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23938 | Aloe Vera juice as a herb provides a lot of advantages in the form of better blood circulation, treating Irritable Bowel Syndrome (IBS), detoxification as well as liberation from ache. The gel of aloe vera is drawn out of the leaves belonging to aloe plant and its application can be made topically. | [
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23949 | "So there are a few angles to this. The previous answers are correct in saying that cash is different than financing and, therefore, the dealer can rescind the offer. As for financing, the bank or finance company can give the dealership a ""kickback"" or charge a ""fee"" based on the customer's credit score. So ev... | [
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23951 | >U.S. consumers continued to shun passenger cars in favor of larger pickup trucks, SUVs and crossovers. Curious to why the shift away from passenger cars. Especially to trucks. SUV's and crossovers I get as you get the same amount of seating as a passenger car but more cargo space. I wonder how much longer the ... | [
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23955 | If you have both consumer debt and IRS debt, you can file Chapter 7 bankruptcy to get rid of all of it. The trick is your taxes have to be at least 3 years old from the due date in order to be considered for bankruptcy. So newer taxes, like 2010 and on, can't be discharged yet (and earlier ones may not be yet, there ar... | [
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23982 | Like a lot of places I think it matters how you make it. Usually one protein and a little bit of everything ends up tasting good. It also pairs well with Tabasco, and it's delicious eaten as a dip with their chips. | [
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23983 | With an investment, you tend to buy it for a very specific purpose, namely to make you some money. Either via appreciation (ie, it hopefully increases value after you take all the fees and associated costs into account, you sell the investment, realise the gains) or via a steady cashflow that, after you subtracted your... | [
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23990 | i always found his advice to give to charity because it had a karma effect on your wealth to be hilarious. i was struck by the kiyosaki bug too when i saw his presentation on pbs. i discovered his board game where there were apparently people paying 300 dollars for it. pbs has some retarded shit. there was also another... | [
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24006 | Part A solution: Assume no turnover in A.: Average Balance * Annual Interest - Average Balance * Annual Cost of funds + Annual Fee = Profit from A Profit From A = Average Balance * Interest Rate - Cost of Funds * Average Balance + Annual Fee So for B here is the sneaky thing, the Average Balance is 1/1... | [
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24016 | There are many places in the US without taxis or public transportation. I don't think self driving car fleets where you call one on demand will get a foothold. It would be impractical to send a car 20 miles to pick someone up and drive them to work every day. Even with algorithms that car pool people, the cost will be ... | [
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24021 | A free market requires consumer feedback in the market as a check to the actions of the producer/seller. Because of the nature of health care, the consumer doesn't have the power to check the price setting power of the producer/seller by going to another seller with a better price. Market competition in the health ca... | [
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24029 | "Hmm, this would seem to be impossible by definition. The definition of an ""index fund"" is that it includes exactly the stocks that make up the index. Once you say ""... except for ..."" then what you want is not an index fund but something else. It's like asking, ""Can I be a vegetarian but still eat beef?"" Umm, n... | [
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24032 | "I really want a CEO to play up impending doom one time. ""We seriously need funding. Anybody out there want some equity with warrants?"" Here's to hoping that this company does well. As of now, that is too much for me to pay for a car." | [
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24046 | "The OP does not explain ""what we pay for processing the transaction (cost of debiting the customer)"". Who exactly do you pay? Someone else, or your own employees/contractors? I will assume that $0.10 is paid to your own employees. Dr $10cash from money people give you Cr $10 liability to them because it is their ... | [
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24064 | "Yeah, I'm sure it's all about health. It couldn't possibly be about reducing food costs. I mean, what's [roughly $8,000 per employee](http://www.businessinsider.com/2008/4/googles-ginormous-food-budget-7530-per-googler) annually, right? It's not like this will reduce the meat costs by [~27% (or more, as this was ye... | [
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24066 | ">Simon Salamon, 60, a regular Whole Foods shopper, said the price drop brought him to the East 57th Street store. >>“It reminded me why I shop at Amazon,” he said. “Ninety-nine percent of the time they have the best prices and their return policy is great. With the prices lower, I think we’re more likely to s... | [
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24085 | I have no bias, I only have the same interest in Obama wining as the rest of the world does. Bluffing in politics is the same as being liar and using influence in critical circles to achieve the goal. This isnt a symptom of either party but all politicians in general. My dont come from a place of bias, only observation... | [
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24103 | I'm not a financial guy, but I handle decent amounts of money. I don't care how much money you take in, money only makes so much money. Sure, $1 million throws off decent interest (at least it used to), but it doesn't generate enough money to ever sustain a Ponzi scheme. Don't be fooled by what $20 million generates ev... | [
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24108 | Agreed, but there's also a modifier these days of how fast you can learn new things. It definitely helps get your foot in the door to know someone, but to be more 'employment agile' one really needs to be able to pickup and learn new concepts all the time. | [
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24113 | ">The fact of the matter is, if someone is sketchy enough to help you rob a bank, their character and judgement is suspect. That's a massive generalization and a value statement you cannot possibly back up. What if one is robbing a bank because the bank stole from him/her? What if there's a sick kid and the only op... | [
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24119 | Car Expo 2014 is the most awaited show in Oman to launch your new releases to the target buyers. All the visitors can find all the products and services for their vehicles at can also get the information regarding the latest models of globally known vehicle brands. | [
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24138 | You're going to have a huge problem getting approved for anything as long as you have an unpaid bill on your report. Pay it and make sure its reported as paid in full - ASAP. Once that settled, your credit will start to improve slowly. Can't do anything about that, it will take time. You can make the situation improve ... | [
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24158 | Someone online asking for your bank account info never has your best interests at heart. They can send you a check and while it may take a while to really clear, they can't use it to suck money out of your account. Be very cautious. | [
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24161 | SeaWorld had plans to expand the whale habitats. Huge frickin habitats for the whales. However, they no longer can afford to do it due to declining income. As far as other animals, Busch Gardens Tampa has 65 acres of animal habitat in the Serengeti plain alone. The apes have huge enclosures modeled after their natural ... | [
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24165 | Update: here is a message the seller just sent me. Does this make sense? I spoke with my bank again and they explained it a little better for me. I guess how it works is they will print out something for you that is called an affidavit in lieu of title that states they are no longer the lein holder and to release it t... | [
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24179 | > integrity and honesty is the lifeblood of any company who wants to stay in business for longer than a short period But this is not what we have seen in the real world. Plenty of successful, prominent companies have abused their power, taken advantage of customers, or done things that harm the public. People have ... | [
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24186 | No. That's backward thinking. These people are being held below a livable standard by otherwise failed business models. This country has the most profitable businesses in the world. Those jobs will be replaced, and those people will be better off. That is how markets work. Individuals who would rather see people toil... | [
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24188 | How do ETF makers like Direxion make money? Since the contents of the ETF are known, why would anyone pay a premium to buy the basket of securities that it is composed of? Couldn't I just assemble the ETF myself for free? | [
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24191 | This is how I've understood this concept. Fibonacci nos/levels/ratios/%s is based on concept of sequential increment. You may find lot of info about Fibonacci on net. In stock market this concept is used to predict psychological level. While a trend is form, usually price tend to accumulate/consolidate at these level. ... | [
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24214 | > A significant proportion of recent economic growth has relied on borrowed money -- today standing at a dizzying 325 percent of global gross domestic product. Debt allows society to accelerate consumption, as borrowings are used to purchase something today against the promise of future repayment. Unfunded entitleme... | [
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24218 | "You need a GOOD *ERP* (or at least MRP II) implementation; which means you need someone VERY familiar with (or someone who *becomes* very familiar with) your business to get it done right. Those don't come setup for some unique business as an ""off the shelf"" thing; and while many are ""customizable"", you can easil... | [
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24222 | High water table next to a river may be a serious flood risk - and flood insurance on a buried multi thousand gallon tank of gas may be prohibitively expensive. Everything I've read and experienced about gas station is that you don't make money off the gas - as in the margin is almost nill. Also in 10-20 years what per... | [
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24227 | No offense to any bankers who are reading, but i find it remarkable that they can confuse what I'd expect to be an otherwise simple explanation. If at the end of each day the interest is added, you go to sleep with a new balance. At the moment it's added, you have no interest due, just a higher principal amount than wh... | [
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24231 | If one makes say, $10K/mo, and the company will match the first 5% dollar for dollar, a 10%/mo deposit of $1K/mo will see a $500/mo match. If the employee manages to request 90% get put into the 401(k), after 2 months, he's done. If the company wished, they could continue the $500/mo match, I agree. They typically don... | [
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24254 | If you are just starting out learning to code then really just pick a language. You'll learn some principles that can be transfered to other languages and with experience that becomes easier every time. Python is easy great for beginners since it is free, has a great community and support online, and is pretty well s... | [
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24260 | No. PayPal payments are credited to a PayPal account. PayPal doesn't let you pay arbitrary banks or credit cards, that defeats the purpose of PayPal and there are other services which can do that cheaper or with less hassle. You need to find another mutually available and satisfactory option with your client. | [
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24269 | "Companies absolutely know who ALL their shareholders are. Ownership is filed on Form 3/4 and in 10-Q/Ks. Look there. Guidelines for required disclosure are as follows: 1) Individuals must disclose when their ownership exceeds 5%; 2) Non-individual legal entities (read: companies; e.g. a hedge fund) must disclose when... | [
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24277 | I suppose if you consider tax liability, and when you moved back in with your parents they started claiming you as a dependent on their taxes, but otherwise single-filer means you are your own household regardless of who rents to you. | [
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24282 | Crochet is your one stop destination for free crochet patterns for blankets. Whether you want a simple basic Afghan crocket pattern or a bit more advanced pattern, our detailed, easy to follow free patterns can help you create the desires Afghans like baby Afghans, granny square Afghans and much more. | [
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24306 | Although I posted this question more than a year ago, I subsequently read information which may be of use as an answer, specifically regarding Pritchard Stockbrokers in the UK several years ago, in which the FSCS stepped in to compensate investors, as detailed in the following: http://www.fscs.org.uk/what-we-cover/ques... | [
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24308 | "This article on the landlord website Property118.com shows a simple example, demonstrating that a private landlord with a mortgage could see a huge jump in their effective tax rate (in this case, from 18% to 67% by 2020), while a corporate landlord will see no change at all. There's also a link in that article to a de... | [
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24309 | The idea that you should buy quality, long lasting clothes shouldn't go unchallenged. It's just not true for everybody. If you have a job or a lifestyle that makes it so your clothes are going to get worn out fast regardless of quality, buying expensive clothes doesn't make sense. With that said: look for heavier-feeli... | [
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24311 | FWIW I passed CFA L1 with almost no understanding of financial statements. It's super important like others said but if you're good at the other areas a pass is possible. I used ADAPT prep which was really good | [
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24323 | "The personal checks may be due to their bank not issuing the company checks yet and there may also not be a payroll system in place at this time. So far as the W2's are concerned you should probably ask the owner if they plan on distributing them to the employees. If the owner has no interest in making you proper ""on... | [
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24344 | "First, is population density. You didn't say where exactly, but for example here in Tampa, Wells Fargo has 25 branches in the area (though that is a bit larger then what I would think of the Tampa area as a local) Second, we can mix in service expectation. I expect that in addition to ""good"" online service, ""great... | [
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24345 | [KarmaKaiser](http://www.reddit.com/r/business/comments/mw301/5_reasons_money_can_buy_happiness/c34ecvh) posted a nice article about why money doesn't buy happiness, one of the reasons is that people are incorrect about what makes them happy. So I could even argue that you shouldn't be absolutely certain about *yoursel... | [
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24350 | > Securitize the mortgages and sell them off to hapless clients. to expand on that, these loans were being packaged with 100s of others and sold to investors who could not possibly be bothered with examining each of the properties or borrowers. They were sold for decent fees to the bank, and if the bank sold them ... | [
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24365 | "Ex-Apple Store employee here. I didn't read the article, but then again I didn't need to. Apple is a great company, blah blah blah. Here's the bottom line: If I sell $15,000 of computers in 6 hours (something that's not so terribly hard to do), I still get paid the same $11.5/hr. Why the fuck should I work harder to s... | [
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24375 | Most inversion and tax sheltering deals like this are structured whereby their US division sends any profits to their offshore division as intellectual property licensing payments, or some form of financial instrument like inter-company loans, and the interest payments just so happen to be about as large as the US prof... | [
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24385 | The best answer I can give is - be prepared for change. There's no perfect question you can ask or assurance you can get prior to accepting the offer that will give you any particularly perfect security or sense of stability here. The company itself is going through a change of identity that can change how it will do ... | [
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24394 | Sure they do, NY literally did just that.. https://www.google.com/amp/s/www.theverge.com/platform/amp/2016/10/21/13361536/airbnb-new-york-cuomo-bill-ban-short-term I'm still right and everything you say STILL doesn't refute the fact that every city that has similar laws, yet, AirBnB still allows listings; is bustling... | [
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24396 | I think it will be some time before we see the full effect this legislation will have on the overall markets. Insurance, as an industry is a tricky beast. Logically speaking for an industry outsider it may make sense that with more customers the insurance industry will mak emore money but, in actuality many people who ... | [
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24404 | For the rollover, you should probably talk to the recipient manager. This would be your broker or whomever (your new employer if rolling into another 401k). They should be able to update you on progress and let you know if you need to do anything. In a comment, you say I could be putting in money but instead im lo... | [
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24417 | This shifting is costs is made even worse by the fact that the worst breaches are coming from companies that most consumers don't have a choice about dealing with. Therefore, there isn't even a market incentive to encourage companies to behave better. If a bank or credit card had no fraud protection, or showed the leve... | [
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24421 | The Canada Revenue Agency describes in detail here what information businesses must generally include on their invoices so that GST/HST registrants can claim Input Tax Credits (ITCs) for the expenses. Quote: Sales invoices for GST/HST registrants You have to give customers who are GST/HST registrants specific informa... | [
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24431 | "this is terrible... ""make a culture from the brand?""... they listed apple's ""think different"", but not ONCE was that brand tied to their culture... nor was anything about google's brand tied to the questions it asked. I stopped reading after about the third bullet. Stupid. Completely stupid." | [
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24459 | "You'd have to check the rules for your broker to make sure that the term is being used in its usual sense, but the typical answer to your question is ""no."" A GTC will execute during market hours. You would need to explicitly specify extended hours if you want to execute outside of market hours (which your broker m... | [
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24462 | You first compute your Ordinary Income (which includes Dividends, since they are taxed as OI), then you apply the standard tax bracket function to it, which is a piecewise linear function f() such that TAX = f(INCOME). It can be found at About.com. You can transform this into NET_INCOME = g(INCOME) = INCOME - TAX = INC... | [
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24463 | Yes. As a general case, insurance proceeds are repaying you for the damage that you have already incurred, not specifically for fixing anything. Since you have the legal right to sell the house as-is, without fixing it up at all, then you have the legal right to spend the insurance proceeds how you see fit. You can up... | [
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24466 | "> that it violates the price floors on various products Valve Software and their Steam service has also been accused of this by the big name game vendors, specifically regarding their Xmas and Summer sales. ""oh noes, you're devaluing the price floor of games! Now our customers will expect reasonable prices for o... | [
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24494 | I think your right that these people don't have zero bargaining power, but even with everything you've listed, they still don't have much. The difficult thing we have to deal with as a society is that some portion of our population isn't capable of or willing to provide enough value in the labor market to support thems... | [
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24500 | Because nothing ever is so simple. There is a lot we don't know and its a learning process. I will never blindly assume something is true because it seems true or it is convenient for it to be true. I hear your kind of argument from politicians all the time, just because something is true for them they assume it shou... | [
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24514 | The casino market is too saturated. I live in Maryland. Charles Town (WV) casino is 40 minutes away to the north. Live Casino is 40 minutes to the East. A new one is being built in Baltimore city, Holywood is 2 hours away to the further East. People in the region don't really have a good reason to drive 4 hours and go ... | [
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24537 | "During the day, market and limit orders are submitted at any time by market participants and there is a bid and an ask that move around over time. Trades occur whenever a market order is submitted or a limit order is submitted that at a price that matches or exceeds an existing limit order. If you submit a market or... | [
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24563 | Purchasing an option to sell the stock is probably the safest bet. This gives you reasonable leverage, and your risk is limited to the cost of the option. Say the stock currently sells for $100 per share. You think it will drop to $80 per share in the next two weeks and the market thinks the price will be stable. Now, ... | [
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24567 | is it really so important to have good credit with so much collateral Yes it is important to have good credit, the bank may not lend or may charge higher for bad credit. If you were to default the bank will get all that equity so You are missing the fundamental. Bank cannot take more than what they are owed. When they ... | [
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24591 | "You said: ""should I make a side contract with the realtor to pay me the commission at closing?"" I would imagine that in most (if not all) states, that is illegal. This is because selling real estate is an activity that requires passing an exam on real estate laws and obtaining a state-issued license. You are not ""b... | [
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24603 | "That wasn't really my point. I was countering the attitudes that 1. Landlords vs slumlords - somehow I doubt if the author lives in a real slum with a landlord that provides substandard housing. Why call a landlord a derogatory name for providing you a place to live>? 2. The idea that the ""slumlords"" someho... | [
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24612 | Online money transfer facility from Axis Remit is a quick and easy way to transfer money from USA to India. AxisRemit is Axis Bank's flagship inward remittance service enables you to transfer money to your beneficiaries through the most efficient channels like online money transfer, exchange houses and money transfer o... | [
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24640 | Assuming both halves have the same serial number printed on them, yes - a glued back together torn bill would be valid. You may exchange it at any US bank. If banks don't want to deal with that - send it to the Bureau of Engraving and Printing (BEP). If you only have one half, and it is exactly one half - then it is us... | [
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24648 | "This is the best tl;dr I could make, [original](http://religionnews.com/2017/09/26/witch-doctors-are-sacrificing-children-in-this-drought-stricken-african-country/) reduced by 90%. (I'm a bot) ***** > His remains suggest he was slowly killed as part of a human sacrifice ritual performed by witch doctors, apparently... | [
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24659 | "> Well, first of all, how do you define ""executive,"" and how do you differentiate between executives who had a hand in ruining the company, and those that didn't? If you're in a VP+/Director position, you don't get blindsided by this shit no matter what which division you're responsible for unless the company h... | [
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24667 | You cannot deduct. Even if you could, unless you also hold the mortgage, it's unlikely that you would have sufficient deductions to exceed the standard deduction for a married couple. | [
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24668 | First, the annual report is just that, a snapshot that shows value at the beginning and end of the period. Beginning = Aug 08 = $105B End = Aug 09 = $89B Newsletter date May 10 = $96B Odd they chose end of August as it's not even a calendar quarter end. The $16B was market loss during that period. Nearly half of... | [
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24676 | "#1 The Affordable Care Act is not a gift to anybody except the insurance and drug industries. It actually saves the federal government and employers money by giving employers a semi credible ""RFOTA"" to lay off or cut the hours for their ""overpaid older workers"" </sarc> For the government money is saved by... | [
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24688 | Regarding: 1) What's the point of paying a dividend if the stock price automatically decreases? Don't the shareholders just break even? As dividends distribution dates and amounts are announced in advance, probably the stock price will rise of the same amount of the divident before the day of distribution. If I kno... | [
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24702 | It looks like your Solo 401K loan will need to repaid in 5 years. If you borrow too much in order to pay back in this time you run into the typical 401K loan risks, that it is considered a distribution. Don't borrow more then can be repaid in that time. When you borrow money from your 401K, it is no longer invested i... | [
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24706 | In Canada, the majority of your taxes are remitted by the employer on your behalf after the employer deducts the calculated amount from your pay. Then when you file your income tax return you pay (or get reimbursed) the difference stemming from your particular social situation. Note that this is optional. The employer ... | [
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24711 | > Aldi I see this place hyped up so much on Reddit and I had a chance to pop into one lately. We have a bunch of ethnic grocery stores that basically sell the same stuff but with way, way, way better produce. The stuff at Aldi was gross. That's like half the reason to go to a grocery store - why bother? | [
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24719 | >McDonalds You picked probably the worst possible example, as McDonalds is a Fortune 500 company because of their quality and consistency. Yes, they offer cheap meals, but for that price they offer very consistent, relatively good, food. | [
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24722 | He is a fucking Idiot who's administration is paralyzed and unable to move, so he spouts some shit in the hope that it looks as if he is doing something, searching for minerals in Ghani's ass was the closest thing to a plan he had. | [
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24723 | "Well it depends. I doubt the professor is looking for the ""basic"" answer as you described it. He's mostly likely looking for the above answers (i.e. the Rf is used to value a call in the B-S model). Like in all classes, you need to know what the prof is really looking for, because many questions can be interpreted... | [
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24742 | Right now, the unrealized appreciation of Vanguard Tax-Managed Small-Cap Fund Admiral Shares is 28.4% of NAV. As long as the fund delivers decent returns over the long term, is there anything stopping this amount from ballooning to, say, 90% fifty years hence? I'd have a heck of a time imagining how this grows to... | [
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24752 | Gone are the days when in India, the fuel price was revised on every fortnight. Many times you would have filled up the tank one day before to save few bucks. Now, from 16th June 2017 onwards, Government has decided to revise the daily fuel price at 6 AM according to the international crude oil and dollar prices with r... | [
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24781 | What's uninformed? I take this tone often because people who have no clue what the fuck they are talking about go off and lecture other people, bringing up facts that have no thought behind them, and are merely definitions posing as an argument. Making a statement, then getting corrected, then coming back and simply ... | [
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24798 | Some motorcycle owner uses these spare parts to take motorcycle racing performance. If you have to buy Antique Indian motorcycle you with better to know that online traders will usually provide both new and used motorcycles. We provide all Indian motorcycle spare parts online.You can rely on our motorcycle spare parts ... | [
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24822 | I don't like REITs because they are more closely correlated to the movement of the stock market. They don't really do the job of diversifying a portfolio because of that correlation. When the stock market dropped in 2008, REITs were hammered as well because the housing bubble burst. Bonds went up, and if you rebalance... | [
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24829 | I wonder if Home Depot price drops are just a product of capital outflows from retail ETFs, as investors leave the sector en masse. I think Home Depot is defensible against online intrusion, at least for now. If Home Depot is taking a price hit because investors are conflating it with other obvious retail losers (Barne... | [
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24843 | I have no idea what you're talking about or why you think it relates to my point that good people cost money. You need good people in government. Letting managers make case-by-case decisions only makes sense if you have good managers. And I hate to break it to you - but lots of good people only do what they do for th... | [
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24846 | "If you are like most people, your timing is kind of awful. What I mean by most, is all. Psychologically we have strong tendencies to buy when the market is high and avoid buying when it is low. One of the easiest to implement strategies to avoid this is Dollar Cost Averaging. In most cases you are far better off m... | [
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24856 | "In general, there should be a ""liquidity premium"" which means that less-liquid stocks should be cheaper. That's because to buy such a stock, you should demand a higher rate of return to compensate for the liquidity risk (the possibility that you won't be able to sell easily). Lower initial price = higher eventual ra... | [
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24864 | "Without all the details it's hard to tell what options you may have, but none of them are good. When you cosign you are saying that, you believe the primary signer will make good on the loan, but that if he doesn't you will. You are 100% responsible for this debt. As such, there are some actions you can take. First, ... | [
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24866 | Some other factors to consider: If none of those factors are significant to you, then the other answers will do just nicely. | [
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24881 | "Relative changes in rates are significant. Why? Exchange rates encourage cross-border trade. For example, I live in an area that is now popular with Canadian tourists, mostly due to the favorable exchange rates. Changes in exchange rates between trading partners can affect trade balance as well. The US ""strong dolla... | [
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24883 | "I just wanted to give you a different perspective, as I own a house (purchased with a mortgage), with my girlfriend. I think it can be done safely and fairly, but you do need to involve legal help to do it right. There really is nothing to be terrified about, the extra cost to set this up was almost irrelevant in the ... | [
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24889 | "Quick correction: **Affected means impacted.** **Effected means brought about.** **You most likely meant affected.** ^Hello, ^I ^am ^an ^automated ^bot ^who ^tries ^to ^address ^common ^grammar ^mistakes. ^If ^you're ^annoyed, ^write ^back ^to ^this ^comment ^""PISS ^OFF"" ^and ^I ^will ^leave ^you ^to ^peace. [... | [
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24890 | "Since this is a cooperative I'm guessing your partners may want to be able to view the books so another key point you may want to consider is collaboration. QuickBooks desktop has all of these same issues because it is meant to be used on a single desktop. We're in an age of mobile devices, and especially in a busine... | [
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24903 | In the rental application you are giving them express consent to check up on your credit and employment history for verification, you must be honest with them, if you have had no income for the last say 6 months then you have simply had no income. If you are worried about it, you can supply them with a longer history i... | [
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24904 | No you don't. I just went through 6 months of your history, and you didn't make a single comment of the sort. Edit: it makes me sad that I got downvoted for pointing out a lie, just because it has to do with apple. | [
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24905 | So your plan is to wait for the whales to die of old age, with sea world caring for them the entire time, during which you will condemn sea world for doing this while acknowledging it's their only option at this point. Ok. | [
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24907 | nearly 30 percent of households headed by someone 55 or older have neither a pension nor any retirement savings. I don’t know what these people are going to do or what our country is able to do about it, but this is a black swan that’s staring us right in the face. Hundreds of thousands of Americans are going to run ou... | [
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... |
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