Subset (2)

fiqa_data · 6.65k rows

Split (3)

train · 5.5k rows

question_id stringlengths 1 5	question stringlengths 14 158	pos_item_ids listlengths 1 23	pos_item_contents listlengths 1 23
9017	Why is RSU tax basis based on remaining shares after shares are witheld?	[ "474467", "103437" ]	[ "You only got 75 shares, so your basis is the fair market value of the stock as of the grant date times the number of shares you got: $2075. Functionally, it's the same thing as if your employer did this: As such, the basis in that stock is $1,500 ($2075). The other 25 shares aren't yours and weren't ever yours,...
902	Determining the minimum dividend that should be paid from my S corporation	[ "458431" ]	[ "\"There are no dividends from S-Corp. There are distributions. Big difference. S-Corps fill form 1120S and schedule K-1 per shareholder. In the schedule all the income of your S-Corp will be assigned to various categories that you will later copy to your personal tax return as your personal income. It is not divid...
9020	Price graphs: why not percent change?	[ "112946", "42441", "528576" ]	[ "The actual price is represented on charts and not the change in price as a percentage, because it is the actual price which is used in all other parts of analysis (both technical and fundamental), and it is the actual figure the security is bought and sold at. A change in price has to be relative to a previous pri...
9021	Anticipating being offered stock options in a privately held company upon employment. What questions should I ask?	[ "502332", "117177", "39345" ]	[ "The company doesn't necessarily have to go public. They can also be worth money if the company is acquired. Also keep in mind that even if the company does eventually go public, your shares can essentially be wiped out by a round of pre-IPO funding that gives the company a low valuation. You could ask:", "I've h...
9023	Stock trading after a crash	[ "289989", "156398" ]	[ "If the stock has dropped from $10 to $2 and now is range trading between $2 and $3, and you were not able to sell your shares earlier, then I would no be holding on to them now. As soon as the price hit $3 sell them. After you have sold them and you noticed the stock still range trading one strategy you could appl...
9026	How to split stock earnings?	[ "420544", "197389", "64410" ]	[ "If he asked you to invest his money with certain objectives which resulted in you buying specific stocks for him with his money, then sell all the stocks which you bought with his money and the capital and profits to him. You may want to calculate the trading fees that you incurred while buying these specific stoc...
903	Can expenses for attending stockholders meetings be deducted in U.S. income taxes?	[ "208124" ]	[ "\"Nope, not deductible. It's true that some investment expenses are deductible, mainly as \"\"miscellaneous itemized expenses\"\", though only the amount that exceeds 2% of your adjusted gross income. But as explained in IRS Pub 550, which lays out the relevant rules: Stockholders' meetings. You cannot deduct t...
9031	What causes a stock to drop in price?	[ "9832" ]	[ "A rising tide lifts all ships Most (but not all) stocks trend along with the general market. Some trend right along with the market (and have a beta at, or very near, one) some follow the Market, but are less sensitive (having a beta of less than one). Some are hypersensitive (and would have a beta of greater th...
9033	Does a disciplined stock investor stick with their original sell strategy, or stay in and make more?	[ "496209", "514225" ]	[ "Ask yourself a better question: Under my current investment criteria would I buy the stock at this price? If the answer to that question is yes you need to work out at what price you would now sell out of the position. Think of these as totally separate decisions from your original decisions to buy and at what pri...
9040	Covered calls: How to handle this trade?	[ "73256", "514922", "226546" ]	[ "I would expect that your position will be liquidated when the option expires, but not before. There's probably still some time value so it doesn't make sense for the buyer to exercise the option early and take your stock. Instead they could sell the option to someone else and collect the remaining time value. Occa...
9049	Does an owner of a bond etf get an income even if he sells before the day of distribution?	[ "511385", "137299", "301636" ]	[ "Your ETF will return the interest as dividends. If you hold the ETF on the day before the Ex-Dividend date, you will get the dividend. If you sell before that, you will not. Note that at least one other answer to this question is wrong. You do NOT need to hold on the Record date. There is usually 2 days (or s...
905	Creating a Limited company while still fully employed	[ "464385", "233702", "442425" ]	[ "I was just thinking ahead, can I apply for Limited company now, while fully time employed, and not take any business until I get a contract. Yes. You can open as many companies you want(assuming you are sane). There is no legal provisions regarding who can open a company. What happens if I create a company and i...
9053	How do top investors pull out 20% ROI?	[ "246624", "353082", "393591", "145140" ]	[ "\"First of all, the annual returns are an average, there are probably some years where their return was several thousand percent, this can make a decade of 2% a year become an average of 20% . Second of all, accredited investors are allowed to do many things that the majority of the population cannot do. Although...
9059	What's the appeal of dividends in investing? [duplicate]	[ "534597", "526681" ]	[ "\"A dividend is one method of returning value to shareholders, some companies pay richer dividends than others; some companies don't typically pay a dividend. Understand that shareholders are owners of a company. When you buy a stock you now own a portion (albeit an extremely small portion) of that company. It i...
906	Best Practices for Managing Paper Receipts	[ "513248" ]	[ "I store all my receipts digitally, and make sure to input them into accounting program sooner than later, just so I don't forget about it. For practical purposes, the two important things are: Any kind of a digital system makes this pretty easy, even just putting the sums in a spreadsheet and the receipts into fil...
9061	What is a stock split (reverse split)?	[ "502970" ]	[ "It was actually a reverse split meaning that every 10 shares you had became 1 share and the price should be 10x higher. - Citigroup in reverse split The chart just accounts for the split. The big dip is Googles way of showing from what price it split from. If you remember before the split the stock was trading aro...
9064	Why is the dominant investing advice for individuals to use mutual funds, exchanged traded funds (ETFs), etc	[ "216757", "98638", "523810", "146855", "362579", "355108", "312591" ]	[ "\"Great question! While investing in individual stocks can be very useful as a learning experience, my opinion is that concentrating an entire portfolio in a few companies' stock is a mistake for most investors, and especially for a novice for several reasons. After all, only a handful of professional investors ha...
9066	Trading: who takes the money from CAC 40 Or DAX	[ "427674" ]	[ "\"I am guessing that when you say \"\"FRENCH40\"\" and \"\"GERMAN30\"\" you are referring to the main French and German stock market indices. The main French index is the CAC-40 with its 40 constituent companies. The main German index is the DAX, which has 30 constituents. The US30 is presumably the Dow Jones In...
9068	Can anybody explain “cut their exposure to equities” and “fat and flat range” for me, please?	[ "392741" ]	[ "\"Someone's (or, a bank's) \"\"exposure to equities\"\" refers to the amount of value which has a risk that fluctuates with the equities market (ie: the stock market). In very broad terms, I think it might make sense to say that exposure to equities could mean, for example, owning many rental properties, if the re...
907	Using 2 different social security numbers	[ "556219", "403663" ]	[ "While I agree with keshlam@ that the gym had no reason (or right) to ask for your SSN, giving false SSN to obtain credit or services (including gym membership) may be considered a crime. While courts disagree on whether you can be charged with identity theft in this scenario, you may very well be charged with frau...
9073	Stock Exchange in US	[ "420551" ]	[ "The easiest route for you to go down will be to consult wikipedia, which will provide a comprehensive list of all US stock exchanges (there are plenty more than the ones you list!). Then visit the websites for those that are of interest to you, where you will find a list of holiday dates along with the trading sch...
9077	Retirement savings vs building lucrative assets	[ "11439", "400070" ]	[ "\"Well... (in the US, at least) \"\"making investments and building assets\"\" is how you save for retirement. The investments just happen to be in the stock market, and the federal legislature has directed the US version of Inland Revenue Services to give special tax breaks to investments which are not withdraw...
908	offshoring work and tax dilemma	[ "599336" ]	[ "Generally for tax questions you should talk to a tax adviser. Don't consider anything I write here as a tax advice, and the answer was not intended or written to be used, and it cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer. Does IRS like one payment meth...
9084	meaning of qualifying/disqualifying distribution as separate from capital gains implications	[ "277185" ]	[ "\"A qualifying distribution seems guaranteed to fall under long term capital gains. But a disqualifying distribution could also fall under long term capital gains depending on when it is sold. So what's the actual change that occurs once something becomes a qualifying as opposed to a disqualifying distribution? Ye...
9087	Where to find Vanguard Index Funds?	[ "172703", "220486" ]	[ "No, some of Vanguard's funds are index funds like their Total Stock Market Index and 500 Index. In contrast, there are funds like Vanguard PRIMECAP and Vanguard Wellington that are actively managed. There are index funds in both open-end and exchange-traded formats. VTI is the ticker for Vanguard's Total Stock Mar...
9089	When to sell stock losers	[ "578970", "596664" ]	[ "I found the answer I was looking for. Even though I don't have any capital gains to offset, I can deduct up to $3,000 of that loss against other kinds of income, including salary.", "\"If you have someplace to put the money which you think will yield significantly better returns, by all means sell and buy that. ...
909	Travel expenses for an out-of-state rental	[ "417981" ]	[ "\"While the question is very localized, I'll answer about the general principle. My main question is with how far away it is (over 1000 miles), how do I quantify the travel expenses? Generally, \"\"necessary and ordinary\"\" expenses are deductible. This is true for business and also true for rentals. But what i...
9090	Table of how many years it takes to make a specified return on the stock market?	[ "556235", "371210", "76139" ]	[ "\"Well depends but \"\"on average\"\" the stock market has historically returned somewhere around 10% per year. Note, this can vary wildly from year to year see http://en.wikipedia.org/wiki/S%26P_500#Market_statistics So it would be roughly 2.8 years to get your 30% if you happen to get the average market return ...
9097	Why do some expiration dates have more open interest for options?	[ "364814" ]	[ "\"The third Friday of each month is an expiration for the monthly options on each stock. Stock with standardized options are in one of three \"\"cycles\"\" and have four open months at any give time. See http://www.investopedia.com/terms/o/optioncycle.asp In addition some stocks have weekly options now. Those g...
9099	Stock not available at home country nor at their local market - where should I buy it	[ "490587" ]	[ "\"Theoretically, it shouldn't matter which one you use. Your return should only depend on the stock returns in SGD and the ATS/SGD exchange rate (Austrian Schillings? is this an question from a textbook?). Whether you do the purchase \"\"through\"\" EUR or USD shouldn't matter as the fluctuations in either curre...
91	US Double Taxation - Business Trips and the Foreign Tax Credit	[ "523431" ]	[ "\"If you're a US citizen, money earned while in the US is sourced to the US. So you can't apply FTC/FEIE to the amounts attributable to the periods of your work while in the US even if it is a short business trip. Tax treaties may affect this. Most tax treaties have explicit provisions to exclude short trips from ...
910	Is this understanding of S-corp taxes correct?	[ "327232" ]	[ "I think you're misunderstanding how S-Corp works. Here are some pointers: I suggest you talk with a EA/CPA licensed in your state and get yourself educated on what you're getting yourself into." ]
9101	How to sell a worthless option	[ "476224", "339419" ]	[ "The market maker will always take it off your hands. Just enter a market sell order. It will cost you a commission to pull the loss into this year. But that's it.", "Sounds like an illiquid option, if there are actually some bidders, market makers, then sell the option at market price (market sell order). If the...
9102	What is the probabiltiy of being assigned if the call expires in the money	[ "469382" ]	[ "If you are in the money at expiration you are going to get assigned to the person on the other side of the contract. This is an extremely high probability. The only randomness comes from before expiration. Where you may be assigned because a holder exercised the option before expiration, this can unbalance some of...
9105	What kind of trade is this?	[ "514841", "302084" ]	[ "A limit order is simply an order to buy at a maximum price or sell at a minimum price. For example, if the price is $100 and you want to sell if the price rises to $110, then you can simply put a limit order to sell at $110. The order will be placed in the market and when the price reaches $110 your order will be ...
911	Do Online Currency Exchanges' registration with the government guarantee safety and reliability?	[ "539958" ]	[ "\"Government registering of financial institutions usually is to make the government safe (eg FINTRAC is watching for money laundering and financing terrorism) rather than to make it's customers safe. Most governments have many levels of registrations and regulatory bodies. The most stringent requirements are usu...
9111	How can I find hotel properties to buy other than using Google?	[ "84119" ]	[ "Probably the easiest way to invest in hotel rooms in the U.S. is to invest in a Real Estate Investment Trust, or REIT. REITs are securities that invest in real estate and trade like a stock. There are different REITs that invest in different things: some own office buildings, some residential rentals, some hold ...
9112	Need to change cash to cashier's check without bank account (Just arrived to the US)	[ "414777", "514687", "107887" ]	[ "A cashier's check costs money to get and is not connected to an account. You have cash. You should be able to get a bank to sell you one, even without an account. Find a bank where you would like to open an account and explain the situation. I can't guarantee that that will work, but I would expect it to do so...
9116	How to invest in stocks without using an intermediary like a broker? Can shares be bought direct?	[ "455168", "259371", "58026", "158923" ]	[ "\"Yes! What you are describing is an \"\"off-exchange\"\" trade and can be done using stock certificates. Here, you will privately negotiate with the seller on a price and delivery details. That is the old-school way to do it. Many companies (about 20% of the S&P 500) will not issue paper certificates and you may ...
9117	what is this type of stock trade?	[ "382339", "39503" ]	[ "try to sell if today's google stock goes above 669$ This is Relative/Pegged-to-Primary Order with a Limit Price of $669 and an offset from National Best Offer of $0.00, but it is no different than an Market Order if the market price is $669 to begin with. do not sell if the stock keeps climbing beyond 669 unless ...
912	Virtual Terminal WITHOUT merchant account?	[ "363655" ]	[ "You would need to setup a company (even if it's just a sole proprietorship, in the US) to be able to apply for a true merchant account. And thus have a terminal; either real or virtual in your home or business. However, many services such as paypal allow you to accept credit cards (both online and with a card rea...
9122	Annualized Rate of Return on Stock Purchased in Tranches	[ "559168" ]	[ "\"So, there is no truly \"\"correct\"\" way to calculate return. Professionals will often calculate many different rates of return depending on what they wish to understand about their portfolio. However, the two most common ways of calculating multi-period return though are time-weighted return and money-weight...
9125	Why divide by ask rate to get the spread?	[ "66210" ]	[ "\"Mathematically it's arbitrary - you could just as easily use the bid or the midpoint as the denominator, so long as you're consistent when comparing securities. So there's not a fundamental reason to use the ask. The best argument I can come up with is that most analysis is done from the buy side, so looking a...
9127	How can I stop wasting food?	[ "290579", "43389", "163003", "108168", "110097", "337952", "341439" ]	[ "\"You want to combine a set of techniques to avoid throwing food away. Consider setting aside a weekend day or other non-busy time to do some food prep. Check to see if there is anything in the fridge that needs to be used quickly and prioritize meals that use that item. Make a weekly menu and get your groceries...
913	declaring payments to a credit card for a shared expense	[ "571062" ]	[ "If this is a business expense - then this is what is called reimbursement. Reimbursement is usually not considered as income since it is money paid back to you for an expense you covered for your employer with your after-tax money. However, for reimbursement to be considered properly executed, from income tax stan...
9132	Does 83(b) cause a tax liability when exchanging startup stock for public stock?	[ "83012" ]	[ "\"I was told by the lawyers there was no tax consequence because the two numbers were the same. That is correct. However, a tax professional tells me that since the start-up stock was \"\"realized\"\" there invokes a taxable event now. That is correct. I'm now led to believe I owe cap-gains tax on the entire 4...
9133	Stock Certificate In two names	[ "350288", "495255", "325708" ]	[ "The DOW is just an index, which is simply a group of stocks meeting the criteria for inclusion. In the case of the DOW, it's the 30 US stocks with the largest market capitalization, but other indices include many lesser stocks (such as the S&P500 or the Russell 2000). The fact that Holobeam is no longer a constitu...
9137	200K 10-Year Investment Safest 5% Annual Return?	[ "507755", "59394" ]	[ "I don't think there exists a guaranteed 5% investment vehicle. You have to decide how much risk you're willing to take. Splitting your $200k between CD's and stocks (or whatever higher yield investment vehicle you've found) is a way to get a higher rate without risking it all. For example if you've got a CD at 3%,...
9138	Can I open a Demat account in India from abroad?	[ "234071", "28188", "271333" ]	[ "You need 2 things One a Demat Account and second a Broker Account. If you need to trade online, then an agreement [Power of Attorney] between Your Saving Bank Account, the Demat Account and the Trading Account. So there are quite a few forms that need signature and proof of identify. Physical presence is required....
9139	Are Certificates of Deposit worth it compared to investing in the stock market?	[ "72355", "237712", "350933", "128354", "411454", "118104", "412760", "159725" ]	[ "\"Another factor to consider, beyond the fact that growth and volatility go together, is that the times when many people will need to liquidate their investments will correlate with the times that many other people need to liquidate their investments, and such correlation will push down the immediate value of thos...
914	I'm thinking about selling some original artwork: when does the government start caring about sales tax and income tax and such?	[ "132780", "166977" ]	[ "First - get a professional tax consultation with a NY-licensed CPA or EA. At what point do I need to worry about collecting sales taxes for the city and state of New York? Generally, from the beginning. See here for more information on NYS sales tax. At what point do I need to worry about record-keeping to report...
9141	Risk of buying stock	[ "511664", "110078", "207176" ]	[ "I'd recommend investing in a mutual fund that diversifies your purchase across a number of stocks (and bonds, depending on the fund). Vanguard has some of the lowest fees around, and have a large number of funds to choose from. Take a look at their offerings for a data point if nothing else.", "If you buy stock ...
9142	Buying back a covered Call	[ "55893", "72677" ]	[ "Your three options are: Options 2 and 3 are obviously identical (other than transaction costs), so if you want to keep the stock, go for option 1, otherwise, go for option 3 since you have the same effect as option 2 with no transaction costs. The loss will likely also offset some of the other short term gains yo...
9144	Can paying down a mortgage be considered an “investment”?	[ "334488", "251642", "12329", "161608", "100136", "290434", "241073", "521589", "186071", "406325" ]	[ "I think it is just semantics, but this example demonstrates what they mean by that: If you put $100 in a CD today, it will grow and you will be able to take out a greater amount plus the original principal at a later time. If you put $100 extra on your house payment today, you may save some money in the long run, ...
9145	Retirement & asset allocation of $30K for 30 year old single guy	[ "325098", "480318", "163197" ]	[ "I would definitely recommend putting some of this in an IRA. You can't put all $30K in an IRA immediately though, as the contribution limit is $5500/year for 2014, but until April 15 you can still contribute $5500 for 2013 as well. At your income level I would absolutely recommend a Roth IRA, as your income will v...
9149	Will ADR holder be taxed twice	[ "239233" ]	[ "Surprisingly enough, this one isn't actually all that complicated. No, you will not be taxed twice. Dividends are paid by the company, which in this case is domiciled in Spain. As a Spanish company, the Spanish government will take dividend witholding tax from this payment before it is paid to a foreign (i.e. no...
915	Maxing out HSA after maxing out Roth IRA	[ "550808" ]	[ "Unless the hypothetical fellow is immune to disease, and indestructible, with no risk of injury, the HSA is an ideal place for this money. It offers a pretax deposit, and if used for medical expenses, a tax free withdrawal. This combination can't be beat for those who have the medical insurance that qualifies the...
9157	How much power does a CEO have over a public company?	[ "325383", "233219", "74409", "85286" ]	[ "The shareholders elect the board of directors who in turn appoint a CEO. The CEO is responsible for the overall running of the company. To answer your specific questions: Yes, Steve Jobs could make decisions that are harmful to the well-being of the company. However, it's the responsibility of the board of direct...
9159	“No taxes to be paid with owning Berkshire”	[ "170318" ]	[ "It depends on your investment profile but basically, dividends increase your taxable income. Anyone making an income will effectively get 'lower returns' on their investments due to this effect. If you had the choice between identical shares that either give a dividend or don't, you'll find that stock that pays a ...
916	How to report a personal expense for an LLC partnership paid in one year and reimbursed in another?	[ "165025" ]	[ "\"You report it when the expense was incurred/accrued. Which is, in your case, 2014. There's no such thing as \"\"accounts payable\"\" on tax forms, it is an account on balance sheet, but most likely it is irrelevant for you since your LLC is probably cash-based. The reimbursement is a red-herring, what matters is...
9160	I am an American citizen but have never lived in the US. Do I need to fill a W8-BEN or a W-9?	[ "170430", "158673" ]	[ "Yes, you do. You also need to file a tax return every year, and if you have more than $50k of total savings you need to declare this every year.", "\"Your employer can require a W8-BEN or W-9 if you are a contractor, and in some special cases. I believe this bank managing your stock options can as well; it's t...
9161	Common practice for start/end date of balance sheet	[ "302209" ]	[ "One's paycheck typically has a YTD (year to date) number that will end on the latest check of the year. I am paid bi-weekly, and my first 2012 check was for work 12/25 - 1/7. So, for my own balance sheet, brokerage statements and stock valuations end 12/31, but my pay ended 12/24. And then a new sheet starts." ]
9169	what's the difference between money raised in an ipo and its valuation?	[ "361843" ]	[ "A company generally sells a portion of its ownership in an IPO, with existing investors retaining some ownership. In your example, they believe that the entire company is worth $25MM, so in order to raise $3MM it is issuing stock representing 12% of the ownership stake (3/25), which dilutes some or all of the ex...
917	If I helped my friend to file taxes; can I represent her on a phone call with FTB?	[ "379233" ]	[ "In order for you to be able to talk to the FTB on someone's behalf, that someone has to submit form 3520. Note that since you're not a professional, this form must be paper-filed (CRTP, EA, CPA or attorneys can have this filed on-line). Once the form is accepted by the FTB, you can contact the FTB on behalf of you...
9170	How to calculate cost basis for stock bought before a company spinoff? (USA)	[ "447508" ]	[ "Your brokerage account statement should report the Questar cost basis adjusted for the spinoff (and would have done so starting the day the spinoff happened), shifting the portion of it over to your shiny new QEP stock based on the opening price. At what price did you buy into Questar? The Questar IR site also has...
9171	Purchase same stock twice	[ "402593", "544525" ]	[ "how does the trading company know which one I want to sell? It doesn't need to know. You just sell one. From taxation point of view depending on the country / tax jurisdiction, it can be only be FIFO or specific stock.", "Investors purchase additional shares all the time. Every investor that adds money to their ...
9172	How do I screen for stocks that are near to their 52 weeks low	[ "28590", "108579", "592890", "326128" ]	[ "There is a great 3rd party application out there that I use (I am a broker) along with my internal analysts and other 3rd party sources. VectorVest has a LOT of technical information, but is very easy to use. It will run any kind of screen you like, including low 52 week numbers. (No, I don't get anything for r...
9173	Index fund that tracks gold and other commodities	[ "466176", "570247" ]	[ "I don't know answers that would be specific to Canada but one of the main ETF funds that tracks gold prices is GLD (SPDR Gold Trust) another is IAU (iShares Gold Trust). Also, there are several ETF's that combine different precious metals together and can be traded. You can find a fairly decent list here on the St...
9175	Shareholder in US based company	[ "188776" ]	[ "Companies need to go public before you can buy their shares on a public stock exchange, but all companies have shares, even if there's only one share. And anyone who owns those shares can give them to whoever they like (there are generally restrictions on selling shares in unlisted companies to unsophisticated inv...
9179	How can I find the historical stock price for a specific stock on a specific date?	[ "442179", "2225", "16306" ]	[ "Go to a large reference library and ask to see the Wall Street Journal for October 13 1992.", "I've had luck finding old stock information in the Google scanned newspaper archives. Unfortunately there does not appear to be a way to search exactly by date, but a little browsing /experimenting should get what you ...
918	What are the costs to maintain an Inc?	[ "493312" ]	[ "According to this FAQ published by the state of Delaware, your annual filing fees will be: Anything above and beyond that is based on company income. If you decide to file an LLC in Delaware instead of a Corporation your annual tax is $300. As others have mentioned in comments to your original question it's worth ...
9180	Clarification on options jargon regarding spreads	[ "115973" ]	[ "Yes. It seems to me you got it right. On my site, Stock Options Cafe, my last post was an illustration of a bullish call spread. In this case, I bought a 50 call, and sold the 60 call. This is a debit order as I was paying money, not collecting a new premium." ]
9184	What is the cheapest way to move money from the United States to Canada? [duplicate]	[ "204167", "357738" ]	[ "If you aren't familiar with Norbert's Gambit, it's worth looking at. This is a mechanism using a Canadian brokerage account to simultaneously execute one stock trade in CAD and one in USD. The link I provided claims that it only starts potentially making sense somewhere in the 10,000+ range.", "No fees: Write a ...
9186	Can I buy only 4 shares of a company?	[ "194404", "279288", "455609", "451729", "229788", "281423", "312154", "539418" ]	[ "Yes you can. it's called Odd Lot", "\"Simple answer: Yes A better question to ask might be \"\"Should I invest all my savings to buy 4 shares of a single stock.\"\" My answer to that would be \"\"probably not\"\". If this is your first venture into the world of owning publicly traded companies, then you're bett...
919	Self-employment alongside full-time job	[ "72984" ]	[ "What you need to do is register as a sole trader. This will automatically register you for self assessment so you don't have to do that separately. For a simple business like you describe that's it. Completing your self assessment will take care of all your income tax and national insurance obligations (although ...
92	Can I use my Roth IRA to start a business?	[ "465787" ]	[ "Read the Forbes article titled IRA Adventures. While it's not the detailed regulations you certainly need, the article gives some great detail and caution. You may be able to do what you wish, but it must be structured to adhere to specific rules to avoid self dealing. Those rules would be known by the custodians ...
920	“Occupation” field on IRS Form 1040	[ "166245" ]	[ "\"It doesn't generally matter, and I'm not sure if it is in fact in use by the IRS other than for general statistics (like \"\"this year 20% of MFJ returns were with one spouse being a 'homemaker'\"\"). They may be able to try and match the occupation and the general levels and types of income, but for self-employ...
9201	What is an “International Equity”?	[ "175389", "599293", "589507" ]	[ "Assuming you're in the United States, then International Equity is an equity from a different country. These stocks or stock funds (which reside in a foreign country) are broken out seperately becuase they are typically influenced by a different set of factors than equities in the United States: foreign currency ...
9203	Are underlying assets supposed to be sold/bought immediately after being bought/sold in call/put option?	[ "236176", "477011", "247870" ]	[ "In the first case, if you wish to own the stock, you just exercise the option, and buy it for the strike price. Else, you can sell the option just before expiration, it will be priced very close to its in-the-money value.", "When you can exercie your option depends on your trading style. In the american options ...
9206	What happens to my position if I hold some stocks of a company that gets acquired?	[ "266613" ]	[ "The stockholders of company A vote to approve or disapprove the buy out. That is the only control you have on the price: Vote to approve or disapprove. If the deal is approved then you get the money, or stock in B, or both, in accordance with the terms of the deal. It will arrive into your account automatically."...
9210	Is U.S estate tax applicable to joint brokerage account of non-US citizens if one party dies?	[ "430868" ]	[ "If the brokerage account holds US assets, such as the stock of US companies, then it may be taxable under some conditions. The rules are complex and depend on the nationality of the individuals, because the results may be affected by tax treaties between the United States and whatever country the person is from." ...
9212	Does a stock holder profit from a reverse-stock split?	[ "477951", "507021", "579056" ]	[ "\"If I held stock in these companies yesterday, would I have profited by these gains? No. For DZSI, your 5 shares at $1.10 would now be 1 share at $5.50, so you would have the same total amount. For SGY, they closed at $6.95, and opened at $32.80, so your five shares at $6.95 would now be one share at $32.80, so...
9213	What is a bond fund?	[ "5710", "51331", "569948" ]	[ "\"As Michael Pryor answered, a bond fund is a mutual fund that invests in bonds. I'd also consider an ETF based on bonds to be a bond fund, but I'm not sure that all investors would consider these as \"\"bond funds\"\". Not all bond funds are the same -- just like stock funds. You can classify bond funds based on ...
9216	International (ex-US) ETFs with low exposure to financial sector?	[ "192299", "281338" ]	[ "If you are looking for a European financials ETF to short, you could take a look at the iShares EURO STOXX Banks, which is traded on a a few German stock exchanges (Frankfurt etc.): iShares Euro Stoxx Banks Website You find its current holdings here: holdings.", "Another European financial ETF that you could sel...
9218	Explanation on Warren Buffett's famous quote	[ "79111", "523609" ]	[ "In the short term the market is a popularity contest In the short run which in value investing time can extend even to many years, an equity is subject to the vicissitudes of the whims by every scale of panic and elation. This can be seen by examining the daily chart of any large cap equity in the US. Even such l...
922	Can I deduct personal loans or use them as tax “write offs?”	[ "353120" ]	[ "You will have to write it off as an offset of capital gains or as bad debt against personal income, limited to $3k/ yr. Write off 3k this year, 2k next. Here's the tax code, you'll need to file a form 8949, link below. https://www.irs.gov/taxtopics/tc450/tc453 So, this requires that it is a loan, acknowledged by b...
9220	Difference between full and mini futures contract	[ "241995" ]	[ "Both of these are futures contracts on the Ibovespa Brasil Sao Paulo Stock Exchange Index; the mini being exactly that, a mini version (or portion) of the regular futures contract. The mini counterpart makes trading the index more affordable to individual investors and hence increase liquidity." ]
9221	Any sane way to invest in both funds and stocks with UK ISA?	[ "129070", "546237" ]	[ "You could use a stock-only ISA and invest in Exchange Traded Funds (ETFs). ETFs are managed mutual funds that trade on open exchanges in the same manner as stocks. This changes the specific fund options you have open to you, but there are so many ETFs at this point that any sector you want to invest in is almost c...
9222	If I short-sell a dividend-paying stock, do I have to pay the dividend?	[ "255319", "568166", "13631", "487329" ]	[ "Yes, you would. You owe it to the person you borrowed the shares from. (source)", "You could hold a long position in some company XXXX and then short your own shares (assuming your broker will let you do that). The dividend that would have gone to you would then go to whoever is holding the shares you short so...
9229	Why is a “long put” called long if you have a higher net position if the price decreases?	[ "163670", "224069" ]	[ "\"Long here does not mean you wish for the underlying stock to increase in value, in fact, as the chart shows, just the opposite is true. \"\"Long means you bought the derivative, and you own the option. The guy that sold it to you is at your mercy, he is short the put, and it's your decision to put the stock to ...
923	Mortgage or not?	[ "105707", "80269", "247709", "267667", "361126", "317902", "350332", "503942" ]	[ "\"I often say \"\"don't let the tax tail wag the investing dog.\"\" I need to change that phrase a bit to \"\"don't let the tax tail wag the mortgage dog.\"\" Getting a tax deduction on a 4% mortgage basically results (assuming you already itemize) in an effective 3% rate mortgage. The best way to avoid tax is sav...
9232	Where can I get a list of all Stocks that were acquired or went bankrupt	[ "253135" ]	[ "\"Where can I download all stock symbols of all companies \"\"currently listed\"\" and \"\"delisted\"\" as of today? That's incredibly similar . You can also do it with a Bloomberg terminal but there's no need to pay to do this because he data changes so slowly.\"" ]
9233	How do I calculate what percentage of my portfolio is large-, mid- or small- cap?	[ "475640", "241928" ]	[ "All mutual funds disclose their investments, funds are large cap only or midcsp etc. So it depends on what funds you choose.", "The portfolio manager at Value Research Online does this very nicely. It tracks the underlying holdings of each fund, yielding correct calculations for funds that invest across the boar...
924	Working out of India for UK company from 1 Jan 2016 on contract	[ "492456" ]	[ "Work under UK umbrella company. By this you are thinking of creating a new legal entity in UK, then its not a very great idea. There will be lot of paperwork, additional taxes in UK and not much benefit. Ask UK company to remit money to Indian savings bank account Ask UK company to remit money to Indian busine...
9241	Can I invest in gold through Vanguard (Or another instrument that should perform well in financial crisis)?	[ "351362", "503467", "427890" ]	[ "In 2008, 10 year treasuries were up 20.1%, to gold's 4.96%. Respectfully, if I were certain if a market drop, I'd just short the market, easily done by shorting SPY or other index ETFs. If you wish to buy gold, the easiest and least expensive way is to buy an ETF, GLD to be specific. It trades like a stock, for w...
9244	Married, 55, grown kids: Should I buy life insurance, or invest in stocks? The ultimate decision	[ "60508", "248630", "222444" ]	[ "\"The following is from Wikipedia - Term life insurance (with very minor editing) Because term life insurance is a pure death benefit, its primary use is to provide coverage of financial responsibilities, for the insured. Such responsibilities may include, but are not limited to, consumer debt, depende...
9246	Funding an ira or roth ira	[ "201658", "108391" ]	[ "No, you don't have to have the money deducted from your paycheck. The IRS doesn't get a copy of your paycheck anyway. When you file your annual tax return (form 1040), there's a line there to write down the amount you contributed to the IRA. In fact, you can contribute to the IRA after the year ended, until the Ta...
9248	Why is silver so volatile compared to the S&P 500?	[ "187089", "450899" ]	[ "The S&P 500 represents a broadly diversified basket of stocks. Silver is a single metal. If all else is equal, more diversification means less volatility. A better comparison would be the S&P 500 vs. a commodities index, or silver vs. some individual stock.", "Silver is a commodity. It's valuable for certain ...
925	Can a high down-payment on a house offset the need for proof of income?	[ "470513" ]	[ "It's difficult to provide an exact answer as this will very much depend on the bank & the local regulatory scheme. However as a business owner you should be able to provide incorporation docs, some proof of ownership of the company and last years' financial statements or tax returns, many banks would accept this ...
9250	How can an Indian citizen get exposure to global markets?	[ "347560", "386173", "98461", "480638" ]	[ "You can invest upto $200K per year abroad, and yes, you can buy Google as a stock. Consider opening an international account with a broker like interactive brokers (www.interactivebrokers.co.in) which allows you to fund the account from your local Indian account, and then on, buy shares of companies listed abroad....

Subsets and Splits

No community queries yet

The top public SQL queries from the community will appear here once available.