"PAGE 1 USAA 00872 11 26 7107 a & 5, 05/30/24 GREGORY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 00872 11 26 TXMP(01) 12-18 134227-0119__01 PAGE 2 THIS PAGE INTENTIONALLY LEFT BLANK a & E, Where you can get information or make a complaint If you have a problem with a claim or your premium, call your insurance company or HMO first. If you can’t work out the issue, the Texas Department of Insurance may be able to help. United Services Automobile Association To get information or" "file a complaint with your insurance company: Call: 210-531-USAA (8722) Toll-free: 1-800-531-USAA (8722) Online: usaa.ccom Mail: 9800 Fredericksburg Road, San Antonio, Texas 78288 The Texas Department of Insurance To get help with an insurance question, learn about your rights, or file a complaint with the state: Call: 1-800-252-3439 Online: www.tdi.texas.gov E-mail: ConsumerProtection@tdi.texas.gov Mail: Consumer Protection MC: CO-CP, Texas Department of Insurance, PO Box 12030, Austin, TX" "78711-2030 To compare policies and prices Visit HelpInsure.com to compare prices and coverages on home and auto insurance policies. The website is a service of the Texas Department of Insurance and the Office of Public Insurance Counsel. AQ250U(03) 09-23 PAGE 3 USAA 00872 11 26 7107 Donde puede obtener informacion o presentar una queja Si tiene una pregunta o un problema con una reclamaci6n o con su prima de_ seguro, comuniquese primero con su compania de seguros. Usted también puede obtener" "informacién o presentar una queja ante el Departamento de Seguros de Texas (Texas Department of Insurance, por sunombre en inglés). United Services Automobile Association Para obtener informacién o para presentar una queja ante su compania de seguros: Llame: 210-531-USAA (8722) Tel 'efono gratuito: 1-800-531-USAA (8722) En linea: usaa.com Direccidn postal: 9800 Fredericksburg Road San Antonio, TX 78288 El Departamento de Seguros de Texas Para obtener ayuda con una pregunta relacionada" "con los seguros, para conocer sus derechos 0 para presentar una queja ante el estado: Llame: 1-800-252-3439 En linea: www.tdi.texas.gov Correo electrénico: ConsumerProtection@tdi.texas.gov Direccién postal: Consumer Protection MC: CO-CP, Texas Department of Insurance, PO Box 12030, Austin, TX 78711-2030 Para comparar polizas y precios Visite HelpInsure.com para comparar precios y coberturas en podlizas de seguro para el hogar y automovil. El sitio web es un _ servicio del Departamento de" "Seguros de Texas y de la Oficina del Asesor Publico de Seguros (Office of Public Insurance Counsel, por su nombre en inglés). 131714-0723_01 Page 1 of 1 y/// 5 S ar PAGE MAIL MCH-M-I 7987 Y1392 MAY 30, 2024 AUTOMOBILE POLICY PACKET GREGORY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 USAA 00872 11267107 4 POLICY PERIOD: EFFECTIVE JUL 29 2024 TO JAN 29 2025 Refer to your Declarations Page and endorsements to verify that coverages, limits, deductibles and other policy details are correct and" "meet your insurance needs. Required information forms are also enclosed IMPORTANT MESSAGES for your review. ACS1 Check your vehicle for a safety recall today! Visit www.usaa.com/autorecall to learn more. Your Uninsured Motorists/Underinsured Motorists Coverage (UM/UIM) and Uninsured Motorists Property Damage (UMPD) selection/rejection remains in effect. You may quote different coverage limits and make changes at any time to your policy on usaa.ccom. Or you may call us at 1-800-531—-USAA " "8722). Your Personal Injury Protection (PIP) selection/rejection remains in effect. You may quote different coverage limits and make changes at any time to your policy on usaa.ccom. Or you may call us at 1-800-531-USAA (8722). The cost of your attached policy may include an assessment charge to reimburse USAA for funds paid to the Texas Volunteer Fire Department Assistance Fund. This assessment is imposed on USAA and other insurers in Texas to help volunteer fire departments with equipment and" "training expenses. The assessment charge is applied regardless of your location and whether your responding station is a paid or volunteer department. If applicable the assessment charge is shown on your Declarations page. Your safety matters to USAA. Visit http://usaa.com/autoadvice for our latest auto insurance and driving safety tips. This is not a bill. Any premium charge or change for this policy will be reflected on your next regular monthly statement. Your current billing statement" "should still be paid by the due date indicated. To receive this document and others electronically, or manage your Auto Policy online, go to usaa.com. For U.S. calls: Policy Service (800) 531-8111. Claims (800) 531-8222. 4 49708-0406 THIS PAGE INTENTIONALLY LEFT BLANK PAGE 5 PAGE 6 USAA 00872 11 26 7107 4 AUTOMOBILE POLICY PACKET CONTINUED Your policy includes Ride Share Gap Protection. Safety is a top priority for USAA, and we encourage our members to avoid driving while distracted," "including while engaging in ride sharing activities. Your credit—based insurance score, or insurance score, was one of several factors used in determining your auto policy premium. We order your credit—based insurance score at issue and you have the right to request, once annually, for USAA to obtain and use your most updated credit information if such use reduces your premium. USAA considers many factors when determining your premium. Maintaining safe driving habits is one of the most important" "steps you can take in keeping your premium as low as possible. A history of claim or driving activity and your USAA payment history may affect your policy premium. We have provided your ID cards in this packet. You can use the cards to show proof of insurance, if necessary. ACS2 TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER o- one Insurance Company" "UNITED SERVICES AUTOMOBILE ASSN Policy Number Effective Date 00872 11 2U 7107 4 07/29/24 Vehicle Make/Model/Vehicle Identification Number Year FIT SW JHMGE88289S056529 2009 This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. Expiration Date 01/29/25 Texas Liability" "Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: motor vehicle registration driver's license motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so could" "result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA Automobile Insurance Identification Cards We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long as liability insurance remains in force. Keep a copy of the ID" "card in your vehicle at all times. You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's license, following an accident, or upon a law enforcement officer's request. 53TX1 Rev. 06-13 05/30/24 TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER Insurance Company UNITED SERVICES" "AUTOMOBILE ASSN Policy Number Effective Date Expiration Date 07/29/24 01/29/25 00872 11 2U§ 7107 4 Vehicle Make/Model/Vehicle Identification Number Year JHMGE88289S056529 2009 a-om HONDA FIT SW This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. | 62882-0513__02 Texas" "Liability Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: motor vehicle registration driver's license motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so" "could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER o- one Insurance Company UNITED" "SERVICES AUTOMOBILE ASSN Policy Number Effective Date 00872 11 2U 7107 4 07/29/24 Vehicle Make/Model/Vehicle Identification Number Year TOYOTA SIENNA 5TDJZ3DC5HS 179225 2017 This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. Expiration Date 01/29/25 Texas Liability" "Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: - motor vehicle registration - driver's license - motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so" "could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA Automobile Insurance Identification Cards We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long as liability insurance remains in force. Keep a copy of" "the ID card in your vehicle at all times. You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's license, following an accident, or upon a law enforcement officer's request. 53TX2 Rev. 06-13 05/30/24 TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER Insurance Company UNITED SERVICES" "AUTOMOBILE ASSN Policy Number Effective Date Expiration Date 07/29/24 01/29/25 00872 11 2U§ 7107 4 Year Vehicle Make/Model/Vehicle Identification Number TOYOTA SIENNA 5TDJZ3DC5HS 179225 2017 This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. | a-om 62882-0513__02 " "Texas Liability Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: - motor vehicle registration - driver's license - motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility." "Failure to do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER MEGAN L HALEY 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER o- one " "Insurance Company UNITED SERVICES AUTOMOBILE ASSN Policy Number Effective Date 00872 11 2U 7107 4 07/29/24 Vehicle Make/Model/Vehicle Identification Number Year KIA NIRO KNDCD@LD3N5536517 2022 This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. Expiration Date 01/29" "25 Texas Liability Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: - motor vehicle registration - driver's license - motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial" "responsibility. Failure to do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA Automobile Insurance Identification Cards We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long as liability insurance remains in" "force. Keep a copy of the ID card in your vehicle at all times. You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's license, following an accident, or upon a law enforcement officer's request. 53TX3 Rev. 06-13 05/30/24 TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER MEGAN L HALEY 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER" " Insurance Company UNITED SERVICES AUTOMOBILE ASSN Policy Number Effective Date Expiration Date Vehicle Make/Model/Vehicle Identification Number Year 2022 a-om KIA NIRO KNDCDBLD3N5536517 This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. 62882-0513__02 Texas" "Liability Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: - motor vehicle registration - driver's license - motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to" "do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER o- one Insurance Company" "UNITED SERVICES AUTOMOBILE ASSN Policy Number Effective Date 00872 11 2U 7107 4 07/29/24 Vehicle Make/Model/Vehicle Identification Number Year TOYOTA 5YFBU4EEXCP069944 2012 This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. Expiration Date 01/29/25 Texas Liability" "Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: - motor vehicle registration - driver's license - motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure to do so" "could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA Automobile Insurance Identification Cards We've issued two identification cards as evidence of liability insurance for your vehicle(s). These cards are valid only as long as liability insurance remains in force. Keep a copy of" "the ID card in your vehicle at all times. You may be required to produce your identification card at vehicle registration or inspection, when applying for a driver's license, following an accident, or upon a law enforcement officer's request. 53TX4 Rev. 06-13 05/30/24 TEXAS LIABILITY INSURANCE CARD Name and Address of Insured GREGCRY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 GREGCRY H CARTER MEGAN L HALEY HARRISON HALEY CARTER CARSON LEIGH CARTER Insurance Company UNITED SERVICES" "AUTOMOBILE ASSN Policy Number Effective Date Expiration Date 07/29/24 01/29/25 00872 11 2U§ 7107 4 Year Vehicle Make/Model/Vehicle Identification Number TOYOTA COROLLA 5YFBU4EEXCP069944 2012 This policy provides at least the minimum amounts of liability insurance required by the Texas Motor Vehicle Safety Responsibility Act for the specified vehicle and named insureds and may provide coverage for other persons and other vehicles as provided by the insurance policy. a-om 62882-0513__02 Texas" "Liability Insurance Card Keep this card. IMPORTANT: This card or a copy of your insurance policy must be shown when you apply for or renew your: - motor vehicle registration - driver's license - motor vehicle safety inspection sticker. You also may be asked to show this card or your policy if you have an accident or if a peace officer asks to see it. All drivers in Texas must carry liability insurance on their vehicles or otherwise meet legal requirements for financial responsibility. Failure" "to do so could result in fines up to $1,000, suspension of your driver's license and motor vehicle registration, and impoundment of your vehicle for up to 180 days (at a cost of $15 per day). Additional copies available at usaa.com. CONTACT US: 210-531-USAA(8722) OR 800-531-USAA PAGE 11 ADDL INFO ON NEXT PAGE MAIL MCH-M-| RENEWAL OF Statel(06 07 08 09 , ven POLICY NUMBER TX 1684[684|684|684 ter] 00872 11 26U 7107 4 POLICY PERIOD: (12:01 A.M. standard time EFFECTIVE JUL 29 2024 TO JAN 29" "2025 OPERATORS 01 GREGORY H CARTER 02 MEGAN L HALEY 03 HARRISON HALEY CARTER 04 CARSON LEIGH CARTER UNITED SERVICES AUTOMOBILE ASSOCIATION (ARECIPROCAL INTERINSURANCE EXCHANGE) ® 9800 Fredericksburg Road - San Antonio, Texas 78288 TEXAS PERSONAL AUTO POLICY RENEWAL DECLARATIONS ATTACH TO PREVIOUS POLICY Named Insured and Address a é GREGORY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 Description of Vehicle(s) WORKECHOOL iles | VEH| YEAR| TRADE NAME MODEL BODY TYPE eS |W SW" "JHMGE88289S056529 5TDJZ3DC5HS179225 KNDCD3LD3N5536517 5 YFBU4EEXCP069944 VEH 06 AUSTIN TX 78746-7839 VEH 08 VEH 07 AUSTIN TX 78746-7839 VEH 09 AUSTIN TX 78746-7839 is policy provides ONLY those coverages where a premium is shown below. e limits shown may be réduced by policy provisions dnd may not be combined regardless of the number of vehicles for which a premium is listed unless specifically authorized elsewhere in this policy. COVERAGES LIMITS OF LIABILITY (""ACV"" MEANS ACTUAL CASH VALUE) PART A" "— LIABILITY BODILY INJURY EA PER $ 300,000 EA ACC $_ 500,000 PROPERTY DAMAGE EA ACC S$_ 100,000 PART B2-PERSONAL INJURY PROTECTION (OPTIONAL) EA PERSON $_ 5,000 PART C - UM/UIM BODILY INJURY EA PER $ 300,000 EA ACC $_ 500,000 PROPERTY DAMAGE EFA ACC S$ 100,000D 250 PART D - PHYSICAL DAMAGE COVERAGE COMPREHENSIVE LOSS ACV LESS |D 200} 115.97D 200] 165.74D 200 COLLISION LOSS ACV LESS |D 250} 275.31/D 250] 247.94D 250 TOWING AND LABOR 187.73D 200} 184.36 296.47D 250) 298.73 EHICLE TOTAL PREMIUM" "1063.5 818.664 834.7 6 MONTH PREMIUM $ 3968.79 PREMIUM DUE AT INCEPTION. THIS I§ NOT A BILL, STATEMENT TO FOLLOW. | EARNED ACCIDENT FORGIVENESS APPLIES WITH FIVE YEARS CLEAN DRIVING WITH USAA. ADDITIONAL MESSAGE(S) - SEE FOLLOWING PAGE (S) ENDORSEMENTS: ADDED 07-29-24 - A200TX(03) REMAIN IN EFFECT(REFER TO PREVIOUS POLICY)- A402TX(02) RSGPTX(01) 5100TX(03) INFORMATION FORMS: AO250U(03 40TX(01 999TX(33 CDTXAN (01 E4 1 06] RSFISPOOMOTIII 11 Ep7] RMF59p00D0] ""p8] RMM54)0000 Dol" "RSM20poopollllIll In WITNESS WHEREOF, the Subscribers at UNITED SERVICES AUTOMOBILE ASSOCIATION have caused these presents to be signed by their Attorney-in-Fact on thisdate MAY 30, 2024 Wayne Peacock President, USAA Reciprocal Attorney-in-Fact, Inc. 8500 U_O7-11 52801-07-11 PAGE 12 MAIL MCH-M-I UNITED SERVICES AUTOMOBILE ASSOCIATION RENEWAL OF SS y (ARECIPROCAL INTERINSURANCE EXCHANGE) POLICY NUMBER USAA® 9800 Fredericksburg Road - San Antonio, Texas 78288 Tx | of |] I tert 00872 11 26U 7107 4 TEXAS" "PERSONAL AUTO POLICY POLICY PERIOD: (12:01 A.M. standard time) RENEWAL DECLARATIONS EFFECTIVE JUL 29 2024 TO JAN 29 2025 ATTACH TO PREVIOUS POLICY Named Insured and Address GREGORY H CARTER 2004 HEADWATER LN AUSTIN TX 78746-7839 Description of Vehicle(s |VEH|YEAR TRADENAME | === MOD =| BODYTYPE Wes IDENTIFICATION NUMBER The Vehicle(s) described herein is principally garaged at the above address unless otherwise stated.|_ WC=WorWSchool, B=Business; F=Farm; P=Pleasure This policy provides ONLY" "those coverages where a premium is shown below. The limits shown may be réduced by policy provisions and may not be combined regardless of the umber of vehicles for which a premium is listed unless specifically “authorized elséwhere in this policy. VEH VEH VEH VEH COVERAGES LIMITS OF LIABILITY (""ACV"" MEANS ACTUAL CASH VALUE) D=DED | PREMIUM | D=DED ] PREMIUM | D=DED | PREMIUM |D=DED | PREMIUM AMOUNT $ AMOUNT] _ $ AMOUNT|__ $ AMOUNT $ S$ 332.66 HAS BEEN WAIVED DUE TO |ACCIDENT FORGIVENESS. S$" "108.61 INCLUDED IN PREMIUM FOR VEH (09 FOR JRIDE BHARE GAP PROTECTION. MVCPA FEE 2.50 2.50 2.50 2.50 NOTICE: YOUR PAYMENT INCLUDES A $5.]00 FEIE PER VEHICLE EACH /YEAR. THIS FEE HELPS FUND: (1) AUTO BURGLARY, [HEFT AND FRAUD PREVENTIDPN, (2) CRIMINAL JUSTICE EFFORTS, (3) TIRAUMA) CARE AND EMERGENCY MEDICAL SERVICES FOR VICTIMS OF ACCIDENTS DUE TO) TRAFFIC OFFENSES, |AND (#4) THE DETECTION AND PREVENTION OF CATALYTIC CONVHRTER [THEFTS.| BY LAW, THIS FEE FUNDS THE MOTOR VEHICLE CRIME PREVENTION" "AUIHORITY (MVCIPA). NOTICE: AN ASSESSMENT OF $ 1.88 IS PAYABLE IN ADDITION TO THE PREMIUM DUE UNDER THIS POLICY. THIS ASSESSMENT |WAS CREATED |BY THE TEXAS LEGISLATURH TO FUND THE RURAL VOLUNTEER FIRE DHPARTMENT ASSESSMENT PROGRAM. THE FOLLOWING COVERAGE(S) DEFINED IIN THI§ POLIGY ARE! NOT PROVIDED FOR: VEH 06 - RENTAL REIMBURSEMENT VEH 07 - RENTAL REIMBURSEMENT | | VEH 08 - RENTAL REIMBURSEMENT VEH 09 - RENTAL REIMBURSEMENT v v y y E H In WITNESS WHEREOF, the Subscribers at ay ND SERYICES" "AUTOMOBILE ASSOCIATION have caused these presents to be signed by their Attorney-in-Fact on this date Ys J gong Tieng 07-11 Wayne Peacock OO SOL. 7- 11 President, USAA Reciprocal Attorney-in-Fact, Inc. PAGE 13 USAA 00872 11 26 7107 SUPPLEMENTAL INFORMATION EFFECTIVE JUL 29 2024 TO JAN 29 2025 The following approximate premium discounts or credits have already been applied to reduce your policy premium costs. NOTE: Age or senior citizen status, if allowed by your state/location, was taken into" "consideration when your rates were set and your premiums have already been adjusted. VEHICLE 06 ANNUAL MILEAGE DISCOUNT -S$ 10.10 AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 30.89 DAYTIME RUNNING LIGHTS DISCOUNT -S$ 7.86 DRIVER TRAINING DISCOUNT -S$ 46.23 OPERATOR 04 GOOD STUDENT DISCOUNT -S$ 66.13 OPERATOR 04 MULTI-CAR DISCOUNT -S 157.61 PASSIVE RESTRAINT DISCOUNT -S$ 3.83 VEHICLE 07 AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 23.31 DAYTIME RUNNING LIGHTS DISCOUNT -S$ 7.02 MULTI-CAR DISCOUNT -S 105.59 PASSIVE" "RESTRAINT DISCOUNT -S$ 2.02 VEHICLE 08 ANNUAL MILEAGE DISCOUNT -S$ 40.52 AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 23.82 DAYTIME RUNNING LIGHTS DISCOUNT -S$ 8.52 MULTI-CAR DISCOUNT -S 104.56 NEW VEHICLE DISCOUNT -S$ 27.27 PASSIVE RESTRAINT DISCOUNT -S$ 2.08 VEHICLE 09 ANNUAL MILEAGE DISCOUNT -S$ 10.90 AUTOMATIC PAYMENT PLAN DISCOUNT -S$ 33.35 DAYTIME RUNNING LIGHTS DISCOUNT -S$ 8.59 DRIVER TRAINING DISCOUNT -S$ 50.43 OPERATOR 03 MULTI-CAR DISCOUNT -S 159.59 PASSIVE RESTRAINT DISCOUNT -S$ 3.25 " "SUPDECCW Rev. 7-95 MAY 30, 2024 PAGE 14 USAA 00872 11 26 7107 AMENDMENT OF POLICY PROVISIONS - TEXAS This Amendment forms a part of the auto policy to which it is attached, and it modifies that policy as follows: DEFINITIONS The following definition is deleted in its entirety and replaced by the following: K. ""Newly acquired vehicle."" 1. ""Newly acquired vehicle"" means a vehicle that is acquired by you or any family member during the policy period and is: a A private passenger auto, pickup," "trailer, or van; b. A miscellaneous vehicle that is not used in any business or occupation; or c. A motorcycle, but only if a motorcycle is shown on the current Declarations. 2. We will automatically provide for the newly acquired vehicle the broadest coverages as are provided for any vehicle shown on the Declarations. If your policy does not provide Comprehensive Coverage or Collision Coverage, we will automatically provide these coverages for the newly acquired vehicle subject to a $500" "deductible for each loss. 3. Any automatic provision of coverage under K.2. will apply for up to 30 days after the date you or afamily member becomes the owner of the newly acquired vehicle. If you wish to continue coverage for the newly acquired vehicle beyond this 30-day period, you must request it during this 30-day period. If you request coverage after this 30-day period, any coverage that we agree to provide will be effective at the date and time of your request unless we agree to an earlier date. " "The following definitions are added: Q. ""Repair facility"" means a person or entity that rebuilds, repairs, or services a motor vehicle for consideration or under a warranty, service, or maintenance contract. R. ""Temporary vehicle."" 1. ""Temporary vehicle"" includes a vehicle that is loaned or provided to an insured by an automobile repair facility for use while your covered auto is at the repair facility for service, repair, maintenance, or damage or to obtain an estimate and is: a. In the" "lawful possession of the insured or any family member; b. Not owned by you, any family member, or any other person residing in your household; and c. Operated by or in the possession of the insured or any family member until the vehicle is returned to the repair facility. 135407-1223_ 01 A200TX(03) 12-23 Page 1 of 4 PAGE 15 USAA 00872 11 26 7107 PART A - LIABILITY COVERAGE DEFINITIONS The definition of ""Covered person"" is deleted in its entirety and replaced by the following: ""Covered person""" "as used in this Part means: 1. You or any family member for the ownership, maintenance, or use of any auto or trailer. 2. Any person using your covered auto. 3. Any other person or organization, but only with respect to legal liability imposed on them for the acts or omissions of a person for whom coverage is afforded in 1. or 2. above. With respect to an auto or trailer other than your covered auto, this provision only applies if the other person or organization does not own or hire the auto" "or trailer. 4. You, any family member, or any licensed operator who resides in your household for the maintenance or use of a temporary vehicle. The following are not covered persons under Part A: 1. The United States of America or any of its agencies. 2. Any person with respect to BI or PD resulting from the operation of an auto by that person as an employee of the United States Government. This applies only if the provisions of Section 2679 of Title 28, United States Code as amended, require" "the Attorney General of the United States to defend that person in any civil action which may be brought for the BI or PD. EXCLUSIONS Exclusion A.3. is deleted in its entirety and replaced by the following: 3. For PD to property rented to, used by, or in the care of any covered person. This exclusion (A.3.) does not apply to damage to: a. A residence or garage; or b. A temporary vehicle. However, this exclusion does apply to a loss due to or as a consequence of a seizure of an auto by" "federal or state law enforcement officers as evidence in a case against a covered person under the Texas Controlled Substances Act or the federal Controlled Substances Act if the covered person is convicted in such case. A200TX(03) 12-23 Page 2 of 4 PAGE 16 USAA 00872 11 26 7107 Exclusion A.7. is deleted in its entirety and replaced by the following: 7. Maintaining or using any vehicle while that person is employed or otherwise engaged in any business or occupation other than the auto business," "farming or ranching. This exclusion (A.7.) does not apply: a. To the maintenance or use of a private passenger auto; a pickup or van owned by you or a family member; or a trailer used with these vehicles; b. To the maintenance or use of a pickup or van not owned by you or a family member if the vehicle’s owner has valid and collectible primary liability insurance or self-insurance in force at the time of the accident; or c. To maintenance or use of a temporary vehicle. Exclusion C.1. is added: " "1. This exclusion does not apply to a temporary vehicle. OTHER INSURANCE The Other Insurance section is deleted in its entirety and replaced with the following: If there is other applicable liability insurance: 1. Any insurance we provide to a covered person shall be excess over: a. Any other applicable liability insurance, or b. Any qualified self-insurance or other permissible means of compliance with a state's financial responsibility law, compulsory liability law, or any similar law. 2." "We will pay only our share of the loss that must be paid under insurance providing coverage on an excess basis. Our share is the proportion that our limit of liability bears to the total of all applicable limits of liability for coverage provided on an excess basis. 3. However, Our coverage under this Part will be primary for a temporary vehicle, but only if the temporary vehicle is: a. A private passenger auto; or b. A pickup, utility vehicle, or van with a gross vehicle weight of 14,000" "pounds or less that is not used for the delivery or transportation of goods, materials, or supplies, other than samples, unless: (i) The delivery of the goods, materials, or supplies is not the primary use for which the temporary vehicle is employed; or (i) The temporary vehicle is used for farming or ranching. A200TX(03) 12-23 Page 3 of 4 PAGE 17 USAA 00872 11 26 7107 PART E - GENERAL PROVISIONS DUTIES AFTER AN ACCIDENT OR LOSS B.3.b. is deleted and replaced by the following: b. To" "examination under oath. The examination must be signed. A minor must have a parent or guardian present. LEGAL ACTION AGAINST US C. is deleted in its entirety and replaced by the following: C. Under Part C — UM/UIM Coverage: No action can be brought against us for any claim involving an uninsured motor vehicle unless the action is brought within at least two years and one day from the date the cause of action first accrues. TERMINATION B.1. is deleted and replaced by the following: 1. If we decide" "not to renew this policy, we will send notice to the named insured shown on the Declarations. This cancellation notice may be delivered to the named insured, mailed by postal mail to the most recent address you provided to us or sent electronically if we have your consent and agreement on file to receive documents electronically. In any event, notice will be sent at least 60 days before the end of the policy period. E. is added: E. Nonrenewal for Failure to Cooperate. 1. We will notify you if" "any insured fails or refuses to cooperate with us in the investigation, settlement, or defense of a third-party liability claim or action or if we are unable to contact the insured. 2. After we notify you, if the insured continues to fail or refuse to cooperate in the third-party liability claim, then we will not renew this policy at the end of the policy period We will not renew this policy regardless of other required notices and even if it is not your policy's anniversary. Copyright, USAA" "2023, All rights reserved. A200TX(03) 12-23 Page 4 of 4 USAA 00872 11 26 Tarjeta de Seguro de Responsabilidad de Texas Guarde esta tarjeta. IMPORTANTE: Esta tarjeta o una copia de su poliza de seguro debe ser mostrada cuando usted solicite o renueve su: registro de vehiculo de motor licencia para conducir etiqueta de inspeccion de seguridad para su vehiculo. Puede que usted tenga también que mostrar esta tarjeta o su poliza de seguro si tiene un accidente o si un oficial de la paz se la pide." " Todos los conductores en Texas deben de tener seguro de responsabilidad para sus vehiculos, o de otra manera llenar los requisitos legales de responsabilidad civil. Fallo en llenar este requisito pudiera resultar en multas de hasta $1,000, suspension de su licencia para conducir y su registro de vehiculo de motor, y la retencién de su vehiculo por un periodo de hasta 180 dias (a un costo de $15 por dia). IMPORTANTE: Si usted quiere una tarjeta oficial escrita en espafol, llame a este numero:" "1-800-531-8111 40TX(01) Rev. 12-98 PAGE 7107 18 PAGE 19 USAA 00872 11 26 7107 Uninsured Motorists/Underinsured Motorists Coverage in Texas Below, you will find a brief explanation of Uninsured Motorists/Underinsured Motorists and Uninsured Motorists Property Damage coverages. Please remember that this explanation is only an overview, and it does not replace or supplement any of the provisions of your policy. Please see your policy for details because the policy controls all issues of" "coverage. The decisions you make regarding the amount of coverage will affect your insurance premium. If you have questions, please contact Policy Service by calling 210-531-USAA (8722), our mobile shortcut #8722 or 800-531-8722. You may complete this form online at usaacom. Coverage Description Uninsured Motorists/Underinsured Motorists (UM/UIM) Coverage: * Protects you and your family if injured in a motor vehicle accident caused by an uninsured, underinsured, or hit-and-run motorist who is" "at—fault. e Pays if you or your family are injured by an at—fault motorist whose Bodily Injury (Bl) Liability limits are less than the amount of damages you are legally entitled to recover from the at—fault motorist. The at—fault motorist’s policy pays its BI Liability limits first, then your UM/UIM Coverage pays the lesser of: * any remaining loss, or * your UM Coverage limits. e Must be issued with UM/UIM Coverage limits equal to the minimum coverage limits required by Texas unless you reject UM" "UIM Coverage or select higher UM/UIM Coverage limits by completing, signing, and returning the Rejection/Selection Form by mail or at usaa.com. * Your rejection of UM/UIM Coverage will remain in effect on this policy and on future renewals until you request otherwise in writing. Uninsured Motorists Property Damage (UMPD) Coverage: ¢ UMPD cannot be carried without UM/UIM; however, you can carry UM/UIM without UMPD by rejecting just the UMPD Coverage. e Pays for damage to your vehicle that" "you are legally entitled to recover from an at-fault uninsured or underinsured motorist or hit-and-run motor vehicle because of property damage (including loss of use and your personal property inside the vehicle) sustained in an auto accident. The at-—fault underinsured motorist’s policy pays its PD Liability limits first, then your UMPD coverage pays the lesser of: * any remaining loss, or ¢ your UMPD limits. e Must be issued with UMPD Coverage limits equal to the minimum coverage limits" "required by Texas unless you reject UMPD Coverage or select higher UMPD Coverage limits by completing, signing, and returning the Rejection/Selection Form by mail or at usaa.com. * Your rejection of UMPD Coverage will remain in effect on this policy and on future renewals until you request otherwise in writing. * Vehicle damage is subject to a $250 deductible. 52080-0816 999TX(33) Rev. 11-16 Page 1 of 4 PS .008721126.999TX.07107 PAGE 20 USAA 00872 11 26 7107 THIS PAGE INTENTIONALLY LEFT BLANK " "999TX(33) Rev. 11-16 PS .008721126.999TX.07107 Page 2 of 4 PAGE 21 USAA 00872 11 26 7107 If you do not wish to make any changes to your current policy, no action is required. TO MAKE CHANGES TO YOUR POLICY, PLEASE COMPLETE THIS FORM, SIGN, AND RETURN IT TO US. The premiums below reflect the total premium for this coverage for all vehicles insured on this Policy. Rejection/Selection Form Uninsured/Underinsured Motorists Coverage (UM/UIM) And Uninsured Motorists Property Damage Coverage " "UMPD) Semi-annual premium per policy | want the UM/UIM and UMPD limits checked below: UM/UIM Premium UMPD Premium CL] § 30,000/$ 60,000 $ 92.23 CL] § 25,000 $ 109.54 CL] $s 50,000/$ 100,000 $ 137.43 [] $s 50,000 $ 138.03 CL] $ 100,000/s 200,000 $ 200.14 [1] $100,000 $ 161.01 [1] $ 100,000/$ 300,000 $ 229.66 [] $300,000 § 186.22 LJ $ 300,000/$ 500,000 $ 320.97 [] $500,000 §$ 198.26 L] $ 500,000/s 500,000 $ 346.80 [1 $ 500,000/s1,000,000—s $ 364.32 L] $1,000,000/$ 1,000,000 $ 407.66 L] | reject" "both UM/UIM Coverage and UMPD Coverage for this policy and all subsequent renewals until | request otherwise in writing. LJ | reject only UMPD Coverage for this policy and all subsequent renewals until | request otherwise in writing. DO NOT SIGN UNTIL YOU READ USAA Number Signature of Named Insured ( ) ( ) Home Phone Alternate Phone Date Please complete this form and fax it to 1-800-531-8877 or mail it to USAA, 9800 Fredericksburg Road, San Antonio, Texas 78288; or complete this form on" "usaacom. If this form is sent by facsimile machine (fax), the sender adopts the document USAA receives as a duplicate original and adopts the signature the receiving fax machine produces as the sender's original signature. 999TX(33) Rev. 11-16 Page 3 of 4 PS .008721126.999TX.07107 PAGE 22 USAA 00872 11 26 7107 THIS PAGE INTENTIONALLY LEFT BLANK 999TX(33) Rev. 11-16 PS .008721126.999TX.07107 Page 4 of 4 PAGE 23 00872 11 26 7107 Use of Credit Information Disclosure Form CD-1 Insurer's" "Name United Services Automobile Association SAN ANTONIO, TX 78288 Telephone Number (toll free if available) 1-800-531-USAA (8722 WeL] will} will not (choose one) obtain and use credit information on you or any other member(s) of your household as a part of the insurance credit scoring process. If you have questions regarding this disclosure, contact the insurer at the above address or phone number. For information or other questions, contact the Texas Department of Insurance at 1-800-578-4677" "or P.O. Box 12030, MC - PC-PCL, Austin, Texas 78711-2030. Section 559.053 of the Texas Insurance Code requires an insurer or its agents to disclose to its customers whether credit information will be obtained on the applicant or insured or on any other member(s) of the applicant's or insured’s household and used as part of the insurance credit scoring process. If credit information is obtained or used on the applicant or insured, or on any member of the applicant's or insured’s household, the" "insurer shall disclose to the applicant the name of each person on whom credit information was obtained or used and how each person's credit information was used to underwrite or rate the policy. An insurer may provide this information with this disclosure or in a separate notice. Adverse effect means an action taken by an insurer in connection with the underwriting of insurance for a consumer that results in the denial of coverage, the cancellation or nonrenewal of coverage, or the offer to and" "acceptance by a consumer of a policy form, premium rate, or deductible other than the policy form, premium rate, or deductible for which the consumer specifically applied. Credit information is any credit related information derived from a credit report itself or provided in an application for personal insurance. The term does not include information that is not credit-related, regardless of whether the information is contained in a credit report or in an application for insurance coverage or" "is used to compute a credit score. Credit score or insurance score is a number or rating derived from a mathematical formula, computer application, model, or other process that is based on credit information and used to predict the future insurance loss exposure of a consumer. Summary of consumer protections in Chapter 559 Prohibited use of credit information. An insurer may not: (1) Use a credit score that is computed using factors that constitute unfair discrimination; (2) Deny, cancel, or" "nonrenewal a policy of personal insurance solely on the basis of creditinformation without consideration of any other applicable underwriting factor independent of credit information; or 507421-0823 CDTXAN(01) 08-23 Page 1 of 3 PAGE 24 USAA 00872 11 26 7107 (3) Take an action that results in an adverse effect against a consumer because the consumerdoes not have a credit card account without consideration of any other applicable factor independent of credit information. An insurer may not" "consider an absence of credit information or an inability to determine credit information for an applicant for insurance coverage or insured as a factor in underwriting or rating an insurance policy unless the insurer: (1) Has statistical, actuarial, or reasonable underwriting information that: (A) is reasonably related to actual or anticipated loss experience; and (B) shows that the absence of credit information could result in actual or anticipated loss differences; (2) Treats the consumer as" "if the applicant for insurance coverage or insured had neutral credit information, as defined by the insurer; or (3) Excludes the use of credit information as a factor in underwriting and uses only other underwriting criteria Negative factors. An insurer may not use any of the following as a negative factor in any credit scoring methodology or in reviewing credit information to underwrite or rate a policy of personal insurance: (1) A credit inquiry that is not initiated by the consumer; (2) An" "inquiry relating to insurance coverage, if so identified on a consumer's credit report; or (3) A collection account with a medical industry code, if so identified on the consumer’s credit report. Multiple lender inquiries made within 30 days of a prior inquiry, if coded by the consumer reporting agency on the consumer's credit report as from the home mortgage or motor vehicle lending industry, shall be considered by an insurer as only one inquiry. Effect of extraordinary events. An insurer" "shall, on written request from an applicant for insurance coverage or an insured, provide reasonable exceptions to the insurer's rates, rating classifications, or underwriting rules for a consumer whose credit information has been directly influenced by a catastrophic illness or injury, by the death of a spouse, child, or parent, by temporary loss of employment, by divorce, or by identity theft. In such a case, the insurer may consider only credit information not affected by the event or shall" "assign a neutral credit score. An insurer may require reasonable written and independently verifiable documentation of the event and the effect of the event on the person's credit before granting an exception. An insurer is not required to consider repeated events or events the insurer reconsidered previously as an extraordinary event. An insurer may also consider granting an exception to an applicant for insurance coverage or an insured for an extraordinary event not listed in this section. An" "insurer is not out of compliance with any law or rule relating to underwriting, rating, or rate filing as a result of granting an exception under this article. Notice of action resulting in adverse effect. If an insurer takes an action resulting in an adverse effect with respect to an applicant for insurance coverage or insured based in whole or in part on information contained in a credit report, the insurer must provide to the applicant or insured within 30 days certain information regarding" "how an applicant or insured may verify and dispute information contained in a credit report. CDTXAN(01) 08-23 Page 2 of 3 LAST PAGE 25 USAA 00872 11 26 7107 Dispute resolution; error correction. If it is determined through the dispute resolution process established under Section 61 1(a)(5), Fair Credit Reporting Act (15 U.S.C. Section 16811), as amended, that the credit information of a current insured was inaccurate or incomplete or could not be verified and the insurer receives notice of" "that determination from the consumer reporting agency or from the insured, the insurer shall re-underwrite and re-rate the insured not later than the 30th day after the date of receipt of the notice. After re-underwriting or re-rating the insured, the insurer shall make any adjustments necessary within 30 days, consistent with the insurer's underwriting and rating guidelines. If an insurer determines that the insured has overpaid premium, the insurer shall credit the amount of overpayment. The" "insurer shall compute the overpayment back to the shorter of the last 12 months of coverage; or the actual policy period. CDTXAN(01) 08-23 Page 3 of 3 "