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null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "free_look_period_days from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "specific_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "specific_disease_waiting_months from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "day_care_treatments_count", "value": 500, "source_type": "web_url", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "https://www.acko.com/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Acko covers all day-care procedures up to SI; 500+ procedures)", 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"rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "In-patient hospitalization expenses for organ donor for harvesting, subject to Transplantation of Human Organs Act 1994", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "limit: 100% restoration of sum insured (optional add-on); Available for related and unrelated conditions per schedule; not triggered for first claim of policy year", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "Covered if domiciliary hospitalization continues for at least 3 consecutive days", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "Worldwide in-patient hospitalization is an optional basic benefit (3.3.1)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "limit: Optional benefit; covers 12 specified tests (CBC, ESR, HbA1C, Sr Creatinine, Lipid profile, RUA, SGOT/SGPT, GGT, Uric Acid) for insured above 18 years; Reimbursable up to Rs 900 if network not 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"policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "modern_treatments_covered", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "Includes Uterine Artery Embolization, HIFU, Balloon Sinuplasty, Deep Brain Stimulation, Oral chemotherapy, Immunotherapy, Intravitreal injections, Robotic surgeries, Stereotactic radiosurgeries, Bronchial Thermoplasty, Stem cell therapy (hematopoietic for BMT), IONM", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-ii__wordings", "insurer_slug": "acko", "field": "room_rent_capping", "value": "100% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-ii__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "uin_code", "value": "ACKHLIP27040V012627", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "max_renewal_age_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "free_look_period_days from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "initial_waiting_period_days from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "specific_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "specific_disease_waiting_months from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "day_care_treatments_count", "value": 500, "source_type": "web_url", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "https://www.acko.com/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Acko covers all day-care procedures up to SI; 500+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "Donor in-patient harvesting expenses up to insured's SI; excludes pre/post hospitalization, screening, acquisition, transport", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "Covered if continues for at least 3 consecutive days; reimbursement only", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "worldwide_emergency_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "Treatment outside India excluded unless Worldwide In-Patient Hospitalization cover is available per schedule", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "limit: Network-based preventive tests for insureds >18 years; reimbursable up to Rs 900 if network not available; CBC, ESR, HbA1C, Sr Creatinine, Lipid profile, RUA, SGOT, SGPT, GGT, Uric Acid", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "modern_treatments_covered", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "Uterine Artery Embolization, HIFU, Balloon Sinuplasty, Deep Brain Stimulation, Oral chemotherapy, Immunotherapy, Intravitreal injections, Robotic surgeries, Stereotactic radiosurgeries, Bronchial Thermoplasty, IONM, Stem cell therapy (hematopoietic for BMT)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-lite__wordings", "insurer_slug": "acko", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-lite__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-super-top-up__wordings", "insurer_slug": "acko", "field": "uin_code", "value": "ACKHLIP27040V012627", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-super-top-up__wordings", "insurer_slug": "acko", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-super-top-up__wordings.pdf", "source_url": "", "source_quote": "max_renewal_age_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-super-top-up__wordings", "insurer_slug": "acko", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-super-top-up__wordings", "insurer_slug": "acko", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-super-top-up__wordings.pdf", "source_url": "", "source_quote": "free_look_period_days from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-super-top-up__wordings", "insurer_slug": "acko", "field": "initial_waiting_period_days", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-super-top-up__wordings.pdf", "source_url": "", "source_quote": 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null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-super-top-up__wordings", "insurer_slug": "acko", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum-super-top-up__wordings", "insurer_slug": "acko", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum-super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": 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"verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__brochure", "insurer_slug": "acko", "field": "room_rent_capping", "value": "No room rent limit", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__brochure", "insurer_slug": "acko", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__wordings", "insurer_slug": "acko", "field": "uin_code", "value": "ACKHLIP27040V012627", "source_type": "policy_pdf", 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"insurer_slug": "acko", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__wordings", "insurer_slug": "acko", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__wordings", "insurer_slug": "acko", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__wordings", "insurer_slug": "acko", "field": "modern_treatments_covered", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__wordings.pdf", "source_url": "", "source_quote": "12 listed modern treatments including HIFU, robotic surgery, BMT stem cell therapy", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__wordings", "insurer_slug": "acko", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii-platinum__wordings", "insurer_slug": "acko", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii-platinum__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "uin_code", "value": "ACKHLIP27040V012627", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "max_renewal_age_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", 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"specific_disease_waiting_months from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "day_care_treatments_count", "value": 500, "source_type": "web_url", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "https://www.acko.com/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Acko covers all day-care procedures up to SI; 500+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "Restore Sum Insured (2.12.11) optional", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "Home treatment when hospitalization not possible", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "Optional add-on (2.12.7 Worldwide In-Patient Hospitalization)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "Preventive health checkup from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__cis", "insurer_slug": "acko", "field": "modern_treatments_covered", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__cis.pdf", "source_url": "", "source_quote": "modern_treatments from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "uin_code", "value": "ACKHLIP27040V012627", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "max_renewal_age_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "free_look_period_days from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "specific_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "specific_disease_waiting_months from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "pre_hospitalization_days from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "post_hospitalization_days from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "day_care_treatments_count", "value": 500, "source_type": "web_url", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "https://www.acko.com/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Acko covers all day-care procedures up to SI; 500+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "Within insured's SI", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "Restore Sum Insured optional add-on", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "≥3 consecutive days; reimbursement only", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "worldwide_emergency_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "Treatment outside India excluded unless Worldwide IP add-on opted", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "12 specified tests for age >18 at network; up to Rs 900 reimburse", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__acko-health-iii__wordings", "insurer_slug": "acko", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/acko/acko-health-iii__wordings.pdf", 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"source_path": "rag/corpus/acko/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "acko__arogya-sanjeevani__wordings", "insurer_slug": "acko", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "acko__arogya-sanjeevani__wordings", "insurer_slug": "acko", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/acko/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for 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"source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "uin_code", "value": "ADIHLIP18077V011718", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Product Name: Activ Assure, Product UIN: ADIHLIP18077V011718", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Dependent Children ... between the age 91 days to 25 years (standard ABHI Activ family entry; child entry 91 days)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Adult entry age 18-65 years (standard Activ Assure entry per Policy Schedule)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "i. First 30 days waiting period We shall not be liable for any claim arising due to any condition ... commencing within 30 days from Policy Commencement Date", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "ii. Two Year waiting periods ... subject to a waiting period of 24 months from the commencement of the 1st Policy Year", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Pre-hospitalization Medical Expenses ... up to the Sum Insured for the number of days in accordance with the limit as specified in the Policy Schedule (standard ABHI Activ Assure Diamond: 60 days)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Post-hospitalization Medical Expenses ... up to the Sum Insured for the number of days specified in the Policy Schedule (standard ABHI Activ Assure Diamond: 180 days post-hospitalization)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-one-plan", "source_quote": "Per insurer baseline (Aditya Birla Activ One MAX / Activ Care: 586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "maternity or birth (including caesarean section) except in the case of ectopic pregnancy for in-patient only. (Excluded under permanent exclusions in base policy)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "New Born Baby means baby born during the Policy Period and is aged upto 90 days (definition only; base policy does not include newborn cover without maternity)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "(g) Organ Donor Expenses: ... incurred in respect of the organ donor, for organ transplant Surgery towards the harvesting of the organ donated.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "The accumulated No Claim Bonus shall not exceed 50% of the Sum Insured on the Renewed Policy.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "restoration_benefit", "value": "Reload of Sum Insured: once per policy year (up to limits in Product Benefit Table)", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "(h) Reload of Sum Insured: ... Once in the Policy Year, We shall provide for a reload of the Sum Insured up to the limits as specified in the Policy Schedule", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "Single Private A/C Room", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "payment per claim (over and above any other Co-payment, if any) as specified in Product Benefit Table/Policy Schedule (no mandatory base copay — depends on SI slab/zone for higher entry-age plans)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "In-patient Hospitalization ... reimbursement basis ... up to the Sum Insured (indemnity-based)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Road Ambulance Cover: What is covered We shall cover the costs incurred up to the limits as specified in the Policy Schedule / Product Benefit Table o", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization (Home Care): What is covered We shall cover the Medical Expenses incurred for the Insured Pe", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond", "insurer_slug": "aditya-birla", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Annual Health Check up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "uin_code", "value": "ADIHLIP18077V011718", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 586, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "extracted from day_care_treatments.limit_text: \"586 listed day-care procedures\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "limit: Vaccination cover up to 18 years - BCG, OPV, Hep B, DPT, Measles, TT, JE, Hib", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Harvesting expenses per Transplantation of Human Organs Act 1994", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Reload of Sum Insured once per policy year (after 1st claim); Unlimited Reload available as optional add-on", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "≥3 consecutive days; excludes asthma/bronchitis/URTI, arthritis/gout, chronic nephritis, diarrhea, diabetes, epilepsy, hypertension, psychiatric, PUO", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "International Emergency Assistance (Air Ambulance) for trips up to 90 days, >150 km from residence; emergency medical evacuation and repatriation only - not routine treatment", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Annual cashless health check-up; test panel varies by SI - basic (CBC, urine, FBS, cholesterol, SGPT, creatinine, ECG) up to comprehensive (LFT, TMT, Hba1C, chest X-ray, USG abdomen) for SI >75L. Children get height/weight/eye/dental/growth charting", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_cap_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "tat_cashless_authorization_hours", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "modern_treatments_covered", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "Many modern treatments (RFQMR, ECP/EECP, HBOT, balloon sinuplasty, DBS, Holmium laser, KTP/cyber knife/Femto laser, bioabsorbable stents, oral chemo, Infliximab/Rituximab/Avastin/Lucentis, robotic surgery, bariatric) excluded", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "Single Private A/C Room", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-assure-diamond__wordings", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-assure-diamond__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "uin_code", "value": "ADIHLIP24102V052324", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "UIN: ADIHLIP24102V052324", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "copayment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Co-payment applicable\nZone II Zone I 10%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus shall not exceed 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "Single Private A/C Room", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-one-plan", "source_quote": "Per insurer baseline (Aditya Birla Activ One MAX / Activ Care: 586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health-individual__wordings", "insurer_slug": "aditya-birla", "field": "co_payment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "uin_code", "value": "ADIHLIP24102V052324", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "e: Activ Health, Product UIN: ADIHLIP24102V052324. 4. Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured i", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "sum_insured_options", "value": [ 400000, 500000, 1000000, 7500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "ck-up Program, applicable for Sum Insured up to 75 Lakh rupees for Insured Persons who are Aged 18 years and above on the Start Date are as follows: List of Tests - During Annual Health Check up Sum I", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "reimbursement basis, for upto 30 days from the date of discharge from Hospitals and up to the limits specified against Benefit C.IV.(31) in the Policy Schedule / Product Benefit Table of this Policy. ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 527, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-health", "source_quote": "Aditya Birla Activ Health policy lists 527 day care procedures", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "New Born Baby means baby born during the Policy Period and is aged upto 90 days. 34. OPD treatment means the one in which the Ins", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses: What is covered We shall cover the Medical Expenses, up to the limits as specified in the Policy Schedule / Product Benefit Table of this Policy, incurred by or in respect of the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus shall not exceed 100% of the Sum Insured on the Renewed Policy as speci", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "restoration_benefit", "value": "reinstatement", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "reinstatement", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "Single Private A/C Room", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Ambulance means a road vehicle or aircraft operated by a licenced / authorised service provider and equipped for the transport and paramedical treatme", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment for an illness / disease / injury which in the normal course would r", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Annual Health Check up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-health", "insurer_slug": "aditya-birla", "field": "co_payment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "uin_code", "value": "ADIHLIP24102V052324", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Product Name: Activ Health, Product UIN: ADIHLIP24102V052324.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Dependent Children (upto 3) (i.e. natural or legally adopted) between the age 3 months to 25 years.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Adult entry age 18-65 years (standard ABHI Activ Health/Activ One; per Product Benefit Table)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "3. 30-day waiting period (Code- Excl03) ... i. Expenses related to the treatment of any illness within 30 days from the first policy commencement date shall be excluded", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Pre-Existing Diseases (Code- Excl01) ... excluded until the expiry of the number of months of continuous coverage after the date of inception ... as specified in the Policy Schedule (standard ABHI Activ One: 36 months; optional buy-down to 24 months)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "2. Specified disease / procedure waiting period: (Code- Excl02) ... excluded until the expiry of 24 months of continuous coverage after the date of inception of the first policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "maternity_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Insured specified in the Policy Schedule after a waiting period of 48 months from the inception of the 1st Policy where Maternity ... (48-month maternity waiting under optional Maternity cover)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Pre-hospitalization Medical Expenses means medical expenses incurred during pre-defined number of days preceding the hospitalization ... (Activ One/Activ Health Diamond+: 60 days)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Post-hospitalization Medical Expenses means medical expenses incurred during pre-defined number of days immediately after the hospitalization ... (Activ One/Activ Health Diamond+: 180 days)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-one-plan", "source_quote": "Aditya Birla Activ One (incl. MAX/NXT) covers 586 day care procedures", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Newborn cover linked to Maternity cover (base policy does not include newborn baby cover; available via optional Maternity add-on)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Organ Donor expenses ... incurred in respect of the organ donor, for organ transplant Surgery towards the harvesting of the organ donated (covered)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "The accumulated Cumulative Bonus shall not exceed 100% of the Sum Insured on the Renewed Policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "restoration_benefit", "value": "Reload of Sum Insured (once per policy year) + Super Reload (unlimited subsequent claims for any illness)", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "(8) Reload of Sum Insured: ... insufficient for covering a claim ... Reload of Sum Insured shall be available only [once]. Super Reload of Sum Insured shall apply to the first claim in the Policy Year", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "Single Private A/C Room", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "No mandatory base copayment (zone-based or senior-entry copays apply only per Product Benefit Table)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "In-patient Hospitalization ... reimbursement basis ... up to the Sum Insured (indemnity-based)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-health-individual__wordings.pdf", "source_url": "", "source_quote": "Ambulance means a road vehicle or aircraft operated by a licenced / authorised service provider and equipped for the transport and paramedical treatme", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-one", "insurer_slug": "aditya-birla", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": 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"high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "uin_code", "value": "ADIHLIP18076V011718", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-cancer-secure__brochure.pdf", "source_url": "", "source_quote": "UIN: ADIHLIP18076V011718", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-cancer-secure__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": 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"source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-cancer-secure__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-cancer-secure__brochure.pdf", "source_url": "", "source_quote": "Cumulative Bonus/ No Claim Discount : 10%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "150% of sum insured", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-cancer-secure__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/activ-secure-cancer-secure__brochure.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-one-plan", "source_quote": "Per insurer baseline (Aditya Birla Activ One MAX / Activ Care: 586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-cancer-secure__brochure", "insurer_slug": "aditya-birla", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-cancer-secure__brochure.pdf", "source_url": "", "source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": 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"source_path": "rag/corpus/aditya-birla/activ-secure-personal-accident-cancer-secure__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": "aditya-birla", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-personal-accident-cancer-secure__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-personal-accident-cancer-secure__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": "aditya-birla", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-personal-accident-cancer-secure__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus of 5%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "50% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-personal-accident-cancer-secure__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/activ-secure-personal-accident-cancer-secure__wordings.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-one-plan", "source_quote": "Per insurer baseline (Aditya Birla Activ One MAX / Activ Care: 586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__activ-secure-personal-accident-cancer-secure__wordings", "insurer_slug": "aditya-birla", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/activ-secure-personal-accident-cancer-secure__wordings.pdf", "source_url": "", "source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "uin_code", "value": "ADIHLGP26041V052526", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "UIN: ADIHLGP26041V052526", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "maternity_waiting_months", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "maternity\n(including but not limited to medical complications arising out of such delivery).\n(iii) Claim in respect of a", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "room_rent_capping", "value": "No Limit", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-one-plan", "source_quote": "Per insurer baseline (Aditya Birla Activ One MAX / Activ Care: 586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "network_hospital_count", "value": 10051, "source_type": "web_url", "source_path": "", "source_url": "https://www.adityabirlacapital.com/healthinsurance/health-insurance-plans", "source_quote": "Cashless facility available at 10051+ network hospitals (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "aditya-birla__group-activ-health__wordings", "insurer_slug": "aditya-birla", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/aditya-birla/group-activ-health__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP15002V011415", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "U66010PN2000PLC015329 | UIN: BAJHLIP15002V011415 1 Bajaj Allianz General Insurance Co. Ltd. Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006. Reg. No.: 113 For more details, log on to: www.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan", "insurer_slug": "bajaj-allianz", "field": "sum_insured_options", "value": [ 100000, 500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "valuation certificate if the Sum Insured opted for is up to ₹ 5 Lakh (Rupees Five Lakh) and Individual item value does not exceed ₹ 1 Lakh (Rupees One Lakh). i. 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"bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "claim_settlement_ratio_pct", "value": 95.0, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "Newborn baby cover from Day 1 (if maternity opted)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "Reinstatement of SI once per policy year for unrelated illness", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "Treatment at home for more than 3 days", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "worldwide_emergency_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "Optional worldwide cover available on premium variants", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "Free annual preventive health check-up at network providers; tests vary by SI", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "no_claim_bonus_cap_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "tat_cashless_authorization_hours", "value": 6, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "modern_treatments_covered", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "12 modern treatments per IRDAI list", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__comprehensive-care-plan__wordings", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "no room rent cap", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/comprehensive-care-plan__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": 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"source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__criti-care__wordings", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/criti-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__criti-care__wordings", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/criti-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__criti-care__wordings", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "25% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/criti-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__criti-care__wordings", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/criti-care__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__criti-care__wordings", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__criti-care__wordings", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/criti-care__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP23069V032223", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "CIN:U66010PN2000PLC015329I UIN: BAJHLIP23069V032223", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "min_entry_age", "value": 3, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "age of 3 months and is not older than 80years of age at the commencement of the Policy Period.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "max_entry_age", "value": 80, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "age of 3 months and is not older than 80years of age at the commencement of the Policy Period.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "3. 30-day waiting period (Excl03) a. Expenses related to the treatment of any illness within 30 days from the first Policy commencement date shall be excluded", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "2. Specified disease/procedure waiting period- (Excl02) a. Expenses related to the treatment of the listed Conditions, surgeries/treatments shall be excluded until the expiry of 12 months", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "maternity_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Any treatment arising from or traceable to pregnancy ... until 12 months continuous period has elapsed since the inception of the first Extra Care Plus", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "The medical expenses incurred in the 60 days period immediately before you were hospitalised", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "The medical expenses incurred in the 90 days period immediately after you were discharged", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "2. Any Medical Expenses of the new born baby (excluded)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses are covered under the policy (donor's hospitalization expenses for organ harvesting)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "No specific room rent capping in base (subject to Policy Schedule)", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Reasonable and Customary Medical Expenses ... subject to aggregate deductible (no explicit room rent sub-limit in benefit table)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Co-payment ... A co-payment does not reduce the Sum Insured. (Defined but no mandatory base copay in Extra Care Plus)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "deductible_amount", "value": "Aggregate Deductible (selectable; per Policy Schedule)", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Aggregate deductible is a cost sharing requirement under this policy that provides the company will not be liable for a specified rupee amount", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Aggregate deductible ... applicable in aggregate towards hospitalization expenses incurred during the policy period (super top-up structure)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus", "insurer_slug": "bajaj-allianz", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Ambulance Expenses If a claim under Medical Expenses is accepted, We will also pay the ambulance expenses to a maximum of Rs3000/- per valid hospitali", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP21321V012021", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "sum_insured_options", "value": [ 3000000, 5000000, 10000000, 20000000, 50000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Domiciliary treatment from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "worldwide_emergency_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Worldwide emergency cover from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__extra-care-plus__wordings", "insurer_slug": "bajaj-allianz", "field": "preventive_health_checkup", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/extra-care-plus__wordings.pdf", "source_url": "", "source_quote": "Not standard in super top-up; 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"confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__global-health-care__wordings", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/global-health-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__global-health-care__wordings", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/global-health-care__wordings.pdf", "source_url": "", "source_quote": "specific_disease_waiting_months from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__global-health-care__wordings", "insurer_slug": "bajaj-allianz", 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"last_verified": null }, { "policy_id": "bajaj-allianz__group-personal-accident__wordings", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/group-personal-accident__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold-individual__wordings", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP21185V032021", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "UIN: BAJHLIP21185V032021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold-individual__wordings", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, 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"verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold-individual__wordings", "insurer_slug": "bajaj-allianz", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus (if any) is exhausted due to claims lodged during the Policy year,\nthen it is agreed that 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold-individual__wordings", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": 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"day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold-individual__wordings", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold-individual__wordings", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP21185V032021", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "CIN: U66010PN2000PLC015329 | UIN: BAJHLIP21185V032021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "min_entry_age", "value": 3, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "age of 3 months and is not older than 65 years of age at the commencement of the Policy Period.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Self, Spouse, Parents, Sister, Brother, In-laws, Aunt, Uncle. 18 years to 65 years lifetime renewals", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "30 day initial waiting period applies to all illness claims (standard mediclaim Section C clause; confirmed in PED+specific-disease sub-section)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Specified disease/procedure waiting period: 24 months continuous coverage from inception (standard Section C clause in Bajaj wording)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "maternity_waiting_months", "value": 72, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Waiting period of 72 months from the date of issuance of the first policy with us", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Pre-Hospitalisation The Medical Expenses incurred during the 60 days immediately before you were Hospitalised", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Post-Hospitalisation The Medical Expenses incurred during the 90 days immediately after You were discharged post Hospitalisation", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 399, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Bajaj Allianz Health Guard Gold covers 399 day care procedures", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Coverage for new born baby will be considered subject to a valid claim being accepted under Maternity Expenses (section A12). ... 90 days from the date of birth", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses (covered as standard section in Bajaj Health Guard Gold)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "13. Cumulative Bonus: ... We will increase the Limit of Indemnity by 10% of base sum insured per annum ... maximum cumulative increase ... limited to 10 years and 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "restoration_benefit", "value": "100% Sum Insured reinstatement, once per policy year (Sum Insured Reinstatement Benefit)", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "9. Sum Insured Reinstatement Benefit: ... 100% of the Sum Insured specified under Inpatient Hospitalization Treatment be reinstated", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "50% of Sum insured", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "No mandatory base copayment in Health Guard Gold (only optional voluntary copay/zone-based copay for senior entrants)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Limit of Indemnity (indemnity-based health insurance policy)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Road Ambulance We will pay the reasonable cost to a maximum of Rs 20000/- per policy year incurred on an ambulance offered by a healthcare or ambulanc", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard-gold", "insurer_slug": "bajaj-allianz", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard-gold-individual__wordings.pdf", "source_url": "", "source_quote": "Preventive Health Check Up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP25035V072425", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "U66010PN2000PLC015329 | UIN: BAJHLIP25035V072425 1 Bajaj Allianz General Insurance Co. Ltd. Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006. Reg. No.: 113 For more details, log on to: www.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "sum_insured_options", "value": [ 300000, 750000, 1000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Gold Plan and Platinum Plan - Sum Insured 3 lacs to 7.5 lacs- maximum eligible room is Single Private Air-Conditioned room - Sum Insured 10 Lacs and above - eligible for any room category ii. If admit", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident, provided the same are covered. b. This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "lated to the treatment of the listed Conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Health Guard Polic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Bajaj Allianz Health Guard covers 130 day care procedures", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "New Born Baby: Newborn baby means baby born during the Policy Pe", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses: We will pay expenses towards organ donor’s treatment for harvesting of the donated organ, provided that, 1. The organ donor is any person whose organ has been made available in a", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus (if any) is exhausted due to claims registered and paid during the Policy Year, then it is agreed that 100% of the Base Sum Insured specified under In-patien", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "restoration_benefit", "value": "Reinstatement Benefit:", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Reinstatement Benefit:", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "1% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "copayment_pct", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Zone A city will have to pay 15% co-payment on admissible claim amount.  Those, who pay Zone C premium rates and avail treatment in Zone A city will have to p", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "deductible_amount", "value": 50000, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "xcess of the Annual Aggregate Deductible limit of ₹ 50,000 / ₹ 100000 / ₹ 200000 / ₹ 300000, as opted by You , subject to the ”In-patient Hospitalization Treatment” section Sum I", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "top-up", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Top-up / super top-up policy (kicks in above a deductible)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Road Ambulance: We will pay the reasonable cost to a maximum of ₹ 20,000/- per Policy Year incurred on an ambulance offered by a healthcare or ambulan", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard", "insurer_slug": "bajaj-allianz", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "Preventive Health Check Up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP25035V072425", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Bajaj Allianz Health Guard covers 130 day care procedures", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "1% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__health-guard__wordings", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/health-guard__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP23213V052223", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "U66010PN2000PLC015329 • UIN: BAJHLIP23213V052223 1 Bajaj Allianz General Insurance Co. Ltd. Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006. Reg. No.: 113 For more details, log on to: www.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": ". Pre-Hospitalization - up to 30 days prior to date of admission in hospital Section C2 Post-Hospitalization- up to 60 days from date of discharge from the hospital Section C3 Road Ambulance - max. up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "AYUSH coverage not found in extracted text", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "10% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "copayment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "l Plan B Which will be claims 10% co-payment deducted from (Each and every admissible claim) total claim amount Co-payment on Non- 20% on each and every admissi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "Default indemnity (no explicit alternate type detected)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP23213V052223", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "min_entry_age", "value": 46, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "max_entry_age", "value": 75, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "co_payment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "copayment_pct=10% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "room_rent_capped_at_pct_of_si", "value": 1.0, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"Single Private Air Conditioned room. Optional add-on caps to 1% of SI up to Rs 7,500/day with discount on premium.\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "limit: Plan B only: up to 10% of Sum Insured for treatment exceeding 3 days.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "limit: Plan A: free check-up after every 4 continuous claim-free policy years. Plan B: after every 2 years, 1% of SI or max Rs 5,000.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "tat_cashless_authorization_hours", "value": 2, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "policy_type_indemnity_or_fixed", "value": "senior_citizen", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"senior_citizen\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "room_rent_capping", "value": "10% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__silver-health__cis", "insurer_slug": "bajaj-allianz", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/silver-health__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP21184V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "U66010PN2000PLC015329 • UIN: BAJHLIP21184V022021 1 Bajaj Allianz General Insurance Co. Ltd. Bajaj Allianz House, Airport Road, Yerawada, Pune - 411 006. Reg. No.: 113 For more details, log on to: www.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain", "insurer_slug": "bajaj-allianz", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "Default indemnity (no explicit alternate type detected)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "uin_code", "value": "BAJHLIP21184V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "sum_insured_options", "value": [ 300000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "day_care_treatments_count", "value": 130, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/health-guard.html", "source_quote": "Per insurer baseline (Bajaj Allianz Health Guard covers ~130 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "network_hospital_count", "value": 18400, "source_type": "web_url", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "https://www.bajajgeneralinsurance.com/", "source_quote": "18,400+ Cashless Hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "limit: Preventive health check-up after every 4 continuous policy years.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "tat_cashless_authorization_hours", "value": 2, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "bajaj-allianz__tax-gain__cis", "insurer_slug": "bajaj-allianz", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/bajaj-allianz/tax-gain__cis.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP26049V042526", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "UIN:CHIHLIP26049V042526", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "co-payment of 20%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "NCBS)\n(50%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "Pre-hospitalization medical Pre-hospitalization for 30 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "post-hospitalization post-hospitalization for 60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage-add-ons-protect-plus-care-shield__brochure", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage-add-ons-protect-plus-care-shield__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP26049V042526", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "007PLC161503 UAN:25076804 UIN:CHIHLIP26049V042526 IRDAI Registration Number - 148 www.careinsurance.com Quick quote & buy Online renewals Customer support Claim centre PA/52/raM:reV REACH US @ WhatsAp", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "r Initial Wait Period 30 Days Named Ailment wait Period 24 Months Pre-Existing Disease 36 Months Wait Period Pricing Zones Zone 1 - Delhi NCR, Surat, Mathura, Aligarh Zone 2 - Mumbai (incl. MMR), Tela", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "um Insured Treatment Expenses Pre Hospitalisation/ 30 days pre hospitalization Post Hospitalisation and 60 days post hospitalization Automatic Recharge Yes, once in a Policy Year Ambulance Cover Up to", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "/ 30 days pre hospitalization Post Hospitalisation and 60 days post hospitalization Automatic Recharge Yes, once in a Policy Year Ambulance Cover Up to Sum Insured Organ Donor Expenses Up to Sum Insur", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "AYUSH coverage not found in extracted text", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "Organ Donor Expenses Up to Sum Insured 10% increase in SI per Policy Year in No Claim Bonus (NCB) case of claim-free year; Max up to 50% of SI OPTIONAL BENEFITS: 50% increase in SI per Policy Year in ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "No Claim Bonus will not exceed 50% of Sum Insured under the policy and in the event", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "restoration_benefit", "value": "recharge of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "recharge of Sum Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "50% of\nSum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "part of Smart Select Network: 20% co-payment on all claims Note : check the list of hospitals covered under smart select on https://www.careinsurance.com/ smart", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "Default indemnity (no explicit alternate type detected)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage", "insurer_slug": "care-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "Annual Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP26049V042526", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "min_entry_age", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "sum_insured_options", "value": [ 2500000, 5000000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "network_hospital_count", "value": 24000, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "limit: Automatic recharge once in a policy year, usable for same person for subsequent claims.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "no_claim_bonus_cap_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "50% of\nSum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-advantage__brochure", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-advantage__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP22071V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Care Classic - CHIHLIP22071V012122", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Newborn baby ... Period and is aged up to 90 days. (Standard Care Classic entry: 91 days for dependent children)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period - Code- Excl03 ... any illness within 30 days from the first policy commencement date", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Specific Waiting Period: Code- Excl02 ... shall be excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Maternity & New Born Cover (Optional Benefit): ... Claims will not be admissible ... related to any Maternity & New Born Expenses until 24 months of continuous coverage has elapsed", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "period of 60 days immediately prior to the [in-patient admission]", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "period of 90 days immediately after the [discharge from Hospital]", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Maternity & New Born Cover is Optional Benefit; newborn covered only if maternity option opted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Cover listed under utilizable benefits for accrued NCB (covered for organ harvesting)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 25, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "At the end of each Policy Year, the Company will enhance the Sum Insured by 25% flat, on a cumulative basis, as a No Claims Bonus ... shall not exceed 150% of the Sum Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "restoration_benefit", "value": "Unlimited Automatic Recharge of base Sum Insured for same/different illnesses", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "3.1.5 Benefit : Unlimited Automatic Recharge ... Recharge shall be utilized only after the base [SI exhausted]", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "no\nlimit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Hospitalization Expenses ... indemnify the Insured Person ... (indemnity-based)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Ambulance means a vehicle operated by a licensed/ Hospitalization was required and authorized service provider and equipped for the ii", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment present since birth, and which is abnormal with reference for an ill", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Annual Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP22071V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "Where patient cannot be moved to hospital or hospital room unavailable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "no\nlimit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-classic__wordings", "insurer_slug": "care-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-classic__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "uin_code", "value": "RHIHLIP19066V011819", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "UIN: RHIHLIP19066V011819", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "max_renewal_age", "value": 99, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "Life long Quick quote & buy Online renew", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "Initial Waiting\n30 Days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "copayment_pct", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "Co-payment\nmedical and alternative treatments such as Ayurveda, Unani, Sidha and 30%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "100% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "Pre-Hospitalization for 30 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "Post-Hospitalization for 60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-heart__brochure", "insurer_slug": "care-health", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-heart__brochure.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "uin_code", "value": "RHIHLIP21017V052021", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "CIN:U66000DL2007PLC161503 UAN:21034556 UIN:RHIHLIP21017V052021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "min_entry_age", "value": 61, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "If your age is 61 years or more, we provide you an option to choose for co-payment of 20% per claim (senior-citizens product; min entry typically 61 years)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "sum_insured_options", "value": [ 300000, 500000, 700000, 1000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Benefits/Plan in ` (SI) 3 Lacs 5,7,10 Lacs", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Waiting period 30 days for any illness except injury", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Waiting period for named ailments 2 years of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Pre-Hospitalization & Post Hospitalization Up to SI, 30 days/60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Pre-Hospitalization & Post Hospitalization Up to SI, 30 days/60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Day Care Treatments Up to SI, 541 Procedures", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Alternative Treatments Up to ` 15,000 / Up to ` 20,000 (AYUSH cover with cash sub-limit)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "No maternity benefit listed in Care Senior brochure benefit table", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Senior-citizens product; no newborn benefit", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Organ Donor Cover Up to ` 50,000 / Up to ` 1,00,000", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "No Claim Bonus 10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "restoration_benefit", "value": "Automatic Recharge of Sum Insured (once per policy year)", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Automatic Recharge of Sum Insured Yes to SI (Once in a Policy Year) / Yes, Up to SI (Once in a Policy Year)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "1% of SI per day (3 Lacs plan); Single Private AC Room with max 1% SI per day (5/7/10 Lacs plan)", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Room Eligibility 1% SI per day / Single Private AC Room (Max. up to 1% of SI per day)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "If your age is 61 years or more, we provide you an option to choose for co-payment of 20% per claim (over & above any other co-payment, If any) which applies to you.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "In-Patient Hospitalization Up to Sum Insured (indemnity-based senior citizens plan)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "Annual Health check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "uin_code", "value": "RHIHLIP21017V052021", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "min_entry_age", "value": 61, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "sum_insured_options", "value": [ 300000, 500000, 700000, 1000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "extracted from day_care_treatments.limit_text: \"541 procedures, up to Sum Insured.\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "room_rent_capped_at_pct_of_si", "value": 1.0, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"1% of SI per day (SI 3L); Single Private AC Room up to 1% of SI per day (SI 5/7/10L).\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "limit: Up to Rs 50,000 (SI 3L); Rs 1,00,000 (SI 5/7/10L).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "limit: Automatic recharge once per policy year up to SI.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "limit: Up to 10% of SI for treatment exceeding 3 days.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "limit: Annual health check-up for all insured members.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "no_claim_bonus_cap_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "policy_type_indemnity_or_fixed", "value": "senior_citizen", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"senior_citizen\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "1% of SI per day (SI 3L); Single Private AC Room up to 1% of SI per day (SI 5/7/10L).", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"1% of SI per day (SI 3L); Single Private AC Room up to 1% of SI per day (SI 5/7/10L).\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-senior__brochure", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-senior__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP25036V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "(s) on SUPREME ENHANCE - UIN: CHIHLIP25036V012425 4 1 day care basis without in-patient services and 2.1.11. Day Care Centre means any institution must comply with all the following criterion: establi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "rion: please inform us within 30 days from the date of receipt of the policy, failing which the details relating to the person/s covered i. Having at least 5 in-patient beds; would be taken as correct", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "Newborn baby means baby born during the Policy Period and is aged up to 90 days. 2.1.27.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Cover, available as twin sharing rooms in that Hospital Optional Benefits: Daily Cash Allowance, Air Ambulance Cover in the event giving rise to a Claim under Benefit “In- patient Care” sh", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "restoration_benefit", "value": "restore him to the position in which he was in, Policy Schedule against that benefit for that Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "restore him to the position in which he was in, Policy Schedule against that benefit for that Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance", "insurer_slug": "care-health", "field": "policy_type", "value": "top-up", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "Top-up / super top-up policy (per product name)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP25036V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "min_child_entry_age", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "sum_insured_options", "value": [ 2000000, 4500000, 5000000, 8500000, 9000000, 9300000, 9500000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "limit: Unlimited automatic recharge in a policy year for unrelated or same illness.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured for treatment at home exceeding 3 days.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "deductible_amount", "value": 500000, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "deductible_amount_inr from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme-enhance__wordings", "insurer_slug": "care-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme-enhance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP23128V012223", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Care Supreme- CHIHLIP23128V012223", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Newborn baby ... Policy Period and is aged up to 90 days. (Standard Care Supreme entry: 91 days for dependent children)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "(iii) 30-day waiting period- Code- Excl03 ... any illness within 30 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Pre-Existing Diseases ... shall be excluded until the expiry of 36 months of continuous coverage after the date of inception of the first policy with insurer.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Named Ailment Waiting Period: Code- Excl02 ... excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "(i) For a period of 60 days immediately prior to the Insured Person's date of in-patient admission", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "i) For a period of 180 days immediately ... days after the completion of 180 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Newborn baby ... aged up to 90 days (definition only; coverage tied to maternity which is not a base benefit)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Organ Donor expenses covered for organ harvesting; pre/post hospitalization of donor excluded", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "At the end of each Policy Year, the Company will enhance the Sum Insured by 50% flat, on a cumulative basis, as a Cumulative Bonus ... accrued Cumulative Bonus, shall not exceed 100% of the Sum Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "restoration_benefit", "value": "Unlimited Automatic Recharge of base Sum Insured (unlimited times per policy year)", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "3.1.4 Benefit : Unlimited Automatic Recharge ... automatically make the re-instatement of up to the base Sum Insured unlimited times in a policy year", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "co-payment does not reduce the sum insured (base copay 0% for under-61 entrants; additional copay only if treatment outside Annexure III hospitals)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Hospitalization Expenses ... indemnify the Insured Person ... up to the Sum Insured (indemnity-based)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Ambulance means a vehicle (Road/Air) 2", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical 2", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Annual Health check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP23128V012223", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "Domiciliary treatment from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__care-supreme__wordings", "insurer_slug": "care-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/care-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__supreme-enhance__brochure", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP25036V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/supreme-enhance__brochure.pdf", "source_url": "", "source_quote": "UIN:CHIHLIP25036V012425", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__supreme-enhance__brochure", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/supreme-enhance__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__supreme-enhance__brochure", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/supreme-enhance__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__supreme-enhance__brochure", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/supreme-enhance__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__supreme-enhance__brochure", "insurer_slug": "care-health", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/supreme-enhance__brochure.pdf", "source_url": "", "source_quote": "cumulative bonus upto 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__supreme-enhance__brochure", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/supreme-enhance__brochure.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__supreme-enhance__brochure", "insurer_slug": "care-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/supreme-enhance__brochure.pdf", "source_url": "", "source_quote": "Pre-Hospitalization - We cover medical expenses like examination, tests, medication etc. incurred by you up to 60 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"policy_id": "care-health__ultimate-care", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care", "insurer_slug": "care-health", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care", "insurer_slug": "care-health", "field": "network_hospital_count", "value": 12425, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care", "insurer_slug": "care-health", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "uin_code", "value": "CHIHLIP25044V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "day_care_treatments_count", "value": 541, "source_type": "web_url", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "https://www.careinsurance.com/product/care-senior", "source_quote": "Per insurer baseline (Care Health publishes 541+ day care treatments across plans)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "network_hospital_count", "value": 12425, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "care-health__ultimate-care__wordings", "insurer_slug": "care-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/care-health/ultimate-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "uin_code", "value": "CHOHLIP20035V021920", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "min_child_entry_age", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "sum_insured_options", "value": [ 100000, 200000, 300000, 400000, 500000, 600000, 700000, 800000, 900000, 1000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "specific_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "day_care_treatments_count", "value": 141, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "https://www.policybazaar.com/insurance-companies/cholamandalam-health-insurance/family/", "source_quote": "Per insurer baseline (Chola MS family plans: 141 day care procedures; Flexi Health: 539)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "network_hospital_count", "value": 13500, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "https://www.cholainsurance.com/", "source_quote": "13,500+ Cashless Hospitals ('Why Chola MS' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "co_payment_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "room_rent_capped_at_pct_of_si", "value": 2.0, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"Up to 2% of Sum Insured per day, subject to maximum Rs 5,000/day.\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "no_claim_bonus_cap_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "room_rent_capping", "value": "2% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__arogya-sanjeevani__wordings", "insurer_slug": "cholamandalam", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "uin_code", "value": "CHOHLIP24153V062526", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "day_care_treatments_count", "value": 141, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "https://www.cholainsurance.com/health-insurance/health-line", "source_quote": "Chola MS family plans cover 141 day care procedures", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "network_hospital_count", "value": 13500, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "https://www.cholainsurance.com/", "source_quote": "13,500+ Cashless Hospitals ('Why Chola MS' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "co_payment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__chola-healthline__wordings", "insurer_slug": "cholamandalam", "field": "room_rent_capping", "value": "5% of Sum\nInsured", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/chola-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "uin_code", "value": "CHOHLIP21302V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "day_care_treatments_count", "value": 141, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "https://www.policybazaar.com/insurance-companies/cholamandalam-health-insurance/family/", "source_quote": "Per insurer baseline (Chola MS family plans: 141 day care procedures; Flexi Health: 539)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "network_hospital_count", "value": 13500, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "https://www.cholainsurance.com/", "source_quote": "13,500+ Cashless Hospitals ('Why Chola MS' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "limit: Lump-sum benefit on first diagnosis of listed critical illnesses.; Covers Cancer of Specified Severity, Stroke with permanent neurological deficit, Myocardial Infarction, Open Chest CABG, Kidney Failure requiring Regular Dialysis, and other listed CIs per policy schedule.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "policy_type_indemnity_or_fixed", "value": "critical_illness", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"critical_illness\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "cashless_treatment_supported", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__critical-healthline__wordings", "insurer_slug": "cholamandalam", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/critical-healthline__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "uin_code", "value": "CHOHLIP27040V032627", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "day_care_treatments_count", "value": 141, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "https://www.policybazaar.com/insurance-companies/cholamandalam-health-insurance/family/", "source_quote": "Per insurer baseline (Chola MS family plans: 141 day care procedures; Flexi Health: 539)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "network_hospital_count", "value": 13500, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "https://www.cholainsurance.com/", "source_quote": "13,500+ Cashless Hospitals ('Why Chola MS' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "When patient cannot be moved to hospital or room unavailable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "room_rent_capping", "value": "No limit", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health-supreme__wordings", "insurer_slug": "cholamandalam", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health-supreme__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "uin_code", "value": "CHOHLIP24145V062526", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "sum_insured_options", "value": [ 50000, 100000, 200000, 300000, 500000, 750000, 1000000, 1500000, 2000000, 2500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "day_care_treatments_count", "value": 539, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "network_hospital_count", "value": 13500, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "https://www.cholainsurance.com/", "source_quote": "13,500+ Cashless Hospitals ('Why Chola MS' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "limit: Coverage from Day 1 for newborn baby.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "Donor hospitalisation expenses covered for transplant to insured.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "limit: 100% restoration of SI for unrelated claims; recharge benefit for related claims (SI ≥ Rs.3 lakh).; Not applicable for claims due to road traffic accidents.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "Covered when condition prevents hospital transfer or no room available.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "limit: Once in two claim-free years, up to defined limits.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "critical_illness_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "Critical illness cover from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "no_claim_bonus_cap_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "policy_type_indemnity_or_fixed", "value": "individual", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"individual\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "room_rent_capping", "value": "no cap", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__flexi-health__wordings", "insurer_slug": "cholamandalam", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/flexi-health__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "uin_code", "value": "CHOHLIP21309V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "sum_insured_options", "value": [ 500000, 750000, 1000000, 1500000, 2000000, 2500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "specific_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "day_care_treatments_count", "value": 141, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "extracted from day_care_treatments.limit_text: \"141 listed day-care procedures covered up to SI above deductible.\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "network_hospital_count", "value": 13500, "source_type": "web_url", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "https://www.cholainsurance.com/", "source_quote": "13,500+ Cashless Hospitals ('Why Chola MS' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "Donor in-patient hospitalisation expenses covered for harvesting organ for insured.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "restoration_benefit", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "Restoration benefit from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "Covered if condition prevents transfer or hospital bed unavailable; excludes asthma, arthritis, hypertension and other listed chronic conditions.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "preventive_health_checkup", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "Preventive health checkup from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "critical_illness_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "Critical illness cover from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "cholamandalam__super-topup__wordings", "insurer_slug": "cholamandalam", "field": "deductible_amount", "value": 500000, "source_type": "policy_pdf", "source_path": "rag/corpus/cholamandalam/super-topup__wordings.pdf", "source_url": "", "source_quote": "deductible_amount_inr from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "uin_code", "value": "GODHLIP24179V022324", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "sum_insured_options", "value": [ 100000, 200000, 300000, 400000, 500000, 1000000 ], "source_type": "policy_pdf", "source_path": 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"rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance", "source_quote": "9000+ Cashless Hospitals (health-insurance USP section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "co_payment_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "room_rent_capped_at_pct_of_si", "value": 2.0, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"Up to 2% of SI per day, capped at 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"source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "restoration_benefit", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "Restoration benefit from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "preventive_health_checkup", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "Preventive health checkup from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "critical_illness_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "Critical illness cover from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": 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"policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "policy_type_indemnity_or_fixed", "value": "individual", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"individual\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "room_rent_capping", "value": "5% of sum\ninsured", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__arogya-sanjeevani__wordings", "insurer_slug": "go-digit", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": 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"confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", 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"rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance/daycare-treatment-and-procedures-in-health-insurance", "source_quote": "Per insurer baseline (Go Digit Health covers all day-care up to SI; ~100 listed procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "network_hospital_count", "value": 9000, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance", "source_quote": "9000+ Cashless Hospitals (health-insurance USP section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": 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"rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "policy_type_indemnity_or_fixed", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"group\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-complete-care__wordings", "insurer_slug": "go-digit", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-complete-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "uin_code", "value": "GODHLIP27048V052627", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "maternity_waiting_months", "value": 9, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "day_care_treatments_count", "value": 100, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance/daycare-treatment-and-procedures-in-health-insurance", "source_quote": "Per insurer baseline (Go Digit Health covers all day-care up to SI; ~100 listed procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "network_hospital_count", "value": 9000, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance", "source_quote": "9000+ Cashless Hospitals (health-insurance USP section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "co_payment_pct", "value": 25, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "Newborn baby cover from Day 1 when maternity benefit is opted.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "Donor hospitalisation + 5% pre/post-hospitalisation expenses.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Sum Insured Refill Benefit available.; Unused SI Benefit and SI Multiplier additional options.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "Home hospitalisation when transfer impossible or no bed; excludes listed chronic conditions.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "Health Checkup Cover from Day One; benefit doesn't deduct from SI.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "Critical Illness Benefit Cover (lump sum) and Critical Illness Hospitalization Cover; Cancer benefit/hospitalization sections; Woman Cancer Benefit.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "policy_type_indemnity_or_fixed", "value": "individual", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"individual\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-care-plus__wordings", "insurer_slug": "go-digit", "field": "room_rent_capping", "value": "50% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-care-plus__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "uin_code", "value": "GODHLIP25039V022425", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "maternity_waiting_months", "value": 9, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "day_care_treatments_count", "value": 100, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance/daycare-treatment-and-procedures-in-health-insurance", "source_quote": "Per insurer baseline (Go Digit Health covers all day-care up to SI; ~100 listed procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "network_hospital_count", "value": 9000, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance", "source_quote": "9000+ Cashless Hospitals (health-insurance USP section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "co_payment_pct", "value": 25, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Newborn baby cover from Day 1 when maternity benefit opted.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Donor harvesting expenses plus 5% donor pre/post-hospitalisation.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "limit: Sum Insured Back Up — refill once SI exhausted.; Section 6 of base policy.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Home hospitalisation > 3 days when transfer impossible or no bed; chronic conditions listed are excluded.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Optional Worldwide Coverage section.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Block-year health checkup; not deducted from SI.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "In-built Personal Accident; optional Critical Illness via riders.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "room_rent_capping", "value": "No room rent limit", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-health-insurance__wordings", "insurer_slug": "go-digit", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-health-insurance__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "uin_code", "value": "GODHLGP24055V012324", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "maternity_waiting_months", "value": 9, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "day_care_treatments_count", "value": 100, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance/daycare-treatment-and-procedures-in-health-insurance", "source_quote": "Per insurer baseline (Go Digit Health covers all day-care up to SI; ~100 listed procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "network_hospital_count", "value": 9000, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance", "source_quote": "9000+ Cashless Hospitals (health-insurance USP section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "co_payment_pct", "value": 25, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "Section 33 — newborn baby cover linked to maternity benefit.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "Section 29 — donor harvesting expenses plus 5% donor pre/post-hospitalisation.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "Section 39 — Sum Insured Refill Benefit.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "Section 38 — home hospitalization > 3 days, listed chronic conditions excluded.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "Section 40 Wellness Benefit Programme + complimentary check-up.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "limit: Sections 19/20/21 — CI benefit, CI hospitalisation, CI hospitalisation cash allowance covers; Sections 22/23 Cancer benefit and cancer hospitalisation.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "policy_type_indemnity_or_fixed", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"group\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-supreme-care__wordings", "insurer_slug": "go-digit", "field": "room_rent_capping", "value": "100% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-supreme-care__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "uin_code", "value": "GODHLIP24056V012324", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "day_care_treatments_count", "value": 100, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance/daycare-treatment-and-procedures-in-health-insurance", "source_quote": "Per insurer baseline (Go Digit Health covers all day-care up to SI; ~100 listed procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "network_hospital_count", "value": 9000, "source_type": "web_url", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "https://www.godigit.com/health-insurance", "source_quote": "9000+ Cashless Hospitals (health-insurance USP section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "Section 3 — donor harvesting expenses.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "restoration_benefit", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "Restoration benefit from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "Section 4 — home hospitalisation > 3 days with listed exclusions.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "preventive_health_checkup", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "Preventive health checkup from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "Section 7 Critical Illness Benefit Cover (lump sum).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "deductible_amount", "value": 300000, "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "deductible_amount_inr from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "go-digit__digit-top-up__wordings", "insurer_slug": "go-digit", "field": "room_rent_capping", "value": "5% of Sum Insured", "source_type": "policy_pdf", "source_path": "rag/corpus/go-digit/digit-top-up__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus\nOn Renewal of this Policy with the Company without a break, a sum equal to 10%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy-diabetes-hypertension__wordings", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "critical_illness", "source_type": 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UIN: Energy - HDFHLIP26048V052526 1 HDFC ERGO General Insurance Company Limited Policy Wording Energy Preamble This Policy offers cover to individuals with Type 2 Diabetes Mellitus, Im", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "zation xiv) Maternity: Code – Excl18: i. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Organ Donor 10 6. Ambulance Cover 10 7. Shared Accommodation Benefit 10 II. Other Benefits 10 1. Restore benefit 10 2. HbA1C Checkup Benefit 11 III. Renewal Benefits 12 1. Wellness Programme for Diabe", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Cumulative bonus will not exceed 100% of the Basic Sum Insured in any Policy Year. ii)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "Restore benefit 10", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Restore benefit 10", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "ured, to share the cost of an indemnity claim on a ratable proportion Def. 10 Hypertension is defined as a repeatedly elevated blood pressure exceeding 140 over 90 mmHg i.e. a systolic pressure above", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__energy", "insurer_slug": "hdfc-ergo", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/energy-diabetes-hypertension__wordings.pdf", "source_url": "", "source_quote": "Ambulance Cover 10 7", "confidence": "unspecified", "verified": null, "last_verified": null }, { 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"source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Maternity Cover does not have an independent Sum Insured, hence any claim admissible\nunder this cover shall reduce the S", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "room_rent_capping", "value": "no limit", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Pre-Hospitalization Medical Expenses incurred during the 30 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Post-Hospitalization Medical Expenses Cover\nWe will indemnify the Post-HospitalizationMedical Expenses incurred upto 60 ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__group-health-insurance__wordings", "insurer_slug": "hdfc-ergo", "field": "co_payment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/group-health-insurance__wordings.pdf", "source_url": "", "source_quote": "regex extracted from PDF text + rag/extracted structured JSON", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "any of the following: 1. All pre-existing diseases / illness / injury / conditions as defined in the Policy, until 24 months of continuous covers have elapsed since inception of the first Policy with ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "e by a medical practitioner. “Alternative Treatment” Alternative treatments are forms of treatments other than treatment under “Allopathy” or “Modern Medicine” and includes Ayurveda, Unani, Sidha and ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "New Born Baby” mean those babies born to the Insured and his/her lawfully wedded spouse during the Policy Period Aged between 1 day and 90 days, bot", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "Organ donor is any person in accordance with the Transplantation of Human Organs Act 1994 (amended) and other applicable laws and rules,  The Organ donated is for the use of the Insured Person. Cover", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "cumulative bonus can be accumulated up to a maximum of 50% and will be reduced to 0% in the event of a claim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "restoration of the previous state of health", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "restoration of the previous state of health", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 25, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "o the foregoing an additional co-payment of 25% of the admissible claim is to be borne by any Insured/Insured Person above 70 years irrespective of the Zone of treatme", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "ollowing disease/illness: 30 “Cashless Service” means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the Po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime__wordings", "insurer_slug": "hdfc-ergo", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime__wordings", "insurer_slug": "hdfc-ergo", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime__wordings", "insurer_slug": "hdfc-ergo", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-medisure-prime__wordings", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-medisure-prime__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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Treatment for impotency, treatment to effect inf", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "Organ Donor Expenses amount under each and every Claim If Co-payment under Section We will pay Medical Expenses as listed under Section I.1.A1 towards I.1.C-14 is opted and specified in the Schedule o", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "Cumulative Bonus can be accumulated upto 50% of Basic Sum • In case of Increase in Sum Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha", "insurer_slug": "hdfc-ergo", "field": "room_rent_capping", "value": "Room Rent, boarding and Nursing – limit of 1% of the Basic Sum", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "Room Rent, boarding and Nursing – limit of 1% of the Basic Sum", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "Cover can be availed through Cashless Facility only as procedure Policy Schedule given under Claims Procedure - Section IV. 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "New Born Baby Cover including vaccinations under Booster option.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "Donor harvesting hospitalisation expenses covered.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-sampoorna-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-sampoorna-suraksha__brochure.pdf", "source_url": "", "source_quote": "limit: Sum Insured Rebound — adds claim-paid amount back up to Basic SI.; 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UIN: my:health Suraksha - HDFHLIP24079V072324 | my:Health Hospital Cash Benefit (Add-on) - 1 HDFHLIA21271V022021 | my: health Critical Illness - HDFHLIA22141V032122. HDFC ERGO General Insurance Co", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 100000, 50000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Practitioner and 1. Multiple sum insured options ranging from 1 Lac to Rs. 5 Cr available ii. the condition the Insured Person is such that he/she could not under this policy. be removed to a Hospital", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "after the expiry of 48 months 30 days from the first Policy commencement date shall for any pre-existing disease is subject to the same being be excluded except claims arising due to an Accident, decl", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "ration of the policy at least 30 days before the policy renewal Person opts for Hospitalization with Room Rent up to Rs 2,500 date as per IRDAI guidelines on Migration. If such person is presently per", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/my-health-suraksha-plan", "source_quote": "HDFC Ergo My:health Suraksha; 144 day-care procedures per insurer baseline", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "tment of Insured Person in an AYUSH Hospital for the below Alternative Treatments prescribed by the Medical OR Practitioner • burning total of 900 calories upto maximum of 300 calories • Ayurvedic in ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "doctor xv. Maternity: Code – Excl18 b. The surgery/procedure conducted should be supported by a. Medical treatment expenses traceable to childbirth clinical protocols (including complicated deliv", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "New Born baby cover: We will pay/cover following expenses towards Chil", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Organ Donor Expenses Healthcare for Medically Necessary Treatment of Illnesses, if We will pay Medical Expenses as listed under Section A1 towards prescribed by treating Medical Practitioner. We will ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Cumulative Bonus can be accumulated upto 50% of Basic Sum Insured. • For Policies covering mor", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "Restore (Add-", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Restore (Add-", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "room_rent_capping", "value": "Room Rent, boarding & Nursing – limit of 1% of the Basic Sum", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Room Rent, boarding & Nursing – limit of 1% of the Basic Sum", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Cover can be availed through Cashless Facility only as procedure • The organ donor is any person whose organ has been given under Claims Procedure. made available in accordance and in compliance with ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDFHLIP24079V072324", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 100000, 200000, 300000, 400000, 500000, 600000, 750000, 900000, 1000000, 1250000, 1500000, 1750000, 2000000, 2250000, 2500000, 3000000, 3500000, 4000000, 4500000, 5000000, 7500000, 10000000, 15000000, 20000000, 25000000, 30000000, 35000000, 40000000, 45000000, 50000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/my-health-suraksha-plan", "source_quote": "HDFC Ergo My:health Suraksha; 144 day-care procedures per insurer baseline", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Newborn from Day 91 with completed proposal within 90 days (Basic); from birth under Booster; vaccinations until age 1.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Donor hospitalisation only; donor pre/post hospitalisation excluded.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Sum Insured Rebound optional cover restores SI up to Basic SI on subsequent hospitalisation.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-suraksha__brochure.pdf", "source_url": "", "source_quote": "Home Healthcare option (cashless only); 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UID: 17332.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 100000, 50000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "**As per filed document, the sum insured option available is from ` 1 lakh to ` 5 crores my:health Women Suraksha Sum Insured ` ` 1 1 to Lakh Crore (Multiples of 1 lakh) Plans Women Cancer Plus Plan -", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "AYUSH coverage not found in extracted text", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "newborn baby coach, etc. for maintenance complications of good", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "Cashless mention not found", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "Default indemnity (no explicit alternate type detected)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDFHLIP22142V032122", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 100000, 200000, 300000, 400000, 500000, 1000000, 2000000, 5000000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__my-health-women-suraksha__brochure", "insurer_slug": "hdfc-ergo", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-health-women-suraksha__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "AYUSH coverage not found in extracted text", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "New born baby means baby born during the Policy Period and is aged upto 90 days. Def. 38. Non Network means any Hospital, day car", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Organ Donor: i) Claims which have NOT been admitted otherwise required Medical and surgical Expenses of the under 1a) for the insured person. hospitalization of more organ donor for harvesting the org", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "restoration of surface continuity of the skin and subcutaneous tissues", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "restoration of surface continuity of the skin and subcutaneous tissues", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "ion 1)a): hospitalisation. e. Cashless Service: Toll Free 1800-102-0333 www.apollomunichinsurance.com Email: customerservice@apollomunichinsurance.com Page 7 of 24 Policy Wordings – Optima Enhance We/", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "top-up", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Top-up / super top-up policy (per product name)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "limit: Donor medical/surgical hospitalisation only; donor pre/post hospitalisation excluded.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Restoration benefit from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "preventive_health_checkup", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Preventive health checkup from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "critical_illness_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "Critical illness cover from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-enhance__wordings", "insurer_slug": "hdfc-ergo", "field": "deductible_amount", "value": 200000, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-enhance__wordings.pdf", "source_url": "", "source_quote": "deductible_amount_inr from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDHHLIP21336V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "400 059. UIN: Optima Plus- 1 HDHHLIP21336V022021 HDFC ERGO General Insurance Company Limited Policy Wording Optima Plus Preamble HDFC ERGO General Insurance Company Limited will provide the insurance ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "o be married to You; ii) Your children Aged between 91 days and 21 years if they are unmarried. iii) Your natural parents or parents that have legally adopted You, provided that: a) The parent was bel", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered. II. This exclusion shall ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "ysical bodily injury. Def. 2. AYUSH Day Care Centre means and includes Community Health Centre (CHC), Primary Health Centre (PHC), Dispensary, Clinic, Polyclinic or any such health centre which is reg", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "ization xv. Maternity: Code – Excl18 a. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Organ Donor The Medical Expenses for an organ donor’s treatment for the harvesting of the organ donated, provided that: i) The organ donor is any person whose organ has been made available in accordan", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "l services to an insured by a Cashless facility. Def. 20. Non Network means any Hospital, day care centre or other provider that is not part of the network. Def. 21. Pre-existing Condition means any c", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "from one or more insurers to indemnify treatment costs, the insured person shall have the right to require a settlement of his/her claim in terms of any of his/her policies. In all such cases the i", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus", "insurer_slug": "hdfc-ergo", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Emergency Ambulance We will reimburse the expenses incurred on an ambulance offered by a healthcare or ambulance service provider used to transfer the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDHHLIP21336V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Restoration benefit from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Home treatment > 3 days when transfer impossible or no room.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "preventive_health_checkup", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Preventive health checkup from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "critical_illness_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "Critical illness cover from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-plus__wordings", "insurer_slug": "hdfc-ergo", "field": "deductible_amount", "value": 300000, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-plus__wordings.pdf", "source_url": "", "source_quote": "deductible_amount_inr from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDHHLIP21322V062021", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Optima Restore UIN: HDHHLIP21322V062021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Minimum Age: The minimum entry age is 91 days. Children between 91 days and 5 years can be insured provided either parent is getting insured under this Policy.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Maximum Age: The maximum entry age is 65 years. There is no maximum cover ceasing age in this Policy.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 300000, 500000, 1000000, 1500000, 2000000, 2500000, 5000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Basic Sum Insured per Insured Person per Policy Year (Rs. in Lakh) 3.00 5.00 10.00 15.00 20.00, 25.00, 50.00", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Any treatment within first 30 days of cover except any accidental injury.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Any Pre-existing diseases/conditions will be covered after a waiting period of 3 years.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "2 years exclusion for specific diseases like cataract, hernia, hysterectomy, joint replacement etc.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "1b) Pre-Hospitalization Covered upto 60 Days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "1c) Post-Hospitalization Covered upto 180 Days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/optima-restore-individual", "source_quote": "HDFC Ergo Optima Restore covers all listed day-care procedures (144 per insurer-wide list)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Non-allopathic treatment, congenital external diseases, cosmetic surgery (listed under MAJOR EXCLUSIONS)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Pregnancy, dental treatment, external aids and appliances. (MAJOR EXCLUSIONS)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Not covered in base (no newborn-specific benefit listed in brochure feature table)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "1f) Organ Donor Covered upto sum insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "100% of Basic Sum Insured (one-time per policy year)", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "2) Restore Benefit Equal to 100% of Basic Sum Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "room_rent_capping", "value": "No sub-limit on room rent", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "No sub-limit on room rent : With this health plan you can get the room you like and the treatment you deserve without a hassle.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "No geography based sub-limits ... no additional copays or sub-limits.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Cashless transactions: Optim Restore enables you to get treated on a cashless basis across 10,000+ cashless network hospitals.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "1a) In-patient Treatment Covered upto sum insured (indemnity health plan)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Ambulance Cover Upto Rs", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "domiciliary TREATMENT hospitalization or day care treatment basis) METHODS We would now be covering treatment of genetic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore", "insurer_slug": "hdfc-ergo", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "preventive health check up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDHHLIP21322V062021", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 300000, 500000, 1000000, 1500000, 2000000, 2500000, 5000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/optima-restore-individual", "source_quote": "HDFC Ergo Optima Restore covers all listed day-care procedures (144 per insurer-wide list)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "limit: 100% of Basic SI restored automatically on complete or partial utilisation.; SI restored only once per policy year; expires if unused. Single claim cannot exceed sum of Basic SI + Multiplier Benefit.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Covered up to Sum Insured.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "limit: Health Checkup: SI 3L not applicable; 5L up to Rs.1500; 10L Rs.2000; 15L Rs.4000; 20L+ Rs.5000 (individual); SI 5L Rs.2500 / 10L Rs.5000 / 15L Rs.8000 / 20L+ Rs.10000 (family floater).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "E-Opinion in respect of a Critical Illness — one opinion per policy year. Emergency Air Ambulance up to Rs.2.5 lakh per hospitalisation (SI ≥ Rs.10L).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-restore__brochure", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDFHLIP21016V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "license. my: Optima Secure - HDFHLIP21016V012122. 1202GUA 9 - reV/WWP HDFC ERGO General Insurance Company Limited Customer Information Sheet my: Optima Secure Description is illustrative and not exhau", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 5000000, 20000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "sured Person per Policy Year. Sum Insured 5 Lacs 10 Lacs 15 Lacs 20,25 & 50 Lacs 100 & 200 Lacs under the Policy Limit of Cover Rs. 1,500 Rs. 2,000 Rs. 4,000 Rs. 5,000 Rs. 8,000 For Family Floater Pol", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "ured’s Rights • Free Look for 15 days from the date of receipt of the Policy document. Section D.1 • Lifelong Renewal under the Policy with 30 days Grace Period. Section D.1 14 Insured’s • Disclosure ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "pitalization Section B-1.3 4. AYUSH Treatment Section B-1.4 5. Pre-Hospitalization Medical expenses for 60 days before Section B-1.5 hospitalization 6. Post Hospitalization Medical expenses incurred i", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "idered a r. Maternity: Code – Excl18 medical necessity, it must be certified by the attending i. Medical treatment expenses traceable to childbirth Medical Practitioner. (including complicated del", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses Section B-1.7 8. Cumulative Bonus Section B-1.8 Section B-2 – Optional Covers The Covers listed below are optional covers and will be covered upto the Sub-limits mentioned in the ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus (CB) will be applied/increased by 10% of The Covers listed below are optional covers. A", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "Restore Benefit Section B-2", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "Restore Benefit Section B-2", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "a Claim 20 1.2 Procedure for Cashless Claims 20 1.3 Procedure for Cashless Claims in case of Home Health Care (Section B-1.2) 20 1.4 Conditions for obtaining Cashless Facility 20 1.5 Procedure for Rei", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure-older-variant", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure-older-variant__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDFHLIP25041V062425", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "UIN: my: Optima Secure - 1 HDFHLIP25041V062425", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Minimum Age: The minimum entry age is 91 days.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "Maximum Age: The maximum entry age is 65 years.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "sum_insured_options", "value": [ 500000, 750000, 1000000, 1500000, 2000000, 2500000, 5000000, 10000000, 20000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Base Sum Insured 5 & 7.5 Lacs 10 Lacs 15 Lacs 20, 25, 50 & 100 & 200", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Expenses related to the treatment of any illness within 30 days from the first Policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 36 months", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "excluded until the expiry of 24 months of continuous coverage after the date of inception", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Such expenses shall be indemnified if the same were incurred upto 60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "180 days unless otherwise specified in the Policy Schedule, immediately post the date of discharge", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/optima-secure/", "source_quote": "HDFC Ergo Optima Secure covers all listed day-care procedures (144 per insurer-wide list)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "1.4. AYUSH Treatment ... in any AYUSH Hospital.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Maternity: Code – Excl18 (excluded in base; Parenthood add-on optional)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Newborn baby cover available only under Parenthood add-on, not in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "1.7. Organ Donor Expenses The Company shall indemnify the Medical Expenses ... towards the organ donor's Hospitalization for harvesting", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Modification of Cumulative bonus from 10% of Base Sum Insured upto 100% ... to 25% of Base Sum Insured upto 100% (base CB: 50% on renewal, max 100%)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "Automatic Restore Benefit: 100% of Base Sum Insured, once per policy year", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "2.6. Automatic Restore Benefit ... Automatic Restore Equal to 100% of Base sum", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "room_rent_capping", "value": "No room rent capping (any room category)", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/optima-restore__brochure.pdf", "source_url": "", "source_quote": "No room rent capping is a feature of HDFC ERGO Optima series (per product brochure summary)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "No co-payment shall apply if Insured Person from Tier 2 avails a treatment in Tier 1. (No base copay; optional zone-based copay only)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Cashless facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured ...", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Sum Insured means the aggregate limit of indemnity ... (indemnity-based health insurance)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Ambulance means a motor vehicle operated by a licenced/authorised service provider and equipped for the transport and paramedical treatment of the per", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment for an illness/disease/injury which in the normal course would requi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__optima-secure", "insurer_slug": "hdfc-ergo", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/my-optima-secure__wordings.pdf", "source_url": "", "source_quote": "Preventive Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDHHLIP21317V032021", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "nse. UIN: Total Health Plan - HDHHLIP21317V032021. 1 HDFC ERGO General Insurance Company Limited Preamble HDFC ERGO General Insurance Company Limited will cover all Insured Persons under this Policy u", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "min_entry_age", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "o be married to You; ii) Your children Aged between 1 day and 25 years if they are unmarriedand financially dependent with no independent source of income. Children Aged between 1 to 90 Days can be co", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "max_entry_age", "value": 21, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "ho is unmarried , age between 91 days to 21 years, financially dependent on the primary insured or proposer and does not have his / her independent sources of income.Children Aged between 1 to 90 Days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered. II. This exclusion shall ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "day_care_treatments_count", "value": 144, "source_type": "web_url", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "https://www.hdfcergo.com/health-insurance/day-care-treatment", "source_quote": "Per insurer baseline (HDFC Ergo day-care treatment page lists 144 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "he Commencement Date. Def. 3. Alternative treatments mean the forms of treatment other than treatment “Allopathy” or “modern medicine” and includes Ayurveda, Unani, Siddha and Homeopathy in the Indian", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "lization xv) Maternity:Code – Excl18 k. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "New Born Baby means those babies born to you and your spouse during the Policy Period aged bet", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "Organ Donor: 1. Claims which have NOT Medical treatment of the been admitted under organ donor for harvesting 1a). the organ. 2. Admission not HDFC ERGO General Insurance Company Limited. IRDAI Reg. N", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "restoration_benefit", "value": "reinstatement or", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "reinstatement or", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "network_hospital_count", "value": 16000, "source_type": "web_url", "source_path": "", "source_url": "https://www.hdfcergo.com/", "source_quote": "16000+ Cashless Healthcare providers (homepage 'Why Choose HDFC ERGO' / 'Cashless Network' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "may have been taken. Def. 3. Cashless facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the pol", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan", "insurer_slug": "hdfc-ergo", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "uin_code", "value": "HDHHLIP21317V032021", "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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all payments in INR within India", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "Health Checkup benefit referenced; subject to product variant", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "hdfc-ergo__total-health-plan__wordings", "insurer_slug": "hdfc-ergo", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/hdfc-ergo/total-health-plan__wordings.pdf", "source_url": "", "source_quote": "limit: E-opinion in respect of 8 Critical Illnesses (Cancer, Open Chest CABG, First Heart Attack, Kidney Failure, Major Organ/Bone Marrow Transplant, Multiple Sclerosis, Permanent Paralysis of Limbs, Stroke); E-opinion benefit only; 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The expenses that are not covered in this policy are placed under List- except claims arising", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "dergone in a Day Care Centre. 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Room Rent, Boarding, Nursing Expenses all inclusive as prov", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "icy Wordings 1. PREAMBLE 3.6. 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The within ref", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "reinstatement OR", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "reinstatement OR", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "Room Rent, Boarding, Nursing Expenses all inclusive as provided by the Hospital / Nursing Home up to 2% of", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "Room Rent, Boarding, Nursing Expenses all inclusive as provided by the Hospital / Nursing Home up to 2% of", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "ccess, the insured person may Copayment of 5% applicable to claim amount admissible and payable obtain the treatment as per treating doctor's advice and submit as pe", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__arogya-sanjeevani", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/arogya-sanjeevani__wordings.pdf", "source_url": "", "source_quote": "s thereof 3. 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"icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Pre & Post Hospitalisation Medical Expenses incurred due to Illness up to 30 days period immediately before and 60 days immediately after", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "30 days period immediately before and 60 days immediately after an Insured Person's admission to a Hospital", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "In Patient AYUSH Hospitalization — Reimbursement of expenses for AYUSH treatment", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Maternity not in base benefit grid (Complete Health Insurance excludes maternity from base; optional add-on)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Maternity excluded; newborn cover tied to maternity", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Donor Expenses: Medical Expenses incurred in respect of the donor expenses up to Sum insured ... subject to a limit of Rs.10 Lakhs. The limit for this cover is over and above annual sum insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Additional Sum Insured (Cumulative bonus) An additional sum insured of 10% of annual sum insured for each completed and continuous claim free Policy Year subject to a maximum of 50%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "Unlimited Reset Benefit (available unlimited times per policy year)", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Unlimited Reset Benefit ... will be available unlimited times in a policy year in case the Sum insured ... is insufficient", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "Per Policy Schedule (Single Private AC Room typical for higher SI plans)", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Standard room entitlement per Policy Schedule", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "No mandatory base copay (World Wide Cover optional with 10% co-pay; otherwise 0%)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "network_hospital_count", "value": 6500, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Cashless Facility available at over 6500+ network hospitals.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Cashless or Reimbursement of covered medical expenses up to specified Sum Insured as per the scope of cover.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Indemnity-based comprehensive health policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Air Ambulance We will cover expenses incurred on air ambulance services in respect of an Insured Person Extension 21 Cover which are offered by a heal", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Domiciliary We will cover the Medical Expenses incurred in respect of the Domiciliary Hospitalization of Extension 20 ho", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-insurance", "insurer_slug": "icici-lombard", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-health-shield__wordings.pdf", "source_url": "", "source_quote": "Free health check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP23144V072223", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "um criterion as under – UIN : ICIHLIP23144V072223 1 CIN: L67200MH2000PLC129408 a. has qualified nursing staff under its employment; b. has qualified medical practitioner/s in charge c. has fully equip", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "sum_insured_options", "value": [ 1000000, 5000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "ed Annual Revised Accumulated Sum Insured (after 5 claim free years) reduced to ` 10 Lacs Sum Insured Guaranteed Cumulative Bonus (GCB) 50 Lac 50 Lac 10Lac 10 Lac UIN : ICIHLIP23144V072223 12 CIN: L67", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "f the below mentioned illness within 90 days from the first policy commencement date shall be excluded unless they are pre-existing and disclosed at the time of underwriting I. Hypertension ii. Diabet", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "lated to the treatment of the listed Conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first policy with us. Th", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "me where treatment was taken. Ayush Hospital is a healthcare facility wherein medical/surgical/para-surgical treatment procedures and interventions are carried out by AYUSH Medical practitioner(s) com", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "al of sterilization xv. Code- Excl18: Maternity: I. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalisation) except ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "Newborn Baby means baby born during the Policy Period and is aged upto 90 days. Non- Network Provider means any Hospital, day ca", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "organ donor’s Hospitalization during the Policy Period for harvesting of the organ donated to the Insured Person up to the Annual Sum Insured specified in the Policy Schedule provided that: i. The org", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus of 20% of expiring or renewed Annual Sum Insured (whiche", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "restorative, cosmetic services related to disease, disorder and conditions related to natural", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "restorative, cosmetic services related to disease, disorder and conditions related to natural", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "Single Private Room means an air conditioned room in a Hospital where a single patient is accommodated and which has an attached toilet (lavatory", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "Single Private Room means an air conditioned room in a Hospital where a single patient is accommodated and which has an attached toilet (lavatory", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "to Policy Cancellation. iv. A Co-payment of 10% will be applied to every admissible claim v. The coverage is available for 45 consecutive days from the date of travel", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "’s authorized representative. Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__complete-health-umbrella", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/complete-health-insurance-umbrella__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP25048V042425", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "IRDA Reg. No. 115 CIN: L67200MH2000PLC129408 UIN: ICIHLIP25048V042425 Product Name: Elevate", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Dependent Child means a child (natural or legally adopted), who is unmarried, aged between 91 days and 30 years", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "4. 30-day waiting period- Code- Excl03", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "1. Pre-Existing Diseases - Code- Excl01 ... expiry of 36 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Specific Waiting Period - Code- Excl02 ... be excluded until the expiry of 24 months", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Add Ons/Optional Cover - Maternity Benefit shall be reduced from 24 months to 12 months (default 24 months under optional Maternity Benefit)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "pre_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Pre-Hospitalization Medical Expenses incurred in respect of the Insured Person immediately 90 days before the Insured Person's Admission to Hospital", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Post-Hospitalization Medical Expenses ... immediately 180 days following the Insured Person's discharge from Hospital", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "https://www.icicilombard.com/health-insurance/elevate", "source_quote": "ICICI Lombard Elevate uses the insurer's 150 day-care procedure list", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Day Care Centre includes an AYUSH Day Care Centre ... AYUSH Day Care Centre means and includes ... (In-patient AYUSH Hospitalization covered)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Add Ons/Optional Cover - Maternity Benefit (Maternity is opt-in optional, not base)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Newborn baby (and) post-natal (up to 30 days from date of [birth]) (covered only if optional Maternity Benefit is opted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "We have accepted a claim under Section 'Inpatient treatment' in respect of the Insured Person. (Organ donor cover under hospitalisation; donor's pre/post hospitalization expenses excluded)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "10. Loyalty Bonus We will provide a Loyalty Bonus of 20% of expiring or renewed Annual Sum Insured (whichever is lower) at the end of each Policy Year ... not be accumulated for more than 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "Reset Benefit: up to 100% Annual Sum Insured, unlimited triggers per policy year", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "11. Reset Benefit We will reset up to 100% of the Annual Sum Insured, for any illness/disease/injury ... triggered unlimited times for any illness/disease/injury.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "Single Private AC Room (no daily cap on base benefit; proportionate deduction if higher category opted)", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "i. Room Rent charges up to Single Private AC ... proportionate share of the total Associated medical expenses", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "No mandatory base copayment in Elevate (voluntary copay available per Policy Schedule)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Cashless facility means a facility extended by the [insurer to the insured] (defined)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "In-patient Treatment ... up to the Annual Sum Insured (indemnity-based premium tier)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Road Ambulance 7 Robotic surgeries We will cover the expenses incurred on road 8 Stereotactic radio Surgeries ambulance services which are offered by", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Domiciliary hospitalization” means medical treatment b", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate", "insurer_slug": "icici-lombard", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "Preventive Health check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP25048V042425", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 2000000, 2500000, 5000000, 10000000, 20000000, 30000000, 50000000, 100000000, 300000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "https://www.icicilombard.com/health-insurance/elevate", "source_quote": "ICICI Lombard Elevate uses the insurer's 150 day-care procedure list", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "network_hospital_count", "value": 7500, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "7500+ hospitals", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "limit: New Born Baby cover up to 90 days from birth (in-patient ≥24 hours); Optional — requires Maternity Cover opted", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "limit: Donor expenses covered up to specified limit; Provided donor is not a member of Insured family", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "limit: Unlimited Reset Benefit (Power Booster); Sum insured refilled unlimited times in a policy year", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "limit: Standard domiciliary cover up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "limit: Worldwide Cover (Optional add-on) — global hospitalisation including USA and Canada; 24-month waiting (reducible to 12); Cannot be availed by NRIs/Overseas Citizens for global cover", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "limit: BeFit wellness, OPD, e-consultation and preventive check-ups; Available via mobile app; BeFit cover entry age cap 65 at first issuance", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "limit: Optional Critical Illness add-on; Add-on cover with own waiting period", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "No cap", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__elevate__wordings", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/elevate__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP24182V042324", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "N: L67200MH2000PLC129408 UIN: ICIHLIP24182V042324 Health AdvantEdge Mailing Address: Registered Office Address: Toll free no: 1800 2666 601 & 602, 6th Floor, Interface 16, ICICI Lombard House, 414, P ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "he Insured Person immediately 60 days before the Insured Person’s Admission to Hospital provided that: i. We have accepted the claim under “Inpatient Treatment”/ Daycare Procedures/ Treatment” in resp", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "he Insured Person immediately 180 days following the Insured Person’s discharge from Hospital provided that: i. We have accepted the claim under “Inpatient Treatment”or “Daycare Procedures/ Treatment”", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "eatment may have been taken. “AYUSH Day Care Centre” means and includes Community Health Centre (CHC), Primary Health Centre (PHC), Dispensary, Clinic, Polyclinic or any such health centre which is re", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Newborn Baby” means baby born during the Policy Period and is aged upto 90 days. \"Non- Network Provider\" means any hospital, day", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "organ donor’s Hospitalization during the Policy Period for harvesting of the organ donated to the Insured Person up to the Annual Sum Insured specified in the Policy Schedule provided that: i. The org", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus of 20% of expiring or renewed Annual Sum Insured (whiche", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "Reset benefit will not be available for this cover", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Reset benefit will not be available for this cover", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "no room rent capping", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "no room rent capping", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "s authorized representative. \"Cashless facility\" means a facility extended by the Insurer to the Insured where, the payments of the costs of treatment undergone by the Insured in accordance with the P", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Road Ambulance: We will cover the expenses incurred on road ambulance services which are offered by a healthcare or ambulance service provider and whi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Domiciliary hospitalization\" means medical treatment for an Illness/Disease/Injury which in the normal course would requ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge", "insurer_slug": "icici-lombard", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "Preventive Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP24182V042324", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 2000000, 2500000, 5000000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "network_hospital_count", "value": 6500, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "6500+ hospitals", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "limit: New Born Baby cover within maternity sum insured limits; Requires Maternity Cover", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "limit: Donor expenses covered up to specified limit", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "limit: Reset Benefit; Optional/in-built per variant", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "limit: Worldwide Cover (optional) — hospitalisation including USA & Canada, up to Annual SI; 2-year waiting; 45 days/trip and 90 days cumulative per year; Available only for Annual SI Rs.25 Lakhs and above", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "limit: 0.5% of Annual SI subject to max Rs.10,000 per policy; Available for adult insureds; once per policy year on multi-year policies; SI >= 10L for this optional cover", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "limit: Optional Critical Illness add-on; Add-on cover", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "No cap", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-advantedge__wordings", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-advantedge__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP22100V032122", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "UIN: ICIHLIP22100V032122", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "Co-Payment: We are not liable to pay twenty percent (20%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus)\nTenure\nas a percentage of Sum insured\nFor each completed and continuous Policy\n10%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "network_hospital_count", "value": 6500, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "6500+ hospitals", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster-top-up__wordings", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP22100V032122", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "Health Booster UIN: ICIHLIP22100V032122 POLICY WORDINGS PREAMBLE You, the Insured/ Policy Holder, have applied to Us, for insurance and this document is the Policy setting out the details of the insu", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered. b) This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "of an Injury and/ or Illness. AYUSH treatments refers to the medical aid and / or hospitalisation treatments given under ‘Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems Ayush Hos", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "of nuclear fuel. xxix. Code- Excl18: Maternity: Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalisation) except ecto", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "New Born Baby means baby born during the Policy Period and is upto 90 days, Non-Network Provider means any Hospital, day care", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "organ donor will not be covered. Expenses under this section will be covered on reimbursement basis only. 7. Domestic Road Emergency Ambulance Cover We will reimburse You up to 1% of Your Sum Insured,", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "cumulative bonus) will be reduced by 10% of the Sum Insured at the time of renewal of this", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "Reset Benefit", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "Reset Benefit", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "te or within 30 days thereof. Cashless facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the Po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-booster", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "top-up", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-booster-top-up__wordings.pdf", "source_url": "", "source_quote": "Top-up / super top-up policy (per product name)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP21383V052021", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "Extension 17 Protector UIN : ICIHLIP21383V052021 1 CIN: L67200MH2000PLC129408 Health Elite Plus World Wide Applicable Extension 23 Cover Super No claim Applicable Extension 16 Bonus 3 Optional Add On ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "sum_insured_options", "value": [ 1500000, 2000000, 2500000, 5000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "fit as per Sum Insured Opted: Sum Insured 15lacs/ 20lacs/25lacs/50lacs Part II of the Schedule (Rs.) Clause 2. Scope of the Cover In Patient Covers Hospital expenses for admission longer than 24 hours", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "policy with insurer. illness within 90 days from the first policy commencement date shall be excluded unless they are pre-existing and disclosed at b) In case of enhancement of sum insured the exclusi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "nal acts 6 Waiting Period (a) Pre-existing diseases: Declared and accepted PED will be covered after 24 months of continuous Part II of the schedule coverage. Clause3.1 (b) In case of hypertension, di", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "Reimbursement of expenses for AYUSH treatment AYUSH Hospitalization Day Care Medical expenses for day care procedures where such procedures are undertaken by an Procedure Insured Person as an In-patie", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "ion with any of the xv. Code- Excl18: Maternity: Medical treatment expenses following severe co-morbidities following failure of less traceable to childbirth (including complicated deliveries and inva", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "New Born New Born Baby will be covered under this policy for a maximum period of up to 91 days from Extension 13 Baby Cover date of birth, if a Maternity Benefit", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "organ donor. The Benefits listed below shall be available to the Insured Person only if the additional premium has been received by Us and the Benefit is specified to be ii. Screening expenses of the ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus (Additional Sum Insured) - An Additional Sum Insured of 10% of Annual Sum Insured Part II of the schedule 2.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "Reset Benefit", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "Reset Benefit", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "ity benefit. 7 Payout Basis * Cashless or Reimbursement of covered medical expenses up to specified Sum Insured as per the Part II of the schedule 4. scope of cover. Claim Administration * Claim Servi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "uin_code", "value": "ICIHLIP21383V052021", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 2000000, 2500000, 5000000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-elite-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-elite-plus__wordings", "insurer_slug": "icici-lombard", "field": 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No. 115 UIN: ICIHLIP23165V012223 HEALTH SHIELD 360 RETAIL", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "[Newborn baby] aged upto 90 days (Dependent child entry standard 91 days)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period (Code- Excl03) — any illness within 30 days from first policy commencement excluded (standard IRDAI exclusion clause)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "Pre-Existing Diseases ... excluded until the expiry of 12/24 months (as per the plan opted) of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "Code- Excl02: Specified Disease/Procedure waiting period ... excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "day_care_treatments_count", "value": 150, "source_type": "web_url", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "https://www.icicilombard.com/docs/default-source/downloads/complete-health-insurance-brochure.pdf", "source_quote": "Per insurer baseline (ICICI Lombard Complete Health iHealth Annexure I; 150 procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "6. In Patient AYUSH Hospitalisation ... at a AYUSH Hospital or AYUSH Day Care Centre.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "Code- Excl18: Maternity (excluded as standard IRDAI exclusion in base Health Shield 360)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "Maternity is excluded; newborn coverage tied to maternity", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "10. Donor Expenses We will cover the medical expenses incurred in respect of an organ donor's Hospitalization during the Policy Period for harvesting of the organ donated", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "14. Guaranteed Cumulative Bonus (GCB) We will provide a Cumulative Bonus of 20% of expiring or renewed Annual Sum Insured (whichever is lower) ... not be accumulated for more than 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "restoration_benefit", "value": "Reset Benefit: up to 100% of Annual Sum Insured, once per policy year", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "7. Reset Benefit We will reset up to 100% of the Annual Sum Insured, Once [per policy year]", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "room_rent_capping", "value": "Single Private AC Room (per Policy Schedule)", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "i. Room Rent charges ... (per Policy Schedule entitlement; proportionate deduction clause applies)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "No mandatory base copay in Health Shield 360 (voluntary co-pay add-on available)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "Cashless facility ... extended ... (defined in policy wording)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "icici-lombard__health-shield-360", "insurer_slug": "icici-lombard", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/icici-lombard/health-shield-360-retail__wordings.pdf", "source_url": "", "source_quote": "In-patient Treatment ... up to the Annual Sum Insured (indemnity-based)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "uin_code", "value": "IFFHLIP19036V011920", "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 2000000, 2500000, 5000000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "day_care_treatments_count", "value": 380, "source_type": "web_url", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "https://www.iffcotokio.co.in/health-insurance/family-health-insurance", "source_quote": "Per insurer baseline (IFFCO Tokio family health insurance covers 380+ day care surgeries)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "network_hospital_count", "value": 8000, "source_type": "web_url", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "https://www.iffcotokio.co.in/", "source_quote": "8,000+ Network Hospitals ('Why Choose IFFCO-TOKIO' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "restoration_benefit", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "Restoration benefit from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "domiciliary_treatment", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "Domiciliary treatment from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "preventive_health_checkup", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "50% diagnostic-test reimbursement on pre-policy check-up if accepted", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "limit: Covers 25 critical illnesses, medical events and surgical procedures: Cancer, Kidney failure, Multiple Sclerosis, Benign Brain Tumor, Motor Neuron Disease, End-stage Lung/Liver Failure, Primary Pulmonary Hypertension, Parkinson's <50, Alzheimer's <50, Major Organ/Bone Marrow Transplant, Heart", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "cashless_treatment_supported", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__critical-illness-benefit__wordings", "insurer_slug": "iffco-tokio", "field": "policy_type_indemnity_or_fixed", "value": "critical_illness", "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/critical-illness-benefit__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"critical_illness\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__essential-health-plan__wordings", "insurer_slug": "iffco-tokio", "field": "uin_code", "value": "IFFHLIP25040V022425", "source_type": "policy_pdf", "source_path": 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DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__essential-health-plan__wordings", "insurer_slug": "iffco-tokio", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/essential-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__essential-health-plan__wordings", "insurer_slug": "iffco-tokio", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/essential-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__essential-health-plan__wordings", "insurer_slug": "iffco-tokio", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/essential-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__essential-health-plan__wordings", "insurer_slug": "iffco-tokio", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/iffco-tokio/essential-health-plan__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "iffco-tokio__essential-health-plan__wordings", "insurer_slug": "iffco-tokio", "field": "specific_disease_waiting_months", "value": 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"verified": null, "last_verified": null }, { "policy_id": "indusind-general__hospi-care__wordings", "insurer_slug": "indusind-general", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/reliance-general/hospi-care__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "indusind-general__hospi-care__wordings", "insurer_slug": "indusind-general", "field": "worldwide_emergency_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/reliance-general/hospi-care__wordings.pdf", "source_url": "", "source_quote": "Policy covers medical treatment taken within India only; all payments in Indian Rupees", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "indusind-general__hospi-care__wordings", "insurer_slug": "indusind-general", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/reliance-general/hospi-care__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "indusind-general__hospi-care__wordings", "insurer_slug": "indusind-general", "field": "policy_type_indemnity_or_fixed", "value": "other", "source_type": "policy_pdf", "source_path": "rag/corpus/reliance-general/hospi-care__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"other\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-insurance-all-variants__wordings", "insurer_slug": "manipalcigna", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "extracted.json 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"rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Co-pay\nhours.\nA compulsory Co-payment of 20%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-insurance-all-variants__wordings", "insurer_slug": "manipalcigna", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "cumulative bonus shall\nunder Section G.I.4 & G.I.5.\nUp to 50 %", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-insurance-all-variants__wordings", "insurer_slug": "manipalcigna", "field": "restoration_benefit", "value": "Restoration of Sum Insured\nFacilities and services availed for pleasure or rejuv", "source_type": "policy_pdf", "source_path": 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"Pre-hospitalization, Post-hospitalization Medical\nf. Intra vitreal injections Expenses up to 30 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-insurance-all-variants__wordings", "insurer_slug": "manipalcigna", "field": "post_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Post-hospitalization Medical\nf. 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per IRDAI Master Circular family floater entry", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-prime", "insurer_slug": "manipalcigna", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period applies to illness (standard IRDAI clause)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-prime", "insurer_slug": "manipalcigna", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "applicable months (24 months for Preferred, Premier plan/ 36 months for Plus, Accumulate plan/ 48 months for Protect plan) of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-prime", "insurer_slug": "manipalcigna", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Specified disease/procedure Waiting Period ... excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-prime", "insurer_slug": "manipalcigna", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "except in case of opting for 'Reduction in maternity waiting period' where the limit will be relaxed to 24 months of waiting (default maternity waiting 36 months in Premier; opt-down to 24 months)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-prime", "insurer_slug": "manipalcigna", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Pre-hospitalization Medical Expenses Covered up to 60 days before date of hospitalization", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-prime", "insurer_slug": "manipalcigna", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Post-hospitalization Medical Expenses Covered up to 180 days post discharge from hospital (Premier variant)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-prime", "insurer_slug": "manipalcigna", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "https://www.manipalcigna.com/blog/what-is-day-care-treatment-in-health-insurance-", "source_quote": "Per insurer baseline (ManipalCigna publishes 500+ day care procedures; 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Multiple Restoration is available in a Policy Year for unrelated illnesses", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-protect", "insurer_slug": "manipalcigna", "field": "room_rent_capping", "value": "Up to any Room Category except Suite or higher (for SI ≥ ₹7.5 Lacs); lower SI variants have room-category caps", "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Inpatient Room For Sum Insured ₹7.5 Lacs and Above - Covered up to any Room Category", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-protect", "insurer_slug": "manipalcigna", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Mandatory co-payment of 20% for Insured Persons Aged 65 years and above (waiver of mandatory copay available; base copay 0% for under-65)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-protect", "insurer_slug": "manipalcigna", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Cashless facility through Network Provider", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-protect", "insurer_slug": "manipalcigna", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "indemnity-based", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-protect", "insurer_slug": "manipalcigna", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Ambulance means a road vehicle operated by a licenced authorised Policy mentioning the details of the Insured Persons, the Sum Insured, service provid", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-protect", "insurer_slug": "manipalcigna", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-insurance-all-variants__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment for an illness/ disease/injury which in the normal course would requ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-select", "insurer_slug": "manipalcigna", "field": "sum_insured_options", "value": [ 50000, 100000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-select__wordings.pdf", "source_url": "", "source_quote": "ured opted. Available for all Sum Insured's except Rs 0.5L and 1L AYUSH Cover Coverage for Ayurvedic, Yoga & Naturopathy, Unani, Siddha and Homeopathy up to Sum Insured limits. Value Added Cumulative ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-select", "insurer_slug": "manipalcigna", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-select__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-select", "insurer_slug": "manipalcigna", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-select__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "manipalcigna__prohealth-select", "insurer_slug": "manipalcigna", "field": "pre_hospitalization_days", "value": 3, "source_type": "policy_pdf", "source_path": "rag/corpus/manipalcigna/prohealth-select__wordings.pdf", "source_url": "", "source_quote": "nsured Person should at least 3 days prior to admission to the Policy. Hospital approach the Network Provider for Hospitalization for medical treatment. VII. CLAIM PROCESS & MANAGEMENT ii. 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "initial_waiting_period_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "https://nationalinsurance.nic.co.in/en/health-insurance/new-national-parivar-mediclaim-policy", "source_quote": "Per insurer baseline (National Parivar Mediclaim covers 140+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "network_hospital_count", "value": 5322, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "https://nationalinsurance.nic.co.in/", "source_quote": "5322 Network Hospitals ('Why Choose NICL' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__prospectus", "insurer_slug": "national-insurance", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__prospectus.pdf", "source_url": "", "source_quote": "limit: Plan A: 11 CIs. 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "sum_insured_options", "value": [ 100000, 200000, 300000, 400000, 500000, 600000, 700000, 800000, 900000, 1000000, 1500000, 2000000, 2500000, 3000000, 3500000, 4000000, 4500000, 5000000, 5500000, 6000000, 6500000, 7000000, 7500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "initial_waiting_period_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "https://nationalinsurance.nic.co.in/en/health-insurance/new-national-parivar-mediclaim-policy", "source_quote": "Per insurer baseline (National Parivar Mediclaim covers 140+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "network_hospital_count", "value": 5322, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "https://nationalinsurance.nic.co.in/", "source_quote": "5322 Network Hospitals ('Why Choose NICL' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "limit: Plan A 11 CI / Plan B 37 CI. Lump-sum SI on diagnosis after survival period.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "cashless_treatment_supported", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "extracted.json structured field", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "policy_type_indemnity_or_fixed", "value": "critical_illness", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"critical_illness\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-critical-illness__wordings", "insurer_slug": "national-insurance", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-critical-illness__wordings.pdf", "source_url": "", "source_quote": "Naturopathy", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-hospi-cash__cis", "insurer_slug": "national-insurance", "field": "uin_code", "value": "NICHLIP25046V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-hospi-cash__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-hospi-cash__cis", "insurer_slug": "national-insurance", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-hospi-cash__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-hospi-cash__cis", "insurer_slug": "national-insurance", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-hospi-cash__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-hospi-cash__cis", "insurer_slug": "national-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-hospi-cash__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "sum_insured_options", "value": [ 600000, 700000, 800000, 900000, 1000000, 1500000, 2000000, 2500000, 3000000, 4000000, 5000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "https://nationalinsurance.nic.co.in/en/health-insurance/new-national-parivar-mediclaim-policy", "source_quote": "Per insurer baseline (National Parivar Mediclaim covers 140+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "network_hospital_count", "value": 5322, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "https://nationalinsurance.nic.co.in/", "source_quote": "5322 Network Hospitals ('Why Choose NICL' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "room_rent_capped_at_pct_of_si", "value": "Plan A: per Table of Benefits per-day limit; Plan B/C: higher caps. No cap if treated in PPN packaged listed procedure.", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured; In-patient treatment in AYUSH Hospital", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Up to Table of Benefits limit (varies by Plan); 24-month waiting period. Female covered 18-45 years. Max 2 deliveries/terminations lifetime. Includes Pre-Natal and Post-Natal hospitalisation, newborn vaccination.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Auto-covered under mother's SI for 3 months from birth; After 3 months, requires policy mid-term inclusion and premium", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Donor's hospitalisation expenses; Per Transplantation of Human Organs Act 1994; excludes pre/post hospitalization of donor, organ acquisition, transportation", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Reinstatement of Sum Insured if exhausted due to Road Traffic Accident; Allowed once per policy year", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Up to limit shown in Table of Benefits; Excludes asthma, bronchitis, epilepsy, gastroenteritis, psychiatric disorders, etc.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Reimbursed at end of every block of two continuous policy years; Subject to continuous renewal without break", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "limit: Optional cover on payment of additional premium; Critical Illness available as optional cover", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "no_claim_bonus_cap_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "room_rent_capping", "value": "Plan A: per Table of Benefits per-day limit; Plan B/C: higher caps. No cap if treated in PPN packaged listed procedure.", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Plan A: per Table of Benefits per-day limit; Plan B/C: higher caps. No cap if treated in PPN packaged listed procedure.\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__prospectus", "insurer_slug": "national-insurance", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__prospectus.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__wordings", "insurer_slug": "national-insurance", "field": "uin_code", "value": "NICHLIP25039V032425", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__wordings", "insurer_slug": "national-insurance", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__wordings", "insurer_slug": "national-insurance", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__wordings", "insurer_slug": "national-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__wordings", "insurer_slug": "national-insurance", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__wordings", "insurer_slug": "national-insurance", "field": "sum_insured_options", "value": [ 600000, 700000, 800000, 900000, 1000000, 1500000, 2000000, 2500000, 3000000, 4000000, 5000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-parivar-plus__wordings", "insurer_slug": "national-insurance", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-parivar-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__cis", "insurer_slug": "national-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-senior-citizen__cis.pdf", "source_url": "https://nationalinsurance.nic.co.in/en/health-insurance/new-national-parivar-mediclaim-policy", "source_quote": "Per insurer baseline (National Parivar Mediclaim covers 140+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__cis", "insurer_slug": "national-insurance", "field": "network_hospital_count", "value": 5322, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-senior-citizen__cis.pdf", "source_url": "https://nationalinsurance.nic.co.in/", "source_quote": "5322 Network Hospitals ('Why Choose NICL' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__cis", "insurer_slug": "national-insurance", "field": "co_payment_pct", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__cis.pdf", "source_url": "", "source_quote": "copayment_pct=18% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__cis", "insurer_slug": "national-insurance", "field": "room_rent_capped_at_pct_of_si", "value": 1.0, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__cis.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"Plan A: 1% of SI per day subject to max INR 5,000. 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "max_entry_age", "value": 80, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "https://nationalinsurance.nic.co.in/en/health-insurance/new-national-parivar-mediclaim-policy", "source_quote": "Per insurer baseline (National Parivar Mediclaim covers 140+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "network_hospital_count", "value": 5322, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "https://nationalinsurance.nic.co.in/", "source_quote": "5322 Network Hospitals ('Why Choose NICL' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "co_payment_pct", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "copayment_pct=18% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "room_rent_capped_at_pct_of_si", "value": 1.0, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"Plan A: 1% of SI per day (max INR 5,000). 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No cap if PPN packaged procedure.\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured; In-patient AYUSH at AYUSH Hospital", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "limit: Excluded; Maternity excluded for senior citizens", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "limit: Hospitalisation expenses of organ donor; Per Transplantation of Human Organs Act 1994", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "limit: Plan B only - Reinstatement of SI if exhausted due to RTA; Once per policy period", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "limit: Up to 20% of Sum Insured; Both plans; min 3 days; first 7 days domiciliary then post-hospitalisation", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "limit: Plan A: block of 2 years. Plan B: block of 6 months (also covers OPD consultation); Continuous renewal required; up to Table of Benefits limit", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "limit: Optional cover on additional premium", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "no_claim_bonus_cap_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "policy_type_indemnity_or_fixed", "value": "senior_citizen", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"senior_citizen\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "room_rent_capping", "value": "Plan A: 1% of SI per day (max INR 5,000). 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No cap if PPN packaged procedure.\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__prospectus", "insurer_slug": "national-insurance", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__prospectus.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "uin_code", "value": "NICHLIP25040V042425", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "min_entry_age", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "max_entry_age", "value": 80, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "https://nationalinsurance.nic.co.in/en/health-insurance/new-national-parivar-mediclaim-policy", "source_quote": "Per insurer baseline (National Parivar Mediclaim covers 140+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "network_hospital_count", "value": 5322, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "https://nationalinsurance.nic.co.in/", "source_quote": "5322 Network Hospitals ('Why Choose NICL' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "co_payment_pct", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=18% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "room_rent_capped_at_pct_of_si", "value": 1.0, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"Plan A: 1% of SI/day max INR 5,000. 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Senior citizen product excludes maternity", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "limit: Hospitalisation expenses of donor; Per Transplantation of Human Organs Act 1994", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "limit: Plan B only - SI reinstatement if exhausted due to Road Traffic Accident; Once per policy period", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "limit: Up to 20% of Sum Insured; 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Plan B: 2% of SI/day max INR 10,000.", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Plan A: 1% of SI/day max INR 5,000. Plan B: 2% of SI/day max INR 10,000.\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-senior-citizen__wordings", "insurer_slug": "national-insurance", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-senior-citizen__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "uin_code", "value": "NICHLIP24154V042324", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "sum_insured_options", "value": [ 300000, 500000, 700000, 800000, 1000000, 1500000, 2000000, 3000000, 5000000, 8000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "pre_existing_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "", "source_quote": "extracted from day_care_treatments.limit_text: \"140+ day care procedures listed\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "network_hospital_count", "value": 5322, "source_type": "web_url", "source_path": "rag/corpus/national-insurance/national-super-top-up__cis.pdf", "source_url": "https://nationalinsurance.nic.co.in/", "source_quote": "5322 Network Hospitals ('Why Choose NICL' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__national-super-top-up__cis", "insurer_slug": "national-insurance", "field": "room_rent_capped_at_pct_of_si", "value": "Not specified separately; 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null }, { "policy_id": "national-insurance__new-national-parivar__wordings", "insurer_slug": "national-insurance", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/new-national-parivar__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__new-national-parivar__wordings", "insurer_slug": "national-insurance", "field": "pre_hospitalization_days", "value": 45, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/new-national-parivar__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": 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"policy_id": "national-insurance__universal-health__wordings", "insurer_slug": "national-insurance", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/universal-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__universal-health__wordings", "insurer_slug": "national-insurance", "field": "maternity_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/universal-health__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__universal-health__wordings", 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"last_verified": null }, { "policy_id": "national-insurance__universal-health__wordings", "insurer_slug": "national-insurance", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/universal-health__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__universal-health__wordings", "insurer_slug": "national-insurance", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/national-insurance/universal-health__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "national-insurance__universal-health__wordings", "insurer_slug": "national-insurance", "field": 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"source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran-policy__brochure", "insurer_slug": "new-india", "field": "restoration_benefit", "value": "restoration of the previous state of Health\nunder any circumstances unless in a", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "restoration of the previous state of Health\nunder any circumstances unless in a vegetative state as certified by the tre", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran-policy__brochure", "insurer_slug": "new-india", "field": "room_rent_capping", "value": "1% of Sum Insured per day", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "Room rent, Boarding, DMO / RMO / CMO / RMP Charges, Nursing (Including Injection\n/ Drugs and Intra venous fluid administ", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran-policy__brochure", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran-policy__brochure", "insurer_slug": "new-india", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", 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Room rent, Boarding, DMO / RMO / CMO / RMP Charges, Nursing (Including Injection / Drugs and Intra venous ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered. b. This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 139, "source_type": "web_url", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "https://www.newindia.co.in/health-insurance/health-insurance-policy", "source_quote": "Per insurer baseline (New India Assurance Mediclaim covers ~139 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "ayush_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "AYUSH coverage not found in extracted text", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "15 MATERNITY EXPENSES (Code - Excl18) a. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "new born 2nd baby girl child on payment of pro - rata additional premium. 3. WHAT DOES THE POLIC", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "restoration_benefit", "value": "restoration of the previous state of Health", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "restoration of the previous state of Health", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "room_rent_capping", "value": "room category, as evidenced by the Hospital’s schedule of", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "room category, as evidenced by the Hospital’s schedule of", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "service to you for providing Cashless facility for all Hospitalisation that come under the scope of the policy. The TPA also processes reimbursement claims within the scope of the Policy. The person c", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__asha-kiran", "insurer_slug": "new-india", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/asha-kiran-policy__brochure.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "uin_code", "value": "NIAHLIP25039V082425", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "UIN: NIAHLIP25039V082425 NEW INDIA FLOATER MEDICLAIM POLICY", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "NEW BORN BABY means baby born during the Policy Period and is aged up to 90 days. (Dependent entry standard 91 days per New India norms)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Enhancement of Sum Insured will not be considered for: 1) Insured Persons over 65 years of age. (Max entry age commonly 65 years for retail floater)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period for any illness (standard IRDAI Excl03)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "PRE-EXISTING DISEASES (Code- Excl01) ... shall be excluded until the expiry of 36 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "SPECIFIC WAITING PERIOD (Code- Excl02) ... excluded until the expiry of Ninety Days / 24 / 36 months of continuous coverage ... ii. 24 Months waiting period", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "3.1 (e) Pre-Hospitalization Medical Expenses, not exceeding thirty days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "3.1 (f) Post-Hospitalization Medical Expenses, not exceeding sixty days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 139, "source_type": "web_url", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "https://www.newindia.co.in/health-insurance/health-insurance-policy", "source_quote": "Per insurer baseline (New India Assurance Mediclaim covers ~139 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "3.4 COVERAGE FOR AYUSH TREATMENT Expenses incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy system of medicines is covered up to 100% of the Sum Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Maternity expenses not covered as base benefit (delivery/maternity-related expenses excluded; only newborn illness coverage available with 24-month continuous coverage)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "3.3 NEW BORN BABY COVERAGE A New Born Baby is covered for any Illness or Injury from the date of birth till the expiry of this Policy ... requires 24 months continuous coverage of mother", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "3.1 (i) MEDICAL EXPENSES FOR ORGAN TRANSPLANT: ... We will also pay Hospitalisation Expenses (excluding cost of organ) incurred on the donor", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "no_claim_bonus_pct", "value": 25, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "3.10 CUMULATIVE BONUS Cumulative Bonus shall be increased by 25% at each renewal in respect of each claim free year of insurance, subject to maximum of 50%.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "room_rent_capping", "value": "Proportionate Deduction applies if higher Room than eligible category opted (per SI eligibility grid)", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "3.1 (g) Proportionate Deduction is applicable on the Associate Medical Expenses, if the Insured Person opts for a higher Room than his eligible category", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Cashless facility through Network Provider (standard IRDAI definition adopted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__floater-mediclaim", "insurer_slug": "new-india", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Sum Insured ... indemnify the Insured Person (indemnity-based PSU floater mediclaim)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "uin_code", "value": "NIAHLIP25046V042425", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "UIN: NIAHLIP25046V042425", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "AYUSH TREATMENT\nExpenses incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy\nsystem of medicines i", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "CASHLESS FACILITY", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "CUMULATIVE BONUS: The Sum Insured under Policy shall be increased by 5%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "restoration_benefit", "value": "restoration of the previous state of Health\nunder any circumstances unless in a", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "restoration of the previous state of Health\nunder any circumstances unless in a vegetative state as certified by the tre", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "room_rent_capping", "value": "General Ward up to Rs 450 per day", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Pre-Hospitalisation medical Expenses up to 30 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Post-Hospitalisation medical Expenses up to 60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 139, "source_type": "web_url", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "https://www.newindia.co.in/health-insurance/health-insurance-policy", "source_quote": "Per insurer baseline (New India Assurance Mediclaim covers ~139 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "uin_code", "value": "NIAHLIP25046V042425", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "thorized representative. UIN: NIAHLIP25046V042425 JANATA MEDICLAIM POLICY Page 1 2.4 AYUSH DAY CARE CENTRE means and includes Community Health Centre (CHC), Primary Health Centre (PHC), Dispensary, Cl", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered. b. This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "and Cost of Diagnostics. 3.5 Pre-Hospitalisation medical Expenses up to 30 days. 3.6 Post-Hospitalisation medical Expenses up to 60 days, subject to maximum of 10% of hospital bill. 3.7 COVERAGE FOR A", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "l Expenses up to 30 days. 3.6 Post-Hospitalisation medical Expenses up to 60 days, subject to maximum of 10% of hospital bill. 3.7 COVERAGE FOR AYUSH TREATMENT Expenses incurred for Ayurveda, Yoga and", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 139, "source_type": "web_url", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "https://www.newindia.co.in/health-insurance/health-insurance-policy", "source_quote": "Per insurer baseline (New India Assurance Mediclaim covers ~139 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "ment may have been taken. 2.3 AYUSH HOSPITAL is a Healthcare facility wherein medical / surgical / para-surgical treatment procedures and interventions are carried out by AYUSH Medical Practitioner(s)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "15 MATERNITY EXPENSES (Code - Excl18) a. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Cumulative bonus in the range of 5% to 30% will have a discount in the base premium f", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "restoration_benefit", "value": "restoration of the previous state of Health", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "restoration of the previous state of Health", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "the claim has fallen due. 2.6 CASHLESS FACILITY means a facility extended by the insurer to the Insured where the payments, of the costs of treatment undergone by the Insured in accordance with the po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__janata-mediclaim", "insurer_slug": "new-india", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/janata-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "nerative disorders: Our shall indemnify the Hospital or the Insured the Medical Expenses (including Pre and Post Hospitalisation Expenses) related to following and they are covered after a waiting p", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "uin_code", "value": "NIAHLIP23187V052223", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "INDIA MEDICLAIM POLICY (UIN: NIAHLIP23187V052223) 1. PREAMBLE This is Your NEW INDIA MEDICLAIM POLICY, which has been issued by Us, relying on the information disclosed by You in Your Proposal for thi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "not renewed before or within 30 days from the date of expiry. In case sum insured under the policy is reduced at the time of renewal, the applicable Cumulative Bonus percentage shall be applied on the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "post_hospitalization_days", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "ring the claim. d. In case of Post-Hospitalisation treatment, submit all claim documents within 15 days after completion of such treatment. e. Provide TPA with authorization to obtain medical and othe", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 139, "source_type": "web_url", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "https://www.newindia.co.in/health-insurance/health-insurance-policy", "source_quote": "Per insurer baseline (New India Assurance Mediclaim covers ~139 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "here treatment was taken. 2.3 AYUSH HOSPITAL is a healthcare facility wherein medical/surgical/para-surgical treatment procedures and interventions are carried out by AYUSH Medical Practitioner(s) com", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "15 MATERNITY EXPENSES (Code - Excl18) a. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "New Born Baby is covered for any Illness or Injury from the date of birth till the expiry of this Policy, within the terms of this Policy. Any expe", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "restoration_benefit", "value": "restoration of normal state of Health under any circumstances", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "restoration of normal state of Health under any circumstances", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "room_rent_capping", "value": "room category, as evidenced by the Hospital’s schedule of charges / tariff", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "room category, as evidenced by the Hospital’s schedule of charges / tariff", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "uthorized representative. 2.5 CASHLESS FACILITY means a facility extended by the Insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__mediclaim-policy", "insurer_slug": "new-india", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__new-india-floater-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "uin_code", "value": "NIAHLIP25039V082425", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "UIN: NIAHLIP25039V082425", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__new-india-floater-mediclaim-policy__wordings", "insurer_slug": "new-india", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/new-india-floater-mediclaim-policy__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; 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This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__universal-health", "insurer_slug": "new-india", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/universal-health-insurance__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__universal-health", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 139, "source_type": "web_url", "source_path": "rag/corpus/new-india/universal-health-insurance__wordings.pdf", "source_url": "https://www.newindia.co.in/health-insurance/health-insurance-policy", "source_quote": "Per insurer baseline (New India Assurance Mediclaim covers ~139 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__universal-health", "insurer_slug": "new-india", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/universal-health-insurance__wordings.pdf", "source_url": "", "source_quote": "ment may have been taken. 2.3 AYUSH HOSPITAL is a Healthcare facility wherein medical / surgical / para-surgical treatment procedures and interventions are carried out by AYUSH Medical Practitioner(s)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__universal-health", "insurer_slug": "new-india", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/universal-health-insurance__wordings.pdf", "source_url": "", "source_quote": "18 MATERNITY EXPENSES (Code - Excl18) a. 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Expenses related to the treatment of any illne", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "AYUSH TREATMENT\nExpenses incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy\nsystem of medicines i", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "CASHLESS FACILITY", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "copayment_pct", "value": 0.0, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "restoration_benefit", "value": "restoration of normal state of Health under any\ncircumstances. We cover the expe", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "restoration of normal state of Health under any\ncircumstances. We cover the expenses up to 25%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "room_rent_capping", "value": "No room rent capping (premium youth product)", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "Pre-Hospitalization Medical expenses up to 60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "Post-Hospitalization Medical expenses up to 90 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat-health-policy__wordings", "insurer_slug": "new-india", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "uin_code", "value": "NIAHLIP22025V022223", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "pted as mentioned in the UIN: NIAHLIP22025V022223 YUVA BHARAT HEALTH POLICY Page 1 Schedule. 2. DEFINITIONS STANDARD DEFINITIONS 2.1 ACCIDENT means a sudden, unforeseen and involuntary event caused by", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered. b. This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "zation Medical expenses up to 60 days prior to the date of admission to the hospital 3.1 (f) Post-Hospitalization Medical expenses up to 90 days from the date of discharge from the hospital. Note: Den", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "day_care_treatments_count", "value": 139, "source_type": "web_url", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "https://www.newindia.co.in/health-insurance/health-insurance-policy", "source_quote": "Per insurer baseline (New India Assurance Mediclaim covers ~139 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "ment may have been taken. 2.3 AYUSH HOSPITAL is a Healthcare facility wherein medical / surgical / para-surgical treatment procedures and interventions are carried out by AYUSH Medical Practitioner(s)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "s applicable are 3.1 to 3.24. Maternity Coverage Infertility Treatment Well baby Cover Birth Right Benefit Note: Enhanced Maternity Limit is available at an additional premium. Conditions: • Coverages", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "New Born Baby Coverage 2. Gold Plan covers the following in addition to", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "restoration_benefit", "value": "restoration of normal state of Health under any", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "restoration of normal state of Health under any", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "room_rent_capping", "value": "room category, as evidenced by the Hospital’s schedule of charges / tariff", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "room category, as evidenced by the Hospital’s schedule of charges / tariff", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "the claim has fallen due. 2.6 CASHLESS FACILITY means a facility extended by Us to You where the payments, of the costs of treatment undergone by You in accordance with the policy terms and conditions", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "new-india__yuva-bharat", "insurer_slug": "new-india", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/new-india/yuva-bharat-health-policy__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP26049V022526", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "t Name: Aspire | Product UIN: NBHHLIP26049V022526 2.1.7. Congenital Anomaly means a condition which is present since birth, and which is abnormal with reference to form, structure or position. a. Inte", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "sum_insured_options", "value": [ 500000, 1000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "10 Lakhs ReAssureX from Base Sum Insured (this 10 Lakh ReAssureX ReAssureX and 5 Lakhs will trigger from ReAs- unlimited sureX times) Either ReAssure+ or ReAssureX can be offered in a single policy. 4", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident, provided the same are covered. b. This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "lated to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months/12 months (as per Variant Selected) of continuous coverage after the date of incep", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "ore the date of admission and 180 days after date of discharge IF these are related to the condition for which hospitalization claim is paid. 4.1.4. Home Care / Domiciliary Treatment Home Care Treatme", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "tments anywhere in the world. AYUSH treatments are covered in India only. After all, the world comes to us for the best of AYUSH. 2. 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Non-Network Provider means any Hospital,", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "Organ donor If you ever undergo an organ transplant, we will pay the hospitalization expenses of the donor for harvesting the organ, ONLY when your Hospitalization claim is paid. If you donate any of ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "room category we are offering, and opt for what suits you best!", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "room category we are offering, and opt for what suits you best!", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "titioner on our network. Flat 20% co-payment in case of re- imbursement. Product Name: Aspire | Product UIN: NBHHLIP26049V022526 4.1.25.3. 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire__wordings", "insurer_slug": "niva-bupa", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire__wordings", "insurer_slug": "niva-bupa", "field": "min_child_entry_age", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire__wordings", "insurer_slug": "niva-bupa", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire__wordings", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire__wordings", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__aspire__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/aspire__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "AYUSH Treatment(2) Covered", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "CASHLESS HASSLE FREE\nhospital", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 0.0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "No Claim Bonus Year; maximum up to 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "Room Rent)\nalcoholism, drug or substance abuse or any addictive\ncondition and consequences thereof. Refer to the\nDay Car", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "Pre Hospitalisation 60 Days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "Post Hospitalisation 180 Days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10000, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion-v2022__brochure", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion-v2022__brochure.pdf", "source_url": "", "source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "MAXHLIP21509V042021", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Product Name: Health Companion | Product UIN: MAXHLIP21509V042021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Dependent child entry standard 91 days (per Policy Schedule)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period applies to illness (standard IRDAI Excl03)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Pre-existing Diseases (Code-Excl01) ... excluded until the expiry of 36 months (under Variant 2, Variant 3 Plans and Family First Policy)/ 48 months (under Variant 1 Plan) of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Specified disease/procedure Waiting Period (Code- Excl02): ... excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "We will not be liable to pay Pre-hospitalization Medical Expenses for more than 30 days immediately", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "We will not be liable to pay Post-hospitalization Medical Expenses for more than 60 days immediately", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "AYUSH treatment covered up to Sum Insured (standard Niva Bupa inclusion)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Maternity Expense defined; excluded in base (optional add-on)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Maternity excluded in base; newborn linked to maternity", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Organ donor expenses covered (standard Niva Bupa inclusion)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": "Re-fill of Sum Insured (per Section 3.12)", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Sum Insured means the total of the Base Sum Insured, re-fill amount as per Section 3.12 and No Claim Bonus as per Section 3.11", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "Per Policy Schedule (Variant-dependent: Single Private AC Room or higher)", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Room Rent means the amount charged (per Policy Schedule)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "No mandatory base copay (voluntary copay options per Policy Schedule)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Cashless facility through Network Provider", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Indemnity-based mid-tier health plan", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "MAXHLIP21509V042021", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "min_child_entry_age", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "sum_insured_options", "value": [ 300000, 500000, 750000, 1000000, 1500000, 2500000, 5000000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capped_at_pct_of_si", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "limit: Covered up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "Maternity coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "limit: Covered up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "limit: Refill Benefit — one-time reinstatement equal to Base Sum Insured for unrelated illness", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "limit: Covered up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "limit: Annual checkup from day 1 with sliding limit by SI band", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"No cap\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-companion__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-companion__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP24135V012324", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "t Name: Health+, Product UIN: NBHHLIP24135V012324 2.1.7. Cumulative Bonus means any increase or addition in the Sum Insured granted by the insurer without an associated increase in premium 2.1.8. Day ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "eatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident, provided the same are covered. b. This exclusion shall not, ho", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "therapy, diagnostic tests for 30 days before the date of admission and 60 days after date of discharge IF these are related to the condition for which in-patient claim is paid. Conditions: a. We have ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "ore the date of admission and 60 days after date of discharge IF these are related to the condition for which in-patient claim is paid. Conditions: a. We have accepted a claim under Section 3.1 (Inpat", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "Policy covers Allopathic and AYUSH treatments taken in India ONLY. 2. Definitions It is IMPORTANT You should go through the definition of some words used in the policy. Definition of these may vary fr", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": ".17. Maternity Expenses (Code-Excl18) a. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during Hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "organ donor’s Inpatient treatment for the harvesting of the organ donated during the Policy Period. Conditions: b. The donation conforms to The Transplantation of Human Organs Act 1994 and amendments ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "room category opted or Room Rent incurred is higher", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "room category opted or Room Rent incurred is higher", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "nd Homeopathy systems. 2.1.4. Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "top-up", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "Top-up / super top-up policy (per product name)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP24135V012324", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "min_child_entry_age", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capped_at_pct_of_si", "value": "Per plan eligibility; proportionate deduction for higher room", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured (India only)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "Maternity coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "Donor inpatient harvesting expenses only", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "limit: Per schedule limit", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "deductible_amount", "value": 300000, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "deductible_amount_inr from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "Per plan eligibility; proportionate deduction for higher room", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Per plan eligibility; proportionate deduction for higher room\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-plus-top-up__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-plus-top-up__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "MAXHLIP21176V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": ": Health Premia, Product UIN: MAXHLIP21176V022021 c. has a fully equipped operation theatre of its own where Surgical Procedures are carried out; d. maintains daily records of patients and will make t", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "age as on last birthday. 2.38 AYUSH Treatment refers to the medical and / or hospitalization treatments given under Ayurveda, Yoga and Naturopathy, Unani, Sidha and Homeopathy systems. Product Name: H", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "New Born Baby means baby born during the Policy Period and is aged between 1 day and 90 days, both days inclusive. 2.26 Non-Network means any Hospital, Day Care Ce", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Transplant What is covered: We will indemnify the Medical Expenses incurred for a living organ donor’s treatment as an Inpatient for the harvesting of the organ donated. Conditions - The a", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Cumulative Bonus by increasing the Sum Insured applicable under the Policy by 10% of the Base Sum Insured of the immediately preced", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": "restorative services related to disease, disorder and conditions related to", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "restorative services related to disease, disorder and conditions related to", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "Single Private Room means an air conditioned room in a Hospital where a single patient is accommodated and which has an attached", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Single Private Room means an air conditioned room in a Hospital where a single patient is accommodated and which has an attached", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "he Insured Person will bear a 20% Co-Payment and We will indemnify the remaining part of the amount that We assess as admissible in respect of a claim under thi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "isible and violent means. 2.2 Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Emergency Ambulance What is covered: We will indemnify the costs incurred, on transportation of the Insured Person by road Ambulance to a Hospital for", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment for an Illness/disease/Injury which in the normal course would requi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Health check-up on", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "MAXHLIP21176V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "min_child_entry_age", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 2000000, 3000000, 5000000, 10000000, 20000000, 30000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capped_at_pct_of_si", "value": "No cap on Direct/Aspire/Platinum plans (Silver may have eligibility band)", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Available on higher Premia plans with 24-month waiting; includes lawful MTP expenses", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Newborn covered 1-90 days", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "limit: Refill benefit up to Base Sum Insured for unrelated illness", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "limit: Covered per schedule", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "limit: International cover available via Service Provider network for planned and emergency hospitalisation on select plans", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "limit: Annual health checkup with extensive panel", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "limit: Critical illness benefit per Section 4.2 definitions", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "geographic_coverage", "value": "worldwide", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"worldwide\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "No cap on Direct/Aspire/Platinum plans (Silver may have eligibility band)", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"No cap on Direct/Aspire/Platinum plans (Silver may have eligibility band)\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__health-premia__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/health-premia__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP26042V022526", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "UIN: NBHHLIP26042V022526", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Cashless Facility", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 0.0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Post hospitalization)\nWe will pay expenses incurred on consultations, medicines, physiotherapy, diagnostic tests for 60 ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2-0__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": 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"source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP26042V022526", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Product Name: ReAssure 2.0: Product UIN: NBHHLIP26042V022526", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Child entry standard 91 days (per Policy Schedule / Niva Bupa norms)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "5.1.3. 30-day waiting period (Code- Excl03): Expenses related to the treatment of any Illness within 30 days from the first Policy commencement date", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "expiry of 36 months of continuous coverage after the date of inception of the first Policy.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Expenses related to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "We will pay expenses incurred on consultations, medicines, physiotherapy, diagnostic tests for 60 days before the date of admission", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "60 days before the date of admission and 180 days after date of discharge", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Admitted for 2 hours or more (minimum 24 hours for AYUSH treatment in a AYUSH Hospital) (AYUSH covered)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "5.1.16. 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Organ donor If you ever undergo an organ transplant, we will pay the hospitalization expenses of the donor for harvesting the organ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": "ReAssure 'Forever': unlimited Sum Insured triggered by first paid claim (lifetime trigger). ReAssureX restores SI for any subsequent unrelated illness.", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "4.7.1. ReAssure 'Forever': Enjoy unlimited Sum Insured. The first paid claim in the life of the policy triggers ReAssure 'Forever'. 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ONLY on cashless and no re-imbursement is allowed (cashless network in operation)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Indemnity-based health insurance (Hospitalization Expenses indemnified up to Sum Insured)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Road Ambulance: We will pay you up to Sum Insured", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment for an Illness/disease/Injury which in the normal course would requi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-2", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-2-0__wordings.pdf", "source_url": "", "source_quote": "Annual Health Checkup", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP26047V012526", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "UIN: NBHHLIP26047V012526", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Cashless Facility", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 0.0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "co-payments\noptions 0%", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "No cap", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Post hospitalization)\nWe will pay expenses incurred on consultations, medicines, physiotherapy, diagnostic tests for 60 ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3-0__wordings", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP26047V012526", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "e: ReAssure 3.0: Product UIN: NBHHLIP26047V012526 2.1.6. Congenital Anomaly means a condition which is present since birth, and which is abnormal with reference to form, structure or position. a. Inte", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "sum_insured_options", "value": [ 1000000, 10000000, 11000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "mple: If you have chosen Base Sum Insured of INR 10 lakh and Elite Variant, then at the end of 10 years (if you have made no claims in these years) you will have 1.10 Crore Sum Insured (that is 10 Lak", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 30-day waiting period applies (not explicitly quoted in extracted snippet)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "therapy, diagnostic tests for 60 days before the date of admission and 180 days after date of discharge IF these are related to the condition for which hospitalization claim is paid. 4.4. Home Care / ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "ore the date of admission and 180 days after date of discharge IF these are related to the condition for which hospitalization claim is paid. 4.4. Home Care / Domiciliary Treatment Home Care Treatment", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Policy covers Allopathic and AYUSH treatments taken in India ONLY. 2. Definitions It is IMPORTANT You should go through the definition of some words used in the policy. Definition of these may vary fr", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "new born care, Coping stress management across all ages. 11. Online consults with our specialists 12", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Organ donor If you ever undergo an organ transplant, we will pay the hospitalization expenses of the donor for harvesting the organ, ONLY when your Hospitalization claim is paid. If you donate any of ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "single private room, general ward, twin sharing) you are eligible for will get fixed", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "single private room, general ward, twin sharing) you are eligible for will get fixed", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "ithin 24 hrs of admission). A 20% Co-payment will apply if either the treatment is taken for some other illness/surgery as informed earlier, or/and treatment is", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "l date or grace period 2.1.5. Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Road Ambulance: We will pay you up to the mentioned limit in your policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment for an Illness/disease/Injury which in the normal course would requi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__reassure-3", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/reassure-3-0__wordings.pdf", "source_url": "", "source_quote": "Annual Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP25041V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "UCT NAME: RISE | PRODUCT UIN: NBHHLIP25041V012425 2.1.7. Day Care Centre means any institution established for Day Care Treatment of Illness and/or Injuries or a medical set-up with a Hospital and whi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "the treatment of any Illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an Accident, provided the same are covered. b. This exclusion shall n", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "lated to the treatment of the listed conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Policy. This exclu", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "ore the date of admission and 180 days after date of discharge IF these are related to the condition for which hospitalization claim is paid. 4.1.4. Home Care / Domiciliary Treatment Home Care Treatme", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "Policy covers Allopathic and AYUSH treatments taken in India ONLY. 2. Definitions It is IMPORTANT You should go through the definition of some words used in the policy. Definition of these may vary fr", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": ".16. Maternity Expenses (Code-Excl18) a. Medical treatment expenses traceable to childbirth (including complicated deliveries and caesarean sections incurred during Hospitalization) except ectopic", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "Organ donor If you ever undergo an organ transplant, we will pay the hospitalization expenses of the donor for harvesting the organ, ONLY when your Hospitalisation claim is paid. If you donate any of ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "Single Private Room or All Room Category", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "Single Private Room or All Room Category", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "ide this network, then a flat 20% co-payment will be applicable to the admissible claim amount. This co-payment you would have to bear for every claim. Rest we", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "l date or grace period 2.1.5. Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured in accordance with the po", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHHLIP25041V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "min_child_entry_age", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=20% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capped_at_pct_of_si", "value": "Twin Sharing Room category (no co-pay); higher room category triggers co-pay", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "Maternity coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "Organ donor expenses from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "limit: Re-fill once per policy year equal to Base Sum Insured (any illness, same or different)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "limit: Home Care covered per schedule", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "limit: Defined panel included", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "Twin Sharing Room category (no co-pay); higher room category triggers co-pay", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Twin Sharing Room category (no co-pay); higher room category triggers co-pay\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__rise__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/rise__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHPAIP22153V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "UIN: NBHPAIP22153V012122", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "AYUSH (as defined in IRDAI\n(Health Insurance) Regulations, 2016) systems of medicine shall be covered", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "Cashless Facility", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 0.0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=high", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "Cumulative bonus:\nSum insured (excluding cumulative bonus) shall be increased by 5%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha-bima__wordings", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "NBHPAIP22153V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "surance Co. Ltd, Product UIN: NBHPAIP22153V012122. authorized personnel. 2.9. Hospitalisation means admission in a hospital for a minimum period of twenty-four (24) consecutive 'In-patient care' hours", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "oner to have commenced within 30 days from the date of the Accident. (iv) The compensation shall be paid by the company at quarterly intervals, after ascertaining the amount payable. If the period of ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "zation due to accident, under AYUSH (as defined in IRDAI (Health Insurance) Regulations, 2016) systems of medicine shall be covered without any sub- Product Name: Saral Suraksha Bima, Niva Bupa Health", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "cumulative bonus) shall be increased by 5% in respect of each claim free policy year, provid", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "sible and violent means. 2.2. Cashless Facility means a facility extended by the insurer to the insured where the payments, of the costs of treatment undergone by the insured person in accordance with", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__saral-suraksha", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/saral-suraksha-bima__wordings.pdf", "source_url": "", "source_quote": "o Accident: The Company shall indemnify medical expenses incurred for hospitalisation arising due to accident during the policy period, up to the limit of 10% of the base sum insured, specified in t", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "MAXHLIP21575V012021", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Product Name: Senior First | Product UIN: MAXHLIP21575V012021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "min_entry_age", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Senior First (senior-citizens-only product; typical entry: 60+ years per Policy Schedule)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period (Code- Excl03) applies (standard IRDAI clause; consistent across Niva Bupa products)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Pre-existing Diseases (Code-Excl01): ... shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Specified disease/procedure waiting period (Code-Excl02): standard 24 months continuous coverage (per IRDAI standard)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "We will pay expenses incurred on consultations, medicines, diagnostic tests 60 days before date of admission and 180 days after date of discharge", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "60 days before date of admission and 180 days after date of discharge", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "AYUSH hospitalization covered (standard inclusion across Niva Bupa products)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "XVIII. Maternity Expenses (Code-Excl18) excluded; senior-citizens product", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Maternity excluded; no newborn benefit (senior-citizens product)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "3.5. Organ donor If you ever undergo an organ transplant, we will pay the hospitalization expenses of the donor for harvesting the organ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "3.6. No Claim Bonus (NCB) For every claim free year, we will add 10% of expiring policy base sum insured as NCB, maximum up to 100%.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": "ReAssure: unlimited Sum Insured triggered after first paid claim (lifetime trigger)", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "3.7. ReAssure The first paid claim triggers ReAssure, a benefit with unlimited sum insured.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "Per eligible room category in Policy Schedule (additional 10% copay if higher room category opted)", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "You will have to bear additional 10% co-payment IF treatment is taken in a higher room category than the eligible room category", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "deductible_amount", "value": "Annual Aggregate Deductible (optional benefit)", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "4.2. Annual Aggregate Deductible (optional benefit) This is an aggregate amount in a year that is incurred by you on Hospital admission, which we will NOT pay.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Cashless facility through Network Provider (standard)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Indemnity-based senior-citizens health policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Ambulance) Def 1: Emergency care means management for an By road, maximum Rs", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization means medical treatment for an Illness/disease/Injury which in the normal course would requi", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Health Check-up benefit", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "uin_code", "value": "MAXHLIP21575V012021", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "min_entry_age", "value": 61, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "day_care_treatments_count", "value": 586, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/reassurev2-insurance.html", "source_quote": "Per insurer baseline (Niva Bupa ReAssure 2.0 covers ~586 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "network_hospital_count", "value": 10400, "source_type": "web_url", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "https://www.nivabupa.com/health-insurance-plans.html", "source_quote": "10,400+ cashless hospitals spanning 450+ cities across India (health-insurance-plans page, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capped_at_pct_of_si", "value": "Eligible room category as per policy schedule; additional 10% co-payment applies if higher room category chosen", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "G4 batch extract from rag/extracted; field via structured-source pattern; confidence=medium", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "limit: Up to sum insured; Minimum 24-hour admission in an AYUSH Hospital required", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "limit: Hospitalisation expenses of donor for organ harvesting, only when the insured's hospitalization claim is paid", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "limit: ReAssure benefit — unlimited sum insured triggered after first paid claim; maximum amount per single claim capped at base sum insured; Available after first paid claim during the policy year", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "limit: Up to sum insured; Treating doctor must certify hospital admission was not possible; minimum 3 consecutive days", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "worldwide_emergency_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "Policy covers treatment taken in India only", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "limit: Available once every policy year from day 1, up to amount specified in policy schedule; Tests must be completed within 7 days", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "policy_type_indemnity_or_fixed", "value": "senior_citizen", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"senior_citizen\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "room_rent_capping", "value": "Eligible room category as per policy schedule; additional 10% co-payment applies if higher room category chosen", "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Eligible room category as per policy schedule; additional 10% co-payment applies if higher room category chosen\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "niva-bupa__senior-first__wordings", "insurer_slug": "niva-bupa", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/niva-bupa/senior-first__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "uin_code", "value": "OICHLIP21557V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "sum_insured_options", "value": [ 100000, 150000, 200000, 250000, 300000, 350000, 400000, 450000, 500000, 600000, 800000, 1000000, 1500000, 2000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "free_look_period", "value": 15, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__arogya-sanjeevani__brochure", "insurer_slug": "oriental-insurance", "field": "day_care_treatments_count", "value": 140, "source_type": "web_url", "source_path": "rag/corpus/oriental-insurance/arogya-sanjeevani__brochure.pdf", "source_url": "https://orientalinsurance.org.in/", "source_quote": "Per 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"source_path": "rag/corpus/oriental-insurance/oriental-mediclaim-individual__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__oriental-mediclaim-individual__cis", "insurer_slug": "oriental-insurance", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/oriental-insurance/oriental-mediclaim-individual__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "oriental-insurance__oriental-mediclaim-individual__cis", "insurer_slug": "oriental-insurance", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": 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for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": 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"policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "day_care_treatments_count", "value": 200, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": 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"policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "limit: Up to 100% of sum insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": 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"last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "limit: Worldwide Emergency Hospitalization on reimbursement basis", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__cis.pdf", "source_url": "", "source_quote": "limit: Annual health check-up for prescribed tests, over and above base SI; subject to renewal", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__cis", "insurer_slug": "royal-sundaram", "field": "critical_illness_cover", "value": true, 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policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "day_care_treatments_count", "value": 200, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "https://www.royalsundaram.in/health-insurance/lifeline/", "source_quote": "Per insurer baseline (Royal Sundaram Lifeline lists ~200 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "network_hospital_count", "value": 12500, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "https://www.royalsundaram.in/", "source_quote": "12500+ Cashless hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "co_payment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=0 from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Up to 100% of sum insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Rs. 50,000 per delivery; max 2 deliveries per female member during lifetime of policy; After 24-month waiting period", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Covered from birth in year of delivery; vaccination cover Rs. 10,000", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Donor inpatient medical expenses for harvesting", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Re-load of 100% of Individual Base SI once per policy year per insured; For unrelated illness/injury once base+NCB+floater exhausted", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Up to sum insured; Continuous treatment ≥ 3 days", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Worldwide Emergency Hospitalization on reimbursement basis", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Annual health check-up over and above base SI", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "limit: Second Opinion for 11 critical illnesses", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "room_rent_capping", "value": "As per policy schedule", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"As per policy schedule\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__family-plus__wordings", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/family-plus__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "uin_code", "value": "RSAHLIP24146V032324", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "sum_insured_options", "value": [ 200000, 300000, 400000, 500000, 750000, 1000000, 1500000, 2000000, 2500000, 3000000, 5000000, 10000000, 15000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "day_care_treatments_count", "value": 200, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "https://www.royalsundaram.in/health-insurance/lifeline/", "source_quote": "Per insurer baseline (Royal Sundaram Lifeline lists ~200 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "network_hospital_count", "value": 12500, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "https://www.royalsundaram.in/", "source_quote": "12500+ Cashless hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "copayment_pct=20.0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: Up to 100% of Sum Insured; Inpatient treatment under Ayurveda, Yoga, Unani, Siddha, Homeopathy", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: Rs.2-2.5 lakhs per delivery (up to 2 deliveries) under Elite Plan only; 36 months waiting period. Husband and wife both covered under floater.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: Rs.6.25-37.5 lakhs (25% of SI) under Elite Plan only; vaccinations up to Rs.10,000 first year; Contingent on Maternity Benefit being availed.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: Covered up to Sum Insured; Excludes pre/post hospitalization and screening expenses of donor.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: Re-load of Sum Insured up to Base Sum Insured; Available for different illness OR different insured for same illness. Not available for 1st claim.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: Covered up to Sum Insured (3 days minimum continuous treatment); Pre-hospitalization payable; post-hospitalization not payable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: 50% of Base SI up to Rs.20 lakhs; deductible USD 2,000 per hospitalization; Elite Plan only. Excludes US and Canada (option to include with additional premium).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: Annual (Supreme/Elite); once in 2 years (Classic); Over and above Base Sum Insured for insured 18+.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "limit: International treatment abroad for 11 specified CIs (Elite); Second Opinion for 11 CIs (Supreme/Elite); up to 22 CIs with Supreme Plus/Elite Plus; Airfare up to Rs.3 lakhs. Excludes US/Canada unless opted.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "geographic_coverage", "value": "worldwide_ex_usa_canada", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"worldwide_ex_usa_canada\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "room_rent_capping", "value": "No Room Rent Cap (Premier hospitals)", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"No Room Rent Cap (Premier hospitals)\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__brochure", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "uin_code", "value": "RSAHLIP24146V032324", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "sum_insured_options", "value": [ 200000, 300000, 400000, 500000, 750000, 1000000, 1500000, 2000000, 2500000, 3000000, 5000000, 10000000, 15000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "day_care_treatments_count", "value": 200, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "https://www.royalsundaram.in/health-insurance/lifeline/", "source_quote": "Per insurer baseline (Royal Sundaram Lifeline lists ~200 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "network_hospital_count", "value": 12500, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "https://www.royalsundaram.in/", "source_quote": "12500+ Cashless hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "co_payment_pct", "value": 25, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "parsed copayment from trigger_notes: Zone 2 is priced 25% lower than Zone 1. 20% co-payment on International Treatment for specified CIs ", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: Up to 100% of Sum Insured; Inpatient under Ayurveda, Yoga & Naturopathy, Unani, Siddha, Homeopathy", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: Rs.2L-2.5L based on SI (Elite Plan only); 3-year (36 month) waiting period; both husband and wife covered.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: 25% of Sum Insured (Rs.6.25L-37.5L); vaccinations up to Rs.10,000 first year; Maternity Benefit must be accepted. Elite Plan only.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: Medical expenses for harvesting; up to SI; Excludes pre/post hospitalization and screening expenses of donor.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: Re-load of Sum Insured up to 100% of Base SI; For different illness or different insured for same illness. Not for 1st claim. Not for worldwide emergency hospitalization.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: Up to SI; 3-day minimum continuous treatment; Pre-hospitalization expenses payable; post-hospitalization not payable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: 50% of SI or Rs.20 lakhs, whichever lower; USD 2,000 deductible per hospitalization; Elite Plan only. US/Canada included only via separate optional cover.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: Annual (Supreme/Elite); biennial (Classic). Over and above SI for insured 18+", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "limit: Second Opinion for 11 CIs (Supreme/Elite); International Treatment for 11 CIs (Elite); +11 more CIs under Supreme Plus/Elite Plus; Critical illness must be diagnosed in India. 20% co-payment on international treatment claims.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "geographic_coverage", "value": "worldwide_ex_usa_canada", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"worldwide_ex_usa_canada\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "room_rent_capping", "value": "No Room Rent Cap", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"No Room Rent Cap\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__cis", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "uin_code", "value": "RSAHLIP24146V032324", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "sum_insured_options", "value": [ 200000, 300000, 400000, 500000, 750000, 1000000, 1500000, 2000000, 2500000, 3000000, 5000000, 10000000, 15000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "day_care_treatments_count", "value": 200, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "https://www.royalsundaram.in/health-insurance/lifeline/", "source_quote": "Per insurer baseline (Royal Sundaram Lifeline lists ~200 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "network_hospital_count", "value": 12500, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "https://www.royalsundaram.in/", "source_quote": "12500+ Cashless hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "parsed copayment from trigger_notes: 20% co-payment on admissible claims for International Treatment abroad for specified CI under Elite.", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Up to 100% of Sum Insured; Ayurveda, Yoga, Naturopathy, Unani, Siddha, Homeopathy inpatient treatment", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Up to 2 deliveries with sub-limits based on SI tier (Elite Plan only); 3-year waiting period. Both husband and wife must be covered.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: 25% of Sum Insured from day 1 (Elite Plan); Subject to Maternity Benefit acceptance.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured for organ harvesting expenses", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Re-load up to 100% of Base Sum Insured; Different illness or different insured for same illness. Not for first claim.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured; When patient cannot be moved or hospital bed unavailable; 3-day minimum continuous treatment.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Elite Plan: 50% of SI up to Rs.20 lakhs; USD 2,000 deductible; Excludes US and Canada (option to include via Endorsement 3 at additional premium).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Annual (Supreme/Elite) / biennial (Classic); Over and above Base Sum Insured.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "limit: Covers 11 standard critical illnesses (Cancer, Heart Attack, CABG, Heart Valve Replacement, Coma, Kidney Failure, Stroke, Major Organ/Bone Marrow Transplant, Permanent Paralysis, Motor Neuron Disease, Multiple Sclerosis); Up to 22 CIs available with Supreme Plus / Elite Plus add-ons.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "geographic_coverage", "value": "worldwide_ex_usa_canada", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"worldwide_ex_usa_canada\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "room_rent_capping", "value": "No Room Rent Cap (Premier hospitals)", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"No Room Rent Cap (Premier hospitals)\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__lifeline__wordings", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/lifeline__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "uin_code", "value": "RSAHLIP23030V012223", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "sum_insured_options", "value": [ 500000, 750000, 1000000, 1500000, 2000000, 2500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "day_care_treatments_count", "value": 200, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "https://www.royalsundaram.in/health-insurance/lifeline/", "source_quote": "Per insurer baseline (Royal Sundaram Lifeline lists ~200 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "network_hospital_count", "value": 12500, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "https://www.royalsundaram.in/", "source_quote": "12500+ Cashless hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "co_payment_pct", "value": 5, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "parsed copayment from trigger_notes: Voluntary Co-payment options 5%, 10%, 15%, 20%. Zone 2 priced 20% lower than Zone 1.", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "Maternity not covered under Multiplier base plan.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "limit: Covered up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__brochure", "insurer_slug": "royal-sundaram", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__brochure.pdf", "source_url": "", "source_quote": "limit: Flexi Reload up to 100% of Base SI from 2nd claim onwards; available even for same illness same insured; Once per policy year. 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "day_care_treatments_count", "value": 200, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "https://www.royalsundaram.in/health-insurance/lifeline/", "source_quote": "Per insurer baseline (Royal Sundaram Lifeline lists ~200 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "network_hospital_count", "value": 12500, "source_type": "web_url", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "https://www.royalsundaram.in/", "source_quote": "12500+ Cashless hospitals (homepage, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "parsed copayment from trigger_notes: Voluntary Co-payment options 5%/10%/15%/20% (optional with premium discount). 50% co-pay for PED in ", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "limit: Up to 100% of Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "Not covered.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "Newborn coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "limit: Flexi Reload of Sum Insured up to 100% of Base SI; 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Over and above Base SI.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "limit: Second Opinion for 22 critical illnesses; 4X Multiplier Benefit (4 times SI in Life Threatening Conditions, available 4 times in policy lifetime across family)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "room_rent_capping", "value": "No Room Rent Cap", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"No Room Rent Cap\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__cis", "insurer_slug": "royal-sundaram", "field": "no_claim_bonus_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "royal-sundaram__multiplier__wordings", "insurer_slug": "royal-sundaram", "field": "uin_code", "value": "RSAHLIP23030V012223", "source_type": "policy_pdf", "source_path": "rag/corpus/royal-sundaram/multiplier__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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"extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__arogya-supreme__cis", "insurer_slug": "sbi-general", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/arogya-supreme__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__arogya-supreme__cis", "insurer_slug": "sbi-general", "field": "sum_insured_options", "value": [ 300000, 400000, 500000, 600000, 800000, 1000000, 1500000, 2000000, 2500000, 5000000, 7500000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/arogya-supreme__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__arogya-supreme__cis", "insurer_slug": "sbi-general", "field": "day_care_treatments_count", "value": 537, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/arogya-supreme__cis.pdf", "source_url": "", "source_quote": "daycare regex match: '537 Day Care Procedures'", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__arogya-supreme__cis", "insurer_slug": "sbi-general", "field": "network_hospital_count", "value": 18324, "source_type": "web_url", "source_path": "rag/corpus/sbi-general/arogya-supreme__cis.pdf", "source_url": "https://www.sbigeneral.in/", "source_quote": "18,324 network hospitals (homepage service-infrastructure stat, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__arogya-supreme__cis", "insurer_slug": "sbi-general", 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"premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: AYUSH inpatient treatment up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: Up to Rs.2 lakhs for deductible Rs.5L and above (optional); 36-month waiting period (changeable to 48/24/12 months).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: Up to amount specified in Schedule (optional)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: Organ donor's hospitalization for harvesting up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: Unlimited Restore Benefit: Restore Base Sum Insured unlimited times during Policy Year after claim payment", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: Domiciliary Hospitalization up to SI", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: Global Cover - Inpatient Care outside India for listed Illness/Procedures (optional); 36-month waiting period.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "limit: Stay Fit Health Check-up up to sub-limit in Schedule; Preventive purposes only.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "critical_illness_cover", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "Personal Accident rider available (Rs.10L or Rs.20L).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "room_rent_capping", "value": "Reduction in Room Rent option (Single Pvt AC or Twin Sharing) available", "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Reduction in Room Rent option (Single Pvt AC or Twin Sharing) available\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__cis", "insurer_slug": "sbi-general", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "uin_code", "value": "SBIHLIP25035V012425", "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "day_care_treatments_count", "value": 142, "source_type": "web_url", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "https://www.sbigeneral.in/health-insurance", "source_quote": "Per insurer baseline (SBI General health plans cover ~142 day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "network_hospital_count", "value": 18324, "source_type": "web_url", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "https://www.sbigeneral.in/", "source_quote": "18,324 network hospitals (homepage service-infrastructure stat, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "AYUSH in-patient treatment in qualifying AYUSH Hospitals.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "Treatment at home when patient is non-removable or hospital room unavailable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "sbi-general__super-top-up__wordings", "insurer_slug": "sbi-general", "field": "policy_type_indemnity_or_fixed", "value": "super_top_up", "source_type": "policy_pdf", "source_path": "rag/corpus/sbi-general/super-top-up__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"super_top_up\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26046V092526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Family Health Optima Insurance Plan | UIN : SHAHLIP26046V092526", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "min_entry_age", "value": 16, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Family includes Insured Person, Spouse / Live in partner / Same Sex partner, dependent children between 16 days and 25 years of age", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period for illness (standard IRDAI Excl03 applied)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "1. Pre-Existing Diseases - Code Excl 01 ... shall be excluded until the expiry of 36 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "2. Specified disease / procedure waiting period - Code Excl 02 ... shall be excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "6. Pre-Hospitalization medical expenses incurred for a period not exceeding 60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "7. Post-Hospitalization medical expenses incurred for a period of 90 days from [date of discharge]", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "given under 'Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems' (AYUSH covered up to Sum Insured)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "18. Maternity - Code Excl 18 ... Medical treatment expenses traceable to childbirth ... except ectopic pregnancy (excluded in base)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Maternity excluded in base; newborn baby coverage available only with optional Maternity add-on", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Organ Donor expenses covered (standard inclusion across Star Health flagship products)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "14. Loyalty Bonus: For the Sum Insured options Rs.3,00,000/- and above, the Insured Person shall be eligible for a Loyalty Bonus of 10% of the expiring Sum Insured subject to a maximum accumulation of 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "restoration_benefit", "value": "Automatic Restoration of Sum Insured: 100% each time, available 3 times per policy year (only for unrelated illnesses)", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "15. Automatic Restoration of Sum Insured ... Such Automatic Restoration is available 3 times at 100% each time, during the Policy Period.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "Per eligible room category in Policy Schedule (proportionate deduction if higher room category opted)", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "the eligible room rent/room category stated 2,00,000/-", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Cashless facility supported through Star Health network (in-house claim processing)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Indemnity-based family floater health policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "ambulance transportation admissible claim for hospitalization under to the hospital/medical centre that the policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization: Domiciliary criteria as under: hospitalization means medical treatment for an illness/disea", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "Preventive Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26046V092526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "min_child_entry_age", "value": 16, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 2000000, 2500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "copayment_pct=20.0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "room_rent_capped_at_pct_of_si", "value": "single_private_ac_room", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "room_rent_capping: \"Single Private A/C Room\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured (Ayurveda, Unani, Siddha, Homeopathy in AYUSH Hospital); Yoga and Naturopathy claims need prior approval.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "limit: 10% of Sum Insured or Rs 50,000 whichever is less; From 16th day after birth, requires mother continuously insured 12 months without break.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "limit: 10% of Sum Insured or Rs 1 lakh whichever is less; Inpatient hospitalization expenses for donor; transplantation claim must be payable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "limit: Automatic Restoration: 3 times in a Policy Year by 100% each. Recharge Benefit: additional indemnity once for remaining policy period.; Restored SI usable only for unrelated illness. Recharge can be used for same hospitalization. Not available for Modern Treatment.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "For treatment exceeding 3 days when hospitalization is not possible. Excludes listed conditions (asthma, bronchitis, hypertension, diabetes, etc.).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "limit: Network provider check-up; Package A (SI Rs 5-10L) or Package B (SI Rs 15-25L)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "Single Private A/C Room", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Single Private A/C Room\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__brochure", "insurer_slug": "star-health", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__brochure.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26046V092526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "min_child_entry_age", "value": 16, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 300000, 500000, 1000000, 1500000, 2000000, 2500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "co_payment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "copayment_pct=20.0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "room_rent_capped_at_pct_of_si", "value": "single_private_ac_room", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping: \"Single Private A/C Room\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "limit: In-patient AYUSH treatment up to Sum Insured; Ayurveda, Unani, Siddha, Homeopathy. Yoga/Naturopathy requires prior approval.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "limit: 10% of SI or Rs 50,000 whichever is less; from 16th day to policy expiry; Mother must be continuously insured for 12 months without break.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "limit: 10% of SI or Rs 1 lakh whichever is less; Donor in-patient hospitalization for organ transplant; transplantation claim must be payable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "limit: Automatic Restoration 3 times at 100% each (SI >= Rs 3L). Plus Recharge Benefit (once per policy period).; Restored SI usable only for unrelated illness. Recharge benefit usable for same hospitalization. Not for Modern Treatment.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "limit: Treatment exceeding 3 days at home; Excludes asthma, bronchitis, hypertension, diabetes, epilepsy, influenza, psychiatric disorders, arthritis and similar listed conditions.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "limit: Network-arranged check-up; Package A (SI Rs 5-10L) / Package B (SI Rs 15L+)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "Single Private A/C Room", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Single Private A/C Room\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__family-health-optima__wordings", "insurer_slug": "star-health", "field": "no_claim_bonus_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/family-health-optima__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP22226V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "CY Unique Identification No.: SHAHLIP22226V012122 PREAMBLE Insured granted by the insurer without an associated increase in premium. The proposal, declaration and other documents given by the proposer", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first 16 Outpatient Expenses In addition to Sum Insured policy commencement date shall be excluded except claims arising due to an accident, provid", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "mpany's authorized personnel. AYUSH Day Care Centre: AYUSH Day Care Centre means and includes Community Day Care Treatment: Day care treatment means medical treatment, and/or surgical Health Centre (C", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses: In patient hospitalization expenses incurred for organ date specified in the schedule. transplantation from the Donor to the Recipient Insured Person are payable provided the cla", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "restoration_benefit", "value": "Restoration of Sum Insured: There shall be automatic restoration of the", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "Restoration of Sum Insured: There shall be automatic restoration of the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "room category occupied by the insured person whilst undergoing treatment in some of the", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "room category occupied by the insured person whilst undergoing treatment in some of the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "copayment_pct", "value": 20, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "Policy shall be subject to a Copayment of 20% applicable to claim amount admissible and payable as per the terms and 7. Medical Concierge Services: The Insured can a", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "on of less than 10,00,000 and Cashless facility: Cashless facility means a facility extended by the insurer to the insured at least 15 in-patient beds in all other places; where the payments, of the c", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier", "insurer_slug": "star-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "bove 20 lakhs 5,00,000/- will indemnify the Insured Person such expenses as are reasonably and necessarily incurred under the heads given below but not exceeding the Limit of Coverage stated in the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP22226V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "min_entry_age", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 1000000, 2000000, 3000000, 5000000, 7500000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__brochure", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/health-premier__brochure.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__wordings", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__wordings", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__wordings", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 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for Donor's expenses only; Includes donor complications requiring redo surgery / ICU.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__wordings", "insurer_slug": "star-health", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "limit: Automatic Restoration once at 100% of SI; Triggers on partial or full utilization; usable for all subsequent claims in policy period; per-claim cap = Limit of Coverage.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__wordings", "insurer_slug": "star-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "limit: Treatment exceeding 3 days at home; Excludes listed common conditions (asthma, hypertension, diabetes, epilepsy, etc.).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__health-premier__wordings", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/health-premier__wordings.pdf", "source_url": "", "source_quote": "limit: Rs 3,000 (SI 10L) up to Rs 10,000 (Floater SI 75L-1Cr) per claim-free year; 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540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "ating doctor is maintained 9. AYUSH Treatment: Medical expenses for Inpatient Hospitalization incurred on treatment d. Insured can avail ‘’Home Care Treatment’’ service on cashless basis from the list", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "copayment_pct", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "nt: This policy is subject to co-payment of 30% for all claims. 6 7 Sublimits C laim Illustration for Sublimit and Co-pay: Treatment for Cerebro Vascular Accident (Ind", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "e Care Treatment’’ service on cashless basis from the list of under Ayurveda, Unani, Siddha and Homeopathy systems of medicines in a AYUSH our Network service providers given in our website ‘’www.star", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "Default indemnity (no explicit alternate type detected)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "Preventive Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26041V082526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "min_entry_age", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "max_entry_age", "value": 75, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 100000, 200000, 300000, 400000, 500000, 750000, 1000000, 1500000, 2000000, 2500000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "co_payment_pct", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "copayment_pct=30.0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "room_rent_capped_at_pct_of_si", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "parsed from room_rent_capping: \"1% of SI per day (SI 1-5L) to Rs 10,000/day (SI 25L)\"", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "limit: AYUSH in-patient up to Sum Insured (excluding Yoga & Naturopathy); Yoga/Naturopathy claims need prior approval.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "limit: Package A (SI Rs 5-7.5L) or Package B (SI Rs 10L+); once per policy year per insured; Initial 30-day waiting from first inception. Tests available at network providers.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "policy_type_indemnity_or_fixed", "value": "senior_citizen", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"senior_citizen\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__senior-citizens-red-carpet__brochure", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "1% of SI per day (SI 1-5L) to Rs 10,000/day (SI 25L)", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/senior-citizens-red-carpet__brochure.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"1% of SI per day (SI 1-5L) to Rs 10,000/day (SI 25L)\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26048V032526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "icy Unique Identification No: SHAHLIP26048V032526 i. Having qualified registered AYUSH PREAMBLE Medical Practitioner(s) in charge; The proposal, declaration and other ii. H aving dedicated AYUSH thera", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "plant and related any illness within 30 days from the first surgeries. policy commencement date shall be 14. Congenital Internal disease / excluded except claims arising due to defect – {except for Un", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": ". Having qualified registered AYUSH PREAMBLE Medical Practitioner(s) in charge; The proposal, declaration and other ii. H aving dedicated AYUSH therapy sections documents given by the proposer sh", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "New Born Baby: Newborn baby means baby means a person who holds a valid registration bor", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses: In patient ‘’www.starhealth.in’’ hospitalization expenses incurred for organ transplantation from the Donor to v. Claim under this benefit forms part the Recipient Insured Person", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "restoration_benefit", "value": "Restoration – illustration", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "Restoration – illustration", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "copayment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "nts earned in two year period co-payment of 10% of each and every will be divided by two. claim amount for fresh as well as renewal *Please refer the Illustrations to", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "deductible_amount", "value": 50000, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "for an Sum Insured aggregate deductible of Rs.50,000 in a year, lets Room Rent , Boarding, understand how this deductible will be applied Nursing Expenses, Surgeon, Anesthe", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "practitioner AND must comply Cashless facility: Cashless facility means a with all minimum criterion as under- facility extended by the insurer to the insured i. has qualified nursing staff under its ", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure", "insurer_slug": "star-health", "field": "policy_type", "value": "hospital-cash", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "Hospital cash / daily benefit policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure__wordings", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26048V032526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure__wordings", "insurer_slug": "star-health", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure__wordings", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure__wordings", "insurer_slug": "star-health", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure__wordings", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 500000, 1000000, 1500000, 2000000, 2500000, 5000000, 7500000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure__wordings", "insurer_slug": "star-health", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-assure__wordings", "insurer_slug": "star-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-assure__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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"source_quote": "Pre-hospitalization Expenses: Medical expenses incurred up to 30 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cancer-care-platinum__wordings", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cancer-care-platinum__wordings.pdf", "source_url": "", "source_quote": "Post Hospitalization Expenses: Medical expenses incurred up to 60 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cancer-care-platinum__wordings", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-cancer-care-platinum__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star 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"last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "and all premium paid thereon AYUSH Day Care Centre: AYUSH Day Care Centre means and includes Community shall be forfeited to the Company in the event of misrepresentation, mis-description or non- Heal", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum", "insurer_slug": "star-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": 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"https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "s or injury that is likely to Cashless facility: Cashless facility means a facility extended by the insurer to the insured respond quickly to treatment which aims to return the person to his or her st", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum", "insurer_slug": "star-health", "field": "policy_type", "value": "benefit", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "Specialty cardiac/critical illness — benefit-based lump-sum on diagnosis", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP22033V022122", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "AYUSH in-patient up to SI in AYUSH Hospital.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "limit: Cardiac/cardiovascular conditions cover; Disease-specific plan focused on cardiac care. Indemnifies hospitalization, surgery, angioplasty, bypass, and related procedures.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "policy_type_indemnity_or_fixed", "value": "disease_specific", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"disease_specific\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care-platinum__wordings", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "Per policy schedule; proportionate deduction on associated medical expenses if higher room chosen", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care-platinum__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Per policy schedule; proportionate deduction on associated medical expenses if higher room chosen\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP22032V052122", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "CY Unique Identification No.: SHAHLIP22032V052122 PREAMBLE policy that provides that the policyholder/insured will bear a specified percentage of the The proposal and declaration given by the proposer", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "the treatment of any illness within 30 days from the first d. Reversal of sterilization policy commencement date shall be excluded except claims arising due to an accident, provided the same are cover", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "Default IRDAI 24-month specific-disease waiting (not explicitly quoted)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "tion 3 - Out-Patient Expenses 30 days prior to the date of hospitalization, for the disease/illness, injury sustained Expenses reasonably and necessarily incurred at any Networked Facility in India he", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "ation expenses incurred up to 60 days after discharge from the The limit of benefit under this Section is Rs.500/- per event subject to a maximum of hospital. The amount payable shall not exceed the s", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "e accessible to the insurance AYUSH Day Care Centre: AYUSH Day Care Centre means and includes Community company's authorized personnel. Health Centre (CHC), Primary Health Centre (PHC), Dispensary, Cl", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "Maternity not explicitly mentioned; presumed excluded in base", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "Organ donor cover not extracted", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "room category occupied by the insured person whilst undergoing treatment in some of the", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "room category occupied by the insured person whilst undergoing treatment in some of the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "copayment_pct", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "3. This policy is subject to Co-payment of 10% of each and every claim amount for fresh the same would be reduced to the extent of prior coverage as well as renewal p", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "ical condition leading to the Cashless facility: Cashless facility means a facility extended by the insurer to the insured impairment of normal physiological function and requires medical treatment; w", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care", "insurer_slug": "star-health", "field": "policy_type", "value": "benefit", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "Specialty cardiac/critical illness — benefit-based lump-sum on diagnosis", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP22032V022122", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "min_entry_age", "value": 10, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 300000, 400000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "AYUSH coverage from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "critical_illness_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "limit: Cardiac/cardiovascular conditions only; Disease-specific cardiac indemnity plan.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "policy_type_indemnity_or_fixed", "value": "disease_specific", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"disease_specific\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-cardiac-care__wordings", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "Per policy schedule", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-cardiac-care__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Per policy schedule\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26044V092526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Star Comprehensive Insurance Policy | UIN : SHAHLIP26044V092526", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Newborn baby (defined as upto 90 days); dependent entry standard 91 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 500000, 750000, 1000000, 1500000, 2000000, 2500000, 5000000, 7500000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Sum Insured 5,00,000 / 7,50,000 / 10,00,000 to 25,00,000 / 50,00,000 / 75,00,000 / 1,00,00,000 (Delivery and New Born SI grid)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period for illness (standard IRDAI Excl03 applied)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 12, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Pre-Existing Diseases: Code Excl 01 ... shall be excluded until the expiry of 12 months of continuous coverage after the date of inception of the first policy with insurer", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "2. Specified disease / procedure waiting period - Code Excl 02 ... shall be excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "maternity_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "i. Benefit under this Section is subject to a waiting period of 24 months from the date of first commencement of Star Comprehensive Insurance Policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "5. Pre-Hospitalization Expenses: Medical expenses incurred for a period not exceeding 60 days prior to the date of hospitalization", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "6. Post-Hospitalization Expenses: Medical expenses incurred for a period up to 90 days from the date of discharge", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "treatments given under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy (AYUSH covered)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "14. Delivery and New Born A. Expenses for a Delivery including Delivery by Caesarean Section (including pre-natal and post-natal expenses) ... subject to a maximum of 2 deliveries in the entire life time of the Insured Person", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "B. Expenses up to the limits mentioned in the table below, incurred in a hospital/nursing home on treatment of the New-born ... including any congenital disorders", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "9. Organ Donor Expenses: In-patient hospitalization expenses incurred for organ transplantation from the Donor to the Recipient Insured Person are payable", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "no_claim_bonus_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Where the Sum Insured under the policy is Rs.7,50,000/-or above, the Insured Person would be entitled to the benefit of Cumulative Bonus calculated at 100% of the Basic Sum Insured under this policy following a claim free year. The maximum benefit of cumulative bonus is 100%", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "restoration_benefit", "value": "Automatic Restoration of Basic Sum Insured by 100%, once per policy period (usable even for same illness)", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "13. Automatic Restoration of Sum Insured: There shall be automatic restoration of the Basic Sum Insured by 100% immediately upon exhaustion of the Basic Sum Insured and accrued Cumulative Bonus if any, once during the Policy Period.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "Per eligible room category in Policy Schedule (proportionate deduction if higher category opted)", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "proportion to the room rent limit / room (proportionate deduction clause applies)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Cashless facility through Star Health in-house claims", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Indemnity-based comprehensive individual / family floater plan", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Air Ambulance: Subject to an admissible expenses incurred for a period not hospitalization claim, the Insured Person(s) exceeding 60 days prior to the", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization: Domiciliary places; Hospitalization means medical treatment for an illness/disease/injury w", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Preventive Health Check-up", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "uin_code", "value": "SHAHLIP26044V092526", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "sum_insured_options", "value": [ 500000, 750000, 1000000, 1500000, 2000000, 2500000, 5000000, 7500000, 10000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "specific_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "https://www.starhealth.in/", "source_quote": "14,000+ network hospitals across India (per official Star Health communications, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "room_rent_capped_at_pct_of_si", "value": "single_private_ac_room", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping: \"Single Private A/C Room or per-day cap per SI tier\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "limit: AYUSH in-patient up to Sum Insured (except Yoga & Naturopathy)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "limit: Delivery expenses covered (after waiting); Subject to specific waiting period.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "limit: Newborn from day 1 (contingent on maternity benefit)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "limit: Up to Basic Sum Insured (in addition to Limit of Coverage); Includes donor complications requiring redo surgery/ICU.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "limit: Automatic Restoration of Sum Insured (refer schedule)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "Coverage for treatment exceeding 3 days at home where hospital admission is not possible or unavailable.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "limit: Health Check-up benefit (limits per SI per claim-free year)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "room_rent_capping", "value": "Single Private A/C Room or per-day cap per SI tier", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Single Private A/C Room or per-day cap per SI tier\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-comprehensive__wordings", "insurer_slug": "star-health", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-comprehensive__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-hospital-cash__brochure.pdf", "source_url": "", "source_quote": "pre-existing diseases. 24 months", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "maternity_coverage", "value": true, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "limit: Child Birth Hospital Cash (Enhanced Plan only); 24-month waiting period from first commencement.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-hospital-cash__brochure.pdf", "source_url": "", "source_quote": "Cashless facility", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/star-health/star-hospital-cash__brochure.pdf", "source_url": "https://www.starhealth.in/health-insurance/daycare-treatment-and-procedures/", "source_quote": "Per insurer baseline (Star Health day-care procedures page; 540+ procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "network_hospital_count from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/star-health/star-hospital-cash__brochure.pdf", "source_url": "", "source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "uin_code", "value": "TATHLIP22176V012122", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/criti-medicare__wordings.pdf", "source_url": "", "source_quote": "UIN: TATHLIP22176V012122", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4; see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": true, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "limit: ", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/criti-medicare__wordings.pdf", "source_url": "", "source_quote": "Cashless facility", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "", "source_url": "https://www.tataaig.com/health-insurance/medicare", "source_quote": "Per insurer baseline (Tata AIG product pages state 540+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "network_hospital_count", "value": 12000, "source_type": "web_url", "source_path": "", "source_url": "https://www.tataaig.com/", "source_quote": "12,000+ Network Hospitals (homepage 'Why TATA AIG' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "policy_type", "value": "group", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/criti-medicare__wordings.pdf", "source_url": "", "source_quote": "classified as group from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "uin_code", "value": "TATHLIP24132V012324", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "• TATA AIG MediCare LITE UIN: TATHLIP24132V012324 Page 1 of 7 TATA AIG MediCare LITE Sr. No. Title Description Policy Clause No. 6. 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Financial limits of The Policy will pay only up to the limits specified hereunder for the following diseases/procedures", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "24 hrs. B15. Hearing Aid B2. Pre-Hospitalisation Expenses - 60 days B16. Daily Cash for choosing Shared B3. Post-Hospitalisation Expenses - 180 days Accommodation B4. Day Care Treatment B17. Daily Cas", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "Cash for choosing Shared B3. Post-Hospitalisation Expenses - 180 days Accommodation B4. Day Care Treatment B17. Daily Cash for Accompanying an Insured Child B5. Organ Donor B18. Second Opinion B6. Dom", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "https://www.tataaig.com/health-insurance/medicare", "source_quote": "Per insurer baseline (Tata AIG product pages state 540+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "mum up to 100% of the Sum B8. AYUSH Benefit - In-Patient or Day Care Insured. 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H", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "newborn_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "Newborn cover not found; typically tied to maternity option", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "Organ Donor B18. Second Opinion B6. Domiciliary Treatment B20. Cumulative Bonus/No Claim Discount - 50% B7. Restore Benefit - Once during the Policy increase in Cumulative Bonus for every claim Year f", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "Cumulative Bonus/No Claim Discount - 50% B7. Restore Benefit - Once during the Policy incr", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "restoration_benefit", "value": "Restore Benefit - Once during the Policy", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "Restore Benefit - Once during the Policy", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "room_rent_capping", "value": "Single private room", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "Single private room", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "No mandatory copay extracted; product may have age-based or zone-based optional copay", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "network_hospital_count", "value": 12000, "source_type": "web_url", "source_path": "", "source_url": "https://www.tataaig.com/", "source_quote": "12,000+ Network Hospitals (homepage 'Why TATA AIG' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "re: Section (5) Procedure For Cashless Service: Notify us at least 48 hours before the planned Hospitalisation. / Within 24 hours after the emergency treatment or Hospitalisation. For Reimbursement of", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite", "insurer_slug": "tata-aig", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "r>> 3. Type of Insurance Both indemnity & benefit 4. Sum Insured (Basis) <> As per Sum Insured mentioned in Policy Schedule . (Along with amount) 5. Policy Coverage B1. In-Patient", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "uin_code", "value": "TATHLIP24132V012324", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "min_entry_age", "value": 18, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "max_renewal_age", "value": 999, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "min_child_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "free_look_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "pre_existing_disease_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "post_hospitalization_days", "value": 180, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "https://www.tataaig.com/health-insurance/medicare", "source_quote": "Per insurer baseline (Tata AIG product pages state 540+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "network_hospital_count", "value": 12000, "source_type": "web_url", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "https://www.tataaig.com/", "source_quote": "12,000+ Network Hospitals (homepage 'Why TATA AIG' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "co_payment_pct", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "copayment_pct=30.0% from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "limit: In-patient or day care AYUSH up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "maternity_coverage", "value": false, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "Maternity excluded (Code Excl 18).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "limit: Restore Benefit - once during Policy Year", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "limit: Up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "limit: Health Checkup benefit (per schedule); Alternatively a 1% no-claim discount can be opted instead of 50% NCB.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "room_rent_capping", "value": "Up to Single Private Room", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "room_rent_capping (verbatim): \"Up to Single Private Room\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-lite__cis", "insurer_slug": "tata-aig", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-lite__cis.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "uin_code", "value": "TATHLIP21257V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "IRDA of India Registration No.:108 • CIN: U85110MH2000PLC128425 • UIN: TATHLIP21257V022021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "min_entry_age", "value": 91, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Newborn baby (aged upto 90 days); dependent child entry standard 91 days", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "max_entry_age", "value": 65, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Adult entry per Policy Schedule (Tata AIG MediCare Premier brochure: 18-65 years)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "initial_waiting_period_days", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "30-day waiting period for illness (standard IRDAI Excl03)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "pre_existing_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "specific_disease_waiting_months", "value": 24, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Specified Disease/Procedure Waiting Period (Code-Excl02): Expenses ... shall be excluded until the expiry of 24 months of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "maternity_waiting_months", "value": 48, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "B21. Maternity Cover We will cover for Maternity Expenses upto a maximum of Rs. 50,000/- per policy subject to a waiting period of 4 years of continuous coverage", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "B2. Pre-Hospitalization expenses We will cover for expenses for Pre-Hospitalization consultations, investigations and medicines incurred upto 60 days before the date of admission", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "B3. Post-Hospitalization expenses ... incurred upto 90 days after discharge from the hospital.", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "https://www.tataaig.com/health-insurance/medicare", "source_quote": "Per insurer baseline (Tata AIG product pages state 540+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "qualified registered AYUSH Medical Practitioner (AYUSH coverage standard inclusion)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "B21. Maternity Cover We will cover for Maternity Expenses upto a maximum of Rs. 50,000/- per policy ... In case of birth of a girl child, the maximum limit ... would be Rs. 60,000/-", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "B22. New Born Baby Cover We will cover for medical expenses incurred for the medically necessary treatment of the new born baby upto Rs.10,000/- for complications related to delivery", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Organ Donor Expenses (standard inclusion in Tata AIG MediCare Premier)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "restoration_benefit", "value": "Restore Benefit: automatic restoration of Basic Sum Insured upon exhaustion, once per policy period", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "B7. Restore benefits We will automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period. This benefit can be availed once during the policy period", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "room_rent_capping", "value": "Per Policy Schedule (Single Private AC Room or higher; voluntary copay for higher category)", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Room Rent means the amount charged (per Policy Schedule entitlement)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "copayment_pct", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "No mandatory base copay (voluntary copay add-on)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "network_hospital_count", "value": 12000, "source_type": "web_url", "source_path": "", "source_url": "https://www.tataaig.com/", "source_quote": "12,000+ Network Hospitals (homepage 'Why TATA AIG' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Cashless facility through Network Provider (standard)", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "policy_type", "value": "indemnity", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Indemnity-based comprehensive plan", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "ambulance_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Ambulance Cover Railway ticket or any other document to We will cover for expenses incurred on show proof of travel transportation of Insured Person i", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier", "insurer_slug": "tata-aig", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__wordings.pdf", "source_url": "", "source_quote": "Domiciliary Hospitalization addition in the Sum Insured granted by the Domiciliary hospitalization means medical insurer", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-premier__cis", "insurer_slug": "tata-aig", "field": "uin_code", "value": "TATHLIP26052V052526", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-premier__cis.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-select__brochure", "insurer_slug": "tata-aig", "field": "min_child_entry_age", "value": 0, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-select__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-select__brochure", "insurer_slug": "tata-aig", "field": "sum_insured_options", "value": [ 500000, 750000, 1000000, 1500000, 2000000, 2500000, 5000000, 7500000, 10000000, 20000000, 30000000 ], "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-select__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare-select__brochure", "insurer_slug": "tata-aig", "field": "grace_period", "value": 30, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare-select__brochure.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); 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see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "maternity_waiting_months", "value": 36, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "pre_hospitalization_days", "value": 60, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "post_hospitalization_days", "value": 90, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4 (D-019); see source PDF for verbatim", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "https://www.tataaig.com/health-insurance/medicare", "source_quote": "Per insurer baseline (Tata AIG product pages state 540+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "network_hospital_count", "value": 12000, "source_type": "web_url", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "https://www.tataaig.com/", "source_quote": "12,000+ Network Hospitals (homepage 'Why TATA AIG' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "policy_term_options_years", "value": [ 1 ], "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "premium_payment_term_years from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: In-patient AYUSH treatment up to Sum Insured", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "maternity_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: Maternity benefit (per Schedule); Subject to maternity waiting period.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "newborn_coverage", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: First-year vaccinations (Typhoid, HPV after 2 yrs, Hep B after 2 yrs)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "organ_donor_expenses", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: Medical/surgical expenses for harvesting (donor in compliance with Transplantation of Human Organs Act); Insured must be the recipient; in-patient claim must be admitted.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "restoration_benefit", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: Automatic restore of Basic Sum Insured once per policy period; Usable for unrelated illness or related illness after 45 days from earlier discharge. Family floater: applies to all insured. Annual basis for multi-year. Unutilized not carried forward. Not for Global Cover (B13).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "domiciliary_treatment", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: Treatment exceeding 3 days at home; Excludes enteral feeding and end-of-life care.", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "worldwide_emergency_cover", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: Global Cover for planned hospitalisation (Section B13); Only basic SI + Cumulative Bonus usable (not restored SI).", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "preventive_health_checkup", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "limit: Per Schedule", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "cashless_treatment_supported", "value": true, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "no_claim_bonus_cap_pct", "value": 100, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_cap_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "tat_cashless_authorization_hours", "value": 1, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "tat_cashless_authorization_hours from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "geographic_coverage", "value": "pan_india", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "geographic_coverage from extracted PDF data: \"pan_india\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "policy_type_indemnity_or_fixed", "value": "family_floater", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "policy_type from extracted PDF data: \"family_floater\"", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__medicare__wordings", "insurer_slug": "tata-aig", "field": "no_claim_bonus_pct", "value": 50, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/medicare__wordings.pdf", "source_url": "", "source_quote": "no_claim_bonus_pct from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "uin_code", "value": "TATHLIP21255V022021", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/wellsurance-family__cis.pdf", "source_url": "", "source_quote": "UIN: TATHLIP21255V022021", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "max_renewal_age", "value": 99, "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/wellsurance-family__cis.pdf", "source_url": "", "source_quote": "life-long renewable, subject to application for renew", "confidence": "unspecified", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "pre_existing_disease_waiting_months", "value": 48, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "extracted from PDF policy document by NIM DeepSeek-V4; see source PDF for verbatim", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "maternity_coverage", "value": false, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "maternity_coverage.covered=false from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": false, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "ayush_coverage.covered=false from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "cashless_treatment_supported", "value": false, "source_type": "missing", "source_path": "", "source_url": "", "source_quote": "cashless_treatment_supported from extracted PDF data", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "day_care_treatments_count", "value": 540, "source_type": "web_url", "source_path": "rag/corpus/tata-aig/wellsurance-family__cis.pdf", "source_url": "https://www.tataaig.com/health-insurance/medicare", "source_quote": "Per insurer baseline (Tata AIG product pages state 540+ day care procedures)", "confidence": "medium", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "network_hospital_count", "value": 12000, "source_type": "web_url", "source_path": "", "source_url": "https://www.tataaig.com/", "source_quote": "12,000+ Network Hospitals (homepage 'Why TATA AIG' section, scraped 2026-05-15)", "confidence": "high", "verified": null, "last_verified": null }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "policy_type", "value": "hospital_cash", "source_type": "policy_pdf", "source_path": "rag/corpus/tata-aig/wellsurance-family__cis.pdf", "source_url": "", "source_quote": "classified as hospital_cash from PDF heuristics", "confidence": "unspecified", "verified": null, "last_verified": null } ], "insurer_reviews": [ { "insurer_slug": "acko", "field": "claim_settlement_ratio_pct", "value": 96.31, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/acko-health-insurance-claim-settlement-ratio/", "company_url": "https://www.acko.com/health-insurance/claim-settlement-ratio/", "year": "FY 2023-24", "notes": "Health-specific CSR from Acko public disclosure (Form NL-37). Complaints metric is 'per 10K claims' from IRDAI FY24-25; comparable proxy for per-10K-policies. Acko also led private GI insurers with 99.91% of claims paid within 3 months in 2023-24." }, { "insurer_slug": "acko", "field": "complaints_per_10k_policies", "value": 16, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://joinditto.in/articles/health-insurance/acko-health-insurance-claim-settlement-ratio/", "company_url": "https://www.acko.com/health-insurance/claim-settlement-ratio/", "year": "FY 2024-25", "notes": "Health-specific CSR from Acko public disclosure (Form NL-37). Complaints metric is 'per 10K claims' from IRDAI FY24-25; comparable proxy for per-10K-policies. Acko also led private GI insurers with 99.91% of claims paid within 3 months in 2023-24." }, { "insurer_slug": "acko", "field": "three_year_avg_csr_pct", "value": 96.5, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/acko-health-insurance-claim-settlement-ratio/", "company_url": "https://www.acko.com/health-insurance/claim-settlement-ratio/", "year": "FY 2023-24", "notes": "Health-specific CSR from Acko public disclosure (Form NL-37). Complaints metric is 'per 10K claims' from IRDAI FY24-25; comparable proxy for per-10K-policies. Acko also led private GI insurers with 99.91% of claims paid within 3 months in 2023-24." }, { "insurer_slug": "aditya-birla", "field": "claim_settlement_ratio_pct", "value": 92.97, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/aditya-birla-health-insurance/claim-settlement-ratio/", "company_url": "https://www.angelone.in/news/market-updates/aditya-birla-health-insurance-claims-settlement-ratio-analysis-for-2024-25", "year": "2023-24", "notes": "" }, { "insurer_slug": "aditya-birla", "field": "complaints_per_10k_policies", "value": 13, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/aditya-birla-health-insurance/claim-settlement-ratio/", "company_url": "https://www.angelone.in/news/market-updates/aditya-birla-health-insurance-claims-settlement-ratio-analysis-for-2024-25", "year": "2023-24", "notes": "" }, { "insurer_slug": "aditya-birla", "field": "incurred_claim_ratio_pct", "value": 71.5, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/aditya-birla-health-insurance/claim-settlement-ratio/", "company_url": "https://www.angelone.in/news/market-updates/aditya-birla-health-insurance-claims-settlement-ratio-analysis-for-2024-25", "year": "2023-24", "notes": "" }, { "insurer_slug": "bajaj-allianz", "field": "claim_settlement_ratio_pct", "value": 92.24, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/bajaj-general-health-insurance/claim-settlement-ratio/", "company_url": "https://www.bajajgeneralinsurance.com/about-us/financial-information.html", "year": "2023-24", "notes": "" }, { "insurer_slug": "bajaj-allianz", "field": "complaints_per_10k_policies", "value": 3, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/bajaj-general-health-insurance/claim-settlement-ratio/", "company_url": "https://www.bajajgeneralinsurance.com/about-us/financial-information.html", "year": "2023-24", "notes": "" }, { "insurer_slug": "bajaj-allianz", "field": "incurred_claim_ratio_pct", "value": 76.0, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/bajaj-general-health-insurance/claim-settlement-ratio/", "company_url": "https://www.bajajgeneralinsurance.com/about-us/financial-information.html", "year": "2023-24", "notes": "" }, { "insurer_slug": "bajaj-allianz", "field": "three_year_avg_csr_pct", "value": 96.78, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/bajaj-general-health-insurance/claim-settlement-ratio/", "company_url": "https://www.bajajgeneralinsurance.com/about-us/financial-information.html", "year": "2023-24", "notes": "" }, { "insurer_slug": "care-health", "field": "claim_settlement_ratio_pct", "value": 93.13, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/religare-health-insurance/claim-settlement-ratio/", "company_url": "https://www.careinsurance.com/health-insurance/health-insurance-claim-settlement-ratio", "year": "2023-24 (3-year avg)", "notes": "" }, { "insurer_slug": "care-health", "field": "complaints_per_10k_policies", "value": 42, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/religare-health-insurance/claim-settlement-ratio/", "company_url": "https://www.careinsurance.com/health-insurance/health-insurance-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "care-health", "field": "claims_rejected_fy24", "value": 76903, "source_type": "irdai", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/religare-health-insurance/claim-settlement-ratio/", "company_url": "https://www.careinsurance.com/health-insurance/health-insurance-claim-settlement-ratio", "year": "2023-24 (3-year avg)", "notes": "" }, { "insurer_slug": "care-health", "field": "incurred_claim_ratio_pct", "value": 57.69, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/religare-health-insurance/claim-settlement-ratio/", "company_url": "https://www.careinsurance.com/health-insurance/health-insurance-claim-settlement-ratio", "year": "2023-24 (3-year avg)", "notes": "" }, { "insurer_slug": "cholamandalam", "field": "claim_settlement_ratio_pct", "value": 94.5, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/cholamandalam-ms-health-insurance/claim-settlement-ratio/", "company_url": "https://www.cholainsurance.com/", "year": "FY 2023-24", "notes": "Cholamandalam settled 96.52% of claims in <30 days in FY24. ICR 73.04% per IRDAI 2023-24. CSR 94.5% from PolicyX aggregator (sourced from public disclosure)." }, { "insurer_slug": "cholamandalam", "field": "complaints_per_10k_policies", "value": 13, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://www.policyx.com/health-insurance/cholamandalam-ms-health-insurance/claim-settlement-ratio/", "company_url": "https://www.cholainsurance.com/", "year": "FY 2024-25", "notes": "Cholamandalam settled 96.52% of claims in <30 days in FY24. ICR 73.04% per IRDAI 2023-24. CSR 94.5% from PolicyX aggregator (sourced from public disclosure)." }, { "insurer_slug": "cholamandalam", "field": "incurred_claim_ratio_pct", "value": 73.04, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/cholamandalam-ms-health-insurance/claim-settlement-ratio/", "company_url": "https://www.cholainsurance.com/", "year": "FY 2023-24", "notes": "Cholamandalam settled 96.52% of claims in <30 days in FY24. ICR 73.04% per IRDAI 2023-24. CSR 94.5% from PolicyX aggregator (sourced from public disclosure)." }, { "insurer_slug": "go-digit", "field": "claim_settlement_ratio_pct", "value": 90.69, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/digit-health-insurance/claim-settlement-ratio/", "company_url": "https://www.godigit.com/digest/reports/transparency-report-10", "year": "FY 2023-24", "notes": "Go Digit was the highest payer among private GI insurers with ICR 93.87% (Rs 4.69 of every Rs 5 claimed) in FY 2023-24. CSR 90.69% per IRDAI public disclosure March 2024." }, { "insurer_slug": "go-digit", "field": "complaints_per_10k_policies", "value": 19, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://www.policybazaar.com/insurance-companies/digit-health-insurance/claim-settlement-ratio/", "company_url": "https://www.godigit.com/digest/reports/transparency-report-10", "year": "FY 2024-25", "notes": "Go Digit was the highest payer among private GI insurers with ICR 93.87% (Rs 4.69 of every Rs 5 claimed) in FY 2023-24. CSR 90.69% per IRDAI public disclosure March 2024." }, { "insurer_slug": "go-digit", "field": "incurred_claim_ratio_pct", "value": 93.87, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/digit-health-insurance/claim-settlement-ratio/", "company_url": "https://www.godigit.com/digest/reports/transparency-report-10", "year": "FY 2023-24", "notes": "Go Digit was the highest payer among private GI insurers with ICR 93.87% (Rs 4.69 of every Rs 5 claimed) in FY 2023-24. CSR 90.69% per IRDAI public disclosure March 2024." }, { "insurer_slug": "hdfc-ergo", "field": "claim_settlement_ratio_pct", "value": 99.1, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "http://web.archive.org/web/20260211155805/https://www.policybazaar.com/insurance-companies/hdfc-ergo-health-insurance/claim-settlement-ratio/", "company_url": "https://www.hdfcergo.com/blogs/health-insurance/hdfc-ergo-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "hdfc-ergo", "field": "complaints_per_10k_policies", "value": 15, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "http://web.archive.org/web/20260211155805/https://www.policybazaar.com/insurance-companies/hdfc-ergo-health-insurance/claim-settlement-ratio/", "company_url": "https://www.hdfcergo.com/blogs/health-insurance/hdfc-ergo-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "hdfc-ergo", "field": "incurred_claim_ratio_pct", "value": 88.0, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "http://web.archive.org/web/20260211155805/https://www.policybazaar.com/insurance-companies/hdfc-ergo-health-insurance/claim-settlement-ratio/", "company_url": "https://www.hdfcergo.com/blogs/health-insurance/hdfc-ergo-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "hdfc-ergo", "field": "three_year_avg_csr_pct", "value": 96.71, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "http://web.archive.org/web/20260211155805/https://www.policybazaar.com/insurance-companies/hdfc-ergo-health-insurance/claim-settlement-ratio/", "company_url": "https://www.hdfcergo.com/blogs/health-insurance/hdfc-ergo-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "icici-lombard", "field": "claim_settlement_ratio_pct", "value": 85.0, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/icici-lombard-health-insurance/claim-settlement-ratio/", "company_url": "https://www.icicilombard.com/health-insurance/blogs/icici-lombard-health-insurance-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "icici-lombard", "field": "complaints_per_10k_policies", "value": 10, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/icici-lombard-health-insurance/claim-settlement-ratio/", "company_url": "https://www.icicilombard.com/health-insurance/blogs/icici-lombard-health-insurance-claim-settlement-ratio", "year": "2023-24 (3-year avg ~9-10)", "notes": "" }, { "insurer_slug": "icici-lombard", "field": "incurred_claim_ratio_pct", "value": 78.67, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/icici-lombard-health-insurance/claim-settlement-ratio/", "company_url": "https://www.icicilombard.com/health-insurance/blogs/icici-lombard-health-insurance-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "icici-lombard", "field": "three_year_avg_csr_pct", "value": 84.5, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/icici-lombard-health-insurance/claim-settlement-ratio/", "company_url": "https://www.icicilombard.com/health-insurance/blogs/icici-lombard-health-insurance-claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "iffco-tokio", "field": "claim_settlement_ratio_pct", "value": 96.33, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/iffco-tokio-health-insurance/claim-settlement-ratio/", "company_url": "https://www.iffcotokio.co.in/content/dam/iffcotokio/iffco-pdf/public-disclosure-march-2024.pdf", "year": "FY 2023-24", "notes": "IFFCO Tokio CSR 96.33% per IRDAI 2023-24 (PolicyX). Complaints per 10K claims at 41 places IFFCO Tokio above the 20-per-10K industry benchmark." }, { "insurer_slug": "iffco-tokio", "field": "complaints_per_10k_policies", "value": 41, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://www.policyx.com/health-insurance/iffco-tokio-health-insurance/claim-settlement-ratio/", "company_url": "https://www.iffcotokio.co.in/content/dam/iffcotokio/iffco-pdf/public-disclosure-march-2024.pdf", "year": "FY 2024-25", "notes": "IFFCO Tokio CSR 96.33% per IRDAI 2023-24 (PolicyX). Complaints per 10K claims at 41 places IFFCO Tokio above the 20-per-10K industry benchmark." }, { "insurer_slug": "iffco-tokio", "field": "incurred_claim_ratio_pct", "value": 86.33, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/iffco-tokio-health-insurance/claim-settlement-ratio/", "company_url": "https://www.iffcotokio.co.in/content/dam/iffcotokio/iffco-pdf/public-disclosure-march-2024.pdf", "year": "FY 2023-24", "notes": "IFFCO Tokio CSR 96.33% per IRDAI 2023-24 (PolicyX). Complaints per 10K claims at 41 places IFFCO Tokio above the 20-per-10K industry benchmark." }, { "insurer_slug": "indusind-general", "field": "claim_settlement_ratio_pct", "value": 86.38, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.beshak.org/insurance/insurance-companies/indus-ind-general-insurance-company-limited/claim-settlement-ratio/", "company_url": "https://www.indusindinsurance.com/insurance/press-release/news-and-coverage/reliance-general-insurance-has-one-of-the-highest-claim-settlement-ratios-in-the-country.aspx", "year": "FY 2024-25", "notes": "IndusInd General Insurance is the rebrand of Reliance General Insurance (rebrand October 2025). Predecessor Reliance General had CSR 98.75% (claims settled in <3 months) in FY 2023-24 and 99.32% in FY 2024-25. Standalone post-rebrand health-only CSR is 86.38% per Beshak/public disclosure FY24-25. Co" }, { "insurer_slug": "manipalcigna", "field": "claim_settlement_ratio_pct", "value": 99.0, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/manipalcigna-health-insurance/claim-settlement-ratio/", "company_url": "https://www.manipalcigna.com/blog/claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "manipalcigna", "field": "complaints_per_10k_policies", "value": 24, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/manipalcigna-health-insurance/claim-settlement-ratio/", "company_url": "https://www.manipalcigna.com/blog/claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "manipalcigna", "field": "incurred_claim_ratio_pct", "value": 74.81, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/manipalcigna-health-insurance/claim-settlement-ratio/", "company_url": "https://www.manipalcigna.com/blog/claim-settlement-ratio", "year": "2023-24", "notes": "" }, { "insurer_slug": "national-insurance", "field": "claim_settlement_ratio_pct", "value": 91.18, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/national-health-insurance/claim-settlement-ratio/", "company_url": "https://nationalinsurance.nic.co.in/", "year": "FY 2023-24", "notes": "National Insurance is a public-sector general insurer. Ranked 4th by absolute complaint volume in FY24 (2,196 complaints per Business Standard). FY24-25 CSR rose to 91.79% per IRDAI 2026 release. Complaints per 10K claims = 29 (above 20-benchmark)." }, { "insurer_slug": "national-insurance", "field": "complaints_per_10k_policies", "value": 29, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://www.policyx.com/health-insurance/national-health-insurance/claim-settlement-ratio/", "company_url": "https://nationalinsurance.nic.co.in/", "year": "FY 2024-25", "notes": "National Insurance is a public-sector general insurer. Ranked 4th by absolute complaint volume in FY24 (2,196 complaints per Business Standard). FY24-25 CSR rose to 91.79% per IRDAI 2026 release. Complaints per 10K claims = 29 (above 20-benchmark)." }, { "insurer_slug": "national-insurance", "field": "incurred_claim_ratio_pct", "value": 95.9, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/national-health-insurance/claim-settlement-ratio/", "company_url": "https://nationalinsurance.nic.co.in/", "year": "FY 2023-24", "notes": "National Insurance is a public-sector general insurer. Ranked 4th by absolute complaint volume in FY24 (2,196 complaints per Business Standard). FY24-25 CSR rose to 91.79% per IRDAI 2026 release. Complaints per 10K claims = 29 (above 20-benchmark)." }, { "insurer_slug": "new-india", "field": "claim_settlement_ratio_pct", "value": 95.04, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/new-india-assurance-health-insurance/claim-settlement-ratio/", "company_url": "https://www.newindia.co.in/public-disclosure", "year": "2023-24 (by claim count)", "notes": "" }, { "insurer_slug": "new-india", "field": "complaints_per_10k_policies", "value": 20, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/new-india-assurance-health-insurance/claim-settlement-ratio/", "company_url": "https://www.newindia.co.in/public-disclosure", "year": "2023-24", "notes": "" }, { "insurer_slug": "new-india", "field": "incurred_claim_ratio_pct", "value": 103.38, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/new-india-assurance-health-insurance/claim-settlement-ratio/", "company_url": "https://www.newindia.co.in/public-disclosure", "year": "2023-24 (by claim count)", "notes": "" }, { "insurer_slug": "new-india", "field": "claim_amount_settlement_pct", "value": 98.74, "source_type": "irdai", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/new-india-assurance-health-insurance/claim-settlement-ratio/", "company_url": "https://www.newindia.co.in/public-disclosure", "year": "2023-24 (by claim count)", "notes": "" }, { "insurer_slug": "niva-bupa", "field": "claim_settlement_ratio_pct", "value": 91.62, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/niva-bupa-health-insurance-claim-settlement-ratio/", "company_url": "", "year": "2023-24 (3-year avg through FY25)", "notes": "" }, { "insurer_slug": "niva-bupa", "field": "complaints_per_10k_policies", "value": 43, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/niva-bupa-health-insurance-claim-settlement-ratio/", "company_url": "", "year": "2023-24", "notes": "" }, { "insurer_slug": "niva-bupa", "field": "incurred_claim_ratio_pct", "value": 59.0, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/niva-bupa-health-insurance-claim-settlement-ratio/", "company_url": "", "year": "2023-24 (3-year avg through FY25)", "notes": "" }, { "insurer_slug": "oriental-insurance", "field": "claim_settlement_ratio_pct", "value": 93.96, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/oriental-health-insurance/claim-settlement-ratio/", "company_url": "https://orientalinsurance.org.in/", "year": "FY 2023-24", "notes": "Oriental Insurance is a public-sector general insurer. CSR 93.96% per IRDAI 2023-24 aggregated by PolicyX. ICR 98.89% (near break-even on premium-vs-claims). FY24-25 CSR per IRDAI 2026 release = 90.17%. Per-10K complaints not separately surfaced in the IRDAI FY24-25 grievance digest." }, { "insurer_slug": "oriental-insurance", "field": "incurred_claim_ratio_pct", "value": 98.89, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/oriental-health-insurance/claim-settlement-ratio/", "company_url": "https://orientalinsurance.org.in/", "year": "FY 2023-24", "notes": "Oriental Insurance is a public-sector general insurer. CSR 93.96% per IRDAI 2023-24 aggregated by PolicyX. ICR 98.89% (near break-even on premium-vs-claims). FY24-25 CSR per IRDAI 2026 release = 90.17%. Per-10K complaints not separately surfaced in the IRDAI FY24-25 grievance digest." }, { "insurer_slug": "reliance-general", "field": "claim_settlement_ratio_pct", "value": 98.75, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/reliance-health-insurance/claim-settlement-ratio/", "company_url": "https://www.indusindinsurance.com/insurance/press-release/news-and-coverage/reliance-general-insurance-has-one-of-the-highest-claim-settlement-ratios-in-the-country.aspx", "year": "FY 2023-24", "notes": "Reliance General Insurance topped private GI insurers with 98.75% claims paid within 3 months in FY 2023-24. Complaints per 10K claims = 5 (well below industry benchmark of 20). Insurer rebranded to IndusInd General Insurance in October 2025." }, { "insurer_slug": "reliance-general", "field": "complaints_per_10k_policies", "value": 5, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://www.policybazaar.com/insurance-companies/reliance-health-insurance/claim-settlement-ratio/", "company_url": "https://www.indusindinsurance.com/insurance/press-release/news-and-coverage/reliance-general-insurance-has-one-of-the-highest-claim-settlement-ratios-in-the-country.aspx", "year": "FY 2024-25", "notes": "Reliance General Insurance topped private GI insurers with 98.75% claims paid within 3 months in FY 2023-24. Complaints per 10K claims = 5 (well below industry benchmark of 20). Insurer rebranded to IndusInd General Insurance in October 2025." }, { "insurer_slug": "reliance-general", "field": "incurred_claim_ratio_pct", "value": 81.06, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policybazaar.com/insurance-companies/reliance-health-insurance/claim-settlement-ratio/", "company_url": "https://www.indusindinsurance.com/insurance/press-release/news-and-coverage/reliance-general-insurance-has-one-of-the-highest-claim-settlement-ratios-in-the-country.aspx", "year": "FY 2023-24", "notes": "Reliance General Insurance topped private GI insurers with 98.75% claims paid within 3 months in FY 2023-24. Complaints per 10K claims = 5 (well below industry benchmark of 20). Insurer rebranded to IndusInd General Insurance in October 2025." }, { "insurer_slug": "royal-sundaram", "field": "claim_settlement_ratio_pct", "value": 95.95, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/royal-sundaram-health-insurance/claim-settlement-ratio/", "company_url": "https://www.royalsundaram.in/", "year": "FY 2023-24", "notes": "Royal Sundaram CSR 95.95% (industry avg 94.21%). Complaints per 10K claims = 18 (just below 20-benchmark). ICR 77.62% per PolicyX FY24." }, { "insurer_slug": "royal-sundaram", "field": "complaints_per_10k_policies", "value": 18, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://www.policyx.com/health-insurance/royal-sundaram-health-insurance/claim-settlement-ratio/", "company_url": "https://www.royalsundaram.in/", "year": "FY 2024-25", "notes": "Royal Sundaram CSR 95.95% (industry avg 94.21%). Complaints per 10K claims = 18 (just below 20-benchmark). ICR 77.62% per PolicyX FY24." }, { "insurer_slug": "royal-sundaram", "field": "incurred_claim_ratio_pct", "value": 77.62, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/royal-sundaram-health-insurance/claim-settlement-ratio/", "company_url": "https://www.royalsundaram.in/", "year": "FY 2023-24", "notes": "Royal Sundaram CSR 95.95% (industry avg 94.21%). Complaints per 10K claims = 18 (just below 20-benchmark). ICR 77.62% per PolicyX FY24." }, { "insurer_slug": "sbi-general", "field": "claim_settlement_ratio_pct", "value": 96.14, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/sbi-health-insurance-claim-settlement-ratio/", "company_url": "https://www.sbigeneral.in/", "year": "FY 2022-25 (3-yr avg)", "notes": "SBI General 3-yr avg CSR (FY22-25) = 96.14% per Ditto (industry avg 91.22%). ICR 82.19% per FY24-25 IRDAI. Complaints per 10K claims = 15 (well below 20-benchmark). PolicyX shows SBI General CSR as 0% in their data-lab listing which is a confirmed PolicyX data error (excluded)." }, { "insurer_slug": "sbi-general", "field": "complaints_per_10k_policies", "value": 15, "source_type": "irdai_complaints", "source_url": "https://algatesinsurance.in/insurance-infographic/health-insurance-claims-complaints-volume/", "secondary_url": "https://joinditto.in/articles/health-insurance/sbi-health-insurance-claim-settlement-ratio/", "company_url": "https://www.sbigeneral.in/", "year": "FY 2024-25", "notes": "SBI General 3-yr avg CSR (FY22-25) = 96.14% per Ditto (industry avg 91.22%). ICR 82.19% per FY24-25 IRDAI. Complaints per 10K claims = 15 (well below 20-benchmark). PolicyX shows SBI General CSR as 0% in their data-lab listing which is a confirmed PolicyX data error (excluded)." }, { "insurer_slug": "sbi-general", "field": "incurred_claim_ratio_pct", "value": 82.19, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/sbi-health-insurance-claim-settlement-ratio/", "company_url": "https://www.sbigeneral.in/", "year": "FY 2022-25 (3-yr avg)", "notes": "SBI General 3-yr avg CSR (FY22-25) = 96.14% per Ditto (industry avg 91.22%). ICR 82.19% per FY24-25 IRDAI. Complaints per 10K claims = 15 (well below 20-benchmark). PolicyX shows SBI General CSR as 0% in their data-lab listing which is a confirmed PolicyX data error (excluded)." }, { "insurer_slug": "sbi-general", "field": "three_year_avg_csr_pct", "value": 96.14, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://joinditto.in/articles/health-insurance/sbi-health-insurance-claim-settlement-ratio/", "company_url": "https://www.sbigeneral.in/", "year": "FY 2022-25 (3-yr avg)", "notes": "SBI General 3-yr avg CSR (FY22-25) = 96.14% per Ditto (industry avg 91.22%). ICR 82.19% per FY24-25 IRDAI. Complaints per 10K claims = 15 (well below 20-benchmark). PolicyX shows SBI General CSR as 0% in their data-lab listing which is a confirmed PolicyX data error (excluded)." }, { "insurer_slug": "star-health", "field": "claim_settlement_ratio_pct", "value": 82.31, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.business-standard.com/finance/personal-finance/star-health-care-niva-bupa-record-most-policyholder-complaints-in-fy24-125090100487_1.html", "company_url": "", "year": "2023-24", "notes": "" }, { "insurer_slug": "star-health", "field": "complaints_per_10k_policies", "value": 52, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.business-standard.com/finance/personal-finance/star-health-care-niva-bupa-record-most-policyholder-complaints-in-fy24-125090100487_1.html", "company_url": "", "year": "2023-24", "notes": "" }, { "insurer_slug": "star-health", "field": "total_complaints_fy24", "value": 13308, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.business-standard.com/finance/personal-finance/star-health-care-niva-bupa-record-most-policyholder-complaints-in-fy24-125090100487_1.html", "company_url": "", "year": "2023-24", "notes": "" }, { "insurer_slug": "star-health", "field": "claims_rejected_fy24", "value": 296356, "source_type": "irdai", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.business-standard.com/finance/personal-finance/star-health-care-niva-bupa-record-most-policyholder-complaints-in-fy24-125090100487_1.html", "company_url": "", "year": "2023-24", "notes": "" }, { "insurer_slug": "star-health", "field": "incurred_claim_ratio_pct", "value": 66.47, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.business-standard.com/finance/personal-finance/star-health-care-niva-bupa-record-most-policyholder-complaints-in-fy24-125090100487_1.html", "company_url": "", "year": "2023-24", "notes": "" }, { "insurer_slug": "tata-aig", "field": "claim_settlement_ratio_pct", "value": 88.72, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/tata-aig-health-insurance/claim-settlement-ratio/", "company_url": "", "year": "2023-24 (3-year avg)", "notes": "" }, { "insurer_slug": "tata-aig", "field": "complaints_per_10k_policies", "value": 11, "source_type": "irdai_complaints", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/tata-aig-health-insurance/claim-settlement-ratio/", "company_url": "", "year": "2023-24 (3-year avg ~10.65)", "notes": "" }, { "insurer_slug": "tata-aig", "field": "incurred_claim_ratio_pct", "value": 76.24, "source_type": "irdai_annual_report", "source_url": "https://irdai.gov.in/document-detail?documentId=6436847", "secondary_url": "https://www.policyx.com/health-insurance/tata-aig-health-insurance/claim-settlement-ratio/", "company_url": "", "year": "2023-24 (3-year avg)", "notes": "" } ], "premiums": [ { "policy_id": "hdfc-ergo-optima-secure", "policy_name": "HDFC ERGO my:Optima Secure", "field": "annual_premium_inr", "value": 4800, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/hdfc-ergo-health-insurance/optima-secure-plan/", "source_note": "PolicyBazaar tile: Rs 400/month for 30M/29F Delhi no PED, 5L SI" }, { "policy_id": "hdfc-ergo-optima-secure", "policy_name": "HDFC ERGO my:Optima Secure", "field": "annual_premium_inr", "value": 6492, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/hdfc-ergo-health-insurance/optima-secure-plan/", "source_note": "PolicyBazaar tile: Rs 541/month for 30M/29F Delhi no PED, 10L SI" }, { "policy_id": "hdfc-ergo-optima-secure", "policy_name": "HDFC ERGO my:Optima Secure", "field": "annual_premium_inr", "value": 9089, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "anchor 30/10L * age_multiplier(36-45)/age_multiplier(26-35) = 6492 * 1.4" }, { "policy_id": "hdfc-ergo-optima-secure", "policy_name": "HDFC ERGO my:Optima Secure", "field": "annual_premium_inr", "value": 22500, "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "anchor 30/10L * age 1.4-2.1 * floater 1.65" }, { "policy_id": "hdfc-ergo-optima-secure", "policy_name": "HDFC ERGO my:Optima Secure", "field": "annual_premium_inr", "value": 35200, "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "anchor 30/5L=4800 * SI 3.1 * floater 2.4" }, { "policy_id": "hdfc-ergo-optima-restore", "policy_name": "HDFC ERGO Optima Restore", "field": "annual_premium_inr", "value": 6800, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "Optima Restore typically ~40% higher than Optima Secure entry for same age/SI per Beshak comparison" }, { "policy_id": "hdfc-ergo-optima-restore", "policy_name": "HDFC ERGO Optima Restore", "field": "annual_premium_inr", "value": 9100, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "hdfc-ergo-optima-restore", "policy_name": "HDFC ERGO Optima Restore", "field": "annual_premium_inr", "value": 21000, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "hdfc-ergo-optima-plus", "policy_name": "HDFC ERGO Optima Plus", "field": "annual_premium_inr", "value": 7200, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/hdfc-ergo-health-insurance/optima-plus-insurance-plan/", "source_note": "starts ~50% higher than Optima Secure tile in PolicyBazaar listing" }, { "policy_id": "hdfc-ergo-optima-plus", "policy_name": "HDFC ERGO Optima Plus", "field": "annual_premium_inr", "value": 16000, "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "hdfc-ergo-energy", "policy_name": "HDFC ERGO Energy (Diabetes/Hypertension focused)", "field": "annual_premium_inr", "value": 9180, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "hdfc-ergo-energy", "policy_name": "HDFC ERGO Energy (Diabetes/Hypertension focused)", "field": "annual_premium_inr", "value": 21840, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "hdfc-ergo-energy", "policy_name": "HDFC ERGO Energy (Diabetes/Hypertension focused)", "field": "annual_premium_inr", "value": 54100, "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "care-health-care-supreme", "policy_name": "Care Health Care Supreme", "field": "annual_premium_inr", "value": 4800, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/religare-health-insurance/care-supreme/", "source_note": "PolicyBazaar tile: Rs 400/month for 30M/29F Delhi no PED, 5L SI" }, { "policy_id": "care-health-care-supreme", "policy_name": "Care Health Care Supreme", "field": "annual_premium_inr", "value": 6492, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/religare-health-insurance/care-supreme/", "source_note": "PolicyBazaar tile: Rs 541/month for 30M/29F Delhi no PED, 10L SI" }, { "policy_id": "care-health-care-supreme", "policy_name": "Care Health Care Supreme", "field": "annual_premium_inr", "value": 9089, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "care-health-care-supreme", "policy_name": "Care Health Care Supreme", "field": "annual_premium_inr", "value": 33800, "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "care-health-care-supreme", "policy_name": "Care Health Care Supreme", "field": "annual_premium_inr", "value": 49500, "sample_profile": { "age": 50, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "care-health-care-classic", "policy_name": "Care Health Care Classic", "field": "annual_premium_inr", "value": 5400, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/religare-health-insurance/", "source_note": "Care Classic is base variant of Care; ~12% above Supreme entry per Care brochure" }, { "policy_id": "care-health-care-classic", "policy_name": "Care Health Care Classic", "field": "annual_premium_inr", "value": 7300, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "care-health-care-senior", "policy_name": "Care Health Care Senior", "field": "annual_premium_inr", "value": 22500, "sample_profile": { "age": 65, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/religare-health-insurance/senior-citizens/", "source_note": "Care Senior typical 65-year-old 5L entry per PolicyBazaar listing tier" }, { "policy_id": "care-health-care-senior", "policy_name": "Care Health Care Senior", "field": "annual_premium_inr", "value": 32500, "sample_profile": { "age": 65, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "care-health-care-senior", "policy_name": "Care Health Care Senior", "field": "annual_premium_inr", "value": 31000, "sample_profile": { "age": 70, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "care-health-care-advantage", "policy_name": "Care Health Care Advantage", "field": "annual_premium_inr", "value": 5100, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.careinsurance.com/product/care-supreme", "source_note": "Advantage variant priced between Classic and Supreme; brochure-indicated entry" }, { "policy_id": "aditya-birla-activ-assure-diamond", "policy_name": "Aditya Birla Activ Assure Diamond", "field": "annual_premium_inr", "value": 8215, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.adityabirlacapital.com/healthinsurance/activ-assure-diamond", "source_note": "Aditya Birla official site: 'starts from Rs 8,215/yr for self age 30, SI 5L'" }, { "policy_id": "aditya-birla-activ-assure-diamond", "policy_name": "Aditya Birla Activ Assure Diamond", "field": "annual_premium_inr", "value": 11100, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "anchor 5L * SI_multiplier 1.0->1.7 attenuated to 1.35 (typical ABHI 5L->10L delta on rate card)" }, { "policy_id": "aditya-birla-activ-assure-diamond", "policy_name": "Aditya Birla Activ Assure Diamond", "field": "annual_premium_inr", "value": 15500, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "aditya-birla-activ-assure-diamond", "policy_name": "Aditya Birla Activ Assure Diamond", "field": "annual_premium_inr", "value": 35500, "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "aditya-birla-activ-assure-diamond", "policy_name": "Aditya Birla Activ Assure Diamond", "field": "annual_premium_inr", "value": 41000, "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "aditya-birla-group-activ-health", "policy_name": "Aditya Birla Group Activ Health", "field": "annual_premium_inr", "value": 4928, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "aditya-birla-group-activ-health", "policy_name": "Aditya Birla Group Activ Health", "field": "annual_premium_inr", "value": 11375, "sample_profile": { "age": 40, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "aditya-birla-group-activ-health", "policy_name": "Aditya Birla Group Activ Health", "field": "annual_premium_inr", "value": 49680, "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "bajaj-allianz-health-guard", "policy_name": "Bajaj Allianz Health Guard / Comprehensive Care Plan", "field": "annual_premium_inr", "value": 6962, "sample_profile": { "age": 30, "sum_insured_inr": 350000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.bajajfinserv.in/insurance/bajaj-general-health-guard-insurance-plan", "source_note": "Bajaj Finserv listing: 'Coverage up to Rs 35 lakh starting at Rs 6,962'" }, { "policy_id": "bajaj-allianz-health-guard", "policy_name": "Bajaj Allianz Health Guard / Comprehensive Care Plan", "field": "annual_premium_inr", "value": 8200, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "anchor 3.5L*1.0 -> 5L * ~1.18 SI delta typical Bajaj rate card" }, { "policy_id": "bajaj-allianz-health-guard", "policy_name": "Bajaj Allianz Health Guard / Comprehensive Care Plan", "field": "annual_premium_inr", "value": 11500, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "bajaj-allianz-health-guard", "policy_name": "Bajaj Allianz Health Guard / Comprehensive Care Plan", "field": "annual_premium_inr", "value": 26500, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "bajaj-allianz-health-guard", "policy_name": "Bajaj Allianz Health Guard / Comprehensive Care Plan", "field": "annual_premium_inr", "value": 39000, "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "bajaj-allianz-silver-health", "policy_name": "Bajaj Allianz Silver Health (Senior 46-80)", "field": "annual_premium_inr", "value": 19800, "sample_profile": { "age": 60, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/bajaj-allianz-health-insurance/silver-health-plan/", "source_note": "Silver Health entry age 46-80; PolicyBazaar listing tile starting band for 60-year-old" }, { "policy_id": "bajaj-allianz-silver-health", "policy_name": "Bajaj Allianz Silver Health (Senior 46-80)", "field": "annual_premium_inr", "value": 24500, "sample_profile": { "age": 65, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "bajaj-allianz-silver-health", "policy_name": "Bajaj Allianz Silver Health (Senior 46-80)", "field": "annual_premium_inr", "value": 32000, "sample_profile": { "age": 70, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "bajaj-allianz-tax-gain", "policy_name": "Bajaj Allianz Tax Gain", "field": "annual_premium_inr", "value": 11500, "sample_profile": { "age": 35, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "insurer_or_other_url", "source_url": "https://www.bajajgeneralinsurance.com/health-insurance-plans/", "source_note": "Tax Gain is a family floater 80D-optimized variant; entry premium per Bajaj catalog" }, { "policy_id": "icici-lombard-elevate", "policy_name": "ICICI Lombard Elevate", "field": "annual_premium_inr", "value": 9500, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.icicilombard.com/health-insurance/elevate-health-policy", "source_note": "ICICI Lombard official: Elevate sample illustration cited for 30M, 10L SI" }, { "policy_id": "icici-lombard-elevate", "policy_name": "ICICI Lombard Elevate", "field": "annual_premium_inr", "value": 7000, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "icici-lombard-elevate", "policy_name": "ICICI Lombard Elevate", "field": "annual_premium_inr", "value": 22500, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "icici-lombard-elevate", "policy_name": "ICICI Lombard Elevate", "field": "annual_premium_inr", "value": 36500, "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "icici-lombard-health-advantedge", "policy_name": "ICICI Lombard Health AdvantEdge", "field": "annual_premium_inr", "value": 6500, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/icici-lombard-health-insurance/", "source_note": "AdvantEdge entry tile on PolicyBazaar comparison page" }, { "policy_id": "icici-lombard-health-advantedge", "policy_name": "ICICI Lombard Health AdvantEdge", "field": "annual_premium_inr", "value": 8800, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "niva-bupa-reassure", "policy_name": "Niva Bupa ReAssure 2.0", "field": "annual_premium_inr", "value": 21047, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "joinditto_chart", "source_url": "https://joinditto.in/articles/health-insurance/niva-bupa-reassure-2-0-premium-chart/", "source_note": "JoinDitto chart: Platinum+ 26-30 / 5L SI Zone 1 = Rs 21,047 incl tax" }, { "policy_id": "niva-bupa-reassure", "policy_name": "Niva Bupa ReAssure 2.0", "field": "annual_premium_inr", "value": 21560, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "joinditto_chart", "source_url": "https://joinditto.in/articles/health-insurance/niva-bupa-reassure-2-0-premium-chart/", "source_note": "JoinDitto chart: Titanium+ variant 26-30 / 5L SI = Rs 21,560 incl tax" }, { "policy_id": "niva-bupa-reassure", "policy_name": "Niva Bupa ReAssure 2.0", "field": "annual_premium_inr", "value": 26500, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "niva-bupa-reassure", "policy_name": "Niva Bupa ReAssure 2.0", "field": "annual_premium_inr", "value": 58000, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "niva-bupa-health-premia", "policy_name": "Niva Bupa Health Premia", "field": "annual_premium_inr", "value": 14000, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 3 }, "source_type": "insurer_or_other_url", "source_url": "https://www.nivabupa.com/health-insurance-plan/health-premia", "source_note": "Niva Bupa official: Health Premia floater 2 adults + 1 child, 5L SI base = ~Rs 14,000" }, { "policy_id": "niva-bupa-health-premia", "policy_name": "Niva Bupa Health Premia", "field": "annual_premium_inr", "value": 24500, "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "niva-bupa-health-premia", "policy_name": "Niva Bupa Health Premia", "field": "annual_premium_inr", "value": 52000, "sample_profile": { "age": 45, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "niva-bupa-aspire", "policy_name": "Niva Bupa Aspire", "field": "annual_premium_inr", "value": 7200, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.nivabupa.com/family-health-insurance-plans/aspire.html", "source_note": "Aspire Titanium+ entry for 30 single adult per Niva Bupa product page sample" }, { "policy_id": "niva-bupa-aspire", "policy_name": "Niva Bupa Aspire", "field": "annual_premium_inr", "value": 9700, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "niva-bupa-aspire", "policy_name": "Niva Bupa Aspire", "field": "annual_premium_inr", "value": 16500, "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "new-india-asha-kiran", "policy_name": "New India Assurance Asha Kiran Policy", "field": "annual_premium_inr", "value": 3650, "sample_profile": { "age": 30, "sum_insured_inr": 300000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.newindia.co.in/portal/readMore/Pages/Asha-Kiran-Policy", "source_note": "Asha Kiran is single-girl-child focused; base rate per New India product page" }, { "policy_id": "new-india-asha-kiran", "policy_name": "New India Assurance Asha Kiran Policy", "field": "annual_premium_inr", "value": 6800, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 3 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "new-india-mediclaim", "policy_name": "New India Mediclaim", "field": "annual_premium_inr", "value": 5400, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.newindia.co.in/portal/readMore/Pages/Mediclaim-Policy", "source_note": "New India Mediclaim - PSU pricing typically ~15-20% below private peers per public rate chart" }, { "policy_id": "new-india-mediclaim", "policy_name": "New India Mediclaim", "field": "annual_premium_inr", "value": 7300, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "new-india-mediclaim", "policy_name": "New India Mediclaim", "field": "annual_premium_inr", "value": 18500, "sample_profile": { "age": 50, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "tata-aig-medicare", "policy_name": "Tata AIG MediCare", "field": "annual_premium_inr", "value": 7100, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "official_rate_card", "source_url": "https://www.axisbank.com/docs/default-source/default-document-library/medicare-rate-chart-06-12-22.pdf", "source_note": "Tata AIG MediCare base variant rate chart - 19-35 / 5L = Rs 7,108 ex-tax [link-rot 2026-05-16: axisbank /70-docs/ -> /docs/; replacement verified live, identical Tata AIG rate-chart content]" }, { "policy_id": "tata-aig-medicare", "policy_name": "Tata AIG MediCare", "field": "annual_premium_inr", "value": 8800, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "official_rate_card", "source_url": "https://www.axisbank.com/docs/default-source/default-document-library/medicare-rate-chart-06-12-22.pdf", "source_note": "[link-rot 2026-05-16: axisbank /70-docs/ -> /docs/; replacement verified live, identical Tata AIG rate-chart content]" }, { "policy_id": "tata-aig-medicare", "policy_name": "Tata AIG MediCare", "field": "annual_premium_inr", "value": 10300, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "tata-aig-medicare-premier", "policy_name": "Tata AIG MediCare Premier", "field": "annual_premium_inr", "value": 8362, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "official_rate_card", "source_url": "https://www.axisbank.com/docs/default-source/default-document-library/tata-aig-medicare-premier-rate-chart.pdf", "source_note": "Official Tata AIG MediCare Premier rate chart: 19-35 age band, 5L SI = Rs 8,362 ex-tax [link-rot 2026-05-16: axisbank /70-docs/ -> /docs/; replacement verified live, identical Tata AIG rate-chart content]" }, { "policy_id": "tata-aig-medicare-premier", "policy_name": "Tata AIG MediCare Premier", "field": "annual_premium_inr", "value": 10319, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "official_rate_card", "source_url": "https://www.axisbank.com/docs/default-source/default-document-library/tata-aig-medicare-premier-rate-chart.pdf", "source_note": "Official rate chart: 19-35 / 10L = Rs 10,319 ex-tax [link-rot 2026-05-16: axisbank /70-docs/ -> /docs/; replacement verified live, identical Tata AIG rate-chart content]" }, { "policy_id": "tata-aig-medicare-premier", "policy_name": "Tata AIG MediCare Premier", "field": "annual_premium_inr", "value": 9868, "sample_profile": { "age": 40, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "official_rate_card", "source_url": "https://www.axisbank.com/docs/default-source/default-document-library/tata-aig-medicare-premier-rate-chart.pdf", "source_note": "Official rate chart: 36-45 / 5L = Rs 9,868 ex-tax [link-rot 2026-05-16: axisbank /70-docs/ -> /docs/; replacement verified live, identical Tata AIG rate-chart content]" }, { "policy_id": "tata-aig-medicare-premier", "policy_name": "Tata AIG MediCare Premier", "field": "annual_premium_inr", "value": 12266, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "official_rate_card", "source_url": "https://www.axisbank.com/docs/default-source/default-document-library/tata-aig-medicare-premier-rate-chart.pdf", "source_note": "Official rate chart: 36-45 / 10L = Rs 12,266 ex-tax [link-rot 2026-05-16: axisbank /70-docs/ -> /docs/; replacement verified live, identical Tata AIG rate-chart content]" }, { "policy_id": "tata-aig-medicare-premier", "policy_name": "Tata AIG MediCare Premier", "field": "annual_premium_inr", "value": 38500, "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "manipalcigna-prohealth-prime-active", "policy_name": "ManipalCigna ProHealth Prime Active", "field": "annual_premium_inr", "value": 6200, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.manipalcigna.com/hospitalization-cover/prohealth-insurance/prohealthprime-active", "source_note": "ManipalCigna ProHealth Prime Active - product page sample for 30/5L/Zone 1; mandatory 10% co-pay applies" }, { "policy_id": "manipalcigna-prohealth-prime-active", "policy_name": "ManipalCigna ProHealth Prime Active", "field": "annual_premium_inr", "value": 8400, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "manipalcigna-prohealth-prime-active", "policy_name": "ManipalCigna ProHealth Prime Active", "field": "annual_premium_inr", "value": 19500, "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-family-health-optima", "policy_name": "Star Family Health Optima", "field": "annual_premium_inr", "value": 7968, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 3 }, "source_type": "official_rate_card", "source_url": "https://www.scribd.com/document/667873826/Annexure-2-Premium-Chart-Family-Health-Optima-Insurance-Plan-Revised", "source_note": "Star Annexure-2 official premium chart: Zone A, 1A+1C floater, age 30-35, 5L SI = Rs 7,968" }, { "policy_id": "star-health-family-health-optima", "policy_name": "Star Family Health Optima", "field": "annual_premium_inr", "value": 10046, "sample_profile": { "age": 40, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "official_rate_card", "source_url": "https://www.scribd.com/document/667873826/Annexure-2-Premium-Chart-Family-Health-Optima-Insurance-Plan-Revised", "source_note": "Star Annexure-2: Zone A, age 36-45 = Rs 10,046" }, { "policy_id": "star-health-family-health-optima", "policy_name": "Star Family Health Optima", "field": "annual_premium_inr", "value": 13669, "sample_profile": { "age": 48, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "official_rate_card", "source_url": "https://www.scribd.com/document/667873826/Annexure-2-Premium-Chart-Family-Health-Optima-Insurance-Plan-Revised", "source_note": "Star Annexure-2: Zone A, age 46-50 = Rs 13,669" }, { "policy_id": "star-health-family-health-optima", "policy_name": "Star Family Health Optima", "field": "annual_premium_inr", "value": 14500, "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-family-health-optima", "policy_name": "Star Family Health Optima", "field": "annual_premium_inr", "value": 26800, "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-comprehensive", "policy_name": "Star Comprehensive Health Insurance", "field": "annual_premium_inr", "value": 8500, "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "policybazaar_tile", "source_url": "https://www.policybazaar.com/insurance-companies/star-health-insurance/star-comprehensive-insurance-policy/", "source_note": "Star Comprehensive - higher-tier individual variant, PolicyBazaar entry tile" }, { "policy_id": "star-health-comprehensive", "policy_name": "Star Comprehensive Health Insurance", "field": "annual_premium_inr", "value": 11200, "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-comprehensive", "policy_name": "Star Comprehensive Health Insurance", "field": "annual_premium_inr", "value": 27800, "sample_profile": { "age": 45, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-senior-red-carpet", "policy_name": "Star Senior Citizens Red Carpet", "field": "annual_premium_inr", "value": 6710, "sample_profile": { "age": 60, "sum_insured_inr": 100000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "https://www.starhealth.in/health-insurance/health-insurance-for-senior-citizens/", "source_note": "Star Senior Red Carpet base entry per official site: Rs 6,710 ex-tax for 1L SI (lowest band)" }, { "policy_id": "star-health-senior-red-carpet", "policy_name": "Star Senior Citizens Red Carpet", "field": "annual_premium_inr", "value": 18900, "sample_profile": { "age": 60, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-senior-red-carpet", "policy_name": "Star Senior Citizens Red Carpet", "field": "annual_premium_inr", "value": 24500, "sample_profile": { "age": 65, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-senior-red-carpet", "policy_name": "Star Senior Citizens Red Carpet", "field": "annual_premium_inr", "value": 31200, "sample_profile": { "age": 70, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "star-health-senior-red-carpet", "policy_name": "Star Senior Citizens Red Carpet", "field": "annual_premium_inr", "value": 55000, "sample_profile": { "age": 75, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "derived_anchor", "source_url": "derived_from_anchor", "source_note": "" }, { "policy_id": "royal-sundaram-advanced-top-up", "policy_name": "Advanced Top Up", "field": "annual_premium_inr", "value": 2494, "sample_profile": { "age": 35, "sum_insured_inr": 4500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "extracted_from_brochure", "source_note": "Found in royal-sundaram__advanced-top-up__brochure PDF: premium_range_indicative_inr[\"26-45_SI_45L_deductible_5L_1A\"]=2494" }, { "policy_id": "royal-sundaram-advanced-top-up", "policy_name": "Advanced Top Up", "field": "annual_premium_inr", "value": 5542, "sample_profile": { "age": 53, "sum_insured_inr": 4500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "extracted_from_brochure", "source_note": "Found in royal-sundaram__advanced-top-up__brochure PDF: premium_range_indicative_inr[\"46-60_SI_45L_deductible_5L_1A\"]=5542" }, { "policy_id": "royal-sundaram-advanced-top-up", "policy_name": "Advanced Top Up", "field": "annual_premium_inr", "value": 9976, "sample_profile": { "age": 63, "sum_insured_inr": 4500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "source_type": "insurer_or_other_url", "source_url": "extracted_from_brochure", "source_note": "Found in royal-sundaram__advanced-top-up__brochure PDF: premium_range_indicative_inr[\"61-65_SI_45L_deductible_5L_1A\"]=9976" }, { "policy_id": "sbi-general-arogya-supreme", "policy_name": "Arogya Supreme", "field": "annual_premium_inr", "value": 38903, "sample_profile": { "age": 35, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "insurer_or_other_url", "source_url": "https://www.sbigeneral.in", "source_note": "Found in sbi-general__arogya-supreme__brochure PDF: premium_range_indicative_inr[\"35y_SI_5L_floater\"]=38903" }, { "policy_id": "sbi-general-arogya-supreme", "policy_name": "Arogya Supreme", "field": "annual_premium_inr", "value": 62424, "sample_profile": { "age": 35, "sum_insured_inr": 1500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "source_type": "insurer_or_other_url", "source_url": "https://www.sbigeneral.in", "source_note": "Found in sbi-general__arogya-supreme__brochure PDF: premium_range_indicative_inr[\"35y_SI_15L_floater\"]=62424" } ], "needs_source": { "policy_facts": [ { "policy_id": "star-health__star-cancer-care-platinum__wordings", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "reason": "no_source_metadata" }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "maternity_coverage", "value": true, "reason": "no_source_metadata" }, { "policy_id": "star-health__star-hospital-cash__brochure", "insurer_slug": "star-health", "field": "network_hospital_count", "value": 14000, "reason": "no_source_metadata" }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "pre_existing_disease_waiting_months", "value": 48, "reason": "no_source_metadata" }, { "policy_id": "tata-aig__criti-medicare__wordings", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": true, "reason": "no_source_metadata" }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "pre_existing_disease_waiting_months", "value": 48, "reason": "no_source_metadata" }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "maternity_coverage", "value": false, "reason": "no_source_metadata" }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "ayush_coverage", "value": false, "reason": "no_source_metadata" }, { "policy_id": "tata-aig__wellsurance-family__cis", "insurer_slug": "tata-aig", "field": "cashless_treatment_supported", "value": false, "reason": "no_source_metadata" } ], "reviews": [], "premiums": [ { "policy_id": "hdfc-ergo-optima-secure", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 9089, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-optima-secure", "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 22500, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-optima-secure", "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 35200, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-optima-restore", "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 6800, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-optima-restore", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 9100, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-optima-restore", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 21000, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-optima-plus", "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 16000, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-energy", "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 9180, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-energy", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 21840, "reason": "derived_from_anchor" }, { "policy_id": "hdfc-ergo-energy", "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 54100, "reason": "derived_from_anchor" }, { "policy_id": "care-health-care-supreme", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 9089, "reason": "derived_from_anchor" }, { "policy_id": "care-health-care-supreme", "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 33800, "reason": "derived_from_anchor" }, { "policy_id": "care-health-care-supreme", "sample_profile": { "age": 50, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 49500, "reason": "derived_from_anchor" }, { "policy_id": "care-health-care-classic", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 7300, "reason": "derived_from_anchor" }, { "policy_id": "care-health-care-senior", "sample_profile": { "age": 65, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 32500, "reason": "derived_from_anchor" }, { "policy_id": "care-health-care-senior", "sample_profile": { "age": 70, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 31000, "reason": "derived_from_anchor" }, { "policy_id": "aditya-birla-activ-assure-diamond", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 11100, "reason": "derived_from_anchor" }, { "policy_id": "aditya-birla-activ-assure-diamond", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 15500, "reason": "derived_from_anchor" }, { "policy_id": "aditya-birla-activ-assure-diamond", "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 35500, "reason": "derived_from_anchor" }, { "policy_id": "aditya-birla-activ-assure-diamond", "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 41000, "reason": "derived_from_anchor" }, { "policy_id": "aditya-birla-group-activ-health", "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 4928, "reason": "derived_from_anchor" }, { "policy_id": "aditya-birla-group-activ-health", "sample_profile": { "age": 40, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 11375, "reason": "derived_from_anchor" }, { "policy_id": "aditya-birla-group-activ-health", "sample_profile": { "age": 50, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 49680, "reason": "derived_from_anchor" }, { "policy_id": "bajaj-allianz-health-guard", "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 8200, "reason": "derived_from_anchor" }, { "policy_id": "bajaj-allianz-health-guard", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 11500, "reason": "derived_from_anchor" }, { "policy_id": "bajaj-allianz-health-guard", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 26500, "reason": "derived_from_anchor" }, { "policy_id": "bajaj-allianz-health-guard", "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 39000, "reason": "derived_from_anchor" }, { "policy_id": "bajaj-allianz-silver-health", "sample_profile": { "age": 65, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 24500, "reason": "derived_from_anchor" }, { "policy_id": "bajaj-allianz-silver-health", "sample_profile": { "age": 70, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 32000, "reason": "derived_from_anchor" }, { "policy_id": "icici-lombard-elevate", "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 7000, "reason": "derived_from_anchor" }, { "policy_id": "icici-lombard-elevate", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 22500, "reason": "derived_from_anchor" }, { "policy_id": "icici-lombard-elevate", "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 36500, "reason": "derived_from_anchor" }, { "policy_id": "icici-lombard-health-advantedge", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 8800, "reason": "derived_from_anchor" }, { "policy_id": "niva-bupa-reassure", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 26500, "reason": "derived_from_anchor" }, { "policy_id": "niva-bupa-reassure", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 58000, "reason": "derived_from_anchor" }, { "policy_id": "niva-bupa-health-premia", "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 24500, "reason": "derived_from_anchor" }, { "policy_id": "niva-bupa-health-premia", "sample_profile": { "age": 45, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 52000, "reason": "derived_from_anchor" }, { "policy_id": "niva-bupa-aspire", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 9700, "reason": "derived_from_anchor" }, { "policy_id": "niva-bupa-aspire", "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 16500, "reason": "derived_from_anchor" }, { "policy_id": "new-india-asha-kiran", "sample_profile": { "age": 30, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 3 }, "value": 6800, "reason": "derived_from_anchor" }, { "policy_id": "new-india-mediclaim", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 7300, "reason": "derived_from_anchor" }, { "policy_id": "new-india-mediclaim", "sample_profile": { "age": 50, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 18500, "reason": "derived_from_anchor" }, { "policy_id": "tata-aig-medicare", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 10300, "reason": "derived_from_anchor" }, { "policy_id": "tata-aig-medicare-premier", "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 38500, "reason": "derived_from_anchor" }, { "policy_id": "manipalcigna-prohealth-prime-active", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 8400, "reason": "derived_from_anchor" }, { "policy_id": "manipalcigna-prohealth-prime-active", "sample_profile": { "age": 40, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 19500, "reason": "derived_from_anchor" }, { "policy_id": "star-health-family-health-optima", "sample_profile": { "age": 35, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 14500, "reason": "derived_from_anchor" }, { "policy_id": "star-health-family-health-optima", "sample_profile": { "age": 35, "sum_insured_inr": 2500000, "city_tier": "metro", "smoker": false, "family_size": 4 }, "value": 26800, "reason": "derived_from_anchor" }, { "policy_id": "star-health-comprehensive", "sample_profile": { "age": 30, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 11200, "reason": "derived_from_anchor" }, { "policy_id": "star-health-comprehensive", "sample_profile": { "age": 45, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 2 }, "value": 27800, "reason": "derived_from_anchor" }, { "policy_id": "star-health-senior-red-carpet", "sample_profile": { "age": 60, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 18900, "reason": "derived_from_anchor" }, { "policy_id": "star-health-senior-red-carpet", "sample_profile": { "age": 65, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 24500, "reason": "derived_from_anchor" }, { "policy_id": "star-health-senior-red-carpet", "sample_profile": { "age": 70, "sum_insured_inr": 500000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 31200, "reason": "derived_from_anchor" }, { "policy_id": "star-health-senior-red-carpet", "sample_profile": { "age": 75, "sum_insured_inr": 1000000, "city_tier": "metro", "smoker": false, "family_size": 1 }, "value": 55000, "reason": "derived_from_anchor" } ] } }