credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1442
96.28
10.896739
7.47
667
1,492
3,831
58
2
0
0
0
1
major_purchase
0.1379
51.12
10.878123
9.51
662
4,949.958333
22,189
83.7
3
0
0
0
1
debt_consolidation
0.1221
333.15
10.778956
18.35
707
3,065.958333
11,389
80.8
0
0
0
0
1
debt_consolidation
0.1221
333.15
10.568852
8.3
717
2,759.958333
7,880
78.8
0
0
0
0
1
debt_consolidation
0.1221
519.72
10.819778
4.06
707
3,165
16,594
55.3
1
0
0
0
1
debt_consolidation
0.1126
328.64
11.225243
12.16
722
7,859.958333
5,389
28.1
0
0
1
0
1
debt_consolidation
0.1379
333.94
11.03489
23.92
682
8,969.958333
29,330
57.3
0
0
0
1
1
all_other
0.1347
72.94
11.338572
15.01
667
4,050
27,385
51.4
0
0
0
0
1
debt_consolidation
0.0932
255.58
11.608236
0.46
792
6,719.958333
2,373
4.1
0
0
0
0
1
debt_consolidation
0.1442
343.83
11.0021
3.68
667
14,133
6,383
30.1
1
2
0
0
1
debt_consolidation
0.1095
490.71
11.350407
5.73
777
9,240.958333
1,842
2.3
0
0
0
0
1
all_other
0.1189
119.4
10.858999
15.02
697
2,460
4,689
47.4
3
0
0
0
1
debt_consolidation
0.1221
319.83
11.289782
9.48
702
2,399.958333
14,612
78.1
2
0
0
0
1
debt_consolidation
0.1392
491.58
11.225243
16.24
682
4,140.041667
9,950
58.9
3
0
0
0
1
debt_consolidation
0.1253
200.8
10.714418
18.05
682
3,210
5,791
39.1
0
0
0
0
1
debt_consolidation
0.1158
478.7
10.518673
21.7
712
5,382
20,680
25.5
0
0
0
1
1
debt_consolidation
0.1189
829.1
11.184421
5.47
742
7,200
8,546
17.4
0
0
0
0
1
debt_consolidation
0.1221
466.41
10.819858
14.66
722
4,139.958333
11,212
35.8
0
1
0
0
1
debt_consolidation
0.1284
430.31
10.839581
8.85
697
3,900
4,759
21.2
0
0
0
0
1
all_other
0.1284
84.05
10.275051
17.17
692
2,940
1,687
39.2
0
0
1
1
1
debt_consolidation
0.1347
468.14
10.405353
13.98
697
3,719.958333
15,670
80.8
0
0
0
1
1
credit_card
0.1411
410.75
10.714418
7.23
672
3,900
13,018
81.4
3
1
0
1
1
debt_consolidation
0.1253
635.86
11.334994
10.54
717
7,739.958333
30,092
85
1
1
0
0
1
debt_consolidation
0.0768
187.15
11.09741
8.04
777
11,099.95833
53,625
13.4
0
0
0
0
1
debt_consolidation
0.1284
361.4
10.596635
13.2
692
3,822.958333
21,196
63.8
3
0
0
0
1
debt_consolidation
0.1189
198.99
11.156251
7.15
692
2,669.958333
5,217
44.6
3
0
0
0
1
debt_consolidation
0.1347
237.46
9.851984
14.66
672
2,070
8,896
80.1
0
0
0
0
1
credit_card
0.1284
524.44
11.132016
6.73
697
2,199
15,712
84.3
0
0
0
0
1
debt_consolidation
0.1253
185.74
10.085809
16.95
697
2,759.958333
10,192
92.7
0
0
0
0
1
all_other
0.1379
204.46
10.819858
17.59
707
2,100
8,523
54.6
2
0
0
0
1
debt_consolidation
0.1189
497.46
11.156251
19.61
717
3,540
21,694
82.2
0
0
0
0
1
major_purchase
0.1537
871.16
11.925142
23.85
677
6,419.958333
40,741
50.3
3
0
0
1
1
debt_consolidation
0.1221
759.58
10.668955
15.49
727
3,330
19,226
70.9
1
1
0
0
1
home_improvement
0.0932
191.69
9.851984
17.94
737
7,262
8,962
40.7
1
0
0
0
1
debt_consolidation
0.1158
231.1
10.596635
17.37
737
3,029.958333
1,089
13.8
0
0
1
0
1
debt_consolidation
0.1095
261.71
11.849398
10.91
732
4,980
40,685
50.6
0
0
0
0
1
educational
0.1158
280.62
11.507642
18.87
747
8,340
57,168
16.6
4
0
0
0
1
all_other
0.1158
165.07
10.308953
19.96
712
1,830
1,833
41.7
0
0
0
0
1
credit_card
0.0963
320.95
11.0021
15.7
742
5,460
34,679
57.6
0
0
0
0
1
debt_consolidation
0.1095
556.14
10.968198
8.13
797
4,800
18,001
3.4
0
0
0
0
1
credit_card
0.1189
145.93
10.645425
14.09
707
2,745.958333
2,759
14.6
2
0
0
1
1
debt_consolidation
0.0963
231.08
11.302204
9.17
762
6,299.958333
2,392
47.8
2
0
0
0
1
credit_card
0.1442
385.09
11.141862
16.42
672
2,430
18,514
82.3
0
0
0
0
1
all_other
0.1442
68.77
11.0021
13.42
722
3,930
26,719
99.4
1
0
0
0
1
all_other
0.1474
863.42
13.304685
1.03
702
5,669.958333
26,856
0
3
1
0
0
1
debt_consolidation
0.1316
303.94
11.289782
12.71
682
1,680
12,641
55.7
3
0
0
0
1
debt_consolidation
0.1284
309.29
10.819858
20.69
707
2,970
22,473
50.4
0
0
0
1
1
debt_consolidation
0.1189
99.5
10.348173
7.35
687
2,399.958333
2,572
30.3
0
0
0
0
1
home_improvement
0.0737
46.57
10.915088
13.57
787
4,469.958333
14,105
18.8
0
0
0
0
1
all_other
0.1411
111.25
10.043249
23.65
677
3,510
545
90.8
2
0
2
0
1
debt_consolidation
0.1726
536.77
12.100712
9.49
672
2,520
12,108
57.1
0
0
0
1
1
home_improvement
0.0768
187.15
11.350359
6.62
772
7,200
20,104
29.6
0
0
0
0
1
debt_consolidation
0.1189
79.6
10.968129
24.39
692
5,279.958333
18,430
63.3
2
0
0
0
1
debt_consolidation
0.1095
314.06
11.034954
15.21
732
4,559.958333
6,376
18.9
1
0
1
0
1
debt_consolidation
0.1126
558.68
11.214466
22.5
742
5,850
42,106
56.3
3
0
0
0
1
credit_card
0.1322
202.81
10.308953
5.2
682
1,684.958333
6,001
31.8
0
0
0
0
1
home_improvement
0.1442
859.57
12.611538
1.48
702
5,279.958333
28,367
66.5
2
1
0
0
1
all_other
0.0768
187.15
11.461632
9.61
777
10,200
35,306
28.2
2
0
0
0
1
debt_consolidation
0.1095
392.57
11.184421
9.32
737
3,669
22,636
67.6
0
0
0
0
1
all_other
0.1347
84.81
11.522876
13.76
682
10,742.95833
45,304
96.6
1
0
0
0
1
major_purchase
0.08
200.56
10.954169
1.57
767
4,020
4,521
10.1
0
0
0
0
1
credit_card
0.1316
81.05
11.184421
1.05
697
3,630
1,229
30
1
0
3
0
1
credit_card
0.1221
133.26
10.085809
3.6
717
4,139.958333
3,155
67.1
0
0
0
0
1
credit_card
0.0963
224.66
10.621327
13.79
732
2,850
20,571
49.6
0
0
0
0
1
debt_consolidation
0.1316
337.71
10.668955
24.47
682
3,180
10,193
44.9
0
1
0
0
1
debt_consolidation
0.1474
207.23
11.136835
12.57
682
7,230
17,133
66.7
2
1
0
1
1
all_other
0.1316
67.55
10.275189
15.39
722
1,140
604
30.2
2
0
0
0
1
debt_consolidation
0.1126
447.77
10.308953
16.8
727
3,330
15,286
41.7
1
0
0
0
1
home_improvement
0.0932
159.74
11.542484
6.56
737
8,159.958333
27,226
49.8
0
0
0
0
1
debt_consolidation
0.1284
268.95
11.156193
17.3
687
2,502
17,461
61.1
2
0
0
0
1
debt_consolidation
0.1189
198.99
11.156251
15.87
697
4,499.958333
37,138
73.4
1
0
0
1
1
credit_card
0.1189
143.44
10.714418
13.73
737
7,139.958333
4,357
87.1
0
0
0
0
1
major_purchase
0.1095
130.86
11.026792
18.15
717
3,210
21,885
34
1
0
0
0
1
debt_consolidation
0.1632
741.59
11.277153
13.61
667
3,389.958333
9,090
72.7
1
0
0
0
1
debt_consolidation
0.1442
275.07
10.858999
6.88
667
3,960
9,760
66.8
0
0
0
1
1
all_other
0.0768
93.58
10.915088
0.65
792
3,479.958333
332
0.5
0
0
0
0
1
all_other
0.1189
198.99
11.407565
22.03
692
11,429.95833
58,780
75.1
0
0
0
0
1
debt_consolidation
0.1221
253.2
11.0021
2.08
727
2,820
1,763
25.2
1
0
0
0
1
educational
0.1316
57.41
9.546813
10.11
697
3,660
2,246
97.7
2
0
0
0
1
small_business
0.1126
105.17
10.463103
7.51
732
2,070
997
24.3
0
0
0
0
1
home_improvement
0.1442
268.19
10.518565
8.82
667
3,240
9,288
56.3
1
0
0
0
1
debt_consolidation
0.1379
136.31
10.714418
13.6
687
1,380
4,318
86.4
3
0
0
0
1
all_other
0.0932
319.47
11.376005
6.4
767
4,380
1,513
5.2
2
0
0
0
1
credit_card
0.1095
441.64
10.668955
9.18
742
3,690
28,075
57.8
1
0
0
0
1
all_other
0.08
188.02
11.134531
3.63
757
2,790
508
6.1
0
0
0
0
1
debt_consolidation
0.1189
159.19
11.0021
15.32
697
4,949.958333
52,275
33.7
0
0
0
0
1
all_other
0.1189
198.99
10.463103
9.81
762
1,140
147
2.4
0
0
0
0
1
small_business
0.0932
230.02
10.596635
15.56
737
3,540
1,138
9.5
0
0
0
0
1
all_other
0.08
188.02
10.950807
14.04
762
5,609.958333
2,081
10.1
1
0
0
0
1
educational
0.1221
199.89
11.297341
21.17
687
4,020
34,866
70.1
1
0
0
0
1
home_improvement
0.0932
319.47
10.308953
2.56
782
2,339.958333
473
1.9
0
0
0
0
1
debt_consolidation
0.1189
159.19
10.628618
18.65
707
5,579.958333
4,224
40.2
1
0
1
0
1
debt_consolidation
0.1221
666.3
11.184421
14.63
727
4,320
28,585
60.8
0
0
0
1
1
debt_consolidation
0.1411
102.69
10.443484
1.22
662
3,449.958333
443
15.8
1
1
0
0
1
credit_card
0.1095
212.64
11.03489
14.13
722
3,089.958333
5,339
20.1
0
0
0
0
1
credit_card
0.1505
346.92
12.072541
5.99
662
3,840.958333
6,204
27.8
1
0
0
0
1
credit_card
0.1442
515.74
11.686879
16.89
677
14,191
71,663
83.2
2
0
0
0
1
debt_consolidation
0.0894
95.32
9.903488
1.8
747
3,252
2,087
50.9
1
0
0
0
1
debt_consolidation
0.0932
204.46
10.348942
23.83
737
3,960
6,729
64.7
0
0
0
0
1
debt_consolidation
0.1158
396.17
10.562121
14.47
712
2,759.958333
10,913
69.5
0
0
0
0