question_id stringlengths 1 5 | question stringlengths 14 158 | pos_item_ids listlengths 1 23 | pos_item_contents listlengths 1 23 |
|---|---|---|---|
7180 | Capital Gains Tax - Does this apply only to the actual “gains” or to the entire amount of my sale? | [
"252135",
"530146"
] | [
"You normally only pay taxes on the difference between the sale price and the cost basis of the asset. In your example, you would probably pay taxes on the $10 difference, not the full sale price of $110. If you paid a commission, however, you would be taxed on your gain minus the commission you paid. Since you hel... |
7183 | What are my investment options in Australia? | [
"301477"
] | [
"If you want higher returns you may have to take on more risk. From lowest returns (and usually lower risk) to higher returns (and usually higher risk), Bank savings accounts, term deposits, on-line savings accounts, offset accounts (if you have a mortgage), fixed interest eg. Bonds, property and stock markets. If... |
7185 | When I calculate “internal rate of return (IRR)”, should I include cash balance? | [
"118270"
] | [
"Both are correct depending on what you are really trying to evaluate. If you only want to understand how that particular investment you were taking money in and out of did by itself than you would ignore the cash. You might use this if you were thinking of replacing that particular investment with another but kee... |
7186 | On what quantity the Dividend is given in India? | [
"137877",
"22169"
] | [
"So My question is if I purchased the shares on 03-08-15 then will I get the dividend? Yes if you purchase on 3-Aug, the shares will actually get credited to your account on 5-Aug and hence you will hold the shares on 6-Aug, the record date.",
"In India, the amount of dividend you get is based on the face value o... |
719 | How do multi-currency bank accounts work? What is the advantage? | [
"349445"
] | [
"Today typically a Business needs to hold accounts in more than one currency. Banks in certain countries are offering what is called a dual currency account. It is essentially 2 accounts with same account number but different currency. So One can have an account number say 123456 and have it in say AUD and USD. So ... |
7190 | Stocks in India, what is the best way to get money to US | [
"583427",
"92798"
] | [
"From India Point of view; someone may put the US point of view ... As an NRI you are not supposed to hold an Ordinary Demat Account. Please have this converted to NRO NON-PINS ASAP. Related Question Indian Demat account If the shares were purchased before 1-Oct-2004, they are liable for Long Term Capital Gains tax... |
7192 | How will the after market affect the open of the market tomorrow? | [
"118712"
] | [
"In general a stock can open at absolutely any price with no regard for the closing price or after hours price the previous day. The opening price will be determined by the best bid and offer made by people who decide to trade the next day. Some of the those people may have put orders in on a prior day that are st... |
7193 | How is a stop order price different from an ask price | [
"460014"
] | [
"Stop order is triggered when the market reaches the price you set. Until then - its not on the books. Your understanding is wrong in that you don't go to read the definition of the term."
] |
7195 | Balance sheet, Net Increase | [
"400747"
] | [
"The changes to Equity given are: Since the total change is 42,500, the difference would be change in Retained Earnings (net income), so net income is"
] |
7196 | Transferred Stocks in 1993, sold 2017 taxes | [
"238333"
] | [
"Assuming the stock was worth more at the time she gave it to you than when she bought it, the cost basis would be the amount that she bought it for. You would then pay tax on the increase in value from that time. Generally it's better to inherit assets than receive them as gifts, since the cost basis of inherited... |
7197 | Does a bid and ask price exist for indices like the S&P500? | [
"122323",
"178034",
"351518"
] | [
"The equation you show is correct, you've simply pointed out that you understand that you buy at the 'ask' price, and later sell at the 'bid.' There is no bid/ask on the S&P, as you can't trade it directly. You have a few alternatives, however - you can trade SPY, the (most well known) S&P ETF whose price reflects... |
7198 | What are overnight fees? [duplicate] | [
"523933"
] | [
"From the etoro website: In the financial trading industry, rollover is the interest paid or earned for holding currency overnight. Each currency has an interest rate associated with it, and because currencies are traded in pairs, every trade involves two different interest rates. If the interest rate on the curren... |
7199 | Why liquidity implies tight spread and low slippage | [
"541730",
"508144",
"407759"
] | [
"Consider the case where a stock has low volume. If the stock normally has a few hundred shares trade each minute and you want to buy 10,000 shares then chances are you'll move the market by driving up the price to find enough sellers so that you can get all those shares. Similarly, if you sell way more than the ... |
72 | Calculate Estimated Tax on Hobby Business LLC | [
"549870",
"302049"
] | [
"\"You are on the right track, for tax purposes its all ordinary income at the end of 2016. If the free lance \"\"employer\"\" will withhold fed,state and local tax, then that takes care of your estimated tax. If they can't or won't, you will need to make those estimates and make payments quarterly for the fed and ... |
720 | what is the meaning of allowing FDI in Insurance and pension funds | [
"140567"
] | [
"Insurance in India is offered by Private companies as well [ICICI, Maxbupa, SBI, Max and tons of other companies]. These are priavte companies, as Insurance sectors one has to look for long term stability, not everyone can just open an Insurance company, there are certain capital requirements. Initially the shar... |
7201 | ETF vs Mutual Fund: How to decide which to use for investing in a popular index? | [
"427850",
"358997",
"172374"
] | [
"The factors to consider:",
"What is your time horizon? Over long horizons, you absolutely want to minimise the expense ratio – a seemingly puny 2% fee p.a. can cost you a third of your savings over 35 years. Over short horizons, the cost of trading in and trading out might matter more. A mutual fund might be fro... |
7204 | What is the best way to invest in US stocks from India? | [
"123030"
] | [
"Quite a few stock broker in India offer to trade in US markets via tie-up brokers in US. As an Indian citizen, there are limits as to how much FX you can buy, generally very large, should be an issue. The profits will be taxed in US as well as India [you can claim relief under DTAA]"
] |
7209 | Purchasing options between the bid and ask prices, or even at the bid price or below? | [
"433471",
"458933",
"63403",
"294295",
"306783"
] | [
"I understand the question, I think. The tough thing is that trades over the next brief time are random, or appear so. So, just as when a stock is $10.00 bid / $10.05 ask, if you place an order below the ask, a tick down in price may get you a fill, or if the next trades are flat to higher, you might see the close ... |
7210 | How do I get rid of worthless penny stocks if there is no volume (so market/limit orders don't work) and my broker won't buy them from me? | [
"582562",
"178521",
"416941"
] | [
"Your broker should be able to answer this. Many brokers will buy it from you for the cost of a commission, if there's no legit buyer.",
"\"I dug up an old article on Motley Fool and one approach they mention is to get the stock certificates and then sell them to a friend: If the company was liquidated, you shoul... |
7212 | What are my risks of early assignment? | [
"558542",
"271109"
] | [
"One reason this happens is due to dividends. If the dividend amount is greater than the time value left on a call, it can make sense to exercise early to collect the dividend. Deep in the money puts also may get exercised early. There's usually little premium on a deep in the money put and the spread on the bid-a... |
7213 | Good/Bad idea to have an ETF that encompasses another | [
"562919",
"530425"
] | [
"Let's simplify things by assuming you only own 2 stocks. By owning VOO and VTI, you're overweight on large- and mid-cap stocks relative to the market composition. Likewise, by owning VTI and VT, you're overweight on U.S. stocks; conversely, by owning VXUS and VT, you're overweight on non-U.S. stocks. These are all... |
7219 | Can a retail trader do bid-ask spread scalping through algo-trading? | [
"36723"
] | [
"\"In US public stock markets there is no difference between the actions individual retail traders are \"\"permitted\"\" to take and the actions institutional/corporate traders are \"\"permitted\"\" to take. The only difference is the cost of those actions. For example, if you become a Registered Market Maker on,... |
722 | I am the sole owner of an LLC. Does it make a difference if I file as an S-Corp or a sole-member LLC? | [
"170933",
"370542",
"349348",
"515233"
] | [
"\"S-Corp are taxed very different. Unlike LLC where you just add the profit to your income with S-Corp you have to pay yourself a \"\"reasonable\"\" salary (on w-2) which of course is a lot more paperwork. I think the advantage (but don't hold me accountable for this) is if your S-Corp makes a lot more than a reas... |
7220 | Settlement of Shares Underlying a Covered Call Option | [
"151546"
] | [
"It's a covered call. When I want to create a covered call position, I don't need to wait before the stock transaction settles. I enter it as one trade, and they settle at different times."
] |
7222 | Is there a list of OTC stocks being added to the major exchanges? | [
"99472",
"539552"
] | [
"\"Check your broker's IPO list. Adding a new stock to a stock exchange is called \"\"Initial Public Offering\"\" (IPO), and most brokers have a list of upcoming IPO's in which their clients can participate.\"",
"Reuters has a service you can subscribe to that will give you lots of Financial information that is n... |
7223 | Which forex brokerage should I choose if I want to fund my account with over a million dollars? | [
"25487",
"19367"
] | [
"Oanda.com is a very respectable broker. They don't offer ridiculous leverage options of 200 to 1 that prove the downfall of people starting out in Forex. When I used them a few years back, they had good customer service and some nice charting tools.",
"With your experience, I think you'd agree that trading over ... |
7224 | What does it mean when someone says “FTSE closed at xxx today” | [
"361884",
"274156"
] | [
"FTSE is an index catering to the London stock exchange. It is a Capitalization-Weighted Index of 100 companies listed on the London Stock Exchange with the highest market capitalization . When somebody says FTSE closed at 6440, it basically means at the end of the day, the index calculated using the day end mark... |
7225 | Bid-ask price Question | [
"414172"
] | [
"(12 * 100) * 1.01 = 1212 Assuming the $12 ask can absorb your whole 100 share order."
] |
7226 | Is it legal to not get a 1099-b until March 15? | [
"355679",
"335833"
] | [
"\"If one looks at the \"\"Guide to Information Returns\"\" in the Form 1099 General Instructions (the instructions that the IRS provides to companies on how to fill out 1099 and other forms), it says that the 1099-B is due to recipient by February 15, with a footnote that says \"\"The due date is March 15 for repo... |
7228 | Market index analysis and techniques | [
"112701"
] | [
"Volume and prices are affected together by how folks feel about the stock; there is no direct relationship between them. There are no simple analysis techniques that work. Some would argue strongly that there are few complex analysis techniques that work either, and that for anyone but full-time professionals. An... |
7229 | Can a Company which is listed at OTC and TSX considered to be serious? | [
"390779"
] | [
"\"The assumption that companies listed OTC are not serious is far from the truth. Many companies on the OTC are just starting off there because they don't meet the requirements to be listed on the NASDAQ or NYSE. Major stock exchanges like the NASDAQ and the NYSE only want the best companies to trade on their exch... |
723 | How do the wealthy pay for things? | [
"261016",
"561123",
"114643"
] | [
"\"This is second hand information as I am not a millionaire, but I work with such people everyday and have an understanding of how they handle cash: The wealthy people don't. Simple. Definitely not if they don't have to. Cash is a tool to them that they use only if they get benefit of it being a cash transaction (... |
7231 | Asset classes: Is a Guaranteed Investment Certificate (GIC) considered a bond? | [
"354803",
"522049"
] | [
"There is a third type of asset that a GIC falls into: Cash. So while it does share some characteristics of a bond, such as (often) having a fixed interest rate, and having the ability to ladder their maturities, they would generally be considered part of your Cash component of your portfolio.",
"\"Instead of \"\... |
7232 | Is it a bet on price fluctuations and against the house? | [
"278887"
] | [
"The answer depends on the specific instrument to which you are referring. It is possible to make straight bets that are cash-settled and in which the underlying commodity or instrument will never be bought or sold. It is also possible to have such a contract be settled in the underlying (if the cash value is appr... |
7234 | Are there any ETFs that follow the “Dogs of the Dow” allocation? | [
"293500"
] | [
"Google is your friend. If you buy me a beer, I might be as well. By the way DOD is the ticker. Dogs of the Dow ETF"
] |
7235 | Oil Price forcasting | [
"316444",
"154611",
"25850"
] | [
"The Oil futures are exactly that. They are people forecasting the price of oil at a point of time in the future where they are willing to buy oil at that price. That said, Do you have evidence of a correlation of Price of oil to the shares of oil stocks? Oil companies that are good investments are generally good... |
7236 | Value of put if underlying stays below strike? | [
"596203",
"488009"
] | [
"The value at expiration does not depend on the price path for a plain vanilla European or American option. At expiration, the value would simply be: max[K - S_T, 0], where: K is the strike price, and S_T is the underlying price at expiration.",
"$15 - $5 = $10 How did you possibly buy a put for less than the int... |
7239 | How can I find a list of self-select stocks & shares ISA providers? | [
"555506",
"308318",
"74554",
"80272",
"250038"
] | [
"I can't provide a list, but when I took out my Stocks and Shares, I extensively researched for a good, cheap, flexible option and I went with FoolShareDealing. I've found them to be good, and their online trading system works well. I hope that's still the case.",
"Try fool.co.uk for getting more information ab... |
724 | As an employer, how do I start a 401k or traditional IRA plan? | [
"178874",
"532839",
"289064"
] | [
"Here is a nice overview from Vanguard on some options for a small business owner to offer retirement accounts. https://investor.vanguard.com/what-we-offer/small-business/compare-plans I would look over the chart and decide which avenue is best for you and then call around to investment companies (Vanguard, Fidel... |
7240 | Related Hedges (How do they work?) | [
"581514"
] | [
"In this type of strategy profit is made when the shares go down as your main position is the short trade of the common stock. The convertible instruments will tend to move in about the same direction as the underlying (what it can be converted to) but less violently as they are traded less (lower volatility and lo... |
7241 | Why are taxes on actively managed funds higher than those on index funds? | [
"67616",
"90858"
] | [
"This depends on the particular index, of course. Capital gains taxes occur when stock is sold (for a profit). This occurs less frequently in an index fund: Where an active manager frequently buys and sells stocks (after all, he wants to be active :-) ), the index fund only sells stocks when the particular stock le... |
7242 | What is the purpose of a Share owner services? | [
"98828"
] | [
"\"Wells Fargo Shareowner Services main job is as a Transfer Agent and Dividend Paying Agent. They work on behalf of a company (say Acme Inc.) to keep track of who the shareowners are, their job is to constantly update the official record of who owns how many Acme shares. (Also, obviously, they pay out dividends). ... |
7244 | How does the wash sale rule work in this situation? | [
"358602"
] | [
"The way the wash sale works is your loss is added to your cost basis of the buy. So suppose your original cost basis is $10,000. You then sell the stock for $9,000 which accounts for your $1,000 loss. You then buy the stock again, say for $8,500, and sell it for $9,000. Since your loss of $1,000 is added to y... |
7245 | Is it worth it to buy TurboTax Premier over Deluxe if I sold investments in a taxable account? | [
"399631",
"124279",
"532660",
"404564"
] | [
"For tax year 2014, TurboTax Deluxe no longer supports Schedule D.* TurboTax Premier is required if you need to use Schedule D. Alternatively, H&R Block Tax Software Deluxe will handle Schedule D at a fraction of the cost of TurboTax Premier. Update: Beginning with tax year 2015, TurboTax has reversed their disast... |
7246 | How does an enlarged share base affect share price? | [
"388065"
] | [
"Most of the time when a stock splits to create more shares, it is done to bring the price per share down to a level that makes potential investors more comfortable. There are psychological reasons why some companies keep the price in the $30 to $60 range. Others like to have the price keep rising into the hundreds... |
7247 | Taxes on foreign and local dividends held in a TFSA | [
"459953"
] | [
"As far as I read in many articles, all earnings (capital gains and dividends) from Canadian stocks will be always tax-free. Right? There's no withholding tax, ie. a $100 dividend means you get $100. There's no withholding for capital gains in shares for anybody. You will still have to pay taxes on the amount... |
725 | Acquiring first office clothes | [
"89941",
"55598",
"430005"
] | [
"While in the interview stage you need one good outfit. Take care of them and they will see you through this stage of the process. Shoes, ties, shirt, and a suit can all be purchased on sale. The fact that you have months before graduation give you time to purchase them when there is a sale. Off-the-rack is good e... |
7251 | Bond ETFs as a means to achieve risk parity | [
"133093"
] | [
"How is it possible that long term treasury bonds, which the government has never defaulted on, can hold more risk as an ETF then the stock market index? The risk from long-term bonds isn't that the government defaults, but that interest rates go up before you get paid, so investors want bonds issued more recently ... |
7252 | Why adjust for inflation annually, as opposed to realising it after the holding period? | [
"35533"
] | [
"I would use neither method. Taking a short example first, with just three compounding periods, with interest rate 10%. The start value y0 is 1. So after three years the value is 1.331, the same as y0 (1 + 0.1)^3. Depreciating (like inflation) by 10% (to demonstrate) gets us back to y0 = 1 Appreciating and deprec... |
7253 | Why buy a vertical spread if I could instead buy a naked call? | [
"516790",
"527076",
"108849"
] | [
"\"Figured it out. Vertical spreads significantly reduce the amount of \"\"buying power\"\" on the account needed vs. buying / selling pure calls / puts. So even though the transaction fees may more double in some instances, it may be worth it in order to operate with pricier underlying instruments. Spreads are a... |
7255 | Does “cash in lieu of dividend” incur any tax consequences in an IRA? | [
"149696"
] | [
"In a (not Roth) IRA, withdrawals are generally already taxed as regular income. So there should be no tax disadvantage to earning payment in lieu of dividends. It's possible that there is an exception for IRAs but I was unable to find one and I cannot see the reason for one since the dividend tax rate is usually ... |
7256 | Why would I vote for an increase in the number of authorized shares? | [
"21189",
"537214",
"242850"
] | [
"\"I'll skip the \"\"authorizing....\"\" and go right to uses of new shares: Companies need stock as another liquid asset for a variety of purposes, and if not enough stock is available, then may be forced to the open market to acquire, either by exchanging cash or taking on debt to get the cash.\"",
"Why would I... |
7258 | Does dollar cost averaging apply when moving investments between fund families? | [
"406192",
"374284",
"72360"
] | [
"As mentioned by others, dollar cost averaging is just a fancy term for how many shares your individual purchases get when you are initially adding money to your investment accounts. Once the money is invested, annual or quarterly rebalancing serves the purpose of taking advantage of higher rates of growth in part... |
726 | How can I import customers and invoices from a previous year's Gnucash file? | [
"228083"
] | [
"There does not appear to be a way to export the customers and invoices nor a way to import them into another data file if you could export them. However, as said in the comments to your question, your question seems predicated upon the notion that it is 'best practice' to create a new data file each year. This is ... |
7260 | Is it possible to dispute a wash sale? | [
"285135"
] | [
"\"The IRS has been particularly vague about the \"\"substantially identical\"\" investment part of the wash rule. Many brokers, Schwab for instance, say that only identical CUSIPs (exactly the same ETF) matter for the wash rule in their internal calculations, but warn that the IRS might consider two ETFs over the... |
7261 | taxes, ordinary income, and adjusted cost basis for RSUs | [
"375517",
"238903"
] | [
"What happened is that they do not track (and report) your original cost basis for 1099-B purposes. That is because it is an RSU. Instead, they just reported gross proceeds ($5200) and $0 for everything else. On your Schedule D you adjust the basis to the correct one, and as a comment you add that it was reported o... |
7263 | Evaluating worth of ESPP (Startup) | [
"535605"
] | [
"You have a lot of different questions in your post - I am only responding to the request for how to value the ESPP. When valuing an ESPP, don't think about what you might sell the shares for in the future, think about what the market would charge you for that option today. In general, an option is worth much less ... |
7264 | Dollar-cost averaging: How often should one use it? What criteria to use when choosing stocks to apply it to? | [
"194030",
"464264",
"186538",
"135031"
] | [
"\"Why do people keep talking about 401K's at work? That is NOT dollar cost averaging. DCA refers to when you have a large sum of money. Do you invest it all at once or spread it out over several smaller purchases over a period of time? There really isn't a \"\"when\"\" should I use it. It is simply a matter o... |
7267 | 40 year old A and J makes 1M a year. What is the best investment to save on tax? | [
"160555"
] | [
"\"There is nothing legal you can do in the United States to avoid the tax burden of income earned as an employee other than offsetting it with pre-tax contributions (which it sounds like you're already doing), making charitable contributions, or incurring investment losses (which is cutting off your nose to spite ... |
7268 | Buying shares in a company after you quit | [
"370388",
"33515"
] | [
"\"US law dictates that you cannot buy / sell shares in a company you work for except during open trading windows. I understand lockout periods when you're in a company but what about after you quit? There's no such law. Trading lockouts are imposed by companies themselves to avoid the complexities of identifyi... |
7271 | Determine share price from S-1 for company that was bought before going public | [
"21786",
"10171"
] | [
"The value of a share depends on the value of the company, which involves a lot more than the value of its assets -- it requires making decisions about what you think will happen to the company in the future. That's inherently not something that can be reduced to a single formula, at least not unless you can figure... |
7272 | ESPP cost basis and taxes | [
"417295",
"31704"
] | [
"If the $882 is reported on W2 as your income then it is added to your taxable income on W2 and is taxed as salary. Your basis then becomes $5882. If it is not reported on your W2 - you need to add it yourself. Its salary income. If its not properly reported on W2 it may have some issues with FICA, so I suggest tal... |
7273 | How risky is it to keep my emergency fund in stocks? | [
"14989",
"424437",
"240818",
"352051",
"266373",
"156908",
"41271",
"15385"
] | [
"I know this is heresy but if you have funds for significantly more than 6 months of expenses (let's say 12 months), how risky would it be to put it all into stock index funds? Quite risky as if you do need to dip into it, how fast could you get the cash? Also, do you realize the tax implications when you do se... |
7277 | What does it mean for issuing corporations to “crank out expensive shares when markets are frothy … and issue debt when markets are cheap”? | [
"450132"
] | [
"crank out expensive shares when markets are frothy Corporations go public (sell their shares for the first time) in market conditions that have a lot of liquidity (a lot of people buying shares) and when they have to make the fewest concessions to appease an investing public. When people are greedy and looking to ... |
728 | Why does it take 3 days to do electronic transfers between banks? [duplicate] | [
"224259",
"97295"
] | [
"\"I was perplexed by this until a few days ago when it finally clicked in a meeting with our fraud and money laundering teams in work (I work on trading surveillance). Apparently fraud detection and prevention of money laundering are currently the biggest delayers when it comes to electronic transfer of funds, che... |
7280 | How are RSU's factored into Income during loan qualification? | [
"173729",
"394793"
] | [
"\"RSUs are not \"\"essentially cash\"\". \"\"R\"\" in the RSU stands for restricted. These awards have strings attached, and as long as the strings are attached - you don't really own the money. As such, most banks do not include RSUs in the income considerations. Some do, especially if they have a specific agreem... |
7282 | Covered Call Writing - What affects the price of the options? | [
"533132",
"372417",
"565150",
"161934"
] | [
"\"All else being equal, you should look for more volatile (riskier) stocks. Technically, it was all time value - the entire value of an \"\"out of the money\"\" option is time value. What's confusing is that time value is affected by numerous variables, only one of which is time. The reason volatility is the one... |
7284 | How do I find out the Earnings Per Share of a Coca Cola Co Share? | [
"133943",
"201706"
] | [
"\"You're missing a very important thing: YEAR END values in (U.S.) $ millions unless otherwise noted So 7098 is not $7,098. That would be a rather silly amount for Coca Cola to earn in a year don't you think? I mean, some companies might happen upon random small income amounts, but it seems pretty reasonable to ... |
7286 | Stochastic Oscillator for Financial Analysis | [
"251002",
"388980"
] | [
"When using the Stochastic Indicator your basic aim is to buy (go long) when the stochastic becomes oversold (goes below 20%) and then the %K line crosses above the %D line at a market low, and to sell (go short) when the stochastic becomes overbought (goes above 80%) and then the %K line crosses below the %D line ... |
7287 | Are mutual funds a good choice for a medium to low risk investment with a two year horizon? | [
"114520",
"361778"
] | [
"\"First, you don't state where you are and this is a rather global site. There are people from Canada, US, and many other countries here so \"\"mutual funds\"\" that mean one thing to you may be a bit different for someone in a foreign country for one point. Thanks for stating that point in a tag. Second, mutual... |
7289 | What does a contract's worth mean? | [
"21764",
"403381",
"28662"
] | [
"The amount stated is the total amount of money the customer will be paying to the company. How much profit that will translate into is dependent on the type of contract. Some types of contracts: Cost plus fixed fee: they are paid what it costs to complete the contract plus a fee on top of that. That fee represent... |
729 | Swiss-style Monetary Policy | [
"16670",
"121462"
] | [
"\"This is what is called \"\"weasel words\"\". They're trying to put some authority into their ad, but since they don't have any - they're putting meaningless words that sound important. Monetary policy is the state/central bank policy to control the supply of the available currency. Cannot think of a way to conne... |
7290 | How does shorting ETFs work? What are the costs and tax implications? | [
"550410"
] | [
"No, the expense ratio would be something you wouldn't be charged. If you bought shares of the ETF long, then the dividends are usually reduced by the expense ratio if you wanted to know where to find that charge in general. You would have to make up for any dividends the underlying stocks as part of general shorti... |
7292 | Should my retirement portfolio imitate my saving portfolio? | [
"541783",
"591313"
] | [
"One big pie chart. Traditional (pretax) 401(k) and IRA, Roth 401(k) and IRA, and non-tax favored accounts. All of these need to be viewed holistically, the non-favored money is where I'd keep cash/low return safe instruments, Roth IRA for highest growth.",
"Short Answer: Length of Time invested and risk should ... |
7296 | How do UK Gilts interest rates and repayments work? | [
"538278",
"289291"
] | [
"\"A title such as \"\"5% Treasury Gilt 2020\"\" expresses the nominal yield. In other words, 5% is the yield you will receive if you are able to buy the Gilt at the nominal (issue) price of GBP100. Of course, you will not be able to buy such a Gilt in today's market for the nominal price of GBP100. It will be tr... |
7297 | Why are american call options more valuable than european options ONLY if the underlying asset pays cash flows? | [
"358520"
] | [
"Really all you need to know is that American style can be exercised at any point, European options cannot be exercised early. Read on if you want more detail. The American style Call is worth more because it can be exercised at any point. And when the company pays a dividend, and your option is in the money, if t... |
7299 | When are stop market/limit orders visible on the open market? | [
"251596"
] | [
"From the non-authoritative Investopedia page: A stop-limit order will be executed at a specified price, or better, after a given stop price has been reached. Once the stop price is reached, the stop-limit order becomes a limit order to buy or sell at the limit price or better. So once the stop price has been breac... |
730 | Why does capital gains tax apply to long term stock holdings? | [
"11311",
"575527",
"129473",
"587187"
] | [
"\"Why only long term investments? What do they care if I buy and sell shares in a company in the same year? Simple, your actually investing when you hold it for a long term. If you hold a stock for a week or a month there is very little that can happen to change the price, in a perfect market the value of a comp... |
7302 | How to diversify IRA portfolio given fund minimum investments and IRA contribution limits? | [
"330743",
"551122",
"219208"
] | [
"There are fund of funds,e.g. life cycle funds or target retirement funds, that could cover a lot of these with an initial investment that one could invest into for a few years and then after building up a balance large enough, then it may make sense to switch to having more control.",
"If you have other savings,... |
7303 | Which type of investments to keep inside RRSP? | [
"233871",
"370469"
] | [
"Everything else can be held inside or outside your registered account depending on your investment or tax needs",
"Milliondollarjourney.com has a couple of articles on this topic. How Investing Taxes Work part 1 and part 2. The following is a summary of that article. Capital gains and dividends are taxed at a pr... |
7304 | How do I track 401k rollovers in Quicken? | [
"294644",
"488996"
] | [
"When I did this I sold the stock out of my 401k account. Then transferred the cash to my rollover IRA account. No tax event was created for me. Make sure your rollover IRA account is listed as tax deferred. If this still doesn't work for you then it could be a bug in Quicken and your best bet is the Quicken fo... |
7305 | Why doesn't a mutual fund in my 401(k) have a ticker symbol? | [
"397445"
] | [
"\"That share class may not have a ticker symbol though \"\"Black Rock MSCI ACWI ex-US Index\"\" does have a ticker for \"\"Investor A\"\" shares that is BDOAX. Some funds will have multiple share classes that is a way to have fees be applied in various ways. Mutual fund classes would be the SEC document about th... |
7306 | Looking for suggestions for relatively safe instruments if another crash were to happen | [
"470758",
"309326"
] | [
"\"One approach is to invest in \"\"allocation\"\" mutual funds that use various methods to vary their asset allocation. Some examples (these are not recommendations; just to show you what I am talking about): A good way to identify a useful allocation fund is to look at the \"\"R-squared\"\" (correlation) with ind... |
7307 | Does Degiro charge per order or per transaction? | [
"281256"
] | [
"An order is not a transaction. It is a request to make a transaction. If the transaction never occurs (e.g. because you cancel the order), then no fees should be charged. will I get the stamp duty back (the 0.5% tax I paid on the shares purchase) when I sell the shares? I'm not a UK tax expert, but accorging to ... |
7308 | 30-year-old saved $30,000: what should I do with it? | [
"255902"
] | [
"\"First, two preliminaries, to address good points people made in comments. As AbraCadaver noted, before you move your $30k to something that might lose money, make sure you have enough cash to serve as an emergency fund in case you lose your income. Especially remember that big stock market crashes often go hand-... |
7309 | Why do passive ETFs require so much trading (and incur costs)? | [
"70194"
] | [
"Now, if I'm not mistaken, tracking a value-weighted index is extremely easy - just buy the shares in the exact amount they are in the index and wait. Yes in theory. In practise this is difficult. Most funds that track S&P do it on sample basis. This is to maintain the fund size. Although I don't have / know the ex... |
731 | Self Assessment UK - Goods and services for your own use | [
"521411",
"569455"
] | [
"The problem with your profession is that it is hard to distinguish those activities as 'services rendered' or just a 'pastime hobby'. If you believe that both of those activities constitutes a 'service rendered in a professional capacity', then you should include it into the 'Goods and services for your own use' f... |
7310 | Buying under my bid price | [
"102026"
] | [
"It definitely depends on the exchange you are trading on. I'm not familiar with Scottrade, but a standard practice is to fulfill limit orders in the order they are placed. Most of the time, you wouldn't see stocks trade significantly under your bid price, but since penny stocks are very volatile, it's more likel... |
7312 | Going long vs short, mechanisms involved | [
"428746"
] | [
"My instinct says that there should be no difference. Your instincts are right. Your understanding of math is not so much. You sold $100K at the current price of 7500000RUB, but ended up buying at 3500000, you earned 3500000RUB. That's 100% in USD (50% in RUB). You bought 7500000RUB for the current price of $100K, ... |
7313 | What is the standard deviation and mean return of oil? | [
"379140",
"117451"
] | [
"Oil as a commodity or investing in oil companies as a stock? As a commodity, I'd recommend none. The article Commodities – They Have (Almost) No Place in Your Portfolio and The Case Against Commodities explain why commodities are not good investments.",
"Your question is a moving target. And my answer will be s... |
7314 | Is selling only shares you bought with margin on a margin/unsettled cash purchase free ride? | [
"282499",
"54394"
] | [
"I'm not 100% sure, but I don't think it would be considered a free ride. The idea of a free ride is that you are engaging in a transaction when you do not actually have the money available to cover it, since the broker is technically giving you a 3 day loan whenever you purchase your stock (3 day rule to settle.) ... |
7315 | Is there a way to create a limit order with both an upper and lower limit | [
"59638",
"591534"
] | [
"\"Yes there is, it is called a One-Cancels-the-Other Order (OCO). Investopedia defines a OCO order as: Definition of 'One-Cancels-the-Other Order - OCO' A pair of orders stipulating that if one order is executed, then the other order is automatically canceled. A one-cancels-the-other order (OCO) combines a sto... |
7316 | Ideas for patenting/selling a trading strategy | [
"251893"
] | [
"If you have a great technical trading system that gets you winning trading 80-85% of the time in backtesting, the question should be why are you not trading it? To get a better idea of how good your trading system is you should work out your expectancy per trade. This will tell you how much you should make on aver... |
7317 | Feasibility of using long term pattern on short term investments | [
"105437",
"420991",
"221277"
] | [
"\"When structures recur at different scales, they're called \"\"fractals\"\", and there is something called the \"\"fractal markets hypothesis\"\" which attempts to analyse stock market movements as fractals and in terms of (related) chaos theory. Whether you can profit from it I have no idea. If it was easy, eve... |
7318 | Technical Analysis: the concepts of overbought / oversold don't make sense | [
"260085",
"50002",
"185278"
] | [
"\"Some technical indicators (e.g. Williams %R) indicate whether the market is overbought or oversold. ... Every time a stock or commodity is bought, it is also sold. And vice versa. So how can anything ever be over-bought or over-sold? But I'm sure I'm missing something. What is it? You're thinking of this as a ... |
7319 | When can we exercice an option? | [
"541928",
"333408",
"33394"
] | [
"American options (like those on ADBE) can be exercised by the holder anytime before expiration. They will be exercised automatically at expiration if they are in the money. However, if there is still time before expiration (as in this case), and they are not extremely in the money, there is probably extrinsic valu... |
732 | Early Retirement Options (UK) | [
"341508",
"447967"
] | [
"It's highly unlikely that you will be able to achieve 8% and would consider myself lucky to get 4% in the current interest rate environment. You might want to read some reviews of peer-to-peer lending and even try it out some yourself. Give yourself something like 2000 Euros/Dollars and a year. If you truly nee... |
7320 | Capital Gains and Tax Brackets | [
"18131"
] | [
"It will definitely be added to your AGI, but not necessarily bump your ordinary income tax bracket. You will have to use the Capital Gains Computation worksheet (that uses the general Tax Computation Worksheet) to figure out your tax liability. You might also be subject to the AMT. See the instructions to form 104... |
7321 | In a reverse split, what happens to odd lots? | [
"293724",
"513620"
] | [
"Usually five shares and some cash.",
"There are two reasons to do a reverse split. Those partial shares will then be turned into cash and returned to the investors. For large institutional investors such as mutual funds or pension funds it results in only a small amount of cash because the fund has merged all t... |
7322 | How do I find a good mutual fund to invest 5K in with a moderately high amount of risk? | [
"311527",
"436120",
"215049"
] | [
"Just find a low cost S&P 500 index fund, and spend your time reading The Great Mutual Fund Trap instead of wasting your time and money picking actively managed funds.",
"\"The \"\"Money 70\"\" is a fine list: http://money.cnn.com/magazines/moneymag/bestfunds/index.html Money magazine is usually more reasonable t... |
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