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26896 | What did I miss? Seems like this suit has zero merit, even if the logos are nearly identical, which they're not as far as I can tell? edit: Reminds me of [Lays knocking off the packaging for local Oregon produced Jaunitas](http://www.wweek.com/portland/blog-31530-frito-lays-fake-local-tortilla-chips-take-aim-at-oregon... | [
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26939 | Don't start by investing in a few individual companies. This is risky. Want an example? I'm thinking of a big company, say $120 billion or so, a household name, and good consistent dividends to boot. They were doing fairly well, and were generally busy trying to convince people that they were looking to the future with... | [
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26940 | "First, on Applebees: >Applebee’s is also assessing “whether the brand truly gets credit for hand-cutting steaks in the restaurant and whether we should continue with this approach,” Cywinski said. No, you don't get credit for doing that. Because we don't believe you. Your steaks aren't hand cut... They are frozen... | [
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26967 | "Best strategy that has worked for me is to remember first of all that you hardly ever need anything ""right now"". Try this: if you see something you want to buy, leave it for at least two weeks, better yet a month. If after that time you have hardly thought about it, then you almost certainly don't need it. But if yo... | [
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26979 | You'll need to show the whole paper trail: show that the $2000 are the same $2000 (i.e.: show that you didn't get any new income that was not yet reported on your Elance balance), and show that it was in fact transfer from Elance (matching transactions on both accounts). Obviously, add a letter describing the whole pro... | [
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26994 | I'd also like to know how many, non minimum wage jobs have been scraped, and replaced with lower skilled workers paid minimum wage. Sure the low end of the work force has more money, the middle is getting pinched, by the rising cost of goods and no increase in income. | [
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26996 | Security in the merchant services system is mainly handled in two ways: 1) Before transactions are done, the business itself must go through an application process similar (but not identical) to getting a loan. Some high risk businesses must pay higher fees due to the increased likelihood of customer complaints. 2) Wh... | [
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27015 | If you feel comfortable taking an 8% gain on your stocks, then yes, you should sell. It is generally a good idea to know when you want to sell (either a price or %) before you ever actually buy the stocks. That helps from getting emotional and making poor decisions. | [
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27016 | You don't have an inherent right to spout hatred wherever you want, free of any consequences. You can, just like everyone else, apply for a permit and protest in a public square. But your rights aren't being infringed upon when private entities decide that your politics and rhetoric are distasteful and incompatible wit... | [
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27030 | At your age, the only place you are going to get a loan is from relatives. If you can't... Go to next year's conference. Missing it this year might feel like a disaster, but it really, really isn't. | [
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27037 | Series I Savings Bonds would be another option that have part of their return indexed to inflation though currently they are yielding 1.64% through April 30, 2016 though some may question how well is that 3% you quote as an inflation rate. From the first link: Series I savings bonds are a low-risk savings product. Whil... | [
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27059 | I used to think that too. Two electric cars for 3 years now and I've only used public charging <5 times. It could make sense when everyone has them so you can get scale, but at that point you'll just charge faster (they are already talking about halving the speed to 80%) | [
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27067 | My company has a dashboard that basically does this. We select industries / companies we want to be notified of and we get an email in outlook when a new analyst note, research report, or SEC filing is posted on that industry or company. | [
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27073 | If you are putting down less than 20% expect to need to pay PMI. When you first applied they should have described you a group of options ranging from minimal to 20% down. The monthly amounts would have varied based on PMI, down payment, and interest rate. The maximum monthly payment for principal, interest, taxes, an... | [
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27081 | Different risks require different hedges. You won't find a single hedge that will protect you against any risk. The best way to think about this is who would benefit if those events occurred? Those are the people you want to invest in. So if a war broke out, who would benefit? Defense contractors. Security compan... | [
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27105 | "Using your Uber vs. Medallion taxi driver as an example... The problem in the sharing economy is an individual -- working as an independent contractor -- takes on all the risk and reaps diminishing rewards while the profit of the company to which the individual is contracted increases significantly. Case in point w... | [
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27106 | "To claim medical expenses on your taxes they need to exceed 7.5% of your AGI, and then only the amount over 7.5% is deductible. That's not much. There is no ""floor"" if you use an FSA as it's all pre-tax. If you're concerned about use or lose, then allot less next year. It's all what you're comfortable with." | [
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27154 | Basically the right idea is: 1) invest in something you understand 2) be creative 3) use your own idea, don't copy what other people are doing Your current plan seems pretty creative and you seem to understand it, so it fits the requirements. | [
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27165 | > what an awfully-written, rambling article. Why is this always the top voted kind of comment whenever a blog post is submitted on Reddit? The entire point of blogging was to get viewpoints outside of professional journalism. When that happens, when non-pro-writers write with no pro-editor, then (surprise) you g... | [
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27196 | You can find all the essential amino acids in the plant kingdom. The only thing that isn't found in the plant kingdom is B12, which is a bacteria found in good quality dirt. So unless you eat high quality free range meat or kill your own meat you won't be getting any B12. | [
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27201 | If financial modelling, projections and market research were effective enough that they could predict with certainty what the price would do tomorrow, then everyone would use those techniques, buy now and make relatively risk-free profit tomorrow though, right? The point of an efficient market is that the price at any ... | [
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27227 | ">There's also very little evidence that the Republican health care plan will work in the real world as described, and in fact not very much evidence that Republicans care. Their overwhelming goal, as far as anyone can tell, is to pass something that they can call ""repealing and replacing"" Obamacare; the goal of a... | [
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27236 | "With the second example, if you continue to read on you will see that although directors must try and maximise shareholders wealth. That precedence doesn't change however the interpretation of the actions and whether they maximise shareholders wealth does. For example giving money to charity with regards to the Doge v... | [
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27268 | First of all, realize that buying a home isn't really an investment. It is cheaper to rent. In recent years, people were able to sell their houses for astronomical profits, but that won't be happening much in the future. Additionally, there are many hidden costs of owning a home. Regarding the mortgage interest tax ... | [
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27273 | This guy has no idea what he's talking about. Depaul is a great place with a ton of talent. I got multiple internships at big time companies such as Deloitte because of the depaul name and how reliable our students are. The city's businesses want to hire you. | [
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27274 | Your line of reasoning is why you should have a timeline on a prediction. It's been, what, 12 years now of near constant assertions that huge inflation is just right around the corner. How long should we wait for it? How many people's jobs, skills, health and education should we sacrifice right now to keep the infla... | [
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27283 | I'm in the US and I once transferred shares in a brokerage account from Schwab to Fidelity. I received the shares from my employer as RSUs and the employer used Schwab. After I quit and the shares vested, I wanted to move the shares to Fidelity because that is where all my other accounts are. I called Fidelity and ... | [
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27288 | This just goes to show you have no understanding of the subject. Rich people do not have 'trillions of dollars' sitting around in bank accounts. Most of their wealth is owning assets like means of production (factories) or real estate. | [
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27303 | Options - yes we can :) Options tickers on Yahoo! Finance will be displayed as per new options symbology announced by OCC. The basic parts of new option symbol are: Root symbol + Expiration Year(yy)+ Expiration Month(mm)+ Expiration Day(dd) + Call/Put Indicator (C or P) + Strike price Ex.: AAPL January 19 2013, P... | [
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27309 | "After we fired a whole slew of higher paid employees with good benefits we waited. Then we re-hired a whole bunch more again at lower pay and bad benefits. See! We made 800 jobs by ""restructuring"" and that's big news! Seriously though, they've done this a few times over in Michigan already. Not sure why it's news... | [
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27316 | I'm a bot, *bleep*, *bloop*. Someone has linked to this thread from another place on reddit: - [/r/metacanada] [\/r\/business not supportive of Roots going public](https://np.reddit.com/r/metacanada/comments/709pd4/rbusiness_not_supportive_of_roots_going_public/) [](#footer)*^(If you follow any of the above links, pl... | [
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27341 | "This is the best tl;dr I could make, [original](http://www.pbs.org/newshour/making-sense/demand-nursing-isnt-going-away-will-men-join-ranks/) reduced by 95%. (I'm a bot) ***** > While the percentage of men in registered nursing has risen over the decades - a mere 3 percent were nurses in 1970, for instance - the nu... | [
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27346 | >Stay in Portland, racist filth. Standard right-wing MO, accuse your opponents of what you are most guilty of yourself. You were complaining about people being illegal immigrants. I gave a simple solution, make them legal. The only reason you should have a problem with that solution is if your original complaint ... | [
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27383 | It is for the pain of being poor and useless. ;) But seriously, the United States is not going to have a plan for what to do when many jobs can be done by AI. I guess the only plan is to provide plenty of opiods so discarded people can bow out gracefully. | [
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27386 | > but the term means more than just any genetically modified organism Except that's what it literally means. While it doesn't typically include things that are specifically bred, it's as if folks are afraid of DNA in general. There's no reputable research that in any way indicates that GMO materials pose any heal... | [
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27396 | We have a professional florist team that always searches the lost stylish design flower bouquets and our great flower shop is committed to designing the beautiful, quality arrangements and offering customer services to the clients. Here, you can select your favorite flower gift and you can veryday purchase fresh flower... | [
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27401 | "With stocks, you can buy or sell. If you sell first, that's called 'shorting.' As in ""I think linkedin is too high, I'm going to short it."" With options, the terminology is different, the normal process is to buy to open/sell to close, but if you were shorting the option itself, you would first sell to open, i.e you... | [
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27416 | "For the first and last questions, I can do this multiple ways. For the middle question, I'll just make up values. If you want different ones, you will have to redo the math. I am going to assume that you participate in the merger exchange, swapping your share for their offer. If you own one share, it depends how... | [
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27425 | A Mortgage Backed Security or MBS is the security. It's not an entity, it's essentially a contract. As an investment they function more or less the same way a bond does. There is nothing wrong with the concept behind a Mortgage Backed Security. Functionally securities like these allows banks and other institutions t... | [
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27428 | If you are too overwhelmed by all the work, don’t worry, you can always call a close friend or family to save you from the situation and get you some help. And if you don’t want that, then there are cleaning services that can help by lending you a hand. | [
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27429 | "Because the USA is the world's biggest economy - everybody in the world works with the USA (even if the american companies are not direct suppliers, they are surely somewhere in the supply chain). If USA credit rating is lower, that means american companies will find it harder to get loans to finance their business (i... | [
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27433 | At its best, a HOA provides the same benefits as a condo association -- shared investment in the shared neighborhood resources/environment. At its worst, a HOA has the same problems as a condo association, potentially creating unreasonable constraints on what you can or can't do with your own property because your dec... | [
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27444 | "> ...if he lowers the prices of drugs, you will be against him. You are right. Now, if he makes progress on a good chunk of [the categories of issues I listed](https://www.reddit.com/r/economy/comments/6sb4qh/for_the_last_time_trump_hasnt_made_the_economy/dlm47rx/), my tune would change. > Even after what Tru... | [
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27445 | But Made in China has hastened the decline of U.S. manufacturing. Factory jobs have shrunk in number by 25 percent the past decade to 11.5 million today, Incorrect. Manufacturing shrinks on it's own thanks to engineering advancements. [Also, China's impact on our economy is greatly exaggerated](http://www.fool.com/in... | [
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27466 | I don't really understand the paper. To me, the top 1% do not make their income from salary, but rather from equity or various other asset-based income. Mixing both in the paper to assume that if you don't make $100k/y on salary by 25 you're a loser (sorry, part of the 99%) is dishonest. | [
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27484 | "Two things you should consider about paying off student loans ahead of the 10 year amortization schedule: What interest rate are you paying on your loans? What are you earning on your investments in a balanced mutual fund? When you pay off your student loans you are essentially guaranteed a return of the interest rate... | [
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27489 | I wondered about this problem too, so I looked into the maths and made this app :- http://demonstrations.wolfram.com/BuyOrRentInvestmentReturnCalculator/ (It uses the free Wolfram computable-document format (CDF) Player.) If you try it out you can see what conditions favour renting vs buying. My own conclusion was to ... | [
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27493 | To be honest, if the world goes tits up, then bitcoin would be my first safe haven. No hassle getting it out the country, no heavy industry of war to maintain, no chance of governmental instability affecting my holdings. Imagine being a Syrian right now. Would you not have been off far better if your life's savings we... | [
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27495 | There are a couple reasons for having a Traditional or Roth IRA in addition to a 401(k) program in general, starting with the Traditional IRA: With regards to the Roth IRA: Also, both the Traditional and Roth IRA allow you to make a $10,000 withdraw as a first time home buyer for the purposes of buying a home. This is ... | [
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27521 | "Is this sarcasm? But remove the word ""all"" and ""only"" and there's some truth to your statement. Also worth noting - I heard on the a16z podcast that when Henry Ford introduced the assembly line, he doubled the wages of his workers. This is often attributed to him being a super nice guy, or something like that,... | [
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27524 | It is much more complicated than WW3 = Economic stimulus! If you check again, right after WW2 the U.S. fell back into a recession. The U.S. come out ahead for the reasons of Europe being in shambles, Roosevelt ensuring the US dollar would become world reserve currency. The world saw a massive gain in productivity beca... | [
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27565 | Inspect the vehicle – This is critical to avoid a potential future headaches. A thorough inspection of each and every part of the RV, as well as the vehicle’s roadworthiness, is extremely vital. Components like propane, electrical, tires, and driving systems should all be in tip-top condition. | [
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27608 | "It's not ""the market"" deciding anything if you're forcing a business to pay someone an arbitrary amount that you declare to be a ""living wage"". Why do you believe that you get to interfere in a mutual agreement between two people? One guy goes to another and says ""hey wanna do this job for me for X dollars"" and... | [
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27618 | 381agroup offers you quality, precision and ease of use. Look for what you're looking for, whether it's an arm or wrist meter, we have what you need. From 381agroup we encourage people to lead a healthy life. That's why we create devices that provide vital information about what really goes on inside the body. Our goal... | [
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27619 | > This is without a doubt the craziest and most despicable moment in American History. Whoa there, calm down. Not to diminish the reality of what's happening here but this is essentially an argument over paperwork and a little bit of money. A couple hundred years ago my great great great (x?) grandparents were ab... | [
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27621 | > This isn't terrible practice. If it was, it wouldn't have been adopted by other firms. Correction: this isn't a terrible practice for the CEO and the members of the board. > ...there isn't really much secrecy about what happens in the CEO office. Have you worked in a mid to large sized company close to the C... | [
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27625 | This is assuming your student loans are Federal Stafford Loans Don't pay off your student loans as soon as possible. They're very low interest and paying them monthly will help your credit. What you will want to do is as soon as the grace period expires, call up whoever is handling your account and ask them to reduce t... | [
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27634 | Their argument is that if prices start dropping, people won't buy stuff because they think the prices will keep going down? Aside from the fact that if prices go down, the cost to produce things also goes down, this is patently untrue. Look at gas. When prices are down, do people drive less because they think prices wi... | [
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27641 | Realistically, it is CDs with longer terms or are callable. You pretty much have to accept more risk if you want higher returns. If you are willing to accept that risk by losing the FDIC protections the next level up is probably high rated Government bonds. | [
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27670 | Does that justify the purpose? That is for individual Banks to decide. No bank would pay for daily expenditure if you are saying primary salary you are spending on eduction. So your declaration is right. You are looking at funding your eduction via loan and you are earning enough for living and paying of the loan. I no... | [
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27671 | "For an RRSP, you do not have to pay taxes on money or investments until you withdraw the money. If you do not reinvest the dividends but instead, take them out as cash, that would be withdrawing the money. For mutual funds, you would normally reinvest the dividends if holding the investment inside an RRSP. For stocks,... | [
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27675 | Get a wide range of services for cylinder heads by reaching out to a competent company. From reconditioned cylinder heads to crack testing, chemical cleaning, grinding, manifold repairs, injector tube fitting, wet blasting and valve guide repairs you will get all these services at such companies. | [
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27680 | "I think a mention of the age-old adage ""correlation does not mean causation"" is in order here. Keep in mind another possible explanation is when the issue is brought to light people are suddenly given a reason to call in, instead of shrugging it off as a temporary issue." | [
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27681 | You have 2 out of 3 (income and good credit). That is usually a pass where I work. The job longevity may factor in if they are strict. As for pay stubs, can you get a letter from your employer stating your start date and annual pay? Offer letters work just as well. | [
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27687 | "A pyramid scheme is a form of fraud. If someone came up to you and said: ""If you give me $100 then get two of your friends to give you $100 each, you'll make $100."" it would not be fraudulent but it also wouldn't be very successful. If that same person said ""I have a great investment that will return 100% but I ... | [
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27693 | I'd pay cash. Car loans are amortized, so sometimes you can get upside-down on the loan between 18-30 months because you are pre-paying interest. This can get you into trouble if you get into an accident. Given the low rate and the type of car you're buying, you're probably fine either way. | [
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27694 | And no thanks to Trump. That's 2016 Census data. > This doesn’t mean poverty is anywhere near disappearing in America: There were still 40.6 million people in poverty last year, and the poverty rate was 12.7 percent, down from 13.5 percent in 2015. | [
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27700 | Are you looking for a company that can help you get more website visitors? If yes, then get in touch with White Digital (NE) Ltd! This company offers search engine optimisation services that can help business websites attract potential customers. Such services include keyword and competitor research, full website SEO h... | [
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27711 | The banks use any loss as a tax right off which helps when you make billions.. So yeah a couple of grand is like me dropping a penny. Even if 1 million people did this and the average is 10k that's still less than 1% of the banking industries total revenue in a year. Hell bank of America alone is 100 billion a year an... | [
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27715 | Manufacturer of Quartz Powder in India http://quartzpowdermanufacturers.com/supplier-of-quartz-powder-in-india.php Shri Vinayak Industries-Our Quartz Powder mineral can be transparent as well as translucent. There are several varieties of quartz like Rose quartz, Smoky quartz, semiprecious quartz and many more. Most o... | [
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27716 | If you want direct access trading that is very hard to get. However an active trading broker like interactive brokers, Trade station, or Light speed trading may be what you are looking for. If you have serious cash though value or income investing is better than trading which is pure speculation. I know that active tra... | [
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27724 | There is no right way but changing your methodology to suit your situation is a problem. They were happy to use a 4 years period during the crazy times to lower the VAR and then switch to 1 year afterwards to do the same. It is picking and choosing your measures to suit the situation and that is statistical heresy. W... | [
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27740 | The Central Valley of California is a mountain range away from the ocean, although you can drive over the range in a few hours or so, depending on which part of the Central Valley you live in. Watch the *Sons of Anarchy* TV series to get a general idea of the kind of people who live there who *aren't* religious, then e... | [
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27741 | It's a game. The Democrats take money from these companies and leave the loopholes in and then scream to high heaven about the evil corporations to energize liberal campaign outreach. Its nothing but a scam. And dont even get me started on the corpratist Republicans who are even worse. | [
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27749 | It doesn't rely in the first item. A legal tender law certainly makes it easier for the banker to find goods with his dollars, but you can have the exact same scenario I described above in a competing currency system. Typically the Cantillion Effect has bankers disadvantaged because they get their interest payment aft... | [
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27752 | Which contractors? I'm only familiar with the yellow badges that office security and cleaning has. I'm not sure what we give to e.g. FC equipment vendors. I suspect you're familiar with one of the many caveats I left out, though. | [
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27771 | >I'm not sure I would want to listen to what Ballmer has to teach. I would. I'd go to class every day. Take perfect notes. Study my ass off. Guy knows how to fuck things up like a pro, just gotta listen to him and then do the opposite. | [
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27782 | A bond fund like VBMFX or similar I think are a good choice. Bonds are far less volatile and less risky than stocks. With your 1-2 year time frame, I say definitely stay away from stocks. | [
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27797 | Hi all Started my MBA studies recently. We have a simulation project and I've taken the VP Finance Role as I didn't have much experience in this and wanted to learn more. Unfortunately I don't have accounting until next semester, so I'm trying to make up the cap with my career experience so far as an engineer + youtub... | [
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27819 | when you consider the cost of living and the restrictions on working it is nearly the same. I'm able to work part time in the US and go to a state school so my total debt is only around 40k. The biggest problem is that for the degree plans i looked at in public administration and education are not recognized. Of course... | [
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27826 | "> My question then is why do you espouse such simplistic nonsense when you understand that the situation is much more complex? Is it because it is easier and more psychologically comfortable to ignore these injustices than to admit that your model does not have an effective way of dealing with them? I reject your ... | [
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27853 | Yes, wait. While the bank promises to process the deposit quickly, there is still a window of a number of days. Many people have found themselves with high overdraft fees when the withdraws came before the deposits. | [
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27862 | There's no tax difference between using AirBnB or Craigslist or any other method to find tenants. The rules relating to occupancy and frequency may be different for some purposes if you go from yearly or monthly tenants to daily-rate tenants. Your state and local authorities may in the future try to consider you a mot... | [
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27888 | Actually, I misspoke. Arcade City doesn't use crypto. It just connects riders and drivers and lets them work out the payment on their own. There is an offshoot of Arcade City called Swarm City that does use crypto but it's only in the early development stages. There is a ton happening in the cryptocurrency space ri... | [
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27891 | Generally the number of shares of a U.S. exchange-listed stock which have been shorted are tracked by the exchange and reported monthly. This number is usually known as the open short interest. You may also see a short interest ratio, which is the short interest divided by the average daily volume for the stock. The ... | [
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27921 | "If that's the case, why not *lower* the minimum wage? That would instantly make US companies more profitable and make US a great target for foreign investment. Both labor costs are cut down, and as you say, rent and everything will immediately drop. Companies free up a lot of capital for expansion and we can quickly g... | [
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27930 | Also, when they mean SP500 fund - it means that fund which invests in the top 500 companies in the SP Index, is my understanding correct? Yes that is right. In reality they may not be able to invest in all 500 companies in same proportion, but is reflective of the composition. I wanted to know whether India also has a ... | [
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27932 | I'm looking for something simple, legal, reasonably formal, easy to setup and tax efficient. You just described marriage. Get married. | [
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27938 | Is it an unattractive offer many buyers would shy away from? Buyer who have specific plan may skip getting into such deals as this would be an hindrance to resell the business. Others who are not sure, may buy it for to make money in future. Does it seem like a justifiably fair way to sell a domain, while keeping a sta... | [
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27962 | "I'd question whether a guaranteed savings instrument underperforming the stock market really is a risk, or not? Rather, you reap what you sow. There's a trade-off, and one makes a choice. If one chooses to invest in a highly conservative, low-risk asset class, then one should expect lower returns from it. That does... | [
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27979 | Entitlement mentality. Agriculture payment is (generally) structured so that the harder you work, the more potential you have to make. It's generally a minimum wage job with a piece rate stacked on top of it. You make minimum wage, but if you harvest like a boss, you'll have the potential to make upwards of $20 an ho... | [
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27986 | AusShred is a proud Australian owned and operated shredding company providing secure document destruction, security bins and paper shredding services. We have years of hands on experience in the industry, visit us now if you are looking for secure document destruction in Brisbane. | [
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27987 | Foreclosure is at a high level the bank declaring that the debtor cannot pay their promissory note (their debt). This is shortly followed by default, which is the removal of debtors rights to the property. After the debtor has defaulted, he either chooses to voluntarily remove himself and his belongings from the prop... | [
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27995 | I disagree that it's double taxation because it's too different entities with different responsibilities and requirements from citizens. Even if you insist it's double taxation, the alternatives, such as the federal government relying on state governments for revenue or states manipulating taxes to coerce federal gover... | [
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28023 | Below are some of the differences between FedWire credit transfers and ACH credit transfers in the US. FedWire Same day clearing, which means the sender's account is debited and your account is credited on the same day Irrevocable. Once a FedWire is sent, the originator/sender cannot send a reversing transaction. Thi... | [
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28024 | I also use pidgin. AIM should have had ads come in as instant messages, as one example. Charging for premium services such as cloud logs is another. I want to buy it but I dont have the team or the amount of money they would probably want. They clearly think its less expensive to shut it down than to sell it. | [
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28035 | Also, people who come for golf aren't going to want to go native. They can build a self-contained resort on the cheap and locals will work in support jobs just like when resorts are built in shithole countries. | [
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28039 | "I don't see how I'm biased in favor of the banks. Make no mistake, the banks are to blame for the collapse, more so than the government. However I'm acknowledging the timeline and all the major players in this game, and that includes the government. I addressed the role of banks selling risky mortgages susceptible t... | [
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28042 | > If your studies are, say, 150K Why? You could spend that much but you could spend a lot less. [Room and board plus tuition and fees averages 21.5K / year at a state university](http://youngadults.about.com/od/finances/qt/publicschcosts.htm) So 90K would be a much better estimate. > and you forego another 6... | [
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28046 | There are many options to send money internationally. You can send it through PayPal (assuming that both you and your friend have a PayPal account). You can also send it through money services such as Western Union (assuming you can both get to a WU location). Or, you can use popular apps such as Venmo for sending mone... | [
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