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README.md
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# Transaction Reconciliation API
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A FastAPI-based service for reconciling bank and credit card transactions using intelligent matching algorithms.
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## Features
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- **Fuzzy Description Matching**: Uses similarity algorithms with configurable threshold (default 70%)
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- **Amount Tolerance**: Matches transactions with small amount differences (configurable)
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- **Date Proximity**: Considers transactions within a date range (default 7 days)
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- **Type Mapping**: Intelligent mapping between bank and credit card transaction types
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- **Reference Number Matching**: Exact matching on reference numbers when available
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- **Custom Parameters**: Endpoint for custom matching parameters
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## API Endpoints
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### `POST /reconcile`
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Main reconciliation endpoint with default parameters.
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### `POST /reconcile/custom`
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Reconciliation with custom matching parameters:
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- `description_threshold`: Fuzzy match threshold (0-1, default 0.7)
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- `amount_tolerance`: Amount difference tolerance (default 0.01)
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- `max_date_diff_days`: Maximum date difference in days (default 7)
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### `GET /` and `GET /health`
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Health check endpoints.
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## Request Format
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```json
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{
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"bank_transactions": [
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{
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"id": "B001",
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"date": "2025-05-01",
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"amount": -120.50,
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"description": "Uber Trip - Office Commute",
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"type": "debit",
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"reference_number": "TXN123456"
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}
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],
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"credit_card_transactions": [
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{
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"id": "C001",
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"date": "2025-05-01",
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"amount": -120.50,
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"description": "UBER *Trip ID 987654",
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"type": "payment",
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"reference_number": "TXN123456"
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}
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]
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}
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```
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## Response Format
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```json
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{
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"matched_transactions": [
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{
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"bank_id": "B001",
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"credit_card_id": "C001",
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"match_score": 0.95,
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"match_reason": "amounts match, reference numbers match, descriptions match"
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}
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],
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"unmatched_bank_transactions": [],
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"unmatched_credit_card_transactions": []
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}
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```
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## Matching Algorithm
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The service uses a weighted scoring system:
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1. **Amount Matching (40% weight)**: Exact or near-exact amount matching
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2. **Reference Number (30% weight)**: Exact reference number matching
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3. **Description Similarity (20% weight)**: Fuzzy string matching with pattern recognition
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4. **Date Proximity (10% weight)**: Transactions within acceptable date range
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**Minimum match threshold**: 60% overall score required for a match.
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## Transaction Type Mappings
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- `debit` ↔ `payment`
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- `credit` ↔ `receipt`
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- `withdrawal` ↔ `payment`
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- `deposit` ↔ `receipt`
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## Deployment to Hugging Face Spaces
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1. Create a new Space on Hugging Face Hub
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2. Choose "Docker" as the SDK
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3. Upload the following files:
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- `main.py`
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- `requirements.txt`
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- `Dockerfile`
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- `README.md`
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4. Your Space will be available at: `https://huggingface.co/spaces/YOUR_USERNAME/YOUR_SPACE_NAME`
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## Local Testing
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```bash
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# Install dependencies
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pip install -r requirements.txt
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# Run the server
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uvicorn main:app --reload
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# API will be available at http://localhost:8000
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# Interactive docs at http://localhost:8000/docs
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```
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## Example Test Request
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```bash
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curl -X POST "http://localhost:8000/reconcile" \
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-H "Content-Type: application/json" \
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-d '{
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"bank_transactions": [
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{
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"id": "B001",
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"date": "2025-05-01",
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"amount": -120.50,
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"description": "Uber Trip - Office Commute",
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"type": "debit",
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"reference_number": "TXN123456"
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}
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],
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"credit_card_transactions": [
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{
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"id": "C001",
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"date": "2025-05-01",
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"amount": -120.50,
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"description": "UBER *Trip ID 987654",
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"type": "payment",
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"reference_number": "TXN123456"
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}
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]
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}'
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```
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## Error Handling
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The API includes comprehensive error handling and returns appropriate HTTP status codes:
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- `200`: Successful reconciliation
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- `422`: Invalid input data
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- `500`: Internal server error
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## Performance
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- Optimized for datasets with hundreds of transactions
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- O(n*m) complexity where n and m are the number of bank and credit card transactions
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- Efficient fuzzy matching with pattern recognition optimization
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