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bbee61a | 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 | from decimal import Decimal
from typing import Any
from pydantic import BaseModel, ConfigDict, Field
class ApplicationDetails(BaseModel):
leadId: str
customerName: str | None = None
mobile: str | None = None
employmentType: str | None = None
monthlyIncome: Decimal | None = None
existingEMI: Decimal | None = None
foir: Decimal | None = None
loanAmount: Decimal | None = None
assetCost: Decimal | None = None
ltv: Decimal | None = None
tenure: int | None = None
dealerId: str | None = None
state: str | None = None
city: str | None = None
pincode: str | None = None
negativeArea: bool | None = None
fraudFlag: bool | None = False
blacklistMatch: bool | None = False
fakeKyc: bool | None = False
panMismatch: bool | None = False
faceMatchScore: Decimal | None = None
panVerified: bool | None = None
aadhaarVerified: bool | None = None
bankingSurrogate: bool | None = None
coApplicant: bool | None = None
class BureauData(BaseModel):
cibilScore: int | None = None
creditVintageMonths: int | None = None
activeAccounts: int | None = None
closedAccounts: int | None = None
overdueAmount: Decimal | None = None
writtenOffAccounts: int | None = None
settledAccounts: int | None = None
suitFiledAccounts: int | None = 0
active90PlusDpd: bool | None = False
maxDPD: int | None = None
dpd30Count: int | None = None
dpd60Count: int | None = None
dpd90Count: int | None = None
creditEnquiries6M: int | None = None
creditEnquiries12M: int | None = None
activeUnsecuredLoans: int | None = None
activeSecuredLoans: int | None = None
jointAccounts: int | None = None
creditUtilization: Decimal | None = None
bureauRisk: str | None = None
class ScorecardRequest(BaseModel):
application: ApplicationDetails
bureau: BureauData
tenantId: str = "default"
productType: str = "TWO_WHEELER_LOAN"
forceRecalculate: bool = False
class ScorecardResponse(BaseModel):
leadId: str
finalScore: Decimal
decision: str
underwritingRequired: bool
rejectFlag: bool
journeyAction: str
bureauRisk: str
reasonCodes: list[str]
triggeredRules: list[str]
scoreBreakup: dict[str, Decimal]
model_config = ConfigDict(from_attributes=True)
class SimulationResponse(ScorecardResponse):
persisted: bool = False
class StoredScorecardResponse(ScorecardResponse):
tenantId: str
productType: str
createdAt: str
class HealthResponse(BaseModel):
status: str
database: str
redis: str
details: dict[str, Any] = Field(default_factory=dict)
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