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Usual Manner of Payment
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00 Too new to rate; approved, but not used or not rated
01 Pays (or paid) within 30 days of billing, pays accounts as agreed
02 Pays in more than 30 days, but not more than 60 days
03 Pays in more than 60 days, but not more than 90 days
04 Pays in more than 90 days, but not more than 120 days
05 Pays in 120 days or more
07 Makes payments under wage earner plan or similar arrangement
08 Repossession
8A Voluntary repossession
8D Legal repossession
8R Redeemed repossession
09 Bad debt; placed for collection; suit; judgement; skip
9B Placed for collection
UR Unrated
UC Unclassified
Kinds of Business Classification
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A Automotive
B Banks
C Clothing
D Department and variety
F Finance
G Groceries
H Home furnishings
I Insurance
J Jewelry and cameras
K Contractors
L Lumber, building materials
M Medical and related health
N National credit card
O Oil and national credit card
P Personal services other than medical
Q Mail order houses
R Real estate and public accommodations
S Sporting goods
T Farm and garden supplies
U Utilities and fuel
V Government
W Wholesale
X Advertising
Y Collection services
Z Miscellaneous
Type of Installment Loan
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AF Appliance/Furniture
AP Airplane
AU Automobile
BT Boat
CA Camper
CL Credit line
CM Co-maker
CO Consolidation
EQ Equipment
FH FHA contract loan
FS Finance statement
HI Home improvement
IN Insurance
LE Leases
MB Mobile home
MC Miscellaneous
MT Motor home
PI Property improvement plan
PL Personal loan
RE Real estate
ST Student loan
SV Savings bond, stock, etc.
US Unsecured
VA Veteran loan
Date Codes
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A Automated, most current information available
C Closed date
F Repossessed/Written off
M Further updates stopped
P Paid
R Reported data
S Date of last sale
V Verified date
Employment Verification Indicator
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D Declined verification
I Indirect
N No record
R Reported, but not verified
S Slow answering
T Terminated
V Verified
X No reply
Hope this helps. Anyone that has used Trans-Union will surely appreciate
this, as the result codes are sometimes hard to decipher.
-The Disk Jockey