Channel comparison + city availability + issuer portals + booking/apply links

Credit-limit detection: inline + positional + OCR fallback (Kotak/Axis/IDFC/HDFC)

OTA and portal classification, UPI-rail ordering, portal caps

Parser: integer/lakh amounts, tax/fee exclusion

Certify 30-card catalogue; GST/recurring net value; HNI features; parser robustness

PDF parsing, channel offers, app-key gate, portal rates, transport category

Backend: places proxy, structured offers + ingestion, RuPay-on-UPI, personalization

Clean narration, real personalised reasoning, no em dashes

RuPay-on-UPI, economics, raw-total ranking, merchant fix, remove debug

RewardPilot API backend