credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
all_other
0.1114
131.22
11.95118
16.56
722
4,560.041667
120,322
59.6
0
0
0
0
1
debt_consolidation
0.1218
832.5
11.661345
16.99
737
7,920.041667
32,446
56.1
0
0
0
0
1
small_business
0.1809
202.7
9.798127
9.8
682
1,230.041667
0
0
0
0
0
0
1
all_other
0.1357
631.82
11.461632
0.44
692
6,780.041667
723
45.2
0
0
0
0
1
debt_consolidation
0.1025
421.01
10.518673
17.61
732
3,343
15,818
46.5
0
0
0
0
1
debt_consolidation
0.1426
521.45
10.668955
17.19
702
4,051
18,944
97.6
2
0
0
1
1
debt_consolidation
0.1357
169.85
10.034516
10.95
677
2,370.041667
1,559
45.9
1
1
0
0
1
all_other
0.1183
662.68
11.695247
14.28
742
4,770
14,191
51
1
0
0
0
1
all_other
0.1253
66.94
11.041321
4.02
677
2,130
8,160
54
2
0
1
0
1
debt_consolidation
0.1357
354.98
10.680516
22.1
682
2,316.041667
12,384
55.8
2
0
0
0
1
all_other
0.0774
312.19
10.819778
0.86
772
5,190.041667
2,232
6.5
0
0
0
0
1
home_improvement
0.1114
492.06
11.396392
3.76
757
13,200
16,001
38.6
0
0
0
1
1
all_other
0.0859
37.94
11.512925
0.53
757
3,990
0
0
1
0
0
0
1
all_other
0.1253
209.17
10.085809
21.75
697
2,100.041667
1,219
7.2
2
0
0
0
1
all_other
0.1645
353.78
10.915088
16.97
682
6,330.041667
3,052
41.8
0
0
0
1
1
small_business
0.1531
174.08
11.744037
12.13
702
4,530.041667
30,995
82.6
2
0
0
1
1
debt_consolidation
0.0988
483.16
10.596635
12
762
7,179.041667
15,146
24.8
0
0
0
0
1
debt_consolidation
0.1392
614.47
11.512925
17.52
692
5,010.041667
9,360
43.7
0
0
0
0
1
all_other
0.0774
78.05
10.576432
21.55
742
2,370.041667
4,641
49.4
0
0
0
0
1
credit_card
0.1496
519.68
11.326596
5.94
677
5,010.041667
14,739
77.2
2
0
0
0
1
small_business
0.1739
896.19
11.849398
2.47
747
8,822
14,556
94.5
0
0
0
1
1
debt_consolidation
0.1287
336.34
11.350407
6.23
697
3,661
2,906
23.2
0
0
0
0
1
credit_card
0.0859
189.67
10.181119
10.14
742
5,430
6,435
19
0
0
0
0
1
credit_card
0.1148
692.34
11.251561
17.56
762
4,620.041667
33,386
52.9
1
0
0
0
1
debt_consolidation
0.1148
478.05
10.714418
16.77
722
7,170.041667
17,449
55.7
0
0
0
0
1
debt_consolidation
0.1565
279.89
10.260812
6.17
722
2,340.041667
4,479
99.5
0
0
0
0
1
all_other
0.0774
124.88
11.507913
1.74
757
4,380
6,642
7.9
0
0
0
0
1
all_other
0.1704
856.18
11.918391
3.7
677
6,960
11,010
49.8
0
2
1
0
1
debt_consolidation
0.0859
284.5
10.778956
7.13
767
5,190
5,276
73.3
0
0
0
0
1
small_business
0.1704
891.86
10.915088
9.36
717
4,320
6,049
90.3
0
0
0
1
1
all_other
0.1218
116.55
11.827736
13.53
692
7,500.041667
10,930
79.8
1
1
0
0
1
debt_consolidation
0.1357
468.77
10.961278
17.5
687
3,450.041667
15,365
70.2
1
0
0
1
1
all_other
0.0774
187.32
11.230563
16.76
792
3,900.041667
0
0
3
0
0
0
1
debt_consolidation
0.0774
340.29
11.461632
18.15
777
7,440.041667
11,783
19
0
0
0
0
1
credit_card
0.1148
329.69
11.196281
20.26
732
5,550
41,170
61.4
0
0
0
0
1
all_other
0.1392
85.35
11.319341
2.13
687
5,340.041667
0
0
0
1
0
0
1
all_other
0.1322
101.41
9.487972
5.82
727
2,760.041667
1,549
96.8
1
0
0
0
1
debt_consolidation
0.16
492.21
10.606585
19.16
662
6,540
11,018
82.2
1
0
0
0
1
all_other
0.1218
319.68
10.896739
4.78
712
3,480.041667
8,077
76.9
0
0
0
0
1
all_other
0.0859
303.46
10.225571
8.43
757
2,040.041667
4,103
15.5
2
0
0
0
1
all_other
0.0894
190.63
11.338572
9.13
762
3,180.041667
8,868
32.4
0
0
0
0
1
debt_consolidation
0.0774
62.44
10.616437
6.06
737
8,940.041667
37,804
21.4
1
0
0
0
1
credit_card
0.0774
224.78
11.0021
4.94
767
2,644.041667
2,125
10.1
0
0
0
0
1
all_other
0.074
31.06
11.119883
0.52
792
15,030
35
0.1
1
0
0
0
1
credit_card
0.0859
324.01
11.082143
7.09
782
4,950.041667
613
4
1
0
0
0
1
home_improvement
0.1531
870.39
12.388394
14.72
697
4,140.041667
28,813
44.9
3
0
0
1
1
debt_consolidation
0.1287
336.34
10.778956
16.18
702
1,860
5,029
58.5
0
0
0
0
1
small_business
0.1739
179.24
11.156251
15.34
697
8,550.041667
1,837
31.7
3
0
0
0
1
debt_consolidation
0.1148
560.47
10.868568
21.53
742
3,243
16,285
41.3
0
0
0
0
1
credit_card
0.1809
904.88
11.512925
19.75
677
5,520
73,999
86.8
1
0
0
1
1
debt_consolidation
0.1114
295.24
10.819778
14.88
747
1,863
546
3.7
4
0
0
0
1
all_other
0.0894
381.26
10.673596
12.58
777
2,160
1,876
20.2
0
0
0
0
1
all_other
0.0774
62.44
10.23996
20.23
747
3,990
5,121
17.7
4
0
0
0
1
debt_consolidation
0.1218
765.9
11.0021
12.34
732
2,760.041667
3,075
28
1
0
0
0
1
debt_consolidation
0.1253
334.67
11.0021
14.36
702
9,750.041667
8,892
25.5
2
0
1
0
1
debt_consolidation
0.1218
666
10.933107
13.5
727
2,550
21,771
63.7
0
0
0
0
1
all_other
0.1645
141.51
10.582941
16.88
662
1,597.041667
4,701
72.3
0
0
0
0
1
debt_consolidation
0.1253
261.04
10.645425
19
702
4,320
0
0
2
0
0
0
1
debt_consolidation
0.1218
299.7
10.308953
9.48
737
3,810.041667
4,105
57.8
0
0
0
0
1
debt_consolidation
0.0894
381.26
11.407565
6.19
752
3,394.041667
24,907
45.3
0
0
0
0
1
credit_card
0.0894
559.18
11.05089
12.34
782
14,100.04167
8,943
21.2
1
0
0
1
1
small_business
0.1565
769.7
11.082143
17.28
732
3,930.041667
23,429
56.1
2
0
0
0
1
debt_consolidation
0.1392
477.92
10.725468
23.26
687
6,570
14,902
87.7
0
0
0
0
1
debt_consolidation
0.0894
149.33
10.366467
21.3
722
1,950.041667
4,638
69.2
0
0
0
0
1
all_other
0.1426
411.67
11.05089
10.7
677
2,040.041667
5,849
45.3
1
0
0
0
1
credit_card
0.1385
330.81
12.100712
21.03
677
4,680.041667
57,858
75.8
1
0
0
0
1
all_other
0.1218
699.3
10.888931
4.84
802
8,010
120
2.4
1
0
0
1
1
debt_consolidation
0.1114
328.04
11.289782
21.04
727
4,171.041667
20,901
67.4
0
0
0
0
1
credit_card
0.1392
721.15
11.373663
18.33
702
3,810.041667
15,158
88.6
1
0
0
0
1
debt_consolidation
0.1565
848.42
11.385842
15.72
687
3,810.041667
31,710
93.5
0
0
1
0
1
debt_consolidation
0.1322
439.41
10.463103
22.53
722
3,150.041667
6,580
88.3
0
0
0
0
1
major_purchase
0.0859
158.06
11.156251
2.35
747
8,160.041667
71
0.3
1
0
0
0
1
debt_consolidation
0.0774
46.83
10.268131
15.04
742
7,500.041667
949
22.1
0
0
0
0
1
home_improvement
0.1392
648.61
11.728037
11.17
692
5,130
22,294
69
0
0
0
0
1
debt_consolidation
0.167
213.01
10.768485
0.76
662
3,330
981
89.2
0
0
0
1
1
debt_consolidation
0.1607
563.11
11.471103
12.74
727
7,260
9,653
9.7
1
2
0
0
1
all_other
0.1253
66.94
10.915088
9.56
682
5,520
6,810
56.7
0
0
0
0
1
debt_consolidation
0.1062
455.84
10.819778
13.25
722
11,181.04167
14,706
72.4
1
0
0
0
1
debt_consolidation
0.0894
190.63
10.99851
17.58
722
3,030.041667
6,908
32
2
0
0
0
1
educational
0.1218
499.5
11.156251
2.18
737
5,101
4,509
60.1
0
0
0
1
1
debt_consolidation
0.1218
249.75
10.165852
0
762
3,120.041667
0
0
3
0
0
0
1
debt_consolidation
0.0774
130.34
10.463103
8.98
792
7,890.041667
1,357
4.2
1
0
0
0
1
debt_consolidation
0.1253
247.66
11.736069
7.47
722
5,820
24,344
65.8
0
0
0
0
1
all_other
0.1218
133.2
11.608236
11.87
697
9,570
4,254
64.5
0
0
0
0
1
debt_consolidation
0.1531
522.23
11.407565
16.79
682
5,581.041667
51,605
97.9
1
0
0
0
1
debt_consolidation
0.1357
475.56
11.277203
16.34
687
5,520
11,889
54.8
1
0
1
0
1
home_improvement
0.1635
423.95
11.289782
5.64
672
4,084
7,472
97
0
0
1
0
1
educational
0.1461
344.76
11.041321
8.46
712
4,920.041667
3,088
14.1
1
0
0
0
1
all_other
0.1704
267.56
10.778956
4.92
687
1,144
8,398
76.3
0
0
0
0
1
debt_consolidation
0.16
527.36
11.472103
11.13
662
4,080
14,337
56.4
2
2
0
0
1
all_other
0.1322
189.29
11.235814
3.31
687
4,560.041667
3,860
68.9
0
0
0
0
1
all_other
0.1183
142.48
11.589887
17.63
707
10,830.04167
15,050
28.9
2
0
0
0
1
debt_consolidation
0.1287
403.6
10.55309
14.98
722
1,560.041667
7,060
71.8
0
0
0
0
1
debt_consolidation
0.1357
407.63
10.645425
21.77
682
5,130
7,263
60
2
0
0
0
1
debt_consolidation
0.1357
506.14
10.983596
12
687
4,170.041667
15,445
78
1
0
0
0
1
debt_consolidation
0.1287
815.61
11.512925
13.52
717
2,970
28,056
57
0
0
0
0
1
debt_consolidation
0.0894
247.82
10.778956
12.95
742
4,560.041667
20,035
65.4
0
0
0
0
1
debt_consolidation
0.0894
571.89
11.407565
4.64
797
9,720.041667
2,347
9.9
0
0
0
0
1
debt_consolidation
0.1183
447.31
10.548416
22.54
712
6,000.041667
13,813
52.7
0
0
0
0
1
debt_consolidation
0.1322
162.25
10.714418
15.17
677
3,123.041667
6,354
74.8
0
0
0
0