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Browse files- app.py +64 -0
- loan_classifier.joblib +3 -0
app.py
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import gradio as gr
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import numpy as np
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import joblib
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# Load the trained model
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model = joblib.load('loan_classifier.joblib')
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def predict_loan_status(int_rate,
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installment,
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log_annual_inc,
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dti,
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fico,
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revol_bal,
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revol_util,
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inq_last_6mths,
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delinq_2yrs,
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pub_rec,
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installment_to_income_ratio,
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credit_history):
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input_dict = {
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'int.rate': int_rate,
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'installment': installment,
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'log.annual.inc': log_annual_inc,
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'dti': dti,
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'fico': fico,
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'revol.bal': revol_bal,
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'revol.util': revol_util,
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'inq.last.6mths': inq_last_6mths,
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'delinq.2yrs': delinq_2yrs,
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'pub.rec': pub_rec,
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'installment_to_income_ratio': installment_to_income_ratio,
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'credit_history': credit_history
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}
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# Convert the dictionary to a 2D array
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input_array = [list(input_dict.values())]
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prediction = model.predict(input_array)[0]
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if prediction == 0:
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return "Loan fully paid"
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else:
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return "Loan not fully paid"
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inputs = [
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gr.Slider(0.06, 0.23, step=0.01, label="Interest Rate"),
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gr.Slider(100, 950, step=10, label="Installment"),
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gr.Slider(7, 15, step=0.1, label="Log Annual Income"),
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gr.Slider(0, 40, step=1, label="DTI Ratio"),
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gr.Slider(600, 850, step=1, label="FICO Score"),
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gr.Slider(0, 120000, step=1000, label="Revolving Balance"),
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gr.Slider(0, 120, step=1, label="Revolving Utilization"),
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gr.Slider(0, 10, step=1, label="Inquiries in Last 6 Months"),
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gr.Slider(0, 20, step=1, label="Delinquencies in Last 2 Years"),
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gr.Slider(0, 10, step=1, label="Public Records"),
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gr.Slider(0, 5, step=0.1, label="Installment to Income Ratio"),
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gr.Slider(0, 1, step=0.01, label="Credit History"),
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]
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outputs = [gr.Label(num_top_classes=2)]
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title = "Loan Approval Classifier"
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description = "Enter the details of the loan applicant to check if the loan is approved or not."
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gr.Interface(fn=predict_loan_status, inputs=inputs, outputs=outputs, title=title, description=description).launch()
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loan_classifier.joblib
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@@ -0,0 +1,3 @@
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version https://git-lfs.github.com/spec/v1
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oid sha256:991d8d301202fce392585331b05b533480816e46cd4a7fe289d61531a17660af
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size 22576512
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