# Knowledge Base — Insurance Sales Bot

_Last synced: 2026-05-15._

Canonical knowledge base for the Insurance Sales Bot. Every user-facing answer, scorecard, and comparison surface must trace back to a file in this directory.

## Policies (222)

| Insurer | Policy | UIN | Completeness | KB path |
| --- | --- | --- | --- | --- |
| Aditya Birla Health Insurance | Activ Assure (Diamond) | `ADIHLIP18077V011718` | — | [`policies/aditya-birla__activ-assure-diamond__wordings.md`](policies/aditya-birla__activ-assure-diamond__wordings.md) |
| Aditya Birla Health Insurance | Activ Health Individual | `ADIHLIP24102V052324` | 32% | [`policies/aditya-birla__activ-health-individual__wordings.md`](policies/aditya-birla__activ-health-individual__wordings.md) |
| Aditya Birla Health Insurance | Activ Secure Cancer Secure | `ADIHLIP18076V011718` | 18% | [`policies/aditya-birla__activ-secure-cancer-secure__brochure.md`](policies/aditya-birla__activ-secure-cancer-secure__brochure.md) |
| Aditya Birla Health Insurance | Activ Secure Personal Accident Cancer Secure | `ADIHLIP18076V011718` | 23% | [`policies/aditya-birla__activ-secure-personal-accident-cancer-secure__wordings.md`](policies/aditya-birla__activ-secure-personal-accident-cancer-secure__wordings.md) |
| Aditya Birla Health Insurance | Aditya Birla Activ Assure Diamond | `ADIHLIP18077V011718` | 82% | [`policies/aditya-birla__activ-assure-diamond.md`](policies/aditya-birla__activ-assure-diamond.md) |
| Aditya Birla Health Insurance | Aditya Birla Activ Health (Platinum Enhanced / Essential) | `ADIHLIP24102V052324` | 70% | [`policies/aditya-birla__activ-health.md`](policies/aditya-birla__activ-health.md) |
| Aditya Birla Health Insurance | Aditya Birla Activ One (Activ Health latest variant) | `ADIHLIP24102V052324` | 78% | [`policies/aditya-birla__activ-one.md`](policies/aditya-birla__activ-one.md) |
| Aditya Birla Health Insurance | Group Activ Health | `ADIHLGP26041V052526` | 27% | [`policies/aditya-birla__group-activ-health__wordings.md`](policies/aditya-birla__group-activ-health__wordings.md) |
| Bajaj Allianz General Insurance | Bajaj Allianz Comprehensive Care Plan | `BAJHLIP15002V011415` | 60% | [`policies/bajaj-allianz__comprehensive-care-plan.md`](policies/bajaj-allianz__comprehensive-care-plan.md) |
| Bajaj Allianz General Insurance | Bajaj Allianz Extra Care Plus (Super Top-up) | `BAJHLIP23069V032223` | 82% | [`policies/bajaj-allianz__extra-care-plus.md`](policies/bajaj-allianz__extra-care-plus.md) |
| Bajaj Allianz General Insurance | Bajaj Allianz Global Health Care | `BAJHLIP23209V022223` | 65% | [`policies/bajaj-allianz__global-health-care.md`](policies/bajaj-allianz__global-health-care.md) |
| Bajaj Allianz General Insurance | Bajaj Allianz Health Guard (Silver / Gold / Platinum) | `BAJHLIP25035V072425` | 70% | [`policies/bajaj-allianz__health-guard.md`](policies/bajaj-allianz__health-guard.md) |
| Bajaj Allianz General Insurance | Bajaj Allianz Health Guard Gold (Individual) | `BAJHLIP21185V032021` | 82% | [`policies/bajaj-allianz__health-guard-gold.md`](policies/bajaj-allianz__health-guard-gold.md) |
| Bajaj Allianz General Insurance | Bajaj Allianz Silver Health (Senior Citizen) | `BAJHLIP23213V052223` | 65% | [`policies/bajaj-allianz__silver-health.md`](policies/bajaj-allianz__silver-health.md) |
| Bajaj Allianz General Insurance | Bajaj Allianz Tax Gain | `BAJHLIP21184V022021` | 55% | [`policies/bajaj-allianz__tax-gain.md`](policies/bajaj-allianz__tax-gain.md) |
| Bajaj Allianz General Insurance | Comprehensive Care Plan (Health Care Supreme / Health Guard) | `BAJHLIP21344V032021` | — | [`policies/bajaj-allianz__comprehensive-care-plan__wordings.md`](policies/bajaj-allianz__comprehensive-care-plan__wordings.md) |
| Bajaj Allianz General Insurance | Criti Care | `BAJHLIP21273V012021` | 9% | [`policies/bajaj-allianz__criti-care__wordings.md`](policies/bajaj-allianz__criti-care__wordings.md) |
| Bajaj Allianz General Insurance | Extra Care Plus | `BAJHLIP21321V012021` | — | [`policies/bajaj-allianz__extra-care-plus__wordings.md`](policies/bajaj-allianz__extra-care-plus__wordings.md) |
| Bajaj Allianz General Insurance | Global Health Care Policy | `BAJHLIP23209V022223` | — | [`policies/bajaj-allianz__global-health-care__wordings.md`](policies/bajaj-allianz__global-health-care__wordings.md) |
| Bajaj Allianz General Insurance | Group Health Guard Silver | `BAJHLGP21181V022021` | 32% | [`policies/bajaj-allianz__group-health-guard-silver__wordings.md`](policies/bajaj-allianz__group-health-guard-silver__wordings.md) |
| Bajaj Allianz General Insurance | Group Personal Accident | `—` | 5% | [`policies/bajaj-allianz__group-personal-accident__wordings.md`](policies/bajaj-allianz__group-personal-accident__wordings.md) |
| Bajaj Allianz General Insurance | Health Guard | `BAJHLIP25035V072425` | — | [`policies/bajaj-allianz__health-guard__wordings.md`](policies/bajaj-allianz__health-guard__wordings.md) |
| Bajaj Allianz General Insurance | Health Guard Gold Individual | `BAJHLIP21185V032021` | 41% | [`policies/bajaj-allianz__health-guard-gold-individual__wordings.md`](policies/bajaj-allianz__health-guard-gold-individual__wordings.md) |
| Bajaj Allianz General Insurance | Silver Health | `BAJHLIP23213V052223` | — | [`policies/bajaj-allianz__silver-health__cis.md`](policies/bajaj-allianz__silver-health__cis.md) |
| Bajaj Allianz General Insurance | Tax Gain | `BAJHLIP21184V022021` | — | [`policies/bajaj-allianz__tax-gain__cis.md`](policies/bajaj-allianz__tax-gain__cis.md) |
| Care Health Insurance | Care Advantage | `CHIHLIP26049V042526` | — | [`policies/care-health__care-advantage__brochure.md`](policies/care-health__care-advantage__brochure.md) |
| Care Health Insurance | Care Advantage Add Ons Protect Plus Care Shield | `CHIHLIP26049V042526` | 32% | [`policies/care-health__care-advantage-add-ons-protect-plus-care-shield__brochure.md`](policies/care-health__care-advantage-add-ons-protect-plus-care-shield__brochure.md) |
| Care Health Insurance | Care Classic | `CHIHLIP22071V012122` | — | [`policies/care-health__care-classic__wordings.md`](policies/care-health__care-classic__wordings.md) |
| Care Health Insurance | Care Health Care Advantage | `CHIHLIP26049V042526` | 80% | [`policies/care-health__care-advantage.md`](policies/care-health__care-advantage.md) |
| Care Health Insurance | Care Health Care Classic | `CHIHLIP22071V012122` | 82% | [`policies/care-health__care-classic.md`](policies/care-health__care-classic.md) |
| Care Health Insurance | Care Health Care Senior (for Senior Citizens) | `RHIHLIP21017V052021` | 92% | [`policies/care-health__care-senior.md`](policies/care-health__care-senior.md) |
| Care Health Insurance | Care Health Care Supreme | `CHIHLIP23128V012223` | 82% | [`policies/care-health__care-supreme.md`](policies/care-health__care-supreme.md) |
| Care Health Insurance | Care Health Care Supreme Enhance (Top-up) | `CHIHLIP25036V012425` | 60% | [`policies/care-health__care-supreme-enhance.md`](policies/care-health__care-supreme-enhance.md) |
| Care Health Insurance | Care Health Ultimate Care | `CHIHLIP25044V012425` | 60% | [`policies/care-health__ultimate-care.md`](policies/care-health__ultimate-care.md) |
| Care Health Insurance | Care Heart | `RHIHLIP19066V011819` | 36% | [`policies/care-health__care-heart__brochure.md`](policies/care-health__care-heart__brochure.md) |
| Care Health Insurance | Care Senior | `RHIHLIP21017V052021` | — | [`policies/care-health__care-senior__brochure.md`](policies/care-health__care-senior__brochure.md) |
| Care Health Insurance | Care Supreme | `CHIHLIP23128V012223` | — | [`policies/care-health__care-supreme__wordings.md`](policies/care-health__care-supreme__wordings.md) |
| Care Health Insurance | Care Supreme Enhance | `CHIHLIP25036V012425` | — | [`policies/care-health__care-supreme-enhance__wordings.md`](policies/care-health__care-supreme-enhance__wordings.md) |
| Care Health Insurance | Supreme Enhance | `CHIHLIP25036V012425` | 36% | [`policies/care-health__supreme-enhance__brochure.md`](policies/care-health__supreme-enhance__brochure.md) |
| Care Health Insurance | Ultimate Care | `CHIHLIP25044V012425` | — | [`policies/care-health__ultimate-care__wordings.md`](policies/care-health__ultimate-care__wordings.md) |
| HDFC ERGO General Insurance | Energy Diabetes Hypertension | `—` | 18% | [`policies/hdfc-ergo__energy-diabetes-hypertension__wordings.md`](policies/hdfc-ergo__energy-diabetes-hypertension__wordings.md) |
| HDFC ERGO General Insurance | Group Health Insurance | `—` | 32% | [`policies/hdfc-ergo__group-health-insurance__wordings.md`](policies/hdfc-ergo__group-health-insurance__wordings.md) |
| HDFC ERGO General Insurance | HDFC ERGO Energy (Diabetes / Hypertension) | `HDFHLIP26048V052526` | 60% | [`policies/hdfc-ergo__energy.md`](policies/hdfc-ergo__energy.md) |
| HDFC ERGO General Insurance | HDFC ERGO Optima Enhance (Top-up) | `—` | 55% | [`policies/hdfc-ergo__optima-enhance.md`](policies/hdfc-ergo__optima-enhance.md) |
| HDFC ERGO General Insurance | HDFC ERGO Optima Plus | `HDHHLIP21336V022021` | 55% | [`policies/hdfc-ergo__optima-plus.md`](policies/hdfc-ergo__optima-plus.md) |
| HDFC ERGO General Insurance | HDFC ERGO Optima Restore | `HDHHLIP21322V062021` | 88% | [`policies/hdfc-ergo__optima-restore.md`](policies/hdfc-ergo__optima-restore.md) |
| HDFC ERGO General Insurance | HDFC ERGO Optima Secure (Older / Legacy Variant) | `HDFHLIP21016V012122` | 65% | [`policies/hdfc-ergo__optima-secure-older-variant.md`](policies/hdfc-ergo__optima-secure-older-variant.md) |
| HDFC ERGO General Insurance | HDFC ERGO Total Health Plan | `HDHHLIP21317V032021` | 65% | [`policies/hdfc-ergo__total-health-plan.md`](policies/hdfc-ergo__total-health-plan.md) |
| HDFC ERGO General Insurance | HDFC ERGO my:Optima Secure | `HDFHLIP25041V062425` | 85% | [`policies/hdfc-ergo__optima-secure.md`](policies/hdfc-ergo__optima-secure.md) |
| HDFC ERGO General Insurance | HDFC ERGO my:health Medisure Prime | `—` | 60% | [`policies/hdfc-ergo__my-health-medisure-prime.md`](policies/hdfc-ergo__my-health-medisure-prime.md) |
| HDFC ERGO General Insurance | HDFC ERGO my:health Sampoorna Suraksha | `HDFHLIP21005V022122` | 60% | [`policies/hdfc-ergo__my-health-sampoorna-suraksha.md`](policies/hdfc-ergo__my-health-sampoorna-suraksha.md) |
| HDFC ERGO General Insurance | HDFC ERGO my:health Suraksha | `HDFHLIP24079V072324` | 75% | [`policies/hdfc-ergo__my-health-suraksha.md`](policies/hdfc-ergo__my-health-suraksha.md) |
| HDFC ERGO General Insurance | HDFC ERGO my:health Women Suraksha | `HDFHLIP22142V032122` | 55% | [`policies/hdfc-ergo__my-health-women-suraksha.md`](policies/hdfc-ergo__my-health-women-suraksha.md) |
| HDFC ERGO General Insurance | My Optima Secure | `—` | 27% | [`policies/hdfc-ergo__my-optima-secure__wordings.md`](policies/hdfc-ergo__my-optima-secure__wordings.md) |
| HDFC ERGO General Insurance | My Optima Secure Older Variant | `—` | 36% | [`policies/hdfc-ergo__my-optima-secure-older-variant__wordings.md`](policies/hdfc-ergo__my-optima-secure-older-variant__wordings.md) |
| HDFC ERGO General Insurance | Optima Enhance | `—` | — | [`policies/hdfc-ergo__optima-enhance__wordings.md`](policies/hdfc-ergo__optima-enhance__wordings.md) |
| HDFC ERGO General Insurance | Optima Plus | `HDHHLIP21336V022021` | — | [`policies/hdfc-ergo__optima-plus__wordings.md`](policies/hdfc-ergo__optima-plus__wordings.md) |
| HDFC ERGO General Insurance | Optima Restore (with Stay Active) | `HDHHLIP21322V062021` | — | [`policies/hdfc-ergo__optima-restore__brochure.md`](policies/hdfc-ergo__optima-restore__brochure.md) |
| HDFC ERGO General Insurance | Total Health Plan | `HDHHLIP21317V032021` | — | [`policies/hdfc-ergo__total-health-plan__wordings.md`](policies/hdfc-ergo__total-health-plan__wordings.md) |
| HDFC ERGO General Insurance | my:health Medisure Prime Insurance | `—` | — | [`policies/hdfc-ergo__my-health-medisure-prime__wordings.md`](policies/hdfc-ergo__my-health-medisure-prime__wordings.md) |
| HDFC ERGO General Insurance | my:health Sampoorna Suraksha | `HDFHLIP21005V022122` | — | [`policies/hdfc-ergo__my-health-sampoorna-suraksha__brochure.md`](policies/hdfc-ergo__my-health-sampoorna-suraksha__brochure.md) |
| HDFC ERGO General Insurance | my:health Suraksha | `HDFHLIP24079V072324` | — | [`policies/hdfc-ergo__my-health-suraksha__brochure.md`](policies/hdfc-ergo__my-health-suraksha__brochure.md) |
| HDFC ERGO General Insurance | my:health Women Suraksha | `HDFHLIP22142V032122` | — | [`policies/hdfc-ergo__my-health-women-suraksha__brochure.md`](policies/hdfc-ergo__my-health-women-suraksha__brochure.md) |
| ICICI Lombard General Insurance | Arogya Sanjeevani Policy | `ICIHLIP20178V011920` | — | [`policies/icici-lombard__arogya-sanjeevani__wordings.md`](policies/icici-lombard__arogya-sanjeevani__wordings.md) |
| ICICI Lombard General Insurance | Complete Health Insurance Health Shield | `—` | 41% | [`policies/icici-lombard__complete-health-insurance-health-shield__wordings.md`](policies/icici-lombard__complete-health-insurance-health-shield__wordings.md) |
| ICICI Lombard General Insurance | Complete Health Insurance Umbrella | `ICIHLIP23144V072223` | 41% | [`policies/icici-lombard__complete-health-insurance-umbrella__wordings.md`](policies/icici-lombard__complete-health-insurance-umbrella__wordings.md) |
| ICICI Lombard General Insurance | Elevate | `ICIHLIP25048V042425` | — | [`policies/icici-lombard__elevate__wordings.md`](policies/icici-lombard__elevate__wordings.md) |
| ICICI Lombard General Insurance | Health AdvantEdge | `ICIHLIP24182V042324` | — | [`policies/icici-lombard__health-advantedge__wordings.md`](policies/icici-lombard__health-advantedge__wordings.md) |
| ICICI Lombard General Insurance | Health Booster Top Up | `ICIHLIP22100V032122` | 27% | [`policies/icici-lombard__health-booster-top-up__wordings.md`](policies/icici-lombard__health-booster-top-up__wordings.md) |
| ICICI Lombard General Insurance | Health Elite Plus | `ICIHLIP21383V052021` | — | [`policies/icici-lombard__health-elite-plus__wordings.md`](policies/icici-lombard__health-elite-plus__wordings.md) |
| ICICI Lombard General Insurance | Health Shield 360 Retail | `ICIHLIP23165V012223` | 27% | [`policies/icici-lombard__health-shield-360-retail__wordings.md`](policies/icici-lombard__health-shield-360-retail__wordings.md) |
| ICICI Lombard General Insurance | Health Shield 360 Retail | `—` | 36% | [`policies/icici-lombard__health-shield-360-retail__cis.md`](policies/icici-lombard__health-shield-360-retail__cis.md) |
| ICICI Lombard General Insurance | ICICI Lombard Arogya Sanjeevani (Standard) | `ICIHLIP20178V011920` | 75% | [`policies/icici-lombard__arogya-sanjeevani.md`](policies/icici-lombard__arogya-sanjeevani.md) |
| ICICI Lombard General Insurance | ICICI Lombard Complete Health Insurance (Health Shield) | `ICIHLIP22096V062122` | 90% | [`policies/icici-lombard__complete-health-insurance.md`](policies/icici-lombard__complete-health-insurance.md) |
| ICICI Lombard General Insurance | ICICI Lombard Complete Health Insurance — Umbrella | `ICIHLIP23144V072223` | 75% | [`policies/icici-lombard__complete-health-umbrella.md`](policies/icici-lombard__complete-health-umbrella.md) |
| ICICI Lombard General Insurance | ICICI Lombard Elevate | `ICIHLIP25048V042425` | 85% | [`policies/icici-lombard__elevate.md`](policies/icici-lombard__elevate.md) |
| ICICI Lombard General Insurance | ICICI Lombard Health Advantedge | `ICIHLIP24182V042324` | 75% | [`policies/icici-lombard__health-advantedge.md`](policies/icici-lombard__health-advantedge.md) |
| ICICI Lombard General Insurance | ICICI Lombard Health Booster (Top-up) | `ICIHLIP22100V032122` | 60% | [`policies/icici-lombard__health-booster.md`](policies/icici-lombard__health-booster.md) |
| ICICI Lombard General Insurance | ICICI Lombard Health Elite Plus | `ICIHLIP21383V052021` | 70% | [`policies/icici-lombard__health-elite-plus.md`](policies/icici-lombard__health-elite-plus.md) |
| ICICI Lombard General Insurance | ICICI Lombard Health Shield 360 (Retail) | `ICIHLIP23165V012223` | 75% | [`policies/icici-lombard__health-shield-360.md`](policies/icici-lombard__health-shield-360.md) |
| ManipalCigna Health Insurance | ManipalCigna ProHealth Prime (Premier variant) | `MCIHLIP24011V072324` | 85% | [`policies/manipalcigna__prohealth-prime.md`](policies/manipalcigna__prohealth-prime.md) |
| ManipalCigna Health Insurance | ManipalCigna ProHealth Protect (Protect plan variant) | `MCIHLIP24011V072324` | 82% | [`policies/manipalcigna__prohealth-protect.md`](policies/manipalcigna__prohealth-protect.md) |
| ManipalCigna Health Insurance | ManipalCigna ProHealth Select | `IRDAI/HLT/CTTK/P-H/V.I/72/2016-17` | — | [`policies/manipalcigna__prohealth-select__wordings.md`](policies/manipalcigna__prohealth-select__wordings.md) |
| ManipalCigna Health Insurance | ManipalCigna ProHealth Select | `—` | 75% | [`policies/manipalcigna__prohealth-select.md`](policies/manipalcigna__prohealth-select.md) |
| ManipalCigna Health Insurance | ManipalCigna Sarvah - Param | `MCIHLIP26083V022526` | — | [`policies/manipalcigna__sarvah-param__brochure.md`](policies/manipalcigna__sarvah-param__brochure.md) |
| ManipalCigna Health Insurance | ManipalCigna Sarvah - Param | `MCIHLIP26083V022526` | — | [`policies/manipalcigna__sarvah-param__wordings.md`](policies/manipalcigna__sarvah-param__wordings.md) |
| ManipalCigna Health Insurance | ManipalCigna Sarvah Param | `—` | 55% | [`policies/manipalcigna__sarvah-param.md`](policies/manipalcigna__sarvah-param.md) |
| ManipalCigna Health Insurance | Prohealth Insurance All Variants | `—` | 50% | [`policies/manipalcigna__prohealth-insurance-all-variants__wordings.md`](policies/manipalcigna__prohealth-insurance-all-variants__wordings.md) |
| Niva Bupa Health Insurance | Aspire | `NBHHLIP26049V022526` | — | [`policies/niva-bupa__aspire__wordings.md`](policies/niva-bupa__aspire__wordings.md) |
| Niva Bupa Health Insurance | Health Companion | `MAXHLIP21509V042021` | — | [`policies/niva-bupa__health-companion__wordings.md`](policies/niva-bupa__health-companion__wordings.md) |
| Niva Bupa Health Insurance | Health Companion V2022 | `NBHHLIP24115V072324` | 41% | [`policies/niva-bupa__health-companion-v2022__brochure.md`](policies/niva-bupa__health-companion-v2022__brochure.md) |
| Niva Bupa Health Insurance | Health Premia | `MAXHLIP21176V022021` | — | [`policies/niva-bupa__health-premia__wordings.md`](policies/niva-bupa__health-premia__wordings.md) |
| Niva Bupa Health Insurance | Health+ (Super Top-Up) | `NBHHLIP24135V012324` | — | [`policies/niva-bupa__health-plus-top-up__wordings.md`](policies/niva-bupa__health-plus-top-up__wordings.md) |
| Niva Bupa Health Insurance | Niva Bupa Aspire | `NBHHLIP26049V022526` | 65% | [`policies/niva-bupa__aspire.md`](policies/niva-bupa__aspire.md) |
| Niva Bupa Health Insurance | Niva Bupa Health Companion | `MAXHLIP21509V042021` | 78% | [`policies/niva-bupa__health-companion.md`](policies/niva-bupa__health-companion.md) |
| Niva Bupa Health Insurance | Niva Bupa Health Plus (Top-up) | `NBHHLIP24135V012324` | 65% | [`policies/niva-bupa__health-plus-top-up.md`](policies/niva-bupa__health-plus-top-up.md) |
| Niva Bupa Health Insurance | Niva Bupa Health Premia | `MAXHLIP21176V022021` | 65% | [`policies/niva-bupa__health-premia.md`](policies/niva-bupa__health-premia.md) |
| Niva Bupa Health Insurance | Niva Bupa ReAssure 2.0 | `NBHHLIP26042V022526` | 85% | [`policies/niva-bupa__reassure-2.md`](policies/niva-bupa__reassure-2.md) |
| Niva Bupa Health Insurance | Niva Bupa ReAssure 3.0 | `NBHHLIP26047V012526` | 70% | [`policies/niva-bupa__reassure-3.md`](policies/niva-bupa__reassure-3.md) |
| Niva Bupa Health Insurance | Niva Bupa Rise | `NBHHLIP25041V012425` | 60% | [`policies/niva-bupa__rise.md`](policies/niva-bupa__rise.md) |
| Niva Bupa Health Insurance | Niva Bupa Saral Suraksha Bima (Standard) | `NBHPAIP22153V012122` | 55% | [`policies/niva-bupa__saral-suraksha.md`](policies/niva-bupa__saral-suraksha.md) |
| Niva Bupa Health Insurance | Niva Bupa Senior First | `MAXHLIP21575V012021` | 85% | [`policies/niva-bupa__senior-first.md`](policies/niva-bupa__senior-first.md) |
| Niva Bupa Health Insurance | RISE | `NBHHLIP25041V012425` | — | [`policies/niva-bupa__rise__wordings.md`](policies/niva-bupa__rise__wordings.md) |
| Niva Bupa Health Insurance | Reassure 2 0 | `NBHHLIP26042V022526` | 18% | [`policies/niva-bupa__reassure-2-0__wordings.md`](policies/niva-bupa__reassure-2-0__wordings.md) |
| Niva Bupa Health Insurance | Reassure 3 0 | `NBHHLIP26047V012526` | 23% | [`policies/niva-bupa__reassure-3-0__wordings.md`](policies/niva-bupa__reassure-3-0__wordings.md) |
| Niva Bupa Health Insurance | Saral Suraksha Bima | `NBHPAIP22153V012122` | 23% | [`policies/niva-bupa__saral-suraksha-bima__wordings.md`](policies/niva-bupa__saral-suraksha-bima__wordings.md) |
| Niva Bupa Health Insurance | Senior First | `MAXHLIP21575V012021` | — | [`policies/niva-bupa__senior-first__wordings.md`](policies/niva-bupa__senior-first__wordings.md) |
| Star Health and Allied Insurance | Family Health Optima Insurance Plan | `SHAHLIP26046V092526` | — | [`policies/star-health__family-health-optima__brochure.md`](policies/star-health__family-health-optima__brochure.md) |
| Star Health and Allied Insurance | Family Health Optima Insurance Plan | `SHAHLIP26046V092526` | — | [`policies/star-health__family-health-optima__wordings.md`](policies/star-health__family-health-optima__wordings.md) |
| Star Health and Allied Insurance | Senior Citizens Red Carpet Health Insurance Policy | `SHAHLIP26041V082526` | — | [`policies/star-health__senior-citizens-red-carpet__brochure.md`](policies/star-health__senior-citizens-red-carpet__brochure.md) |
| Star Health and Allied Insurance | Star Assure Insurance Policy | `SHAHLIP26048V032526` | 55% | [`policies/star-health__star-assure.md`](policies/star-health__star-assure.md) |
| Star Health and Allied Insurance | Star Cancer Care Platinum | `—` | 41% | [`policies/star-health__star-cancer-care-platinum__wordings.md`](policies/star-health__star-cancer-care-platinum__wordings.md) |
| Star Health and Allied Insurance | Star Cardiac Care Insurance | `SHAHLIP22032V052122` | 65% | [`policies/star-health__star-cardiac-care.md`](policies/star-health__star-cardiac-care.md) |
| Star Health and Allied Insurance | Star Cardiac Care Insurance Policy | `SHAHLIP22032V022122` | — | [`policies/star-health__star-cardiac-care__wordings.md`](policies/star-health__star-cardiac-care__wordings.md) |
| Star Health and Allied Insurance | Star Cardiac Care Insurance Policy - Platinum | `SHAHLIP22033V022122` | — | [`policies/star-health__star-cardiac-care-platinum__wordings.md`](policies/star-health__star-cardiac-care-platinum__wordings.md) |
| Star Health and Allied Insurance | Star Cardiac Care Platinum | `SHAHLIP22033V022122` | 65% | [`policies/star-health__star-cardiac-care-platinum.md`](policies/star-health__star-cardiac-care-platinum.md) |
| Star Health and Allied Insurance | Star Comprehensive Insurance Policy | `SHAHLIP26044V092526` | 88% | [`policies/star-health__star-comprehensive.md`](policies/star-health__star-comprehensive.md) |
| Star Health and Allied Insurance | Star Comprehensive Insurance Policy | `SHAHLIP26044V092526` | — | [`policies/star-health__star-comprehensive__wordings.md`](policies/star-health__star-comprehensive__wordings.md) |
| Star Health and Allied Insurance | Star Health Assure Insurance Policy | `SHAHLIP26048V032526` | — | [`policies/star-health__star-assure__wordings.md`](policies/star-health__star-assure__wordings.md) |
| Star Health and Allied Insurance | Star Health Family Health Optima Insurance Plan | `SHAHLIP26046V092526` | 82% | [`policies/star-health__family-health-optima.md`](policies/star-health__family-health-optima.md) |
| Star Health and Allied Insurance | Star Health Premier | `SHAHLIP22226V012122` | 60% | [`policies/star-health__health-premier.md`](policies/star-health__health-premier.md) |
| Star Health and Allied Insurance | Star Health Premier Insurance Policy | `SHAHLIP22226V012122` | — | [`policies/star-health__health-premier__brochure.md`](policies/star-health__health-premier__brochure.md) |
| Star Health and Allied Insurance | Star Health Premier Insurance Policy | `SHAHLIP22226V012122` | — | [`policies/star-health__health-premier__wordings.md`](policies/star-health__health-premier__wordings.md) |
| Star Health and Allied Insurance | Star Hospital Cash | `—` | 14% | [`policies/star-health__star-hospital-cash__brochure.md`](policies/star-health__star-hospital-cash__brochure.md) |
| Star Health and Allied Insurance | Star Senior Citizens Red Carpet | `SHAHLIP26041V082526` | 50% | [`policies/star-health__senior-citizens-red-carpet.md`](policies/star-health__senior-citizens-red-carpet.md) |
| Tata AIG General Insurance | Criti Medicare | `TATHLIP22176V012122` | 14% | [`policies/tata-aig__criti-medicare__wordings.md`](policies/tata-aig__criti-medicare__wordings.md) |
| Tata AIG General Insurance | TATA AIG MediCare | `TATHLIP21224V022021` | — | [`policies/tata-aig__medicare__wordings.md`](policies/tata-aig__medicare__wordings.md) |
| Tata AIG General Insurance | TATA AIG MediCare LITE | `TATHLIP24132V012324` | — | [`policies/tata-aig__medicare-lite__cis.md`](policies/tata-aig__medicare-lite__cis.md) |
| Tata AIG General Insurance | TATA AIG MediCare Premier | `TATHLIP26052V052526` | — | [`policies/tata-aig__medicare-premier__cis.md`](policies/tata-aig__medicare-premier__cis.md) |
| Tata AIG General Insurance | TATA AIG MediCare Premier | `TATHLIP26052V052526` | — | [`policies/tata-aig__medicare-premier__wordings.md`](policies/tata-aig__medicare-premier__wordings.md) |
| Tata AIG General Insurance | TATA AIG MediCare Select | `TATHLIP25051V012425` | — | [`policies/tata-aig__medicare-select__brochure.md`](policies/tata-aig__medicare-select__brochure.md) |
| Tata AIG General Insurance | Tata AIG MediCare | `TATHLIP21224V022021` | 78% | [`policies/tata-aig__medicare.md`](policies/tata-aig__medicare.md) |
| Tata AIG General Insurance | Tata AIG MediCare Lite | `TATHLIP24132V012324` | 75% | [`policies/tata-aig__medicare-lite.md`](policies/tata-aig__medicare-lite.md) |
| Tata AIG General Insurance | Tata AIG MediCare Premier | `TATHLIP21257V022021` | 85% | [`policies/tata-aig__medicare-premier.md`](policies/tata-aig__medicare-premier.md) |
| Tata AIG General Insurance | Tata AIG MediCare Select | `TATHLIP25051V012425` | 70% | [`policies/tata-aig__medicare-select.md`](policies/tata-aig__medicare-select.md) |
| Tata AIG General Insurance | Wellsurance Family | `TATHLIP21255V022021` | 14% | [`policies/tata-aig__wellsurance-family__cis.md`](policies/tata-aig__wellsurance-family__cis.md) |
| The New India Assurance Co. | Asha Kiran Policy | `NIAHLIP25047V042425` | 36% | [`policies/new-india__asha-kiran-policy__cis.md`](policies/new-india__asha-kiran-policy__cis.md) |
| The New India Assurance Co. | Asha Kiran Policy | `—` | 18% | [`policies/new-india__asha-kiran-policy__brochure.md`](policies/new-india__asha-kiran-policy__brochure.md) |
| The New India Assurance Co. | Janata Mediclaim Policy | `NIAHLIP25046V042425` | 36% | [`policies/new-india__janata-mediclaim-policy__wordings.md`](policies/new-india__janata-mediclaim-policy__wordings.md) |
| The New India Assurance Co. | New India Asha Kiran (Girl Child Family Floater) | `NIAHLIP21233V022021` | 60% | [`policies/new-india__asha-kiran.md`](policies/new-india__asha-kiran.md) |
| The New India Assurance Co. | New India Floater Mediclaim Policy | `NIAHLIP25039V082425` | 45% | [`policies/new-india__new-india-floater-mediclaim-policy__wordings.md`](policies/new-india__new-india-floater-mediclaim-policy__wordings.md) |
| The New India Assurance Co. | New India Floater Mediclaim Policy | `NIAHLIP25039V082425` | 85% | [`policies/new-india__floater-mediclaim.md`](policies/new-india__floater-mediclaim.md) |
| The New India Assurance Co. | New India Janata Mediclaim | `NIAHLIP25046V042425` | 70% | [`policies/new-india__janata-mediclaim.md`](policies/new-india__janata-mediclaim.md) |
| The New India Assurance Co. | New India Mediclaim Policy | `NIAHLIP23187V052223` | 45% | [`policies/new-india__new-india-mediclaim-policy__wordings.md`](policies/new-india__new-india-mediclaim-policy__wordings.md) |
| The New India Assurance Co. | New India Mediclaim Policy | `NIAHLIP25040V082425` | 45% | [`policies/new-india__new-india-mediclaim-policy__brochure.md`](policies/new-india__new-india-mediclaim-policy__brochure.md) |
| The New India Assurance Co. | New India Mediclaim Policy (Individual) | `NIAHLIP23187V052223` | 65% | [`policies/new-india__mediclaim-policy.md`](policies/new-india__mediclaim-policy.md) |
| The New India Assurance Co. | New India Universal Health Insurance | `NIAHLIP25052V032425` | 55% | [`policies/new-india__universal-health.md`](policies/new-india__universal-health.md) |
| The New India Assurance Co. | New India Yuva Bharat Health Policy | `NIAHLIP22025V022223` | 65% | [`policies/new-india__yuva-bharat.md`](policies/new-india__yuva-bharat.md) |
| The New India Assurance Co. | Universal Health Insurance | `NIAHLIP25052V032425` | 18% | [`policies/new-india__universal-health-insurance__wordings.md`](policies/new-india__universal-health-insurance__wordings.md) |
| The New India Assurance Co. | Yuva Bharat Health Policy | `NIAHLIP22025V022223` | 36% | [`policies/new-india__yuva-bharat-health-policy__wordings.md`](policies/new-india__yuva-bharat-health-policy__wordings.md) |
| acko | ACKO Health III (Platinum Lite) | `ACKHLIP27040V012627` | — | [`policies/acko__acko-health-iii-platinum-lite__wordings.md`](policies/acko__acko-health-iii-platinum-lite__wordings.md) |
| acko | ACKO Health III (Platinum Super Top-up) | `ACKHLIP27040V012627` | — | [`policies/acko__acko-health-iii-platinum-super-top-up__wordings.md`](policies/acko__acko-health-iii-platinum-super-top-up__wordings.md) |
| acko | ACKO Health III (Platinum) | `ACKHLIP27040V012627` | — | [`policies/acko__acko-health-iii-platinum__wordings.md`](policies/acko__acko-health-iii-platinum__wordings.md) |
| acko | ACKO Platinum | `—` | — | [`policies/acko__acko-health-iii-platinum__brochure.md`](policies/acko__acko-health-iii-platinum__brochure.md) |
| acko | Acko Health II | `ACKHLIP26036V012526` | — | [`policies/acko__acko-health-ii__wordings.md`](policies/acko__acko-health-ii__wordings.md) |
| acko | Acko Health III | `ACKHLIP27040V012627` | — | [`policies/acko__acko-health-iii__cis.md`](policies/acko__acko-health-iii__cis.md) |
| acko | Acko Health III | `ACKHLIP27040V012627` | — | [`policies/acko__acko-health-iii__wordings.md`](policies/acko__acko-health-iii__wordings.md) |
| acko | Acko Personal Health Policy | `ACKHLIP25035V022425` | — | [`policies/acko__acko-personal-health__wordings.md`](policies/acko__acko-personal-health__wordings.md) |
| acko | Arogya Sanjeevani Policy - Acko | `ACKHLIP20183V011920` | — | [`policies/acko__arogya-sanjeevani__wordings.md`](policies/acko__arogya-sanjeevani__wordings.md) |
| cholamandalam | Arogya Sanjeevani Policy | `CHOHLIP20035V021920` | — | [`policies/cholamandalam__arogya-sanjeevani__wordings.md`](policies/cholamandalam__arogya-sanjeevani__wordings.md) |
| cholamandalam | Chola Flexi Health Supreme | `CHOHLIP27040V032627` | — | [`policies/cholamandalam__flexi-health-supreme__wordings.md`](policies/cholamandalam__flexi-health-supreme__wordings.md) |
| cholamandalam | Chola Healthline | `CHOHLIP24153V062526` | — | [`policies/cholamandalam__chola-healthline__wordings.md`](policies/cholamandalam__chola-healthline__wordings.md) |
| cholamandalam | Chola MS Critical Healthline Insurance | `CHOHLIP21302V022021` | — | [`policies/cholamandalam__critical-healthline__wordings.md`](policies/cholamandalam__critical-healthline__wordings.md) |
| cholamandalam | Chola Super Topup Insurance | `CHOHLIP21309V022021` | — | [`policies/cholamandalam__super-topup__wordings.md`](policies/cholamandalam__super-topup__wordings.md) |
| cholamandalam | Flexi Health | `CHOHLIP24145V062526` | — | [`policies/cholamandalam__flexi-health__wordings.md`](policies/cholamandalam__flexi-health__wordings.md) |
| go-digit | Arogya Sanjeevani Policy, Go Digit | `GODHLIP24179V022324` | — | [`policies/go-digit__arogya-sanjeevani__wordings.md`](policies/go-digit__arogya-sanjeevani__wordings.md) |
| go-digit | Digit Complete Care Policy | `GODHLGP21492V022021` | — | [`policies/go-digit__digit-complete-care__wordings.md`](policies/go-digit__digit-complete-care__wordings.md) |
| go-digit | Digit Health Care Plus Policy | `GODHLIP27048V052627` | — | [`policies/go-digit__digit-health-care-plus__wordings.md`](policies/go-digit__digit-health-care-plus__wordings.md) |
| go-digit | Digit Health Insurance Policy | `GODHLIP25039V022425` | — | [`policies/go-digit__digit-health-insurance__wordings.md`](policies/go-digit__digit-health-insurance__wordings.md) |
| go-digit | Digit Supreme Care Policy | `GODHLGP24055V012324` | — | [`policies/go-digit__digit-supreme-care__wordings.md`](policies/go-digit__digit-supreme-care__wordings.md) |
| go-digit | Digit Top-Up Policy | `GODHLIP24056V012324` | — | [`policies/go-digit__digit-top-up__wordings.md`](policies/go-digit__digit-top-up__wordings.md) |
| iffco-tokio | Critical Illness Benefit Policy | `IFFHLIP19036V011920` | — | [`policies/iffco-tokio__critical-illness-benefit__wordings.md`](policies/iffco-tokio__critical-illness-benefit__wordings.md) |
| iffco-tokio | Essential Health Protector | `IFFHLIP25040V022425` | — | [`policies/iffco-tokio__essential-health-plan__wordings.md`](policies/iffco-tokio__essential-health-plan__wordings.md) |
| iffco-tokio | Family Health Protector | `IFFHLIP26042V062526` | — | [`policies/iffco-tokio__family-health-protector__wordings.md`](policies/iffco-tokio__family-health-protector__wordings.md) |
| iffco-tokio | Health Protector (Individual) | `IFFHLIP26041V062526` | — | [`policies/iffco-tokio__individual-health-protector__wordings.md`](policies/iffco-tokio__individual-health-protector__wordings.md) |
| iffco-tokio | Health Protector Assure | `IFFHLIP24131V012324` | — | [`policies/iffco-tokio__health-protector-assure__wordings.md`](policies/iffco-tokio__health-protector-assure__wordings.md) |
| iffco-tokio | Health Protector Plus (Top Up / Super Top Up) | `IFFHLIP21328V022021` | — | [`policies/iffco-tokio__health-protector-plus__wordings.md`](policies/iffco-tokio__health-protector-plus__wordings.md) |
| national-insurance | Arogya Sanjeevani Policy - National | `NICHLIP25041V022425` | — | [`policies/national-insurance__arogya-sanjeevani__cis.md`](policies/national-insurance__arogya-sanjeevani__cis.md) |
| national-insurance | Arogya Sanjeevani Policy - National | `NICHLIP25041V022425` | — | [`policies/national-insurance__arogya-sanjeevani__prospectus.md`](policies/national-insurance__arogya-sanjeevani__prospectus.md) |
| national-insurance | Arogya Sanjeevani Policy - National | `NICHLIP25041V022425` | — | [`policies/national-insurance__arogya-sanjeevani__wordings.md`](policies/national-insurance__arogya-sanjeevani__wordings.md) |
| national-insurance | BoB National Health Policy | `NICHLIP22045V012122` | — | [`policies/national-insurance__bob-national-health__cis.md`](policies/national-insurance__bob-national-health__cis.md) |
| national-insurance | BoB National Health Policy | `NICHLIP22045V012122` | — | [`policies/national-insurance__bob-national-health__prospectus.md`](policies/national-insurance__bob-national-health__prospectus.md) |
| national-insurance | BoB National Health Policy | `NICHLIP22045V012122` | — | [`policies/national-insurance__bob-national-health__wordings.md`](policies/national-insurance__bob-national-health__wordings.md) |
| national-insurance | National Critical Illness Policy | `NlCHLIP18086V011718` | — | [`policies/national-insurance__national-critical-illness__cis.md`](policies/national-insurance__national-critical-illness__cis.md) |
| national-insurance | National Critical Illness Policy | `NlCHLIP18086V011718` | — | [`policies/national-insurance__national-critical-illness__prospectus.md`](policies/national-insurance__national-critical-illness__prospectus.md) |
| national-insurance | National Critical Illness Policy | `NlCHLIP18086V011718` | — | [`policies/national-insurance__national-critical-illness__wordings.md`](policies/national-insurance__national-critical-illness__wordings.md) |
| national-insurance | National Hospi Cash Policy | `NICHLIP25046V012425` | — | [`policies/national-insurance__national-hospi-cash__cis.md`](policies/national-insurance__national-hospi-cash__cis.md) |
| national-insurance | National Hospi Cash Policy | `NICHLIP25046V012425` | — | [`policies/national-insurance__national-hospi-cash__prospectus.md`](policies/national-insurance__national-hospi-cash__prospectus.md) |
| national-insurance | National Mediclaim Plus Policy | `NICHLIP25038V032425` | — | [`policies/national-insurance__national-mediclaim-plus__cis.md`](policies/national-insurance__national-mediclaim-plus__cis.md) |
| national-insurance | National Mediclaim Plus Policy | `NICHLIP25038V032425` | — | [`policies/national-insurance__national-mediclaim-plus__prospectus.md`](policies/national-insurance__national-mediclaim-plus__prospectus.md) |
| national-insurance | National Mediclaim Plus Policy | `NICHLIP25038V032425` | — | [`policies/national-insurance__national-mediclaim-plus__wordings.md`](policies/national-insurance__national-mediclaim-plus__wordings.md) |
| national-insurance | National Mediclaim Policy | `NICHLIP25036V082425` | — | [`policies/national-insurance__national-mediclaim__cis.md`](policies/national-insurance__national-mediclaim__cis.md) |
| national-insurance | National Mediclaim Policy | `NICHLIP25036V082425` | — | [`policies/national-insurance__national-mediclaim__prospectus.md`](policies/national-insurance__national-mediclaim__prospectus.md) |
| national-insurance | National Mediclaim Policy | `NICHLIP25036V082425` | — | [`policies/national-insurance__national-mediclaim__wordings.md`](policies/national-insurance__national-mediclaim__wordings.md) |
| national-insurance | National Parivar Mediclaim Plus Policy | `NICHLIP25039V032425` | — | [`policies/national-insurance__national-parivar-plus__cis.md`](policies/national-insurance__national-parivar-plus__cis.md) |
| national-insurance | National Parivar Mediclaim Plus Policy | `NICHLIP25039V032425` | — | [`policies/national-insurance__national-parivar-plus__prospectus.md`](policies/national-insurance__national-parivar-plus__prospectus.md) |
| national-insurance | National Parivar Mediclaim Plus Policy | `NICHLIP25039V032425` | — | [`policies/national-insurance__national-parivar-plus__wordings.md`](policies/national-insurance__national-parivar-plus__wordings.md) |
| national-insurance | National Senior Citizen Mediclaim Policy | `NICHLIP25040V042425` | — | [`policies/national-insurance__national-senior-citizen__cis.md`](policies/national-insurance__national-senior-citizen__cis.md) |
| national-insurance | National Senior Citizen Mediclaim Policy | `NICHLIP25040V042425` | — | [`policies/national-insurance__national-senior-citizen__prospectus.md`](policies/national-insurance__national-senior-citizen__prospectus.md) |
| national-insurance | National Senior Citizen Mediclaim Policy | `NICHLIP25040V042425` | — | [`policies/national-insurance__national-senior-citizen__wordings.md`](policies/national-insurance__national-senior-citizen__wordings.md) |
| national-insurance | National Super Top Up Mediclaim Policy | `NICHLIP24154V042324` | — | [`policies/national-insurance__national-super-top-up__cis.md`](policies/national-insurance__national-super-top-up__cis.md) |
| national-insurance | National Super Top Up Mediclaim Policy | `NICHLIP24154V042324` | — | [`policies/national-insurance__national-super-top-up__prospectus.md`](policies/national-insurance__national-super-top-up__prospectus.md) |
| national-insurance | National Super Top Up Mediclaim Policy | `NICHLIP24154V042324` | — | [`policies/national-insurance__national-super-top-up__wordings.md`](policies/national-insurance__national-super-top-up__wordings.md) |
| national-insurance | National Surrogacy Insurance Policy | `NICHLIP25042V012425` | — | [`policies/national-insurance__national-surrogacy__cis.md`](policies/national-insurance__national-surrogacy__cis.md) |
| national-insurance | National Surrogacy Insurance Policy | `NICHLIP25042V012425` | — | [`policies/national-insurance__national-surrogacy__prospectus.md`](policies/national-insurance__national-surrogacy__prospectus.md) |
| national-insurance | National Young India Mediclaim Plus Policy | `NICHLIP24127V012324` | — | [`policies/national-insurance__national-young-india-plus__cis.md`](policies/national-insurance__national-young-india-plus__cis.md) |
| national-insurance | National Young India Mediclaim Plus Policy | `NICHLIP24127V012324` | — | [`policies/national-insurance__national-young-india-plus__prospectus.md`](policies/national-insurance__national-young-india-plus__prospectus.md) |
| national-insurance | National Young India Mediclaim Plus Policy | `NICHLIP24127V012324` | — | [`policies/national-insurance__national-young-india-plus__wordings.md`](policies/national-insurance__national-young-india-plus__wordings.md) |
| national-insurance | National Young India Mediclaim Policy | `NICHLIP24005V022324` | — | [`policies/national-insurance__national-young-india__cis.md`](policies/national-insurance__national-young-india__cis.md) |
| national-insurance | National Young India Mediclaim Policy | `NICHLIP24005V022324` | — | [`policies/national-insurance__national-young-india__prospectus.md`](policies/national-insurance__national-young-india__prospectus.md) |
| national-insurance | National Young India Mediclaim Policy | `NICHLIP24005V022324` | — | [`policies/national-insurance__national-young-india__wordings.md`](policies/national-insurance__national-young-india__wordings.md) |
| national-insurance | New National Parivar Mediclaim Policy | `NICHLIP25037V022425` | — | [`policies/national-insurance__new-national-parivar__cis.md`](policies/national-insurance__new-national-parivar__cis.md) |
| national-insurance | New National Parivar Mediclaim Policy | `NICHLIP25037V022425` | — | [`policies/national-insurance__new-national-parivar__prospectus.md`](policies/national-insurance__new-national-parivar__prospectus.md) |
| national-insurance | New National Parivar Mediclaim Policy | `NICHLIP25037V022425` | — | [`policies/national-insurance__new-national-parivar__wordings.md`](policies/national-insurance__new-national-parivar__wordings.md) |
| national-insurance | Universal Health Insurance Policy | `NICHLIP21593V042021` | — | [`policies/national-insurance__universal-health__cis.md`](policies/national-insurance__universal-health__cis.md) |
| national-insurance | Universal Health Insurance Policy | `NICHLIP21593V042021` | — | [`policies/national-insurance__universal-health__prospectus.md`](policies/national-insurance__universal-health__prospectus.md) |
| national-insurance | Universal Health Insurance Policy | `NICHLIP21593V042021` | — | [`policies/national-insurance__universal-health__wordings.md`](policies/national-insurance__universal-health__wordings.md) |
| oriental-insurance | Arogya Sanjeevani Policy - Oriental | `OICHLIP21557V022021` | — | [`policies/oriental-insurance__arogya-sanjeevani__brochure.md`](policies/oriental-insurance__arogya-sanjeevani__brochure.md) |
| oriental-insurance | Arogya Sanjeevani Policy - Oriental | `OICHLIP21557V022021` | — | [`policies/oriental-insurance__arogya-sanjeevani__wordings.md`](policies/oriental-insurance__arogya-sanjeevani__wordings.md) |
| oriental-insurance | Happy Family Floater Policy - 2021 | `OICHLIP22010V042223` | — | [`policies/oriental-insurance__happy-family-floater__brochure.md`](policies/oriental-insurance__happy-family-floater__brochure.md) |
| oriental-insurance | Happy Family Floater Policy - 2021 | `OICHLIP22010V042223` | — | [`policies/oriental-insurance__happy-family-floater__wordings.md`](policies/oriental-insurance__happy-family-floater__wordings.md) |
| oriental-insurance | Oriental Mediclaim Insurance Policy (Individual) | `OICHLIP23084V042223` | — | [`policies/oriental-insurance__oriental-mediclaim-individual__cis.md`](policies/oriental-insurance__oriental-mediclaim-individual__cis.md) |
| oriental-insurance | Oriental Mediclaim Insurance Policy (Individual) | `OICHLIP23084V042223` | — | [`policies/oriental-insurance__oriental-mediclaim-individual__wordings.md`](policies/oriental-insurance__oriental-mediclaim-individual__wordings.md) |
| indusind-general | IndusInd Group Mediclaim | `RELHLGP21523V022021` | — | [`policies/indusind-general__group-mediclaim__wordings.md`](policies/indusind-general__group-mediclaim__wordings.md) |
| indusind-general | IndusInd HealthGain Policy | `INIHLIP26040V042526` | — | [`policies/indusind-general__health-gain__wordings.md`](policies/indusind-general__health-gain__wordings.md) |
| indusind-general | IndusInd Hospi Care Insurance | `RELHLIP20027V012021` | — | [`policies/indusind-general__hospi-care__wordings.md`](policies/indusind-general__hospi-care__wordings.md) |
| reliance-general | Personal Accident Policy | `RELPAGP01001V010001` | — | [`policies/reliance-general__personal-accident__wordings.md`](policies/reliance-general__personal-accident__wordings.md) |
| royal-sundaram | Advanced Top Up Health Insurance Plan | `RSAHLIP23029V012223` | — | [`policies/royal-sundaram__advanced-top-up__brochure.md`](policies/royal-sundaram__advanced-top-up__brochure.md) |
| royal-sundaram | Advanced Top Up Health Insurance Plan | `RSAHLIP23029V012223` | — | [`policies/royal-sundaram__advanced-top-up__cis.md`](policies/royal-sundaram__advanced-top-up__cis.md) |
| royal-sundaram | Advanced Top Up Health Insurance Plan | `RSAHLIP23029V012223` | — | [`policies/royal-sundaram__advanced-top-up__wordings.md`](policies/royal-sundaram__advanced-top-up__wordings.md) |
| royal-sundaram | Arogya Sanjeevani Policy | `RSAHLIP25013V022425` | — | [`policies/royal-sundaram__arogya-sanjeevani__wordings.md`](policies/royal-sundaram__arogya-sanjeevani__wordings.md) |
| royal-sundaram | Family Plus | `RSAHLIP22200V032122` | — | [`policies/royal-sundaram__family-plus__cis.md`](policies/royal-sundaram__family-plus__cis.md) |
| royal-sundaram | Family Plus | `RSAHLIP22200V032122` | — | [`policies/royal-sundaram__family-plus__wordings.md`](policies/royal-sundaram__family-plus__wordings.md) |
| royal-sundaram | Lifeline (Classic / Supreme / Elite) | `RSAHLIP24146V032324` | — | [`policies/royal-sundaram__lifeline__brochure.md`](policies/royal-sundaram__lifeline__brochure.md) |
| royal-sundaram | Lifeline (Classic / Supreme / Elite) | `RSAHLIP24146V032324` | — | [`policies/royal-sundaram__lifeline__cis.md`](policies/royal-sundaram__lifeline__cis.md) |
| royal-sundaram | Lifeline (Classic / Supreme / Elite) | `RSAHLIP24146V032324` | — | [`policies/royal-sundaram__lifeline__wordings.md`](policies/royal-sundaram__lifeline__wordings.md) |
| royal-sundaram | Multiplier Health Insurance Plan | `RSAHLIP23030V012223` | — | [`policies/royal-sundaram__multiplier__brochure.md`](policies/royal-sundaram__multiplier__brochure.md) |
| royal-sundaram | Multiplier Health Insurance Plan | `RSAHLIP23030V012223` | — | [`policies/royal-sundaram__multiplier__cis.md`](policies/royal-sundaram__multiplier__cis.md) |
| royal-sundaram | Multiplier Health Insurance Plan | `RSAHLIP23030V012223` | — | [`policies/royal-sundaram__multiplier__wordings.md`](policies/royal-sundaram__multiplier__wordings.md) |
| royal-sundaram | PreSecure Advantage | `RSAHLIP25036V012425` | — | [`policies/royal-sundaram__presecure-advantage__wordings.md`](policies/royal-sundaram__presecure-advantage__wordings.md) |
| royal-sundaram | Surrosafe Health Insurance | `RSAHLIP24110V012324` | — | [`policies/royal-sundaram__surrosafe__wordings.md`](policies/royal-sundaram__surrosafe__wordings.md) |
| sbi-general | Arogya Supreme | `SBIHLIP21043V012122` | — | [`policies/sbi-general__arogya-supreme__brochure.md`](policies/sbi-general__arogya-supreme__brochure.md) |
| sbi-general | Arogya Supreme | `SBIHLIP21043V012122` | — | [`policies/sbi-general__arogya-supreme__cis.md`](policies/sbi-general__arogya-supreme__cis.md) |
| sbi-general | Arogya Supreme | `SBIHLIP21043V012122` | — | [`policies/sbi-general__arogya-supreme__wordings.md`](policies/sbi-general__arogya-supreme__wordings.md) |
| sbi-general | Arogya Top-Up Policy | `SBIHLIP22137V032122` | — | [`policies/sbi-general__arogya-top-up__wordings.md`](policies/sbi-general__arogya-top-up__wordings.md) |
| sbi-general | Health Edge Insurance | `SBIHLIP23173V012223` | — | [`policies/sbi-general__health-edge__cis.md`](policies/sbi-general__health-edge__cis.md) |
| sbi-general | Health Edge Insurance | `SBIHLIP23173V012223` | — | [`policies/sbi-general__health-edge__wordings.md`](policies/sbi-general__health-edge__wordings.md) |
| sbi-general | SBI General Health Alpha | `SBIHLIP26038V012526` | — | [`policies/sbi-general__health-alpha__cis.md`](policies/sbi-general__health-alpha__cis.md) |
| sbi-general | SBI General Health Alpha | `SBIHLIP26038V012526` | — | [`policies/sbi-general__health-alpha__wordings.md`](policies/sbi-general__health-alpha__wordings.md) |
| sbi-general | SBIG Health Super Top-Up | `SBIHLIP25035V012425` | — | [`policies/sbi-general__super-top-up__wordings.md`](policies/sbi-general__super-top-up__wordings.md) |
| sbi-general | SBIG Health Super Top-Up | `—` | — | [`policies/sbi-general__super-top-up__cis.md`](policies/sbi-general__super-top-up__cis.md) |
| sbi-general | Super Health Insurance | `SBIHLIP24141V022324` | — | [`policies/sbi-general__super-health-insurance__cis.md`](policies/sbi-general__super-health-insurance__cis.md) |
| sbi-general | Super Health Insurance | `SBIHLIP24141V022324` | — | [`policies/sbi-general__super-health-insurance__wordings.md`](policies/sbi-general__super-health-insurance__wordings.md) |

## Methodology

| File | What it contains |
| --- | --- |
| [`methodology/scorecard.json`](methodology/scorecard.json) | Authoritative methodology contract: 6 sub-scores, weights, scored-field list, consumer rationale, anchors. Exported from `backend/scorecard.py`. |
| [`methodology/glossary.json`](methodology/glossary.json) | User-facing jargon explanation contract — 13 terms × {en, hi} × {title, body}. Mirror of `frontend/src/lib/i18n.ts` GLOSSARY. |
| [`methodology/discovery-script.md`](methodology/discovery-script.md) | Profile Builder discovery script — verbatim copy of `70-docs/discovery-script.md`. |
| [`methodology/knowledge-graph.md`](methodology/knowledge-graph.md) | Profile-field ↔ sub-score weight-shift map — verbatim copy of `70-docs/scorecard-knowledge-graph.md`. |
| [`methodology/tie-breakers.md`](methodology/tie-breakers.md) | Recommendation tie-breaker rubric — verbatim copy of `70-docs/tie-breaker-rubric.md`. |
| [`methodology/INDEX.md`](methodology/INDEX.md) | Pointer index to all design / decision docs. |

## Data lineage

- [`AUDIT_TRAIL.md`](AUDIT_TRAIL.md) — end-to-end pipeline lineage + per-batch curation log.

## Layout

```
kb/
├── INDEX.md                       (this file)
├── AUDIT_TRAIL.md                 (data lineage + curation history)
├── policies/<policy_id>.md       (222 files — one per curated policy)
├── methodology/
│   ├── scorecard.json             (6 sub-scores + weights + anchors)
│   ├── glossary.json              (13 terms × en/hi)
│   ├── discovery-script.md
│   ├── knowledge-graph.md
│   ├── tie-breakers.md
│   └── INDEX.md
├── research/
├── calculations/
├── reviews/
├── premiums/
├── security/
└── eval/
```

## Provenance convention

Every `policies/<id>.md` file is generated from `40-data/policy_facts/<id>.json` and preserves the verbatim source quote and source PDF path for every field. JSON is the machine source; markdown is the human-readable mirror. Regenerate the entire kb/ tree by running `.venv/bin/python3 tools/build_kb_mirror.py`.