feat: uploaded-PDF parity with catalogued 148 (ADR-044)

#33: add "?" help affordance to every policy-calculation control

feat(#31): deterministic profile-aware {strengths,caveat} policy summary on all 3 surfaces

fix: deductible gating (#29), existing-cover steering + dangling-turn guard (#30), compare-modal full reviews (#32)

fix(batch): voice interim, TTS truncation, RULE2.5 re-ask, faithfulness regression, markdown, compare-reviews, policy-name

fix(#66): enrich the sparse POLICY DETAILS expander

fix(#76): show the customer's chosen cover, not 'As per policy schedule'

fix(#57+#58+#59): canonical-resolve compare-card marketplace lookup

fix(pricing+scoring): rebuild premium engine to 0 logical violations + classification, faithfulness, links, writing

fix(reco): cap 3, exclude non-extracted policies, unify premium, ask PED

recovery: integrate stalled-session work + de-stale/cleanup (pytest 215 green) [build-fix]

deploy#2: unified reco-fit gate + session-privacy fix + profile-completeness + full UI rebuild

fix(pricing): KI-277 — F6 Option B+ curated vs non-curated premium UI

feat(profile+pricing+voice): KI-275 — F-bundle: smoker + recap-verify + premium scope + price consolidation

refactor: KI-268 — Path B cleanup: -5,219 LOC legacy + nim_fallback + chain collapse + modal wiring

feat(profile+pricing): KI-259..KI-266 — B-bundle (compare modal + per-policy + scorecard + premium band + budget/SI + union + persistence + recall)