question_id stringlengths 1 5 | question stringlengths 14 158 | pos_item_ids listlengths 1 23 | pos_item_contents listlengths 1 23 |
|---|---|---|---|
7585 | What makes an actual share valuable? [duplicate] | [
"30464"
] | [
"\"What benefit do I get from buying a share The value of any financial asset is its ability to generate cash in the future, and thus the \"\"value\"\" of a share is heavily influenced by the dividends it pays and the equity value. The equity value can be calculated different ways. Two common ways are to just take... |
7586 | Investment options in Australia | [
"324244"
] | [
"It depends on the exact level of risk that you want, but if you want to keep your risk close to zero you're pretty much stuck with the banks (and those rates don't look to be going up any time soon). If you're willing to accept a little more risk, you can invest in some index tracking ETFs instead, with the main p... |
7588 | Newbie question - Brokerage and selling shares | [
"266725",
"196427"
] | [
"\"And to answer your other questions about fees, there are a number of sites that compare brokers' fees, Google \"\"broker fee comparison\"\". I like the Motley Fool, although there are a lot of others. However, don't go just by the comparison sites, because they can be out-of-date and usually just have the basic ... |
7589 | Emulating a 'long straddle' without buying or selling Options? | [
"47827",
"350925",
"207496"
] | [
"Based on what you wrote, you would be better off with no position to start, and then enter a buy stop 10% above the market, and a sell stop 10% below the market, both to open positions depending on which way the market moves. If the market doesn't move that 10%, you stay flat. However, a long option straddle posit... |
759 | Child is on the way, invest for college and car fund options - opinions | [
"107136"
] | [
"Look at your options with a 529 program. If the money is used for education expenses: that currently includes tuition, room & board (even if living off campus), books, transportation; it grows tax free. Earnings are not subject to federal tax and generally not subject to state tax when used for the qualified edu... |
7593 | Fund or ETF that simulates the investment goals of an options “straddle” strategy? | [
"272325",
"564037",
"410035"
] | [
"I am not aware of a single instrument that encapsulates what you are after; but the components do exist. At least in Canada, there are many Options traded on the Montreal Exchange that are based on Toronto ETFs. All the standard TSX ETFs are represented, as well as some of the more exotic. With a regular investm... |
7597 | Options “Collar” strategy vs regular Profit/Loss stops | [
"480881",
"121334"
] | [
"There are a few differences:",
"consider capital requirements and risk timeframes. With options, the capital requirements are far smaller than owning the underlying securities with stops. Options also allow one to constrain risk to a timeframe of ones own choosing (the expiration date of the contract). If you ow... |
7598 | How does the purchase of shares on the secondary market benefit the issuing company? | [
"332323",
"26203"
] | [
"Stock trading (as opposed to IPO) doesn't directly benefit the company. But it affects their ability to raise additional funds; if they're valued higher, they don't need to sell as many shares to raise a given amount of money. And the stockholders are part owners of the company; their votes in annual corporate me... |
7599 | Put Option Pricing | [
"484009"
] | [
"Standard options are contracts for 100 shares. If the option is for $0.75/share and you are buying the contract for 100 shares the price would be $75 plus commission. Some brokers have mini options available which is a contract for 10 shares. I don't know if all brokers offer this option and it is not available on... |
76 | How to report house used for 100% business? | [
"375357"
] | [
"As DJClayworth said, be very careful with this one! The property is a residence, not a business location. Given that, it is almost a certainty that the IRS is not going to let you claim 100% of the expenses for the home as a business expense, even if nobody's actually living there. You may get away with doing... |
760 | If I were to get audited, what would I need? | [
"203155"
] | [
"While IANAL (tax or otherwise), I have always found that keeping original receipts is the only way to go. While anything can, at some level, be forged or faked, a photo is one more step removed from the original. A mere listing on a web site isn't much proof of anything. Keep your originals for a suggested seven ... |
7600 | Why is day trading considered riskier than long-term trading? | [
"209067",
"161254",
"588377",
"78448",
"408918",
"162420",
"273866",
"554910",
"558466",
"364642",
"357583",
"72446"
] | [
"Over a period of time greater than 10 years (keep in mind, 2000-2009 ten year period fails, so I am talking longer) the market, as measured by the S&P 500, was positive. Long term, averaging more than 10%/yr. At a 1 year horizon, the success is 67 or so percent. It's mostly for this reason that those asking about... |
7601 | Calculating the profit earned from a leveraged futures contract | [
"273789"
] | [
"I'm not entirely sure about some of the details in your question, since I think you meant to use $10,000 as the value of the futures contract and $3 as the value of the underlying stock. Those numbers would make more sense. That being said, I can give you a simple example of how to calculate the profit and loss fr... |
7602 | How do I find the value of British Energy Nuclear Power Notes? | [
"263795"
] | [
"\"This BBC article says that nuclear power notes came about when the French energy company EDF purchased British Energy in 2008: The note changes in value with wholesale energy prices and power output levels from British Energy's existing nuclear stations. EDF Energy's website describes these notes under the secti... |
7603 | Start Investing - France | [
"231195",
"399584",
"514454"
] | [
"I am not interested in watching stock exchange rates all day long. I just want to place it somewhere and let it grow Your intuition is spot on! To buy & hold is the sensible thing to do. There is no need to constantly monitor the stock market. To invest successfully you only need some basic pointers. People make ... |
7604 | Does Vanguard grant admiral shares only on a per-account basis? | [
"236006"
] | [
"Yes, each of Vanguard's mutual funds looks only at its own shares when deciding to upgrade/downgrade the shares to/from Admiral status. To the best of my knowledge, if you hold a fund in an IRA as well as a separate investment, the shares are not totaled in deciding whether or not the shares are accorded Admiral ... |
7605 | Historic prices for currencies, commodities, | [
"285698"
] | [
"My guess it's a legal agreement between Yahoo and data provider on what data can be stored, displayed and for how long. Check out this list of data providers"
] |
7607 | Low risk withdrawal from market. Is there a converse to dollar-cost-averaging? | [
"377117"
] | [
"When you are a certain age you will be able to tap into your retirement accounts, or start receiving pension and social security funds. In addition you may be faced with required minimum distributions from these accounts. But even before you get to those points you will generally shift the focus of new funds into... |
7608 | Is losing money in my 401K normal? | [
"273416",
"130941",
"247614",
"126151",
"28720"
] | [
"Depends on how the money is invested within the 401k... but in general, prices move both up and down with a long-tem bias toward up. Think of it this way: with fund shares priced lower now, you are getting shares cheaper than when you entered the plan. So this dip is actually working in your favor, as long as you... |
761 | Getting a mortgage while self-employed | [
"134941"
] | [
"Would it be worth legitimizing his business or is it too late at this point? To be blunt, you're asking if we recommend that he stop breaking the law. The answer is obviously yes, he should be declaring his income. And it would probably benefit him to get on the same page as his employer (or client) so they can bo... |
7610 | What's a good way to find someone locally to help me with my investments? | [
"260060",
"568130",
"279106"
] | [
"Dave Ramsey has a list of ELPs (Endorsed Local Providers) of which I've only heard good things. You can request an investment ELP here.",
"I would start by talking to a Fee-Only Financial Planner to make sure the portfolio fits with your goals. You can find a list here: http://www.napfa.org/",
"I strongly su... |
7612 | Where to park money while saving for a car | [
"376148",
"425479",
"219161",
"569484"
] | [
"Bond aren't necessarily any safer than the stock market. Ultimately, there is no such thing as a low risk mutual fund. You want something that will allow you get at your money relatively quickly. In other words, CDs (since you you can pick a definite time period for your money to be tied up), money market account... |
7613 | How does one determine the width of a candlestick bar? | [
"220110",
"112179",
"15504"
] | [
"Very common question. There is no any rule of thumb. This solely depends on your trading strategy. I will share my own experience. My day starts with the daily chart, if I have a signal, either I open my position or I check 30 minute chart to make sure that it won't go too much against my trade. and I open my posi... |
7614 | Is investing in financial markets a gamble? | [
"285945"
] | [
"I read about the 90-90-90 rule aka 90% of the people lose 90% of the money in 90 days. Anything that happens in 90 days or less is speculation (effectively gambling), not investment. And the 90-90-90 thing sounds around right for inexperienced amateurs going up against professionals in that space. I don't know an... |
7615 | Investing in dividend-yielding stocks with money borrowed from margin account? | [
"333050",
"70389",
"33562",
"244754",
"315212"
] | [
"\"My gut is to say that any time there seems to be easy money to be made, the opportunity would fade as everyone jumped on it. Let me ask you - why do you think these stocks are priced to yield 7-9%? The DVY yields 3.41% as of Aug 30,'12. The high yielding stocks you discovered may very well be hidden gems. Or th... |
7616 | I have a loan with a 6.5% interest rate. Should I divert money into my 401(k) instead of prepaying? | [
"422142",
"264228"
] | [
"The long term growth is not 6.5%, it's 10% give or take. But, that return comes with risk. A standard deviation of 14%. Does the 401(k) have a match? And are you getting the full match? If no match, or you already top it off, the 6.5% is a rate that I'd be happy to get on my money. So, I would pay it off faster. ... |
7617 | How to decide on split between large/mid/small cap on 401(k) and how often rebalance | [
"331492",
"34241",
"399738",
"356202",
"579319"
] | [
"I really like keshlam's answer. Your age is also a consideration. If you make your own target fund by matching the allocations of whatever Vanguard offers, I'd suggest re-balancing every year or every other year. But if you're just going to match the allocations of their target fund, you might as well just invest ... |
7618 | How does a preferred share “Annual Concurrent Retraction Privilege” work? | [
"565736"
] | [
"\"A retraction privilege is a right extended to the shareholder that allows such shareholder to demand repayment of the principal. If one exercises the right to retract, the shares are exchanged for principal plus a sweetener and/or less a penalty. The requirement to provided matched shares means that the shares p... |
7619 | Historical company performance data | [
"223477",
"202329",
"537111",
"597687"
] | [
"\"For free, 5 years is somewhat available, and 10 years is available to a limited extent on money.msn.com. Some are calculated for you. Gurufocus is also a treasure trove of value statistics that do in fact reach back 10 years. From the Gurufocus site, the historical P/E can be calculated by dividing their figure ... |
762 | Tax liability in US for LLC's owned by an Indian Citzen | [
"131483",
"71338"
] | [
"The LLC will not be liable for anything, it is disregarded for tax purposes. If you're doing any work while in the US, or you (or your spouse) are a green card holder or a US citizen - then you (not the LLC) may be liable, may be required to file, pay, etc. Unless you're employing someone, or have more than one me... |
7621 | Can stockholders choose NOT to elect a board of directors? | [
"90893"
] | [
"Under Sarbanes–Oxley, no. There are specific responsibilities vested in the board members. Without a CEO and a CFO, the quarterly financial reports cannot be signed off. Many countries have similar responsibilities for board members, and by the same reasoning therefore a need for board members."
] |
7625 | Does SIPC protect securities purchased in foreign exchanges? | [
"468148",
"55443"
] | [
"I'll give it a shot, even though you don't seem to be responding to my comment. SIPC insures against fraud or abuse of its members. If you purchased a stock through a SIPC member broker and it was held in trust by a SIPC member, you're covered by its protection. Where you purchased the stock - doesn't matter. Ther... |
7626 | How to buy stuff (stocks?) in IRA account? What else? | [
"151042"
] | [
"You can buy stocks in the IRA, similarly to your regular investment account. Generally, when you open an account with a retail provider like TDAmeritrade, all the options available for you on that account are allowable. Keep in mind that you cannot just deposit money to IRA. There's a limit on how much you can dep... |
7627 | Distribution vs withdrawal for an investment account | [
"110343"
] | [
"A mutual fund makes distributions of its dividends and capital gains, usually once a year, or seminanually or quarterly or monthly etc; it does not distribute any capital losses to its shareholders but holds them for offsetting capital gains in future years, (cf, this answer of mine to a different question). A sto... |
7629 | Price of a call option | [
"559417",
"352130"
] | [
"When I log in to Schwab to look at these options it tells me there's only Adjusted Options available on these terms: Adjusted Options: Multiplier: 100; Deliverable: 15 PTIE; Cash: ---- It does confirm your July Call quote price of $0.05 because the contract, though priced for 100 shares, will only deliver 15 sha... |
763 | What can I expect to pay when meeting my first financial planner? | [
"32385",
"260045"
] | [
"My suggestion would be to ask the planner as an initial question as there could be a couple possible explanations for a free meeting: Initial consultation - Within some industries there will be that first meeting which is free to see how well do two people work together. In Canada there are some lawyers that will... |
7632 | Should I sell my stocks to put a down payment on a house before it becomes a long term investment? | [
"116017"
] | [
"In the United States Short-term capital gains are taxed at rates similar to regular income which is 25% if you make less than $91,000 and 28% if you make more than that but less than $190,000. If you make more than $190,000 then the rate is 33%. If you hold the stock for a year or more than the tax rate is 15%, un... |
7634 | Is there a way to take advantage of nice numbers? | [
"63044"
] | [
"You'd need millions of dollars to trade the number of shares it would take to profit from these penny variations. What you bring up here is the way high frequency firms front-run trades and profit on these pennies. Say you have a trade commission of $5. Every time you buy you pay $5, every time you sell you pay ... |
7635 | Risk to Reward Ratio Calculation | [
"538580"
] | [
"If you plan to take profit at $1.00 then your profit will be $40. Then, if you set your stop at $0.88 then your loss if you get stopped will be $20. So your Reward : Risk = 2:1. Note, that this does not take into account brokerage in and out and any slippage from the price gapping past your stop loss."
] |
7636 | Are binary options really part of trading? | [
"206765",
"576632",
"148263"
] | [
"\"you bet that a quote/currency/stock market/anything will rise or fall within a period of time. ... So, what is the relationship with trading ? I see no trading at all since I don't buy or sell quotes. So, if you just wander in and say \"\"oh, hey, look, a bunch of options, i'm going to play games and have excite... |
7639 | Trading when you work for a market participant | [
"129025",
"222783"
] | [
"Ask someone in Human Resources. I seriously doubt you are the first person to ask this question for their company and they should be more than happy to help.",
"There is normally a policy at the organisation that would restrict trades or allow trades under certain conditions. This would be in accordance with the... |
764 | How to systematically find sideways stocks? | [
"200210"
] | [
"You can likely use bollinger band values to programmatically recognize sideways trending stocks. Bollinger band averages expand during periods of volatility and then converge on the matched prices the longer there is little volatility in the asset prices. Also, look at the bollinger band formula to see if you can ... |
7640 | What happens when a company stops trading? (pink sheets) | [
"350095"
] | [
"\"What will happen if the stock price just continues to decline? Nothing. What would happen if folks just stop trading it? Nothing. What if the company goes private? Then they will have to buy you out based on some agreed upon price, as voted by the board and (potentially) approved by the shareholders. Depending ... |
7641 | Do tax-exempt bond fund earnings need to be reported on taxes? | [
"209879",
"300367"
] | [
"At the end of the year, the mutual fund company sends you a statement like any other investment and it has a bunch of boxes that you copy into your tax return software. Then you just check the box that says 'tax-exempt' and you're done.",
"Tax-exempt interest (and dividends attributable to tax-exempt interest) ... |
7642 | College student lacking investment experience: How to begin investing money? | [
"149367"
] | [
"\"If you have wage income that is reported on a W2 form, you can contribute the maximum of your wages, what you can afford, or $5500 in a Roth IRA. One advantage of this is that the nominal amounts you contribute can always be removed without tax consequences, so a Roth IRA can be a deep emergency fund (i.e., if... |
7643 | Are mutual funds safe from defaults? | [
"63848",
"563324",
"322645"
] | [
"The only way for a mutual fund to default is if it inflated the NAV. I.e.: it reports that its investments worth more than they really are. Then, in case of a run on the fund, it may end up defaulting since it won't have the money to redeem shares at the NAV it published. When does it happen? When the fund is mism... |
7644 | How does the spread on an orderbook affect shorting? | [
"412223",
"294522"
] | [
"A bid is an offer to buy something on an order book, so for example you may post an offer to buy one share, at $5. An ask is an offer to sell something on an order book, at a set price. For example you may post an offer to sell shares at $6. A trade happens when there are bids/asks that overlap each other, or are ... |
7645 | How long do you have to live somewhere to be a resident for tax purposes? | [
"60281",
"419953"
] | [
"It's not so much about time but about intent. If your intent is to move there permanently, it would be when you arrive in the state for the purposes of living there (i.e. not from a while before that when you went to check a place out or for an interview). I believe that most (if not all) states expect you to ge... |
7646 | Should one only pursue a growth investing approach for Roth IRAs | [
"271949",
"290182",
"484823"
] | [
"What asset allocation is right for you (at the most basic the percentage if stocks vs bonds; at the advanced level, percentage of growth vs value, international vs domestic etc) is a function of your age, retirement goals, income stability and employment prospects until retirement. Roth IRA is orthogonal to this.... |
7648 | Insider Trading? | [
"543103",
"336667"
] | [
"I am a flight attendant on a private jet and I hear a bank CEO discussing a merger or a buyout. I proceed to purchase that stock before the announcement. The CEO did not tell me to buy it, I just overheard him. If you are a flight attendant on a private jet that is operated by one of the principals, probably... |
7649 | Where can I find a definition of psychological barriers with respect to marketable securities? | [
"477296",
"565513",
"236321"
] | [
"GuruFocus has an excellent summary of psychological barriers in the markets: http://www.gurufocus.com/news.php?id=88451",
"I will teach you to be rich blog is all about psychological barriers and behavioural change.",
"\"I think \"\"Psychological Pricing\"\" is a similar phenomenon to what you are looking for... |
765 | Who Can I Hire To Calculate the Value of An Estate? | [
"385301"
] | [
"\"Generally, it would be an accountant. Specifically in the case of very \"\"private\"\" (or unorganized, which is even worse) person - forensic accountant. Since there's no will - it will probably require a lawyer as well to gain access to all the accounts the accountant discovers. I would start with a good estat... |
7651 | How best to grow my small amount of money starting at a young age? [duplicate] | [
"388252",
"138102",
"167438",
"474714"
] | [
"\"(Congrats on earning/saving $3K and not wanting to blow it all on immediate gratification!) I currently have it invested in sector mutual funds but with the rise and fall of the stock market, is this really the best way to prepare long-term? Long-term? Yes! However... four years is not long term. It is, in fac... |
7655 | Can everyday people profit from unexpected world events? | [
"241059",
"483488",
"276950"
] | [
"\"NASDAQ has Pre and After market : NASDAQ Trading Schedule Regular Trading Session Schedule The NASDAQ Stock Market Trading Sessions (Eastern Time) Pre-Market Trading Hours from 4:00 a.m. to 9:30 a.m. Market Hours from 9:30 a.m. to 4:00 p.m. After-Market Hours from 4:00 p.m. to 8:00 p.m. Quote and order-e... |
7656 | How do I build wealth? | [
"161068",
"313186",
"159952",
"82304",
"296799",
"229110"
] | [
"Another possibility is that a lot of it is bought using borrowed money. Especially if much of your own money is in the stock market, it may be beneficial to take out a loan to buy something compared to selling other assets to raise the same amount of cash. Even going by the likely relatively conservative £200K/yea... |
7658 | Are RSUs ever taxed as long term capital gains? | [
"223070",
"171072"
] | [
"Yes. You incur income tax on the RSU on they date they vest. At this point you own the actual shares and you can decide to sell them or to hold them. If you hold them for the required period, and sell them later, the difference between your price at vesting and the sales price would be taxed as long term capital g... |
7659 | Why can't I open multiple sell orders? | [
"438317"
] | [
"From the message you report, it sounds like you are trying to sell the same shares twice, you have two open sell orders for the same shares. Either you have accidentally entered two sell orders, or the web site is having a technical problem. I'm not a customer of Fidelity so I can't say what their web site looks l... |
7660 | trailing stop loss in slow price decline | [
"215878"
] | [
"The price doesn't have to drop 5% in one go to activate your order. The trailing aspect simply means your sell trigger price will increase if the current value increases (it will never decrease)."
] |
7661 | How will interest rate changes affect my government bonds ETF? | [
"401952"
] | [
"\"In general, yes. If interest rates go higher, then any existing fixed-rate bonds - and hence ETFs holding those bonds - become less valuable. The further each bond is from maturity, the larger the impact. As you suggest, once the bonds do mature, the fund can replace them at a market price, so the effect tails o... |
7663 | What are the tax implications on selling the Share ISA portfolio? | [
"176123"
] | [
"Assets held within an ISA or New ISA are completely free of CGT, so you won't have to pay either income tax or capital gains tax."
] |
7666 | Where or how can I model historical market purchases | [
"240086",
"299016"
] | [
"Robert Shiller has an on-line page with links to download some historical data that may be what you want here. Center for the Research in Security Prices would be my suggestion for another resource here.",
"This site should help you to accomplish what you are looking for: https://www.quantopian.com"
] |
7667 | Social Trading Platforms Basically Front Running? | [
"162618"
] | [
"I don't think you can really classify it as front running. Technically, the only information, that the alleged front runner in this case has over the followers is the knowledge of the trade itself. Knowledge of the trade may indeed be share price sensitive information (for some high volume traders or those respect... |
7669 | Can we buy and sell stocks without worrying about settlement period | [
"271920"
] | [
"\"In the United States, regulation of broker dealer credit is dictated by Regulation T, that for a non-margin account, 100% of a trade must be funded. FINRA has supplemented that regulation with an anti-\"\"free rider\"\" rule, Rule 4210(f)(9), which reads No member shall permit a customer (other than a broker-dea... |
767 | Is it ok to just report to 1 credit bureau instead of all 3 | [
"590080"
] | [
"The reason you would want to report to all three is because lenders don't usually query all three. Thus, it may be that your negative mark will be missed by a future lender because that lender didn't query the agency you chose to report to. Generally, it is cheaper to report to more agencies than to query more age... |
7670 | Stocks given by company vest if I quit? | [
"575741",
"376314"
] | [
"\"You were probably not given stock, but stock options. Those options have a strike price and you can do some more research on them if needed. Lets assume that you were given 5K shares at a strike of 20, and they vest 20% per year. Assume the same thing in your second year and you are going to leave in year thr... |
7671 | Change In Cash and Cash Equivalents (cash flow) vs Cash And Cash Equivalents (balance sheet) | [
"393838"
] | [
"\"tl;dr It's a difference between cash and cash equivalents and net cash and cash equivalents. Download the 2016 annual report from http://www.diageo.com/en-us/investor/Pages/financialreports.aspx On page 99 is the Consolidated Statement of Cash Flows at the bottom is a section \"\"Net cash and cash equivalents c... |
7672 | What are the taxes for trading debt/equity in India? | [
"507276"
] | [
"\"Are these all of the taxes or is there any additional taxes over these? Turn-over tax is not for retail investors. Other taxes are paid by the broker as part of transaction and one need not worry too much about it. Is there any \"\"Income tax\"\" to be paid for shares bought/holding shares? No for just buying an... |
7673 | Comparing ETFs following the same index | [
"492212"
] | [
"The key two things to consider when looking at similar/identical ETFs is the typical (or 'indicative') spread, and the trading volume and size of the ETF. Just like regular stocks, thinly traded ETF's often have quite large spreads between buy and sell: in the 1.5-2%+ range in some cases. This is a huge drain if y... |
7675 | Can a broker refuse to place my limit-orders? | [
"230163"
] | [
"Ethereum trades are not subject to the same rules as securities are. Thats the primary flaw in your assessment. Yes, cryptocurrency is a free trading arena where you can actually take advantage of market inefficiencies yourself 24 hours a day, 7 days a week, at massive profits. The equity securities markets are no... |
7676 | Is this comparison of a 15-year vs. a 30-year mortgage reasonable? | [
"30808"
] | [
"\"I think your analysis is very clear, it's a sensible approach, and the numbers sound about right to me. A few other things you might want to think about: Tax In some jurisdictions you can deduct mortgage interest against your income tax. I see from your profile that you're in Texas, but I don't know the exact si... |
7679 | How do I do double-entry bookkeeping for separately-managed investment accounts? | [
"211414"
] | [
"\"For any accounts where you have a wish to keep track of dividends, gains and losses, etc., you will have to set up a an account to hold the separately listed securities. It looks like you already know how to do this. Here the trading accounts will help you, especially if you have Finance:Quote set up (to pull ... |
768 | Why do stocks track the price of Oil? | [
"102698"
] | [
"\"Anthony Russell - I agree with JohnFx. Petroleum is used in making many things such as asphalt, road oil, plastic, jet fuel, etc. It's also used in some forms of electricity generation, and some electric cars use gasoline as a backup form of energy, petrol is also used in electricity generation outside of cars. ... |
7682 | Buying shares- Stocks & Shares ISA, or Fund & Share account? | [
"69474"
] | [
"The main difference is that the ISA account like a Cash ISA shelters you from TAX - you don't have to worry about Capital Gains TAX. The other account is normal taxable account. With only £500 to invest you will be paying a high % in charges so... To start out I would look at some of the Investment Trust savings s... |
7683 | How to convince someone they're too risk averse or conservative with investments? | [
"235323",
"273960",
"298680",
"226727",
"526283"
] | [
"\"(Leaving aside the question of why should you try and convince him...) I don't know about a very convincing \"\"tl;dr\"\" online resource, but two books in particular convinced me that active management is generally foolish, but staying out of the markets is also foolish. They are: The Intelligent Asset Allocat... |
7685 | Where to park money low-risk on interactivebrokers account? | [
"551719",
"597261"
] | [
"\"The standard low-risk/gain very-short-term parking spot these days tends to be a money market account. However, you have only mentioned stock. For good balance, your portfolio should consider the bond market too. Consider adding a bond index fund to diversify the basic mix, taking up much of that 40%. This will... |
7686 | Would betting on fallen (blue chip) stocks be a good strategy? | [
"373034"
] | [
"\"You can't do this automatically; you want to understand whether the drop is from a short-term high. is likely to be a short-term low, or reflects an actual change in how folks expect the company to do in the future. Having said that, some people do favor a strategy which resembles this, betting on what are known... |
7687 | Pros/cons of replicating a “fund of funds” with its component funds in my IRA? | [
"271504",
"57070"
] | [
"In your entire question, the only time you mention that this is an investment inside an IRA is when you say Every quarter, six months, whatever Id have to rebalance my IRA while Vanguard would do this for the fund of funds without me needing to. Within an IRA, there are no tax implications to the rebalancing. But ... |
7688 | GAAP for items that you both sell and make? | [
"568197"
] | [
"\"First, please allow me to recommend that you do not try gimmickry when financials do give expected results. It's a sure path to disaster and illegality. The best route is to first check if accounts are being properly booked. If they are then there is most likely a problem with the business. Anything out of b... |
7689 | How can I compare the risk of different investing opportunities? | [
"176230",
"346735"
] | [
"Let us consider the risks in the investment opportunities: Now, what are the returns in each of the investment: What are the alternatives to these investments, then?",
"\"First of all, setting some basics: What is a sound way to measure the risk of each investment in order to compare them with each other ? There... |
769 | (Almost) no credit unions in New York City, why? | [
"413722",
"149258"
] | [
"There are 2 credit unions in the Metro NY area that are open to everyone: You might also want to check out aSmarterChoice.org to see if there are other credit union options based on where you live, work, worship & more.",
"I would have been tempted to dismiss your claim, but the data I found shows that you're co... |
7691 | Hypothetical: can taxes ever cause a net loss on otherwise-profitable stocks? | [
"207788",
"383287",
"395783"
] | [
"\"You have a sequence of questions here, so a sequence of answers: If you stopped at the point where you had multiple wins with a net profit of $72, then you would pay regular income tax on that $72. It's a short term capital gain, which does not get special tax treatment, and the fact that you made it on multiple... |
7692 | Does material nonpublic information cover knowledge of unannounced products? | [
"540533",
"130827"
] | [
"\"There's the question whether knowledge about unannounced products is actually \"\"material\"\" if everyone (the public) knows that something new will be released. If you work at Apple on the development of the iPhone 8, that's not material. If you worked at Apple and you knew that they stopped developing new pho... |
7694 | Covered call when stock position is at a loss | [
"105373",
"273612",
"481070",
"463254"
] | [
"It's unclear what you're asking. When I originally read your question, it seemed that you had closed out one options position and opened another. When I read your question the second time, it seemed that you were writing a second option while the first was still open. In the second case, you have one covered and o... |
7695 | Options for Cash only Buyout due to Company Merger | [
"131488"
] | [
"What are my options, if any, in how to deal with a buyout that forced me to sell, and accept cash only for my Florida USA company shares? Options are limited;"
] |
7697 | NYSE vs. Nasdaq - can I tell what exchange a ticker traded on, based solely on the ticker? | [
"339268",
"350191"
] | [
"\"You cannot determine this solely by the ticker length. However, there are some conventions that may help steer you there. Nasdaq has 2-4 base letters BATS has 4 base letters NYSE equity securities have 1-4 base letters. NYSE Mkt (formerly Amex) have 1-4 base letters. NYSE Arca has 4 base letters OTC has 4 base l... |
7699 | Dollar Cost Averaging (Or value averaging) vs Lot sizes, what am I missing? | [
"349668",
"506555"
] | [
"This is more than likely a thing about your financial institution and the exchanges where they trade shares. Some exchanges cannot/will not handle odd lot transactions. Most established brokerages have software and accounting systems that will deal in round lots with the exchanges, but can track your shares indivi... |
770 | The Intelligent Investor: Northern Pacific Railway example | [
"266672",
"522040",
"444747"
] | [
"Without reading the source, from your description it seems that the author believes that this particular company was undervalued in the marketplace. It seems that investors were blinded by a small dividend, without considering the actual value of the company they were owners of. Remember that a shareholder has the... |
7701 | What does it mean when Share price and volume sales aren't negatively correlated? | [
"320698"
] | [
"When stocks have a change in price it is because of a TRADE. To have a trade you have to have both a buyer and a seller. When the price of a security is going up there are an equal amount of shares being sold as being bought. When the price of a security is going down there are an equal amount of shares being bou... |
7704 | What exactly is the profit and loss of a portfolio? | [
"168006"
] | [
"When we 'delta-hedge', we make the value of a portfolio 0. No - you make the risk relative to some underlying 0. The portfolio does have a value, but if whatever underlying you're hedging against changes slightly the value of your portfolio should not change. But, what is the derivative of a portfolio? It's the... |
7706 | Determining amount of inflation between two dates | [
"303710"
] | [
"You want percent change between the two numbers listed under whatever heading you'll be using in the CPI. As an example, you'd probably want to use the All Items heading listed here on Page 4 of the August 2016 CPI tables as 240.853, and from August 2015 was listed as 238.316. Percent change is So 1.06% inflatio... |
7709 | Confirm Dividend Yield | [
"535659",
"591194"
] | [
"Is my math correct? The Math is correct, however Dividends don't work this way. The Yield is Post Facto. i.e. Given the dividend that is declared every quarter, once calculates the yield. The dividends are not fixed or guaranteed. These change from Quarter to Quarter or at times they are not given at all. The yiel... |
771 | Why is a home loan (mortgage) cheaper than gold loan? | [
"431438",
"558579"
] | [
"My doubt is whether Govt./Reserve Bank of India gives any explicit incentives to banks to offer cheaper home loans ? Currently NO. In the past Loan against GOLD was considered priority sector lending [Loans to poor and agriculture etc]. Every Bank need to lead around 25% to priority sector. Hence quite a few Banks... |
7710 | Understanding highly compensated employees within 401ks | [
"525645",
"250844"
] | [
"HCE is defined as being above 120k$ or in the top 20 % of the company. The exact cutoff point might be different for each company. Typically, only the base salary is considered for that, but it's the company's (and 401(k)-plan's) decision. The IRS does not require HCE treatment; the IRS requires that 401(k) plans ... |
7711 | Can I profit from anticipating a drop in value? | [
"140371",
"24563",
"397325"
] | [
"To expand on the comment made by @NateEldredge, you're looking to take a short position. A short position essentially functions as follows: Here's the rub: you have unlimited loss potential. Maybe you borrow a share and sell it at $10. Maybe in a month you still haven't closed the position and now the share is... |
7713 | Is there an investment account where I can owe taxes only if the net of capital gain and dividend payment is positive? | [
"402010",
"97842"
] | [
"No such account exists as capital gains aren't realized until holdings are sold. For example: OR Both scenarios would result in you owing the appropriate taxes on a $40 gain from the dividends. The $100 gain or $100 loss that isn't realized (you haven't sold the stock) isn't accounted for until the year of sale... |
7716 | How to handle two K-1 forms from same company? | [
"505761"
] | [
"Just type in the forms as they are, separately. That would be the easiest way both to enter the data without any mistakes, and ensure that everything matches properly with the IRS reports."
] |
7717 | merging transactions in 8949 | [
"562904"
] | [
"From the instructions: If you do not need to make any adjustments to the basis or type of gain or loss (short-term or long-term) reported to you on Form 1099-B (or substitute statement) or to your gain or loss for any transactions for which basis has been reported to the IRS (normally reported on Form 8949... |
7718 | Former public employer that we have options in just sold | [
"145108"
] | [
"The deal is expected to close sometime in Q4. The fluctuation though the day is just noise. The price will reflect a discount to the full takeover value, reflecting the risk of the deal falling through. Cashless exercise is a good idea if you don't wish to own any QVC shares."
] |
7719 | First 401K portfolio with high expense ratios - which funds to pick? (24yo) | [
"493578",
"598332",
"124042"
] | [
"\"If you're willing to do a little more work and bookkeeping than just putting money into the 401(k) I would recommend the following. I note that you said you chose some funds based on performance since the expense ratios are all high. I would recommend against chasing performance because active funds will almost ... |
772 | Is human interaction required to open a discount brokerage account? | [
"426713"
] | [
"You definitely do not need human interaction to open an account at Schwab. You just need to provide a social security number and US drivers license. See http://www.schwab.com/public/schwab/investing/accounts_products/accounts/brokerage_account You can do it online or through the mail. They usually have some questi... |
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