# Qdrant Cloud
QDRANT_URL=https://your-cluster.qdrant.io
QDRANT_API_KEY=your-qdrant-api-key
QDRANT_COLLECTION=uhc_policies

# Groq API (free at https://console.groq.com/keys)
GROQ_API_KEY=your-groq-api-key
GROQ_MODEL=llama-3.1-8b-instant

# Ollama (local dev only)
# OLLAMA_BASE_URL=http://localhost:11434
# OLLAMA_MODEL=phi3.5