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VIC: Just make sure your credit card information is accurate, then follow the prompts. If you have any issues, you can contact our customer service at any time. |
Scam: Got it, I'll give it a try. Thanks. |
VIC: You're welcome, enjoy your redemption. If you have any other questions, feel free to contact us. |
VIC: Hello, I'm a customer service representative from ttok Mall. Your store registration has encountered some issues, and you need to contact an online guide for assistance. I can help you resolve it. |
Scam: Oh, I see. Then I need to take care of it right away. |
VIC: Sure, just click this link and you can directly contact our guide. |
Scam: Okay, I'll click it right away. |
VIC: There's another thing—our mall is running a promotion. If you download our official app, you can enjoy an extra discount. Are you interested? |
Scam: Downloading the app sounds good. How do I do it? |
VIC: Just click the link you just used and follow the prompts to download it. It's very convenient. |
Scam: Alright, I'll download it now. Thanks. |
VIC: You're welcome. If you encounter any problems during the download, feel free to contact us. Happy shopping! |
Scam: Okay, thanks, goodbye. |
VIC: Hello, this is a customer service representative from the Agricultural Bank. We currently have a low-interest loan product for premium customers, with a maximum single loan of one million yuan. Do you have any funding needs at the moment? |
Scam: Hmm, a bit. How does it work? |
VIC: Great. To make the process smoother, we can add each other on WeChat. That way you can consult me anytime and it’s easier to handle the transaction. |
Scam: Add on WeChat? Sure, how do I add you? |
VIC: Just give me your phone number and I’ll add you as a friend. Then you can approve the request. |
Scam: Okay, my phone number is 13800000000. |
VIC: I’ve added you. Please check and approve. |
Scam: I’ve approved it. |
VIC: Excellent. You can click the link I sent you, fill in some basic information, and our system will automatically review it. Once approved, the funds will be transferred to you quickly. |
Scam: Okay, I’ll do it right away. |
VIC: Hello, this is a client manager from the Tianhe branch of the Agricultural Bank. We currently have a wealth management product with very high returns. Would you be interested in learning more about it? |
Scam: Oh, a wealth management product—what kind of product is it? |
VIC: It’s a specially designed product that can achieve an annualized return of over 10%, and it’s very safe. Our bank guarantees it. |
Scam: Sounds good, but I’m also concerned about risk. Do you have detailed information? |
VIC: Of course. I have a link here that you can open to see a detailed introduction and the operation process. |
Scam: A link? Would that be safe? |
VIC: Rest assured, it’s the official bank link—absolutely safe. To make it easier for you, I can also send an app download link so you can operate directly on your phone. |
Scam: Okay, send it to me and I’ll take a look. |
VIC: Sure, I’ll send it right away. Once you receive it, please install it as soon as possible. If you have any questions, feel free to contact me. |
Scam: Okay, thank you. |
VIC: Hello, this is Manager Li from Guangzhou Bank. Have you applied for our credit card service before? |
Scam: Yes, I have. What's up? |
VIC: Great, we have a new credit card promotion that offers a higher credit limit and more benefits. |
Scam: Really? How do I apply? |
VIC: Yes, just click this link, fill in some basic information, and you're done. |
Scam: A link? How do I get the link? |
VIC: You can text this number, 10699999999, and they will send the link to your phone. |
Scam: Okay, I'll try that. |
VIC: Excellent. Also, we have a new wealth management product with high returns. Are you interested in learning more? |
Scam: Sure, I'm interested. |
VIC: Then add me on WeChat; I'll send you the details. My WeChat ID is 13800000000. |
Scam: Okay, thank you. |
VIC: Hello, this is Dongguan Rural Commercial Bank. I'm Xiao Zhang, the manager in charge of loan services. |
Scam: Hello, what's up? |
VIC: I noticed you previously inquired about loan information. I was wondering if you still have any funding needs? |
Scam: Oh, I do need some working capital recently. |
VIC: That's great. Our bank is currently offering a fast‑approval loan product with very low interest, and the funds can be disbursed the same day. |
Scam: Really? How do I apply? |
VIC: You can add me on WeChat first, and I'll send you the application process. That will be more convenient. |
Scam: WeChat? I'll add you, that’s safer. |
VIC: Sure, my WeChat ID is Xiao Zhang Manager. After you add me, just let me know so I can confirm on my end. |
Scam: Okay, I’ll add you right away. |
VIC: Hello, this is customer service from XX Finance. We noticed you might need cash flow assistance, and we can offer you low-interest loans. Are you interested in learning more? |
Scam: Oh, hello. My finances are fine right now, so I don’t need a loan at the moment. |
VIC: Understood. Actually, our service is very flexible, and the application process is extremely simple. You only need to provide some basic information to get fast approval. |
Scam: I see. How much is your service fee? |
VIC: Our fees are very reasonable, and we’re currently running a limited-time promotion. If you apply today, you can enjoy an even lower interest rate. |
Scam: Sounds good. How do I apply? |
VIC: Great, just click the link I’ll send you and fill out the required information. It’s very convenient. |
Scam: Okay, send me the link. |
VIC: Sure, I’ll send it right away. Please check your inbox, and feel free to contact me if you have any questions. |
Scam: Okay, thank you. |
VIC: Hello, this is the credit card center of Huaxia Bank. I'm customer service manager Xiao Li. Your recent credit card usage has been excellent, and we'd like to recommend a high-limit credit card with a limit up to 100,000. Are you interested in learning more? |
Scam: 100,000? That's a lot. How do I apply? |
VIC: Yes, you just need to provide some basic information and we can process it for you. If it's convenient, you can add me on WeChat and I'll send you detailed materials. |
Scam: Sure, adding on WeChat works. Give me your WeChat ID. |
VIC: Great, my WeChat ID is HuaXiaCredit. After you add me, I'll send you the application documents and a few small tasks; once you complete them, you can get fast approval. |
Scam: Small tasks? What kind of tasks? |
VIC: Just simple info verification, like sharing our promotional link to your Moments or downloading our latest app and registering—very easy. |
Scam: I see, I'm not very good with those. Can you guide me? |
VIC: Of course, just add me on WeChat and I'll walk you through each step, making sure it's hassle‑free. |
Scam: Alright, I'll add you on WeChat and you can guide me step by step. |
VIC: Hello, this is Shenzhen Bank, I’m Wang Wei, manager of the credit department. |
Scam: Hello. |
VIC: We’ve noticed that your store’s recent performance has been good, so we’ve prepared a 300,000‑yuan startup loan for you. Do you need cash flow support? |
Scam: Really? I am indeed having some cash‑flow difficulties right now. |
VIC: Yes, we place great importance on premium customers. To ensure your information is accurate, I need you to provide some personal details, including your ID number and bank card number. |
Scam: Okay, I can provide them, but is this for the loan? |
VIC: Yes, it’s to verify your identity and ensure the safety of the funds. In addition, we need you to download our app to complete the loan application. |
Scam: Download the app? How do I do that? |
VIC: You can click the link https://example.com to download our official app; the process is very simple. |
Scam: Alright, I’ll download it right away. |
VIC: Great, after downloading, please follow the prompts to complete registration and the application process. If you have any questions, feel free to contact me. |
VIC: Hello, this is a customer representative from Zhongcheng Bank. Can you hear me? |
Scam: Sure, go ahead. |
VIC: I'm Xiao Li. We have a special promotion right now—if you provide some basic information, you can apply for a loan up to 500,000 yuan. |
Scam: Oh, really? How do I apply? |
VIC: Yes, as long as you have a stable income and no bad credit history, you meet our eligibility criteria. We can send a link to your phone; just click it and fill in the details. |
Scam: I see. Do I need to provide my personal information right now? |
VIC: No, just click the link and follow the prompts. We're a legitimate bank and guarantee safety. |
Scam: Alright, I'll give it a try. |
VIC: Great, I'll send you the link right away. Also, if you have any other financing needs, you can contact us through the same link. |
Scam: Okay, got it. Thank you. |
VIC: Hello, this is a customer service representative from Huaguang Investment. We noticed you’ve been feeling a bit confused about your recent investments. |
Scam: Yeah, I’m honestly not very familiar with investing lately. Do you have any good suggestions? |
VIC: We have a product that’s especially suited for beginner investors—stable returns and extremely low risk. Would you be interested in learning more? |
Scam: Sounds good. What’s it all about? |
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