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Six-pillar health score with visible breakdown; prospects pillar; profile-weighted drawdown efficiency
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US practitioner layer: forensic scores, owner economics, valuation history, ownership, asymmetry hurdle, memos, harvesting
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Lot averaging: several purchases per ticker, sales netted, per-lot tax periods
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European institutional layer: factor panel, sector UCITS, UK/EU duties, wrapper
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construction layer (risk decomposition, joint selection, constrained scenarios, post-trade proof, instruments, guards, exclusions) + Alpha Vantage premium as primary data source + policy backtest
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institutional layer: Sharadar-primary data + sanity gates, valuation ranges/reverse DCF/sector models, risk analytics (stress, VaR, look-through, tilts, liquidity), domicile benchmark, lens sampling + audit trail, tax/cost-aware plan, suitability, regression suite
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