credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1071
508.59
10.778956
14.58
717
5,219
20,838
62.6
1
0
0
1
1
credit_card
0.0945
456.94
11.81303
11.18
737
3,660
11,188
56
1
0
0
0
1
all_other
0.08
313.37
11.669929
0
787
8,370
0
0
0
0
0
0
1
home_improvement
0.0863
28.47
10.950807
0.32
717
1,680.041667
167
3.3
2
0
0
0
1
debt_consolidation
0.1166
330.53
10.308953
15.44
687
2,159
10,997
75.3
0
0
0
0
1
major_purchase
0.1008
32.31
10.545341
20.53
732
3,360
2,308
46.2
0
0
0
0
1
debt_consolidation
0.1197
481.4
11.082143
8.6
687
3,270
15,506
95.7
1
0
0
1
1
debt_consolidation
0.1134
263.2
10.085809
9.8
682
3,210.041667
7,720
63.7
2
0
0
0
1
debt_consolidation
0.1071
163.01
10.828401
6.95
687
4,229.041667
11,973
70.8
0
0
1
0
1
all_other
0.0976
675.25
10.714418
1.79
767
2,044.041667
142
0.6
0
0
0
0
1
home_improvement
0.0976
482.32
10.165852
5.77
777
4,560.041667
3,050
2.9
1
0
0
1
1
debt_consolidation
0.1134
493.5
10.963359
8.61
697
5,129
14,453
45.5
1
0
0
0
1
all_other
0.0976
180.07
10.596635
7.47
707
2,939
7,842
43.8
2
0
0
0
1
debt_consolidation
0.1039
162.26
11.15052
15.72
707
2,970
5,762
43.3
1
0
0
1
1
home_improvement
0.0863
316.28
11.600936
6.4
742
4,080
2,339
44.1
0
0
0
0
1
debt_consolidation
0.1387
375.26
10.819858
20.93
672
2,340.041667
17,436
93.2
0
0
0
0
1
debt_consolidation
0.0976
482.32
10.915088
15.1
762
7,920.041667
11,648
14.8
1
0
0
1
1
debt_consolidation
0.145
663.47
10.422281
9.86
667
2,940
8,731
56.7
1
0
0
1
1
debt_consolidation
0.1513
173.65
10.933393
21.32
667
3,600.041667
22,210
98.3
0
0
0
0
1
debt_consolidation
0.0863
221.4
10.645425
2.74
727
2,310.041667
6,496
40.1
0
0
0
0
1
debt_consolidation
0.1103
360.29
9.92329
6.82
697
1,530
3,041
84.5
2
0
0
1
1
all_other
0.1166
330.53
10.308953
8.56
682
1,200
2,000
46.5
3
0
0
0
1
major_purchase
0.0976
321.55
10.085809
2.7
717
5,168
3,717
16.1
3
1
0
1
1
debt_consolidation
0.1576
420.47
11.512925
18.55
667
4,560.041667
34,841
89.6
0
0
0
0
1
all_other
0.0945
224.07
11.440355
10.86
717
4,080
5,257
32.9
1
0
0
1
1
debt_consolidation
0.1418
548.25
11.849341
3.4
662
2,610
15,193
33.4
0
0
0
0
1
all_other
0.1134
329
10.261162
5.37
687
2,730.041667
3,245
54.1
2
0
1
0
1
debt_consolidation
0.1229
490.29
10.524064
21.94
702
1,950.041667
14,694
43.1
2
0
0
1
1
all_other
0.08
225.63
11.326596
5.54
762
4,259.041667
438
0.8
3
0
0
0
1
all_other
0.0976
257.24
10.596635
18.72
742
6,569
38,605
67.7
0
0
0
0
1
debt_consolidation
0.1071
95.36
10.203592
6.62
682
1,199
6,611
49.1
1
0
0
0
1
debt_consolidation
0.1418
274.13
10.530495
20.71
662
4,140.041667
5,723
52
1
0
0
0
1
home_improvement
0.08
156.69
11.289782
3.75
762
12,668.04167
8,366
7.1
0
0
0
0
1
debt_consolidation
0.1197
351.92
10.572547
14.9
682
2,579
7,583
80.7
0
0
0
1
1
debt_consolidation
0.1039
194.71
9.729134
7.5
692
1,920
4,524
94.2
1
0
0
0
1
home_improvement
0.1008
258.44
11.03489
0.81
712
3,660
3,596
25.1
1
0
1
0
1
major_purchase
0.1608
879.92
10.714418
6.4
667
5,160
12,704
54.1
0
3
0
1
1
credit_card
0.0945
150.45
11.082143
11.13
717
5,208
16,724
41.7
0
0
0
0
1
home_improvement
0.0945
640.2
11.695247
4.19
787
5,159
311
0
2
0
0
0
1
debt_consolidation
0.1292
168.28
11.184421
19.67
687
4,710
19,771
92.4
1
0
0
0
1
debt_consolidation
0.1008
581.49
11.124317
11.01
732
3,389
10,826
41.5
0
0
0
0
1
home_improvement
0.0945
640.2
10.703244
0.81
797
3,450.041667
281
1.7
1
0
0
0
1
all_other
0.1513
694.59
11.251561
10.25
662
3,332
4,289
66
1
0
0
0
1
debt_consolidation
0.1292
807.74
11.298494
15.08
697
4,440
21,364
86.5
0
0
0
1
1
all_other
0.0976
514.48
13.257593
1.61
742
6,390.041667
22,627
27.3
1
0
0
0
1
debt_consolidation
0.1418
411.19
11.207215
18.16
662
3,209.041667
11,258
71.7
1
0
0
0
1
debt_consolidation
0.1039
389.41
10.348173
17
717
3,209.041667
0
0
2
0
0
0
1
debt_consolidation
0.1387
264.39
10.308953
24.68
682
1,500
26,996
66.8
0
0
0
0
1
all_other
0.0976
482.32
11.082143
11.35
737
3,990
3,834
33.3
2
0
0
1
1
debt_consolidation
0.1355
645.24
11.877569
1.67
677
5,370.041667
9,416
95.1
2
0
0
0
1
debt_consolidation
0.1229
293.51
10.819778
20.04
692
3,360
25,807
59.8
1
0
0
0
1
all_other
0.0863
316.28
11.0021
8.94
732
4,440
16,167
44.3
3
0
0
0
1
debt_consolidation
0.1134
361.9
10.858999
9.39
687
2,703.041667
12,678
43.6
0
0
1
0
1
debt_consolidation
0.1229
281.84
14.528354
0.13
672
1,293.041667
8,747
51.8
1
0
0
0
1
debt_consolidation
0.1071
684.64
11.082143
2.9
722
1,380.041667
5,694
17.7
1
0
0
1
1
debt_consolidation
0.1324
338.1
11.09741
18.2
672
4,620.041667
12,008
54.2
3
1
0
0
1
debt_consolidation
0.1197
278.88
10.847782
20.96
697
4,619.041667
14,129
84.1
0
0
0
0
1
home_improvement
0.1039
486.76
11.589887
8.92
712
3,059.041667
15,553
20
1
0
0
0
1
home_improvement
0.1197
298.8
11.289782
19.37
682
9,059.041667
26,966
70.2
1
0
1
0
1
all_other
0.1166
330.53
11.066638
13.33
712
4,383
2,388
48.7
2
0
0
0
1
debt_consolidation
0.1261
234.55
10.463103
9.63
667
1,290.041667
11,698
78.5
1
0
0
0
1
credit_card
0.0976
241.16
11.407565
12.32
722
1,950.041667
5,570
25.4
3
0
0
0
1
major_purchase
0.0945
224.07
9.915614
5.99
712
4,470
4,641
33.1
0
0
0
0
1
debt_consolidation
0.1166
396.63
10.778956
10.05
682
2,670
15,774
44.8
2
0
0
0
1
debt_consolidation
0.1324
507.15
10.753126
10.03
672
4,110
9,288
71.4
0
0
0
0
1
debt_consolidation
0.1355
288.66
10.264652
17.56
662
1,889
17,488
90.6
1
0
0
0
1
debt_consolidation
0.0832
409.3
10.268131
0.83
807
5,189
209
2.3
1
0
0
0
1
debt_consolidation
0.1292
222.97
10.23996
19.93
667
5,729.041667
15,049
71.3
0
0
0
0
1
all_other
0.1197
365.2
10.491274
15.83
682
4,410
23,253
72
1
0
0
0
1
debt_consolidation
0.1261
603.12
11.141862
14.02
682
3,570.041667
10,769
63
1
1
0
0
1
credit_card
0.1387
852.87
11.05089
17.28
692
8,700.041667
21,357
42
1
0
0
0
1
debt_consolidation
0.0945
320.1
11.45105
7.44
727
3,360
29,884
43.6
0
0
0
0
1
home_improvement
0.1008
807.62
11.461632
10.42
757
11,970.04167
16,386
11.3
0
0
0
0
1
debt_consolidation
0.1071
326.02
11.241773
10.37
702
11,280
26,888
26.2
0
0
0
0
1
debt_consolidation
0.1292
336.56
10.524064
6.74
672
2,609
7,067
65.8
0
0
0
0
1
credit_card
0.1166
396.63
11.736069
12.94
682
3,720
36,467
62.9
0
0
0
0
1
debt_consolidation
0.1261
301.56
10.422281
14.68
687
4,650.041667
14,371
60.9
0
1
0
1
1
debt_consolidation
0.1103
491.3
11.915827
9.52
702
3,780.041667
25,870
56.1
0
1
0
1
1
debt_consolidation
0.1134
416.19
10.596635
21.96
717
4,291.041667
1,727
8.9
1
0
0
0
1
credit_card
0.164
636.39
11.918391
24.03
672
4,290.041667
28,846
57.9
1
0
0
1
1
home_improvement
0.1229
406.91
10.555813
9.31
687
5,670.041667
2,329
39.4
0
0
0
0
1
all_other
0.0737
62.1
10.463103
0.86
797
11,430
324
0.2
0
0
0
0
1
debt_consolidation
0.1261
201.04
10.819778
3.89
667
5,970.041667
20,845
47.7
0
0
0
0
1
debt_consolidation
0.1103
491.3
11.115429
15.5
707
2,370.041667
12,569
46.2
0
0
0
1
1
debt_consolidation
0.1103
327.53
10.757903
13.48
702
3,000
9,697
58
0
0
0
0
1
all_other
0.1103
327.53
10.422281
2.61
697
2,370.041667
2,952
30.1
2
0
0
0
1
debt_consolidation
0.1071
179.31
10.621327
12.12
692
7,140.041667
13,427
82.9
0
0
0
0
1
all_other
0.1229
667.06
11.082143
13.5
692
2,370.041667
6,045
34.9
1
0
1
1
1
debt_consolidation
0.1103
720.57
11.407565
17.39
717
4,470
18,913
34.1
1
0
0
0
1
debt_consolidation
0.1324
405.72
10.878047
17.82
667
7,349
18,593
35
0
5
1
0
1
all_other
0.08
313.37
10.858999
2.1
792
5,219
0
0
1
0
0
0
1
credit_card
0.0945
409.73
11.082143
8.86
742
5,129
13,207
77.7
0
0
0
0
1
all_other
0.1103
157.22
10.668862
2.34
687
1,950
3,273
44.8
1
0
0
0
1
debt_consolidation
0.1229
633.71
11.561716
10.01
687
5,250.041667
19,368
38.6
1
3
0
0
1
all_other
0.1071
782.44
11.156251
0.57
727
5,040.041667
782
3
1
0
0
1
1
educational
0.1103
589.56
10.663475
6.15
707
2,820.041667
6,362
69.2
0
0
0
0
1
all_other
0.0976
353.71
11.333847
5.88
717
4,500
15,342
50
0
1
0
0
1
debt_consolidation
0.1103
206.35
10.968198
9.21
687
7,049
871
8.1
0
0
0
0
1
credit_card
0.0832
251.88
11.82041
8.63
752
6,149.041667
13,238
23
1
0
0
0
1
debt_consolidation
0.1261
301.56
10.819778
7.15
667
2,579
1,918
56.4
0
0
0
0