apps/admin/src/pages/BillingPage.tsx

import { useState, useEffect, useRef } from 'react';
import { useTranslation } from 'react-i18next';
import { Brain, MessageCircle, TrendingUp, Send, Loader2, AlertCircle, Zap, X, Flame, HelpCircle, Download } from 'lucide-react';
import { api } from '@/lib/api';
import { useAuth } from '@/lib/auth';
import { useTenant } from '@/lib/tenant';

const SUPPORT_WA_NUMBER = import.meta.env.VITE_SUPPORT_WA_NUMBER as string | undefined;
const SUPPORT_WA_URL = SUPPORT_WA_NUMBER
    ? `https://wa.me/${SUPPORT_WA_NUMBER}?text=Bonjour%2C%20je%20souhaite%20recharger%20mes%20cr%C3%A9dits%20Xaml%C3%A9.`
    : null;

function RechargeModal({ onClose }: { onClose: () => void }) {
    const { t } = useTranslation();

    const CREDIT_PACKS = [
        { labelKey: 'billing.pack_500_label', priceKey: 'billing.pack_500_price', credits: 500, popular: false },
        { labelKey: 'billing.pack_2000_label', priceKey: 'billing.pack_2000_price', credits: 2000, popular: true },
        { labelKey: 'billing.pack_5000_label', priceKey: 'billing.pack_5000_price', credits: 5000, popular: false },
    ];

    useEffect(() => {
        document.body.style.overflow = 'hidden';
        const onKey = (e: KeyboardEvent) => e.key === 'Escape' && onClose();
        window.addEventListener('keydown', onKey);
        return () => {
            document.body.style.overflow = '';
            window.removeEventListener('keydown', onKey);
        };
    }, [onClose]);

    return (
        <div
            className="fixed inset-0 bg-black/40 backdrop-blur-sm z-50 flex items-end sm:items-center justify-center sm:p-4"
            onClick={onClose}
        >
            <div
                className="bg-white w-full sm:max-w-md rounded-t-3xl sm:rounded-2xl shadow-2xl flex flex-col max-h-[90vh]"
                onClick={e => e.stopPropagation()}
            >
                <div className="flex items-center justify-between px-6 py-5 border-b border-slate-100 shrink-0">
                    <div>
                        <h2 className="text-lg font-bold text-slate-900">{t('billing.modal_title')}</h2>
                        <p className="text-xs text-slate-400 mt-0.5">{t('billing.modal_rate')}</p>
                    </div>
                    <button
                        onClick={onClose}
                        className="w-8 h-8 flex items-center justify-center rounded-full hover:bg-slate-100 text-slate-400 transition-colors"
                    >
                        <X className="w-5 h-5" />
                    </button>
                </div>

                <div className="overflow-y-auto flex-1 px-6 py-5 space-y-3">
                    {CREDIT_PACKS.map(pack => (
                        <a
                            key={pack.credits}
                            href={SUPPORT_WA_URL ? `${SUPPORT_WA_URL}%20-%20Pack%20${t(pack.labelKey)}` : '#'}
                            target={SUPPORT_WA_URL ? '_blank' : undefined}
                            rel="noopener noreferrer"
                            className={`relative flex items-center justify-between p-4 border rounded-xl transition-all group ${pack.popular ? 'border-indigo-400 bg-indigo-50' : 'border-slate-200 hover:border-indigo-300 hover:bg-indigo-50'}`}
                        >
                            {pack.popular && (
                                <span className="absolute -top-2.5 left-4 px-2 py-0.5 bg-indigo-600 text-white text-xs font-bold rounded-full">
                                    {t('billing.modal_popular')}
                                </span>
                            )}
                            <div>
                                <p className="font-semibold text-slate-800 group-hover:text-indigo-700">{t(pack.labelKey)}</p>
                                <p className="text-xs text-slate-400 mt-0.5">{t('billing.modal_ai_messages', { count: pack.credits })}</p>
                            </div>
                            <span className="text-indigo-600 font-bold shrink-0 ml-4">{t(pack.priceKey)}</span>
                        </a>
                    ))}
                </div>

                <div className="px-6 py-4 border-t border-slate-100 shrink-0">
                    <p className="text-xs text-slate-400 text-center">
                        {t('billing.modal_footer')}
                    </p>
                </div>
            </div>
        </div>
    );
}

interface WalletData {
    walletBalance: number;
    isHardStopped: boolean;
    transactions: Array<{
        id: string;
        amount: number;
        balanceAfter: number;
        type: string;
        description: string | null;
        byok: boolean;
        createdAt: string;
    }>;
}

interface BillingSummary {
    plan: string;
    planLabel: string;
    period: { start: string; end: string };
    ai: {
        creditsUsed: number;
        creditsLimit: number;
        percentUsed: number;
        totalCalls: number;
        costFcfa: number;
    };
    whatsapp: { messagesSent: number };
}

interface HistoryDay {
    date: string;
    aiCalls: number;
    whatsappMessages: number;
    costFcfa: number;
}

interface BreakdownItem {
    feature: string;
    calls: number;
}

interface ChatMessage {
    role: 'user' | 'assistant';
    text: string;
}

function DaysRemainingBadge({ walletBalance, transactions }: { walletBalance: number; transactions: WalletData['transactions'] }) {
    const { t } = useTranslation();
    const sevenDaysAgo = Date.now() - 7 * 86_400_000;
    const weeklyDebit = transactions
        .filter(tx => tx.amount < 0 && new Date(tx.createdAt).getTime() > sevenDaysAgo)
        .reduce((sum, tx) => sum + Math.abs(tx.amount), 0);

    if (weeklyDebit === 0) return null;

    const dailyBurn = weeklyDebit / 7;
    const days = Math.floor(walletBalance / dailyBurn);

    const color = days <= 3 ? 'text-red-600 bg-red-50' : days <= 10 ? 'text-amber-600 bg-amber-50' : 'text-emerald-600 bg-emerald-50';
    const icon = days <= 3 ? '🔴' : days <= 10 ? '🟡' : '🟢';
    const label = days > 1
        ? t('billing.days_remaining_plural', { days })
        : t('billing.days_remaining', { days });

    return (
        <span className={`inline-flex items-center gap-1.5 px-3 py-1 rounded-full text-xs font-semibold ${color}`}>
            {icon} <strong>{label}</strong>
        </span>
    );
}

export default function BillingPage() {
    const { t } = useTranslation();
    const { token, user } = useAuth();
    const { selectedOrgId } = useTenant();
    const orgId = selectedOrgId;

    const [summary, setSummary] = useState<BillingSummary | null>(null);
    const [wallet, setWallet] = useState<WalletData | null>(null);
    const [history, setHistory] = useState<HistoryDay[]>([]);
    const [breakdown, setBreakdown] = useState<BreakdownItem[]>([]);
    const [loading, setLoading] = useState(true);
    const [error, setError] = useState<string | null>(null);
    const [showRecharge, setShowRecharge] = useState(false);

    const [chatMessages, setChatMessages] = useState<ChatMessage[]>([]);
    const [chatInput, setChatInput] = useState('');
    const [chatLoading, setChatLoading] = useState(false);
    const chatEndRef = useRef<HTMLDivElement>(null);

    const QUICK_QUESTIONS = [
        t('billing.quick_q1'),
        t('billing.quick_q2'),
        t('billing.quick_q3'),
        t('billing.quick_q4'),
    ];

    const TX_LABELS: Record<string, string> = {
        TOP_UP_MANUAL: t('billing.tx_TOP_UP_MANUAL'),
        TOP_UP_PAYMENT: t('billing.tx_TOP_UP_PAYMENT'),
        ADJUSTMENT: t('billing.tx_ADJUSTMENT'),
        DEBIT_AI: t('billing.tx_DEBIT_AI'),
        DEBIT_WHATSAPP: t('billing.tx_DEBIT_WHATSAPP'),
        DEBIT_BROADCAST: t('billing.tx_DEBIT_BROADCAST'),
    };

    useEffect(() => {
        if (!orgId || !token) return;
        setLoading(true);
        Promise.all([
            api.get('/v1/billing/summary', token, orgId),
            api.get('/v1/billing/history?days=30', token, orgId),
            api.get('/v1/billing/breakdown', token, orgId),
            api.get('/v1/billing/wallet', token, orgId),
        ]).then(([s, h, b, w]) => {
            setSummary(s);
            setHistory(h.history ?? []);
            setBreakdown(b.breakdown ?? []);
            setWallet(w);
        }).catch(err => setError(err.message))
          .finally(() => setLoading(false));
    }, [orgId, token]);

    useEffect(() => {
        chatEndRef.current?.scrollIntoView({ behavior: 'smooth' });
    }, [chatMessages]);

    const sendChat = async (question?: string) => {
        const q = (question ?? chatInput).trim();
        if (!q || chatLoading || !orgId || !token) return;
        setChatInput('');
        setChatMessages(prev => [...prev, { role: 'user', text: q }]);
        setChatLoading(true);
        try {
            const res = await api.post('/v1/billing/chat', { question: q, language: user?.language ?? 'FR' }, token, orgId);
            setChatMessages(prev => [...prev, { role: 'assistant', text: res.answer }]);
        } catch {
            setChatMessages(prev => [...prev, { role: 'assistant', text: t('billing.chat_error') }]);
        } finally {
            setChatLoading(false);
        }
    };

    function downloadTransactionsCSV() {
        if (!wallet?.transactions.length) return;
        const rows = [
            [
                t('billing.csv_col_date'),
                t('billing.csv_col_type'),
                t('billing.csv_col_desc'),
                t('billing.csv_col_amount'),
                t('billing.csv_col_balance'),
            ],
            ...wallet.transactions.map(tx => [
                new Date(tx.createdAt).toLocaleString(),
                TX_LABELS[tx.type] ?? tx.type,
                tx.description ?? '',
                tx.amount.toString(),
                tx.balanceAfter >= 0 ? tx.balanceAfter.toString() : '',
            ]),
        ];
        const csv = rows.map(r => r.map(cell => `"${String(cell).replace(/"/g, '""')}"`).join(',')).join('\n');
        const blob = new Blob(['' + csv], { type: 'text/csv;charset=utf-8;' });
        const url = URL.createObjectURL(blob);
        const a = document.createElement('a');
        a.href = url;
        a.download = `transactions-${new Date().toISOString().slice(0, 10)}.csv`;
        a.click();
        URL.revokeObjectURL(url);
    }

    const maxCalls = Math.max(...history.map(d => d.aiCalls + d.whatsappMessages), 1);

    if (!orgId) {
        return (
            <div className="flex items-center justify-center h-64 text-slate-400">
                <p className="text-lg font-medium">{t('billing.select_org')}</p>
            </div>
        );
    }

    if (loading) {
        return (
            <div className="flex items-center justify-center h-64">
                <Loader2 className="w-8 h-8 animate-spin text-indigo-500" />
            </div>
        );
    }

    if (error) {
        return (
            <div className="flex items-center gap-3 p-6 text-red-600 bg-red-50 rounded-xl m-6">
                <AlertCircle className="w-5 h-5 flex-shrink-0" />
                <span>{t('billing.error_prefix')} {error}</span>
            </div>
        );
    }

    if (!summary) return null;

    const periodLabel = new Date(summary.period.start).toLocaleDateString(undefined, { month: 'long', year: 'numeric' });
    const walletExhausted = wallet ? (wallet.isHardStopped || wallet.walletBalance <= 0) : false;
    const walletLow = wallet ? (wallet.walletBalance > 0 && wallet.walletBalance <= 200) : false;

    return (
        <div className="p-6 max-w-5xl mx-auto space-y-6">
            {showRecharge && <RechargeModal onClose={() => setShowRecharge(false)} />}

            {/* Suspended service alert */}
            {walletExhausted && (
                <div className="flex items-center justify-between gap-4 px-5 py-4 bg-red-50 border border-red-200 rounded-2xl">
                    <div className="flex items-center gap-3 text-red-700">
                        <AlertCircle className="w-5 h-5 shrink-0" />
                        <div>
                            <p className="font-bold text-sm">{t('billing.alert_exhausted_title')}</p>
                            <p className="text-xs text-red-500 mt-0.5">{t('billing.alert_exhausted_desc')}</p>
                        </div>
                    </div>
                    <button
                        onClick={() => setShowRecharge(true)}
                        className="shrink-0 px-4 py-2 bg-red-600 hover:bg-red-700 text-white text-sm font-bold rounded-xl transition-colors"
                    >
                        {t('billing.alert_recharge_btn')}
                    </button>
                </div>
            )}

            {/* Low balance alert */}
            {!walletExhausted && walletLow && (
                <div className="flex items-center justify-between gap-4 px-5 py-4 bg-amber-50 border border-amber-200 rounded-2xl">
                    <div className="flex items-center gap-3 text-amber-700">
                        <AlertCircle className="w-5 h-5 shrink-0" />
                        <div>
                            <p className="font-bold text-sm">{t('billing.alert_low_title', { count: wallet!.walletBalance })}</p>
                            <p className="text-xs text-amber-600 mt-0.5">{t('billing.alert_low_desc')}</p>
                        </div>
                    </div>
                    <button
                        onClick={() => setShowRecharge(true)}
                        className="shrink-0 px-4 py-2 bg-amber-600 hover:bg-amber-700 text-white text-sm font-bold rounded-xl transition-colors"
                    >
                        {t('billing.alert_recharge_btn')}
                    </button>
                </div>
            )}

            {/* Header */}
            <div className="flex items-center justify-between">
                <div>
                    <h1 className="text-2xl font-bold text-slate-900">{t('billing.page_title')}</h1>
                    <p className="text-slate-500 text-sm mt-1">{t('billing.period_label')} {periodLabel}</p>
                </div>
                <button
                    onClick={() => setShowRecharge(true)}
                    className="flex items-center gap-2 px-4 py-2 bg-indigo-600 hover:bg-indigo-700 text-white text-sm font-semibold rounded-xl transition-colors shadow-sm"
                >
                    <Zap className="w-4 h-4" />
                    {t('billing.recharge_btn')}
                </button>
            </div>

            {/* Wallet card */}
            {wallet && (
                <div className={`rounded-2xl border p-6 shadow-sm ${walletExhausted ? 'border-red-200 bg-red-50' : walletLow ? 'border-amber-200 bg-amber-50' : 'bg-white border-slate-200'}`}>
                    <div className="flex flex-col sm:flex-row sm:items-center justify-between gap-4">
                        <div className="flex items-center gap-4">
                            <div className={`w-14 h-14 rounded-2xl flex items-center justify-center text-2xl flex-shrink-0 ${walletExhausted ? 'bg-red-100' : walletLow ? 'bg-amber-100' : 'bg-emerald-100'}`}>
                                💳
                            </div>
                            <div>
                                <p className="text-sm font-medium text-slate-500">{t('billing.wallet_label')}</p>
                                <p className={`text-4xl font-black leading-tight ${walletExhausted ? 'text-red-600' : walletLow ? 'text-amber-600' : 'text-slate-900'}`}>
                                    {wallet.walletBalance.toLocaleString()}
                                    <span className="text-lg font-normal text-slate-400 ml-1.5">{t('billing.wallet_unit')}</span>
                                </p>
                                <p className="text-sm text-slate-400 mt-1">
                                    {t('billing.wallet_fcfa', { amount: (wallet.walletBalance * 10).toLocaleString() })}
                                </p>
                                <div className="mt-2">
                                    <DaysRemainingBadge walletBalance={wallet.walletBalance} transactions={wallet.transactions} />
                                </div>
                            </div>
                        </div>
                        <div className="flex flex-col items-start sm:items-end gap-2 shrink-0">
                            <button
                                onClick={() => setShowRecharge(true)}
                                className="px-5 py-2.5 bg-slate-900 hover:bg-slate-700 text-white rounded-xl font-bold text-sm transition-colors"
                            >
                                {t('billing.wallet_recharge_btn')}
                            </button>
                            <p className="text-xs text-slate-400">{t('billing.wallet_rate')}</p>
                        </div>
                    </div>
                </div>
            )}

            {/* Metric cards */}
            <div className="grid grid-cols-1 sm:grid-cols-2 gap-4">

                {/* AI messages this month */}
                <div className="bg-white rounded-2xl border border-slate-200 p-5 shadow-sm">
                    <div className="flex items-center gap-3 mb-3">
                        <div className="w-10 h-10 bg-indigo-100 rounded-xl flex items-center justify-center">
                            <Brain className="w-5 h-5 text-indigo-600" />
                        </div>
                        <p className="text-sm font-semibold text-slate-600">{t('billing.ai_messages_title')}</p>
                    </div>
                    <p className="text-3xl font-black text-slate-900">
                        {summary.ai.totalCalls.toLocaleString()}
                    </p>
                    <p className="text-sm text-slate-400 mt-1">
                        {t('billing.ai_cost_label', { cost: summary.ai.costFcfa.toLocaleString() })}
                    </p>
                    {summary.ai.percentUsed > 85 && (
                        <div className="mt-3">
                            <div className="w-full bg-slate-100 rounded-full h-2 mb-1">
                                <div className="h-2 rounded-full bg-red-500" style={{ width: `${Math.min(summary.ai.percentUsed, 100)}%` }} />
                            </div>
                            <button
                                onClick={() => setShowRecharge(true)}
                                className="flex items-center gap-1.5 text-xs text-red-600 hover:underline mt-1"
                            >
                                <AlertCircle className="w-3.5 h-3.5" />
                                {t('billing.ai_quota_warning', { pct: summary.ai.percentUsed })}
                            </button>
                        </div>
                    )}
                </div>

                {/* WhatsApp messages this month */}
                <div className="bg-white rounded-2xl border border-slate-200 p-5 shadow-sm">
                    <div className="flex items-center gap-3 mb-3">
                        <div className="w-10 h-10 bg-emerald-100 rounded-xl flex items-center justify-center">
                            <MessageCircle className="w-5 h-5 text-emerald-600" />
                        </div>
                        <p className="text-sm font-semibold text-slate-600">{t('billing.wa_messages_title')}</p>
                    </div>
                    <p className="text-3xl font-black text-slate-900">
                        {summary.whatsapp.messagesSent.toLocaleString()}
                    </p>
                    <div className="mt-3 bg-emerald-50 rounded-xl px-3 py-2.5">
                        <p className="text-xs text-emerald-700">
                            {t('billing.wa_free_note')}
                        </p>
                    </div>
                </div>
            </div>

            {/* 30-day activity chart */}
            <div className="bg-white rounded-2xl border border-slate-200 p-6 shadow-sm">
                <div className="flex items-center gap-2 mb-1">
                    <TrendingUp className="w-4 h-4 text-slate-400" />
                    <h2 className="text-sm font-semibold text-slate-700">{t('billing.activity_title')}</h2>
                </div>
                <p className="text-xs text-slate-400 mb-4">{t('billing.activity_subtitle')}</p>
                {history.length === 0 ? (
                    <p className="text-slate-400 text-sm text-center py-8">{t('billing.activity_empty')}</p>
                ) : (
                    <div className="flex items-end gap-1 h-28 overflow-x-auto pb-2">
                        {history.map(day => {
                            const total = day.aiCalls + day.whatsappMessages;
                            const heightPct = Math.round((total / maxCalls) * 100);
                            const dateLabel = new Date(day.date).toLocaleDateString(undefined, { day: '2-digit', month: '2-digit' });
                            return (
                                <div key={day.date} className="flex flex-col items-center gap-1 flex-1 min-w-[24px] group relative">
                                    <div
                                        className="w-full rounded-t-sm bg-indigo-300 group-hover:bg-indigo-500 transition-colors cursor-pointer"
                                        style={{ height: `${Math.max(heightPct, 2)}%` }}
                                        title={`${dateLabel} — IA: ${day.aiCalls} msg | WA: ${day.whatsappMessages} msg`}
                                    />
                                </div>
                            );
                        })}
                    </div>
                )}
            </div>

            {/* Feature breakdown */}
            {breakdown.length > 0 && (
                <div className="bg-white rounded-2xl border border-slate-200 p-6 shadow-sm">
                    <h2 className="text-sm font-semibold text-slate-700 mb-1">{t('billing.breakdown_title')}</h2>
                    <p className="text-xs text-slate-400 mb-4">{t('billing.breakdown_subtitle')}</p>
                    <div className="space-y-3">
                        {breakdown.slice(0, 5).map(item => {
                            const totalCalls = breakdown.reduce((s, i) => s + i.calls, 0);
                            const pct = totalCalls > 0 ? Math.round((item.calls / totalCalls) * 100) : 0;
                            const featureKey = `billing.feature_${item.feature}` as const;
                            return (
                                <div key={item.feature} className="flex items-center gap-3">
                                    <span className="text-sm text-slate-600 w-48 flex-shrink-0 truncate">
                                        {t(featureKey, { defaultValue: item.feature })}
                                    </span>
                                    <div className="flex-1 bg-slate-100 rounded-full h-2.5">
                                        <div className="h-2.5 rounded-full bg-indigo-400" style={{ width: `${pct}%` }} />
                                    </div>
                                    <span className="text-sm font-semibold text-slate-700 w-10 text-right">{pct}%</span>
                                </div>
                            );
                        })}
                    </div>
                </div>
            )}

            {/* Transaction history */}
            {wallet && wallet.transactions.length > 0 && (
                <div className="bg-white rounded-2xl border border-slate-200 shadow-sm overflow-hidden">
                    <div className="px-6 py-4 border-b border-slate-100 flex items-center justify-between">
                        <div>
                            <h2 className="text-sm font-semibold text-slate-700">{t('billing.transactions_title')}</h2>
                            <p className="text-xs text-slate-400 mt-0.5">{t('billing.transactions_subtitle')}</p>
                        </div>
                        <button
                            onClick={downloadTransactionsCSV}
                            className="flex items-center gap-1.5 text-xs text-slate-500 hover:text-indigo-600 hover:bg-indigo-50 px-3 py-1.5 rounded-lg transition-colors border border-slate-200 hover:border-indigo-200"
                        >
                            <Download className="w-3.5 h-3.5" />
                            {t('billing.csv_btn')}
                        </button>
                    </div>
                    <div className="divide-y divide-slate-50">
                        {wallet.transactions.filter(tx => !tx.byok).map(tx => {
                            const isCredit = tx.amount > 0;
                            return (
                                <div key={tx.id} className="flex items-center justify-between px-6 py-3 hover:bg-slate-50 transition-colors">
                                    <div className="flex items-center gap-3 min-w-0">
                                        <div className={`w-8 h-8 rounded-full flex items-center justify-center text-sm flex-shrink-0 ${isCredit ? 'bg-emerald-100' : 'bg-slate-100'}`}>
                                            {isCredit ? '➕' : '▪️'}
                                        </div>
                                        <div className="min-w-0">
                                            <p className="text-sm font-medium text-slate-700 truncate">
                                                {TX_LABELS[tx.type] ?? tx.type}
                                            </p>
                                            <p className="text-xs text-slate-400">
                                                {new Date(tx.createdAt).toLocaleDateString(undefined, {
                                                    day: '2-digit', month: 'short', hour: '2-digit', minute: '2-digit'
                                                })}
                                            </p>
                                        </div>
                                    </div>
                                    <div className="text-right ml-4 flex-shrink-0">
                                        <p className={`text-sm font-bold ${isCredit ? 'text-emerald-600' : 'text-slate-700'}`}>
                                            {isCredit ? '+' : ''}{tx.amount.toLocaleString()} {t('billing.wallet_unit')}
                                        </p>
                                        <p className="text-xs text-slate-400">
                                            {t('billing.balance_label')} {tx.balanceAfter >= 0 ? tx.balanceAfter.toLocaleString() : '—'}
                                        </p>
                                    </div>
                                </div>
                            );
                        })}
                    </div>
                </div>
            )}

            {/* Billing AI assistant */}
            <div className="bg-white rounded-2xl border border-indigo-100 shadow-sm overflow-hidden">
                <div className="px-6 py-4 border-b border-slate-100 bg-gradient-to-r from-indigo-50 to-white">
                    <div className="flex items-center gap-2">
                        <HelpCircle className="w-4 h-4 text-indigo-500" />
                        <h2 className="text-sm font-bold text-slate-800">{t('billing.chat_title')}</h2>
                    </div>
                    <p className="text-xs text-slate-400 mt-0.5">{t('billing.chat_subtitle')}</p>
                </div>

                {/* Suggested questions */}
                {chatMessages.length === 0 && (
                    <div className="px-4 pt-4 flex flex-wrap gap-2">
                        {QUICK_QUESTIONS.map(q => (
                            <button
                                key={q}
                                onClick={() => sendChat(q)}
                                disabled={chatLoading}
                                className="text-xs px-3 py-1.5 bg-slate-100 hover:bg-indigo-100 hover:text-indigo-700 text-slate-600 rounded-full transition-colors border border-transparent hover:border-indigo-200"
                            >
                                {q}
                            </button>
                        ))}
                    </div>
                )}

                {/* Messages */}
                <div className="p-4 space-y-3 max-h-72 overflow-y-auto">
                    {chatMessages.length === 0 && (
                        <p className="text-slate-300 text-sm text-center py-6">
                            <Flame className="w-8 h-8 mx-auto mb-2 text-slate-200" />
                            {t('billing.chat_empty')}
                        </p>
                    )}
                    {chatMessages.map((msg, i) => (
                        <div key={i} className={`flex ${msg.role === 'user' ? 'justify-end' : 'justify-start'}`}>
                            <div className={`max-w-xs lg:max-w-md px-4 py-2.5 rounded-2xl text-sm leading-relaxed whitespace-pre-wrap ${
                                msg.role === 'user'
                                    ? 'bg-indigo-600 text-white rounded-br-sm'
                                    : 'bg-slate-100 text-slate-800 rounded-bl-sm'
                            }`}>
                                {msg.text}
                            </div>
                        </div>
                    ))}
                    {chatLoading && (
                        <div className="flex justify-start">
                            <div className="bg-slate-100 px-4 py-3 rounded-2xl rounded-bl-sm flex items-center gap-1.5">
                                <span className="w-1.5 h-1.5 bg-slate-400 rounded-full animate-bounce" style={{ animationDelay: '0ms' }} />
                                <span className="w-1.5 h-1.5 bg-slate-400 rounded-full animate-bounce" style={{ animationDelay: '150ms' }} />
                                <span className="w-1.5 h-1.5 bg-slate-400 rounded-full animate-bounce" style={{ animationDelay: '300ms' }} />
                            </div>
                        </div>
                    )}
                    <div ref={chatEndRef} />
                </div>

                {/* Input */}
                <div className="px-4 py-3 border-t border-slate-100 flex gap-2">
                    <input
                        type="text"
                        value={chatInput}
                        onChange={e => setChatInput(e.target.value)}
                        onKeyDown={e => e.key === 'Enter' && sendChat()}
                        placeholder={t('billing.chat_placeholder')}
                        className="flex-1 text-sm border border-slate-200 rounded-xl px-4 py-2.5 outline-none focus:ring-2 focus:ring-indigo-300 focus:border-indigo-300"
                        disabled={chatLoading}
                    />
                    <button
                        onClick={() => sendChat()}
                        disabled={!chatInput.trim() || chatLoading}
                        className="bg-indigo-600 hover:bg-indigo-700 disabled:opacity-40 text-white rounded-xl px-4 py-2.5 flex items-center gap-1 text-sm font-medium transition-colors"
                    >
                        <Send className="w-4 h-4" />
                    </button>
                </div>
            </div>
        </div>
    );
}