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Update app.py
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app.py
CHANGED
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@@ -6,6 +6,7 @@ import time
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import sqlite3
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import shutil
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import asyncio
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# ==========================================
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# 0. ASYNC FIX
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@@ -16,39 +17,33 @@ except RuntimeError:
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asyncio.set_event_loop(asyncio.new_event_loop())
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# ==========================================
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# 1.
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# ==========================================
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st.set_page_config(page_title="Bank Loan Agent", layout="wide")
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warnings.filterwarnings("ignore")
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# ==========================================
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# 2. IMPORTS & CONSTANTS
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# ==========================================
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DB_FILE = "bank.db"
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INDEX_PATH = "faiss_index"
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REQUIRED_PDFS = ["Bank Loan Overall Risk Policy.pdf", "Bank Loan Interest Rate Policy.pdf"]
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try:
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from langchain_groq import ChatGroq
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from langchain_google_genai import ChatGoogleGenerativeAI
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import google.generativeai as genai
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from langchain_huggingface import HuggingFaceEmbeddings
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from langchain_community.vectorstores import FAISS
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from langchain_community.callbacks import StreamlitCallbackHandler
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from langchain_community.document_loaders import PyPDFLoader
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from langchain_text_splitters import CharacterTextSplitter
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from langchain_core.prompts import PromptTemplate
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from langchain_core.runnables import RunnablePassthrough
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from langchain_core.output_parsers import StrOutputParser
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from langchain_core.tools import tool
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from langchain.agents import AgentExecutor, create_react_agent
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except ImportError as e:
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st.error(f"❌ Import Error: {e}")
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st.stop()
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# ==========================================
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#
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# ==========================================
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def init_db():
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if os.path.exists(DB_FILE): return
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@@ -73,28 +68,23 @@ def run_query(query, params=()):
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return cursor.fetchone()
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except Exception as e: return f"DB Error: {e}"
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#
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@tool
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def get_credit_score(user_id: str) -> str:
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"""Queries SQL DB for Credit Score. Input is ID string."""
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clean_id = ''.join(filter(str.isdigit, str(user_id)))
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row = run_query("SELECT Credit_Score FROM credit_score WHERE ID = ?", (clean_id,))
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return f"Credit Score: {row[0]}" if (row and not isinstance(row, str)) else "User ID not found."
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"""Queries SQL DB for Name, Nationality, Status, and Email. Input is ID string."""
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clean_id = ''.join(filter(str.isdigit, str(user_id)))
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row = run_query("SELECT Name, Nationality, Account_Status, Email FROM account_status WHERE ID = ?", (clean_id,))
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if row and not isinstance(row, str):
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return f"Customer Name: {row[0]}, Nationality: {row[1]}, Status: {row[2]}, Email: {row[3]}"
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return "User ID not found."
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"""Queries SQL DB for PR Status. Input is ID string."""
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clean_id = ''.join(filter(str.isdigit, str(user_id)))
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row = run_query("SELECT PR_Status FROM pr_status WHERE ID = ?", (clean_id,))
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if not row or (isinstance(row, str) and "no such column" in row.lower()):
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@@ -102,170 +92,156 @@ def check_pr_status(user_id: str) -> str:
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return f"PR Status: {row[0]}" if (row and not isinstance(row, str)) else "PR Status: False."
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# ==========================================
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#
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# ==========================================
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st.title("🤖 Multi-Model Loan Assessor")
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pdfs_missing = [f for f in REQUIRED_PDFS if not os.path.exists(f)]
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def update_metrics(placeholder):
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if 'execution_time' in st.session_state:
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col1, col2 = placeholder.columns(2)
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col1.metric("Processing Time", f"{st.session_state.execution_time:.2f}s")
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col2.metric("Status", "Success")
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with st.sidebar:
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st.header("🔐 Authentication")
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if '
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st.
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st.session_state['api_key'] = None
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st.session_state['provider'] = provider_option
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if not st.session_state['auth_status']:
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api_key_input = st.text_input(f"Enter {provider_option} API Key", type="password")
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if st.button("Validate Key"):
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if not api_key_input:
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st.error("⚠️ Enter a key.")
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else:
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try:
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with st.spinner(f"Verifying {provider_option}..."):
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if "Groq" in provider_option:
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ChatGroq(api_key=api_key_input).invoke("Hi")
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else:
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genai.configure(api_key=api_key_input)
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list(genai.list_models())
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st.session_state['auth_status'] = True
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st.session_state['api_key'] = api_key_input
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st.success("✅ Valid!")
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time.sleep(0.5)
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st.rerun()
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except Exception as e:
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st.error(f"❌ Error: {e}")
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else:
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st.success(f"✅ {st.session_state['provider']} Active")
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if st.button("🔴 Logout"):
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st.session_state['auth_status'] = False
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st.rerun()
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st.
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if st.button("♻️ Rebuild Database"):
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if os.path.exists(INDEX_PATH): shutil.rmtree(INDEX_PATH)
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st.cache_resource.clear()
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st.rerun()
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else:
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st.warning(f"⚠️ Missing: {pdfs_missing}")
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update_metrics(st.empty())
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# ==========================================
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# 6. MAIN LOGIC
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# ==========================================
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if st.session_state.get('auth_status', False):
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current_key = st.session_state['api_key']
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current_provider = st.session_state['provider']
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@st.cache_resource
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def setup_rag(
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if pdfs_missing:
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embeddings = HuggingFaceEmbeddings(model_name="all-MiniLM-L6-v2")
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if os.path.exists(INDEX_PATH):
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return FAISS.load_local(INDEX_PATH, embeddings, allow_dangerous_deserialization=True).as_retriever()
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vectorstore.save_local(INDEX_PATH)
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return vectorstore.as_retriever()
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with st.spinner("Loading AI..."):
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retriever = setup_rag(
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# --- LLM
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if "Groq" in
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llm = ChatGroq(
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api_key=current_key,
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temperature=0,
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model_name="llama-3.3-70b-versatile"
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)
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else:
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#
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# This prevents Gemini from returning an empty list or error when it gets confused
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safety = {
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HarmCategory.HARM_CATEGORY_DANGEROUS_CONTENT: HarmBlockThreshold.BLOCK_NONE,
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HarmCategory.HARM_CATEGORY_HATE_SPEECH: HarmBlockThreshold.BLOCK_NONE,
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HarmCategory.HARM_CATEGORY_HARASSMENT: HarmBlockThreshold.BLOCK_NONE,
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HarmCategory.HARM_CATEGORY_SEXUALLY_EXPLICIT: HarmBlockThreshold.BLOCK_NONE,
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}
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llm = ChatGoogleGenerativeAI(
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google_api_key=
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temperature=0,
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model="gemini-1.5-flash",
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transport="rest"
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safety_settings=safety # <--- APPLY FIX
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)
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# --- RAG CHAIN ---
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rag_chain = (
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{"context": retriever | (lambda d: "\n".join([x.page_content for x in d])), "question": RunnablePassthrough()}
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| PromptTemplate.from_template("
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| llm
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| StrOutputParser()
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)
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@tool
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def consult_policy_doc(query: str) -> str:
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"""Consults Policy Documents. Input should be a question string."""
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return rag_chain.invoke(query)
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tools = [get_credit_score, get_account_status, check_pr_status, consult_policy_doc]
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# --- REACT PROMPT ---
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template = '''Answer the following questions as best you can. You have access to the following tools:
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{tools}
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Use the following format:
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Final Answer: the final answer to the original input question
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Begin!
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Question: {input}
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Thought:{agent_scratchpad}'''
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prompt = PromptTemplate.from_template(template)
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# --- AGENT CREATION ---
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agent = create_react_agent(llm, tools, prompt)
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agent_executor = AgentExecutor(
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agent=agent,
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tools=tools,
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verbose=True,
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return_intermediate_steps=True,
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handle_parsing_errors=True # Auto-fix formatting errors
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)
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# --- UI ---
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col1, col2 = st.columns([1, 2])
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with col2:
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if btn:
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query = f"Process Loan for
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if use_sim:
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with st.status(f"🤖 Agent ({current_provider}) Working...", expanded=True) as status:
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st_callback = StreamlitCallbackHandler(st.container())
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try:
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st.
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update_metrics(metrics_placeholder)
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status.update(label="✅ Done", state="complete", expanded=False)
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except Exception as e:
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st.error(f"
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st.success("### 📋
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st.markdown(final_output)
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with st.expander("Trace"):
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if not use_sim:
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st.divider()
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try:
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email = llm.invoke(f"Draft email for: {final_output}").content
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st.text_area("Draft", value=email, height=200)
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except:
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pass
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st.info("👈
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import sqlite3
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import shutil
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import asyncio
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import re
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# ==========================================
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# 0. ASYNC FIX
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asyncio.set_event_loop(asyncio.new_event_loop())
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# ==========================================
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# 1. CONFIG & IMPORTS
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# ==========================================
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st.set_page_config(page_title="Bank Loan Agent", layout="wide")
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warnings.filterwarnings("ignore")
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DB_FILE = "bank.db"
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INDEX_PATH = "faiss_index"
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REQUIRED_PDFS = ["Bank Loan Overall Risk Policy.pdf", "Bank Loan Interest Rate Policy.pdf"]
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try:
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from langchain_groq import ChatGroq
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from langchain_google_genai import ChatGoogleGenerativeAI
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import google.generativeai as genai
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from langchain_huggingface import HuggingFaceEmbeddings
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from langchain_community.vectorstores import FAISS
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from langchain_community.document_loaders import PyPDFLoader
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from langchain_text_splitters import CharacterTextSplitter
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from langchain_core.prompts import PromptTemplate
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from langchain_core.runnables import RunnablePassthrough
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from langchain_core.output_parsers import StrOutputParser
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from langchain_core.tools import tool
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except ImportError as e:
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st.error(f"❌ Import Error: {e}")
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st.stop()
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# ==========================================
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# 2. DATABASE & TOOLS SETUP
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# ==========================================
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def init_db():
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if os.path.exists(DB_FILE): return
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return cursor.fetchone()
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except Exception as e: return f"DB Error: {e}"
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# --- TOOL FUNCTIONS (Pure Python) ---
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def tool_get_credit_score(user_id):
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"""Input: User ID. Returns Credit Score."""
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clean_id = ''.join(filter(str.isdigit, str(user_id)))
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row = run_query("SELECT Credit_Score FROM credit_score WHERE ID = ?", (clean_id,))
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return f"Credit Score: {row[0]}" if (row and not isinstance(row, str)) else "User ID not found."
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def tool_get_account_status(user_id):
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"""Input: User ID. Returns Name, Nationality, Status."""
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clean_id = ''.join(filter(str.isdigit, str(user_id)))
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row = run_query("SELECT Name, Nationality, Account_Status, Email FROM account_status WHERE ID = ?", (clean_id,))
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if row and not isinstance(row, str):
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return f"Customer Name: {row[0]}, Nationality: {row[1]}, Status: {row[2]}, Email: {row[3]}"
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return "User ID not found."
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def tool_check_pr_status(user_id):
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"""Input: User ID. Returns PR Status."""
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clean_id = ''.join(filter(str.isdigit, str(user_id)))
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row = run_query("SELECT PR_Status FROM pr_status WHERE ID = ?", (clean_id,))
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if not row or (isinstance(row, str) and "no such column" in row.lower()):
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return f"PR Status: {row[0]}" if (row and not isinstance(row, str)) else "PR Status: False."
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# ==========================================
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# 3. MANUAL AGENT ENGINE (The Fix)
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# ==========================================
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class ManualReActAgent:
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def __init__(self, llm, tools_map, rag_chain):
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self.llm = llm
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self.tools = tools_map
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self.rag_chain = rag_chain
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self.max_steps = 6
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def run(self, query):
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"""Runs the ReAct loop manually to avoid Library Parsing Errors."""
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# 1. DEFINE PROMPT
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tool_desc = "\n".join([f"- {name}: {func.__doc__}" for name, func in self.tools.items()])
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system_prompt = f"""You are a Loan Risk Officer. Answer the question using the tools below.
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| 110 |
+
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| 111 |
+
TOOLS:
|
| 112 |
+
{tool_desc}
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| 113 |
+
- consult_policy_doc: Consult policy PDF for risk rules. Input: a question string.
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| 114 |
+
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| 115 |
+
FORMAT:
|
| 116 |
+
Thought: <reasoning>
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| 117 |
+
Action: <tool_name>
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| 118 |
+
Action Input: <input>
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| 119 |
+
Observation: <result>
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| 120 |
+
... (repeat)
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| 121 |
+
Final Answer: <answer>
|
| 122 |
+
|
| 123 |
+
Begin!
|
| 124 |
+
Question: {query}
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| 125 |
+
"""
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| 126 |
+
history = system_prompt
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| 127 |
+
logs = []
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| 128 |
+
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| 129 |
+
# 2. LOOP
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| 130 |
+
for i in range(self.max_steps):
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| 131 |
+
# A. Call LLM
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| 132 |
+
response = self.llm.invoke(history).content
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| 133 |
+
history += response + "\n"
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| 134 |
+
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| 135 |
+
# B. Parse "Action"
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| 136 |
+
action_match = re.search(r"Action:\s*(.+)", response)
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| 137 |
+
input_match = re.search(r"Action Input:\s*(.+)", response)
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| 138 |
+
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| 139 |
+
# C. Check for Final Answer (Stop Condition)
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| 140 |
+
if "Final Answer:" in response:
|
| 141 |
+
final_ans = response.split("Final Answer:")[-1].strip()
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| 142 |
+
return final_ans, logs
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| 143 |
+
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| 144 |
+
# D. Execute Tool
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| 145 |
+
if action_match and input_match:
|
| 146 |
+
tool_name = action_match.group(1).strip()
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| 147 |
+
tool_input = input_match.group(1).strip()
|
| 148 |
+
|
| 149 |
+
# Strip quotes if present
|
| 150 |
+
tool_input = tool_input.strip('"').strip("'")
|
| 151 |
+
|
| 152 |
+
logs.append((tool_name, tool_input))
|
| 153 |
+
|
| 154 |
+
# Execute
|
| 155 |
+
observation = f"Error: Tool {tool_name} not found."
|
| 156 |
+
if tool_name in self.tools:
|
| 157 |
+
try:
|
| 158 |
+
observation = self.tools[tool_name](tool_input)
|
| 159 |
+
except Exception as e:
|
| 160 |
+
observation = f"Tool Error: {e}"
|
| 161 |
+
elif tool_name == "consult_policy_doc":
|
| 162 |
+
try:
|
| 163 |
+
observation = self.rag_chain.invoke(tool_input)
|
| 164 |
+
except Exception as e:
|
| 165 |
+
observation = f"RAG Error: {e}"
|
| 166 |
+
|
| 167 |
+
obs_str = f"Observation: {observation}\n"
|
| 168 |
+
history += obs_str
|
| 169 |
+
else:
|
| 170 |
+
# If LLM didn't output an action but didn't finish, force it
|
| 171 |
+
if i == self.max_steps - 1:
|
| 172 |
+
return response, logs
|
| 173 |
+
history += "Observation: Please continue. If you have the answer, say 'Final Answer:'.\n"
|
| 174 |
+
|
| 175 |
+
return "Agent timed out.", logs
|
| 176 |
+
|
| 177 |
+
# ==========================================
|
| 178 |
+
# 4. UI & SETUP
|
| 179 |
# ==========================================
|
| 180 |
st.title("🤖 Multi-Model Loan Assessor")
|
| 181 |
pdfs_missing = [f for f in REQUIRED_PDFS if not os.path.exists(f)]
|
| 182 |
|
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|
| 183 |
with st.sidebar:
|
| 184 |
st.header("🔐 Authentication")
|
| 185 |
+
provider = st.radio("Model:", ["Groq (Llama-3)", "Google (Gemini)"])
|
| 186 |
|
| 187 |
+
if 'api_key' not in st.session_state: st.session_state.api_key = None
|
| 188 |
+
|
| 189 |
+
key_input = st.text_input("API Key", type="password")
|
| 190 |
+
if st.button("Set Key"):
|
| 191 |
+
st.session_state.api_key = key_input
|
| 192 |
+
st.success("Key Set!")
|
| 193 |
+
st.rerun()
|
|
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|
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|
|
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|
|
|
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|
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|
|
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|
|
| 194 |
|
| 195 |
+
if st.button("♻️ Reset"):
|
|
|
|
| 196 |
if os.path.exists(INDEX_PATH): shutil.rmtree(INDEX_PATH)
|
| 197 |
st.cache_resource.clear()
|
| 198 |
st.rerun()
|
| 199 |
|
| 200 |
+
if st.session_state.api_key:
|
| 201 |
+
# --- RAG SETUP ---
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
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|
|
|
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|
|
|
|
|
| 202 |
@st.cache_resource
|
| 203 |
+
def setup_rag():
|
| 204 |
+
if pdfs_missing: return None
|
| 205 |
embeddings = HuggingFaceEmbeddings(model_name="all-MiniLM-L6-v2")
|
|
|
|
| 206 |
if os.path.exists(INDEX_PATH):
|
| 207 |
return FAISS.load_local(INDEX_PATH, embeddings, allow_dangerous_deserialization=True).as_retriever()
|
| 208 |
+
documents = []
|
| 209 |
+
for f in REQUIRED_PDFS: documents.extend(PyPDFLoader(f).load())
|
| 210 |
+
splits = CharacterTextSplitter(chunk_size=600, chunk_overlap=50).split_documents(documents)
|
| 211 |
+
vectorstore = FAISS.from_documents(splits, embeddings)
|
| 212 |
+
vectorstore.save_local(INDEX_PATH)
|
| 213 |
+
return vectorstore.as_retriever()
|
|
|
|
|
|
|
| 214 |
|
| 215 |
with st.spinner("Loading AI..."):
|
| 216 |
+
retriever = setup_rag()
|
| 217 |
|
| 218 |
+
# --- LLM SETUP ---
|
| 219 |
+
if "Groq" in provider:
|
| 220 |
+
llm = ChatGroq(api_key=st.session_state.api_key, temperature=0, model_name="llama-3.3-70b-versatile")
|
|
|
|
|
|
|
|
|
|
|
|
|
| 221 |
else:
|
| 222 |
+
# Using Gemini 1.5 Flash with REST transport
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 223 |
llm = ChatGoogleGenerativeAI(
|
| 224 |
+
google_api_key=st.session_state.api_key,
|
| 225 |
temperature=0,
|
| 226 |
model="gemini-1.5-flash",
|
| 227 |
+
transport="rest"
|
|
|
|
| 228 |
)
|
| 229 |
|
| 230 |
# --- RAG CHAIN ---
|
| 231 |
rag_chain = (
|
| 232 |
{"context": retriever | (lambda d: "\n".join([x.page_content for x in d])), "question": RunnablePassthrough()}
|
| 233 |
+
| PromptTemplate.from_template("Info: {context}\nQ: {question}\nA:")
|
| 234 |
| llm
|
| 235 |
| StrOutputParser()
|
| 236 |
)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 237 |
|
| 238 |
+
# --- AGENT INSTANCE ---
|
| 239 |
+
tools_map = {
|
| 240 |
+
"get_credit_score": tool_get_credit_score,
|
| 241 |
+
"get_account_status": tool_get_account_status,
|
| 242 |
+
"check_pr_status": tool_check_pr_status
|
| 243 |
+
}
|
| 244 |
+
agent = ManualReActAgent(llm, tools_map, rag_chain)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 245 |
|
| 246 |
# --- UI ---
|
| 247 |
col1, col2 = st.columns([1, 2])
|
|
|
|
| 254 |
|
| 255 |
with col2:
|
| 256 |
if btn:
|
| 257 |
+
query = f"Process Loan for ID {uid}. "
|
| 258 |
+
if use_sim: query += f"SIMULATION: Score {sim_score}, Status '{sim_status}'. Do NOT query DB for score/status."
|
| 259 |
+
else: query += "Query DB for all info."
|
| 260 |
+
query += " Check policies. Report Risk, Rate, and Decision."
|
| 261 |
+
|
| 262 |
+
with st.status(f"🤖 {provider} Agent Running...", expanded=True):
|
| 263 |
+
st.write("Thinking...")
|
|
|
|
|
|
|
|
|
|
| 264 |
try:
|
| 265 |
+
# Run Manual Loop
|
| 266 |
+
final_res, logs = agent.run(query)
|
| 267 |
+
st.write("✅ Done!")
|
|
|
|
|
|
|
| 268 |
except Exception as e:
|
| 269 |
+
st.error(f"Error: {e}")
|
| 270 |
+
final_res = "Failed."
|
| 271 |
+
logs = []
|
| 272 |
|
| 273 |
+
st.success("### 📋 Report")
|
| 274 |
+
st.markdown(final_res)
|
|
|
|
| 275 |
|
| 276 |
with st.expander("Trace"):
|
| 277 |
+
for tool_name, tool_in in logs:
|
| 278 |
+
st.markdown(f"**Tool:** `{tool_name}` | **Input:** `{tool_in}`")
|
| 279 |
+
|
|
|
|
| 280 |
if not use_sim:
|
| 281 |
st.divider()
|
| 282 |
+
st.text_area("✉️ Email Draft", value=llm.invoke(f"Draft email for: {final_res}").content)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 283 |
|
| 284 |
+
else:
|
| 285 |
+
st.info("👈 Enter API Key")
|