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viva.com — Payments, Banking & AI

viva.com is the first tech bank in Europe for businesses, offering an all-in-one platform for omnichannel payments, issuing, loans, and deposit accounts. We power card acceptance from Tap on Any Device (softPOS) to full POS terminals and advanced online checkout. We’re a Principal Member of Visa and Mastercard for acquiring and issuing, and part of Viva Wallet Group, which owns VIVABANK S.A., a credit institution licensed by the Bank of Greece.

🌍 Operating across Europe | 💳 Payments & Issuing | 🧠 AI-driven fraud prevention | 🔐 PCI DSS Level 1, PSD2/SCA compliant

For developers

  • API docs: developer.viva.com – Standard Payment API, ISV API, Webhooks, and Terminal APIs.
  • Getting started: Sandbox accounts, test cards, OAuth, and sample integrations.
  • Smart Checkout: Hosted checkout supporting cards, wallets, and local payment methods.
  • Tap on Any Device: Turn Android/iOS devices into contactless terminals.

Need help? Open an issue in the relevant repo or reach us via the Developer Portal’s Contact & Support.

Responsible AI & Compliance

We design and release AI assets with a payments-first safety posture:

  • Compliance: PSD2/SCA, PCI DSS Level 1.
  • Security: Tokenization, biometric support, dynamic CVV, and AI-assisted anti-fraud.
  • Privacy: We don’t publish or accept sensitive cardholder data. Datasets here are synthetic, anonymized, or aggregated.

Please review the Intended Use and Limitations sections in each model card before deployment.

Contributing

We welcome community feedback and contributions (bug reports, evals, docs).
Before submitting:

  1. Check the model card for license and contribution guidelines.
  2. Avoid sharing any real payment or personal data.
  3. Include reproducible evaluation steps.

Links

© viva.com. Trademarks belong to their respective owners.

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