credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1287
235.44
11.407565
24.76
687
8,416
26,241
57.4
1
0
0
0
1
all_other
0.16
175.79
10.843495
8.88
687
2,610
1,793
99.6
0
0
0
1
1
debt_consolidation
0.1025
647.7
10.714418
4.11
747
3,183.041667
5,081
40
0
0
0
0
1
all_other
0.1253
147.26
9.980449
6.17
687
6,060.041667
902
12.2
2
2
0
0
1
home_improvement
0.1183
689.19
11.884489
23.55
757
3,818.041667
298
1
1
0
0
0
1
debt_consolidation
0.1148
712.12
11.835009
22.09
792
4,208.041667
682
3.3
1
0
0
0
1
all_other
0.1496
814.16
11.728037
8.25
707
5,228.041667
255
0.8
0
1
0
0
1
major_purchase
0.1183
798.53
11.849398
14.33
812
11,708
346
0.7
0
0
0
0
1
all_other
0.1183
99.41
11.184421
11.12
727
8,220.041667
1,942
77.7
0
0
0
0
1
debt_consolidation
0.1322
388.71
10.925938
20.7
687
2,280.041667
15,543
57.4
3
0
0
0
1
credit_card
0.1322
338.01
11.957611
14.57
687
6,750.041667
4,027
17.4
1
2
0
0
1
all_other
0.0705
587.1
10.896739
7
752
4,682
2,606
57.9
0
0
0
1
1
all_other
0.074
248.48
11.198215
0.44
697
5,190.041667
666
8.5
0
1
0
0
1
home_improvement
0.1183
828.35
11.77529
5.18
772
4,440
6,469
1.1
1
0
0
0
1
debt_consolidation
0.1218
233.1
10.308953
19.36
702
2,100
6,601
58.2
1
0
0
1
1
debt_consolidation
0.1114
393.65
11.289782
2.85
757
3,480.041667
31,183
72.5
3
0
0
0
1
debt_consolidation
0.1253
309.57
11.177453
13.83
692
2,490
18,463
79.2
1
0
0
0
1
credit_card
0.1273
429.65
10.700995
12.3
712
3,727
15,598
66.9
0
0
0
0
1
debt_consolidation
0.1461
344.76
10.463103
10.22
672
4,530.041667
10,274
76.1
1
0
0
0
1
debt_consolidation
0.1496
554.32
11.289782
24.63
677
4,412
21,557
68
1
0
0
0
1
debt_consolidation
0.1148
329.69
10.308953
16
722
2,730.041667
4,429
18.8
2
0
0
0
1
debt_consolidation
0.1099
818.38
11.225243
17.34
737
5,890
21,914
40
1
0
0
0
1
debt_consolidation
0.1287
50.45
9.798127
19.8
687
2,340.041667
6,454
86.1
0
0
0
0
1
all_other
0.0705
231.75
9.450931
0
732
1,200.041667
0
0
3
0
0
1
1
all_other
0.0705
247.2
11.225243
1.73
807
6,810.041667
3,248
6.1
1
0
0
0
1
all_other
0.0705
268.83
10.896739
2.67
787
4,800
3,519
11.3
0
0
0
0
1
debt_consolidation
0.1287
504.5
10.915088
16.93
712
5,160
18,620
87
0
0
0
0
1
small_business
0.1774
864.51
11.082143
6.18
707
11,940
46,100
75.5
2
0
1
0
1
debt_consolidation
0.1114
262.43
11.0021
8.12
732
3,330
8,127
60.2
2
0
0
0
1
home_improvement
0.1287
210.21
11.084242
13.61
687
5,070
8,471
44.4
1
0
0
0
1
debt_consolidation
0.1531
348.16
10.839581
8
687
2,760.041667
11,529
96.1
2
0
0
0
1
home_improvement
0.074
31.06
11.580584
0.96
772
4,140.041667
4,938
1.9
1
0
0
0
1
home_improvement
0.1218
166.5
10.915088
3.32
737
4,950.041667
7,728
32.1
0
0
0
0
1
educational
0.1114
32.81
8.881836
9.5
722
5,040
1,552
9.1
2
0
0
0
1
debt_consolidation
0.1183
439.03
11.0021
15.54
712
2,641.041667
13,141
44.8
1
0
0
0
1
small_business
0.1635
529.94
10.596635
0.78
757
1,350.041667
1,343
8.7
0
0
0
0
1
debt_consolidation
0.1287
605.4
10.714418
21.09
707
4,530.041667
12,076
39.7
0
0
0
0
1
all_other
0.1322
50.71
10.545341
4.8
712
1,890.041667
3,875
94.5
1
0
0
0
1
debt_consolidation
0.1531
174.08
10.915088
9.45
732
2,643.041667
0
70.9
0
0
0
0
1
debt_consolidation
0.1385
341.04
11.184421
12.83
682
6,210
14,592
70.8
0
0
0
0
1
all_other
0.1253
836.66
11.817907
0.02
797
7,920.041667
74
0.1
3
0
0
0
1
all_other
0.0894
317.72
11.362103
17.43
757
6,060.041667
26,741
0.3
0
0
0
0
1
debt_consolidation
0.0894
571.89
11.561716
12.29
777
6,964
62,689
9.8
0
0
0
0
1
debt_consolidation
0.1607
612.38
11.512925
9.9
667
7,772.041667
12,487
72.2
2
0
0
0
1
all_other
0.1183
828.35
11.362103
11.4
747
3,180.041667
11,361
42.1
0
0
0
0
1
debt_consolidation
0.1218
532.8
11.104957
19.71
737
12,600.04167
28,735
82.6
3
0
0
0
1
debt_consolidation
0.1739
716.95
11.751942
11.39
662
4,740
28,882
48.3
0
2
0
0
1
home_improvement
0.1218
333
9.798127
10.07
707
4,560.041667
7,159
73.1
1
1
0
1
1
small_business
0.1635
883.23
10.786428
10.52
717
4,262.041667
13,160
64.9
0
1
0
1
1
debt_consolidation
0.1774
504.3
11.461632
22.19
662
4,421
19,828
53.6
1
0
0
0
1
debt_consolidation
0.1218
133.2
10.621327
16.65
697
1,920.041667
1,649
22.6
3
0
0
1
1
debt_consolidation
0.1496
304.88
10.752448
16.35
667
2,820.041667
14,099
77.5
0
0
0
0
1
debt_consolidation
0.1607
211.17
10.809728
15.39
702
6,600
4,941
98.8
1
0
1
0
1
all_other
0.1426
377.37
12.634603
10.21
692
7,050.041667
60,789
97.3
0
0
0
0
1
all_other
0.1183
795.22
11.225243
3.33
807
4,440
6,469
1.1
1
0
0
0
1
debt_consolidation
0.0894
301.83
10.23996
15.81
757
2,310.041667
293
2.3
2
0
0
0
1
all_other
0.1114
114.82
10.714418
15.49
782
4,260.041667
0
0
1
0
0
0
1
debt_consolidation
0.0894
177.93
10.532096
21.54
747
1,950.041667
1,085
14.5
4
0
0
0
1
all_other
0.1114
262.43
10.979445
0.31
727
4,080
391
7.2
1
0
0
0
1
debt_consolidation
0.1531
870.39
11.982929
16.36
697
3,120.041667
31,756
45.2
1
0
0
0
1
all_other
0.074
186.36
11.289782
13.66
772
4,441
2,796
7.2
0
0
0
0
1
small_business
0.1913
550.81
11.736069
9.96
687
4,561.041667
12,730
95
1
0
0
0
1
all_other
0.1218
116.55
10.157679
3.44
707
3,540.041667
1,815
62.6
0
0
0
1
1
small_business
0.16
527.36
11.21182
12.65
707
3,064.041667
1,756
31.4
1
0
0
0
1
all_other
0.1273
342.38
10.915088
9.6
697
2,370.041667
17,482
39.6
3
0
0
0
1
all_other
0.0774
312.19
11.289782
1.14
812
8,190.041667
3,477
7.3
0
0
0
0
1
all_other
0.074
217.42
10.181119
9.18
787
9,000.041667
6,115
16.4
2
0
0
0
1
all_other
0.0774
312.19
10.491274
22.37
782
5,490
3,052
5.2
0
0
0
0
1
educational
0.1148
263.75
11.026792
19.69
717
3,276
19,967
52
0
0
0
0
1
major_purchase
0.0859
252.89
10.933107
1.82
752
3,510.041667
3,258
5.5
2
0
0
0
1
debt_consolidation
0.1148
576.95
13.362954
1.55
742
2,970
9,132
36.5
3
1
0
0
1
debt_consolidation
0.1357
271.75
10.657259
24.99
697
1,800
6,382
74.2
1
0
0
0
1
small_business
0.16
140.63
10.187463
12.74
707
1,890.041667
4,303
51.8
1
0
0
0
1
debt_consolidation
0.1183
828.35
11.066638
22.22
767
7,680
17,557
26.2
0
0
0
0
1
debt_consolidation
0.1183
57.99
10.596635
22.44
707
6,270
7,757
93
1
0
0
0
1
all_other
0.1114
262.43
11.0021
13.52
732
2,850
3,862
13.5
3
0
0
0
1
debt_consolidation
0.1322
304.21
10.736397
15.57
682
2,970
16,660
73.1
0
0
0
0
1
credit_card
0.1218
832.5
11.512925
18.3
747
7,350
68
0.6
0
0
0
0
1
major_purchase
0.074
31.06
10.714418
3.31
772
3,600
511
3.1
2
0
0
0
1
debt_consolidation
0.1218
807.53
11.77529
14.77
742
7,500.041667
27,947
25.3
0
0
0
0
1
debt_consolidation
0.1565
223.92
10.757903
8.94
662
2,580
0
0
0
0
1
1
1
debt_consolidation
0.1287
840.83
11.289782
18.81
722
12,482
31,890
78.7
1
0
0
0
1
debt_consolidation
0.0859
189.67
11.608236
6.43
742
6,360.041667
5,124
16.8
2
0
0
0
1
debt_consolidation
0.1218
499.5
11.407565
17.85
722
6,961
9,129
63
0
0
0
0
1
all_other
0.0894
317.72
11.27102
0.61
782
3,390.041667
951
3.9
1
0
0
0
1
major_purchase
0.1426
34.31
11.512925
3.55
742
5,940.041667
18,435
7.2
2
0
0
0
1
credit_card
0.1531
208.9
10.308953
8.76
667
1,440
5,531
79
3
0
0
0
1
debt_consolidation
0.1739
860.34
11.751942
15
672
9,720.041667
6,759
27.8
0
3
0
0
1
debt_consolidation
0.1253
334.67
10.463103
21.29
702
3,660
15,248
57.9
0
0
0
0
1
educational
0.0894
190.63
10.596635
19.26
727
4,230.041667
5,324
66.5
0
0
0
0
1
all_other
0.0894
317.72
11.407565
12.83
742
12,570.04167
43,615
16.7
0
0
0
0
1
all_other
0.1183
99.41
9.574983
4.17
737
2,250
0
0
1
0
0
1
1
debt_consolidation
0.1025
194.31
10.930246
16.33
712
3,750
14,541
16.5
3
0
0
0
1
all_other
0.0894
266.89
10.621327
13.9
737
5,730.041667
9,851
43.2
0
0
0
0
1
credit_card
0.1322
676.02
11.571194
9.32
707
5,010.041667
16,821
80.5
1
0
0
0
1
debt_consolidation
0.1426
514.59
11.77529
24.95
702
8,310
74,469
81.3
0
0
0
0
1
debt_consolidation
0.1183
331.34
11.127263
16.94
717
2,130
14,078
82.8
3
0
0
0
1
all_other
0.1218
352.98
11.45105
8.49
737
5,040
9,044
24.1
1
1
0
0
1
all_other
0.1183
82.84
10.085809
7.2
692
3,570
4,484
65
0
0
0
0
1
all_other
0.1136
246.84
10.491274
18.87
697
4,590.041667
14,225
53.7
1
0
0
0