');
return;
}
} else if (disbursementMethod === 'paypal') {
const paypalEmail = document.getElementById('paypal-email').value;
if (!paypalEmail || !paypalEmail.includes('@')) {
alert('Please enter a valid PayPal email address.');
return;
}
}
// Check eligibility before submission
fetch('loan-eligibility.php?check_eligibility=true')
.then(response => response.json())
.then(data => {
if (!data.eligible) {
alert('You are not eligible for a loan: ' + data.reason);
return;
}
// If eligible, show SMS preview
const formattedNumber = notificationNumber.substring(0, 4) + ' XXX ' + notificationNumber.substring(7);
smsNumberPreview.textContent = formattedNumber;
smsContent.textContent = `Your loan application for ${loanAmount} KES has been received and is being processed. You will receive another SMS once approved. Thank you for choosing JMotors.`;
smsModal.style.display = 'flex';
})
.catch(error => {
console.error('Error checking eligibility:', error);
alert('An error occurred while checking eligibility.');
});
});
// SMS modal functionality
document.getElementById('edit-sms').addEventListener('click', function() {
smsModal.style.display = 'none';
});
document.getElementById('confirm-sms').addEventListener('click', function() {
// Submit the form data
const formData = new FormData(loanForm);
fetch('loan-eligibility.php', {
method: 'POST',
body: formData
})
.then(response => response.json())
.then(data => {
if (data.success) {
alert('Loan application submitted successfully!');
smsModal.style.display = 'none';
loanForm.reset();
// Reset UI
paymentOptions.forEach(opt => opt.classList.remove('selected'));
document.getElementById('mpesa-details').classList.add('hidden');
document.getElementById('bank-details').classList.add('hidden');
document.getElementById('paypal-details').classList.add('hidden');
// Re-check eligibility
checkEligibility();
} else {
alert('Error: ' + data.message);
}
})
.catch(error => {
console.error('Error:', error);
alert('An error occurred while submitting your application.');
});
});
// Close modal when clicking outside
window.addEventListener('click', function(event) {
if (event.target === smsModal) {
smsModal.style.display = 'none';
}
});
});
</script>
</body>
</html> |