credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
all_other
0.1103
163.77
11.0021
10.94
687
10,050
20,066
88.1
1
1
0
0
1
credit_card
0.1229
166.77
10.471638
14.96
677
4,829.958333
18,099
69.2
0
0
0
0
1
all_other
0.08
112.82
11.736069
5.46
797
9,330
3,638
20.3
2
0
0
0
1
all_other
0.0863
163.68
11.350407
18.52
747
6,420
28,180
27
0
0
0
0
1
debt_consolidation
0.1008
193.83
10.778956
9.3
707
6,329.958333
4,201
36.2
0
0
0
1
1
all_other
0.1008
122.76
11.512925
21.54
742
4,350
29,144
31.8
0
0
0
0
1
home_improvement
0.1166
231.37
11.082143
19.68
687
4,499.958333
44,548
39.6
0
0
0
0
1
debt_consolidation
0.0945
160.05
10.596635
15.06
727
5,070
6,301
30.7
0
1
0
0
1
educational
0.1222
179.93
11.0021
18.08
692
3,190
26,013
37
1
0
0
0
1
all_other
0.0768
62.38
11.289832
11.46
762
8,819.958333
6,222
18.7
0
0
0
0
1
home_improvement
0.1071
116.56
10.757903
13.3
702
6,060
10,083
53.9
1
0
1
1
1
credit_card
0.1039
132.24
11.018629
9.29
692
3,090
14,350
90.3
0
0
0
0
1
credit_card
0.1292
164.08
11.314475
9.06
662
6,629.958333
20,644
90.5
1
1
0
0
1
all_other
0.1292
195.21
10.819778
18.01
672
2,249.958333
7,423
53.4
0
0
0
1
1
debt_consolidation
0.1292
153.98
9.871377
15.06
667
7,409.958333
8,150
70.1
2
0
1
0
1
all_other
0.08
235.03
10.714418
7.17
797
6,090
9,409
11.1
1
0
0
0
1
debt_consolidation
0.0832
188.91
10.596635
2.82
742
2,070
4,712
25.3
0
0
0
0
1
debt_consolidation
0.1197
153.55
10.596635
23.85
732
2,353.958333
12,811
47.6
0
0
0
1
1
debt_consolidation
0.1387
255.86
11.03489
19.24
662
1,601.958333
10,748
90.3
0
0
0
0
1
debt_consolidation
0.1355
254.7
10.645425
16.46
662
4,439.958333
13,779
59.4
1
0
0
0
1
home_improvement
0.0863
173.17
11.112448
10.33
727
5,189.958333
2,410
4.4
1
1
0
0
1
educational
0.1545
209.32
10.491274
24.03
662
2,339.958333
6,668
40.9
1
0
0
0
1
all_other
0.1324
253.58
11.669929
5.78
662
10,080
23,611
32.7
0
2
0
0
1
all_other
0.1008
188.99
11.289782
17.61
722
3,870
2,930
10.7
2
0
1
1
1
credit_card
0.1071
167.09
11.082143
6.77
692
3,389.958333
11,817
94.5
2
0
0
0
1
debt_consolidation
0.1103
212.9
10.915088
11.76
692
2,430
6,565
26.6
1
1
0
0
1
debt_consolidation
0.1134
164.5
10.904046
15.09
682
2,940
10,944
37.6
3
0
0
0
1
all_other
0.1039
118.45
11.09741
1.56
697
2,309.958333
15,807
20
0
0
0
0
1
debt_consolidation
0.0863
98.84
10.348173
1.92
732
5,549.958333
814
3.8
0
0
0
0
1
credit_card
0.1103
183.42
10.596635
16.98
697
3,660
8,366
62
2
0
0
0
1
all_other
0.1166
57.85
10.404263
4.51
672
2,130
6,487
53.6
3
0
0
0
1
credit_card
0.06
231.03
11.184421
14.07
672
2,910
15,885
46.9
1
1
0
0
1
debt_consolidation
0.0945
128.04
10.126471
11.38
722
1,710
6,291
24
0
0
0
0
1
debt_consolidation
0.1008
242.29
11.082143
16.26
717
2,820
16,471
37.9
1
0
0
0
1
all_other
0.08
219.36
11.082143
5.26
762
3,870
0
0
1
0
0
0
1
all_other
0.0832
110.2
10.632588
9.86
752
7,170
11,077
56.2
0
0
0
0
1
credit_card
0.1355
254.7
10.915088
21.51
672
3,870
17,590
86.2
1
0
0
1
1
credit_card
0.1039
162.26
10.915016
12.18
692
1,770
4,520
47.1
1
0
0
0
1
debt_consolidation
0.1134
246.75
9.975808
13.67
687
1,199.958333
8,359
64.5
2
0
0
0
1
debt_consolidation
0.1039
153.33
10.472318
18.99
712
1,859.958333
8,775
34.1
1
0
0
0
1
all_other
0.1166
231.37
10.691945
20.54
702
2,339.958333
8,507
56.7
0
1
0
0
1
educational
0.0768
109.17
9.741204
2.26
752
1,800
1,223
10.7
0
0
0
0
1
credit_card
0.0832
156.64
10.714418
11.04
767
7,439.958333
15,862
53.8
0
0
0
0
1
debt_consolidation
0.1103
166.23
11.407565
17.71
692
3,480
39,307
86
0
0
0
0
1
credit_card
0.1134
131.6
10.308953
8.32
677
2,219.958333
4,255
30.8
3
0
0
0
1
debt_consolidation
0.0737
36.48
10.463218
7.1
782
4,860.958333
3,914
15.5
0
0
0
0
1
home_improvement
0.0832
149.55
10.645425
5.49
747
13,259.95833
398
1.2
3
2
0
1
1
credit_card
0.0976
162.39
10.549753
15.63
722
7,920
967
6.4
1
0
0
0
1
debt_consolidation
0.1261
251.3
10.456798
17.8
672
5,612.958333
12,893
76.7
0
1
0
0
1
all_other
0.1039
134.67
11.251561
5.91
697
6,900
17,243
43
1
0
0
1
1
home_improvement
0.1229
163.43
13.122363
2.19
672
2,190
6,459
23.8
1
0
0
0
1
credit_card
0.0832
151.13
10.571317
10.83
742
6,329.958333
29,129
48.3
6
0
0
0
1
debt_consolidation
0.1008
129.22
10.518673
20.92
742
8,760
1,620
17.2
0
0
0
0
1
all_other
0.1273
335.67
11.0021
20.64
712
1,800
3,353
54.1
0
0
0
0
1
home_improvement
0.0863
50.61
11.0021
17.64
732
5,070
24,249
54.6
1
0
0
0
1
debt_consolidation
0.1039
194.71
10.545341
17.91
707
1,410
3,718
19.8
2
0
0
0
1
debt_consolidation
0.1292
168.28
10.596535
16.29
667
2,729.958333
14,244
85.8
2
0
0
0
1
debt_consolidation
0.1261
251.3
11.225243
20.58
677
6,976.958333
57,633
64.1
0
1
0
0
1
credit_card
0.0976
128.62
10.308953
17.04
717
1,110
2,489
32.3
0
0
0
0
1
debt_consolidation
0.1324
169.05
10.968129
13.28
662
5,609.958333
9,816
65.4
0
1
0
0
1
debt_consolidation
0.1166
138.82
11.134589
8.51
672
4,559.958333
20,487
94
0
0
0
0
1
credit_card
0.145
258.16
11.599103
21.84
662
4,950
44,098
92.3
2
0
0
0
1
debt_consolidation
0.1229
133.42
10.205073
23.52
712
1,440
3,573
30.8
0
0
0
0
1
all_other
0.1292
252.42
10.819778
17.54
667
5,939.958333
23,401
35.8
1
3
0
1
1
debt_consolidation
0.1166
82.64
10.417747
23.75
702
5,430
3,877
23.8
2
0
1
0
1
all_other
0.0737
99.35
10.719737
1.72
797
4,559.958333
1,397
3
0
0
0
0
1
all_other
0.1229
168.44
11.03489
8.25
667
1,919.958333
29,863
82.7
0
0
0
1
1
credit_card
0.1197
219.12
10.896739
18.76
682
2,820
22,677
86.3
1
1
0
0
1
all_other
0.08
219.36
10.703244
7.77
767
3,870
6,301
22.7
1
0
0
0
1
debt_consolidation
0.1071
244.52
11.289682
13.02
702
3,479.958333
8,709
30.1
3
0
0
0
1
debt_consolidation
0.1261
251.3
11.289832
18.18
677
4,320
12,749
61.9
1
0
0
1
1
credit_card
0.1379
306.68
10.778956
16.64
692
3,912.041667
14,398
96
0
0
0
0
1
all_other
0.0737
93.14
10.596535
6.39
782
3,570
409
2
0
0
0
0
1
credit_card
0.1134
213.85
10.545341
12.95
687
5,100
6,236
67.8
2
0
0
0
1
debt_consolidation
0.1008
242.29
10.819778
2.93
707
1,740
8,453
77.6
3
0
0
1
1
educational
0.1166
132.21
10.085809
3.45
672
3,719.958333
3,060
21.7
0
1
0
0
1
major_purchase
0.0976
96.47
10.73631
15.94
712
3,479.958333
1,062
48.3
1
2
0
0
1
all_other
0.0832
236.14
10.536779
9.01
762
2,881
4,007
24
0
0
0
0
1
major_purchase
0.0945
96.03
10.165544
14.82
717
4,169.958333
1,059
11.1
0
0
0
0
1
major_purchase
0.08
235.03
11.982929
9.98
772
5,909.958333
19,414
27.9
1
0
0
0
1
debt_consolidation
0.0945
233.67
10.631036
16.52
727
3,135
2,185
15.4
0
0
0
0
1
all_other
0.0945
32.01
11.018629
9.45
712
3,119.958333
9,332
97.2
0
0
0
0
1
all_other
0.0976
176.86
11.041321
0
707
2,669.958333
0
0
2
0
0
0
1
all_other
0.1039
243.38
10.308953
10.24
702
10,319.95833
10,444
14.1
1
1
0
0
1
all_other
0.08
235.03
11.0021
4.96
777
7,859.958333
78,935
26.2
7
0
0
0
1
credit_card
0.0976
128.62
9.392662
9.6
707
1,320
3,987
31.9
1
0
0
0
1
educational
0.1008
226.14
10.404263
18.91
717
3,480.958333
9,379
10.9
0
1
0
0
1
all_other
0.1008
80.77
11.082204
1.55
697
4,380
9,743
62.9
1
0
0
0
1
credit_card
0.0768
93.57
12.206073
2.49
767
3,870
3,119
1.5
2
0
0
0
1
credit_card
0.08
206.83
9.942708
10.04
767
3,449.958333
7,797
72.2
0
0
0
0
1
debt_consolidation
0.1229
250.15
11.082143
1.68
672
1,259.958333
2,871
7.9
2
3
0
0
1
home_improvement
0.0863
158.14
11.77529
10.62
727
7,769.958333
1,780
25.8
0
0
0
0
1
home_improvement
0.0945
192.06
11.608236
8.68
722
13,349.95833
1,390
1.8
1
0
0
0
1
credit_card
0.1071
78.25
10.491274
15.2
687
3,029.958333
2,823
33.2
3
1
1
0
1
debt_consolidation
0.1103
245.65
11.0021
16.12
692
4,469.958333
16,382
52.3
1
1
0
1
1
all_other
0.1229
64.21
11.0021
11.1
662
3,059.958333
6,317
45.4
0
0
0
0
1
debt_consolidation
0.1197
249
11.418615
7.89
677
5,249.958333
13,068
30.6
3
1
0
0
1
all_other
0.1324
253.58
11.320554
11.42
662
2,609.958333
12,844
51.8
1
0
1
0
1
all_other
0.1545
174.44
10.596635
24.57
662
2,435
1,851
92.5
3
0
0
0
1
credit_card
0.1103
245.65
11.350407
21.91
717
5,189.958333
63,167
84
2
0
0
0