data/subsidies.json

[
  {"id": "pm-kisan", "name": "PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)",
   "level": "central", "state": "", "category": "Income support",
   "summary": "Direct income support of Rs 6,000 per year to eligible landholding farmer families, paid in three equal installments of Rs 2,000 directly to bank accounts (DBT).",
   "benefits": "Rs 6,000 per year per eligible farmer family, in 3 installments.",
   "eligibility": "Landholding farmer families, subject to exclusion criteria (e.g. income-tax payers, institutional landholders, certain government employees/pensioners).",
   "application_process": [
     "Register at pmkisan.gov.in (Farmers Corner -> New Farmer Registration) or through your village revenue officer / CSC.",
     "Provide Aadhaar, bank account and land record details.",
     "Complete e-KYC (Aadhaar OTP or biometric).",
     "Track status and installments under 'Beneficiary Status' on the portal."],
   "documents": ["Aadhaar card", "Bank account details", "Land record (RoR/Khatauni)"],
   "portal": "https://pmkisan.gov.in", "helpline": "155261 / 011-24300606",
   "updates": [
     {"date": "2026-02-24", "text": "19th installment released to eligible beneficiaries; check 'Know Your Status' on the portal."},
     {"date": "2026-01-10", "text": "Aadhaar-based e-KYC and land seeding remain mandatory — incomplete records will not receive the next installment."}],
   "source": "Dept. of Agriculture & Farmers Welfare, Govt. of India"},

  {"id": "pmfby", "name": "PMFBY (Pradhan Mantri Fasal Bima Yojana)",
   "level": "central", "state": "", "category": "Crop insurance",
   "summary": "Crop insurance against yield loss from natural calamities, pests and disease, at a low farmer premium (2% for Kharif, 1.5% for Rabi, 5% for commercial/horticultural crops).",
   "benefits": "Insurance payout for notified crop losses; low premium with the balance subsidized by government.",
   "eligibility": "Farmers (loanee and non-loanee) growing notified crops in notified areas; voluntary.",
   "application_process": [
     "Enrol before the cut-off date for the season at your bank, a CSC, an insurance intermediary, or on pmfby.gov.in.",
     "Provide land/sowing details and the notified crop.",
     "Pay the farmer share of premium; report crop loss within the stipulated time (usually 72 hours) via the app/insurer/helpline."],
   "documents": ["Aadhaar", "Bank account", "Land records / sowing certificate"],
   "portal": "https://pmfby.gov.in", "helpline": "14447",
   "updates": [
     {"date": "2026-05-15", "text": "Kharif 2026 enrolment window open in notified districts — enrol before your district cut-off date."},
     {"date": "2026-03-31", "text": "Report crop loss within 72 hours via the Crop Insurance App, your insurer or the 14447 helpline to be eligible for assessment."}],
   "source": "Ministry of Agriculture & Farmers Welfare"},

  {"id": "kcc", "name": "Kisan Credit Card (KCC)",
   "level": "central", "state": "", "category": "Credit",
   "summary": "Short-term institutional credit for cultivation and allied activities at a subsidized interest rate (interest subvention plus a prompt-repayment incentive lowers the effective rate).",
   "benefits": "Working-capital crop loan at concessional interest; flexible withdrawal/repayment.",
   "eligibility": "Farmers (owner cultivators, tenant farmers, SHGs), including animal husbandry and fisheries.",
   "application_process": [
     "Apply at any bank branch (or via the KCC link on pmkisan.gov.in for PM-KISAN beneficiaries).",
     "Submit identity, address and land/cultivation documents.",
     "Bank assesses the credit limit based on cropping pattern and scale of finance."],
   "documents": ["ID proof", "Address proof", "Land records", "Passport photo"],
   "portal": "https://www.myscheme.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-04-05", "text": "Interest subvention with prompt-repayment incentive continues for short-term crop loans up to the notified ceiling."},
     {"date": "2026-02-01", "text": "PM-KISAN beneficiaries can apply for a KCC through the linked banking facility on pmkisan.gov.in."}],
   "source": "Dept. of Financial Services / NABARD"},

  {"id": "pmksy", "name": "PMKSY - Per Drop More Crop (micro-irrigation)",
   "level": "central", "state": "", "category": "Irrigation",
   "summary": "Support for water-use efficiency through micro-irrigation (drip and sprinkler systems) and on-farm water management, with subsidy on equipment.",
   "benefits": "Subsidy on drip/sprinkler systems (rate varies by category of farmer and state).",
   "eligibility": "Farmers adopting micro-irrigation; rules and rates set by the state.",
   "application_process": [
     "Apply through your State Agriculture/Horticulture Department or its DBT portal.",
     "Get the field assessed and the system installed by an empanelled vendor.",
     "Subsidy is released after verification."],
   "documents": ["Land records", "Bank account", "Aadhaar", "Quotation/bill from empanelled vendor"],
   "portal": "https://pmksy.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-04-20", "text": "State micro-irrigation applications open for 2026-27; small/marginal and SC/ST farmers get a higher subsidy slab in most states."}],
   "source": "Ministry of Agriculture & Farmers Welfare"},

  {"id": "soil-health-card", "name": "Soil Health Card Scheme",
   "level": "central", "state": "", "category": "Soil health",
   "summary": "Provides farmers a Soil Health Card with crop-wise nutrient status and fertilizer recommendations based on soil testing, to promote balanced fertilization.",
   "benefits": "Free soil test and tailored nutrient/fertilizer recommendations.",
   "eligibility": "All farmers.",
   "application_process": [
     "Contact your local Agriculture Department / soil testing laboratory or Krishi Vigyan Kendra.",
     "Provide a soil sample as guided.",
     "Collect the Soil Health Card with recommendations (also available online where digitized)."],
   "documents": ["Land/field details"],
   "portal": "https://soilhealth.dac.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-03-12", "text": "Soil sampling drive underway for the new cycle — submit samples through your KVK/soil lab to get an updated card before the next season."}],
   "source": "Ministry of Agriculture & Farmers Welfare"},

  {"id": "smam", "name": "SMAM - Farm Mechanization subsidy",
   "level": "central", "state": "", "category": "Mechanization",
   "summary": "Sub-Mission on Agricultural Mechanization provides subsidy on farm machinery and implements, and support for Custom Hiring Centres (CHCs) to improve access for small farmers.",
   "benefits": "Subsidy on tractors, implements and machinery; CHC support.",
   "eligibility": "Individual farmers, FPOs, cooperatives and entrepreneurs (CHCs), as per state guidelines.",
   "application_process": [
     "Register and apply on the agri-machinery DBT portal (agrimachinery.nic.in) or via your State Agriculture Department.",
     "Select the machinery and an approved dealer.",
     "Subsidy is credited after purchase verification."],
   "documents": ["Aadhaar", "Bank account", "Land records (as applicable)", "Quotation/invoice"],
   "portal": "https://agrimachinery.nic.in", "helpline": "",
   "updates": [
     {"date": "2026-05-02", "text": "Fresh applications invited on the agri-machinery DBT portal for implements and Custom Hiring Centres; selection is often first-come or by lottery within the state target."}],
   "source": "Ministry of Agriculture & Farmers Welfare"},

  {"id": "pkvy", "name": "PKVY (Paramparagat Krishi Vikas Yojana) - Organic farming",
   "level": "central", "state": "", "category": "Organic farming",
   "summary": "Promotes cluster-based organic farming with PGS (Participatory Guarantee System) certification and financial assistance over a multi-year period.",
   "benefits": "Per-hectare assistance for organic inputs, certification and marketing (cluster approach).",
   "eligibility": "Farmers forming organic clusters/groups.",
   "application_process": [
     "Join or form an organic cluster through the State Agriculture Department / implementing agency.",
     "Enrol for PGS certification.",
     "Receive assistance across the conversion period as per scheme norms."],
   "documents": ["Land records", "Bank account", "Group/cluster details"],
   "portal": "https://pgsindia-ncof.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-03-25", "text": "New organic clusters being formed for the 2026 cycle — join through your State Agriculture Department to enrol for PGS certification."}],
   "source": "Ministry of Agriculture & Farmers Welfare"},

  {"id": "enam", "name": "eNAM (National Agriculture Market)",
   "level": "central", "state": "", "category": "Marketing",
   "summary": "An online trading platform networking APMC mandis for transparent price discovery and online sale of produce across markets.",
   "benefits": "Wider buyer access, transparent prices, online payment.",
   "eligibility": "Farmers, traders and FPOs registered with an integrated mandi.",
   "application_process": [
     "Register at enam.gov.in or at an integrated APMC mandi.",
     "Get assaying/lot details done at the mandi.",
     "List produce for online bidding and receive payment to your bank account."],
   "documents": ["ID proof", "Bank account", "Mandi registration"],
   "portal": "https://enam.gov.in", "helpline": "1800-270-0224",
   "updates": [
     {"date": "2026-04-18", "text": "More mandis integrated and inter-state trade modules expanded; FPOs can trade directly on the platform."}],
   "source": "Small Farmers' Agribusiness Consortium (SFAC)"},

  {"id": "aif", "name": "Agriculture Infrastructure Fund (AIF)",
   "level": "central", "state": "", "category": "Infrastructure / credit",
   "summary": "Medium- to long-term debt financing for post-harvest management and community farming assets, with a 3% interest subvention and credit guarantee support.",
   "benefits": "Loans with 3% interest subvention (up to a ceiling) and credit-guarantee cover for eligible projects.",
   "eligibility": "Farmers, FPOs, PACS, agri-entrepreneurs, startups and others for eligible infrastructure projects.",
   "application_process": [
     "Apply on the AIF portal (agriinfra.dac.gov.in) with your project proposal.",
     "The application is routed to a lending bank for appraisal.",
     "On sanction, avail the loan with interest subvention."],
   "documents": ["Project report", "ID/entity documents", "Bank details"],
   "portal": "https://agriinfra.dac.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-02-15", "text": "Scheme window extended for new post-harvest and community-asset projects; 3% interest subvention and credit-guarantee cover continue for eligible loans."}],
   "source": "Ministry of Agriculture & Farmers Welfare"},

  {"id": "pm-kmy", "name": "PM Kisan Maandhan Yojana (PM-KMY) - Pension",
   "level": "central", "state": "", "category": "Pension",
   "summary": "A voluntary, contributory pension scheme giving small and marginal farmers a monthly pension of Rs 3,000 after the age of 60, with a matching government contribution.",
   "benefits": "Rs 3,000 monthly pension after 60; government matches the farmer's contribution.",
   "eligibility": "Small and marginal farmers aged 18-40 (subject to exclusions).",
   "application_process": [
     "Enrol at a Common Service Centre (CSC) or on maandhan.in.",
     "Provide Aadhaar and a savings/PM-KISAN bank account; choose the monthly contribution by entry age.",
     "Contribute monthly until 60 to draw the pension."],
   "documents": ["Aadhaar", "Bank account (savings or PM-KISAN)"],
   "portal": "https://maandhan.in", "helpline": "1800-3000-3468",
   "updates": [
     {"date": "2026-01-20", "text": "PM-KISAN beneficiaries can enrol with the installment auto-debiting the monthly contribution — no separate payment needed."}],
   "source": "Ministry of Agriculture & Farmers Welfare"},

  {"id": "ka-krishi-bhagya", "name": "Krishi Bhagya (Karnataka)",
   "level": "state", "state": "Karnataka", "category": "Dryland / water harvesting",
   "summary": "Karnataka scheme supporting rainwater harvesting structures (farm ponds), polythene lining, pump sets and micro-irrigation to stabilize dryland/rainfed farming.",
   "benefits": "Subsidy for farm ponds and allied components for rainfed areas (rates as notified).",
   "eligibility": "Farmers in rainfed/dryland areas of Karnataka, as per scheme guidelines.",
   "application_process": [
     "Apply at your Raitha Samparka Kendra (RSK) / Department of Agriculture, Karnataka.",
     "Get the site/components approved.",
     "Subsidy released after construction and verification."],
   "documents": ["Land records (RTC/Pahani)", "Aadhaar", "Bank account"],
   "portal": "https://raitamitra.karnataka.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-05-08", "text": "Applications open for the 2026 monsoon at Raitha Samparka Kendras; priority to rainfed taluks. Apply before sowing for farm-pond components."}],
   "source": "Department of Agriculture, Karnataka"},

  {"id": "tg-rythu-bandhu", "name": "Rythu Bandhu (Telangana)",
   "level": "state", "state": "Telangana", "category": "Investment support",
   "summary": "Telangana investment-support scheme providing per-acre financial assistance to landowning farmers each season to meet input costs.",
   "benefits": "Per-acre, per-season investment support credited to eligible landowners (amount as notified).",
   "eligibility": "Landowning farmers in Telangana with valid land records.",
   "application_process": [
     "Eligibility is based on the digitized land record (Dharani); support is credited to the registered bank account.",
     "Verify and update your land/bank details at the Agriculture/Revenue office if needed."],
   "documents": ["Land records (Dharani)", "Bank account", "Aadhaar"],
   "portal": "https://rythubandhu.telangana.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-05-20", "text": "Kharif 2026 investment support being credited to eligible landowners; verify your Dharani land record and bank account to avoid delays."}],
   "source": "Government of Telangana"},

  {"id": "mh-magel-shettale", "name": "Magel Tyala Shettale (Maharashtra)",
   "level": "state", "state": "Maharashtra", "category": "Water harvesting",
   "summary": "Maharashtra 'farm pond on demand' scheme giving subsidy to construct on-farm ponds for protective irrigation in rainfed areas.",
   "benefits": "Subsidy for farm-pond construction (as notified).",
   "eligibility": "Eligible farmers in Maharashtra as per the scheme; apply via Mahadbt.",
   "application_process": [
     "Apply on the MahaDBT farmer portal (mahadbt.maharashtra.gov.in).",
     "Get the pond site approved.",
     "Subsidy released after construction and geo-tagged verification."],
   "documents": ["7/12 land extract", "Aadhaar", "Bank account"],
   "portal": "https://mahadbt.maharashtra.gov.in", "helpline": "",
   "updates": [
     {"date": "2026-04-28", "text": "Farm-pond applications open on MahaDBT for 2026-27; selection is by lottery and subsidy is released after geo-tagged verification."}],
   "source": "Government of Maharashtra"}
]