[
    {
        "id": "d1_gym",
        "title": "The Slump",
        "story": "You haven't seen the inside of a gym in ten days. Your energy is flagging and your favorite jeans feel tight.",
        "primary_disruption": {
            "physical_health.fitness": -15.0
        },
        "decisions_required": [
            "Wake up early for a run",
            "Join a weekend boot camp",
            "Ignore it and rest"
        ],
        "resource_budget": {
            "time": 4.0,
            "money": 0.0,
            "energy": 20.0
        },
        "difficulty": 1
    },
    {
        "id": "d1_bill",
        "title": "Forgotten Invoice",
        "story": "A late notice arrived for your electricity bill. It's not a lot, but the late fee is annoying.",
        "primary_disruption": {
            "finances.liquidity": -20.0
        },
        "decisions_required": [
            "Pay it now",
            "Call to dispute the fee",
            "Set up autopay for next time"
        ],
        "resource_budget": {
            "time": 1.0,
            "money": 100.0,
            "energy": 5.0
        },
        "difficulty": 1
    },
    {
        "id": "d1_argument",
        "title": "Heated Group Chat",
        "story": "A minor political disagreement in the group chat turned personal. Everyone is being quiet now.",
        "primary_disruption": {
            "relationships.social": -20.0
        },
        "decisions_required": [
            "Apologize to the group",
            "Message the friend privately",
            "Mute the chat for a week"
        ],
        "resource_budget": {
            "time": 2.0,
            "money": 30.0,
            "energy": 15.0
        },
        "difficulty": 1
    },
    {
        "id": "d2_project",
        "title": "The Surge",
        "story": "Your boss just walked by and dropped a 'small favor' on your desk. It looks like it'll take ten hours.",
        "primary_disruption": {
            "career.workload": 25.0,
            "time.free_hours_per_week": -20.0
        },
        "decisions_required": [
            "Work late all week",
            "Delegate parts to a junior",
            "Refuse the assignment"
        ],
        "resource_budget": {
            "time": 10.0,
            "money": 0.0,
            "energy": 40.0
        },
        "difficulty": 2
    },
    {
        "id": "d2_car",
        "title": "Check Engine Light",
        "story": "Your car started making a rhythmic thumping sound on the highway. The mechanic says the repair isn't cheap.",
        "primary_disruption": {
            "finances.liquidity": -30.0,
            "time.commute_burden": 25.0
        },
        "decisions_required": [
            "Repair it immediately",
            "Take the bus for a week",
            "Borrow a car from a friend"
        ],
        "resource_budget": {
            "time": 5.0,
            "money": 500.0,
            "energy": 10.0
        },
        "difficulty": 2
    },
    {
        "id": "d2_neglect",
        "title": "Cold Dinner",
        "story": "Your partner mentions they feel like 'roommates' lately. You realize you haven't had a real conversation in weeks.",
        "primary_disruption": {
            "relationships.romantic": -25.0,
            "mental_wellbeing.stress_level": 20.0
        },
        "decisions_required": [
            "Plan a surprise date",
            "Have a long talk tonight",
            "Buy a thoughtful gift"
        ],
        "resource_budget": {
            "time": 6.0,
            "money": 150.0,
            "energy": 30.0
        },
        "difficulty": 2
    },
    {
        "id": "d3_interview",
        "title": "The Opportunity",
        "story": "An old contact reached out for a dream job interview. You need to prep while keeping your current job afloat.",
        "primary_disruption": {
            "career.workload": 20.0,
            "time.free_hours_per_week": -15.0,
            "mental_wellbeing.stress_level": 20.0
        },
        "decisions_required": [
            "Intensive weekend prep",
            "Fake a sick day to interview",
            "Turn it down to stay stable"
        ],
        "resource_budget": {
            "time": 12.0,
            "money": 50.0,
            "energy": 50.0
        },
        "difficulty": 3
    },
    {
        "id": "d3_family",
        "title": "Family SOS",
        "story": "Your sibling is going through a rough patch and needs help moving out and some financial support.",
        "primary_disruption": {
            "relationships.family": 20.0,
            "time.free_hours_per_week": -25.0,
            "finances.liquidity": -20.0
        },
        "decisions_required": [
            "Spend the weekend helping",
            "Send them money but stay home",
            "Help them find other movers"
        ],
        "resource_budget": {
            "time": 15.0,
            "money": 400.0,
            "energy": 60.0
        },
        "difficulty": 3
    },
    {
        "id": "d3_health",
        "title": "The Warning Sign",
        "story": "You had a fainting spell at the office. Tests are expensive, and doctors say you need immediate change.",
        "primary_disruption": {
            "physical_health.energy": -30.0,
            "mental_wellbeing.stress_level": 30.0,
            "finances.liquidity": -40.0
        },
        "decisions_required": [
            "Take a week of medical leave",
            "Consult a high-end specialist",
            "Change diet and sleep habits"
        ],
        "resource_budget": {
            "time": 20.0,
            "money": 800.0,
            "energy": 5.0
        },
        "difficulty": 3
    },
    {
        "id": "d4_review",
        "title": "Judgment Day",
        "story": "A major performance review is in three days. Rumors of layoffs are circulating and the atmosphere is tense.",
        "primary_disruption": {
            "career.workload": 30.0,
            "mental_wellbeing.stress_level": 25.0,
            "relationships.romantic": -15.0,
            "time.free_hours_per_week": -20.0
        },
        "decisions_required": [
            "Pull all-nighters to prove worth",
            "Start networking for new roles",
            "Draft a defensive report"
        ],
        "resource_budget": {
            "time": 18.0,
            "money": 0.0,
            "energy": 80.0
        },
        "difficulty": 4
    },
    {
        "id": "d4_move",
        "title": "The Big Relocation",
        "story": "You've decided to move across the country for growth. The logistics are a nightmare and friends are sad to see you go.",
        "primary_disruption": {
            "finances.liquidity": -50.0,
            "relationships.social": -30.0,
            "career.growth_trajectory": 20.0,
            "time.admin_overhead": 30.0
        },
        "decisions_required": [
            "Hire full-service movers",
            "Host a series of farewell dinners",
            "DIY pack everything"
        ],
        "resource_budget": {
            "time": 30.0,
            "money": 1500.0,
            "energy": 100.0
        },
        "difficulty": 4
    },
    {
        "id": "d4_audit",
        "title": "Tax Audit",
        "story": "The IRS has flagged your last three years of returns. You need to dig through thousands of documents while paying a CPA.",
        "primary_disruption": {
            "finances.long_term_health": -20.0,
            "mental_wellbeing.stress_level": 30.0,
            "time.admin_overhead": 40.0,
            "finances.liquidity": -15.0
        },
        "decisions_required": [
            "Spend nights scanning receipts",
            "Hire a tax lawyer",
            "Try to settle immediately"
        ],
        "resource_budget": {
            "time": 25.0,
            "money": 1000.0,
            "energy": 40.0
        },
        "difficulty": 4
    },
    {
        "id": "d5_friday",
        "title": "Friday 6PM",
        "story": "Your flight just got cancelled. Your card declined trying to rebook. Your boss moved Monday deadline to Sunday.",
        "primary_disruption": {
            "career.workload": 35.0,
            "finances.liquidity": -40.0,
            "mental_wellbeing.stress_level": 30.0,
            "time.free_hours_per_week": -25.0
        },
        "decisions_required": [
            "Book a bus and work on it",
            "Call boss to negotiate",
            "Crash at a nearby friend's"
        ],
        "resource_budget": {
            "time": 10.0,
            "money": 500.0,
            "energy": 60.0
        },
        "difficulty": 5
    },
    {
        "id": "d5_storm",
        "title": "The Perfect Storm",
        "story": "Your firm lost its biggest client, your partner moved out, and your car got towed\u2014all on the same Tuesday.",
        "primary_disruption": {
            "career.stability": -30.0,
            "relationships.romantic": -25.0,
            "finances.debt_pressure": 35.0,
            "physical_health.energy": -25.0
        },
        "decisions_required": [
            "Find an emergency side hustle",
            "Beg partner for a second chance",
            "Take a mental health day"
        ],
        "resource_budget": {
            "time": 8.0,
            "money": 200.0,
            "energy": 20.0
        },
        "difficulty": 5
    },
    {
        "id": "d5_burnout",
        "title": "The Total Collapse",
        "story": "You can't get out of bed. Your body has quit, your motivation is gone, and work emails are piling into the hundreds.",
        "primary_disruption": {
            "mental_wellbeing.motivation": -40.0,
            "physical_health.sleep_quality": -30.0,
            "career.satisfaction": -35.0,
            "relationships.family": -20.0
        },
        "decisions_required": [
            "Request indefinite medical leave",
            "Disconnect all electronics",
            "Let it all burn and sleep"
        ],
        "resource_budget": {
            "time": 40.0,
            "money": 2000.0,
            "energy": 0.0
        },
        "difficulty": 5
    }
]