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href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_maintRegistration.html">Maintaining Your Institution Registration</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_df7df97c574be4a7--2013d503-199008abe28--7fd5-d28294e34590-mi" data-tocid="xd_df7df97c574be4a7--2013d503-199008abe28--7fd5-d28294e34590" data-state="not-ready" class=" topicref " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fd5"><span class="title"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_renewingRegistrations.html">Renewing Your Registrations</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc4-d28294e35438-mi" data-tocid="xd_df7df97c574be4a7--2013d503-199008abe28--7fc4-d28294e35438" data-state="not-ready" class=" topicref " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc4"><span class="title"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_MLOregistration.html">Registering Your MLOs with NMLS</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc3-d28294e36722-mi" data-tocid="xd_df7df97c574be4a7--2013d503-199008abe28--7fc3-d28294e36722" data-state="not-ready" class=" topicref " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc3"><span class="title"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_maintMLOregistration.html">Maintaining Your MLO Registrations</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc2-d28294e37252-mi" data-tocid="xd_df7df97c574be4a7--2013d503-199008abe28--7fc2-d28294e37252" data-state="not-ready" class=" topicref " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc2"><span class="title"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_MandA.html">Mergers and Acquisitions</a></span></span></li><li role="menuitem"><span id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc1-d28294e37570-mi" data-tocid="xd_df7df97c574be4a7--2013d503-199008abe28--7fc1-d28294e37570" data-state="leaf" class=" topicref " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc1"><span class="title"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_usingReports.html">Using NMLS Reports</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="regFedMLO_getStarted-d28294e37695-mi" data-tocid="regFedMLO_getStarted-d28294e37695" data-state="not-ready" class=" topicref " data-id="regFedMLO_getStarted"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_getStarted.html">Individual MU4R Registration</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="regFedMLO_disciplinaryAction-d28294e38703-mi" data-tocid="regFedMLO_disciplinaryAction-d28294e38703" data-state="not-ready" class=" topicref " data-id="regFedMLO_disciplinaryAction"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_disciplinaryAction.html">Disciplinary Actions</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="regFedMLO_renewalOverview-d28294e39048-mi" data-tocid="regFedMLO_renewalOverview-d28294e39048" data-state="not-ready" class=" topicref " data-id="regFedMLO_renewalOverview"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_renewalOverview.html">Renewal and Reactivation Overview</a></span></span></li><li 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data-state="not-ready" class=" topicref " data-id="licCompMaint_maintainingYourCompanyLicense"><span class="title"><a href="maps/NMLS/licensing/company/topics/licCompMaint_maintainingYourCompanyLicense.html">Maintaining Your Company License</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="licCompMaint_annualAndQuarterlyReporting-d28294e54156-mi" data-tocid="licCompMaint_annualAndQuarterlyReporting-d28294e54156" data-state="not-ready" class=" topicref " data-id="licCompMaint_annualAndQuarterlyReporting"><span class="title"><a href="maps/NMLS/licensing/company/topics/licCompMaint_annQtrReporting.html">Annual and Quarterly Reporting</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="licComp_MLOmgt_managingMlos-d28294e54262-mi" data-tocid="licComp_MLOmgt_managingMlos-d28294e54262" data-state="not-ready" class=" topicref " data-id="licComp_MLOmgt_managingMlos"><span class="title"><a href="maps/NMLS/licensing/company/topics/licComp_MLOmgt_managingMlos.html">Managing Mortgage Loan Originators</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="licComp_renew_renewingCompanyLicensesOrRegistrations-d28294e55061-mi" data-tocid="licComp_renew_renewingCompanyLicensesOrRegistrations-d28294e55061" data-state="not-ready" class=" topicref " data-id="licComp_renew_renewingCompanyLicensesOrRegistrations"><span class="title"><a href="maps/NMLS/licensing/company/topics/licComp_renew_compLicReg_renewing.html">Renewing Company Licenses or Registrations</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="licComp_surrender_surrenderingCompanyLicensesOrRegistrations-d28294e56706-mi" data-tocid="licComp_surrender_surrenderingCompanyLicensesOrRegistrations-d28294e56706" data-state="not-ready" class=" topicref " data-id="licComp_surrender_surrenderingCompanyLicensesOrRegistrations"><span class="title"><a href="maps/NMLS/licensing/company/topics/licComp_surrender_surrenderingCompanyLicensesOrRegistrations.html">Surrendering or Withdrawing Company Licenses or Registrations</a></span></span></li><li role="menuitem"><span id="licComp_reports_overseeingCompanyActivityUsingNmlsReports-d28294e56812-mi" data-tocid="licComp_reports_overseeingCompanyActivityUsingNmlsReports-d28294e56812" data-state="leaf" class=" topicref " data-id="licComp_reports_overseeingCompanyActivityUsingNmlsReports"><span class="title"><a href="maps/NMLS/licensing/company/topics/licComp_reports_overseeingCompanyActivityUsingNmlsReports.html">Overseeing Company Activity Using NMLS Reports</a></span></span></li><li role="menuitem"><span id="nmlsPG_nonDisclosableEventsAndRegulatoryActions-d28294e56865-mi" data-tocid="nmlsPG_nonDisclosableEventsAndRegulatoryActions-d28294e56865" data-state="leaf" class=" topicref " data-id="nmlsPG_nonDisclosableEventsAndRegulatoryActions"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_nonDisclosableEventsAndRegulatoryActions.html">Non-disclosable Events and Regulatory Actions</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_nmlsElectronicSuretyBondEsb-d28294e56918-mi" data-tocid="nmlsPG_nmlsElectronicSuretyBondEsb-d28294e56918" data-state="not-ready" class=" topicref " data-id="nmlsPG_nmlsElectronicSuretyBondEsb"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_nmlsElectronicSuretyBond.html">Chapter IX—NMLS Electronic Surety Bond (ESB)</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="mlo_testing_handbook-d28294e58579-mi" data-tocid="mlo_testing_handbook-d28294e58579" data-state="not-ready" class=" topicref " data-id="mlo_testing_handbook"><span class="title"><a href="maps/NMLS/education/mlo_testing/mlo_test_guide/mlo_testing_handbook.html">MLO Testing Handbook</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_e222e7fa28421aa9--1aaa0fe5-19021998458--7ffa-d28294e59865-mi" data-tocid="xd_e222e7fa28421aa9--1aaa0fe5-19021998458--7ffa-d28294e59865" data-state="not-ready" class=" topicref " data-id="xd_e222e7fa28421aa9--1aaa0fe5-19021998458--7ffa"><span class="title"><a href="maps/NMLS/education/mlo_testing/mlo_test_faq/mlo_testing_hbk_FAQ_chapterstart.html">MLO Testing FAQ</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="mlo_testing_hbk_stateSpecific-d28294e60079-mi" data-tocid="mlo_testing_hbk_stateSpecific-d28294e60079" data-state="not-ready" class=" topicref " data-id="mlo_testing_hbk_stateSpecific"><span class="title"><a href="maps/NMLS/education/mlo_testing/state_specificReqs/mlo_testing_hbk_stateSpecific-1.html">State-Specific Education Requirements (PE and CE)</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_9b692078bb9d145d--47143557-1969b855798--7ff3-d28294e63264-mi" data-tocid="xd_9b692078bb9d145d--47143557-1969b855798--7ff3-d28294e63264" data-state="not-ready" class=" topicref " data-id="xd_9b692078bb9d145d--47143557-1969b855798--7ff3"><span class="title"><a href="maps/NMLS/education/mlo_testing/state_specificReqs/mloEd_completeEd_chapterstart.html">Complete NMLS Approved Courses</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_f3406d6d8c40c5b7--8040794-1911e21e763--7ffc-d28294e64513-mi" data-tocid="xd_f3406d6d8c40c5b7--8040794-1911e21e763--7ffc-d28294e64513" data-state="not-ready" class=" topicref " data-id="xd_f3406d6d8c40c5b7--8040794-1911e21e763--7ffc"><span class="title"><a href="maps/NMLS/education/mlo_testing/mlo_test_faq/mlo_testing_hbk_FAQ_education.html">Education FAQ - NMLS Approved Education for MLO Licensure</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_7801de92744a7d4f--5e59a59-198947017f9--7ffc-d28294e64833-mi" data-tocid="xd_7801de92744a7d4f--5e59a59-198947017f9--7ffc-d28294e64833" data-state="not-ready" class=" topicref " data-id="xd_7801de92744a7d4f--5e59a59-198947017f9--7ffc"><span class="title"><a href="maps/NMLS/education/mlo_testing/MTEB/MTEB_chapterStart.html">T&E Agreements, AAP, and Enforcement Actions</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsFS_preface-d28294e65216-mi" data-tocid="nmlsFS_preface-d28294e65216" data-state="not-ready" class=" topicref " data-id="nmlsFS_preface"><span class="title"><a href="maps/NMLS/education/funcSpec/maps/topics/nmlsFS_preface.html">Functional Specifications for All NMLS Approved Courses (version 17)</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_2b707b1b208c672f-671b430-199d8a028b2--7ff1-d28294e69414-mi" data-tocid="xd_2b707b1b208c672f-671b430-199d8a028b2--7ff1-d28294e69414" data-state="not-ready" class=" topicref " data-id="xd_2b707b1b208c672f-671b430-199d8a028b2--7ff1"><span class="title"><a href="maps/NMLS/education/funcSpec/maps/topics/approvedCourseTopics/nmlsFS_approvedNotApproved_chapterStart.html">Approved and Not Approved Topics: PE and CE</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_8bf9f3ae4dc83de7-58202a2e-199433a1a71--7ffc-d28294e69787-mi" data-tocid="xd_8bf9f3ae4dc83de7-58202a2e-199433a1a71--7ffc-d28294e69787" data-state="not-ready" class=" topicref " data-id="xd_8bf9f3ae4dc83de7-58202a2e-199433a1a71--7ffc"><span class="title"><a href="maps/NMLS/education/funcSpec/maps/topics/miscPolicies/nmlsFS_EducationPolicies_chapterStart.html">Education Policies</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsFS_appendices-d28294e70382-mi" data-tocid="nmlsFS_appendices-d28294e70382" data-state="not-ready" class=" topicref " data-id="nmlsFS_appendices"><span class="title"><a href="maps/NMLS/education/funcSpec/maps/topics/nmlsFS_appendices.html">Reference</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_professionalRequirements-d28294e70642-mi" data-tocid="nmlsPG_professionalRequirements-d28294e70642" data-state="not-ready" class=" topicref " data-id="nmlsPG_professionalRequirements"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_mloEd_profReqs.html">Professional Requirements</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="licensingProcessOverviewForIndividualLicenseesOrRegistrants-d28294e71196-mi" data-tocid="licensingProcessOverviewForIndividualLicenseesOrRegistrants-d28294e71196" data-state="not-ready" class=" topicref " data-id="licensingProcessOverviewForIndividualLicenseesOrRegistrants"><span class="title"><a href="maps/NMLS/licensing/individual/topics/licInd_licensingProcessOverviewForIndividualLicenseesOrRegistrants.html">Licensing Process Overview for Individual Licensees or Registrants</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_nmlsIndividualFormMu2-d28294e72489-mi" data-tocid="nmlsPG_nmlsIndividualFormMu2-d28294e72489" data-state="not-ready" class=" topicref " data-id="nmlsPG_nmlsIndividualFormMu2"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ch3_MU2_NMLSIndividualForm.html">Chapter III—NMLS Individual Form (MU2)</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_nmlsIndividualLicenseFormMu4-d28294e73683-mi" data-tocid="nmlsPG_nmlsIndividualLicenseFormMu4-d28294e73683" data-state="not-ready" class=" topicref " data-id="nmlsPG_nmlsIndividualLicenseFormMu4"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ch5_MU4_NMLS_IndLicenseForm.html">Chapter V—NMLS Individual License Form (MU4)</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_temporaryAuthorityToOperate-d28294e79159-mi" data-tocid="nmlsPG_temporaryAuthorityToOperate-d28294e79159" data-state="not-ready" class=" topicref " data-id="nmlsPG_temporaryAuthorityToOperate"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_TA_tempAuthToOperate.html">Chapter VI—Temporary Authority to Operate</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="mu4_maintmaintainingIndividualLicensesOrRegistrations-d28294e80146-mi" data-tocid="mu4_maintmaintainingIndividualLicensesOrRegistrations-d28294e80146" data-state="not-ready" class=" topicref " data-id="mu4_maintmaintainingIndividualLicensesOrRegistrations"><span class="title"><a href="maps/NMLS/licensing/individual/topics/licInd_mu4_maintmaintainingIndividualLicensesOrRegistrations.html">Maintaining Individual Licenses or Registrations</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="licInd_mu4_surrender_surrenderingIndividualLicensesOrRegistrations-d28294e81752-mi" data-tocid="licInd_mu4_surrender_surrenderingIndividualLicensesOrRegistrations-d28294e81752" data-state="not-ready" class=" topicref " data-id="licInd_mu4_surrender_surrenderingIndividualLicensesOrRegistrations"><span class="title"><a href="maps/NMLS/licensing/individual/topics/licInd_mu4_surrender_surrenderingIndividualLicensesOrRegistrations.html">License Surrenders and Withdrawals</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="licInd_mu4_renewrenewingIndividualLicensesOrRegistrations-d28294e81911-mi" data-tocid="licInd_mu4_renewrenewingIndividualLicensesOrRegistrations-d28294e81911" data-state="not-ready" class=" topicref " data-id="licInd_mu4_renewrenewingIndividualLicensesOrRegistrations"><span class="title"><a href="maps/NMLS/licensing/individual/topics/licInd_mu4_renewrenewingIndividualLicensesOrRegistrations.html">Renewing Individual Licenses or Registrations</a></span></span></li><li role="menuitem"><span id="surety_esb_overview-d28294e83395-mi" data-tocid="surety_esb_overview-d28294e83395" data-state="leaf" class=" topicref " data-id="surety_esb_overview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyComp_ESBinNMLS.html">Electronic Surety Bonds (ESB) in NMLS</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="surety_sbp_accountAdmin_overview-d28294e83448-mi" data-tocid="surety_sbp_accountAdmin_overview-d28294e83448" data-state="not-ready" class=" topicref " data-id="surety_sbp_accountAdmin_overview"><span class="title"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_accountAdmin.html">Surety Bond Producer Account Administration</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="surety_sbp_manageAssociations_overview-d28294e83713-mi" data-tocid="surety_sbp_manageAssociations_overview-d28294e83713" data-state="not-ready" class=" topicref " data-id="surety_sbp_manageAssociations_overview"><span class="title"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_associations_manage.html">Managing Associations for Surety Bond Producers</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="surety_sbp_navigation_overview-d28294e83978-mi" data-tocid="surety_sbp_navigation_overview-d28294e83978" data-state="not-ready" class=" topicref " data-id="surety_sbp_navigation_overview"><span class="title"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_nmlsNavigation.html">NMLS Navigation for Surety Bond Producers</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="suretyProducer_bondManagement_overview-d28294e84084-mi" data-tocid="suretyProducer_bondManagement_overview-d28294e84084" data-state="not-ready" class=" topicref " data-id="suretyProducer_bondManagement_overview"><span class="title"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_bondManagement.html">Bond Management for Surety Bond Producers</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="esb_troubleshootingOverview-d28294e84614-mi" data-tocid="esb_troubleshootingOverview-d28294e84614" data-state="not-ready" class=" topicref " data-id="esb_troubleshootingOverview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_troubleshootingErrorHandling.html">Troubleshooting and Error Handling for Electronic Surety Bonds (ESBs)</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="esb_reportingOversightOverview_sbp-d28294e84826-mi" data-tocid="esb_reportingOversightOverview_sbp-d28294e84826" data-state="not-ready" class=" topicref " data-id="esb_reportingOversightOverview_sbp"><span class="title"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_reportingOversight.html">Reporting and Oversight for Surety Bond Producers</a></span></span></li><li role="menuitem"><span id="nmlsPG_completingTheSuretyBondProducerAccountRequestForm-d28294e85038-mi" data-tocid="nmlsPG_completingTheSuretyBondProducerAccountRequestForm-d28294e85038" data-state="leaf" class=" topicref " data-id="nmlsPG_completingTheSuretyBondProducerAccountRequestForm"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_bondProducerAcctReq_2.html">Completing the Surety Bond Producer Account Request Form</a></span></span></li><li role="menuitem"><span id="nmlsPG_createANewBond-d28294e85090-mi" data-tocid="nmlsPG_createANewBond-d28294e85090" data-state="leaf" class=" topicref " data-id="nmlsPG_createANewBond"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_createNewBond_2.html">Create a New Bond</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0-d28294e85147-mi" data-tocid="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0-d28294e85147" data-state="not-ready" class=" topicref " data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0"><span class="title"><a href="maps/NMLS/reference/nmls_glossary/ESB_glossaryTopics/esb_glossaryChapter.html">Electronic Surety Bond (ESB) Glossary</a></span></span></li><li role="menuitem"><span id="xd_968510875a2fbf0d-1eb84c62-199fcebe86f--7fe2-d28294e85352-mi" data-tocid="xd_968510875a2fbf0d-1eb84c62-199fcebe86f--7fe2-d28294e85352" data-state="leaf" class=" topicref " data-id="xd_968510875a2fbf0d-1eb84c62-199fcebe86f--7fe2"><span class="title"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_NMLSforms.html">NMLS Forms for Surety Bond Producers</a></span></span></li><li role="menuitem"><span id="xd_6398752935c24d41-5c7a429b-19a2087ca5a--7fe9-d28294e85406-mi" data-tocid="xd_6398752935c24d41-5c7a429b-19a2087ca5a--7fe9-d28294e85406" data-state="leaf" class=" topicref " data-id="xd_6398752935c24d41-5c7a429b-19a2087ca5a--7fe9"><span class="title"><a href="maps/NMLS/surety/00_common/maps/topics/surety_entityNotifications.html">ESB Entity Notifications</a></span></span></li><li role="menuitem"><span id="surety_esb_overview-d28294e85461-mi" data-tocid="surety_esb_overview-d28294e85461" data-state="leaf" class=" topicref " data-id="surety_esb_overview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyComp_ESBinNMLS_2.html">Electronic Surety Bonds (ESB) in NMLS</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="surety_sc_accountAdmin_overview-d28294e85514-mi" data-tocid="surety_sc_accountAdmin_overview-d28294e85514" data-state="not-ready" class=" topicref " data-id="surety_sc_accountAdmin_overview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_acctAdmin.html">Surety Company Account Administration</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="surety_sc_manageAssociations_overview-d28294e85779-mi" data-tocid="surety_sc_manageAssociations_overview-d28294e85779" data-state="not-ready" class=" topicref " data-id="surety_sc_manageAssociations_overview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_associations_manage.html">Managing Associations for Surety Companies</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="surety_sc_navigation_overview-d28294e86097-mi" data-tocid="surety_sc_navigation_overview-d28294e86097" data-state="not-ready" class=" topicref " data-id="surety_sc_navigation_overview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_NMLSnavigation.html">NMLS Navigation for Surety Companies</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="surety_sc_bondManagement_overview-d28294e86203-mi" data-tocid="surety_sc_bondManagement_overview-d28294e86203" data-state="not-ready" class=" topicref " data-id="surety_sc_bondManagement_overview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_bondManagement.html">Bond Management for Surety Companies</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="esb_troubleshootingOverview-d28294e86786-mi" data-tocid="esb_troubleshootingOverview-d28294e86786" data-state="not-ready" class=" topicref " data-id="esb_troubleshootingOverview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_troubleshootingErrorHandling_2.html">Troubleshooting and Error Handling for Electronic Surety Bonds (ESBs)</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="esb_reportingOversightOverview-d28294e86998-mi" data-tocid="esb_reportingOversightOverview-d28294e86998" data-state="not-ready" class=" topicref " data-id="esb_reportingOversightOverview"><span class="title"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_reportingOversight.html">Reporting and Oversight for Surety Companies</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0-d28294e87210-mi" data-tocid="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0-d28294e87210" data-state="not-ready" class=" topicref " data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0"><span class="title"><a href="maps/NMLS/reference/nmls_glossary/ESB_glossaryTopics/esb_glossaryChapter_2.html">Electronic Surety Bond (ESB) Glossary</a></span></span></li><li role="menuitem"><span id="nmlsPG_createANewBond-d28294e87416-mi" data-tocid="nmlsPG_createANewBond-d28294e87416" data-state="leaf" class=" topicref " data-id="nmlsPG_createANewBond"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_createNewBond_3.html">Create a New Bond</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fd0-d28294e87472-mi" data-tocid="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fd0-d28294e87472" data-state="not-ready" class=" topicref " data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fd0"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_appendices_section.html">Appendices</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_financialStatementNetWorthFiling-d28294e90167-mi" data-tocid="nmlsPG_financialStatementNetWorthFiling-d28294e90167" data-state="not-ready" class=" topicref " data-id="nmlsPG_financialStatementNetWorthFiling"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_finStmt_netWorthFiling_chapter.html">Chapter VII—Financial Statement and Net Worth Filing</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_callReports-d28294e90554-mi" data-tocid="nmlsPG_callReports-d28294e90554" data-state="not-ready" class=" topicref " data-id="nmlsPG_callReports"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_callReports.html">Chapter VIII—Call Reports</a></span></span></li><li role="menuitem"><span id="r_agency_SES_InterestForm-d28294e113646-mi" data-tocid="r_agency_SES_InterestForm-d28294e113646" data-state="leaf" class=" topicref " data-id="r_agency_SES_InterestForm"><span class="title"><a href="maps/SES/chapter/bizContent/onboarding/topics/r_agency_SES_InterestForm-1.html">State Examination System (SES) - Agency Interest Form</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_80647b36c08634d1--224c7740-180a488b21a--7fea-d28294e113700-mi" data-tocid="xd_80647b36c08634d1--224c7740-180a488b21a--7fea-d28294e113700" data-state="not-ready" class=" topicref " data-id="xd_80647b36c08634d1--224c7740-180a488b21a--7fea"><span class="title"><a href="maps/SES/chapter/bizContent/onboarding/topics/c_agency_onboardingAgency.html">Agency Onboarding</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="c_agency_userAccounts_chapter-d28294e114124-mi" data-tocid="c_agency_userAccounts_chapter-d28294e114124" data-state="not-ready" class=" topicref " data-id="c_agency_userAccounts_chapter"><span class="title"><a href="maps/SES/chapter/userMgt/topics/c_agency_userAccounts_chapter.html">Managing Agency User Accounts</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_80647b36c08634d1--224c7740-180a488b21a--7feb-d28294e115089-mi" data-tocid="xd_80647b36c08634d1--224c7740-180a488b21a--7feb-d28294e115089" data-state="not-ready" class=" topicref " data-id="xd_80647b36c08634d1--224c7740-180a488b21a--7feb"><span class="title"><a href="maps/SES/chapter/bizContent/onboarding/topics/c_agency_onboardCompany.html">Company Onboarding</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7ff6-d28294e115302-mi" data-tocid="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7ff6-d28294e115302" data-state="not-ready" class=" topicref " data-id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7ff6"><span class="title"><a href="maps/SES/chapter/userMgt/topics/c_companyManageUsers.html">Managing Company Users</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="c_agency_getStartSES-d28294e116174-mi" data-tocid="c_agency_getStartSES-d28294e116174" data-state="not-ready" class=" topicref " data-id="c_agency_getStartSES"><span class="title"><a href="maps/SES/chapter/getStart/topics/c_company_getStartSES.html">Company Guide to Getting Started with the State Examination System (SES)</a></span></span></li><li role="menuitem"><span id="c_agency_GS_trainingMethods-d28294e117006-mi" data-tocid="c_agency_GS_trainingMethods-d28294e117006" data-state="leaf" class=" topicref " data-id="c_agency_GS_trainingMethods"><span class="title"><a href="maps/SES/chapter/bizContent/SES_training/topics/c_agency_GS_trainingMethods.html">SES Training Methods and Timing </a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_8263018a37aa41f1-16a718b8-1868f051c4c--7ff7-d28294e117059-mi" data-tocid="xd_8263018a37aa41f1-16a718b8-1868f051c4c--7ff7-d28294e117059" data-state="not-ready" class=" topicref " data-id="xd_8263018a37aa41f1-16a718b8-1868f051c4c--7ff7"><span class="title"><a href="maps/SES/chapter/bizContent/SES_training/topics/SES_agency_SA_training.html">SES Supervisory Activity Training</a></span></span></li><li role="menuitem"><span id="xd_b2b16285efd54a9a--7ef0f62b-1817c79da7a--7ffd-d28294e117438-mi" data-tocid="xd_b2b16285efd54a9a--7ef0f62b-1817c79da7a--7ffd-d28294e117438" data-state="leaf" class=" topicref " data-id="xd_b2b16285efd54a9a--7ef0f62b-1817c79da7a--7ffd"><span class="title"><a href="maps/SES/chapter/bizContent/SES_training/topics/c_agency_complaints_training-1.html">SES Complaints Training</a></span></span></li><li role="menuitem"><span id="c_company_getStart_training-d28294e117491-mi" data-tocid="c_company_getStart_training-d28294e117491" data-state="leaf" class=" topicref " data-id="c_company_getStart_training"><span class="title"><a href="maps/SES/chapter/bizContent/SES_training/topics/c_company_getStart_SEStraining.html">SES Training for Companies</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="c_SES_policies-d28294e117546-mi" data-tocid="c_SES_policies-d28294e117546" data-state="not-ready" class=" topicref " data-id="c_SES_policies"><span class="title"><a href="maps/SES/chapter/bizContent/SES_Policy/topics/c_SES_policies.html">SES Policies</a></span></span></li><li role="menuitem"><span id="c_SES_SystemReleases-d28294e118402-mi" data-tocid="c_SES_SystemReleases-d28294e118402" data-state="leaf" class=" topicref " data-id="c_SES_SystemReleases"><span class="title"><a href="maps/SES/chapter/sysRel/topics/c_SES_SystemReleases-1.html">SES System Releases</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="tocId-d28294e118456-mi" data-tocid="tocId-d28294e118456" data-state="not-ready" class=" topicref "><span class="title"><a href="maps/SES/chapter/bizContent/reference/topics/c_SES_termsOfUse_industry.html">SES Terms of Use</a></span></span></li><li role="menuitem"><span id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7fe0-d28294e118589-mi" data-tocid="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7fe0-d28294e118589" data-state="leaf" class=" topicref " data-id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7fe0"><span class="title"><a href="maps/SES/chapter/bizContent/reference/topics/c_agency_InvestgationVersusExam.html">How an Investigation is Different from an Exam</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="tocId-d28294e118648-mi" data-tocid="tocId-d28294e118648" data-state="not-ready" class=" topicref "><span class="title"><a href="maps/SES/chapter/bizContent/afr/topics/r_agency_coreAFR_mortgageServicingExam.html">Areas For Review</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="tocId-d28294e118866-mi" data-tocid="tocId-d28294e118866" data-state="not-ready" class=" topicref "><span class="title"><a href="maps/SES/chapter/bizContent/complaintsRef/topics/c_agency_companyViewComplaintRecord-1.html">Complaints Reference</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_603f98912ed0dd72-5458a009-1829c666dae--7ff9-d28294e119084-mi" data-tocid="xd_603f98912ed0dd72-5458a009-1829c666dae--7ff9-d28294e119084" data-state="not-ready" class=" topicref " data-id="xd_603f98912ed0dd72-5458a009-1829c666dae--7ff9"><span class="title"><a href="maps/SES/chapter/Analytics/topics/SES_SA_Analytics_userGuide.html">SES SA Analytics User Guide</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="tocId-d28294e119292-mi" data-tocid="tocId-d28294e119292" data-state="not-ready" class=" topicref "><span class="title"><a href="maps/SES/chapter/bizContent/faq/topics/c_agency_SES_FAQ-1.html">Frequently Asked Questions</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="tocId-d28294e119828-mi" data-tocid="tocId-d28294e119828" data-state="not-ready" class=" topicref "><span class="title"><a href="maps/SES/chapter/bizContent/reference/topics/r_SES_emailNotifications-1.html">Technical Information</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="tocId-d28294e120044-mi" data-tocid="tocId-d28294e120044" data-state="not-ready" class=" topicref "><span class="title"><a href="Chunk408435295.html">SES Glossary</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="c_part_Exams-d28294e124266-mi" data-tocid="c_part_Exams-d28294e124266" data-state="not-ready" class=" topicref " data-id="c_part_Exams"><span class="title"><a href="maps/SES/chapter/c_part_Exams.html">Supervisory Activities</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="c_part_Complaints-d28294e142575-mi" data-tocid="c_part_Complaints-d28294e142575" data-state="not-ready" class=" topicref " data-id="c_part_Complaints"><span class="title"><a href="maps/SES/chapter/c_part_Complaints.html">Consumer Complaints</a></span></span></li><li role="menuitem"><span id="nmlsPG_explanationOfTerms-d28294e146735-mi" data-tocid="nmlsPG_explanationOfTerms-d28294e146735" data-state="leaf" class=" topicref " data-id="nmlsPG_explanationOfTerms"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_explanationOfTerms.html">Explanation of Terms</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPG_businessActivitiesDefinitions-d28294e146785-mi" data-tocid="nmlsPG_businessActivitiesDefinitions-d28294e146785" data-state="not-ready" class=" topicref " data-id="nmlsPG_businessActivitiesDefinitions"><span class="title"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_bizActivityDef.html">Business Activities Definitions</a></span></span></li><li role="menuitem"><span id="glossgroup_licenseStatus-d28294e147039-mi" data-tocid="glossgroup_licenseStatus-d28294e147039" data-state="leaf" class=" topicref " data-id="glossgroup_licenseStatus"><span class="title"><a href="maps/NMLS/reference/nmls_glossary/glossaryTopics/glossgroup_licenseStatus.html">License Status Definitions</a></span></span></li><li role="menuitem"><span id="glossgroup_edFuncSpecTerms-d28294e147089-mi" data-tocid="glossgroup_edFuncSpecTerms-d28294e147089" data-state="leaf" class=" topicref " data-id="glossgroup_edFuncSpecTerms"><span class="title"><a href="maps/NMLS/reference/nmls_glossary/glossaryTopics/glossgroup_edFuncSpecTerms_2.html">NMLS Education Terms</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0-d28294e147139-mi" data-tocid="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0-d28294e147139" data-state="not-ready" class=" topicref " data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0"><span class="title"><a href="maps/NMLS/reference/nmls_glossary/ESB_glossaryTopics/esb_glossaryChapter_3.html">Electronic Surety Bond (ESB) Glossary</a></span></span></li><li role="menuitem"><span id="g_regFedMLO_MU4Rterms-d28294e147344-mi" data-tocid="g_regFedMLO_MU4Rterms-d28294e147344" data-state="leaf" class=" topicref " data-id="g_regFedMLO_MU4Rterms"><span class="title"><a href="maps/NMLS/reference/nmls_glossary/MU4R_glossaryTopics/g_regFedMLO_MU4Rterms_2.html">MU4R Definitions </a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmlsPaymentOptions-d28294e147394-mi" data-tocid="nmlsPaymentOptions-d28294e147394" data-state="not-ready" class=" topicref " data-id="nmlsPaymentOptions"><span class="title"><a href="maps/NMLS/licensing/nmlsPaymentOptions/maps/topics/nmlsPaymentOptions.html">NMLS Payment Options</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fcb-d28294e147669-mi" data-tocid="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fcb-d28294e147669" data-state="not-ready" class=" topicref " data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fcb"><span class="title"><a href="maps/NMLS/reference/aboutNMLS/maps/topics/aboutNMLS.html">NMLS Reference Guide: About NMLS</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fca-d28294e149040-mi" data-tocid="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fca-d28294e149040" data-state="not-ready" class=" topicref " data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fca"><span class="title"><a href="maps/NMLS/reference/aboutNMLS/maps/topics/aboutNMLS_systemPolicies.html">NMLS System Policies and Terms of Use</a></span></span></li><li role="menuitem" aria-haspopup="true" aria-expanded="false" class="has-children"><span id="nmls_mu_docuploaddescexmp-d28294e149585-mi" data-tocid="nmls_mu_docuploaddescexmp-d28294e149585" data-state="not-ready" class=" topicref " data-id="nmls_mu_docuploaddescexmp"><span class="title"><a href="maps/NMLS/reference/docDescriptions/nmls_mu_docuploaddescexmp-1_4.html">Document Upload Descriptions and Examples</a></span></span></li><li role="menuitem"><span id="nmls_docuploadviewingrestrictions-d28294e151389-mi" data-tocid="nmls_docuploadviewingrestrictions-d28294e151389" data-state="leaf" class=" topicref " data-id="nmls_docuploadviewingrestrictions"><span class="title"><a href="maps/NMLS/software/mu-guides/mu2-4/mu-ind/nmls_docuploadviewingrestrictions_4.html">About the Document Library</a></span></span></li><li role="menuitem"><span id="nmls_accesibilityGuide-d28294e151562-mi" data-tocid="nmls_accesibilityGuide-d28294e151562" data-state="leaf" class=" topicref " data-id="nmls_accesibilityGuide"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/nmls_accesibilityGuide.html">Accessibility Guide</a></span></span></li><li role="menuitem"><span id="cfpbPrivacyNotice-d28294e151615-mi" data-tocid="cfpbPrivacyNotice-d28294e151615" data-state="leaf" class=" topicref " data-id="cfpbPrivacyNotice"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/cfpbPrivacyNotice.html">CFPB Privacy Notice</a></span></span></li><li role="menuitem"><span id="fbi_PrivacyStatement-d28294e151671-mi" data-tocid="fbi_PrivacyStatement-d28294e151671" data-state="leaf" class=" topicref " data-id="fbi_PrivacyStatement"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/fbi_PrivacyStatement.html">Privacy Act Statement</a></span></span></li><li role="menuitem"><span id="nmls_fingerprintElectronic_vs_Paper-d28294e151724-mi" data-tocid="nmls_fingerprintElectronic_vs_Paper-d28294e151724" data-state="leaf" class=" topicref " data-id="nmls_fingerprintElectronic_vs_Paper"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/nmls_fingerprintElectronic_vs_Paper.html">Benefits of Electronic (Live Scan) vs. Paper Card Fingerprint Capture</a></span></span></li><li role="menuitem"><span id="nmls_loginOptions-d28294e151777-mi" data-tocid="nmls_loginOptions-d28294e151777" data-state="leaf" class=" topicref " data-id="nmls_loginOptions"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/nmls_loginOptions.html">Log In Settings Incorrect?</a></span></span></li><li role="menuitem"><span id="regFedMLO_stateFederalContexts-d28294e151830-mi" data-tocid="regFedMLO_stateFederalContexts-d28294e151830" data-state="leaf" class=" topicref " data-id="regFedMLO_stateFederalContexts"><span class="title"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_stateFederalContexts.html">Navigating Between State and Federal Contexts</a></span></span></li></ul></nav> |
| <div class=" wh_indexterms_link "><a href="indexTerms.html" title="Index" aria-label="Go to index terms page"><span>Index</span></a></div> |
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| <div class=" wh_search_input navbar-form wh_main_page_search search " role="form"> |
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| <div class="wh_welcome"></div> |
| <form id="searchForm" method="get" role="search" action="search.html"><div><input type="search" placeholder="Search " class="wh_search_textfield" id="textToSearch" name="searchQuery" aria-label="Search query" required="required"/><button type="submit" class="wh_search_button" aria-label="Search"><span class="search_input_text">Search</span></button></div></form> |
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| <div class="container-fluid wh_content_flex_container"> |
| <div class=" wh_tiles "><div class=" wh_tile " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc6"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_MU1Rregistration.html" data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc6">Institution MU1R Registration</a></span></div> |
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| <div class=" wh_tile_shortdesc ">The MU1R is the institution filing used in the NMLS Federal Registry to establish a federally chartered or insured institution as a valid employer of mortgage loan originators (MLOs) and to meet federal registration requirements.</div> |
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| </div><div class=" wh_tile " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc5"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_maintRegistration.html" data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc5">Maintaining Your Institution Registration</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Federally regulated institutions must keep their MU1R filings up to date in NMLS to ensure compliance and accurate records.</div> |
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| </div><div class=" wh_tile " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fd5"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_renewingRegistrations.html" data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fd5">Renewing Your Registrations</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Federal institutions renew their registration annually in NMLS and then request renewal/reactivation for employed MLOs. This topic explains what renewal/reactivation is, when it occurs, fees, and how institutions and MLOs complete the process.</div> |
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| </div><div class=" wh_tile " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc4"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_MLOregistration.html" data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc4">Registering Your MLOs with NMLS</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Institutions must register their Mortgage Loan Originators (MLOs) in NMLS by creating or uploading records, completing MU4R filings, confirming employment, and paying required fees. This section describes the institution’s responsibilities in that process.</div> |
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| </div><div class=" wh_tile " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc3"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_maintMLOregistration.html" data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc3">Maintaining Your MLO Registrations</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Institutions are responsible for keeping Mortgage Loan Originator (MLO) employment and registration records accurate and up to date in NMLS.</div> |
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| </div><div class=" wh_tile " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc2"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_MandA.html" data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc2">Mergers and Acquisitions</a></span></div> |
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| <div class=" wh_tile_shortdesc ">The Mergers and Acquisitions (M&A) functionality in NMLS allows institutions to transfer the employment records of Mortgage Loan Originators (MLOs) that move as a result of a merger, acquisition, or corporate reorganization.</div> |
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| </div><div class=" wh_tile " data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc1"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/institution_Fed/maps/topics/regFedInstitution_usingReports.html" data-id="xd_df7df97c574be4a7--2013d503-199008abe28--7fc1">Using NMLS Reports</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Institutions can generate reports in NMLS to view criminal background check (CBC) status, MLO registration and employment information, and detailed MU4R data.</div> |
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| </div><div class=" wh_tile " data-id="regFedMLO_getStarted"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_getStarted.html" data-id="regFedMLO_getStarted">Individual MU4R Registration</a></span></div> |
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| <div class=" wh_tile_shortdesc ">The NMLS Federal Registry is the system of record federally chartered or insured institutions and their mortgage loan originators (MLOs) must use to meet the registration requirement.</div> |
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| </div><div class=" wh_tile " data-id="regFedMLO_disciplinaryAction"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_disciplinaryAction.html" data-id="regFedMLO_disciplinaryAction">Disciplinary Actions</a></span></div> |
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| <div class=" wh_tile_shortdesc ">To fulfill the requirements of the Consumer Financial Protection Bureau’s (CFPB’s) Regulation G, the NMLS Federal Registry collects information regarding disciplinary actions covered by the disclosure questions that individual mortgage loan originators (MLOs) are required to complete, and update as necessary, as part of the SAFE Mortgage Licensing Act of 2008 federal registration process.</div> |
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| </div><div class=" wh_tile " data-id="regFedMLO_renewalOverview"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_renewalOverview.html" data-id="regFedMLO_renewalOverview">Renewal and Reactivation Overview</a></span></div> |
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| <div class=" wh_tile_shortdesc ">As a federally registered MLO, you renew your registration annually in NMLS during the November 1–December 31 renewal period. Your employing institution initiates the request, and you must log in and attest to your record to complete renewal. If you do not renew by December 31, your status becomes Inactive – Failed to Renew and can be reactivated later.</div> |
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| </div><div class=" wh_tile " data-id="nmlsPG_generalPurpose"> |
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ch1_generalPolicies.html" data-id="nmlsPG_generalPurpose">Chapter I—Getting Started on the System</a></span></div> |
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| <div class=" wh_tile_shortdesc ">NMLS is designed to replace each state’s existing licensing application forms and manual processes.</div> |
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| </div><div class=" wh_tile " data-id="xd_8c378acf17e6db4e-20399840-199489f9add--7ff5"> |
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licComp_processOverview.html" data-id="xd_8c378acf17e6db4e-20399840-199489f9add--7ff5">Licensing Process Overview for Companies</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Provides a high-level overview of the steps for obtaining a state license or registration through NMLS.</div> |
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| </div><div class=" wh_tile " data-id="licComp_beforeYouApply"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licComp_beforeYouApply.html" data-id="licComp_beforeYouApply">Before You Apply for a State License</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Learn what steps to take before applying for a state license in NMLS, including creating an account and gathering the required information and documents for your MU forms.</div> |
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| </div><div class=" wh_tile " data-id="licComp_applyingForYourStateLicense"> |
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licComp_stateLicense_apply.html" data-id="licComp_applyingForYourStateLicense">Applying for a State Company License</a></span></div> |
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| <div class=" wh_tile_shortdesc ">This section explains what the Company Form (MU1) is and how to apply for a state license or registration for your company in NMLS.</div> |
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| </div><div class=" wh_tile " data-id="licCompMaint_maintainingYourCompanyLicense"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licCompMaint_maintainingYourCompanyLicense.html" data-id="licCompMaint_maintainingYourCompanyLicense">Maintaining Your Company License</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Explains the ongoing responsibilities for maintaining your company license in NMLS, including filing amendments when changes occur and meeting periodic reporting requirements.</div> |
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| </div><div class=" wh_tile " data-id="licCompMaint_annualAndQuarterlyReporting"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licCompMaint_annQtrReporting.html" data-id="licCompMaint_annualAndQuarterlyReporting">Annual and Quarterly Reporting</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Overview of recurring financial and activity reporting obligations for licensed companies in NMLS, including annual financial statements, call reports, and Uniform Authorized Agent Reporting (UAAR).</div> |
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| </div><div class=" wh_tile " data-id="licComp_MLOmgt_managingMlos"> |
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licComp_MLOmgt_managingMlos.html" data-id="licComp_MLOmgt_managingMlos">Managing Mortgage Loan Originators</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Learn how to manage Mortgage Loan Originators (MLOs) in NMLS, including steps for establishing relationships and sponsorships, overseeing education and SAFE test enrollments, submitting MU4 filings, monitoring MLO activity, and handling license renewals.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="licComp_renew_renewingCompanyLicensesOrRegistrations"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licComp_renew_compLicReg_renewing.html" data-id="licComp_renew_renewingCompanyLicensesOrRegistrations">Renewing Company Licenses or Registrations</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Learn the basic concept of company license and registration renewals in NMLS and navigate to related renewal topics.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="licComp_surrender_surrenderingCompanyLicensesOrRegistrations"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licComp_surrender_surrenderingCompanyLicensesOrRegistrations.html" data-id="licComp_surrender_surrenderingCompanyLicensesOrRegistrations">Surrendering or Withdrawing Company Licenses or Registrations</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Understand the purpose, implications, and regulatory considerations of surrendering a company license or registration in NMLS.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="licComp_reports_overseeingCompanyActivityUsingNmlsReports"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/company/topics/licComp_reports_overseeingCompanyActivityUsingNmlsReports.html" data-id="licComp_reports_overseeingCompanyActivityUsingNmlsReports">Overseeing Company Activity Using NMLS Reports</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Generate standard reports in NMLS to oversee your company’s activity and sponsored mortgage loan originators (MLOs).</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_nonDisclosableEventsAndRegulatoryActions"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_nonDisclosableEventsAndRegulatoryActions.html" data-id="nmlsPG_nonDisclosableEventsAndRegulatoryActions">Non-disclosable Events and Regulatory Actions</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc "></div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_nmlsElectronicSuretyBondEsb"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_nmlsElectronicSuretyBond.html" data-id="nmlsPG_nmlsElectronicSuretyBondEsb">Chapter IX—NMLS Electronic Surety Bond (ESB)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Many state laws or regulations require financial services licensees to obtain a surety bond as a condition of licensure. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="mlo_testing_handbook"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/mlo_testing/mlo_test_guide/mlo_testing_handbook.html" data-id="mlo_testing_handbook">MLO Testing Handbook</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The MLO Testing Handbook is a comprehensive guide for the SAFE MLO Test. Use this handbook to find test specifications, enrollment procedures, scheduling, rescheduling and cancelling appointments, testing accommodations, preparing for the test, test day procedures, retaking and waiting period for failed attempts, and test expiration. Select a topic below to find out more. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_e222e7fa28421aa9--1aaa0fe5-19021998458--7ffa"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/mlo_testing/mlo_test_faq/mlo_testing_hbk_FAQ_chapterstart.html" data-id="xd_e222e7fa28421aa9--1aaa0fe5-19021998458--7ffa">MLO Testing FAQ</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Find answers to common questions about the SAFE MLO Test, online proctored test delivery, and test expiration.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="mlo_testing_hbk_stateSpecific"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/mlo_testing/state_specificReqs/mlo_testing_hbk_stateSpecific-1.html" data-id="mlo_testing_hbk_stateSpecific">State-Specific Education Requirements (PE and CE)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Many MLO licensing agencies have unique state specific education requirements. Find the pre-licensing education (PE) and continuing education (CE) requirements for each state agency, including state specific education hours, PE expiration, CE deadlines, and other unique requirements. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_9b692078bb9d145d--47143557-1969b855798--7ff3"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/mlo_testing/state_specificReqs/mloEd_completeEd_chapterstart.html" data-id="xd_9b692078bb9d145d--47143557-1969b855798--7ff3">Complete NMLS Approved Courses</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Satisfy MLO education requirements by registering and completing NMLS approved courses with an NMLS approved course provider to satisfy MLO education requirements. Find a list of NMLS approved course providers, understand your education record in NMLS, and satisfy the CE requirement from a prior year using the Late CE Course Catalog. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_f3406d6d8c40c5b7--8040794-1911e21e763--7ffc"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/mlo_testing/mlo_test_faq/mlo_testing_hbk_FAQ_education.html" data-id="xd_f3406d6d8c40c5b7--8040794-1911e21e763--7ffc">Education FAQ - NMLS Approved Education for MLO Licensure</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Find answers to the most common education related questions.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_7801de92744a7d4f--5e59a59-198947017f9--7ffc"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/mlo_testing/MTEB/MTEB_chapterStart.html" data-id="xd_7801de92744a7d4f--5e59a59-198947017f9--7ffc">T&E Agreements, AAP, and Enforcement Actions</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The Mortgage Testing and Education Board (MTEB) has approved Rules of Conduct which cover test takers, education students, and Standards of Conduct which cover course providers. It has also approved Administrative Action Procedures which prescribe how possible violations and investigations will be managed.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsFS_preface"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/funcSpec/maps/topics/nmlsFS_preface.html" data-id="nmlsFS_preface">Functional Specifications for All NMLS Approved Courses (version 17)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">This document is effective January 1, 2026. All courses submitted for approval on or after January 1, 2026 must be in compliance with these requirements unless other dates are specified.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_2b707b1b208c672f-671b430-199d8a028b2--7ff1"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/funcSpec/maps/topics/approvedCourseTopics/nmlsFS_approvedNotApproved_chapterStart.html" data-id="xd_2b707b1b208c672f-671b430-199d8a028b2--7ff1">Approved and Not Approved Topics: PE and CE</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The purpose of this policy is to identify the pre-licensure (PE) and continuing education (CE) topics NMLS has determined will satisfy the education requirements of the SAFE Act. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_8bf9f3ae4dc83de7-58202a2e-199433a1a71--7ffc"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/funcSpec/maps/topics/miscPolicies/nmlsFS_EducationPolicies_chapterStart.html" data-id="xd_8bf9f3ae4dc83de7-58202a2e-199433a1a71--7ffc">Education Policies</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc "></div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsFS_appendices"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/education/funcSpec/maps/topics/nmlsFS_appendices.html" data-id="nmlsFS_appendices">Reference</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc "></div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_professionalRequirements"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_mloEd_profReqs.html" data-id="nmlsPG_professionalRequirements">Professional Requirements</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">NMLS enables individuals to select and pay for the National and State Components of the SAFE Mortgage Loan Originator Test.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="licensingProcessOverviewForIndividualLicenseesOrRegistrants"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual/topics/licInd_licensingProcessOverviewForIndividualLicenseesOrRegistrants.html" data-id="licensingProcessOverviewForIndividualLicenseesOrRegistrants">Licensing Process Overview for Individual Licensees or Registrants</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Provides a high-level overview of the steps for obtaining a state license or registration through NMLS.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_nmlsIndividualFormMu2"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ch3_MU2_NMLSIndividualForm.html" data-id="nmlsPG_nmlsIndividualFormMu2">Chapter III—NMLS Individual Form (MU2)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The Individual Form (MU2) must accompany the Company or Branch Form. Each individual identified as a Control Person, Qualifying Individual, or a Branch Manager for the applicant, must complete the Individual Form (MU2).</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_nmlsIndividualLicenseFormMu4"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ch5_MU4_NMLS_IndLicenseForm.html" data-id="nmlsPG_nmlsIndividualLicenseFormMu4">Chapter V—NMLS Individual License Form (MU4)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The Individual License Form (MU4) is the Individual Mortgage License / Registration & Consent form.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_temporaryAuthorityToOperate"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_TA_tempAuthToOperate.html" data-id="nmlsPG_temporaryAuthorityToOperate">Chapter VI—Temporary Authority to Operate</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The Economic Growth, Regulatory Relief, and Consumer Protection Act, 12 U.S.C. 5101 et seq., (S. 2155) was signed into law on May 24, 2018, and became effective November 24, 2019. This amendment to the 2008 SAFE Act permits eligible MLOs to originate loans while completing state specific requirements such as testing and education. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="mu4_maintmaintainingIndividualLicensesOrRegistrations"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual/topics/licInd_mu4_maintmaintainingIndividualLicensesOrRegistrations.html" data-id="mu4_maintmaintainingIndividualLicensesOrRegistrations">Maintaining Individual Licenses or Registrations</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Outlines ongoing responsibilities for keeping a license or registration in good standing.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="licInd_mu4_surrender_surrenderingIndividualLicensesOrRegistrations"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual/topics/licInd_mu4_surrender_surrenderingIndividualLicensesOrRegistrations.html" data-id="licInd_mu4_surrender_surrenderingIndividualLicensesOrRegistrations">License Surrenders and Withdrawals</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Understand the process of surrendering an individual state license in NMLS.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="licInd_mu4_renewrenewingIndividualLicensesOrRegistrations"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual/topics/licInd_mu4_renewrenewingIndividualLicensesOrRegistrations.html" data-id="licInd_mu4_renewrenewingIndividualLicensesOrRegistrations">Renewing Individual Licenses or Registrations</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Renewal is the annual process of verifying, updating, and affirming your license information in NMLS to maintain your active status for the next calendar year.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_esb_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyComp_ESBinNMLS.html" data-id="surety_esb_overview">Electronic Surety Bonds (ESB) in NMLS</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Electronic Surety Bonds are managed in NMLS so that surety bond requirements and records can be tracked and maintained by authorized surety companies and surety bond producers as part of the System of Record for state licensing.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_sbp_accountAdmin_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_accountAdmin.html" data-id="surety_sbp_accountAdmin_overview">Surety Bond Producer Account Administration</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">This section provides a high-level orientation to how surety bond producers manage NMLS access for their organization, including account creation, user roles, and ongoing role administration.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_sbp_manageAssociations_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_associations_manage.html" data-id="surety_sbp_manageAssociations_overview">Managing Associations for Surety Bond Producers</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Surety bond producers use NMLS to manage associations with surety companies. These associations define the producer’s authority to create and execute Electronic Surety Bonds (ESBs) on behalf of the surety company and maintain representative relationships required for bond execution.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_sbp_navigation_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_nmlsNavigation.html" data-id="surety_sbp_navigation_overview">NMLS Navigation for Surety Bond Producers</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Surety bond producers access Electronic Surety Bond (ESB) functions and related reporting through key areas of the NMLS interface, including the Home tab, Dashboard, Tasks tab, and Composite View.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="suretyProducer_bondManagement_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_bondManagement.html" data-id="suretyProducer_bondManagement_overview">Bond Management for Surety Bond Producers</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Surety bond producers use NMLS to create, manage, and maintain Electronic Surety Bonds (ESBs) in coordination with surety companies and licensees. This section describes the producer’s responsibilities and available tools for managing bonds electronically within NMLS.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="esb_troubleshootingOverview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_troubleshootingErrorHandling.html" data-id="esb_troubleshootingOverview">Troubleshooting and Error Handling for Electronic Surety Bonds (ESBs)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Introduces the error and warning messages that may occur during electronic surety bond (ESB) activities in NMLS and describes where to find related resolutions.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="esb_reportingOversightOverview_sbp"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_reportingOversight.html" data-id="esb_reportingOversightOverview_sbp">Reporting and Oversight for Surety Bond Producers</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Introduces reporting and notification tools that allow Surety Bond Producers to monitor electronic surety bond (ESB) activity, reconcile data with internal systems, and stay informed about NMLS events.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_completingTheSuretyBondProducerAccountRequestForm"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_bondProducerAcctReq_2.html" data-id="nmlsPG_completingTheSuretyBondProducerAccountRequestForm">Completing the Surety Bond Producer Account Request Form</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc "></div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_createANewBond"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_createNewBond_2.html" data-id="nmlsPG_createANewBond">Create a New Bond</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">How to use the Surety Bond Management screen in NMLS as a surety bond company to create bonds for licensees.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/nmls_glossary/ESB_glossaryTopics/esb_glossaryChapter.html" data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0">Electronic Surety Bond (ESB) Glossary</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The purpose of this document is to categorize, classify and describe the terminology that is referenced throughout the Electronic Surety Bond Tracking in NMLS. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_968510875a2fbf0d-1eb84c62-199fcebe86f--7fe2"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyProducer/maps/topics/suretyProducer_NMLSforms.html" data-id="xd_968510875a2fbf0d-1eb84c62-199fcebe86f--7fe2">NMLS Forms for Surety Bond Producers</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc "></div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_6398752935c24d41-5c7a429b-19a2087ca5a--7fe9"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/00_common/maps/topics/surety_entityNotifications.html" data-id="xd_6398752935c24d41-5c7a429b-19a2087ca5a--7fe9">ESB Entity Notifications</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">A brief summary of each type of notification you may receive as a Surety Company, Surety Bond Producer, or Principal.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_esb_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyComp_ESBinNMLS_2.html" data-id="surety_esb_overview">Electronic Surety Bonds (ESB) in NMLS</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Electronic Surety Bonds are managed in NMLS so that surety bond requirements and records can be tracked and maintained by authorized surety companies and surety bond producers as part of the System of Record for state licensing.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_sc_accountAdmin_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_acctAdmin.html" data-id="surety_sc_accountAdmin_overview">Surety Company Account Administration</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">This section provides a high-level orientation to how surety companies manage NMLS access for their organization, including account creation, user roles, and ongoing role administration.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_sc_manageAssociations_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_associations_manage.html" data-id="surety_sc_manageAssociations_overview">Managing Associations for Surety Companies</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Surety companies use NMLS to manage associations with surety bond producers. These associations define execution authority and representative relationships that allow producers to create and execute Electronic Surety Bonds (ESBs) on behalf of the surety company.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_sc_navigation_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_NMLSnavigation.html" data-id="surety_sc_navigation_overview">NMLS Navigation for Surety Companies</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Surety companies access Electronic Surety Bond (ESB) functions and related reporting through key areas of the NMLS interface, including the Home tab, Dashboard, Tasks tab, and Composite View.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="surety_sc_bondManagement_overview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_bondManagement.html" data-id="surety_sc_bondManagement_overview">Bond Management for Surety Companies</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Surety companies use NMLS to create, execute, manage, and maintain Electronic Surety Bonds (ESBs) throughout their lifecycle. This section describes the actions and responsibilities involved in managing bonds electronically within NMLS.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="esb_troubleshootingOverview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_troubleshootingErrorHandling_2.html" data-id="esb_troubleshootingOverview">Troubleshooting and Error Handling for Electronic Surety Bonds (ESBs)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Introduces the error and warning messages that may occur during electronic surety bond (ESB) activities in NMLS and describes where to find related resolutions.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="esb_reportingOversightOverview"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/surety/suretyCompany/maps/topics/suretyCompany_reportingOversight.html" data-id="esb_reportingOversightOverview">Reporting and Oversight for Surety Companies</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Introduces reporting and notification tools that allow Surety Companies to monitor electronic surety bond (ESB) activity, reconcile data with internal systems, and stay informed about NMLS events.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/nmls_glossary/ESB_glossaryTopics/esb_glossaryChapter_2.html" data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0">Electronic Surety Bond (ESB) Glossary</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The purpose of this document is to categorize, classify and describe the terminology that is referenced throughout the Electronic Surety Bond Tracking in NMLS. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_createANewBond"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_ESB_createNewBond_3.html" data-id="nmlsPG_createANewBond">Create a New Bond</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">How to use the Surety Bond Management screen in NMLS as a surety bond company to create bonds for licensees.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fd0"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_appendices_section.html" data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fd0">Appendices</a></span></div> |
|
|
| |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_financialStatementNetWorthFiling"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_finStmt_netWorthFiling_chapter.html" data-id="nmlsPG_financialStatementNetWorthFiling">Chapter VII—Financial Statement and Net Worth Filing</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">NMLS enables company account administrators and designated company users to file financial statements (FS) in a single PDF document (8MB file size limit) through the system. Companies are often required to file a financial statement prior to submitting a license application, on an annual basis, or at other designated times during the year.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_callReports"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_callReports.html" data-id="nmlsPG_callReports">Chapter VIII—Call Reports</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">NMLS accommodates both the Mortgage and Money Services Call Reports.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="r_agency_SES_InterestForm"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/onboarding/topics/r_agency_SES_InterestForm-1.html" data-id="r_agency_SES_InterestForm">State Examination System (SES) - Agency Interest Form</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The following information and attached form are intended for State Regulatory Agencies Only to review and complete as part of their initial commitment to adopting the State Examination System. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_80647b36c08634d1--224c7740-180a488b21a--7fea"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/onboarding/topics/c_agency_onboardingAgency.html" data-id="xd_80647b36c08634d1--224c7740-180a488b21a--7fea">Agency Onboarding</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Enrolling a state agency to use the State Examination System.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_agency_userAccounts_chapter"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/userMgt/topics/c_agency_userAccounts_chapter.html" data-id="c_agency_userAccounts_chapter">Managing Agency User Accounts</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Creating and managing user accounts, tracking user activity and workload, and managing the agency profile.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_80647b36c08634d1--224c7740-180a488b21a--7feb"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/onboarding/topics/c_agency_onboardCompany.html" data-id="xd_80647b36c08634d1--224c7740-180a488b21a--7feb">Company Onboarding</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Setting up a company to use the State Examination System.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7ff6"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/userMgt/topics/c_companyManageUsers.html" data-id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7ff6">Managing Company Users</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Create, remove, and administer users for your company, including third-party uers.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_agency_getStartSES"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/getStart/topics/c_company_getStartSES.html" data-id="c_agency_getStartSES">Company Guide to Getting Started with the State Examination System (SES)</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Certain state agencies have begun conducting examinations through a new supervision platform known as the State Examination System (SES). </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_agency_GS_trainingMethods"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/SES_training/topics/c_agency_GS_trainingMethods.html" data-id="c_agency_GS_trainingMethods">SES Training Methods and Timing </a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">SES training is delivered through FLEX, CSBS’ learning management system. The following training is good for all users of SES including new hires and seasoned users who need a refresher. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_8263018a37aa41f1-16a718b8-1868f051c4c--7ff7"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/SES_training/topics/SES_agency_SA_training.html" data-id="xd_8263018a37aa41f1-16a718b8-1868f051c4c--7ff7">SES Supervisory Activity Training</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">This program teaches users how to use the Supervisory Activity functionality in the State Examination System (SES), an online tool that facilitates supervisory processes between state agencies and companies.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_b2b16285efd54a9a--7ef0f62b-1817c79da7a--7ffd"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/SES_training/topics/c_agency_complaints_training-1.html" data-id="xd_b2b16285efd54a9a--7ef0f62b-1817c79da7a--7ffd">SES Complaints Training</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">This program teaches users how to use the Complaints functionality in the State Examination System (SES), an online tool that facilitates supervisory processes between state agencies and companies.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_company_getStart_training"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/SES_training/topics/c_company_getStart_SEStraining.html" data-id="c_company_getStart_training">SES Training for Companies</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Training resources for company users are available in the maps/SES/chapter/getStart/topics/c_companyQS.html. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_SES_policies"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/SES_Policy/topics/c_SES_policies.html" data-id="c_SES_policies">SES Policies</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">State Examination System Policy Guide</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_SES_SystemReleases"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/sysRel/topics/c_SES_SystemReleases-1.html" data-id="c_SES_SystemReleases">SES System Releases</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Software releases of the State Examination System. The releases are labeled by state, commonwealth, and territory names. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile "> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/reference/topics/c_SES_termsOfUse_industry.html">SES Terms of Use</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Terms of use for the State Examination System, for agency and company |
| users.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7fe0"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/reference/topics/c_agency_InvestgationVersusExam.html" data-id="xd_63000f4c6f866c3b-778edd25-180eba1d26c--7fe0">How an Investigation is Different from an Exam</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">An Investigation and an Examination are types of Supervisory Activity. This topic lists the key ways that investigations differ from examinations.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile "> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/afr/topics/r_agency_coreAFR_mortgageServicingExam.html">Areas For Review</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Details about Areas for Review</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile "> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/complaintsRef/topics/c_agency_companyViewComplaintRecord-1.html">Complaints Reference</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">More information about complaints.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_603f98912ed0dd72-5458a009-1829c666dae--7ff9"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/Analytics/topics/SES_SA_Analytics_userGuide.html" data-id="xd_603f98912ed0dd72-5458a009-1829c666dae--7ff9">SES SA Analytics User Guide</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">How to use the SA Analytics tool for SES.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile "> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/faq/topics/c_agency_SES_FAQ-1.html">Frequently Asked Questions</a></span></div> |
|
|
| |
| </div> |
| </div> |
| </div><div class=" wh_tile "> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/bizContent/reference/topics/r_SES_emailNotifications-1.html">Technical Information</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Email notifications and handling, technical requirements, etc.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile "> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="Chunk408435295.html">SES Glossary</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Terms and phrases used in the State Examination System and their |
| definitions.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_part_Exams"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/c_part_Exams.html" data-id="c_part_Exams">Supervisory Activities</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Supervisory activities are used for examining and investigating companies.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="c_part_Complaints"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/SES/chapter/c_part_Complaints.html" data-id="c_part_Complaints">Consumer Complaints</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Recording and resolving consumer complaints against companies.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_explanationOfTerms"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_explanationOfTerms.html" data-id="nmlsPG_explanationOfTerms">Explanation of Terms</a></span></div> |
|
|
| |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPG_businessActivitiesDefinitions"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/policyGuide/maps/topics/nmlsPG_bizActivityDef.html" data-id="nmlsPG_businessActivitiesDefinitions">Business Activities Definitions</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">Business Activities are generic, non-legal definitions of a financial services activity that reasonably describes an activity permitted by a state, and therefore the definitions may not be comparable with state statutory definitions. No activity can be covered by more than one definition.</div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="glossgroup_licenseStatus"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/nmls_glossary/glossaryTopics/glossgroup_licenseStatus.html" data-id="glossgroup_licenseStatus">License Status Definitions</a></span></div> |
|
|
| |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="glossgroup_edFuncSpecTerms"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/nmls_glossary/glossaryTopics/glossgroup_edFuncSpecTerms_2.html" data-id="glossgroup_edFuncSpecTerms">NMLS Education Terms</a></span></div> |
|
|
| |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/nmls_glossary/ESB_glossaryTopics/esb_glossaryChapter_3.html" data-id="xd_ce249bf7f1de6244--290e2ab-19990ca3186--7ff0">Electronic Surety Bond (ESB) Glossary</a></span></div> |
|
|
| <div class=" wh_tile_shortdesc ">The purpose of this document is to categorize, classify and describe the terminology that is referenced throughout the Electronic Surety Bond Tracking in NMLS. </div> |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="g_regFedMLO_MU4Rterms"> |
| <div> |
| |
|
|
| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/nmls_glossary/MU4R_glossaryTopics/g_regFedMLO_MU4Rterms_2.html" data-id="g_regFedMLO_MU4Rterms">MU4R Definitions </a></span></div> |
|
|
| |
| </div> |
| </div> |
| </div><div class=" wh_tile " data-id="nmlsPaymentOptions"> |
| <div> |
| |
|
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/nmlsPaymentOptions/maps/topics/nmlsPaymentOptions.html" data-id="nmlsPaymentOptions">NMLS Payment Options</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Payments submitted through NMLS can be made using Visa®, Mastercard®, or ACH (Automated Clearing House).</div> |
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| </div> |
| </div><div class=" wh_tile " data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fcb"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/aboutNMLS/maps/topics/aboutNMLS.html" data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fcb">NMLS Reference Guide: About NMLS</a></span></div> |
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| <div class=" wh_tile_shortdesc ">The Nationwide Multistate Licensing System ("NMLS" or the "System") is the system of record for non-depository, financial services licensing or registration in participating state agencies, including the District of Columbia and U.S. Territories of Puerto Rico, the U.S. Virgin Islands, and Guam. </div> |
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| </div><div class=" wh_tile " data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fca"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/aboutNMLS/maps/topics/aboutNMLS_systemPolicies.html" data-id="xd_fc7e4a4af2f0d294-5c25803e-1974f4e5ecb--7fca">NMLS System Policies and Terms of Use</a></span></div> |
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| <div class=" wh_tile_shortdesc "></div> |
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| </div><div class=" wh_tile " data-id="nmls_mu_docuploaddescexmp"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/reference/docDescriptions/nmls_mu_docuploaddescexmp-1_4.html" data-id="nmls_mu_docuploaddescexmp">Document Upload Descriptions and Examples</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Descriptions and examples of the different types of documentation available for upload to NMLS.</div> |
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| </div><div class=" wh_tile " data-id="nmls_docuploadviewingrestrictions"> |
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/software/mu-guides/mu2-4/mu-ind/nmls_docuploadviewingrestrictions_4.html" data-id="nmls_docuploadviewingrestrictions">About the Document Library</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Document requirements are determined by the specific license requirements outlined in the Agency Guidance section of your MU4 filing. There are no standard documents required for every application; required uploads vary depending on your agency’s licensing guidance.</div> |
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| </div><div class=" wh_tile " data-id="nmls_accesibilityGuide"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/nmls_accesibilityGuide.html" data-id="nmls_accesibilityGuide">Accessibility Guide</a></span></div> |
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| <div class=" wh_tile_shortdesc ">NMLS is committed to making our sites accessible to all users, including those with disabilities in accordance with Section 508 of the Rehabilitation Act of 1973, as amended. NMLS makes an effort to publish only material that is fully accessible.</div> |
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| </div><div class=" wh_tile " data-id="cfpbPrivacyNotice"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/cfpbPrivacyNotice.html" data-id="cfpbPrivacyNotice">CFPB Privacy Notice</a></span></div> |
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| <div class=" wh_tile_shortdesc ">Notice of Collection under the Privacy Act of 1974, 5 U.S.C. § 552a As Amended (Privacy Act Notice). The information that you provide to the Nationwide Multistate Licensing System (NMLS) will be used to register and manage accounts for mortgage loan originators.</div> |
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| </div><div class=" wh_tile " data-id="fbi_PrivacyStatement"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/fbi_PrivacyStatement.html" data-id="fbi_PrivacyStatement">Privacy Act Statement</a></span></div> |
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| <div class=" wh_tile_shortdesc ">This privacy act statement is located on the back of the FD-258 fingerprint card. </div> |
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| </div><div class=" wh_tile " data-id="nmls_fingerprintElectronic_vs_Paper"> |
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/nmls_fingerprintElectronic_vs_Paper.html" data-id="nmls_fingerprintElectronic_vs_Paper">Benefits of Electronic (Live Scan) vs. Paper Card Fingerprint Capture</a></span></div> |
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| <div class=" wh_tile_shortdesc "> When searching for a fingerprinting location, the results returned by the search use the address you provide and display either (1) Live Scan locations only or (2) Live Scan and Paper Card locations. As illustrated below, fingerprint capture via Live Scan costs less, can be scheduled more quickly, requires less action by the MLO, and results in fewer illegible prints than the Paper Card method. </div> |
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| </div><div class=" wh_tile " data-id="nmls_loginOptions"> |
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| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/nmls_loginOptions.html" data-id="nmls_loginOptions">Log In Settings Incorrect?</a></span></div> |
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| <div class=" wh_tile_shortdesc ">NMLS sets browser cookies to remember your login context (state or federal). If you choose the incorrect option when logging in and land on the state log in page instead of the federal log in page (or vice versa) you can manually delete your web browser cookies to reset your log in settings options. </div> |
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| </div><div class=" wh_tile " data-id="regFedMLO_stateFederalContexts"> |
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| <div class="wh_tile_text"> |
| <div class=" wh_tile_title "><span class="topicref"><a href="maps/NMLS/licensing/individual_Fed/maps/topics/regFedMLO_stateFederalContexts.html" data-id="regFedMLO_stateFederalContexts">Navigating Between State and Federal Contexts</a></span></div> |
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| <div class=" wh_tile_shortdesc ">NMLS allows individual MLOs to toggle between the “State” context for state licensing purposes and the “Federal” context for federal registration purposes. Follow the steps below to ensure you are logged in to the correct context of NMLS.</div> |
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