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913144_12_item7_p236_s3 | 913144_11_item7_p208_s3 | In addition, as noted above, claims and claim expenses, net decreased $159.9 million in 2010, compared to 2009, primarily as a result of $402.3 million of paid claims and claim expenses during 2010, partially offset by incurred claims and claim expenses of $242.5 million. | In addition, as noted above, the reserve for claims and claim expenses decreased $170.0 million in 2010, primarily as a result of $402.3 million of paid claims and claim expenses during 2010, partially offset by incurred claims and claim expenses of $242.5 million. | 2 | [
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913144_12_item7_p236_s4 | 913144_11_item7_p209_s2 | Our 2010 cash flows provided by investing activities were primarily used to support our financing and repurchase activities as discussed below. | Our 2010 cash flows provided by operating activities were primarily used to support our common share repurchase activities as discussed below. | 2 | [
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913144_12_item7_p238_s8 | 913144_11_item7_p210_s5 | Due to the magnitude and relatively recent occurrence of the 2010 earthquakes, and hurricanes Gustav and Ike during the third quarter of 2008, meaningful uncertainty remains regarding losses from these events and our actual ultimate net losses from these events may vary from preliminary estimates, perhaps materially. | Due to the magnitude and relatively recent occurrence of the 2010 and 2011 large loss events, meaningful uncertainty remains regarding losses from these events and our actual ultimate net losses from these events may vary from preliminary estimates, perhaps materially. | 2 | [
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913144_12_item7_p325_s1 | 913144_11_item7_p297_s4 | Instead, the nature of this investment was that distributions were received by us in connection with the liquidation of the underlying assets of the applicable fund. | Instead, the nature of these investments is that distributions are received by us in connection with the liquidation of the underlying assets of the applicable limited partnership. | 2 | [
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913144_12_item7_p327_s0 | 913144_11_item7_p297_s7 | We also have a $7.7 million investment in a closed end fund which invests in loans. | We also have a $20.1 million investment in a closed end fund which invests in loans. | 2 | [
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913144_12_item7_p202_s0 | 913144_11_item7_p316_s0 | Declining interest rates and lower spreads during 2010 lowered the yields at which we invest our assets relative to historical levels. | Historically low interest rates as compared to recent years have lowered the yields at which we invest our assets relative to historical levels. | 2 | [
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913144_12_item7_p342_s0 | 913144_11_item7_p316_s0 | Declining interest rates and lower spreads during 2010 lowered the yields at which we invest our assets relative to historical levels. | Historically low interest rates and lower spreads have lowered the yields at which we invest our assets relative to historical levels. | 2 | [
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913144_12_item7_p343_s0 | 913144_11_item7_p320_s0 | We believe that the overall trend of increased frequency and severity of catastrophic U.S. Atlantic and Gulf Coast region storms experienced in recent years may continue for the foreseeable future. | We believe that the overall trend of increased frequency and severity of tropical cyclones experienced in recent years may continue for the foreseeable future. | 2 | [
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913144_12_item7_p345_s1 | 913144_11_item7_p322_s0 | property located in the U.S. arising from any windstorm (any hurricane, tornado, cyclone, typhoon, or other wind event) (this legislation, together with H.R. 2555, is referred to below as the House Bills ). | Concurrently, the Financial Services Committee passed legislation which would expand the National Flood Insurance Program (the NFIP ) to cover damage to or loss of real or related personal property located in the U.S. arising from any windstorm (any hurricane, tornado, cyclone, typhoon, or other wind event) (this legis... | 2 | [
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913144_12_item7_p345_s3 | 913144_11_item7_p323_s1 | While neither of the House Bills was ultimately passed in the 2010 Congress, members of both the House and Senate continue to express support for this legislation and it remains likely this legislation or similar legislation will be considered in 2011. | While neither of the House Bills has been passed in Congress, members of both the House and Senate continue to express support for this legislation and it remains possible this legislation or similar legislation will be considered by Congress. | 2 | [
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913144_12_item7_p57_s2 | 913144_11_item7_p36_s0 | In general, our property catastrophe reinsurance reserves for our more recent reinsured catastrophic events are subject to greater uncertainty and, therefore, greater potential variability, and are likely to experience material changes from one period to the next. | In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next. | 2 | [
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913144_12_item7_p48_s2 | 913144_11_item7_p37_s0 | the 2004 hurricanes from 96.6% reported to 98.1% reported and from 93.6% reported to 95.8% reported for the 2005 hurricanes. | In implementing this actuarial technique, the Company adjusted its ultimate claims at December 31, 2009 on the 2004 hurricanes from 96.6% reported to 98.1% reported and from 93.6% reported to 95.8% reported for the 2005 hurricanes. | 2 | [
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913144_12_item7_p48_s4 | 913144_11_item7_p37_s3 | At December 31, 2010, we estimate our reported losses are 99.3% and 98.1% reported for the 2004 and 2005 hurricanes, respectively. | At December 31, 2010, the Company estimated its reported claims were 99.3% and 98.1% reported for the 2004 and 2005 hurricanes, respectively. | 2 | [
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913144_12_item7_p170_s3 | 913144_11_item7_p40_s1 | The favorable development on prior year reserves in 2010 within the Company s catastrophe unit of $157.5 million was due to reductions of $33.6 million to the estimated ultimate losses of mature, large, mainly international catastrophe events, combined with reductions in net ultimate losses associated with the 2005 Bun... | The favorable development within the catastrophe reinsurance unit was due to reductions of $37.9 million to the estimated ultimate losses of mature, large, mainly international catastrophe events, combined with reductions in net ultimate losses associated with the 2005 Buncefield Oil Depot loss of $27.4 million, the 20... | 2 | [
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913144_12_item7_p87_s1 | 913144_11_item7_p41_s0 | The table below summarizes our initial assumptions and changes in those assumptions for claims and claim expense reserves within our catastrophe unit. | The table below summarizes our initial assumptions and changes in those assumptions for claims and claim expense reserves within our Lloyd s segment associated with catastrophe losses. | 2 | [
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913144_12_item7_p88_s0 | 913144_11_item7_p42_s0 | As discussed above, the key assumption in estimating reserves for our catastrophe unit is our estimate of ultimate claims and claim expenses. | Similar to our catastrophe unit above, the key assumption in estimating reserves for catastrophe losses in our Lloyd s segment is our estimate of the ultimate claims and claim expenses. | 2 | [
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913144_12_item7_p37_s0 | 913144_11_item7_p46_s1 | In general, our claim reserves for our more recent catastrophic events are subject to greater uncertainty and, therefore, greater variability and are likely to experience material changes from one period to the next. | In general, our property catastrophe reinsurance reserves for our more recent reinsured catastrophic events are subject to greater uncertainty and, therefore, greater potential variability, and are likely to experience material changes from one period to the next. | 2 | [
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913144_12_item7_p37_s2 | 913144_11_item7_p46_s3 | As our claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future. | As our property catastrophe reinsurance claims age, more information becomes available and we believe our estimates become more certain, although there is no assurance this trend will continue in the future. | 2 | [
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913144_12_item7_p103_s3 | 913144_11_item7_p60_s3 | The table also shows how our initial estimated ultimate claims and claim expense ratios have changed from one underwriting year to the next. | The table also shows how our initial estimated ultimate claims and claim expense ratios have changed from one accident year to the next. | 2 | [
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913144_12_item7_p104_s4 | 913144_11_item7_p62_s5 | As each underwriting year has developed, our re-estimated expected ultimate claims and claim expense ratios have changed. | As each underwriting year has developed, our re-estimated ultimate claims and claim expense ratios have generally been reduced until recently. | 2 | [
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913144_12_item7_p107_s0 | 913144_11_item7_p67_s2 | The table below quantifies the impact on our reserves for claims and claim expenses, net income and shareholders equity as of and for the year ended December 31, 2010 of reasonably likely changes to the actuarial assumptions used to estimate our December 31, 2010 claims and claim expense reserves within our specialty r... | Sensitivity Analysis The table below quantifies the impact on our reserves for claims and claim expenses, net income and shareholders equity as of and for the year ended December 31, 2011 of reasonably likely changes to the actuarial assumptions used to estimate our December 31, 2011 claims and claim expense reserves w... | 2 | [
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913144_12_item7_p15_s0 | 913144_11_item7_p6_s3 | Consideration for the transaction is book value at December 31, 2010, for the aforementioned businesses, currently estimated to be $283.4 million, payable in cash at closing and subject to adjustment for certain tax and other items. | Consideration for the transaction was book value at December 31, 2010, for the aforementioned businesses, payable in cash at closing and subject to adjustment for certain tax and other items. | 2 | [
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913144_12_item7_p94_s1 | 913144_11_item7_p77_s0 | Sensitivity Analysis The table below shows the impact on our ultimate claims and claim expenses, net income and shareholders equity as of and for the year ended December 31, 2010 of reasonably likely changes to our estimates of ultimate losses for claims and claim expenses incurred from catastrophic events associated w... | The table below shows the impact on our ultimate claims and claim expenses, net income and shareholders equity as of and for the year ended December 31, 2011 of reasonably likely changes to our estimates of ultimate losses for claims and claim expenses incurred from catastrophic events associated with property catastro... | 2 | [
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