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16775 | Found another one. Not sure if they ship to US http://www.iceplc.com/ | [
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16778 | Although this scheme is likely to get shut down rather quickly by either your broker or credit card company some points you seem to have missed out on. Properly timed you should be able to get ~55 days of grace period (30 day billing cycle + 25 day grace period) assuming you pay everything off every month and charge im... | [
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16806 | I would never trade after hours and I have 30 years of trading experience. It is a very volatile emotion driven market without a lot of the big players that arbitrage wrong pricing. If I were you I would simply use limit orders you input while the market is closed. If you want to get kute you can put in low-ball o... | [
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16841 | Was Denninger ever not fed up? Dude seems to be in a perpetual state of rage. Kind of amazing that he has time to run a business what with all the blogging, TV interviews, radio shows, book-writing, etc. Much of what he says makes sense but it's hard to take him seriously when his presentation is so juvenile. | [
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16846 | On average, the market will be down 1 year out of 4. 26 of the last 100 years on the S&P were negative. The Roth conversion offers a unique opportunity to convert early in the year, and decide at tax time next year whether you are happy with the result. Of course, if your fund or stock is up, you are likely better off,... | [
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16853 | "To me it seems much easier to amazon yes, but much less beneficial to local economies. These new rules will have an effect similar to the way that Walmart contributed to the decline of ""mom n pop"" shops, taking money away from people in the communities and into the pockets of shareholders and executives." | [
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16866 | "Thanks for bringing up gift economies. The ""barter-to-credit story"", as you call it, is a good just-so story for explaining our current monetary system, but it's not how it actually happened. It's important to emphasize that. The gift economy is the original economy. It's used in small groups,bands or tribes of up ... | [
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16870 | well Russia is the biggest importer of meat and fruits from the EU. so yeah, it kinda hurts... but I don't really think anything will change. once those sectors get hurt, subsidies will poor in so ppl won't lose jobs. sure it hurts, a bit, but on large scale it's rather a joke. on the other hand, 12 years ago when the... | [
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16895 | "The translation scheme is detailed in IRS Publication 15, ""Employer's Tax Guide"". For the 2010 version, the information is in Section 16 on Page 37. There are two ways that employers can calculate the withheld tax amount: wage bracket and percentage. Alternatively, they can also use one of the methods defined in IRS... | [
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16911 | Email marketing has numerous advantages to the business. It's is very growable for any business. You can send marketing messages at once to thousands of clients, which helps you to save time. If you want to Email marketing gainesville fl for your small business, then you can visit our website. We will provide you many... | [
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16918 | You're reading what you want, not what I wrote. I didn't say we should send those 2,000,000 people home. I said there is no reason to **increase** spending on the military. For 2018, the proposal is to spend $10 billion on developing and building new planes, while only $300 million is for pay raises and new recruits. I... | [
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16919 | I will respectfully disagree with you on the need for a social safety net and will cite the obvious example in Iceland. Of course, self-interest (political, monetary) will not allow it to happen. The entire thing is beyond ridiculous at this stage. Then again, I am but a simple trader and have no desire to be an analy... | [
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16920 | It has been so particularly open-handed with people like you to offer easily what exactly many of us would've supplied as an e-book to end up making some dough for themselves, primarily now that you might well have done it in the event you wanted. | [
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16924 | It depends on why the stocks crashed. If this happened because interest rates shot up, bonds will suffer also. On the other hand, stocks could be crashing because economic growth (and hence earnings) are disappointing. This pulls down interest rates and lifts bonds. | [
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16926 | Courts don't do justice - courts do law. Every rule has its own twists. While patenting is trying to protect real innovators from copycats it is also in a way covering patent trolls and allowing them to to do justice. Its just like rights - too little hurts people, too many makes the whole system look like everybody is... | [
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16961 | The Federal Reserve Bank publishes exchange rate data in their H.10 release. It is daily, not minute by minute. The Fed says this about their data: About the Release The H.10 weekly release contains daily rates of exchange of major currencies against the U.S. dollar. The data are noon buying rates in New York for c... | [
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16997 | "As cars age, the amount of deprecation tends to decrease. You have already lost between 19 and 17K on the car in the past 3.5 years. You can't lose that much on that car ever again! First because it is not worth that much. Second, because even if the engine blows up, or it is totaled you can always get about $300-... | [
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17008 | Why are doctors so overworked? Maybe their AMA cartel restricting new entry is to blame. They also lobby to restrict the number of procedures that nurses can legally perform and limit the number of medical schools. This is a huge factor in the cost of health care in the United States. | [
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17010 | From what I know it's not that simple for multitude of reasons. 1. Some don't want to make the transition because family/community reasons (e.g. My grandfather did it, my dad did it, so I gotta do it too) 2. Some people take pride in coal mining (e.g. Do hard labor and put the food on the table). 3. Lots of people i... | [
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17060 | Whether you are planning an exhibition or commercial installation, BETH SCHIIFFER offers a variety of substrates ranging in size from 8×10 – 48×120. All work is customized and tailored to client specifications for the most beautiful and professional presentation befitting your art. | [
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17071 | I have recently started using Transferwise to transfer money between the U.K. and The Netherlands. Transferwise has lower fees than other companies. They use a pseudo-peer-to-peer money transfer system. When person A transfers £ to €, and person B transfers € to £, they effectively cancel these two agains teach other... | [
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17081 | Very true. Just open your eyes. We no longer have soup lines, they just pass out debit cards now. You want to see it first hand try a job as a grocery checker in middle america, that is if you can find one to begin with. | [
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17092 | I work in marketing. Finance is probably the safest route with regards to opportunity and stability. Marketing can be expendable. Finance usually can't. That being said, it really depends on your personality type. Marketing people and Finance people are two different breeds. If you're the type that likes a very linea... | [
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17107 | "Monkey, Big four accounting firms have FRM departments. Maybe you could apply to one of those. FRM is mostly about Credit Risk (Loans, advances, receivables) and Market Risk (IR, FX). I'm trying to ""break into"" credit risk myself, but materials are difficult to find. It's about modeling portfolio default probabi... | [
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17110 | Because this is Money.SE and you're connecting it to offspring, I'd think about a discussion with them to get their agreements. From my perspective, anything (my wife and) I have will go to offspring in the end. As such, everything borrowed and not repaid simply reduces the estate by that much. Among multiple offspring... | [
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17114 | Some of the factors that will act on house prices are: There will likely be a recession in that country, which will lower incomes and probably lower housing prices. It will likely be harder to get credit in that country so that too will increase demand and depress demand for housing (cf the USA in 2010.) If Greece leav... | [
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17127 | The 'standard' thing to do, after double checking your numbers to see if you can find or remember the actual reason for the discrepancy is to use an Income account for 'extra' money and an expense account for 'lost' money. The Imbalance account is meant as a temporary placeholder for monies not yet put into their right... | [
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17138 | "First they failed miserably to meet their Windows 10 adoption goals, and now they've fired a bunch of people to ""refocus"". Microsoft should abandon the Windows Kernel. They should adopt a variety of *nix, the way Apple did, and then give Windows away as a free Desktop Environment like KDE and Gnome. Then they can... | [
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17161 | I think even the kids are experiencing franchise fatigue. Lego has been pretty tied to the big franchises with DC/Marvel/Star Wars taking up a huge percentage of their products. My son is getting burnt out on all those and really seems to be yearning for something new. We already have like 20 Lego batmen floating ar... | [
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17166 | According to the 401K information from the IRS' website, it seems that you could seemingly get away with a salary as low as $53,000. It's tough, and I'd suggest speaking with an Accounting professional to get the clear answers, because as Brick's answer suggests, the IRS isn't super clear about it. An excerpt from a s... | [
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17167 | And that's your choice man just because you don't like the deal doesn't make it a scam. Everyone knows what's going on going into the deal. Also you should know I'm not the one downvoting you I just disagree with you. | [
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17173 | "The American Express Centurion Card (the ""Black Card"") is for extremely wealthy people who like to show off how much they spend. There are no cash back benefits like you have with traditional rewards cards. The benefits are all geared toward spending more money, not saving money. For example, the benefits include ... | [
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17184 | "When a question is phrased this way, i.e. ""for tax purposes"" I'm compelled to advise - Don't let the tax tail wag the investing dog. In theory, one can create a loss, up to the $3K, and take it against ordinary income. When sold, the gains may be long term and be at a lower rate. In reality, if you are out of the s... | [
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17186 | Serious question - I don't work in finance, but I always hear how the big finance firms only hire the best and brightest and if they don't know anything, they'll pick it up quickly. How is it possible that those who work in derivatives find it that difficult to explain them. resistite's definition of derivatives is ess... | [
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17201 | It's very simple. Use USDSGD. Here's why: Presenting profits/losses in other currencies or denominations can be useful if you want to sketch out the profit/loss you made due to foreign currency exposure but depending on the audience of your app this may sometimes confuse people (like yourself). | [
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17203 | ">we do have a lot if people saying ""Muslims are bad and boooh Islam."" Because it's considered ""hate speech"". Don't dance around the topic. > To your WWII comment. This was the darkest time of German History ... Which you need to avoid from ever happening again. By allowing free speech. Yes, Germans (I h... | [
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17208 | See my comment for some discussion of why one might choose an identical fund over an ETF. As to why someone would choose the higher cost fund in this instance ... The Admiral Shares version of the fund (VFIAX) has the same expense ratio as the ETF but has a minimum investment of $10K. Some investors may want to event... | [
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17215 | The answer seems to depend on where you live. Perhaps you already found this, but the summary from the IRS is: The insurance laws in some states do not allow a corporation to purchase group health insurance when the corporation only has one employee. Therefore, if the shareholder was the sole corporate employee, the s... | [
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17218 | Lifecycle costs, opportunity costs, rate of returns, net present value, internal rate of return, etc are all business terms taught to business professionals because those very ideas are a product of the business profession. Saying all bean counters don't understand the very basic principles that their craft has been ... | [
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17219 | A reason that the wealth has never, and will never, trickle down is because as society goes on, the wealth transfer only happens between upper tiers of society. It USED to be that the rich would spend their money, and many people would benefit from it in a society. Small business owners were pretty much all their were... | [
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17222 | Well, the figures are from 2002-2003. 2015 alone there were from different sources 1.5-1.7 million illegals entering Europe. The number of people of immigrant origin is larger in the EU than in the US. I'll give you online sources once I am able to do it. Can't spend time on it now. I'm not really in this to win a deb... | [
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17229 | "This is a good question and my answer below, being the first rationale that crossed my mind, is far from fleshed-out. It's just a reply based on many books on the historical cycles of markets and it's something I've discussed at work (I work in finance). Historically we can observe that periods of financial ""booms"... | [
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17231 | This is often the case where traders are closing out short positions they don't want to hold overnight, for a variety of reasons that matter to them. Most frequently, this is from day traders or high-frequency traders settling their accounts before the markets close. | [
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17237 | "Yellow taxis and Ubers in NYC are TWO TOTALLY different tiers of cabs. I think you're confused with Uber vs Local Car Service companies: which BOTH are FHV vehicles (TLC). Yellow taxis are the only cabs that can pick up street hails (which what the medallion is for.) Uber and all FHV vehicles (including local car se... | [
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17252 | Definitely will be appealed several times throughout the litigation, but if it gets through a jury trial, the jury gets a lot of deference on what they determine damages are. As long as they aren't too ridiculous, higher courts will uphold big payouts. | [
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17269 | Whether applying for a job or buying a house, Offer a more specific price like $72,500, which tells them you thought hard about the price. $70K is too 'round' of a number. Additionally, your financial ability/condition can be a factor too. If you have 20% down, and your Realtor assures the seller that your transaction ... | [
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17274 | "This is the best tl;dr I could make, [original](https://www.commondreams.org/news/2017/08/11/universal-basic-income-needed-break-addiction-economic-growth-killing-us) reduced by 70%. (I'm a bot) ***** > As some tech giants throw their weight behind the idea of a universal basic income, one anthropologist says it&am... | [
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17275 | I lost 5 years to my mental health, as well as many many people in my life (being bipolar has all sorts of nasty side effects, both on the up and down). It can be beaten. I promise you, it can. I'm not here to promise you that you can be an astronaut or president, but then again, most people don't end up there. Even w... | [
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17284 | MoneyDashboard or XeroPersonal are similar sites to Mint.com MoneyDashboard is planning on releasing an Android App XeroPersonal is also in development of an Android App For more details about the differences between the two apps, see this Web App question | [
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17285 | > This is further supported by the fact that when I go into a Costco it's nearly impossible to find anyone to help me, and when I do, they are just about useless. All part of the business model. They'd have to hire more people if you were expected to get easy help from employees. | [
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17307 | "This is great. The ACA was objectively bad for healthcare/insurance companies. Now that it's a huge mess, people are looking to blame the GOP. ""It's republicans' fault Obamacare failed"" is ludicrous. It's more likely that the ACA was designed to fail. But why would our lord and savior Barack Obama do something like... | [
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17338 | Yeah I know, but it is only a local monopoly. It would be a silly reason to move, but you could conceivably move a town over and get a different provider. I just mean none of them have a majority share of the total market. | [
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17347 | A simple rule of tax is , It doesn't matter where u live or your residence when it comes to income accruing in India . As far as i know , You will need to find out the purchase prices of the inherited land and calculate the index value . Then pay tax on the capital profit (Not sure , I guess its 20%) Example : Origin... | [
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17348 | Crazy how AIM is now worthless but Whatsapp was worth $18 billion. I wonder what AIM could have implemented that would have made it valuable back when it was at its height of popularity. An ad service? A mobile app? | [
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17366 | Doesn't matter anyway. We have at least 6 degree Celsius rise in temps assured by 2050-2060. Very likely 10 degree Celsius increase by 2100. The ocean is warming faster than thought on the most dire predictions. Food chain is going to collapse. | [
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17378 | In regards to your 1st question, if you are a US resident (according to IRS rules) and you have any foreign bank accounts, then you need to file a FBAR form for every year in which any of these accounts has more than $10,000. This is the way that IRS keeps track of substantial amounts of money kept by US residents in f... | [
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17380 | > And to save ~800,000 good jobs in the Midwest Those jobs would have just moved to stronger competitors like Toyota and Honda, both of which do plenty of manufacturing in the U.S. Not to mention Ford didn't need a bailout, so loss of our industry was just politicians fear mongering. Even if GM and Ford went out o... | [
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17386 | While there probably is something around dropping out of college and starting your own business, there are a lot of things that you don't see. For example we don't know their family situation and what sort of fall back plan they had. A guy like this I see everywhere telling people this kind of stuff is Gary Vaynerchuck... | [
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17401 | Consider this, when we talk stimulus we usually talk in trillions. Two trillion in the US could be used to create a guaranteed income for all citizens at around US$8000 per year. There would be zero overhead because there would be zero needs testing. Everyone with a social security number would get a plastic card wit... | [
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17412 | Banks make far more money on bad ~~creditors~~ debtors. The interest rates and penalties for getting behind on payments are pretty absurd. There was a law passed in 2005 that made it extremely difficult for people to continue to file for personal bankruptcy, so the banks thought they were safe. This could've been ex... | [
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17421 | A couple of points to note Illinois has not stopped collecting taxes and has survived with only emergency stop gap measures for the past 3 years. According to the Zero Hedge article cited in the video, Illinois has a backlog of $3 Billion in bills yet the GDP of Illinois in 2015 was $772 billion which was 5^th in the... | [
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17426 | "If the owner of the stock wants it back, they ""call"" it back. There are no guarantees of how long you can keep it for your short, or the cost involved to hold it. Usually, everyone knows about a particular set-up (e.g. a warrant or convertible bond mispricing) that is attractive for arbitrage. This causes the assoc... | [
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17428 | "MY recommendation is simple. RENT The fact that you have to ask the question is a clear sign that you have no business buying a home. That's not to say that it's a bad question to ask though. Far more important then rather it's finically wise for you to buy a home, is the more important question of ""are you emotiona... | [
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17443 | "**Noblesse oblige** Noblesse oblige is a French phrase literally meaning ""nobility obligates"". It denotes the concept that nobility extends beyond mere entitlements and requires the person who holds such status to fulfill social responsibilities, particularly in leadership roles. The Dictionnaire de l'Académie fra... | [
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17448 | "Keep track of everything you buy. Write it down and be accountable. Try not to buy anything on credit cards, if the money is not in your account now then you can't afford it. Ask yourself whether what you're buying is a ""need"" or a ""want"". If you find that you are buying things because you are bored and you lik... | [
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17460 | The value of a foreign stock is subject to fluctuations in the foreign currency value; this is not the case for domestic stocks. | [
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17461 | "As the other commenter pointed out, the language the NRA is using is pretty specific in who they're implying is the ""enemy"". Obama was AWESOME for gun companies. The NRA, which is a lobby started by gun companies, would say ""Quick! The boogyman is comin' fer yer Guns! Buy as much as you can NOW before it's too la... | [
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17463 | If you are doing this because you are interested... this is one thing. But a degree in economics is probably not going to help you find a job. Before going into it, research available opportunities in the field first. Is it worth the cost of the degree to study it? Are you going into it because your employer wants yo... | [
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17467 | "Curtis' monologue fucked me up. I thought I wanted real change but after listening to him I realize I'm one of those with too much to lose even though it's not much at all in the material sense and as he put it, I ""just want to tweak it"" some. As he says, *real change* could be downright frightening. I'm 66 and if ... | [
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17469 | "I cannot speak for Paypal specifically and I doubt anyone who doesn't actually work on their internal automated payment systems could. However, I can speak from experiencing in working on automated forex transaction systems and tell you what many institutions do and it is often NOT based on live rates. There is no law... | [
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17475 | "Ok, let's revisit some of the things you *did* say then. >[If they weren't losers and were actually responsible, it would be a different situation](https://www.reddit.com/r/business/comments/6pujj4/economy_needs_workers_but_drug_tests_take_a_toll/dksx7c2/) >[they are weed smoking losers living at home and get... | [
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17488 | Absolutely. The overhead for a product based business like that is particularly high. Service based businesses tend to have much better profit margins. But if she was running a plant nursery she has to pay huge heating costs, renting the area she operates in, not to mention inventory and employees. That $300k vanishes ... | [
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17501 | In what ways is SOPA seem a fitting retribution to the wrongdoing you're alleging? Also, can you prove harm from these sources hosting the copyrighted material? It seems that to **deserve** something the offense and response should fit one another. | [
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17522 | ... My judgement, based on the direction the research is going and the rest of my knowledge of human biology, is that it's likely. We do know enough to say that; in the future, with further research, we'll have a more precise idea of just how likely. Happy now? | [
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17523 | > So why doesn't he just short them? Just because a stock is overvalued doesn't mean the price will go down. A short position also loses money if the stock just appreciates more slowly than the broader market, which is one way an overvaluation can correct itself. | [
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17528 | It's monopoly money. Everybody treats it like that. Of course it doesn't work. It would be vastly different if you had you budget **plus** (a) freedom of choice for the supplier, internal or external, (b) your group could spend any budget surplus on whatever they wanted (well, for the office). But that wi... | [
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17531 | That is why you would *want* to apply for a patent right away, to protect yourself. Once you are in the system, someone cannot take your idea and patent it themselves. If you do not think your idea is original or distinct enough to be granted a patent, then why would you even be exploring this avenue? Have you spoken ... | [
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17532 | Bubble. User filtering tools outpace ad technology, and adoption is becoming typical. We already had this fight with pop-ups, and advertisers lost to browsers. Shoving spam in people's faces is innately unpleasant and takes one minute to fix forever. You've already fixed it, haven't you? You block ads. Would you bot... | [
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17559 | "You may be confused on what ""non-profit"" actually means. I'd encourage you read up on the difference between the non-profit and for profit. Since I don't know your business I cannot even begin to recommend what is right for you. As a side note, the NFL was a non-profit for awhile (not sure if they still are). ... | [
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17585 | "it doesn't matter who ""takes on"" Tesla, Tesla will be crushed the only reason the majors are not getting in there is Tesla is a loser. no profits, huge losses and a growing reveal that the Musker's [electric cars are not green](https://wattsupwiththat.com/2017/06/20/tesla-car-battery-production-releases-as-much-co... | [
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17604 | Forecasting prices to the level of accuracy they purport is a fool's errand. Sell side analysts are there to get you to buy something, not to make you money. If they truly believed their analysis was significantly better than anyone else's in the market, they would trade on their own analysis. No one ever got rich by... | [
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17633 | There can be Federal estate tax as well as State estate tax due on an estate, but it is not of direct concern to you. Estate taxes are paid by the estate of the decedent, not by the beneficiaries, and so you do not owe any estate tax. As a matter of fact, most estates in the US do not pay Federal estate tax at all bec... | [
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17649 | Miro Zecevic ‘s Tax Advisory Team works closely with you to understand your business and its corporate tax issues by Andrea rubio, the opportunities and risks your business faces. Corporate tax can be a complex issue. Enhanced regulatory and other relevant obligations mean you have less time to focus on the areas of yo... | [
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17651 | Of course there's nobody selling houses because everybody and their mother is renting them out and using Airbnb to make every room or floor into another source of income. And when large corporations are doing the same, nobody is selling, then who is buying? Well whoever can afford it as prices go up and as urban areas ... | [
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17652 | How would gold have protected you during the 2007/8 crisis? In no way, shape or form. The ways to protect yourself at any time are: Boring, huh? | [
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17661 | The trader has purchased 1095 options, each of which is a contract which entitles him to sell 100 shares of Cisco stock for $16 a share. He paid $71 for each contract (71 cents a share x 100) which is roughly $78k total. He will get $109,500 for each dollar below $16 Cisco's stock is when he exercises it (he can buy th... | [
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17680 | The company struck a truce with Elliott. They elected 3 of Elliott's nominees to the board, agreed to annual board elections, and placed Elliott on the committee for the firm's CEO search (Elliott targeted their previous CEO trying to push change and he had to resign after sending a threatening letter to Elliott). | [
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17687 | If upper and bollinger bands either converge (both bands are getting more and more close together) or diverge (both bands are getting more and more away from each other), does that mean the market is TRENDING? The answer is no. The divergence or convergence of BB-upper & lower band does not indicate if the market is tr... | [
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17695 | I never said it would be easy, I said it would be a better solution in that it would *actually* solve the problem. And if TPTB want a collapsing shit-show, they're perfectly welcome to stay with the existing trading desks, and watch it all fall apart due to their own hubris and corruption. I, for one, have no problem ... | [
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17700 | ">Do you work with low-skilled employees? Specifically, do you ever have to manage them? I am going to make the assumption that you do not based on the comments you are making. It is impossible to say ALL of anything is a certain way. I'm not suggesting that at all. I'm going to specifically talk about averages. It ... | [
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17708 | Our Website : http://www.usaccidentlawyer.com/anaheim-auto-injury-attorney/ Competent lawyers analyze the events that lead to accidents and establish the viability of the victim's case. At The Law Offices of Daniel Kim, we offer generous free consultation services to all potential clients to help you learn more about y... | [
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17729 | Well yeah. I agree with that. I just thought the distinction should be made that BK didnt just close and fire a ton of people. They just delegated out who is responsible for them. Sure some people were probably fired, but it wasnt BK that fired them. | [
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17731 | "I'm not downvoting you because I can relate, in a way, to your post and I think this is a good topic to have on this site. We had a question a couple weeks ago where someone, like you, took some friend's money to trade with but didn't know how to give the money back or calculate the net-return. It is not smart to ta... | [
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17732 | Right... so the question is why does Chipotle sell you a meal that is clearly too high in calories and then try to put a healthy spin on it? Because people don't give a shit about healthy food or where it comes from. They want a three meals rolled into one for 6-8 dollars. Chiptole is just the flavor of the week, onc... | [
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17759 | Yes -- you can refund the sales tax and adjust your return. Make sure you have a copy of your customer's reseller permit on file. If the item sold was for their own use (instead of resale), then sales tax is due, so you might want to check with the customer and ask them what they want to do. | [
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17765 | They don't need to accept deposits from normal persons, but that's how they make lots of money. Banks make money off the fees they charge retailers when those folks swipe their debit cards at the retailer. It's their bread and butter. In order to facilitate you accruing swipe fees for them, they need to allow you to... | [
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17766 | They want people who continuously pay the minimum monthly payment on time not people who pay late. This is how they make their money, so a good credit score is important. | [
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17795 | You should apply for 83(b) within 30 days. 10 months is too late, sorry. | [
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17796 | Securities or quite a few negotiable instruments can change title of ownership without any issue. Many at times the owner ship in implicit if you are holding a certain instrument. So for example in Stock its a fractional ownership in a company, this ownership transfers to the buyer from the seller without requiring any... | [
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... | |
17798 | Oh I wasn't arguing with you, just trying to expound upon what you said because. The title makes it sound like GE would just have $7 billion in cash in a single bank account it could use instantly. Bro, calm down! Ya, if you're an accounting major, you probably have more valid input on why taking a $7 billion loan is... | [
0.013859191909432411,
0.0538937970995903,
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0.06002894788980484,
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0.02443038485944271,
-0.003953... |
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