credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1426
205.84
11.156193
18.4
682
3,962.958333
9,442
92.6
2
0
0
0
1
all_other
0.0859
195.99
11.0021
19.1
742
5,429.958333
9,367
36.7
0
0
0
0
1
all_other
0.1322
202.81
10.348173
17.96
712
1,440
766
51.1
0
0
0
0
1
home_improvement
0.1392
256.03
11.744037
11.86
677
4,619.958333
20,685
72.9
1
1
0
0
1
debt_consolidation
0.1218
832.5
10.73631
11.3
747
6,930
13,873
15.5
4
0
0
0
1
debt_consolidation
0.1253
120.48
10.789154
24.47
692
2,159.958333
15,888
75.7
0
0
0
1
1
credit_card
0.1357
203.82
11.314475
19.93
697
6,930
52,116
95.3
0
0
0
0
1
debt_consolidation
0.1183
397.61
11.711776
11.02
712
8,888.041667
38,771
38.5
1
0
0
0
1
all_other
0.16
140.63
10.626194
19.63
667
1,470
5,277
97.7
1
0
0
0
1
debt_consolidation
0.1218
333
10.596535
23.01
772
4,500
0
5.34
2
0
0
0
1
all_other
0.0894
222.41
10.463103
10.49
757
2,820.958333
15,269
76.7
0
0
0
0
1
debt_consolidation
0.1461
137.91
10.819778
10.01
692
2,759.958333
1,412
94.1
0
0
0
0
1
debt_consolidation
0.1322
236.61
11.289782
0.22
812
11,519.95833
182
3.6
2
0
0
0
1
debt_consolidation
0.1426
428.83
10.404263
8.11
692
3,959.958333
16,941
36.5
2
0
0
0
1
credit_card
0.0894
155.69
10.819778
10.66
757
3,301
5,076
22.7
0
0
0
0
1
all_other
0.074
124.24
10.872371
17.24
782
9,089.958333
2,765
9.4
1
0
0
0
1
major_purchase
0.0859
292.4
10.126471
22.9
757
2,101.958333
3,803
11.7
1
0
0
0
1
small_business
0.1531
478.71
10.204925
15.53
737
1,769.958333
48
1.8
0
0
0
0
1
educational
0.1426
377.37
11.728037
16.3
692
13,170
62,587
77.4
3
0
0
0
1
home_improvement
0.0774
312.19
11.307131
12.6
772
5,069.958333
12,212
19
2
0
0
0
1
debt_consolidation
0.1496
623.61
11.532728
20.45
697
6,210
45,410
41.2
0
0
0
0
1
small_business
0.1635
537.01
10.645425
18.57
707
7,710
21,389
69.9
1
0
0
0
1
debt_consolidation
0.1426
168.1
11.066638
12.9
687
1,140
2,628
46.9
1
0
0
0
1
credit_card
0.1287
235.44
10.038018
19.56
707
3,000
12,315
94.7
1
0
0
0
1
debt_consolidation
0.1565
195.93
11.77529
6.94
667
7,229.958333
9,044
93.2
0
0
0
0
1
debt_consolidation
0.1774
720.42
12.206073
8.89
662
5,069.958333
24,724
46.1
3
2
0
1
1
debt_consolidation
0.1253
811.56
12.206073
10.84
727
5,580
72,210
73.7
0
0
0
0
1
all_other
0.0894
63.55
11.225243
7.18
752
1,739.958333
0
0
4
0
0
0
1
debt_consolidation
0.1183
331.34
10.412592
9.56
747
3,300
9,424
50.4
0
0
0
0
1
all_other
0.1148
395.63
10.308953
18.2
737
3,000
434
3.3
1
1
0
0
1
debt_consolidation
0.1183
795.22
11.407565
10.21
752
9,510
54,147
53.5
0
0
0
1
1
home_improvement
0.1496
173.23
11.251613
16.99
662
8,550
9,586
41.5
2
4
0
0
1
debt_consolidation
0.1496
173.23
11.608236
11.92
667
3,569.958333
21,753
90.6
2
1
0
0
1
debt_consolidation
0.1392
348.2
10.915088
19.75
687
4,289.958333
7,201
92.3
0
0
0
0
1
debt_consolidation
0.1322
40.57
10.038193
10.54
682
1,709.958333
4,826
57.5
2
0
0
0
1
debt_consolidation
0.1565
174.94
10.126471
18.39
677
1,530
663
51
1
1
0
1
1
debt_consolidation
0.1287
164.81
11.21182
5.98
707
5,729.958333
3,052
76.3
0
0
0
0
1
debt_consolidation
0.167
674.53
10.887437
19.87
667
3,904.958333
17,176
73.4
1
0
0
1
1
debt_consolidation
0.0894
508.35
10.915088
9.38
777
5,940
16,018
38
0
0
0
0
1
all_other
0.074
82.31
9.21034
1.2
807
3,899.958333
82
2.3
0
0
0
1
1
home_improvement
0.1183
132.54
10.714418
8.43
742
1,289.958333
450
1.7
2
0
0
0
1
major_purchase
0.0705
92.7
10.126631
8.16
777
2,910
415
6.8
1
0
0
0
1
debt_consolidation
0.1392
273.1
10.635351
23.69
682
5,250
9,728
91.9
0
0
0
0
1
all_other
0.1357
237.78
10.596535
16.32
702
4,470
911
45.5
0
1
0
0
1
all_other
0.074
93.18
10.596635
5.55
757
7,949.958333
13,315
61.4
0
0
0
0
1
all_other
0.1218
166.5
10.915088
22.45
702
1,800
16,957
67
3
0
0
1
1
debt_consolidation
0.1287
420.42
10.545341
10.39
707
3,119.958333
12,343
67.8
0
0
0
1
1
all_other
0.0859
63.23
10.270905
15.96
732
1,830
4,545
16.2
0
0
0
0
1
debt_consolidation
0.1114
82.01
11.156251
18.09
712
8,130
14,482
84.2
0
0
0
1
1
debt_consolidation
0.1357
611.44
11.05089
24.4
697
4,201.958333
19,525
59
1
0
0
0
1
small_business
0.1704
89.19
10.819778
13.66
692
3,869.958333
11,999
96.8
1
0
0
0
1
educational
0.0774
93.66
9.546813
21.51
757
2,129.958333
2,520
13.3
0
0
0
0
1
all_other
0.1461
275.81
11.695247
0
687
5,190
0
0
0
0
0
0
1
debt_consolidation
0.1426
686.12
11.225243
8.02
687
3,479.958333
15,278
76.4
3
0
0
0
1
debt_consolidation
0.1531
348.16
10.491274
14.83
667
1,769.958333
6,922
74.4
2
0
0
0
1
educational
0.074
93.18
11.385092
5.58
792
5,069.958333
0
0
0
0
0
0
1
debt_consolidation
0.1322
507.01
11.532728
6.64
697
5,011.958333
9,271
47.1
1
0
0
0
1
credit_card
0.1287
645.76
11.289782
10.93
742
2,610
222
2.8
0
1
0
1
1
all_other
0.074
186.36
11.557182
1.23
807
5,311.958333
19,647
27.4
0
0
0
0
1
major_purchase
0.074
83.86
11.511925
0.18
802
6,179.958333
1,269
2
2
0
0
0
1
all_other
0.1114
262.43
11.350407
17.39
727
3,119.958333
19,388
48.6
0
0
0
0
1
all_other
0.1148
659.37
11.21182
14.06
797
4,229.958333
177
1.4
0
0
0
0
1
debt_consolidation
0.1183
477.13
11.461632
11.52
717
7,680
19,757
30.1
3
0
0
0
1
all_other
0.0894
190.63
10.085809
8.05
727
3,060
2,489
15.6
0
0
0
0
1
all_other
0.1322
507.01
10.308953
17
702
4,770
0
0
0
0
0
0
1
all_other
0.1357
163.05
11.09741
6.29
697
3,539.958333
500
25
0
0
0
0
1
all_other
0.1183
79.53
10.81577
6.94
702
3,599.958333
107
8.9
1
0
0
0
1
all_other
0.1635
529.94
12.254863
19.33
672
6,029.958333
26,388
94.2
1
0
1
1
1
debt_consolidation
0.0894
285.95
10.518673
4.51
742
6,930
8,321
30.7
0
0
0
0
1
debt_consolidation
0.0894
532.18
10.714418
13.81
787
7,949.958333
2,669
22.2
0
0
0
0
1
debt_consolidation
0.1461
517.13
10.915088
6.74
677
5,222
306
38.2
1
3
0
0
1
debt_consolidation
0.1531
417.79
11.134531
13.1
672
4,020
14,606
92.4
1
1
0
0
1
debt_consolidation
0.1253
267.74
10.757988
22.9
697
3,660
7,013
54.8
1
0
0
0
1
credit_card
0.1565
174.94
10.819778
8.14
667
1,320.958333
20,111
50.8
3
0
0
0
1
debt_consolidation
0.1357
169.85
10.297689
15.53
682
3,330
3,262
93.2
2
0
0
1
1
debt_consolidation
0.0894
476.58
11.407565
8.99
782
10,199.95833
17,908
20.3
1
0
0
0
1
debt_consolidation
0.1218
499.5
11.608236
5.78
722
7,229.958333
33,436
50.6
0
0
0
0
1
home_improvement
0.1809
361.96
11.268303
21.69
667
3,330
67,776
98.2
2
0
0
0
1
credit_card
0.1253
535.47
10.878047
22.96
717
5,970
16,902
88
0
0
0
0
1
major_purchase
0.0894
38.13
10.085809
22.9
727
2,369.958333
6,675
23.3
1
0
0
0
1
small_business
0.1496
788.18
11.0021
7.3
782
4,619.958333
2,247
18.6
0
0
0
1
1
debt_consolidation
0.0894
317.72
11.407565
10.47
767
9,630
93,093
1.4
0
0
0
0
1
major_purchase
0.1392
273.1
11.350359
5.99
682
2,942
3,634
55.9
0
1
0
0
1
educational
0.1218
832.5
11.289782
12.36
737
4,979.958333
47,256
31.6
1
0
0
1
1
all_other
0.1218
333
11.144814
18.22
712
5,820
17,604
72.1
0
0
0
0
1
all_other
0.0774
280.97
11.686879
8.47
787
6,120.958333
2,525
7.3
0
0
0
0
1
debt_consolidation
0.1322
540.81
11.0021
11.76
707
4,199.958333
8,834
70.7
0
1
0
0
1
home_improvement
0.1287
201.8
10.778956
0
717
4,110
0
0
2
2
0
0
1
debt_consolidation
0.1392
512.06
10.463103
14.5
682
3,539.958333
17,717
67.4
3
0
0
0
1
debt_consolidation
0.1253
401.6
11.225243
3.74
722
7,500.958333
23,762
44.5
2
0
0
0
1
debt_consolidation
0.1253
334.67
11.066638
10.78
702
4,800
26,373
78.5
1
1
0
0
1
all_other
0.1218
333
11.0021
2.82
712
3,330
1,250
5.6
1
0
0
0
1
credit_card
0.1287
454.05
11.258136
15.88
702
8,579.958333
14,255
57.7
0
0
0
0
1
small_business
0.1982
185.37
10.858922
5.53
692
1,482.041667
1,025
22.3
1
0
0
0
1
major_purchase
0.1253
802.36
10.817696
12.46
757
3,930.958333
0
0
2
0
0
1
1
small_business
0.1635
883.23
11.289832
9.81
712
4,349.958333
24,425
72.6
0
0
0
0
1
home_improvement
0.0894
476.58
11.264464
13.82
777
6,839.958333
737
5.7
3
0
0
0
1
debt_consolidation
0.1287
403.6
11.156251
22.47
697
4,080
13,260
66.6
2
0
0
1
1
educational
0.0859
126.45
8.987197
9.45
737
4,349.958333
2,892
42.5
2
0
0
0
1
debt_consolidation
0.1218
333
10.348173
22.77
707
7,949.958333
5,274
17.6
2
0
0
0