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This dataset contains page images and verbatim text of publicly filed insurance policy forms and a public card agreement. Their copyrights remain with their owners, and some pages contain ISO copyrighted material. They are included only so the research can be reproduced. By requesting access you agree to use the dataset for non-commercial research only, not to redistribute the page images or document text, and to follow LICENSE.md.

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Policy Structure Pages

Page images of insurance policies, each paired with that page's content as nested JSON. This is the training and evaluation data behind Ashish-Ranjan/Qwen3.5-9B-Policy-Structure-LoRA, a LoRA adapter for Qwen3.5-9B. It reads a policy one page at a time and returns the whole document as one nested tree: sections, subsections, numbered clauses, lettered items and definitions.

Dataset summary

Config Split Rows What a row is
extraction train 265 One page image + the "open path" from the previous page → that page's JSON. From 15 documents
extraction validation 16 The same, for the held-out GEICO auto policy (pages 3–18)
sft_mix train 484 The exact training mix in ms-swift chat format: the 265 extraction pages plus 219 self-distilled conversations
heldout_pages test 34 Page images of the two held-out policies, GEICO auto (pages 3–18) and Encompass home (pages 3–20)
heldout_trees test 2 Hand-authored reference trees for those two whole documents (585 and 716 nodes), for full-document evaluation
from datasets import load_dataset

pages = load_dataset("Ashish-Ranjan/Policy-Structure-Pages", "extraction")      # requires accepting the agreement and `hf auth login`
mix = load_dataset("Ashish-Ranjan/Policy-Structure-Pages", "sft_mix")

How the data works

A policy is too long for one generation, and its nesting runs across pages, so each example is one page:

  1. Input: the page image (rendered at 200 DPI) plus the open path. The open path is the chain of nodes still open at the end of the previous page, from the document root down through the last child at each level. Its deepest entry carries a tail, the last 150 characters of its text.
  2. Target: only what is printed on that page, as a tree. A node that continues from an earlier page is written as a stub along the left edge, for example {"cont": true, "type": "clause", "label": "12."}. Stubs never repeat earlier text. If the page starts mid-sentence, the deepest stub's text holds just the continuation.
  3. Reassembly: merging the page targets in order reproduces each document's full reference tree exactly. The merge code is page_merge.py in the model repo.

Every node is {type, label, title, text, children}, and empty fields are left out:

Field Meaning
type document, part, section, subsection, clause, definition, subclause, item, paragraph
label the enumerator as printed: "A.", "12.", "(a)"
title the heading, including a bold run-in heading
text the node's own prose, verbatim, including typos as printed
children child nodes in reading order

Page furniture is left out: running headers and footers, page numbers, form numbers, copyright lines, insurer address blocks, policy-number boxes and endorsement banners. The full instructions are in system_prompt.txt.

Data fields

extraction

Field Type Description
id string <doc_id>_p<page>
doc_id string document id, by kind for training documents (e.g. homeowners_3); geico_auto for validation
doc_kind, layout string e.g. Homeowners, 2-column
page int page number in the source PDF
first_page bool true when the open path is empty
image image the page, 200 DPI PNG (US letter = 1700×2200 px)
system string the extraction system prompt
prompt string the user message: one of several phrasings, plus the open path
open_path string (JSON) the open path as a list
target string (JSON) the page's tree, compact JSON exactly as trained
target_tokens int target length in Qwen3.5 tokens

sft_mix has these fields:

  • id;
  • kind (extraction, contrast, retention_image or retention_text);
  • thinking (whether the answer includes a reasoning block);
  • source (JSON);
  • messages (a list of {role, content}, where <image> marks the image);
  • images (a list of images).

It is the file the released model was trained on.

heldout_pages has doc_id, page and image. heldout_trees has doc_id, name, kind, layout, pages and tree (a JSON string).

Dataset creation

Curation rationale

General document parsers flatten structure. For retrieval over contracts and policies, what matters is which coverage a clause belongs to and which exclusion an item modifies. This dataset teaches a vision-language model to keep that nesting, page by page, in a form that merges deterministically.

Source data

  • Training documents: 15 publicly available policy forms and one public bank card agreement. Most are filings on a US state insurance regulator's policy-comparison pages, plus one Canadian homeowners policy. They are identified by kind only:

    Kind Documents Training pages
    Homeowners 6 131
    Personal auto 5 39
    Renters, with endorsements 1 39
    Dwelling fire 1 27
    Manufactured home 1 22
    Credit-card agreement 1 7

    13 of the 15 documents are two-column layouts.

  • Held-out documents: GEICO Family Automobile Insurance Policy (form A-30ME, single column) and Encompass Special Home Policy (two columns). Both come from the same regulator's public filings and were never used for training.

  • Excluded from training: cover, contents and declarations pages; data tables, schedule boxes and blank pages; and 5 near-duplicate pages (4-gram Jaccard ≥ 0.7).

Annotations

  • Who labelled it: one annotator (the author), working from the page images and using the PDF text layer for exact wording.
  • What was labelled: a reference tree for each whole document.
  • From trees to pages: each tree was aligned to the page breaks with a shingle aligner, checked against the first and last printed line of every page, and sliced into page targets. Merging the slices back reproduces every tree exactly.
  • Normalisation: node types were normalised with one rule. The first enumerated level under a section is a clause; deeper levels are items.

Self-distilled records (in sft_mix)

These records keep the model's general behaviour. The original Qwen3.5-9B wrote the answers, about 75% of them with thinking on:

  • contrast (71): pages from the training documents with ordinary prompts (summarise, answer a question, list the headings, transcribe, a generic JSON request). These teach that JSON appears only under the extraction prompt.
  • retention_image (99): general image questions from the_cauldron (natural images, charts, documents, infographics, OCR, diagrams, screens).
  • retention_text (49): English prompts from oasst2.

Personal and sensitive information

All documents are specimen forms with no real policyholder data. Some specimen endorsement pages show placeholder values, such as the insured name "Amuro Ray" and the policy number "FGCHOY3JOYYYY-00".

Considerations and limitations

  • Small and single-domain: 15 training documents, mostly US personal-lines insurance plus one card agreement.
  • Known label inconsistency: some documents keep the printed punctuation on labels ("4.", "a)"), others store bare labels ("4", "a"). Models trained on this sometimes drop the period.
  • Single annotator, no inter-annotator agreement measured. Reference trees reflect one person's reading of heading levels.
  • No tables: the schema has no table type. Key-value tables are written as items, and grids are excluded.
  • Copyrighted content: see the licence section. Don't use this data to republish the documents.

Licence

See LICENSE.md.

  • The documents stay the property of their owners and are included only for non-commercial research reproduction.
  • The annotation structure and generated answers are under CC BY-NC 4.0.
  • Retention prompts and images keep their original licences.

This project is not affiliated with or endorsed by any insurer or other company whose documents appear here. Rights holders: to have a document removed, open a discussion in the Community tab.

Citation

@misc{ranjan2026policystructurepages,
  title        = {Policy Structure Pages: page-level nested JSON targets for insurance policy documents},
  author       = {Ranjan, Ashish},
  year         = {2026},
  howpublished = {\url{https://huggingface.co/datasets/Ashish-Ranjan/Policy-Structure-Pages}}
}
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