Issuer-fallback card detection: no more dead-end 'no cards recognised'

Smart statement unlock: probe formulaic password candidates

Statement reversals: refund credits net out their spend

Truthful at-place availability, email import, debit cards, card kind in API

Hosted privacy policy at /privacy (Play Store requirement, DPDP-aligned)

Load hardening: 4 uvicorn workers, per-IP rate limits, parse semaphore

Health diagnostics: places flag + whitespace-proof provider keys

Channel comparison + city availability + issuer portals + booking/apply links

Credit-limit detection: inline + positional + OCR fallback (Kotak/Axis/IDFC/HDFC)

Certify 30-card catalogue; GST/recurring net value; HNI features; parser robustness

PDF parsing, channel offers, app-key gate, portal rates, transport category

Backend: places proxy, structured offers + ingestion, RuPay-on-UPI, personalization

RuPay-on-UPI, economics, raw-total ranking, merchant fix, remove debug

Prefer store over product; remove debug endpoint

Pin httpx (openai proxies fix) + strip key

Fix amount parser + add /llm-test diagnostic

RewardPilot API backend