v0.15: dual-mode (Cloud + Edge) + expert-briefing dossier reframe

v0.14.1: tune three system prompts for the post-NRI signal layering

v0.14: regional_risk_agent — FEMA NRI multi-hazard at county level

v0.13: Tier-1 multi-city expansion — Chicago + NYC + SF + LA + Austin

v0.12: building permits as flood-risk leading indicator (Chicago)

v0.11: dedicated satellite-analysis agent with bbox detection

v0.10: 3-image multimodal — satellite + wider-area + street view in one Gemma 4 call

v0.9: multimodal risk analyst — vision + reasoning + 6 data sources in one Gemma 4 call

v0.8: Gemma 4 bounding-box detection on Street View

v0.7: README rewrite + version bump for multi-language + vision

feature: streetview agent — multimodal Gemma 4 vision

feature: multi-language dossier (es, zh, vi, ht, ar, tl)

config: strip OPENROUTER_API_KEY to defend against trailing newline

deploy: bundle frontend into FastAPI for single-Space deploy

rename FloodIQ → FlutIQ across the codebase

llm/client: retry transient 5xx upstream errors

advisor: stop inventing insurance products — drive from a verified catalog

geocoder: add US Census fallback when Nominatim returns nothing

backend: full 7-agent pipeline working end-to-end

backend: vertical slice — geocoder + FEMA agent + SSE end-to-end