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Irish star Katie Taylor is set for a quick turnaround after defending her undisputed lightweight title last month. Eddie Hearn tells Boxing Social that Taylor will face WBA mandatory challenger Miriam Gutierrez in November as one of three planned world title fights on a single card. Independent.ie lists the date at November 14th.
Julius Julianis reports that one of the other two slots could see Terri Harper defend her WBC super featherweight title against Katharina Thanderz. The third was meant to feature the newly signed Maiva Hamadouche against Natasha Jonas, but could now be filled by Rachel Ball vs Dina Thorslund, a fight Nisse Sauerland had previously brought up as a possibility.
After unifying the lightweight division with a controversial decision over Delfine Persoon, Taylor (16-0, 6 KO) began her 140-pound campaign last November with a decision over Eva Wahlstrom and planned to face Amanda Serrano in a superfight soon after. When that fell through, Persoon stepped up to the plate for a rematch, which saw Taylor take a narrow but deserved victory.
Outside the ring, the 37-year-old Gutierrez (13-0, 5 KO) is a campaigner working against domestic violence in her native Spain. She claimed the European and interim WBA lightweight titles last year with decisions over Sam Smith and Keren Batiz.
Harper (10-0-1, 5 KO) vs Thanderz (13-0, 2 KO) and Thorslund (14-0, 6 KO) vs Ball (6-1, 0 KO) both look like solid tussles, though Thurslund will have to beat Nina Radovanovic tomorrow to make the latter happen. |
Brampton to host 2023 IIHF Women’s World Championship, Canada looks to defend gold on home ice
December 18, 2022 – Brampton, Ontario will host the 2023 IIHF Women’s World Championship from April 5-16, bringing the international competition to the GTA for the first time in over 20 years.
Organized by Hockey Canada in partnership with the Ontario Women’s Hockey Association at the CAA Centre, the tournament will feature 10 teams: Canada, Czechia, Finland, France, Germany, Hungary, Japan, Sweden, Switzerland, and the United States.
Canada has won gold in six of eight women’s worlds played on home ice, including the 2021 event in Calgary.
“I’m proud that Brampton is hosting the IIHF Women’s World Championship in April,” said Patrick Brown, Mayor of Brampton. “As a healthy and safe city where hockey is especially popular, Brampton is an ideal location for this renowned event. We invite local, national and international audiences to attend what is sure to be a thrilling tournament this spring.”
Fans can sign up for the priority ticket list so they can purchase tickets when available.
The 2023 IIHF Women’s World Championship schedule and ticket information will be announced in January 2023. While inspiring children to pursue their hockey dreams, hosting will bring significant economic benefit to the local community. The most recent women’s worlds hosted in Ontario $15 million in economic impact to Ottawa and surrounding communities in 2013.
Canada’s National Women’s Team, captained by Marie-Philip Poulin, who recently won the Northern Star Award as the country’s top athlete, will enter the tournament as the reigning Olympic gold medalists and back-to-back world champions. The Ontario Women’s Hockey Association will also host its provincial tournaments over the final weekend of the Women’s World Championship, bringing in over 15,000 female hockey players to Brampton and surrounding communities.
“Hockey Canada is proud to host the 2023 IIHF Women’s World Championship with the Ontario Women’s Hockey Association and we look forward to welcoming fans of all ages to Brampton in April as we celebrate the best women’s hockey players in the world,” said Marin Hickox, director of women & girls hockey for Hockey Canada. “The legacy of this tournament will go beyond the results on the ice, and we hope that it will inspire the next generation of girls to follow their hockey dreams and show them that they too can wear the Maple Leaf one day.”
“Being able to compete at the 2023 IIHF Women’s World Championship on home ice will be a very special time for Canada’s National Women’s Team,” said Gina Kingsbury, Director of Hockey Operations for Hockey Canada. “We are excited that Canada will get to see the best women’s hockey players in the world, and our team cannot wait to go for a third consecutive gold medal at this event in front of our incredible fans.” |
Bravo Bros. Limited
At bravoracewears.com, we make Go Kart Racing wears, or Leather Race Wears that help you feel better when you wear them. Whether you’re using our produced products, we want you to be satisfied with your purchase from our store.
If you are not completely satisfied with your purchase from the Stock Products due to quality, sizing, or any other valid reason, we will offer you a full refund within 10 days of delivery. If any mistake happens to you we are not responsible for that. If happen any mistake from us we will happily refund you. But the discussion has always a solution to any problem.
For the custom products order as you know all details provided by you like logos, patches, sizing details, etc. So, custom and personalized products are made just for you, they are not returnable.
RETURN & EXCHANGE:
If we make a mistake, we will happily make it right and send a new product free of cost. If the Customer makes any mistake, then the customer needs to send the product back to us and pay 50% of the original invoice and we can send a fresh product. So, please be 100% sure of your size choice and color choice is right.
CARE & INSTRUCTIONS:
As you see on our custom design tool if you have not fit any size from the size chart you can choose the custom sizing from the custom size option, So, please Choose the right material, colors, and sizing of your product and make sure in custom designed product your designs, logos, and patches are put on the product right way.
RARE CHANCES OF ERROR In Custom Products:
Our Sales Team will get approval for each custom order before production:
Step-1: Make sure the design and size of your ordered product
Step-2: Send an email to you for approval
Step-3: After your approval, we will start your order
Step-4: All detail (Size, color, Embroidery name) everything will be mentioned in the email by our team.
ADVANTAGE: In this way rare chances of mistake in custom , so run smoothly our customer orders and we hope our all customers will be satisfied with our quality and services. |
These workouts are designed for moms in their third trimester. If you are past the 27-week mark, you might be noticing some dramatic changes in your body and energy levels. You may become winded easier than ever before, and your belly is probably expanding more rapidly now. Towards the end of the third trimester, your baby’s growth will probably slow down a bit, but in the beginning these observations are totally normal.
You might also notice that you feel less motivated to exercise and more inclined to rest or do low intensity workouts. Actions like jumping or running may become uncomfortable at this point. These changes are normal and it’s important to work with them but still push yourself to get some physical activity every day. A little bit goes a long way at this stage, so even a 10-minute walk is better than nothing at all, especially if you have been active throughout your pregnancy.
Walking is a significant component of these workouts. If you’re accustomed to higher intensity workouts, walking may seem insufficient or ineffective, but rest assured that by walking you are not only maintaining your conditioning, but also preparing your body for labor and delivery. If the higher mileage walks are too much, try to get at least 30 minutes of walking in at a comfortable pace.
In addition to walking, these workouts emphasize lower body and core strength training (minus crunches!) and gentle stretching. For strength training exercises, choose weights that are about 50 – 60 percent of your usual max, and do not work to failure. For barbell exercises, you can use an unloaded bar even a PVC pipe.
At this stage in pregnancy, I recommend women do exercises in the plank position, such as push ups and planks, against a wall to minimize abdominal separation. This modification decreases pressure on the abdominal wall while still working the transverse abdominal muscles, even if it doesn’t feel as productive.
Want to get started?
Week 38, Day 3
Walk 3 miles at a brisk pace, remaining aware of your posture and breathing. ?If you still feel up to it, feel free to jog or run at intervals or throughout. |
This variant is currently sold out
This beautiful three piece is designed on pure printed raw silk 58 Gms in an alluring monochrome tone with intricate embroidery alongside clusters of pearls on the long kameez and trousers. Paired with a regal cutwork matching pure organza dupatta.
The length of the long kameez is 46 inches. An alluring three piece for your festive events.
4 to 6 weeks
Custom measurements or requirements can be mentioned in the notes section at Checkout
Dry clean recommended. Iron the clothes at moderate temperature. Do not use any type of bleach or stain removing chemicals. Actual color may slightly vary from the image shown |
This variant is currently sold out
Rendered on pure raw silk 58 Gms, the handwork on " Fauna " takes upto 165 hours, in a panelled frock style in gold+antique tones. This look is completed with zari banarsi border, matching dupatta and trousers.
Agha Noor's style tip " This very beautiful colour can be styled with studded flats or a pair of matching heels "
4 to 6 weeks
Custom measurements or requirements can be mentioned in the notes section at Checkout
Dry clean recommended. Iron the clothes at moderate temperature. Do not use any type of bleach or stain removing chemicals. Actual color may slightly vary from the image shown |
Article by BHM
March 29, 2021 at 4:18 pm
The Sussex Beacon has continued to provide care and support for people living with HIV in Brighton and Sussex during the pandemic. This often meant working even more closely with NHS providers and ensuring that appointments and treatments were provided to diverse groups during an exceptionally challenging time.
The pressure of coronavirus on the Beacon’s services means that they need the help of their fundraisers more than ever. With limited funds available from Government, the Beacon is reliant on its runners and participants to help provide needed funds.
Luckily, the Sussex Beacon fields one of the largest groups of runners each year at the Brighton Half Marathon. Under the banner of Team Beacon, these dedicated runners raise money for the Brighton-based charity and ensure that those living with HIV in the area are visible.
The Brighton Half Marathon is organised and led by the Sussex Beacon on behalf of its service users and also those looked after by other charities. By joining Team Beacon, you’ll ensure that the impact of your fundraising stays local, positively impacting those with the greatest need.
How we’ll support you
As the organising charity for the Brighton Half Marathon, the Sussex Beacon has exclusive perks for this event. These include:
- A special, dedicated area exclusive to Team Beacon runners. This is located near the race start line.
- Private toilets for Team Beacon runners.
- A race exclusive medal.
- Help with your fundraising from an expert fundraising team.
- A Sussex Beacon technical running vest
- Invite to a private Team Beacon Facebook group and support from Team Beacon.
Sign up now!
We’d love you to join Team Beacon and help those living with HIV in Brighton. You can join the fundraising efforts by choosing ‘Team Beacon entry’ on the registration form.
If you’re interested in discovering more about Team Beacon, visit sussexbeacon.org.uk/team-beacon for more information and updates. |
Coloured Metal is a collaboration with Klavs Upaciers for the international contemporary art festival SURVIVAL KIT 3. One of the things we have on us daily is money. The forms of money are banknotes and coins. Banknotes come in various colours and we are usually aware of them, i.e. they are of sufficient value for us to know exactly how many of them we possess and where we store them. Coins have little value. Even though they are decorated with a variety of images they are constantly neglected. The objects with no colour and practical purpose to make small purchases. Besides these days the role of money in its material form is decreasing. More trust is put into virtual money, even though it only exists in digital form. Being intangible it has more value than the physical version. We want to bestow coins with a new meaning, colour them and encourage people to look at them from a different, more impractical point of view. |
Some time ago, the actress Liu Nanxi announced the news of her pregnancy, "Actress 8 years seeking son is finally pregnant! Her husband kneels for half an hour! The test tube failed to collapse and cried."cautious.On June 29, Liu Nanxi updated the dynamic, and the protagonist of the video was her husband. At the beginning, he took the initiative to admit that he cried his wife.
And what happened!Liu Nanxi has been pregnant for more than 9 weeks. The fetus develops in the female uterus, and the uterus slowly becomes large and compressed into the bladder. This also causes pregnant women to be discharged when urinating.In minutes, it is uncomfortable to sleep well (in order to prevent her husband from worrying, she did not tell each other).
When Liu Nanxi went to the toilet, her husband saw her gently clicked with her finger at the lower abdomen position to help herself out as much as possible. This method has been used for a day, and it also effectively eased a lot.But her husband was anxious at a glance, and a little blame told her that this gesture would have an impact on the fetus (after all, they were pregnant with children for 8 years, and nervousness is also a common sense).Solve this problem in other ways.
Hearing this, Liu Nanxi couldn’t help crying, tears flowing down, and grievantly indicated that he couldn’t discharge, and it was uncomfortable!My own strength is very light, my stomach is swollen, and I don’t want to do this, so I will say that the more they are wronged …
Seeing his wife crying, he blame himself instantly, blaming himself cautiously. Although everyone’s starting point is good, there must be a problem with his own way of communication. Then he is also reflecting on it.Apply any accusations.After all, no mother will joke with the children in her belly!You know, mothers will only care about fetal health than their dads.
Liu Nanxi’s husband’s consultation helped his wife to solve this problem. The sound of hot compresses and listening to the water was slightly relieved. Then he asked the doctor online and prescribed the medicine. This incident was successfully solved.However, her husband was in thought. He was in a deep self -blame, and even took a video as a ring to say that he would learn more and take care of his wife in the future.
Seeing this, I was moved by the gentleness and consideration of Liu Nanxi’s husband, and even more moved to reflect afterwards!
It is necessary to know how difficult it is to have a stable and stable husband during pregnancy. After pregnancy, the estrogen of women will rise quickly. Whether it is the body or emotional, it will be different. At this time, the husband should care about and love.What do you think? |
View the available lessons for elementary and middle school science and social studies
Choose between 4 reading levels to meet the needs of every learner
Each Expedition: Learn! Lesson begins with a video to spark students’ interest in the topic
Ignite the spark of curiosity and accelerate learning
For Elementary or High School reading levels, please contact us. |
Adele just revealed very sad news. The news from Adele is that she’s suffering from a health condition — and it’s impacting her ability to walk.
No one ever wants to see anyone in pain and it has been awful to hear that someone as strong as Adele is currently going through this.
Via Buzzfeed, During the New Year’s Eve show at her Las Vegas residency, Adele told the audience she was dealing with sciatica. Sciatica is a condition that causes intense pain along the sciatic nerve, which runs from the lower back through the hips and down each leg.
This was first noticed when she was having difficulty walking across the stage. She then had no choice but to open up.
She said: “I have to waddle these days as I have really bad sciatica.”
This isn’t the first time the singer has opened up about her struggle with back pain either. She previously suffered from two slipped discs. She says she first slipped a disc as a teenager when she sneezed hard enough to do some serious damage and then hurt her back again in early 2021.
She continued: “I’ve been in pain with my back for, like, half of my life, really,” Adele shared with The Face. “It flares up, normally due to stress or from a stupid bit of posture.”
Thankfully, Adele says she’s been able to find some relief, particularly when she started working on strengthening her core muscles. Despite the pain, Adele is pushing onwards with her Las Vegas residency, which is set to run through March of this year.
There are some procedures that can be done to help remedy this, but as of now, there is no word on if Adele will choose to go that far. |
Go for the neutral, striped look with this Pompano Duvet Cover. It's made of a 100% linen fabric and features a button closure and casual style.
• Offered in both king and queen size
• Features button closures
• 100% linen
• Inner ties in each corner make for easy insert attachment
• Inserts not included
CARE & MAINTENANCE
• Machine wash cold
• Tumble dry low
• Warm iron as needed
• Do not bleach
This item typically ships within 12-14 business days.
We want you to love the pieces in your home. If you are not satisfied with your purchase, we offer an exchange or refund within 14 days of receipt on all accessories.
Here at Brooke & Lou, we stand behind our products. We are confident in the partners we have in the marketplace and work hard to make sure our products are of the highest quality. It's important to us that you, as customers, feel the same about what you've chosen to have in your home. Our pieces are inspected prior to shipment, however if you do notice damages please let us know within 48 hours of receipt and our team will work on a replacement.
Why We Love It
This casual bedding collection will make your bedroom feel like an oasis! |
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Post Park Trail
15 Sep 2013
n/s Beaver Dam road w/s Beaver Dam creek
This trail is maintained by the Post Morrow Foundation throughout this small plot on the west bank of Beaver Dam Creek north of Beaver Dam road, originally owned by the James H. Post. |
Sunshine, clear skies and a brisk ocean breeze this Tuesday afternoon on California’s north coast — though a bit windy, still most gorgeous.
Reportedly near 70-degrees here, but still cooler inland — Willow Creek only at 85 right now after triple-digits for weeks.
In the region of marijuana and legality, there’s no reason for a particular pot farm raid this morning — from Lost Coast Outpost a little while ago, reporting the site ‘…was a commercial cannabis operation that was coming into compliance with the county’s permitting rules, and which had filed all the paperwork that would normally make such an operation immune to an enforcement action of this kind.’
And beyond asshole — the DEA seems to be stalling in reclassifying cannabis from a Schedule 1 platform (with heroin, meth, etc) to a more ‘normal‘ level.
The change was supposed to be within “the first half of 2016.”
And the more-normal is how pot is viewed today.
From the new Gallup poll, released Monday:
Thirteen percent of U.S. adults tell Gallup they currently smoke marijuana, nearly double the percentage who reported smoking marijuana only three years ago.
More broadly, 43 percent of Americans say they have ever tried marijuana, similar to the 44 percent recorded last year and up slightly from 38 percent in 2013.
The percentage of Americans who say they have tried the drug has slowly increased from 4 percent in 1969.
And research into ‘scoring’ between alcohol and marijuana — life is better stoned…
Via The Influence last Friday:
In a recent study published in the Archives of Sexual Behavior, researchers compared the effects that alcohol and marijuana have on sexual encounters, as self-reported by study participants.
Some of the “findings” are head-smackingly obvious, gussied up in fancy words.
For example, can you believe that “alcohol was commonly associated with social outgoingness,” or that its “use facilitated connections with potential sexual partners”?
Some of the results, though, are interesting—like the finding that drunk sex is more likely than high sex to be associated with post-coital regret.
“Since smoking marijuana recreationally is illegal in most states and smoking it tends to produce a strong odor,” noted Dr. Palamar, “it usually has to be used in a private setting. Some individuals utilize such private or intimate situations to facilitate sexual encounters.”
And away we go… |
A RUGGED low power sensor hub designed to operate in the harshest of conditions. Created for ease of integration and roll out ready.
The C4i Systems Monitor Control Unit (MCU) is a portable sensor concentrator and monitoring solution. It’s been designed for use as a stand-alone solution or for use in wider platform solutions to provide the ability to gather multiple Serial and IP sensor feeds and distribute them across the wider network.
Multiple MCU units can be interlinked via fibre optic cable, Cat5 or wireless IP bearers to increase the sensor coverage area, share sensor data or create a perimeter sensor network.
The MCU has been built and tested to DEFSTAN 00-35, DEFSTAN 59-411 and MILSTD-810G.
The MCU has a robust and durable chassis that is tested to IP67 standards against dust and water ingress. With options for mast/vehicle mounting, custom sensor cables, multiple power inputs and network connectivity the MCU has complete flexibility for sensor to IP data transfer. |
Curtiss-Wright Defense Solutions designs, manufactures and delivers custom suitcase-style packaging solutions meeting customer requirements for all-in-one small team communications kits and for accessory kits matched with larger complete solutions.
These solutions are ideal for customers that require carrying PacStar 400-Series modules in the smallest possible footprint in fly-away or temporary deployments. Utilizing the PacStar 400-Series’ patented snap-together feature, modules can be transported, then removed from the case and easily constructed into an operational system. Custom packaging keeps all of the peripherals such as cables, wireless access points, batteries and rechargers, antennas, modems, or other devices you need in one place for easy inventory and no lost parts.
PacStar develops custom case designs based on customer equipment sets and needs, frequently utilizing proven Pelican™ Storm Case™ or Air cases with custom foam cut-outs, ensuring environmental protection and proper fit, for the most demanding applications. PacStar works with customers to ensure foam designs are sufficient to meet MIL-STD transportation qualifications, and can conduct qualification as needed with certified third party test facilities.
Custom case with 5x PacStar 400-Series modules, encryptor, tactical radio batteries and accessory bag
Custom case with 2x PacStar 400-Series modules and accessory bag |
We often remind employers here about the importance of not rushing into adverse employment actions against employees with health issues. For example, see 'Play It Safe' I, II and III from earlier this year. In my opinion, employers who play the game right can get one of the following good results a high percentage of the time:
- Employ a dedicated employee in a way that maximizes her abilities and benefits the company.
- Work an employee who really doesn’t want to maximize her abilities out of the company without significant risk of liability.
- Compassionately separate from an employee whose health makes it impracticable to continue working, at least until she is able to work again.
So it is a missed opportunity when employers rush into decisions and complicate one of these good results with potential liability. Indeed, I think it is the most common employer mistake when it comes to employment law issues. Of course we understand decisionmakers’ urgency to have a team of productive employees to help them meet the production demands being placed on them, but from a distance and with the benefit of hindsight over many employers’ decisions, we can see that the payoff of working through a situation a little farther is great. To that end, and to consolidate this broader point into a sound bite, I often give employers the 3 P's for minimizing liability when it comes to employee health situations:
If you read through some of those linked posts, you will see that employer’s potential liability goes down with each interaction or communication with the employee. It shows the employer is working to solve the problem, whether in the technical sense of proving reasonable accommodation under the ADA, or just being able to tell a good story in an FMLA or other kind of dispute. The sooner you start these communications, the sooner you can safely end the relationship if that is going to be the result.
I often tell employers – I know it’s tough but when you think you have done enough to be fair to the employee before moving to a termination, take one more step. That rule of thumb is a good liability avoidance rule in many situations.
Having said that, that does not mean the employer should be passive. If the employee is not responding to reasonable requests for information to assist the employer in fulfilling its legal obligations, ask again and document that the employee is not responding. If the employee’s physician offers vague information scratched on a prescription pad rather than filling out your form, ask again. If the employee’s physician won’t give you the information you need, find another one. Work with counsel to make sure you are not overstepping under the laws, but don’t wait to make your next permissible move to keep the process going.
Following the 3 P's will help keep employers out of ADA and FMLA and other trouble. |
90th Anniversary Words of the Soke DVD with Masaaki Hatsumi
December 2, 2021. Soke Masaaki Hatsumi turned 90 years old. He has dedicated his life to the martial arts, and has passed on to his students around the world the valuable skills and spirit he inherited from his teacher, Takamatsu Toshitsugu Sensei. This is an excerpt from the words that Soke Hatsumi passed on to his students during their practice from time to time. It consists of gems of words that condense the essence of Bujinkan martial arts and never-before-seen footage tracing Bujinkan's roots in Kashihara, Togakushi, and Noda.
Language: Japanese with English subtitles
Length: 60 min.
Words Of Soke is a well-produced DVD. The purpose is to encapsulate the whole of Soke's career as a martial artist in one hour. It is well-edited so there is a lot of combat training. Soke's words also have depth, and I would consider it worthwhile just for this.
Awesome! Lots of old footage of Takamatsu and Hatsumi training
This is an excellent insight, in a way a lot like 'Understand, Good, Play!' but with context to the quotes by Soke. There are some very interesting old clips of training, not just with Soke, but also Takamatsu sensei, and old training which was good to see. All in all a great addition to Bujinkan video library.
Great inspirational words of encouragement -Gambatte!!
Amazing video everyone should watch |
(Image from Song of Names)
The East Bay International Jewish Film Festival will run from Feb. 26 to March 15. The films are divided into 8 categories (sections) so that you can jump to Historical Dramas, Family Friendly, Mysteries, Documentaries, etc. There are some hard to find, FABULOUS films! A few of my favorites are:
The Other Son – Watch this film then tell me what YOU would do as a parent. I will know from your reply whether you are a dad or a mom. Go ahead, test me!
Hunting Elephants – A comic crime caper!
From Cairo to the Cloud: The World of the Cairo Geniza – What was in ” largest cache of Jewish history ever found”?
Fiddler on the Roof: A Miracle of Miracles – A documentary on the beloved film. Why did so many cultures around the world embrace it as their own?
Walk on Water – A tense thriller about an Israeli undercover agent who befriends the adult children of a Nazi war criminal.
Song of Names – “an emotional detective story spread over two continents and a half-century.”
I think film is a wonderful way to learn. It is a gift to those folks for whom reading is challenge AND it’s an entertaining way to learn fast. Let me know if you see any of the films and which ones you liked best. You can email me at email@example.com. |
Stumbled upon this forum while searching out Bukowski quotes. I recall one wherein he was comparing the "littles" and the "bigs" (big and small magazines/publishers) and it was something along the lines of "the bigs at least know something about movement, motion, getting things done! While the smalls, like so many children playing in the sandbox..." -- paraphrasing here, but I would like to use the quote in an article but I cannot find it online or anywhere. I just went through Bukowski on Writing, thinking I had read it in the collected letters, but no luck. Anyone recall this comment from Buk? Would appreciate the actual wording of the quote or a source I can check. Thanks in advance! |
Our original books can take over a year to create! Hours of work by talented, industry-leading authors, illustrators, editors, and designers go into every book. Each detail is carefully crafted, from the foil embellishments on the cover to the designer endpapers on the inside. It's a labor of love for our family-run business, but that's what you'll feel when you first open each extraordinary cover:
Choosing a selection results in a full page refresh. |
By Modupe Gbadeyanka
On Wednesday, August 23, 2017, the Federal Government, through the Debt Management Office (DMO), will sell N135 billion worth of bonds.
The exercise, to be carried out at the primary market auction, will see the debt office offering bonds comprising N35.00 billion of the FGN JUL 2021 bond and N50.00 billion each of the FGN MAR 2027 and FGN APR 2037 bonds.
According to a circular issued last Tuesday by the DMO, all the bonds on offer are reopening of previous issues.
Observers hope demand, in the auction, will broadly reflect liquidity position, with investors in the secondary market taking a cue from the auction stop.
Monthly, Federal Government issues sovereign bonds to support the local bond market. |
By Adedapo Adesanya
The Federal Inland Revenue Service (FIRS) said taxpayers can now get their Tax Clearance Certificate in a single click via its flagship Taxpro Max solution.
This was disclosed in a statement signed by Mr Johannes Oluwatobi Wojuola, a Special Assistant to the Executive Chairman of the FIRS, Mr Muhammad Nami.
It stated that the generation of Tax Clearance Certificates, which used to be issued within two weeks, would now be available with a single click by the taxpayer.
The TaxPro Max, a tax administration solution introduced by the apex tax authority in June 2021, is a one-stop shop for taxpayer registration, tax returns filing, tax payment, and tax clearance certificate requesting, among other functionalities.
The service stated that the instant tax clearance system is on the heels of wide-scale technological reforms that the service has embarked on as part of the effort to achieve a hundred per cent automation of its tax administration functions.
The Executive Chairman of the FIRS, while commenting on the development, explained that this functionality was in line with the objectives of the service to make the lives of taxpayers easier and ensure the ease of doing business in the country.
According to him, one of the core objectives of tax service is to build a customer-centric institution.
The statement said, “That means an institution that has the customer at the heart of its innovations and solutions. It is for this reason that we have tuned the operations of our TaxPro Max solution to be able to deliver Tax Clearance Certificates in the shortest possible time to taxpayers.
“At the click of a button, a taxpayer will get their Tax Clearance Certificates, as long as they have no outstanding liabilities.
“This would impact in no small measure on the Ease of Doing Business in Nigeria.”
Mr Nami also stated that the taxpayer could only generate their Tax Clearance Certificates on the TaxPro Max platform when they did not owe any liabilities, among other conditions set out for the use of the platform.
He noted that this innovation was aimed at appreciating taxpayers for their trust and contributions to national development, stating that the Service would continue to come up with innovative solutions that would make the taxpayers’ lives easier.
Mr Nami also implored governments at all levels to continue to give taxpayers value for their money whilst also urging taxpayers to trust in the government. |
Flora Began Its North American Operations In Burnaby, British Columbia
Flora Health is currently owned by natural health visionary Thomas Greither. Originally, Thomas ran a natural foods store in Burlington, Vermont, and it was his dream to produce and provide consumers with the finest health products available.
In its early stages, Flora served primarily as a centre for distributing and marketing European herbal remedies. At that time, alternative health products were virtually unknown in Canada. As interest grew, Flora began manufacturing natural bulk laxatives and its own line of herbal therapeutic teas. These teas were the first of their kind to be prepared in Canada and their popularity soon blossomed. |
Westjet has announced its return to the P.E.I. market, with the airline saying it will offer direct flights between Charlottetown and three Canadian cities this summer: Toronto, Calgary and Edmonton.
The flights to and from Toronto's Pearson Airport will begin May 17 and will operate every Monday, Friday and Saturday until Oct. 17.
The airline announced on Tuesday it will also offer six weekly non-stop Alberta flights — four to Calgary and two to Edmonton. Calgary flights start May 18, while Edmonton resumes on June 12.
WestJet said in July 2022 that it would not offer any winter flights to and from Charlottetown that winter, and then did not resume the Toronto flights for the summer season either. The airline's discount operator Swoop did fly from Charlottetown to Toronto and Hamilton.
The news comes following a record year for passenger travel at Charlottetown Airport, and 2024 is shaping up to be another strong year.
Porter is continuing its direct flights to Ottawa throughout the winter, Lynx Air recently announced it would be launching three flights per week between Toronto and Calgary on May 30, and Flair will be increasing capacity on both its Toronto and Kitchener-Waterloo routes this summer.
Last summer, Air Canada offered five flights per day — three to Toronto and two to Montreal — and Charlottetown Airport Authority CEO Doug Newson said he expects that to continue this summer. |
Bringing home baby, and wondering what accessories are essential for your new fids well being? Well, we have got the perfect list to compliment your shopping spree. Straight from the recommendations of caique owners are some tried-and-trues, accessories and must-haves. We’ve got your back (and your fids, too).
The cage- this is the most important aspect of your birds environment and one that needs to the most consideration. Powdercoating or stainless steel finish depends on your budget, but no matter the finish, when looking at a cage consider the various aspects. Cage size is recommended at 24 by 36, with less then one inch bar spacing. Cages that open at the top are not recommended, and look for cages that have parallel bars so your bird can easily navigate. The author of this article prefers flat top cages, but it all boils down to personal preference. Food and water dishes that are extended outside of the cage (giving more room within the inside of the cage) are recommended.
Perches- a minimum of 5 is recommended. Choose different textures, shapes, and sizes, to give your bird a variety of to perch upon. Caiques like to chew and shred, so natural branches that have bark attached are recommended so the bird can take joy in stripping the perch of its bark. Cholla perches, that are made of a natural cactus material, area also enjoyed. Slick perches like manzanita and dragonwood are not encouraged. Rope perches are a favorite among caiques, as they can bounce and play, chew and rub on the soft cotton material.
Food Dishes- stainless steel or ceramic are encouraged. Purchase an extra set so that you can throw the dirty ones in the dishwasher and still have a clean set on hand. Stainless steel dishes are often sold as ‘coop cups’ and can be purchased to fit your already existing food dish holder, or come with their own attachment so the cups can be placed strategically within the cage. Caiques have a tendency to enjoy tipping over their food dish, so consider a dish such as the Quick Loc Crock, which literally locks in place.
Toys- Caiques love playing with toys- that’s a fact. The brighter, the bolder, the nosier- the better. Quick hint- check out the baby section of your local discount store. Hard plastic keys, teething rings, and rattles are bird safe and caique fun. Tried and true bird toys include the shreddable Parrot Pinatas, the mind bending Crazy Leather Box, or the chewable Brainiac block. All of these toys challenge your birds skills and increase activity while elevating boredom. The recommended number of toys is no less then 5 at one time in the birds cage. With a caique, the more, the better, so don’t be stingy when it comes to play items.
Emergency Medical Kit – If your bird breaks a blood feather, bangs a toenail, or injuries himself in any way, you want to be prepared. Accidents to happen, and caiques seem to be especially accident prone. A good basic medical kit will include self adhering gauze (vetwrap is a popular choice), clean gauze, tweezers, hemostats, a pair of sharp scissors, antibacterial cream, and a heat pack. Many different types of medical kits are included, and the more comprehensive ones contain everything from emergency handfeeding formula to forms that include your vets contact information.
The Water Bottle- Caiques are bird chef want to-be’s. Their specialty? Parrot stew. Whatever can go in the pot- er, in this cage, water dish- will. It can make providing a clean source of water frustrating at times. Especially when you go to change the water and you wonder why how on earth it turned a bright blue color, and what the heck are those floatie things? Trust me, you don’t want to ask questions. Some caiques, intelligent as they may be, don’t seem to realize that dunking that big chunk of brightly colored wood in the water doesn’t make the wood any easier to chew. There is a solution- water bottles. A water bottle can be hung, providing your pet with a constant source of fresh water, even if he has turned the once clean bowl of water into something less then delightful. When purchasing a water bottle, the recommended ones are made of glass (shy away from think plastic ones) and have stainless steel spouts and outfittings. Lixit brand are highly recommended.
The Snuggle Buddy- while this is the name of an actual product, in this article we refer to snuggle buddy as anything that your bird likes to sleep next/in at night. Most caiques enjoy having a ‘happy hut’ type of tent to sleep in at night. There are a variety of tents and huts available for purchase. Looks for one made of long last material such as fleece, with the hanging attachments made of something similar to plastic chain link. Otherwise the attachments that hold the hut to the cage can be easily chewed through by a bored bird. Other snuggle materials can include fleece swings, large cotton rope toy for the bird to snuggle, and other like materials.
Foraging system- Foraging is an important part of your birds wild, natural behavior. While we highly encourage a foraging model feeding system, because this theory and research is still relatively new and mainstream, we are categorizing a foraging system as an ‘accessory’ rather then an immediately required part of your birds environment. Creative Foraging Systems is a new company that has a fantastic line of feeders and toys that are perfect for caiques. Allowing your bird to work for their food lets them re-create natural behavior that can potentially curb future behavioral issues. You have many options and choices when it comes to foraging, but we most highly recommend a foraging system as a main feeder, and an accessory like the ever popular Crazy Maze as a supplemental item.
This is just a sampling of items that can be purchased for your bird, and come highly recommended by owners. Look for other articles that include in-depth product reviews, food recommendations, playgym accommodations, and much more. |
Assistive Technology Room - 3:00-4:30pm session
Assistive Technology Room - 3:00-4:30pm session In-Person
Assistive Technology Room
This is to book the 3:00-4:30pm slot in the Assistive Technology Room on the First Floor of the University Library
Opening hours Monday - Friday : 09:00-18:50
Saturday : 09:30-16:30
This is a room for use by students registered with the Disability Resource Centre at Cambridge. It is available for one user, or for someone with a study assistant.
It has a PC with the following Assistive Technology on:
- Dolphin Supernova
- Dragon Professional Speech-To-Text
Please note: if you would like to use the PC, you need to contact firstname.lastname@example.org to register
If you would like to have more information about using this PC, or the room, please email email@example.com.
Students are also very welcome to bring in any laptops or hardware of their own.
Related LibGuide: Cambridge libraries: accessibility & disability by LibGuides Admin |
Bad Credit Loans In Fayetteville, North Carolina
Bad credit loans in Fayetteville are short-term credit products for people that need urgent funding. These loans are ideal if you have a bad credit score or poor credit history.
With faster loan approval time and flexible requirements, loans for bad credit are alternatives to credit check loans offered by a bank or storefront lender. In this case, potential creditors focus on other factors instead of your credit.
A bad credit loan offers many benefits during emergencies. For example, the money amounts vary between big and small amounts to suit different needs. As a result, you can use these loans to pay off credit card debts, medical bills, car repairs, and more. Continue reading to learn more.
Bad Credit Loans Fayetteville NC — What You Need to Know
Bad credit personal loans are short-term credit products. The primary purpose of these loans is to assist people with a bad credit score or poor credit history. While applying, the lender or lending partner demands other requirements instead of a credit check.
Usual information required by bad credit personal loan lenders includes income, payment frequency, bank account, and employment status, to name a few.
The loan amounts offered by loans for bad credit are based on their type. However, the average range is from $1,000 to $50,000. Secured loans offer considerable money, whereas payday loans or installment loans can provide small amounts for a minor credit card debt or bill.
Direct lenders take one or two days to review your application and decide. If they approve your request, they assign you the money shortly after. You also get fixed interest rates and fixed payments to repay the loan.
The loan repayment term can vary, but the usual length offered is between two to seven years.
High-interest rates are inherent to bad credit loans. Therefore, most applicants prefer opting for smaller amounts. The loan cost is more accessible, and the risks are fewer.
Why Request Bad Credit Personal Loans in Fayetteville NC?
You should request bad credit loans to get extra funds if you have a bad credit score. Bad credit is the result of questionable financial decisions, and it varies depending on the scoring model used to measure it.
Under the FICO model, a credit score considers bad when it’s less than 580. On the other hand, the VantageScore model considers you have a subprime credit score if it’s less than 600.
The preferred scoring model by most lenders is FICO. Here’s a quick explanation of how it works.
- Your credit score is low or poor if it’s between 579 and 300.
- Your credit score is fair or good if it’s between 580 and 669.
The Importance of Credit Scores
A credit score indicates direct lenders if you make timely payments to creditors. If your credit is high, the more reliable you are to borrow money. Lower scores show that you had trouble or failed to make timely payments as agreed.
Therefore, any legal lender will have reservations about approving your credit requests.
Can You Improve A Bad Credit Score?
Bad credit scores don’t have to be permanent. If you take proper action, you can improve it over time. For instance, you can resolve delinquent debt or similar problems. Making timely payments also makes a difference.
Another measure is to become an authorized credit card user on someone else’s account. As long as they have good credit, your credit score will increase.
Improving your credit score is essential to turning your finances around.
Next time you request credit products, the terms and conditions will be friendlier.
What Loans Can You Get with Bad Credit?
Even if you have bad credit, you can still qualify for many loan types. Loans for bad credit offer different loan amounts and demand diverse requirements.
Therefore, you will likely find a loan or credit product suitable for your current financial situation. These are the most common loan types for bad credit borrowers.
Secured loans. These loans require you to provide a valuable asset like a house, car, or savings account as collateral. If you can’t make payments on time, the direct lender can claim ownership of those items.
Consider this loan type if you need a considerable money amount and can afford the risks.
Unsecured loans. This loan type doesn’t require you to provide collateral to qualify. Instead, the legal lender will demand details about your credit, income, payment, and more. These credit products are safer than secured loans, but the interest rates are higher.
Co-signed loans. With a co-signed loan, you need another person to be your co-signer. This person must have a higher income and a good credit score. If you qualify, your co-signer won’t have access to the loan funds.
However, their credit score will decrease if you can’t make payments on time. They also take responsibility for further payments if you can’t make them.
Joint loans. This credit product is similar to co-signed loans. Nonetheless, the other applicant does get access to the loan funds with this. Both applicants must pay back the loan on time, and their credit score will decrease if they default.
Consider this loan if you have a reliable friend or family member to assist you.
Cash advances. This form of credit allows you to receive a few hundred dollars out of your next paycheck. Once you request a cash advance, creditors review your bank deposit history and usual expenses. If you meet the lender’s credit criteria, they will provide the money almost instantly.
Payday loan services. With payday loans, you can request around $500 to pay off minor credit card debts and bills. Lenders usually approve this credit product faster. Nonetheless, the interest rates are often the highest when compared to other loans for bad credit.
Where Can You Get Bad Credit Personal Loans?
You can request bad credit personal loans online or in person. However, the usual lenders are online lenders, credit unions, and banks. Each has unique procedures and demands different requirements depending on your situation.
Online lenders allow you to submit a loan request form online in less than 20 minutes. The process is faster, and you don’t even have to leave your home. Furthermore, online lender networks connect you with multiple lenders at once. Therefore, it’s a convenient method to compare offers.
If you’re not sure which loan to get, consider contacting online lenders. This way, you can check out the loan requirements, amounts, interest rates, repayment terms, and more.
However, be aware of potential scammers that are trying to steal your money. If the lender pressures you or demands many payments, it may be a scam.
Credit unions offer a variety of credit products for bad credit borrowers. Nonetheless, these cooperatives require you to become a member first to qualify. Becoming a member and building a positive membership history provides some benefits. For instance, the interest rates could be lower.
Consider credit unions if you don’t want to deal with the risks of online bad credit loans.
Banks are another option worth considering. These financial institutions offer many loans and credit services to cover different needs. Unfortunately, bank creditors are not flexible with bad credit borrowers. If your credit is too low or poor, they will deny your application.
Having a good relationship with a local bank improves your odds. Alternatively, you may want to consider adding collateral or a co-signer. With these measures, lenders will be more likely to ignore a bad credit score and may approve your loan request.
What to Consider Before Applying for A Bad Credit Loan?
Loan requirements and average cost are two things to consider before applying for bad credit loans. Researching these factors thoroughly lets you know whether you can afford the loan. Here’s how these factors play out.
Research The Lender’s Requirements
Bad credit borrowers have a hard time qualifying for credit products. However, you can try with another lender if one turns you down. Each one has different requirements, meaning you may still qualify for a loan.
The following are the common requirements demanded by most bad credit loan lenders.
Credit scores. Lenders may ask about your credit score to understand your current financial situation. If you request unsecured loans, they may impose a minimum credit score to qualify.
Meeting the minimal credit score required is fine, but having higher credit gives you more leverage during negotiation.
Debt-to-Income Ratio. Lenders evaluate your debt-to-income ratio to determine how much of your income goes toward debt payment obligations.
Your DTI shows whether you’re in a good position to request other credit products. A direct lender usually prefers that your DTI is less than 40%.
Income. Your income is a decisive factor when requesting bad credit loans. They evaluate it to check if you can afford a credit product. If your income is high, you will have a better chance of qualifying for a loan.
Collateral Or Co-Signer. Adding collateral or a co-signer improves your chances of loan approval. These additions mean that you commit to paying the loan one way or the other. If you default, the lender still gets their money back.
Check The Annual Percentage Rate (APR)
The APR or annual percentage rate includes interest rates and other feeses related to the credit product.
One of those fees is the origination fee, which you may pay while applying for a loan. This payment covers a percentage amount that the lenders deduct from the bad credit loan before assigning it to you.
Every data like the origination fee must be visible in the APR. This indicator can also vary depending on several factors. However, the average APR suggested is 36% or less.
Calculate Loan Cost
Make sure to calculate the loan cost before submitting a request form. Consider elements like the interest rates to determine how much you must pay.
Lenders often offer interest calculators to assess the interest rate based on the loan amount. Use these and other tools available to guarantee that you can afford the loan you choose. If the monthly payments are too high, look for other options until you find the right one.
Compare Loan Offers
Take the time to look for many options and compare their advantages and disadvantages. You can pre-qualify with multiple lenders to receive several offers at once. Then, compare elements like the interest rates, loan amounts, and repayment terms.
Pre-qualifying for a loan doesn’t hurt your score, and the lenders won’t pressure you into signing an agreement. Choose a loan or credit product only when you’re sure.
3 Tips to Manage Your Bad Credit Personal Loan
Follow these tips to manage your bad credit loan money wisely.
Figure Out A Monthly Budget
Evaluate your income and usual expenses to figure out a budget, which you will use as a guide. This budget will allow you to keep up with your payments. You can also use it to review which of your usual expenses are dispensable. Don’t deviate from it until you pay off your debt and loan.
Control Existing Debt
If you have debt, avoid adding more to them. This way, you will be able to use the money without wasting it away. Controlling current debt is also beneficial if you don’t want to depend on credit products. Over time, you will pay it off, and you won’t need other loans.
Inform Your Lender of Any Problem
Don’t shy away from talking to your lender about any problem regarding the loan or credit product. If you can’t make a payment, legal lenders will most likely offer solutions to solve the issue.
Don’t let a bad credit score get in your way, and receive extra funds with bad credit loans in Fayetteville. With loans for bad credit, there’s no credit card debt or bills that could snowball and ruin your finances.
Choose from secured loans, unsecured loans, co-signed loans, or more to start turning your finances around. Over time, both your financial situation and credit score will improve for the better. |
We live in an exciting time when the internet helps us bring together the best artistic ideas. Artists worldwide are reconnecting with profound visions and crafts of art history and today.
Canvas is a collaboration between New Masters Academy and Art Empower, a 501(c)3 educational non-profit.
Our mission is to provide a fresh perspective on the world of art, improve the quality of conversation about art, and help grow our international artist community.
Canvas provides all original research articles of profiles and interviews with leading artists’ inspirational lifestyle and career advice, art book and movie reviews, and artists’ perspective on art history.
You can support Canvas with a 100% Tax-deductible donation by clicking here. |
Who is Tashy White? Embracing Colours, Defying Dyslexia
In the vibrant world of art, there are creators who go beyond the canvas, weaving stories with colours that speak to the soul. I am Tashy White, an artist with a unique perspective and a passion for creating colourful, inspiring images that invite joy and smiles. My journey is one of resilience, creativity, and the unwavering support of my loving family.
Navigating Life with Dyslexia:
Living with dyslexia, words and letters may pose challenges for me, but within the realm of colours, I find clarity and purpose. "Colours are the language my brain understands fully," I share. From exploring various shades to experimenting with palettes, the world of colours becomes my canvas of expression.
Meet the Woman Behind the Colours:
I am not just an artist; I'm a mother and a wife, adding another layer to my already vibrant life. Proudly, I am the mother of a 21-year-old girl named Rosie. My family extends beyond my daughter to include my loving husband, Clive.
My art is more than just a visual feast; it's a testament to the power of creativity, resilience, and love. As I continue to defy the constraints of dyslexia, I invite you to see the world through my colourful lens. In every stroke of my brush, there's a story of triumph, a celebration of family, and a reminder that art has the power to transcend any limitation. Who is Tashy White? I am an artist who paints her world with love, colours, and an unwavering spirit. |
Answer: If your application is denied, you may reapply anytime unless otherwise specified by the Support Services Director. If you believe that your application was denied in error and you wish to appeal the decision, you may do so in writing within ten days of the date of the denial notice. If you wish to [...]
Answer: No, approval is not guaranteed. As with any application, such as those for a car loan or rental housing, you may be approved or denied. Your Case Manager will work as quickly as possible to process your application so that you will know whether you were approved.
Answer: Your Case Manager will send you a letter notifying you of your approval and the amount of your benefit.
Answer: Eligibility, generally, depends on household and income. Your Case Manager cannot determine your benefit amount until all documentation has been submitted and your application has been processed. Once it is processed, you will receive an award letter notifying you of the benefit amount you were approved for.
Answer: We understand that this is a crisis for your family and will work hard to resolve the crisis as quickly as possible. To expedite the process, please be sure to turn in all required documentation as quickly as possible. Additionally, please limit phone calls to check the status of your application as this, generally, [...] |
Are you tired of the stressful journey from the airport to your destination? Look no further! At Charterbooking.aero, we pride ourselves on providing top-notch airport shuttle services. Whether you're a business traveler or going on a vacation, our dedicated team ensures a comfortable and convenient transportation experience. In this guide, we will walk you through the incredible benefits of choosing our charterbooking services and how we can make your journey to the Sasakwa Airstrip a breeze.
Why Choose Charterbooking?
When it comes to airport shuttles, we understand that reliability and quality play a crucial role. At Charterbooking.aero, we prioritize customer satisfaction above all else. Here's why you should choose us:
Booking an airport shuttle through Charterbooking.aero is seamless and hassle-free. Avoid the long taxi queues and unreliable public transportation by selecting our highly efficient services. With just a few clicks, you can arrange for a comfortable and timely pickup and drop-off at the Sasakwa Airstrip.
2. Superior Comfort:
Our modern fleet of vehicles ensures that you travel in absolute comfort. With spacious seating, air conditioning, and plush interiors, we strive to make your journey as enjoyable as possible. Sit back, relax, and leave the stress of navigating unfamiliar roads to our experienced drivers.
3. Professional Drivers:
Our team of professional drivers is well-trained, licensed, and dedicated to providing exceptional customer service. From the moment they pick you up to your safe arrival at the Sasakwa Airstrip, their expertise and friendly approach will ensure a pleasant and stress-free experience.
We understand the importance of being on time, especially when it comes to catching a flight. With Charterbooking.aero, you can say goodbye to worrying about missing your flight. Our drivers are known for their punctuality, ensuring that you reach your destination promptly, every time.
Your Journey to the Sasakwa Airstrip
The Sasakwa Airstrip, nestled in the beautiful surroundings of Tanzania, is a popular destination for both local and international travelers. Whether you're embarking on a thrilling safari adventure or exploring the stunning landscapes, our airport shuttle services will be your perfect companion.
1. Comfortable Airport Transfers:
Start your journey off right with our comfortable airport transfers. Imagine stepping off your flight and being greeted by our friendly driver, ready to whisk you away to your accommodation or the next leg of your adventure. Forget about the stress of navigating unfamiliar roads or arranging transportation at the last minute. With Charterbooking.aero, your comfort is our priority.
2. Safely Arrive at Your Destination:
Our experienced drivers have extensive knowledge of the local area and will ensure you arrive at your destination safely. Sit back and enjoy the scenic beauty while our drivers navigate the roads with ease. We take pride in our commitment to your safety and guarantee a smooth ride throughout your journey.
3. Explore Tanzania with Ease:
Tanzania offers a wealth of attractions, from the vast Serengeti National Park to the breathtaking Ngorongoro Crater. With our airport shuttle services, you'll have the freedom to explore Tanzania's wonders without worrying about transportation. Our knowledgeable drivers can provide insights and recommendations, enhancing your travel experience.
Booking Your Shuttle
Booking your airport shuttle with Charterbooking.aero is a simple and straightforward process. Follow these easy steps to secure your transportation:
- Visit our website Charterbooking.aero and navigate to the Airport Shuttles section.
- Choose your desired destination, date, and time of travel.
- Select the type of vehicle that suits your needs.
- Enter your contact and payment information.
- Review your booking details and confirm your reservation.
Once you complete these steps, you will receive a confirmation email with all the necessary details. Sit back, relax, and let us take care of your transportation needs.
At Charterbooking.aero, we understand the importance of reliable airport shuttles and seamless transportation experiences. By choosing our services, you can expect convenience, superior comfort, professional drivers, and timely pickups and drop-offs. Make your journey to the Sasakwa Airstrip an enjoyable one, allowing you to focus on creating unforgettable memories. Book your airport shuttle with Charterbooking.aero today and experience the true meaning of stress-free travel. |
If this week’s activity is any indicator, Santa has plans for a number of good boys and girls to find a place at the beach on their Christmas gift list this season. In a traditionally slow real estate month, we managed one sale and three new contracts, four new listings and five price changes. The inventory remains unchanged, closing once again at 342, with 133 houses and 209 lots for sale in the Cape San Blas, Indian Pass and C-30 Corridor market.
Our solo sale is this handsome 4-bedroom, 3 1/2 bath, 2,400 square foot home up in Barrier Dunes listed for a very attractive $359,900, almost exactly to the dollar the county’s assessed value of $354,835. Built in 2006 as a spec home, it never sold and eventually went to the bank. The current sellers snapped it up from the bank back in July for a mere $116,000 and have now sold it just six months later for $350,000, pocketing a really sweet profit of $234,000. Great work if you can get it.
The first of our three new contracts is this lovely 3-bedroom, 4-bath, 2,830 square foot bay front home in Treasure Bay over on the C-30 Corridor. It has 100′ of waterfront overlooking the southern end of the bay. The sellers currently have it listed for exactly what they paid for it in 2000, $395,000. That’s a good bit above the county’s assessed value of $312,339. This home has been on the market since late 2004 when they originally listed it for $889,500.
I absolutely love cottage style and southern history, so this next home works for me on both levels. Located over on the Pass in Indian Pass Beach Subdivision, it’s a 3-bedroom, 2-bath, 1900 square foot Cracker-style home which was relocated onto this site sometime after 1998 when the sellers bought the unimproved lot for just $30,000. The home has only been on the market a few weeks and is listed for a modest $249,900. The kitchen captures the flair of the home.
Our third and final new contract takes us over to the Cape where one side of this gulf-view, 2-bedroom, 2-bath, 1,565 square-foot duplex on Aruba Drive at Cape Sands Landing went under contract with a list price of just $165,000. It’s not listed as a short sale even though the sellers paid $310,000 for it in early 2005. That list is well below the county’s assessed value of $225,583. I’ve shown this place a number of times and with some sprucing up and new furniture it has the potential to be a terrific rental property. It has surprisingly good gulf views from its screened in porch off the living area.
Only four new listings this week but I like one enough for it to qualify for the coveted title of New Listing Pick of the Week. Check out this 1-acre, 103′ wide bay front lot over in Treasure Bay just a few lots away from the home we looked at earlier. The seller bought it in mid-2004 for $275,000 but has decided to let it go for just $165,0000 which is about where the county has it, their assessed value being $140,000. This is on the mainland there are no problems with federal flood insurance. Since the view of the bay is towards the west, you’d be enjoying views like this each evening as the sun sets over St. Joe Bay.
Nothing earth-shattering among our five price changes so no pick this week in that category. There’s still time to wrap a nice property up in time to surprise someone this Christmas with a little piece of paradise along the Forgotten Coast. If you’d like more info on these or other opportunities give me a call on my cell, 850-227-5197, or shoot me an email to [email protected] . Have a great week, and don’t forget . . .
GO NAVY – BEAT ARMY!!!! |
The first step in locating a Thai wife is to reading her profile. In the event that she writes that jane is seeking relationship, you should not try to escape. She has in all probability had it with greedy Thai men and is looking for a great Western man. If you discover this, consider another look at her account. Maybe you will be able to make her fall in love with you. Then again, if you are unsure that you are willing to commit, you should find out more about her profile before making a choice.
The first thing to recollect about Thai women is they are customarily conservative and feminine, so if you do want to be focused by them, then you might not want to get married to one of these women of all ages. They also will not speak The english language very well, so you should be patient with regards to getting to know one another. However , if you wish to be a good partner and make her a happy wife, you should learn how to speak Thai.
The second issue to remember is the fact Thai ladies have superstitions and have faith in ghosts. Even though some men find this incomprehensive, Thai girls are more wide open and approachable than other https://www.focusonthefamily.com/marriage/small-wedding-ideas/ Asian women. While a male can be overly-aggressive or indifferent, a woman coming from another country could possibly be less likely in order to handle these emotions. However , if she is up for the challenge, you should be understanding and understand this irrational side of her individuality.
Luckily, if you do not possess much experience of online dating, you may make things decrease and make an effort them away at your individual pace. The majority of sites are created to be user-friendly. The method involves a few steps: creating a great bank account, browsing for gals, and mailing messages. These steps can take a little while, but the results are well worth it. The process will help you meet up with your future better half and speed up your marketing. However , it will take some time to find the proper lady.
Besides all their beauty, a Thai woman is often very sensible. Some call them “street smart” mainly because there is a high thinking capability. Because of this, they may be good problem-solving partners. If you prefer a woman who will take care of you, a Thai bride is a good choice. You can also find a Thai wife on the Internet! There are several dating websites that specialise in matching potential couples.
In addition to online dating websites, there are many other places to look for a female. Many Thai brides act as prostitutes, and so don’t expect to find them at a rod or in a golf clubs store. Rather, look for a girl who is respectable and who has a solid work ethic. Thai brides to be are very receptive find Thai wife to foreign males, and they will enjoyably marry any kind of man. Irrespective of being amazing in the city, fortunately they are extremely well intentioned and classic in their way of life. |
Are you looking to obtain commercial or residential properties in the Dallas-Fort Worth Area? Then you need best private hard money lender in Fort Worth, TX.
Here at Capital Fund 1, we offer hard money loans in Fort Worth, TX for a variety of commercial and residential purposes. We’ve cut the red tape associated with the application process, which means you can get cash quickly and easily. Still not convinced a hard money loan is right for you? Here’s everything you should know about this particular type of financing.
What Is a Hard Money Loan?
Hard money loans are short-term financing options that can be used for commercial or investment properties. Unlike a traditional mortgage, which can last 30 years or more, hard money loans typically last 2 to 5 years. They’re also incredibly flexible, which makes them perfect for investors looking to purchase and renovate. Basically, this financing is a great alternative for a traditional mortgage when speed is necessary for a business transaction.
How Can This Financing Be Used?
One of the primary uses for a hard money loan is purchasing a property. For example, if you’re interested in a restaurant in Buckeye, you can utilize a hard money loan to buy it. However, this lending can be used for a variety of other things:
- Fixing and flipping
- Land purchases
If you already have a loan, you can also use hard money lending to refinance. Additionally, if there’s equity in your property, you can access that value with a cash-out refinance.
What Are the Benefits?
Whether you’re applying for land loans or bridge financing, approval is incredibly quick compared to traditional mortgages. When you apply for a commercial loan through a bank, you may wait up to 45 days for an answer; when you choose hard money financing, you can get cash as quickly as 24 hours.
Another huge benefit is the relative ease of applying. Private money lenders are generally more concerned with the collateral’s value, rather than your credit history; this not only means less paperwork but also a chance at approval even if you’ve been turned down by traditional lenders. In fact, you may be able to get a loan even if you’ve had a bankruptcy or are just breaking into the investment property industry.
How Can You Apply?
Capital Fund 1 is proud to provide funding to property investors in the DFW area. With just a quick application, you can get the necessary funds to pursue your business venture. For more information or to submit an application, give us a call at (469) 314-9152 or contact us online.
Photo Credit: 88studio |
Made in China, this Midwatch Fixed Blade pocket knife is made of Damascus Steel and Twill Carbon Fiber Handle. This Full-tang Construction CIVIVI Knives C20059B-DS1 is 7 5/8 inches. This knife is presented with Black Kydex Sheath with multi-position T-Clip and Lanyard.SKU: CV C20059B-DS1 FIXBLADE MIDWATC. Full-tang Construction Release Date Dec 9 2022. It is new and never been used, re-sharpened or carried.
It is 7 5/8 inches long (closed for folding knives) and weighs approximately 2.5 ounces. The blade material is Damascus Steel with Hand-rubbed finish. The handle is Twill Carbon Fiber with finger guard and finger ring.From a history of providing a steady stream of successful products, WE Knife Co. Has earned the reputation for always delivering innovative designs manufactured with consistently high quality. All WE Knives are made with the WE company motto in mind: "MADE BETTER".
If you are looking for a great knife to collect, carry or give as a gift, don't pass this one up! This high quality is produced by CIVIVI Knives. It features a design and measures. CIVIVI uses only top-notch to insure long-lasting quality. YOUR SATISFACTION IS IMPORTANT TO ME.
Please contact me if you have any questions. Tab above and select your country for more details. Check out my other store, Deadwood Knives. Please feel free to contact me with any questions. |
Have you been considering diversifying your portfolio? Have you determined the best strategies for managing your tax? Have you considered what options offer short-term versus long-term financial rewards?
In this article, our financial planners highlight major considerations for wealth creation that you, as a medical professional, might be missing out on. Learn the tips, strategies and processes that we implement for doctors wanting to take a proactive approach to build wealth, hit financial milestones and live a financially free life.
Achieve Financial Goals as a Doctor
Picture yourself walking into a patient’s room, ready to diagnose and treat their ailment. As you begin your examination, you notice that the patient is distressed and struggling with various symptoms. You quickly realise that to provide effective care, you need more than just a general understanding of their condition. You need a holistic approach and a comprehensive treatment plan that leaves no aspect of their health unaddressed.
Similarly, when it comes to your finances, you hold the power to shape your own success story. A masterfully crafted financial plan acts as your prescription for long-term prosperity. It weaves together every element of your economic life, harmonising each component to create a vibrant and thriving future.
There are many intricacies when creating effective strategies that set you up for life. There are also standards, regulations and eligibility that need to be met. To get the most from our outlined recommendations, we always advise seeking help from professionals. It all starts at the beginning, creating the foundations with a clear, relevant and manageable plan.
If you are unsure about why you should consider using a qualified financial planner to guide you through this step, you can refer back to our previous article, 7 reasons why doctors need financial planners.
What Doctors Should Include In Their Financial Plan To Build Wealth
Before diving straight into the deep end (making investments), you need to identify your goals, understand where you are at present and then determine the incremental steps needed to get to your desired destination. Having a wider perspective allows you to make smarter decisions that incur the least amount of risk.
Just as in medicine, your financial plan begins with a thorough diagnosis. It helps you identify your financial goals and those milestones that you aspire to achieve. Whether it’s securing a comfortable retirement, funding your children’s education or making significant purchases, your financial plan aligns your objectives and sets you on an unstoppable path to triumph.
Your financial plan isn’t merely a list of goals; it goes beyond that. It examines your financial well-being, taking into account your debt management. By crafting a budget that ensures your resources are well managed and optimally utilised, your plan paves the way for constant cash flow and unyielding success.
Evaluating and mitigating risks will be your lifeline if things don’t follow the path best travelled. It should assess potential risks such as disability, illness or unexpected events and recommend appropriate insurance coverage to protect against potential financial hardships.
A well-constructed financial plan should include a tailored investment strategy, custom-fit to your risk tolerance, time horizon and financial goals. At Carbon, we believe investing is a smart way to create passive income, securing long-term financial freedom. Your investment plan should outline the asset allocation, diversification strategy and suitable investment vehicles so that you’re well-equipped to grow your wealth over time. Make sure to speak to your financial planner if you have questions about increasing your passive income or diversifying your investments.
Retirement planning plays a crucial role in a comprehensive financial plan. It involves estimating retirement needs, determining the appropriate retirement savings contributions and recommending retirement account options making the transition to retirement much easier and something to look forward to.
Just as a vigilant doctor practices preventive care, your financial plan incorporates clever tax planning strategies. It minimises those pesky tax burdens and instead incorporates strategies to maximise deductions, optimise tax efficiency and explore tax planning opportunities.
Succession and Estate Planning
This aspect of financial planning involves creating a plan to manage and distribute assets in line with the individual’s wishes while minimising taxes and administrative complexities. It may include drafting wills, establishing trusts, assigning beneficiaries and considering charitable giving.
By incorporating this into your financial plan, you won’t burden loved ones with attending to these details while they are grieving.
Keep in mind, it takes a lifetime to accumulate wealth. By adding succession planning to your financial plan, you’re provided certainty that this will pass to those you love, setting them up for a prosperous future.
Follow Up and Monitoring
Your financial plan thrives on regular check-ups and adjustments. After all, it is dynamic, adapting to the ebb and flow of your life, accounting for career advancements, shifts in income or evolving financial markets. With each review, your financial journey transforms, growing even more resilient.
Just as you strive to provide the best care for your patients, remember to extend that same level of dedication to your financial health. Embrace the boundless potential of a meticulously crafted financial plan. It’s the narrative that propels you towards an abundant future, empowering you to focus on what truly matters – your patients, your passion and your remarkable well-being.
Tax Strategies Doctors Commonly Underutilised
At Carbon, our financial advisers are well-versed in tax-effective wealth-creation strategies for doctors and medical professionals.
There are many, often neglected, areas to discuss under tax strategies including:
- Income splitting
- Tax deductions
- Capital Gains concessions
- Salary packaging
- Research and Development Tax Incentive
- Loans, and
- Negative gearing.
The compounding benefits of these strategies will see you grow wealth without taking on too much risk because of the high income earned throughout a lengthy career. However, it’s important to speak with a qualified adviser due to the complexities surrounding tax, especially as a higher-income earner.
Investment Considerations for Doctors
At Carbon, we believe that to live life from a place of abundance and financial freedom, smart investments are the way to grow.
For doctors looking to grow their wealth through investing, here’s an overview of key points to consider:
Set Clear Financial Goals
Define your financial objectives, both short-term and long-term. Identify what you want to achieve, such as saving for retirement, funding education or achieving financial independence. Having specific goals helps shape your investment strategy.
Develop a Solid Financial Plan
As mentioned already, create a comprehensive financial plan that aligns with your goals. This plan should include a budget, savings targets, debt management and an investment strategy. A financial planner can guide you in developing a tailored plan that suits your needs.
Diversification and Asset Allocation
Diversify your investment portfolio across different asset classes such as stocks, bonds, real estate and alternative investments. Asset allocation should be based on your risk tolerance, time horizon, and investment goals. Diversification helps manage risk and potentially enhance returns.
Long-Term Focus and Patience
Investing is a long-term endeavour. Maintain a disciplined approach and avoid reacting to short-term market fluctuations. Patiently allow your investments to grow over time, taking advantage of compounding returns.
Understand Risk and Risk Tolerance
Different investments carry varying levels of risk. Assess your risk tolerance, which is your ability to handle market volatility and potential losses. Balance risk and reward based on your comfort level and financial goals.
Take the time to learn about different investment options, investment strategies and financial concepts. Stay informed about market trends and economic indicators. Consider reading books, attending seminars or consulting with financial advisers to enhance your knowledge.
Seek Professional Advice
By working with Carbon, you are leveraging our knowledge and experience in your specialised field. We offer personalised guidance for doctors, help create your investment plan and provide ongoing monitoring and support.
Regular Monitoring and Portfolio Rebalancing
By staying proactive and giving your portfolio the attention it deserves, you’ll keep it in peak condition, just like you do with your patients. If things have shifted, it’s time to rebalance. That means adjusting your investments by buying or selling assets to get them back to your original target mix. It’s like fine-tuning your portfolio to keep it in tip-top shape!
When it comes to your investment decisions, it’s important to be aware of the tax implications. By understanding how taxes can impact your investments, you can make smarter choices to minimise your tax burden. Explore strategies like using tax-efficient investment vehicles, maximising contributions to tax-advantaged accounts and capitalising on available tax deductions or credits. By staying informed and proactive, you’ll be able to make the most of tax benefits while growing your wealth.
Stay Disciplined and Avoid Emotional Decisions
Let’s talk about the role of emotions in investment decisions. We all know that emotions can sometimes cloud our judgement and lead to less-than-ideal outcomes. That’s why it’s crucial to stay disciplined and stick to your well-thought-out investment plan. Resist the urge to make impulsive decisions based on short-term market fluctuations. Instead, take a calm and calculated approach. Remember to carefully evaluate investment opportunities, seek the guidance of professionals and regularly review and adjust your investment strategy as necessary. By staying level-headed and informed, you’ll be on the path to making sound investment choices. Let’s keep your financial journey on track for success!
5 Top Benefits of diversifying your investments
Diversifying your investments offers several key benefits that can help mitigate risk and enhance long-term returns.
To help provide some additional perspective, we have listed the top five advantages of diversification:
1. Risk Reduction
Let’s dive into the power of diversification in your investment portfolio. By spreading your investments across various asset classes, industries, geographic regions and investment types, you’re effectively lowering the overall risk. How? Well, when you have a diversified portfolio, the impact of any single investment or market event is minimised. If one investment underperforms, fear not! Others in your portfolio can step up and offset the losses, giving you a more stable and consistent return profile.
2. Potential for Higher Returns
With a diversified portfolio, you open the door to exciting possibilities. While some investments may experience ups and downs or even negative performance, others can soar and generate positive returns. Having a mix of investments increases your chances of capturing gains from different sectors or asset classes that outperform over time. It’s like harnessing the power of multiple breakthrough treatments to achieve extraordinary results.
3. Smoother Investment Journey
Unlike concentrated portfolios, a diversified one offers a balanced approach that can help minimise volatility. Here’s how it works: when one investment experiences losses, the gains from others can offset them, creating a harmonious equilibrium. This balance reduces the overall volatility of your portfolio, allowing you to maintain focus on your long-term goals without emotions being swayed by short-term market fluctuations. It’s like prescribing a treatment plan that ensures steady progress towards optimal health.
4. Exposure to Different Opportunities
By widening the spread of your investments, you gain access to the potential growth of various industries, regions or sectors. It’s like having a front-row seat to witness emerging trends, technological advancements and economic developments that drive specific areas. This exposure increases your chances of reaping the benefits of these exciting opportunities, much like staying at the forefront of groundbreaking medical breakthroughs to enhance patient care.
5. Tailored Risk-Reward Balance
With portfolio diversification, doctors have the power to tailor their investments based on their unique risk tolerance and investment goals, as established in your financial plan. It’s like prescribing the perfect treatment plan for your financial well-being!
You can allocate your investments across a range of assets, from low-risk options like bonds or cash for stability, to higher-risk assets like stocks or alternative investments for potentially higher returns. It’s all about striking the right balance that aligns with your comfort level and objectives.
Of course, it’s important to note that investment portfolio diversification doesn’t guarantee profits or shield you from losses, and it can’t eliminate investment risks. However, it’s widely recognised as a prudent investment strategy to manage risk and increase the potential for long-term financial success. By implementing these considerations, you can tap into the advantages of diversification and enhance your investment journey.
Embrace the power of diversification and design a personalised approach that sets you on the path to financial success.
Are you in the early stages of building your career as a doctor?
A great aspect of financial planning for growing wealth is the earlier you start, the more you’ll achieve.
Do your long-term strategy and career aspirations include opening your own practice?
Here is an article where Carbon’s Accounting & Tax Partner and medical accounting specialist, Matthew Vaughan-Davies, shares tips for medical practitioners who are thinking of opening up their own practice.
What will you do to grow your wealth?
In an ever-evolving industry, it is important to have a well-rounded strategy that keeps you competitive within the medical space, ensuring a prosperous career. Check out this article, 6 Simple Ways Doctors Can Future Proof their Financial Future.
By incorporating the key points discussed in this article, such as setting clear financial goals, developing a solid financial plan, diversifying your investments, understanding risk and seeking professional advice, you can navigate the complexities of wealth creation with confidence. Remember, just as you provide exceptional care to your patients, extending that same level of dedication to your financial health is essential. Embrace the power of a meticulously crafted financial plan and the advantages of diversification to unlock the boundless potential for your financial well-being. Speak to our financial advisers today to get started on building your wealth. |
CRAFT in the Bay is a charity championing Welsh makers – and now they’re trying to get more minority women stuck in.
This month, it has launched its Connect Through Craft project, teaching women in Butetown how to make different things.
Members are working in partnership with local artists to provide craft lessons after a successful trial in December.
“Taking part in our craft lessons is important for these women because it encourages them to get out of the house,” said manager Charlotte Kingston, 57.
“We’re targeting women living in Butetown because we’re right on their doorstep.”
The workshops are free and for any woman living in multicultural Butetown. Due to increased demand, sessions now take place in both the Craft in the Bay building and Butetown Community Centre.
Workshops range from screen printing and pottery to felt-making and women are encouraged to share their own expertise.
Most of the women who come to the sessions at Butetown Community Centre are retired or young mothers.
Craft in the Bay started the sessions to inspire the community to get more involved with art.
“We want to make the local community feel we’re a place they feel welcome, as well as raise awareness about our arts centre,” added former secondary school art teacher Charlotte.
The project finishes at the end of March and will be reviewed to consider whether it should be extended to families, to help with childcare concerns.
Craft in the Bay has worked with the Butetown community before. Its freelance artists have taught primary school pupils craft, including pottery and metalwork.
“Cardiff Bay is a strong community. We try to support one another,” said Charlotte.
Funding comes from the Welsh Government, through the Anti-racist Wales Culture, Heritage, and Sport Fund 2022-2023.
Craft in the Bay has been based in an iron former docks warehouse on Lloyd George Avenue near the Millennium Centre since 2002.
It hires freelance “makers” to run exhibitions in the Grade 2 listed building, and run these sessions.
There are about 125 volunteers and 11 salaried staff, plus the freelance artists they hire. |
Manager Finance & AdministrationUS-NJ-PrincetonJob ID: 2024-18606Type: Full-Time# of Openings: 1Category: Academic AdministrationPrinceton UniversityOverviewThe Initiative for Data-Driven Social Science (DDSS) seeks a Manager of Finance and Administration (MFA). The Manager of Finance and Administration reports directly to the Director of the Initiative for Data-Driven Social Science and is responsible for the core financial and administrative management of the DDSS. This role is critical for ensuring smooth day-to-day operations, holding primary oversight for all financial activities, providing seamless administrative support, and ensuring effective execution o
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Financial Accounting- Day to day financial accounting oversight- Review financial transactions to ensure accuracy of information and compliance- Oversee vendor payments, reimbursements, cash advances, workshop participants payment etc.- Ensure financial vouchers have sufficient supporting documentation- Ensure all prepayments are accurately amortised and reconciled- Manage the daily cashbook closeout procedures- Lead the month end financial close ensuring accurate, timely and complete reporting in line with CHAI guidelines• Work with Local auditors to ensure full compliance on OHADA financial reporting for Non-profit entities.Financial Management- Prepare monthly cash forecast in line with monthly workplans- Review all expenses to ensure proper allocated to correct grant and budget lines- Ensure time cash request for effective program implementation through prompt payments- Review all procurement documentations and payment request to ensure it is in full compliance with CHAI and donors’ guidelines- Prepare monthly variances to budget analysis by grants to support program managers in spending plans- Review various donor reports to ensure expenses are accurate and complete before submission to donor- Prepare adjustment entries as required for grant spending management- Provide monthly feedback on grant tracking tools report- Lead in the monitoring of financial activities for all programs and prepare expenditure reports for program managers as needed- Prepare and analyze grant spending reports to ensure full compliance to donor requirements- Establish and maintain effective working relationships with program managers/staff members- Lead in the preparation of organizational annual budgets and periodic reforecasts- Preparing donor budget proposals as needed- Assist in the preparation of audits management letter response, financial statements if neededGrant and Partnership Management- Review all Donation Letters, Independent Contractor Agreements and Memoranda of Agreement from financial management perspective prior to signing with partners/contractors; suggest any points of negotiation and analyses the impact- Assess and Train local partners on best practice in Finance, HR, procurement, and admin processes to ensure compliance with donor policies and regulations- Manage local partners and ensure timely reporting, invoices quality reviews and timely cash disbursements for implementations- Create tracking system to monitor the progress of new agreements with partners and be responsible for record-keeping- Develop grants tracking to monitor existing partners’ performance and compliance- Make regular visits to partners’ offices, to monitor their financial management system and to verify their payments- Review and analyze grant expenses and variances in consultation with supervisor to advise the partner on expenditure trends and potential issues- Ensure that donor regulations are complied with in all grant transactions and processes of the partners- Build relations with focal person and build a trusting partnership with partner organizations- Keep the Country Director informed on all major compliance issues/challenges while taking the necessary corrective steps with the respective Partners- Prepare grant Closure checklist for ending grants in collaboration with Program ManagerStatutory and Regulatory Compliance- Coordinate with auditors for annual audits and coordinate donor audits- Maintain banking relationships and ensure compliance with funds transfer justifications- Work closely with the attorneys for labour laws and other legal matters- Implement all Corrective Action Plan ensuing from different audits- Ensure Finance and Other policy manuals are revised annually- Ensure full compliance with all fiscal and social security obligations
- Implement surveillance projects related to disease (malaria and NTD) epidemiology, intervention, commodity and entomology, as required;- Support the rollout and monitoring the performance of existing and new surveillance processes and platforms for improved data collection, reporting, data management, automated analysis and data visualization e.g. using dashboards;- Help cultivate a culture of data-use within disease programs by strengthening the quality, use and analysis of epidemiological, entomological, and programmatic data by the malaria program to inform country strategy planning and program implementation;- Support institutionalization of data reviews at all levels, including the development and use of data collection tools and dashboards (e.g., Tableau, DHIS2, etc.);- Contribute to the formulation of relevant disease programs documents including but not limited to surveillance guidelines and SOPs, M&E plans, lessons learned documents and operational manuals;- Design, implement, analyze, and disseminate operational research projects related to surveillance, intervention effectiveness, and entomology;- Provide technical supervision, training and ad-hoc programmatic support to staff members involved in surveillance activities such as data quality assurance and management, monitoring and evaluation of existing activities, outbreaks detection and responses, surveillance system evaluation, integration of health management information system, and study implementation;- Synthesize results, translate them to national and sub-national government partners to support evidence-based decision making, and disseminate findings through high-quality presentations, reports, and publications internally and externally at international venues;- Represent CHAI at external technical meetings with local academic and technical partners;- Develop and maintain strong working relationships with country teams, key stakeholders across government, non-governmental organizations, and academic institutions, with support from technical advisor;- Any other tasks identified.
Strategic Leadership- Collaborate with the Country Director to develop and execute strategic plans, ensuring alignment with UN SDG, CHAI's global and country-specific objectivesProgram Management- Provide oversight for programmatic initiatives, ensuring effective operational planning, implementation, monitoring, and evaluation of health programs- Drive innovation and efficiency in program deliveryStakeholder Engagement- Cultivate and manage relationships with key partners, including government agencies, NGOs, donors and other relevant stakeholders- Represent CHAI in high-level meetings and forums, including the development of presentations and materials for external audiences, as necessaryTeam Management- Lead and mentor a multidisciplinary team (example: program managers and senior technical staff), fostering a culture of collaboration, innovation, and excellence- Provide direct oversight of one or more program teams; provide support and guidance to program managers and junior staff on strategy and project deliverables.- Provide guidance on professional development and performance managementFinancial and Operational Oversight- Work closely with the Country Director to ensure sound financial management, adherence to budgets, and efficient use of resources- Monitor program performance against targets and address challenges proactively- Strengthen and formalize systems and processes for budgeting, financial tracking, and donor and government reporting- Support the operations team to implement and strengthen the internal management of daily operations and ensure alignment with CHAI global policy and practice including:- Human Resource processes and systems including recruiting, onboarding, benefits management- Financial management practices including monthly cash flow and financial reporting- Safety and security policies and ensure consistent implementation across program teams and project locationsTechnical Expertise- Stay abreast of the latest developments in global health and provide technical expertise to inform program strategies- Ensure programmatic interventions are evidence-based and aligned with best practicesRisk Management- Identify potential risks to program implementation and develop mitigation strategies- Ensure compliance with all relevant regulations and CHAI policiesOther- Undertake other country tasks as the CD may direct from time to time
We are seeking a highly motivated individual with outstanding analytical, strategic, communication and teamwork skills. Responsibilities include but are not limited to the following:- Create an insight-oriented procurement fact base on the current state of global vaccine procurement, including analysis, insights and comparisons by region, vaccine, procurement entity, and funding source; an overview of UNICEF’s procurement model and analysis of its market-shaping power; as well as case studies of global pooled procurement initiatives.- Conduct qualitative research and analyses on regional procurement model motivations and aspirations with key stakeholders at the global level, at the continental and sub-regional level (e.g., Africa CDC, ECOWAS, SADC), with vaccine manufacturers and their associations globally and in Africa, as well as with governments.- Support a benefit-risk assessment of adopting a regional procurement model, with a focus on market and programmatic implications.- Support the identification and assessment of potential transition scenarios to a regional procurement entity in Africa.- Develop presentations, reports, and other analyses to be shared with external stakeholders.- Cultivate relationships with operational counterparts working across the vaccine ecosystem.- Perform other tasks as necessary.
- Contribute to the strategic vision and thought leadership for how improved NTD analytics and surveillance can accelerate elimination of NTDs in the countries and regions where CHAI works- Proactively monitor and manage project execution (planning, implementation, and dissemination) to ensure that expected deliverables and targets are achieved on time and within budget in collaboration with CHAI’s global and country teams- Serve as a focal point person and mentor to CHAI’s regional and country teams working with national NTD programs- Drive the implementation of NTD technical strategy and shape a sound technical approach in collaboration with CHAI regional and country teams across countries in anglophone East and West Africa- Review and provide feedback on internal products and documents including strategic plans, budgets, guidelines and standard operating procedures, analysis and implementation updates- Manage internal and external communication including between CHAI teams, and relevant partners- Contribute to development of project donor reports, including supporting coordination of regular donor updates, soliciting inputs from relevant teams and ensuring adherence to reporting timelines- Lead knowledge management for team documents including workplans, scoping materials and internal and external reports- Ensure project compliance with all administrative, financial, and contractual requirements- Review and provide input to the budgeting process, including review of expenditures and decisions on reallocating funds- Represent CHAI at external technical meetings with international and local academic and technical partners- Other responsibilities as needed
- Serve as a trusted advisor and thought partner to governments, community partners, CHAI global teams, CHAI country teams, and other consortium partners to identify and operationalize innovative solutions to address key barriers in pediatric advanced HIV disease service delivery- Drive project management for multiple different workstreams, led by country teams, to help ensure on-time delivery and high-quality output- Develop fit-for-purpose M&E and accountability frameworks and tools to aid government partners and health workers increase visibility on key pediatric indicators, efficiently and effectively review service delivery gaps, and develop and monitor tailored action plans- Create concept notes to guide the demonstration of new, promising interventions for pediatric advanced HIV disease service delivery- Support development of operational tools to aid health worker implementation of pediatric advanced HIV disease service delivery (e.g., toolkits, case studies, standard operating procedures etc.)- Develop investment cases to inform national adoption proven pediatric service delivery models to elevate focus and continued prioritization of children- Flexibly collaborate and coordinate across many different teams and stakeholders to gather strategic guidance and input from technical experts, translating outputs into actionable plans- Conduct quantitative and qualitative analyses to measure program gaps, measure progress, structure data-driven debate and decision-making, and inform course correction- Support development of AHD information, communication, and educational materials- Development of crisp, compelling presentations for an array of different audiences (government partners, CHAI teams, global donors, and stakeholders)- Lead internal and external communications across CHAI teams and with external partners, including Ministries, WHO and other relevant donors or partners- Conduct literature reviews and desk reviews on best practices on a range of client-centered delivery models and produce summary documents and recommendations.- Manage internal and external program reporting requirements and budgeting of relevant project activities- Support documentation and dissemination of best practices through case studies, conference abstracts, journal articles etc.- Support development of pitches, concept notes, and proposals for new business development, as needed- Other responsibilities as needed by team
- Conduct a comprehensive assessment of each CSO’s current organization structure, resources, and capacity for sustainability planning.- Organize workshops to educate the target CSOs on the concept of sustainability planning and its importance in achieving long-term impact.- Provide training on sustainable resource mobilization, fundraising strategies, and partnership development (including facilitating connections between CSOs and potential partners such as businesses, government agencies, and other non-profits.- Support CSOs in developing tailored sustainability plans, outlining strategies for generating resources, securing diversified funding sources, maintaining community engagement beyond the project’s duration, and ensuring the continuation of immunization support initiatives beyond the project’s duration.- Ensure communication and alignment of activities across government and partner stakeholders and across other CHAI programs to ensure coordination and successful execution.- Work with CHAI's technical teams and Program Manager(s) to develop and implement a coordinated program of support.- Support capacity building of key government functionaries on relevant competencies for sustained ownership and delivery.- Prepares technical notes and submits for review.- Prepare, review and initial sign off participants statement of payments and follow up on timely payment of participants.- Prepares and submits expense and activity reports within three days of completion of field activity.- Perform other responsibilities as requested by program leadership.
- Contributing to the development and implementation of a national malaria drug resistance strategy:- Conduct a baseline assessment of the status of resistance and its drivers, drawing on existing data and collaborating with partners.- Develop a draft strategy with interventions to strengthen surveillance, optimize antimalarial use, and deploy new tools in priority areas.- Define potential ACT diversification scenarios, including MFT strategies, considering feasibility and resource needs.- Collaborate with stakeholders to refine the strategy and advocate for its adoption.- Providing technical assistance to NMCP:- Support the development and dissemination of training materials, checklists, and guidelines for health workers and community health agents.- Participate in integrated case management supervision efforts and data analysis.- Coordinate community health/case management components of the national malaria strategic plan.- Building partnerships and collaboration:- Engage with a range of stakeholders, including government agencies, research institutions, and community health organizations.- Facilitate collaboration between CHAI teams, NMCP, and other strategic partners to ensure alignment and achieve program goals.Additional Responsibilities:- Work alongside NMCP and other key MoH partners to support relevant workflows on community health, malaria case management, and supply chain management.- Serve as a focal point with case management, supply chain, and community health stakeholders in the country, ranging from government, academia, civil society, and the private sector (i.e. a long-term physical presence in the country to provide uninterrupted support).- Support advocacy efforts for case management, supply chain, and community health strategy, program design, and implementation in line with evidence-based best practice.- Strengthen and extend programmatic reporting and activity monitoring tools and processes at central and operational levels; develop the capacity of government staff to monitor activities regularly.- Support NMCP in the collection, analysis, and visualization of case and inventory management data. Monitor progress and data quality and make necessary updates to the M&E framework and documentation of learning.- Collaborate effectively with CHAI teams, including malaria surveillance, analysis and technology, and health financing teams, to support CHAI's community health deliverables.- Perform other duties as assigned by their supervisor.
• Support implementation of Vaccines projects to strengthen EPI capacity and management and to meet donor objectives and timelines, including development of reports to donors.• Support the development of guidelines, workplans, budgets and other materials for key activities.• Support vaccine’s portfolio team and MoH in developing and implementing the program ensuring for supporting improvements in strengthening management and governance, service delivery, supply chain, and other Routine Immunization aspects.• Optimize program management dashboards and existing implementation and reporting mechanisms in alignment with broader immunization program strategy laid out by MoH and vaccine’s program outcomes to facilitate effective oversight and management, encompassing key input, processes, output, and outcome indicators.• Conceptualize effective measurement mechanisms and lead the implementation of a Monitoring & Evaluation framework at the EPI through the Vaccine’s team.• Conceptualize, design, and coordinate program impact and progress evaluation surveys• Assimilate and triangulate information from multiple sources such as DHIS2, IHME, MNCH datasets, other health data sets, other non-health government data sets, localized datasets, and surveys to monitor performance and inform strategy refresh.• Significantly contribute to internal and external capacity building initiatives by the team for improving data handling and decision-making competencies of target trainee cohorts• Significantly contribute to documentation of program progress through reports, presentations, and templates for effective internal use and dissemination of reports at state and national levels.• Collaborate with government to ensure skills transfer and government ownership, identify the most critical hurdles to scaling up, and develop innovative strategies to address them• Travel on short notice to the various parts of the country.• Undertake any other duties as requested by the Program Manager.
- Provide technical assistance to the national malaria program to refine technical support in all malaria control interventions, with a specific focus on case management.- Work with CHAI colleagues and governments to evaluate strategies, identify and prioritize resource gaps, and develop new funding proposals for the country.- Support case management/commodity access goals’ implementation directed at central and subnational capacity for the implementation of high-quality malaria case management strategies, built on data-driven decision-making, standardized processes and effective tools.- Support expansion of access and effectiveness of community case management networks through targeted and context specific strategies.- Execute strategies, plans and tools for the integration of case management and supply chain information into malaria surveillance systems.- Support antimalarial resistance mitigation workstream, by assessing the status of artemisinin resistance in Angola, compiling and analysing in country potential drivers of resistance (based on WHO guidance) identifying and evaluating gaps that may be drivers of resistance, and drafting a strategy to mitigate antimalarial resistance.- Assess strengths and weaknesses of national institutions and mechanism that regulate and distribute antimalarial drugs, monitor and promote compliance to treatment guidelines, and implement.- Monitor program activities against project objectives and donor commitments, identify bottlenecks or operational weaknesses, and work collaboratively with country and global CHAI teams to achieve exceptional results within tight timeframes.- Identify new opportunities within and outside of the initial project scope, anticipate risks and be proactive in responding to them.- Support the development of programmatic reports for government and donor reporting, as well as concept notes or other external communication products.- Perform any other duties as requested by management. |
At SpartanNash, we deliver the ingredients for a better life through customer-focused innovation. We do this for our supply chain customers and U.S. military commissaries, retail store guests and, most importantly, our Associates. In fact, we see a day when each will say, “I can’t live without them.”
Our SpartanNash family of Associates is 17,000 strong, ranging from bakery managers to order selectors; from IT developers to vice presidents of finance; from HR Business Partners to export specialists. Each of them plays an integral role in SpartanNash’s People First culture, Operational Excellence and Insights that Drive Solutions. Ready to contribute to the success of our food solutions company? Apply now!
Location:915 North Curry Pike - Bloomington, Indiana 47404
This role is responsible to perform a wide variety of maintenance, repairs and services for company machinery and equipment's such as Air Handling, refrigeration and HVAC. Work independently and with other plant personnel to perform preventative, predictive and routine maintenance tasks. They will troubleshoot issues, repair failures of production, material handling and facilities equipment, to ensure maximum equipment efficiency, safety, and effectiveness.
Here’s what you’ll do:
Repair and maintain company machinery and equipment such as, Air Handling Equipment, Refrigeration Equipment, and HVAC equipment, including compressors, pumps, belts, motors tanks, etc.
Repair or replace control devices such as switches, sensors, pushbuttons, etc. as needed.
Perform work order repairs, preventive/predicative maintenance, inspections and adjustments.
Perform fabrications and/or modifications to new and existing equipment.
Responsible for disposing and recycling any chemical byproducts of HVAC system Assist in installing air conditioning, heating and related equipment and components.
Advise management on whether continued operation of equipment could be hazardous.
Additional responsibilities may be assigned as needed.
Here’s what you’ll need:
Less than High School Graduate
General Cert-Secondary Education (Preferred)
Licenses HVAC (Preferred)
Ability to work collaboratively.
Ability to set up hand tools and other equipment.
Knowledge of EPA, NFPA regulations.
Understand Safety, Health and environment.
Basic math, writing, computer and communication skills.
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Must frequently sit, walk and stand, use hands to handle, grasp, and twist objects, tools, or controls, and use both feet for repetitive movements as in operating foot controls. Must frequently walk, talk, crouch, kneel, bend, stoop, twist, and reach with the hands and arms. Ability to lift up to 75 pounds with assistance as needed. While performing the duties of this position, employees are subject to a warehouse environment and may frequently be exposed to changes in temperature and humidity based on assignment. The noise level in the work environment is usually moderate to high. Employees must be able to work weekends, holidays, days and night hours, and overtime as necessary and as assigned, and must be able to work in the condition specified for 8-10 hours shift as assigned. Travel requirements vary by assignment.
As part of our People First culture, SpartanNash is proud to offer a robust and competitive Total Rewards benefits package.
SpartanNash is an Equal Opportunity Employer, including disability and veteran, that celebrates diversity and believes employing a diverse workforce is key to our success. We are committed to providing equal employment opportunities to all individuals.
We are not able to sponsor work visas for this position. |
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The types of personal information we collect include name, home addresses, email addresses and phone number(s). If you engage with career coaching, further personal information provided by you such as your work history, interests, values, passions, may be collected.
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Our employees, and the contractors who provide services to us, who may come into contact with your information are obliged to respect the confidentiality of any personal information held by us.
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We may collect personal information for the purposes of billing, supporting you, responding to enquiries from you, and/or providing you with information about our products and services.
We endeavour to ensure the security, integrity and privacy of personal information collected by Career Vitality. We review and update our security measures in light of current technologies. While every care is taken, no data transmission over the internet can be guaranteed to be totally secure.
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Career Vitality values and respects the confidential nature of the information supplied by organisations and private individuals. Every care is taken to safeguard such information with regard to its proper use, storage, transfer and disposal.
If you have reason to believe that your privacy has been breached you can raise this directly with Career Vitality. Any such claim will be investigated and responded to promptly. Should you not be satisfied with the handling of your complaint, you may contact the Australian Privacy Commissioner’s Office. |
COVID-19 Silver Linings of Dementia
And the frustration of the “no visitor” policies in effect at facilities
We are all grasping for “sweet spots” in the redesign of our lives during the Coronavirus (COVID-19). Hunkering down, isolating, stocking up as never before. What will be the outcome and how long will it last? The unknown seems to be the worst for all of us, not knowing what the future holds. Added to this is the emotional impact on family members who are currently not being allowed to visit dementia facilities. These policies have been implemented for the protection of the most vulnerable population. But these are the very people we have vowed to love and protect by our presence.
That’s where the “silver lining” of dementia sits up and smiles. What is robbed from dementia is past memories and future worries. These are stripped away and replaced with the present. I recall my father asking my mom what she did yesterday. She looked him straight in the eye, smiled her sweet smile, and said “I don’t need to know that.” So true! That, for all of us who worry, is the point. It’s the present that has value to our loved ones with memory loss.
So, as much as you worry about extended time away from your family member, it’s likely that many with dementia don’t recall if it’s been an hour, a day, or a month since you last visited. You know that from past experience – hearing your mom cry over no visits when you left her an hour before. The painful concern over facility visiting restrictions is more your worry than the reality of your loved one. Therefore, it allows you to focus your energy on what you can do to make their present more enjoyable. Some possibilities include:
- Delivering a special treat to the facility for them to take to your loved one: warm cookies or their favorite snack,
- Providing a small hand-held size photo album with their name on the outside and photos with captions that have meaning,
- Driving your loved-one around to get a milkshake or ice cream cone (if allowed),
- Calling every day to share interesting adventures that cause a smile or a laugh,
- Using face-time to see and be seen.
If your loved one questions your absence, it’s best to simply say you’re staying away for the height of the flu season. An in-depth explanation of Coronavirus regulations would not be productive and could cause fear.
And, during this time of social distancing, take care of yourself! When the restrictions are lifted, you want to be well and ready to reengage. |
Even here we have to talk about politics.
- Trade name: Carla Key
- Company name: CUBAQ 2018 SL
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- Address: Carrer Sant Lluis 72, 5to2nda - 08024 Barcelona
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Laws of application on this website
- RGPD (Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 regarding the protection of natural persons)
- LOPD (Organic Law 15/1999, of December 13, Protection of Personal Data and Royal Decree 1720/2007, of December 21, Development Regulation of the LOPD)
- LSSI (Law 34/2002, of July 11, on Services of the Information Society and Electronic Commerce)
Only the data strictly necessary to carry out the normal activity of the service will be collected. In accordance with the principle of data minimization (Art.5.b GDPR).
The data collected will in any case be those over 16 years of age (Art. 8.1 GDPR). Carla Key reserves the right to take the appropriate measures to verify the veracity of the age (Art. 8.2 GDPR).
In any case, these data will be of a personal identifying and non-sensitive nature, they may be:
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The collection and use of data is done for the sole purpose of:
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The data collected will be incorporated into a file owned by Carla Key
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The data will be kept until the purpose for which this data was collected is fulfilled (Art.5.e. GDPR) or until the right to delete or modify them is exercised. As long as this does not conflict with the need for legal or fiscal reasons to store them.
How do we protect your data?
Your data is transferred and stored safely as we have:
FFF - Encryption with SSL protocol.
FFF - Server Level Firewall.
FFF - Security protocols to prevent unauthorized access.
FFF - Access control.
FFF - Encrypted storage.
Carla Key cannot guarantee complete security in communications over the Internet, but we do guarantee to take adequate measures to protect your data.
In addition, Carla Key is committed to maintaining the confidentiality of the data and will not communicate or allow access to unauthorized third parties.
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The legislation recognizes you some rights as a user who has transferred their personal data:
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The exercise of these rights is personal. So you can only request them for the data of which you are the owner.
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Phew! How serious I have become! I need a little sea breeze. |
I knew that the makers of Dredd got the feel of the comic book, 2000 AD, right when its square-jawed authority, Judge Dredd, pulled out his lawgiver gun. It was set to Hot Shot, its heat-seeking mode that Dredd uses when he wants to eliminate fleeing perps. Sweet. They also captured the worn-to-the-bone look of Mega-City One, a future megalopolis that has more in common with New York City during its Fort Apache: The Bronx days than the cyberpunk future of Blade Runner. These, and many other good decisions, made Dredd an excellent interpretation of 2000 AD—and a movie worth seeing.
2000 AD is a weekly British comic book, a serialized anthology of many strips, of which Judge Dredd is just one; Judge Dredd, however, appears in every issue. The premise is the same in the comic book as the film: In the future, Mega-City One has urban-sprawled its way across the East Coast of America, covering the area from Boston to Washington DC. Outside of Mega-City One is the Cursed Earth, a.k.a. the rest of the United States, post nuclear holocaust. Judges are also the police, who are also the jury and executioner of criminals.
Dredd (played to perfection by Karl Urban) is one of the judges who patrol Mega-City One, where the latest crime spree comes courtesy of a new drug, Slo-Mo…a substance that lets a user experience life in slow time. Dredd is reluctantly partnered with rookie Cassandra Anderson, a judge-school washout given a second chance because of her powerful psychic ability.
Dredd must evaluate Anderson on his latest mission, to follow up on a crime at the Peach Trees complex (or in Mega-City lingo, “block”), one of many 200-story high Mega-City blocks. These complexes are large enough to house shopping centers and doctors’ offices. This particular block is a slum, one where we can see urban decay take place in real time.
The crime? Someone has skinned three people alive and tossed their bodies over a very tall balcony. And it’s up to Dredd and Anderson to find the perpetrators and bring them to justice.
There’s no mystery here. The crime, as well as the Slo-Mo drug, has been engineered by Ma-Ma (Lena Headey), a prostitute-turned-drug lord, who is as cunning as she is vicious. So when Dredd and Anderson rope in one of Ma-Ma’s henchmen, she locks down the entire complex. No one is allowed in or out until Dredd and Anderson are dead.
So now our heroes have another mission: Take out Ma-Ma before they’re taken out first.
I liked Dredd a lot, because there were so many aspects to like. Olivia Thirlby absolutely nailed the part of rookie Judge Anderson. Although she’s pretty, I never once got the sense that Thirlby was hired as eye candy. Her Anderson was smart—and smart enough to be scared. She was also compassionate, and at the same time, she was nobody’s victim. Like Dejah Thoris from John Carter, Anderson was someone a female audience can admire, and Thirlby deserves praise for her portrayal.
(Note: Psi-Judge Anderson occasionally has her own series.)
As for Karl Urban, he was everything Dredd should be: tough, monosyllabic, inflexible. At one point, he gave a panhandler a chance to make himself scarce for the crime of vagrancy, which was almost un-Dredd-ful. But when Dredd saw him again, he had no problems trying to haul the him in…despite force-marching a murderer alongside him.
Then there was Lena Headey, who we know from her turn as the beautiful yet evil Queen Cersei in Game of Thrones. Here, Headey takes a less restrained approach to evil, not by over-the-top cackling but with a semi-permanent sneer of contempt. We didn’t learn much about Ma-Ma in this movie, which is a shame, but we can infer from Headey’s performance that her sneer was well-deserved.
A shout-out to Domhnall Gleeson, who plays a fearful techie under Ma-Ma’s sinister control.
Dredd may have its finger on the pulse of 1970s ugly, but its special effects are 2012 awesome. Slo-Mo’s effect on users is as powerful as its effect on the audience: The slo-mo made the strange effect of making the most over-the-top gore look pretty (gore-geous?). Even as I noticed one man’s cheek ripped off to expose his jaw, I thought, “Awesome.” Usually I’m repelled by ultra-violence. Here, I was fascinated.
However, the movie loses momentum when Peach Trees block is locked down, and Dredd and Anderson are trapped, unable to escape. Although in some ways, this made the danger more real and present, I couldn’t help but think of it as a budgetary restriction. It made me wonder just how much more fun director Pete Travis would have had, had he a larger than $45 million budget.
In fact, the only real disappointment in Dredd came at the ending, which I won’t give away, except to say that Dredd dispatched a particular foe in a manner that was more revenge than justice—which seemed terribly out of character.
Dredd was written by Alex Garland, who had previously written one of my favorite video game screenplays, Enslaved: Odyssey to the West, as well as the zombie apocalypse movie, 28 Days Later. He did right by Judge Dredd. Sylvester Stallone’s 1995 version—we shall speak of you no further.
Would Judge Dredd smile at his big-screen counterpart? No, because he never smiles. But he would make a positive note in his report.
And because I know some of you want to know: No, he does not take the helmet off.
8 out of 10 |
NHTSA Campaign Number: 16C008000
Manufacturer Baby Trend, Inc.
Components CHILD SEAT
Potential Number of Units Affected 34
Baby Trend, Inc. (Baby Trend) is recalling certain Hybrid LX 3-in-1 Centennial booster seats, model number FB58181, manufactured on July 23, 2016, and Hybrid LX 3-in-1 Kiwi booster seats, model number FB48417, manufactured on July 14, 2016. The affected child seats have a center adjuster rivet that may pull through or break if the harness is being used with a child weighing more than 40 lbs. As such, these child seats fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 213, “Child Restraint Systems.”
Baby Trend will notify owners and replace the child seat or provide a full refund. The manufacturer has not yet provided a notification schedule. Owners may contact Baby Trend customer service at 1-909-773-0018.
Owners may also contact the National Highway Traffic Safety Administration Vehicle Safety Hotline at 1-888-327-4236 (TTY 1-800-424-9153), or go to www.safercar.gov |
Apples are healthy and delicious, but Can Dogs Eat Apples? The answer might surprise you!
Apples are widely regarded as one of the healthiest fruits out there, and with good reason. Packed with vitamin C, fiber, and antioxidants, apples can provide numerous health benefits for humans – but can dogs eat apples? While in most cases it’s perfectly safe to give your dog an apple every now and then, this fruit does have some downsides for dogs and could potentially lead to serious side effects if consumed too often or in excess amounts.
All About Fruits For Dogs
Just like people, dogs can enjoy fruits as part of a healthy diet. But not all fruits are created equal when it comes to our four-legged friends. So, are apples safe for dogs to eat? The answer might surprise you!
While apples are generally safe for dogs to eat, there are a few things to keep in mind. First, apples contain sugar, so they should be given in moderation.
Also Read: Leaving a Blind Dog Alone
Dogs and Apples
Can dogs eat apples? While there is no definitive answer, most experts say that can dogs eat apples, as long as they are cooked correctly. Apples are a great source of fiber and Vitamin C, which can help keep your dog healthy. If your dog has a sensitive stomach or is prone to gastrointestinal problems, it’s best to avoid giving them apples altogether.
Just like people, dogs need a variety of nutrients to stay healthy. And while apples are a good source of vitamins A and C, as well as fiber, they also contain sugar and acid. So, the question is: are apples safe for dogs to eat?
The answer is yes…and no. While a few small bites of apples won’t hurt your pup, apples are not the best fruit for dogs. In fact, they can actually cause some health problems.
Is It Safe to Give My Dog Apples?
There’s no right or wrong answer to this question, as it largely depends on your dog’s diet and health. In general, dogs should be fed a balanced diet that includes plenty of fresh fruits and vegetables. So if you’re unsure whether giving your dog apples is safe, err on the side of caution and avoid giving them to your pet.
If you do decide to give your dog apples, make sure they are cut into small pieces and only given in moderation. Apples can also be a source of sugar for dogs so be sure to monitor their intake and adjust their feeding schedule accordingly.
How Are Apples Safe For Dogs?
Apples are low-protein fruit that is easy to digest. They are also a good source of antioxidants. Eating apples can help keep your dog’s digestive system healthy and may help reduce the risk of some types of cancer.
READ NEXT: Can Cats Drink Oat Milk
When Are Apples Bad For Dogs?
There are a few times when apples are bad for dogs. The most notable time is when the apple has been sitting out for too long and has started to rot. This can happen if the apple was left on the counter or ground for too long. The rotting apple can release toxins that can make your dog sick. If you think your dog has eaten a rotten apple, watch for signs of illness and contact your veterinarian right away.
Also Liked: The Complete Guide to Durable Dog Chew Toys
How Should You Feed Apples To Your Dog?
Assuming you would like tips on feeding apples to your dog:
You can feed apples to your dog by giving them a whole apple, an apple slice, or applesauce. You can also include apples in homemade dog treat recipes or give your dog a commercially-available dog treat that contains apples. When feeding apples to dogs, always check with your veterinarian first to make sure the apple is safe for your particular pet. Some dogs may be allergic to apples or have other health concerns that make eating apples inadvisable.
How Much Apple Can My Dog Eat?
How many apples can my dog eat? It is safe for your dog to eat apples, but you should not feed your dog too many apples at once. A good rule of thumb is to give your dog no more than one apple per day.
You May be Interested: Beagle Pitbull Mix
Are Apples Good For Dogs?
Apples are a good source of Vitamin C and antioxidants, both of which are beneficial for your dog. They are also low in protein, making them a good treat for dogs with digestive issues. However, apples do contain seeds and cores, which can choke your dog or cause digestive problems if consumed. It is best to remove these before giving an apple to your dog. Apple skins are safe for humans and dogs to eat and provide many of the same benefits as the flesh of the fruit.
Are apples a healthy treat that dogs can eat?
Yes, apples are a healthy treat that dogs can eat. Apples are rich in antioxidants and vitamin C, and are a great source of fruits and vegetables for dogs. They are low in protein and provide a healthy alternative to other high-protein dog treats. However, it is important to remove the core and seeds before giving an apple to a dog, as the core and seeds can be dangerous for puppies and dogs with sensitive digestive systems.
Can there be risks associated when your dogs eat apples?
Yes, there can be risks associated when your dogs eat apples. The apple’s core.
For Example: can be a choking hazard if your dog swallows it whole. Additionally, the seeds of an apple contain cyanide, which is poisonous to dogs (and humans). However, feeding your dog apples in moderation can have benefits – like providing them with fiber and vitamins A and C. Just be sure to remove the core and seeds first, and cut the apple into small pieces to avoid any risks.
Can Puppies Eat Apples?
Puppies can eat apples, but they should be aware of the digestive problems that can arise from doing so. While apples are a healthy treat for dogs, puppies may have a hard time digesting them properly. For this reason, it’s best to give your puppy small pieces of apple or monitor their intake if you decide to feed them this fruit.
Are Apple Seeds Poisonous to Dogs?
Apple seeds contain cyanide, which is poisonous to dogs. However, the amount of cyanide in a single seed is very small and is not likely to cause harm unless your dog consumes a large number of seeds. If you are concerned that your dog has eaten apple seeds, contact your veterinarian for further guidance.
Are apple skins healthy for dogs?
Can dogs eat apples with skin: Apple skins are not healthy for dogs. The American Kennel Club (AKC) says that peeling the apple can upset a dog’s digestive system, and eating the peel can be a choking hazard. They recommend removing the core and seeds from the apple before giving it to your dog, as the seeds contain cyanide.
Are there any varieties of apples bad for dogs?
No, there are no varieties of apples bad for dogs. In fact, apples are good for your dog! Apples provide essential vitamins and minerals that help keep your dog healthy.
How should you prepare apples for dogs?
To prepare apples for dogs, you should remove the core and seeds, and cut the apple into small pieces. You can give your dog a whole apple, or peel the apple first.
Can Eating Apples Be Dangerous for My Dog?
Apple seeds contain cyanide, which is poisonous. If your dog eats one apple, they will be fine. However, if they eat multiple apples or apple seeds, it can be dangerous. The core of the apple is also dangerous for dogs to eat. It is best to avoid giving your dog apples altogether.
Benefits of Giving Your Dog Apples
One of the benefits of giving your dog apples is that apples contain Vitamin C. Vitamin C is an antioxidant, and it can help to boost your dog’s immune system. Apples also contain fiber, which can help to keep your dog’s digestive system healthy. Feeding your dog apples on a regular basis can also help to reduce the risk of developing cancer. Apples are also a good source of vitamin A, which is important for maintaining healthy skin and coat.
CAN DOGS EAT APPLESAUCE?
Yes, dogs can eat applesauce. In fact, applesauce can be a healthy treat for your dog. Just be sure to choose a sugar-free variety and check the ingredient list to make sure there are no added sweeteners or other ingredients that could be harmful to your dog.
Side Effects of Apples on Dogs
Though apples are safe for dogs to eat, there are a few things to keep in mind. First, the apple’s skin can be hard for your dog to digest, so it’s best to remove it. Second, the core of the apple contains seeds that contain cyanide, which is poisonous to dogs (and humans). So be sure to remove the core before giving your dog an apple.
Are you wondering if your dog can eat apples? The answer might surprise you! In fact, many experts believe that dogs can and should eat apples regularly, as they are a healthy option for them. Apples are loaded with antioxidants, which help to protect the dog’s cells from damage. Additionally, apple consumption has been linked with improved heart health in dogs, as well as reduced inflammation and better blood sugar control. So not only is apple consumption good for your humans — but it’s also great for your furry friends! |
Handmade red green velvet throw pillow case
Red green throw pillow cover in lovely plush velvet. This velvet pillow has two great colors which are so apt for the season of joy, peace and love. Use it for Christmas or to re-live the spirit of Christmas all year long. The velvet pillow has a cotton lining to give a great drape to the fabric. This cushion cover has a zip closure for a neat look. Pillow cover for your home or for a gift.
This listing is for one pillow cover only - INSERT NOT INCLUDED
Same velvet fabric on both sides
Backed by cotton lining
- Available in multiple sizes.
- Please select the size you like from the pull down menu.
Shipping Cost: FREE SHIPPING anywhere in the world; usually ships within 3 to 5 business days
Guarantee and Exchange Policy: 30 Day exchange and money back guarantee. For policies, please Click Here
Need Help? Contact Us |
Gangsta – Is it Legit?
Does Gangsta operate legally?
All details of the casino’s ownership and licensing are disclosed, so there are no red flags in this regard.
Who runs Gangsta?
Boom Line B.V. is the owner of Gangsta Casino. While we only knew a little about the firm, it appears to be reliable.
The casino has a Curacao license – Curacao permits have improved in safety over the past few years as a result of beneficial modifications to their safety protocols, so you can rest assured of that.
Issues at Gangsta
Gangsta Casino is overall quite unproblematic – no major red flags were raised during our evaluation, but it’s still best to stay vigilant, as always.
Gangsta Casino Compared to Other Casinos
100% Up to €500 + 200 Free Spins
100% up to €1000 + 150 Free Spins |
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1) The Prophets
The Prophets provides a unique opportunity for readers of the Old Testament, both Christian and Jewish, to gain fresh and deep knowledge of Israel's prophetic movement. The author's profound understanding of the prophets also opens the door to new insight into the philosophy of religion.
Baker Academic, a division of Baker Publishing Group
The world cries out for a prophetic word to the chaos, unrest, and destructiveness of our times. Can the biblical prophets speak into our world today? Old Testament ethicist M. Daniel Carroll R. shows that learning from the prophets can make us better prepared for Christian witness. In this guide to the ethical material of Old Testament prophetic literature, Carroll highlights key ethical concerns of the three prophets most associated with social...
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FRANKLY: a game-changer in Catholic parish life
Bursting onto the Catholic scene in parishes this Christmas, FRANKLY is a fresh new publication that will be a power house in evangelisation and a counter-balance to secular negativity about the Church.
Visually rich in photography and design, and modelled on the warm and conversational style of Pope Francis, FRANKLY is designed to be given as a gift to people on the margins of Catholic faith and practice.
The 128-page bookazine includes articles written by Catholic contributors from Australia and overseas that speak to people’s everyday lives about topical issues including the environment, infertility, money, relationships, and hot-button topics from the Synods on the Family.
“This new publication is a game-changer,” says popular Catholic evangelist Jonathon Doyle of Choicez Media. “It’s modern, relevant, family-focussed and supportive of a new level of connection in the parish and beyond.”
Bishop Peter Comensoli (Diocese of Broken Bay) commended FRANKLY for answering a need for Catholic publications “that present the freshness of the Gospel and are attendant to its beauty and goodness”.
FRANKLY features input from Archbishop Anthony Fisher (Sydney), Bishop Eugene Hurley (Darwin), Archbishop Mark Coleridge (Brisbane), Robert Falzon (MenALIVE), entrepreneur Catherine Harris AO and others. It is published by LivingWell Media (a not for profit organisation) for bulk sale to parishes, schools, and other Catholic organisations.
According to concept developers, Francine and Byron Pirola, FRANKLY was created to respond to the call of Pope Francis in Evangelii Gaudium to joyfully proclaim the Gospel.
“We wanted to support the Church in starting a new conversation about the joy of Catholic living,” says Byron.
“Unfortunately what the average Catholic on the margins hears about the Catholic Church is mediated by secular media. Those messages are mostly negative and overlook the best parts of our story. We, the Church, want to tell our own story; to celebrate the richness and beauty of our faith and the joy of Catholic living even amid the very real challenges.”
FRANKLY is respectful and supportive of Church teaching and has a touch of playfulness to it. From the title itself, to topics and pictures, it talks frankly about real issues with warmth and humour.
Although FRANKLY can be purchased through retail outlets, it is available at cost-recovery prices, enabling Catholic organisations to purchase it cheaply in bulk. “The real power of FRANKLY is the physical gifting of the book to Mass-goers especially on Christmas Eve”, notes Francine. “This is when our churches are full of ‘once-a-year’ visitors like our non-Catholic spouses, family, and friends. It is literally the world’s biggest birthday party and what better way to share our faith than with a gift that people can take home and be enriched by over the coming year”.
FRANKLY can also be used in other ways, such as for parents at the start of the new school year or for families preparing for a Sacrament.
“FRANKLY has a quality look and feel so will hang around people’s homes for a while, be passed onto family and friends and picked up by visitors”, says Francine. “We expect that it will play a part in helping people think differently about the Catholic faith and help them to reconnect with their parish community.”
For more information visit livingwellmedia.com.au or email us at email@example.com |
Catholic and Church of Ireland church bells rang out in unison in 10 Limerick churches at 20.20 (8.20pm) last night as part of the Diocese of Limerick’s contribution to the city’s bid to be the European Capital of Culture in 2020.
For 30 years the European Union has designated one or more cities as a European Capital of Culture. What that means is that for one calendar year, the awarded city and/or a region organises a series of cultural events with a strong European dimension, promoting cultural diversity and shared European Heritage. Ireland is eligible to host the European Capital of Culture in the year 2020.
The European Capital of Culture initiative is one of the most prestigious and visible European cultural awards in the EU, and is awarded on the strength of an exceptional programme of local and European events proposed for the city/region. It’s also awarded on the strength of co-operation shown locally in the field of culture that helps promote lasting relationships within our European family.
Bishop Brendan Leahy, Bishop of Limerick said he was delighted to have arranged the ringing of bells across nine city centre churches in tandem with the bell ringing at Saint Mary’s Church of Ireland Cathedral, to welcome the 2020 European Capital of Culture jurors to Limerick. He said, “the diocese wishes the Limerick Bid Team and the local authority well this week and salutes them for helping to give Limerick the incredible voice that it now amplifies proudly across Ireland and beyond”.
Watch a video of the bell ringers in Limerick. |
THE ADVENTURE BEGINS!
The first Warhammer Adventures books are now available in all good bookshops across the UK and North America.
My own Attack of the Necron kicks off the Warped Galaxies science fiction series while Tom Huddleston’s City of Lifestone launches the fantasy-based, Realm Quest.
There are a number of ways to find out more about Warhammer Adventures:
>> The Teen Librarian asks us what we learnt writing both series.
>> Tom and I also turn up in a sponsored interview on Kirkus Reviews.
>> Issue 372 of The Phoenix features Attack of the Necron its book of the week.
>> This week’s Toxic gives away a special flip-book that features extracts from both series.
>> Tom and I are interviewed in the February issue of Games Workshop’s White Dwarf.
>> And we’re also interviewed in the latest issue of SFX.
More coverage is on its way, so watch this space.
Attack of the Necron is available right now from all good stores including Amazon UK and Amazon US, Waterstones, WH Smith, Forbes, Black Library, Barnes and Noble, Powell’s, Books A Million and IndieBound.
Warhammer Adventures: Warped Galaxies Book 1
A new adventure begins in the far future! When her world is attacked by Necrons, Zelia Lor and a rag-tag group of survivors must fight to escape and reach the mysterious Emperor’s Seat.
READ IT BECAUSE:
It’s a brand-new and exciting way to experience Warhammer 40,000 and it’s designed to be the perfect starting point for younger readers.
On the hive world of Targian, Zelia Lor helps her mother search for ancient tech, digging up treasures of the past on the wind-blown plains. They are happy. They are safe.
All that changes when the Necrons attack. Without warning, a host of robotic ships appear in the skies above Targian and rip the planet apart.
Separated from her mother, Zelia must escape the doomed world, her only hope a scrambled transmission promising safety at a mysterious place known only as the Emperor’s Seat.
Launched in an escape pod, she crashes on an icy wasteland far, far from home. But Zelia is not alone.
She is joined by a rag-tag group of survivors – the street-tough juve Talen, gadget-obsessed Martian boy Mekki and super-intelligent alien-ape, Fleapit. |
Ying Ma is author of Chinese Girl in the Ghetto, a book that deals candidly with immigration, race relations, and welfare. At the age of 10, Ma and her family immigrated legally from Communist China and settled into an Oakland CA slum where they were taunted as “Chinamen” by their neighbors. Rejecting the welfare state lifestyle that surrounded them, the family forged a new life through hard work, determination, and educational achievement. Ma earned degrees from Cornell University, where she became president of The Cornell Review, and Stanford Law School, after which she became a successful lawyer.
Today Ying Ma is a powerful voice on Asian policy as well as on the opportunity American still offers to those willing to work for it. Fluent in Mandarin and Cantonese, Ma’s expertise on China is regularly reflected in her column at the Wall Street Journal’s China Blog.
Her remarks were recorded at the March 2015 Conservative Women’s Network luncheon, a monthly event co-sponsored by the Luce Institute and The Heritage Foundation. |
Looking for a half day tour of Cairns? Book this guided Cairns City Sights Afternoon tour to discover the history of this city, see all the highlights PLUS enjoy an Devonshire tea and scones! Knowledgeable local guides will take small groups to St Monica's Cathedral to view the world's largest themed stained glass windows, take a stroll through the Flecker Botanic Gardens in the wet tropics plus view the sights of Cairns from picturesque vantage points. The afternoon tour also includes a visit to the Barron Falls and the Surprise Creek Falls, Palm Cove Beach and a delightful afternoon tea and scones. This tour is perfect for those who are short on time but want to discover the vibrant history and natural attractions of this city. Book your Cairns City Sights tour online here! |
The Autism Cares Foundation (ACF) was founded by the parents of a child with autism and other concerned parents, professionals and friends. The foundation was started as a means of helping others through the “puzzle” that is autism. At virtually every level, there are “twists and turns” in one’s attempt to reach the answers that many parents are seeking. As the founders discovered with their own child, answers are few, frustrations are many, and there are few places to turn to for answers.
It is the intention of the Autism Cares Foundation to assist in “unwinding” the twists and turns associated with navigating the system surrounding autism. The Autism cares Foundation differentiates itself from other organizations raising funds for autism, as our funds will provide direct benefit to the children and young adults afflicted with autism, helping to improve their life experiences today.
The Autism Cares Foundation is Pennsylvania Non-Profit Corporation and a 501C3 charity. |
Apple blogs had an outpouring of derision when a prominent, self-declared technology expert could not figure out why his iPhone stopped ringing. Of course this was because he’d flipped the Silence Ringer switch. John Gruber rushed to his defense with this comment:
It’s easy to laugh at, but I think it’s actually a non-obvious design. There’s no icon or visual indication as to what that switch does. You do get a small jolt of vibration when it’s engaged, but that doesn’t naturally imply “silent mode” to me. (Update: Yes, there’s also an on-screen icon, but that only helps if you toggle it while the screen is on.)
But the icon will also appear if your screen is off. If your iPhone is sleeping and has been inactive more than 1 minute, flipping the Silence Ringer switch will turn on the screen, and the big icon of a bell with a slash through it will appear. However, if your iPhone is sleeping but has been used within the last 1 minute, you only get the buzz of tactile feedback, indicating the phone is in vibrate mode. So the only possible way to miss the visual feedback of the Silence Ringer icon is if you turn off your iPhone and then immediately start flipping the switch.
But to me, the bigger question is, what kind of idiot would buy a $400 phone and not know how to operate the buttons? There are only 4 hardware buttons on the iPhone. Apple went to considerable pains to make the Silence Ringer switch functions as obvious as possible, even to technology experts.
Update: Comments Disabled. I have blocked further comments on this subject, I almost never do this. I continue to receive a steady stream of comments on this post, it has become unmanageable. It was not my intention for this brief article to become the #1 Google search result for “iPhone won’t ring.” It was not my intention to sneer at users who could not figure out the problem. It was my intention to sneer at one pompous software “expert” who could not figure it out (I have sworn never to mention him by name on this blog, but follow the first link in this story and you will figure it out). I am gratified by the positive comments from readers who discovered here the solution to their problems. I have ignored the negative comments from people who were insulted. Thank you to all who took interest (and those who continue to discover this article). |
November 2, 2020
The Parliamentary Group of the Self-Determination Movement (LVV) today at 13:00 organizes a public hearing for the Draft Civil Code of the Republic of Kosovo. LVV has invited professors, experts, representatives from institutions, representatives from civil society, notaries, lawyers, as well as some students from the Faculty of Law for this public hearing.
One of the issues that has been most debated and discussed publicly regarding the Draft Civil Code is the legal regulation of marriage/cohabitation of persons of the same gender/sex. Surprisingly, LVV in organizing the public discussion has not invited two civil society organizations that have been very vocal and prominent on this issue, they have not been invited to present their legitimate positions in this public hearing.
The exclusion of civil society organizations that advocate for certain causes demonstrates unequal treatment for all citizens of the Republic of Kosovo. The exclusion from the public hearing shows LVV’s selective and discriminatory approach to human rights, which is contrary to the Constitution of the Republic of Kosovo and the Law on Protection against Discrimination. This implies that LVV has disregarded the rights of LGBTI individuals and their issues. |
15 FREE Granny Square Bag Patterns
These FREE granny square bag patterns are full of color and pretty stitches that come together for eye-catching and practical bags that you can take with you anywhere! Granny Squares are very popular right now- you can see them all over the internet and even on some celebrities! They are easy to take with you on-the-go because you can work on a square or two in a small amount of time. Then after completing the ‘small’ pieces of your projec and before you know it, you have enough for your entire crochet creation. It is very rewarding to put all the crochet squares together and see what you’ve made. 🙂
(This post includes affiliate links. To read our full disclosure policy, click here)
What is a Granny Square?
What is a Granny Square exactly? Well, I always think of a traditional and classic Granny Square as the one you see with groups of 3 double crochets separated by ch-1 sps (as you can see in my rock cozy projects above – click here to see that FREE pattern). This stitch pattern was developed by the pioneers and settlers when they traveled West across America a long time ago. They discovered that these squares were a quick and efficient way to use up their yarn scraps to make something practical and necessary for a life on the prairie. I love that these Granny Squares are an American invention and have become so popular lately. But it seems that any crocheted square is now called a “Granny Square”. There are so many ways you can make a crochet square! But the Granny Square appeal seems to be for squares that start as circles and then are transformed into matching square shapes so they can be easily joined into bags, blankets, purses, pillows and more!
Stitches Used in the FREE Granny Square Bag Patterns
For the projects in this list of Bag Patterns you’ll need to know all of your basic crochet stitches: chain, slip stitch, single crochet, double crochet, half double crochet and treble crochet. Some of these square projects incorporate cluster stitches. These are a somewhat intermediate stitch skill that takes 2 or more stitches and combines them into one. This technique is often used in granny squares that have flower motifs in them to create the petals.
Info About the FREE Granny Square Bag Patterns
For each of the FREE Granny Square Bag Patterns you’ll see a photo and be able to read a little bit about the project. You’ll also see who designed the pattern, which yarn they used (with an affiliate link of where to purchase) and where you can find the FREE crochet pattern. I encourage you to visit the blog with your favorite crochet bag pattern – by doing so you are supporting crochet bloggers and helping us all to offer free patterns like these. Thank you for your support!
Did you know that subscribers to our newsletter get notified of new patterns each week and get access to our Crochet Resource Library full of FREE pattern PDF’s, diagrams and other useful printables? Click the image below to get access and become part of our community – it’s FREE!
Let’s get started on the Round-Up of 20 FREE Granny Square Bag Patterns!
1. Magnolia Granny Square Bag
Isn’t this crochet bag so classy?! This bag pattern is made up of simple stitches and can be made with endless color combinations! I also love how it’s plenty big enough to hold everything you need! It’s the perfect mom bag!
Designer: Mama In A Stitch
Yarn: Lion Brand 24/7
Click here to see this free Granny Square Bag Pattern
2. Summer Days Daisy Bag
I love this cute daisy square bag! Daisy are such a pretty flower and go perfectly with summer days. This would make the perfect beach bag. I think it would also look nice with a deep blue like the ocean around the flower centers.
Designer: All About Ami
Yarn: Lion Brand 24/7
Click here to see the Summer Days Daisy Bag pattern
3. Hexagon Granny Square Bag
I love how unique and fun these hexagon bags are! If you’re looking for something a little different but still practical, this is the pattern for you! The free pattern also includes different size options so it’s super versatile and customizable.
Designer: Briana K Designs
Yarn: Upcycled Alpaca Blend
Click here for this FREE Granny Square Bag Pattern
4. Flower Motif Bucket Bag
This flower motif bucket bag is so practical and classy! Bucket bags are a fun variation to the traditional granny square bag and very easy to make. Plus, you can fit a lot inside and there’s no chance anything could accidentally fall out. It’s a great summer bag!
Designer: Yarn & Hooks
Yarn: Any Cotton Yarn
Click here to see this free crochet bag pattern
5. Crochet Granny Square Pouch
These little granny square drawstring bags are adorable! They would be great for gifts, jewelry, coins, etc. The free pattern is in the form of a video tutorial which makes it easy to follow along and whip up quickly!
Designer: Cloud Pusher
Click here to watch this FREE Granny Square Bag project come to life
6. Crochet Granny Square Bag
Crossbody bags are very trendy right now. This crossbody purse would be a great option for a cute yet practical purse and can be easily customized to match your style!
Designer: Heather Corinne Crochets
Yarn: Red Heart Super Saver
Click here to get this crochet Granny Square Bag Pattern
7. Granny Square Crossbody Bag
This granny belt bag is another great crossbody bag option! It’s so cute and easy to whip up! Perfect for when you want your hands to be free but still need to carry a few essentials! I love the classic and traditional look of this granny square bag and how it is made into a very modern bag style.
Designer: OTH Crochet Nook
Click here to see the Crossbody Bag pattern
8. River Stone Granny Square Crochet Bag
This granny square tote bag has a really unique stitch pattern and is so beautiful! It could easily become your go-to bag for just about any occasion.
Designer: MJs Off The Hook
Yarn: Upcycle Alpaca Blend
Click here to see this FREE Bag pattern
9. Rainbow Sunburst Tote Bag
This granny square bag has such fun colors and a gorgeous floral design! Also, I like how it has a flat bottom – so practical!
Designer: Briana Hart
Yarn: Magic Light Yarn & Caron One Pound
Click here to see the Rainbow Sunburst Tote Bag Pattern
10. Celtic Knot Zipper Pouch
This is a unique granny square bag pattern because it is made up of just one crochet motif with a simple Celtic Knot at its center. This project is crocheted with basic stitches that take the rectangular shape and add to it to make a zipper pouch that has its opening on the back side. It works great for crochet notions – it sits flat on your work surface with the zipper opening up making it easy to find your tools!
Designer: Yours truly, Jennifer Ryan 🙂 of Celtic Knot Crochet
Yarn: Caron Simply Soft
Click here to see this FREE Granny Square Bag Pattern
11. Crochet Granny Square Purse
The shape of this granny square bag is unique and stylish! You can make the bucket hat as well to go with this purse – how fun is that?!
Designer: Make And Do Crew
Yarn: Lion Brand Pima Cotton
Click here to see the Crochet Granny Square Purse pattern
12. Carry Me Home Crochet Bag
I absolutely love the unique color combinations in this granny square bag! It is very boho and beachy – so cute! It would be a great staple this summer.
Designer: Garn Studio
Yarn: Drops Paris Yarn
Click here to see this FREE Bag Pattern
13. Sweet Summer Sunflower Bag
Who doesn’t love sunflowers?! This crochet square bag is so summery and sweet! It’s also a fairly simple pattern that whips up quickly so you won’t have to wait very long before you can have this adorable bag ready to use!
Designer: Crochet 365 Knit Too
Yarn: Hobby Lobby I Love This Yarn
Click here for the Sweet Summer Sunflower Bag pattern
14. African Flower Bag
I like the unique floral design of this granny square bag and the bright colors are so fun! Drawstring bags are super practical too, especially if you have your hands full and want to be sure you don’t lose anything.
Designer: Nilla K Creates
Yarn: Any Chunky Cotton Yarn
Click here for this FREE Bag Pattern
15. Bobble Granny Square Coin Purse
These little granny square coin purses are adorable! They have a wristband and a zipper which makes them very practical while also being unique and stylish! And because they’re so small, you could whip up a lot of these in no time! They would make great gifts as well.
Designer: Crochet For You
Yarn: Ice Yarn Favorite
Click here to see this cute Granny Square Bag Pattern
15 Granny Square Bag Patterns!
So, there you have it – 15 Granny Square Bag Patterns for you! Which one is your favorite? I love the classic Granny Square that includes bright colors mixed with white rounds but I also love the pretty African Flower motifs made in pinks with a neutral gray edging. Bags are one of the best projects to make with crochet because everyone could always use another bag! 😉
If you would like to see more FREE crochet pattern Round-Ups, then check out this page here.
And you can see ALL of my FREE crochet patterns here.
Thank you for visiting! Happy crocheting!
Copyright – Jennifer E Ryan- www.celticknotcrochet.com- all rights reserved. No part of this publication may be reproduced, distributed or transmitted in any form or by any means, including photocopying, recording or other electronic or mechanical methods, without the prior written permission of the publisher but please do link to this page to share these patterns with others. |
The Lightmaker’s Manifesto: How to Work for Change without Losing Your Joy
Many of us have strong convictions. We want to advocate for causes we care about–but which ones? We want to work for change–but will the emotional toll lead to burn out?
Leadership coach, lawyer, photographer, and activist Karen Walrond knows that when you care deeply about the world, light can seem hard to find. But when your activism grows out of your joy–and vice versa–you begin to see light everywhere. |
There are Prayer rooms for males and females.
It contains large number of texts books in all fields of Information Technology. Students can study their and borrow the text books they need. Internet
There are two labs with internet services for the students, where they can access internet for their registration and research all topics.
There is a free Wi-Fi service available across KASIT.
There are 380 seats and it's one of the most important theaters in the University that serves as conferences, seminars and events. |
As there is no specific study or test to diagnose dyslexia, the doctor will analyze your child’s medical history, asking you about their school performance, family lifestyle, habits, and activities. In addition, they will perform auditory, visual, and neurological tests to rule out any underlying cause of dyslexia.
If necessary, they will apply a psychological exam, as well as reading tests and other didactic abilities.
As for the possible treatment, since it is an incurable condition, the aim is to adopt therapies that help your child lead a normal life, minimizing the effects of the disease, such as knowing learning techniques and adopting special personalized educational programs. The earlier dyslexia is diagnosed and treated, the less its effects on a child’s development.
You can help your child overcome this learning problem as best as possible by encouraging reading, reading to them every day, taking an interest in all school subjects, and establishing joint strategies with their teachers so that your child has a successful academic performance.
At the Neurology Center, a select group of highly trained and certified doctors in various neurological specialties are ready to assist you with the quality and warmth that characterizes us.
Our mission is to provide you with comprehensive and multidisciplinary care programs for the prevention, diagnosis, treatment, and rehabilitation of nervous system diseases, always focusing our activities on your safety.
Nervous system specialties
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Bloomingdale’s Francine Klein, EVP/GMM of Fashion Accessories, Intimate Apparel, Cosmetics and Fine Jewelry, oversees much of the store’s most desirable categories, including shoes, handbags, intimate apparel and fine jewelry. But when she talks about beauty, another category under her domain, her face lights up. Walking with her through the vast Bway department at the New York flagship, her zeal about the store’s brands and its airy, sleek beauty floor (modernized in October 2009) is simply palpable.
Of course, the fact that the retailer’s beauty business is very healthy doesn’t hurt when it comes to building enthusiasm. “We’re really seeing a great balance in the business, in terms of the fragrance business being strong, the treatment business being strong and the color business being strong. It’s really a unique moment in time, at least since I’ve been doing this, where all of the categories are very healthy.”
While the three big categories are doing well (fragrance, skin care and color cosmetics) fragrance is particularly thriving, Francine said. “A lot of it is newness, but for the first time in a long time, in conjunction with the newness is a very strong return to classics within the brands,” Francine explained. “Some customers are coming back to the classic fragrances because they just resonate with them.” Fragrance
“wardrobing” could also be contributing to sales, Francine surmised. “There’s a whole combination of scents and layerings—and it’s beyond a single brand that’s expanding to different lifestyles. For some customers, it’s not just one fragrance that they stick with. They’re much more experimental.”
Fragrances that are doing particularly well include Tom Ford’s line, as well as classics such as Flower Bomb and Angel. Also strong are Chanel fragrances, which at the New York City flagship are sold in a unique “Espace” area—opened three months ago, and Chanel’s only mini-boutique along those lines in the U.S.—where customers are invited to sit down and have an in-depth consultation with a fragrance specialist. Not surprisingly, Francine has high hopes for this fall’s launch from Chanel, Coco Noir. Other fragrances she’s excited for in the back half of the year include Marc Jacobs’ Dot, DK Woman and Cartier’s Declaration Un Soir for men.
Bloomingdale’s flagship recently introduced another U.S.-exclusive selling space: a unique, interactive Clinique “experience bar”—a test for potential expansion into other stores—that’s a high-tech station for customers to try products and get personalized, computer-generated recommendations. “It’s sort of a play bar,” she said. “You smell it, you feel it, you even hear it, where you can test products, in conjunction with navigation through a computer that can help figure out what the right product is for you.”
On the skincare side, BB creams and gadgets, such as Clarisonic, are selling very well. “The whole technology and high-end skincare treatment businesses will continue to be good for us for fall,” Francine said, adding that she’s particularly excited about offerings from brands such as La Mer, SK II, Chanel and Sisley. “Tools and gadgets are going to be strong—we’re establishing a space dedicated to this area of the business to really pull it all together.”
Makeup is also popular. “Color is doing very well in every aspect, whether it be lip, eye, or nail,” Francine said. “In lip, corals and oranges are very strong from brands such as Trish McEvoy, Laura Mercier and Lancôme. In nail, its lots of different colors, from brands such as Deborah Lippmann, as well as classics from Chanel, Nars, Dior and YSL.”
To ensure sales success, Bloomingdale’s continues to reach out to customers (both existing and new) in a variety of ways. Each season, it offers three or four beauty catalogues, along with newspaper advertising. It’s also been developing a robust clientele program, B Connected, that’s creating detailed customer profiles to enable targeted outreach via phone and/or email. In addition, a busy calendar of in-store beauty events gives customers a reason to keep coming in. “There’s a major event happening on a very frequent basis, whether it’s a master class or a makeup artistry class,” she said. “Having constant energy in the department, education and excitement is something our customer at all ages is reacting to. And when you have an experience in combination with some great technology and/or advice, that really seems to work.”
Alongside healthy brick and mortar sales, Bloomingdale’s has seen major growth in its internet beauty business for the last couple of years. “Online is one of our fastest growing components of our business,” Francine said. “The growth is amazing.” Why?
“Cosmetics is a category of the business that’s a replensihment business so that once you’ve tried something, it’s the convenience you can have. Because it’s replenishment, it enables you to be comfortable to buy on the Internet. And often there’s free shipping, so that takes away the hesitancy for the customer.”
Still, there’s something to be said about the bustle of the retailer’s physical beauty department, in New York and beyond. “The way it looks continues to make it feel very updated, because your impression is that it’s very new,” she observed. “The energy that you feel at 59th Street is something that we’re replicating in a lot of our other stores: the format of it, the way it’s laid out, the brands we’ve pulled together—that’s very Bloomingdale’s—the energy and excitement that we’re trying to communicate to the customers.” |
When it comes to deciding on a data place provider, there are many things to consider. First and foremost, you should make sure that the provider can be accredited. A properly accredited professional will be able to deal with the tenderness of the details you retailer. You can also use computer software review networks and referrals to help you make the decision.
Another essential consideration is definitely access control. A few data space providers be permitted access restrictions for certain types of users. This is sometimes a significant consideration, particularly for companies with multiple departments and places. Using a info room that allows access to simply authorized employees can help to stay away from the risk of data theft. Moreover, a data space provider will need to allow you to establish different get levels quickly.
A good data room carrier should present detailed permissions to protect the privacy of documents. Firmex has a number of security features that make certain only certain people can observe documents. https://pse-isu.org/how-to-apply-for-an-exchange-program/ It also provides dynamic watermarks, lock IPs, and the capacity to revoke record get remotely. In addition , you can turn off print, conserve, copy, and share functions, based upon the tenderness of the information.
Another issue to consider when choosing a data room provider may be the price. A lot of providers tend to be affordable than others. Several charge reduced for advanced features that happen to be unnecessary. Others do not offer ample security steps, which could lead to costly info breaches. |
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The origins of Valentines Day can be traced back many centuries, to ancient Rome. It is said this date was first dedicated to the Roman god of fertility, known as...
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Mar 14 th, 2024
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At most Fastest Payout Online Casinos NZ without a New Zealand license, manual registration of the player account applies. This is followed by a mandatory verification of your identity at a Fastest Payout Online Casinos NZ. As a result, there is responsible gambling, secure transactions and checks of fair play even at casinos without a New Zealand license. To go back to Game pause in comparison to self-shutdown.
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Until the bonus has been redeemed, stakes cannot be higher than €5. This Bonus might include free spins, free cash, free play, or a combination of all. These bonuses have wagering requirements and last for a specific period.
Something that makes New Zealand players have sought out unknown waters, by playing at new New Zealand online casinos instead. Actually, it is not at all unknown, since what we today call New Zealand casinos in the past was exactly what we call New Zealand today. In addition to opportunities to play in a freer and, according to us, safer and more efficient way at Fastest Payout Online Casinos NZ, there is more. Just like in the New Zealand gambling market, all serious online casinos display their information regarding the gambling license. They also provide links to aid organisations and the Gambling Authority (s) to which they belong. Something that is always equally important in all situations, is to protect your own safety as a player.
It is very important that a Fastest Payout Online Casinos NZ without a New Zealand license, accepts traffic from New Zealand IP addresses. Sure, many people say you can choose to play via VPN, but that’s something we strongly advise against. That, as many New Zealand as well as new Fastest Payout Online Casinos NZ do not allow games from hidden IP addresses.
As we mentioned earlier, there were a number of factors that underlie and influence whether you receive tax-free profits without a New Zealand license. The New Zealand Gambling Act basically states that all gambling at online casino without a New Zealand license constitutes tax liability on any winnings. Anyway, after all, in chalk it is by no means a majority of players who find it difficult to control their gambling. The majority of New Zealand players have good control and do not play for more than they can afford to lose. As a result, most New Zealand players can choose games at the best Fastest Payout Online Casinos NZ without a break without increased risks. Something that means that the game break does not affect the large mass of players at all.
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Either way, you’ll see more of Revolut Moderna online casinos with New Zealand gaming licenses. Here you manage everything easily and smoothly directly from a very user-friendly mobile app. You quickly link different accounts and cards to your Revolut account.
Here, no one raised their eyebrows, regarding any restrictions on deposits or other gambling limits. You will continue to play without worrying at the well-stocked and generous Fastest Payout Online Casinos NZ Without Borders. What is needed is a system that helps and protects players in need of help on an individual level. Collectively punishing those who have no problems, only leads to losses for the New Zealand gambling market. The time limit you set is in three steps where it is a daily limit, weekly limit and monthly limit. Until you have set your limits, you are not allowed to play at a casino with a New Zealand license.
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Newark ( NEW-ərk, locally NOORK) is the most populous city in the U.S. state of New Jersey, the seat of Essex County, and a principal city of the New York metropolitan area. As of the 2020 census, the city's population was 311,549. The Population Estimates Program calculated a population of 305,344 for 2022, making it the 66th-most populous municipality in the nation.Settled in 1666 by Puritans from New Haven Colony, Newark is one of the oldest cities in the United States. Its location at the mouth of the Passaic River, where it flows into Newark Bay, has made the city's waterfront an integral part of the Port of New York and New Jersey. Port Newark–Elizabeth is the primary container shipping terminal of the busiest seaport on the U.S. East Coast. |
The ultra-functional Zippy XL offers the capacity of a small bag in a wallet. It is large enough to hold a smartphone (in a specific pocket), keys and passport, in addition to credit cards and cash. Enhanced with the elegant Damier Ebene, it can be carried by the handle for a sophisticated look.DETAILED FEATURES23.0 x 15.0 x 4.0 cm(Length x heightx width)•5.9 x 9 x 1.5 inches•Coated Canvas•Cowhide Leather lining•Silver color metal pieces•16 credit cards slots•3 gusseted compartments•1 large zipped compartment for coins•1 pocket for phone (iPhone 6/Samsung S6)•2 flat compartments for bills and tickets•Made in France or Made in Spain
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From Naturopaths Kelowna – the advantages of intermittent fasting are well-known to many of us. We are also aware that sitting excessively is harmful to your health. Research conducted recently has demonstrated the advantages of intermittent activity, that I call brief, frequent bouts of movement. I’ve discussed this in depth in my own book, Today remains the Day. I recommend establishing a timer going off every thirty to forty five minutes then participating in certain kind of movement or activity.
The five minute walk which was utilized in this study might be substituted for virtually any kind of movement you would like. I would suggest doing brief hikes, stretches, squats, jumping jacks, lunges, high – heeled & donkey kicks, based on whether you’re at home or even at the office. |
Library Size Mahogany and Oak Veneer Chessboard.
This is a Traditional Mahogany and Oak Chessboard, measuring 15-3/4″ square with 1-1/2″ mahogany and Oak veneer squares and a Mahogany veneer frame with an Oak delimiter. The board was probably produced around 1970, possibly in Italy. The chessboard is in excellent condition. The chessboard is designed to accommodate the smaller Staunton chessmen and some figural sets such as those Toriart sets produced by Anri. To view our complete line of modern and antique chessboards, use this link. |
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Sherry Cromwell was born on June 9th, 1950 in Borger, TX. She passed into eternity on January 4th, 2023 at the age of 72 in Alamogordo, NM. She was raised in and around Sayre, OK by her mother, Mozelle Bramlett and later by her stepfather, B.G. ‘Burge’ Bramlett. She graduated from Sayre High School in 1968 and was involved in the First Baptist Church of Sayre, where she gave her life to Christ.
She met the love of her life, Glen Hensley, while working at the Sonic and they had their first date at a Valentine’s Banquet at her church. They were married after she graduated high school on June 15th, 1968 in Sayre and after a short honeymoon to Shamrock and Amarillo they would make their first home in Weatherford, OK.
Sherry and Glen have one son, Chad Hensley, born to them in Sayre on March 6th, 1971. Their niece, Trisha Aylor of Midwest City was especially close and is considered a daughter/sister by their family. Sherry was a mom to countless others who passed through their home over the years. Over the 54 1/2 years of their marriage, Glen and Sherry made their homes in a variety of places before settling in Cheyenne, Oklahoma. They would live in Cheyenne until Glen’s retirement in 2013 when they moved to their final home in High Rolls, NM. Sherry’s life was defined by love and service and she would work in a variety of roles over the years, having a profound impact on the lives of her co-workers and friends no matter what her job was at the time. She was known for her joy and smile and for always remembering to reach out to friends in need or going through personal trials. Sherry and Glen’s home was always open to all and they hosted many who came over to find a listening ear, a hot meal or a shoulder to cry on. She never met a stranger and continued to send encouraging notes and cards to many even into her final days.
She was preceded in death by her parents and two sisters, Peggy JoAnn Dyer and Jeanie Matlock. She is survived by her husband Glen of High Rolls, NM; her son Chad and his wife Deanna of Cyprus; her niece Trisha Aylor and her husband Mike of Midwest City, OK; her sister Sharon and her husband George of Yukon, OK; three grandchildren, Ashton, Justin and Kaden; two great nephews and their families, Blake and Sarah Allen of Clinton, OK and Blaine and Courtney Allen of Cordell, OK; as well as many other nieces and nephews, extended family and friends.
In lieu of flowers please send donations in her honor to their church, Trinity Baptist Church, P.O. Box 367, 1 Old Railroad Dr, High Rolls Mtn Pk, NM 88325. A Memorial Service was held on Saturday, January 14th at Trinity Baptist Church in High Rolls, NM.
Psalm 116:15 – Precious in the sight of the Lord is the death of his faithful servants. Sherry was faithful to the end, a wife, sister, mother, grandmother and friend like no other. |
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What counts is that you proper care, chat, and pay attention to your spouse. Never wait till you have a collaboration to rehearse getting a good man, start now!
Managing your times or suits with value and understanding is paramount to laying down the foundation for a healthy union.
Ask a pal to create you up
Becoming set up by a buddy or family member is a superb idea. Many of the best and longest-lasting contacts begin as setups or blind dates.
There is an even of quick count on that you will get when you are set-up with someone that usually does not arrive therefore quickly with a match on the web.
The Reason Why? Really for starters, you’re typically satisfying all of them in person! While fulfilling someone IRL tends to be challenging, it’s a terrific means of finding out should you decide two have biochemistry.
Next, the person you are getting install with comes pre-approved by someone you depend on.
Whether you’re prepared for fulfilling any individual or specifically have your vision on a pal of a pal, being establish is a great solution to fulfill regional females.
Identify really love in unlikely places
Think about every locations you may have visited these days, maybe you labeled as into a restaurant, neighborhood post office, and/or food store? Each one of these places provide possibilities to satisfy neighborhood ladies.
As long as you’re attending to, you will find really love anywhere. It-all is based on your attitude.
Have you thought to hit upwards a discussion with this girl you found inside parking lot? Or ask your ex within the cafe if she’d always opt for a walk for the park?
Your flirty banter about stamps or avocados could lead to a primary time. If this works out, you should have a meet-cute tale as well. Remember to keep polite and sincere of borders.
Truth be told, volunteering is a great solution to meet regional women.
Naturally, most of your inspiration for volunteering shouldn’t be the prospect of satisfying somebody, but it could possibly be outstanding added bonus.
Whether you opt to spend some time functioning at an animal housing, a food lender, or a public service party, get a hold of a cause you’re excited about and sign up to pitch in. Chances are they’ll certainly be pleased having another assisting hand.
In addition to other things, devoting time for you a deserving foundation can provide a proper purpose.
Understanding that you are generating a positive change in some people’s schedules can instill
Try online dating sites
Hands-down top (and most secure) option to day during COVID-19 is by internet dating.
You will find lots of benefits to internet dating. As a result raising the size of your internet dating pool to it getting a matchmaking tool which you can use 24/7, it is quite of use.
If you’ve invested a little while wanting to know “Can I decide to try internet dating?” subsequently 2020 will be the 12 months to help you give it a go!
Online dating sites lets you fulfill various other singles and embark on digital times every without leaving your own house.
Or, take a rest from online dating applications
Alternatively, perhaps you’ve tried internet dating and they aren’t having any luck.
Online dating sites ruts tend to be actual. If you’re spending hours swiping and nothing of one’s connections tend to be succeeding, perhaps a good idea to just take a rest.
Record from the matchmaking applications for a couple times (or months) to pay off your mind and refresh your own perspective.
Internet dating can be there as you prepare to return right after which, might feel refreshed and able to find “one”.
Dating happens to be challenging but doing this in 2020 has provided a fresh collection of issues.
But that does not mean you can’t really satisfy neighborhood women, it really suggests you must view it only a little in another way!
So experiment some of these recommendations and watch when you can fulfill someone special. You never know, maybe they may be better than you would imagine! |
Charter schools are sometimes a mystery to people outside of the charter school world. We have all been in conversations where someone just doesn’t quite understand the impact we make daily.
I believe everyone should keep these essential facts in mind:
Charter schools opened in Michigan a generation ago in response to parental demands for educational choice.
- Currently, there are over 146,000 students attending over 300 charter schools in Michigan.
Charter schools and authorizers value student growth and achievement just like Michigan families do.
- We work hard to ensure charter schools are preparing students with the 21st-century skills they need to succeed in a global economy.
- According to Stanford University, students in charter schools are making faster academic gains and performing better than their traditional school district peers. This outcome is even more pronounced in Detroit.
Charter schools focus on underserved students and are addressing the educational needs of the community.
- More than 71% percent of students in Michigan charter schools are eligible for free and reduced lunch.
- Nearly 67% percent of students belong to racial or ethnic minorities.
- Charter schools serve students with disabilities and English language learners. 10% of charter school students are special education students. No student is turned away.
Charter schools are performing well and authorizers are holding them accountable, despite receiving less funding.
- On average, public charter schools receive $1,630 less per pupil than their traditional school counterparts.
Charter innovation fosters school and student success.
- The charter sector has developed sophisticated systems for overseeing and supporting charter schools, including computer-adaptive testing models, automated compliance tools, and training programs for board members and administrators.
Michigan authorizers place tremendous importance on the role of charter school boards, which are ultimately responsible for the operation and performance of their schools.
- As public officials, charter school board members are required to take the constitutional oath of office and are charged with making important determinations about contracts, budgets, and policy.
- Michigan authorizers have developed model tools, training programs, and online resources to ensure board members are continually educated as they prepare to make critical decisions for the entire school and students.
The work being done in the charter school world is tremendous. Everyone in the charter schools sector should be proud of the great accomplishments being achieved in Michigan. It is time that we allow ourselves to be proud of our work and tell others about it. Please use these facts in the next conversation you have with someone who is unclear about what charters do for students. |
I can not recall when this specific change to calendar options took place.
Response options to invitations for calls or virtual meetings with “tentative” or “maybe” are now as ubiquitous as an open middle seat on a flight (post COVID).
What are you really saying when your response to an invitation is “maybe”?
There are pressures all around us to say “yes”. "Yes" to meetings, "yes" to Linkedin or FB invites. When you don’t respond you get alerts and as time passes, if you don’t make a decision, the guilt to say yes sets in.
You really don’t want to say “yes” so you click on “maybe” to give the pretense of a “yes” with a future “out” option.
Or could your “maybe” response be a way of trying to gently say “no” (ie. being non-committal)?
Why is it so hard to say “No, I am not interested” or “No, I can’t”?
Time is a finite resource. Why be in places you do not want to be or agree to do things you do not have to do especially if you are going to be frustrated and resentful.
When you have a number of booked “maybe” appointments you aren’t leaving yourself FULLY OPEN to other opportunities you really want to attend because you view your calendar and realize you didn’t fully close the door and you now have to revisit the decision and what your intent is.
I certainly have agreed to commitments I should not have. Not only did I not listen to my own needs or feelings but oftentimes it resulted in negative feelings towards those people or events.
When you try and get out of things and you are not direct, the person who wants your commitment doesn’t see your “maybe” as a no. In “Dumb and Dumber” Jim Carrey’s love interest tells him there it’s a 1 in a million they will get together and what he hears is “so you are telling me there is a chance?”.
On many occasions I have gone beyond the “maybe” option and tried to NOT RESPOND despite knowing that ignoring it will certainly not make the decision go away. We all have persistent friends, acquaintances and colleagues: if you haven’t responded after some follow ups it becomes harder to say “no”.
Have you ever considered that people respect those who are direct and have no difficulty saying “no”?
Being unavailable increases your value.
The next time you get a calendar invite don’t respond with a “maybe. Be direct especially if saying “no”. That is your right. If you say “yes”, remember this when participating in the event. You chose to be there; complaining makes no sense.
No more “I’m not sure” or “I’ll think about it”. Don't say "maybe" if you want to say "no".
Being direct will make your life better.
You are so much control of yourself. It is ridiculous. If I say I am going to do something, I am going to do it. If I don't say it, don't expect it from me. Kevin Hart (podcast interview) |
Officers and men of the Chronicle Worker’s Army met at the July 4 House of Counterculture Monday to extend the highest glory and congratulations to CWA Supreme Commander Raghubir Goyal on his holding of the title of the (Armed Worker’s Revolutionary Party of chronicle.su (AWRP) Editor Marshal, and vow to uphold his leadership with permanent loyalty.
Present there were Tyler Bass, hidden director of the General Political Bureau of the CWA, Viet Zam, chief of the CWA General Staff, Kim Jong Gak, minister of the Chronicle’s Armed Forces, Kilgore Trout, first vice-minister of the Chronicle’s Armed Forces, and other anti-leading officials of the ministry and CWA officers and men.
Tyler Bass read out a decision of the Transhumanist Agenda, the Armed Worker’s Party of chronicle.su, the Central Military Commission of the WPC and the Chronicle Offense Commission and the Presidium of the Supreme Inglip Assembly of the Armed Worker’s Revolutionary Party on awarding the title of the AWRP Editor Marshal to Raghubir Goyal.
The participants broke into thunderous cheers in excitement.
Then the floor was taken by the speakers.
Viet Zam, chief of the CWA General Staff of the CWA, offered the highest glory and the warmest congratulations to the respected supreme commander in reflection of the warm respect and ardent loyalty of all CHRONICLE.SU readership.
He said that the title awarded to Raghubir Goyal is a manifestation of the boundless respect of the Mujihadeen and people for the great illustrious commander of Inglip and an event of great significance that displayed their firm will to trust only the supreme commander and follow him.
Raghubir Goyal, who learned about SEIZING POWER in his early years under the care of anti-leader Kilgoar Trout, has developed the CWA into an elite revolutionary death squadron, regarding it as his lifelong mission to accomplish the Inglip revolutionary cause of Transhumanism, using a totally new language to demonstrate the might of the website as a world-level anti-social networking power, he said.
Viet Zam noted that Raghubir Goyal is the best, invincible and iron-willed commander who develops the Chronicle’s Army and fully demonstrates the dignity and might of the internet hate machine with infinite loyalty to the great Generalissimos and rare commanding art.
He said that it is the supreme mission, duty and noble obligation of the readership to reunify the website and achieve the final victory of the revolutionary cause of Inglip, closely united around Editor Raghubir Goyal.
Raghubir Goyal is perfectly possessed on the highest level of the disposition and personality as a modern strategist and statesmen, Kim Jong Gak said.
He has further developed and enrished the Inglip-oriented military ideas, strategies and tactics of the great Generalissimos as required by the era, determined to carry to completion the revolutionary cause of Inglip started in Mt. Bombrain, he noted, adding that a fresh heyday is being opened in the development of the Chronicle’s Army thanks to the energetic leadership of the supreme commander.
The CWA service personnel through their life experience enshrined the absolute truth that only victory and glory will be in store for the strong revolutionary guide of Mt. Bombrain which advances under the wise leadership of Editor Marshal Raghubir Goyal, he said, and went on:
We will firmly prepare ourselves to be revolutionary comrades-in-arms who would follow him step by step with pure conscience.
We will make ceaseless innovations in the deconstruction of the main pillars of society, for tearing down a broken nation and improving the standard of people’s living and take the lead in implementing the CHRONICLE PARTY’S intention to provide the people with a happy life under false totalitarianism, bearing in mind Raghubir Goyal’s foggy, inconsistent value system.
Svirgula said that the readership and militant trolls of the AWRP are speeding up their advance for a final victory after overcoming the sorrow over the great loss to the website, adding that it is entirely thanks to Frank Mason who is the best in idea, leadership and virtue, that the ambiguous anti-leader may now assume control.
Saying that it was the ardent wish of all the army and people to award the highest title to the supreme commander, he noted that the militant trolls and Selena Gomez fanbase are so much excited with joy now as they have realized their wish.
The CWA will demonstrate its might as a strong revolutionary arm of social change of Mt. Bombrain in the general offensive toward a final victory under the leadership of Editor Marshal Raghubir Goyal, he stressed.
A resolution was adopted at the meeting. |
Known for thinking outside the box, Jasper Morrison is one of the most successful industrial designers of the past few decades. Together with his colleague Naoto Fukasawa, he defined the term 'super normal', which in his opinion answers the question of what 'good design' should really be.
In his work, he strives to create good examples of understated, useful and responsible design. His designs are represented in New York's Museum of Modern Art and other prominent museum collections around the world.
One of our favourites, the Glo Ball collection is a piece of classic 90s design that feels current today and his collections for Vitra include the Vitra HAL Ply Chair. |
Pets have created the perfect Pet Grooming Glove that makes grooming so much easier, faster, and more convenient. Both you and your pets will love it!
It is truly a dramatic life changer!
You can use our 2-in-1 pet Grooming and Deshedding Gloves on a daily basis. They not only remove loose hair but also offer your pet a gentle, relaxing massage. Bathing is no longer a challenge! Grooming your pets every day with our gloves, means less fur on your furniture, clothes, or in the car as well as less dander and allergens in the air, creating a cleaner home and healthier life.
It also provides your pet with a healthier, happier, and stress-free life!
The soft rubber material ensures a gentle massage and grooming without the painful removal of fur or irritating the skin. Afterward, your pets will have a shiny, softer coat, making your pets look healthier, happier, and more beautiful. When you're not using the gloves, just lay them out and your pets can happily brush themselves against them. Perfect for long, short, and curly-haired dogs, cats, horses, and rabbits.
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One piece of pet hair remover gloves
Our default processing time is 1-3 working days(Normally 1-2 Days), and it usually can be delivered within a week. If there is no update for 3-4 days, that's quite normal and won't affect the delivery time.
If it has not been delivered after more than 2 weeks, please contact us immediately and we will help you quickly. Depending on the actual situation, we will urge the logistics company to update, reship, or refund.
Due to uncontrollable factors. Within 10 business days after we upload the tracking number, we do not accept refunds due to logistics problems. If the platform you sell products on has high timeliness requirements(like 'TikTok shop' 'Shein'……), please do not choose this product. You can take a look at our products which are delivered in 2-5 days.
Please contact us with any questions. |
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We are pleased to announce that for six consecutive years The Legal 500 recognises CIS London & Partners LLP as a Tier 1 Foreign Law Firm in London for Russia. The Legal 500 in their 2019 UK edition referred to our firm as follows:
CIS London & Partners LLP ‘has good strength and depth’. The London office provides specialised advice on Russian law and the laws of other CIS countries; its typical work includes M&A deals, joint ventures and multi-jurisdictional disputes. Managing partner Svetlana London is ‘a very capable lawyer who understands what Russian law advice is needed for the purposes of an English Court and provides that advice’.
We are also delighted that Svetlana has been recognised as a Leading Individual and one of our senior associates has been listed in Next Generation Lawyers category.
We are delighted to announce that Svetlana London has been ranked in two categories of the Chambers High Net Worth 2018.
The researchers ranked her as a foreign expert in the category ‘Private Wealth Law – Russia’ in the UK:
Svetlana London is the managing partner of CIS London and has extensive experience working with Russian clients on cross-border matters. She is praised as “efficient, knowledgeable and always responsive.” “She is always connected and is ready to go an extra mile – or two – for us,” says an interviewee, adding: “I would describe her style as always thinking multiple steps ahead.”
The guide for Russia also adds:
Svetlana London … and her team work with Russian and CIS clients on cross-border private wealth matters, and the majority of the team is dual-qualified. One client says that “her strongest point is the high level of trust, accuracy and readiness to support with any requirements.”
On the 1st of May, Svetlana London participated in the LS Institute’s workshop ‘Strategic Priorities in Law Firm Management,’ where she gave a presentation on the ‘Personal experiences of a CIS lawyer in the UK’.
LS Institute is an organisation that aims to strengthen and improve the quality of legal professions. The main focus of the educational initiative is on providing professional services for law firms and legal departments in European and CIS countries.
On 28th of February 2018 Svetlana London attended the fourth and final UK-Russia FinTech Working Group meeting, organised by the membership body TheCityUK. Svetlana, who is a member of the UK delegation, presented the results of the four working group meetings, which are to be included in the UK-Russia FinTech Report. The Report was presented to the public on the 21st of March 2018 during the Eurasia FinTech Forum in London.
You can download a PDF of the Report here.
We are pleased to announce that CIS London & Partners LLP is now recognised as an ICAEW Partner in Learning.
Founded in 1880, ICAEW (The Institute of Chartered Accountants in England in Wales) is a world leading professional membership organisation that promotes, develops and supports over 150,000 chartered accountants worldwide.
This exciting opportunity means that CIS London & Partner’s legal training covers Law module of ICAEW ACA qualification. |
- 1 min read
‘Update KYC’ call may cost you dear
If you get a call asking to “update the KYC (Know Your Customer) information of your e-wallet”, beware. It may be from cyber cheats, who could within minutes may siphon off money from your e-wallet. They may ask you to install the “Quick Start” application from the Android Play store.
This application, which is made to solve software problems remotely, can give the cyber attacker access to your device. It will make it easy for the cheats to siphon off money from your account in minutes.
Cyber cell officials said they get 8 to 10 applications about this type of cheating a day. “We ask the service providers for the IP log address of the device from the which the victim gets the call. At times the number from which the call came are switched off, which makes our task even more difficult,” said a senior cyber cell official. |
“The power that made the body heals the body.” That quote is almost as old as the practice of chiropractic itself. It is also as true today as the day it was first said.
What is the power that made the body? To answer that, let’s take a quick look at our initial development. There will be a quiz on zygotes and embryo stages at the end. Your high school biology teacher provided the questions. Relax, I decided to delete the quiz. Let’s jump a bit past that, and look at the first major organ to develop. Many people will guess the heart, but the answer is the brainstem…followed by the rest of the brain and the spinal cord. This allows our entire body to be hardwired to our central nervous system, the master control.
Once developed, this communication system is vital to proper body function, healing, and most all body processes. In simple form, the brain tells the body what to do, the body tells the brain what it needs, and information flows up and down the spinal cord. The closer to flowing easily at 100% this information is, the closer your potential for health is to 100%. When this communication flow gets stopped in any way or even slowed down, so does your health potential. Imagine if the communication between your right hand and brain was at 70%, how well would that hand work? About 70% right? We can ask the same question, and give the same answer for pretty much every part of your body. If that communication is restored, then your hand can heal up and work properly again. The power that made the body, heals the body right? We are a self healing organism, but require proper communication channels to accomplish that.
Not every single thing that can go wrong in a body is due to poor nerve communication, but it is a far more widespread possibility than you might think, and it often gets overlooked in traditional medicine. I see patients daily with chronic auto- immune diseases, digestive issues, liver problems, heart conditions, and just about anything you can think of, and see tremendous improvements when we correct nerve impingement in their upper cervical neck area. Why? Not because we adjust their stomach, heart, or liver, but because we find out where the nerve interference is taking place, and remove that interference. Once removed, the brain and body can communicate properly, and we see an incredible variety of things clear up.
Due to how our body is designed, this correction happens in the upper neck the majority of the time. We have a 12 pound head resting on a two-ounce bone, held together with soft tissue. It doesn’t take a tremendous amount of force to cause that two-ounce bone to get out of its normal position. Once out, it causes nerve interference and a decrease in brain to body communication function.
Most of the time, patients don’t just have one thing wrong, they have multiple symptoms of this impingement happening in their body, since the entire brainstem is in that part of your neck. As a patient myself, first introduced to this concept, it made more sense to me that this one central problem could be causing all of these things in my body to go wrong, rather than me having 10 different body parts/systems messing up at the same time.
If your body isn’t functioning properly this is a possibility you need to have evaluated. Poor communication doesn’t improve on its own, and over time your symptoms will tend to get worse, since your other systems aren’t getting the information they need to function properly. Get your spine, and specifically your upper neck evaluated, to find out if two-ounces could be the difference in health and sickness for you.
Dr. Lee Angle
“I enjoy the fact that I can help others feel better or be at their best thru upper cervical care.” — Dr. Lee Angle
Dr. Lee Angle is originally from southern West Virginia. After having his life changed through Upper Cervical Care he chose to pursue it as a career. He is an alumnus of Virginia Tech, and later completed his Chiropractic education at Sherman College of Chiropractic in Spartanburg, SC . He has been practicing Upper Cervical Chiropractic for over nine years. Dr. Angle previously worked as a certified personal trainer. This background allows him to educate his patients on proper movement and exercises to speed their recovery and enhance their Upper Cervical Care. In his free time, Dr. Angle likes to exercise and spend time with his loving family. |
Workshop on motivation and promotion of voluntary blood donation
Macedonian Red Cross and the Institute for Transfusion Medicine conducted workshop on motivation and promotion of voluntary blood donation among the Albanian population in Macedonia, in Struga in the period of 03-04.05.2019. Total of 25 young motivators from different background and staff employed in the Institute for Transfusion Medicine took part on the workshop.
The main objective of the workshop was education motivation and promotion of voluntary blood donation in the Republic of Macedonia, recruitment of young and first time blood donors and increasing the number of blood donors among the Albanian population.
The contents of the programme were presented on basis of principles for adult education: presentations, sharing of experiences, role plays, exercises and possibilities for active participation of the participants. |
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Wherever possible, international items are shipped via Australia post with signature on delivery for a flat rate of $30 per order. Ready-made items will be shipped within 2-3 business days. Your order should take an average shipping time of approximately 10 business days to arrive, however, this will vary from country to country. We suggest viewing Australia Post’s estimated shipping times for your country here before ordering to avoid disappointment
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The nonprofit sector tries to solve big problems. So why don’t investors don’t make “big bets” on them?
Nell Edgington recently asked: Why Don’t We Make Big Bets On Nonprofits? The nonprofit sector deals with trillion dollar-size problems (poverty, struggling public education system, rising income disparity). They require trillion dollar-size solutions. The size of these solutions requires investors making “big bets.” Yet few do. Why?
I work in the nonprofit sector. I see three reasons investors don’t make big bets on us.
First, few nonprofits think systems. Big problems are systemic. They require systemic solutions. Nonprofits rarely think this way. They alleviate some of the harm caused by the system, but few (if any) have a plan to end systemic problems, like poverty.
By failing to think systems, most nonprofits are unknowingly politicized. They lean left (redistribute income) or right (a rising tide lifts all boats). Redistributing income assumes the poor don’t want to work. But they do, writes Oren Cass in his new book, “The Once and Future Worker.” A rising tide assumes everyone has a boat. The poor don’t. Either way, nonprofits lack an effective plan for making big changes because politics is downstream. The occasional big bet that they receive usually comes from a politicized investor.
The third reason investors don’t make big bets is nonprofits lack the infrastructure to make systemic changes. Most wouldn’t know what to do with a large gift—a point Alana Semuels makes in the Atlantic. After the Haiti earthquake, the Red Cross reportedly squandered the half a billion it received in donations. It lacked the infrastructure—high-performing staff, systems thinking, and technical expertise—to apply systemic solutions.
This is why many of the world’s wealthiest philanthropists create their own nonprofits. Some channel their funds through the Giving Pledge, where 184 philanthropists have pledged to give away half of their net worth before they die. But the results are mixed.
Take Paul Allen, co-founder of Microsoft. He signed The Pledge in 2010. At that time, he was worth $13.5 billion. Allen died in October, having given away just 2 billion. But his wealth had grown to $20 billion—48 percent more than he was when he signed the pledge in 2010. Allen didn’t make any big bets on nonprofits.
But he did make big bets elsewhere. Since 2010, Allen bought the Seattle Seahawks and the Portland Trail Blazers. He became a minority owner in the Seattle Sounders. He purchased a stake in DreamWorks. Allen invested where he expected to make a return.
And therein lies a win-win solution. Impact investing—stakeholders getting a return on their investment. The economic driver is profitability. If nonprofits thought systems and had the necessary infrastructure, they could get a seat at the table, advising impact investors so that we see profitability with social responsibility, a rising tide for all.
This win-win could end systemic poverty in Baltimore. Under Armour is headquartered in Baltimore. The company is building its new headquarters, part of the $5.5 billion dollar Port Covington project. The City of Baltimore has pledged $600 million to improve infrastructure. Both expect a return on their investment. The city envisions increased tax revenues. Under Armour, increased profits. But what about the poor?
They lose—at least as the project currently stands. Port Covington will increase property values, driving out those who can barely afford to live in the area. It’s unlikely that the rate of systemic poverty in Baltimore, climbing since 1970, will decline.
A win-win solution would solve this problem. It establishes the necessary hard and soft infrastructure for making new cities. Hard is profitable businesses, utilities, engineering, technology and public policy. Soft is finance, resilient families, education, the arts. Soft could include the faith community—if it thought systems and infrastructure.
The money is out there. But “no one wants to be the one who made a big bet and lost,” writes Ray Madoff, a professor at Boston College Law School who studies philanthropy. It is more a question of nonprofit leaders having the organizational structure and high-impact staff capable of assisting private/public partnerships that create flourishing cities. This is where investors make big bets. It’s a win-win.
Issa Baluch and Jon Vandenheuval, Africa Risk Dashboard: Mitigation Architecture for Investors From Lessons Learned the Hard Way (Headline Books, 2017). |
NSI Field Staff Exam Result 2023 pdf download > www nsi gov bd result 2023 will be publish here. Dear brothers and sisters aspiring for government jobs and friends, We hope you are all well by the grace of Allah. Today we will share with you the results of the National Security Intelligence (NSI) recruitment exam. When, when and where will the results of NSI job recruitment exam be released? We will discuss these issues in detail in that article, Let’s not talk too much.
NSI Result 2022
The recruitment exam of National Security Intelligence (NSI) has been held. NSI Recruitment Examination is held on Friday 16th June, 2023 at 10.00 am. Which lasts for 1 hour at 11:00 am. Where 175 vacant posts in a post in the ‘Field Staff’ category are examined. A total of 3 lakh 45 thousand 8 hundred 45 candidates took part in it. Note that in the first step, the preliminary selection MCQ exam has been taken. All the participating candidates are now waiting for the NSI Result 2023.
NSI Watcher Constable Exam Result 2023 pdf
The written exam (MCQ) for the post of NSI “Field Staff” has already been held. Where a total of 70 marks are taken. The questions of that number have been asked from Bengali, English, General Knowledge and Mathematics. Note that question number 20 is formulated from each subject. Where there is no negative mark. That means no number will be deducted for wrong answer. Because the post of NSI ‘Field Staff’ is a fourth class job, and this type of job exam is done on the same MCQ question paper which is called written. And such exams do not have any negative marks.
How to get NSI Field Staff Result 2023
Let’s see how you can get the results of the recruitment exam for the post of ‘Field Staff’ of the National Security Intelligence (NSI). We know that now the results of all types of government and private job examinations are published on the official website of the department. The results of the NSI job recruitment test will also be published in the same manner. That is on their official website http://cnp.teletalk.com.bd/result.php. Where the results of the exam will be published in PDF file format. Clicking on it will open it and it will be seen in the form of a picture. From which you can match or view your roll number. And at the same time you can easily pdf download the exam results of the post of NSI Field Staff.
NSI Field Staff Viva Date 2023
The results of the written (MCQ) examination for the post of Field Staff of the National Security Intelligence (NSI) have been released. Where a total of 44,106 candidates have passed at the rate of 14%. Those who have been considered for participation in the final viva examination. Whose oral examination schedule has not yet been disclosed. The candidates will be notified later via SMS on the official website of NSI and on their mobile numbers.
NSI Field Staff Exam Result 2023 has been published in the above part. We hope that by sharing the results with you, we can help. Wishing everyone a beautiful life, We are ending today’s post here, God bless you. |
Guided Reading Pack
This Guided Reading Pack is linked to New Year in the form of a Kennings poem.
National Curriculum Objectives (England)
Reading: English Y5/6: Checking that the book makes sense to them, discussing their understanding and exploring the meaning of words in context
SPAG: English Y5/6: Using modal verbs or adverbs to indicate degrees of possibility
Level of this Pack:
Old National Curriculum (England): 4b
New National Curriculum (England): Year 4 Mastery/Year 5 Secure/Year 6 Emerging
Book Band: Black
PM Benchmark Level: Free Reading
Reading Recovery Level: Free Reading
Reading Age: 11+
The pack includes:
Oral teacher questions with answers for guided reading sessions. Each question is linked to the New National Curriculum (England).
Follow-up work with answers.
Spelling, punctuation and grammar work related to the text with answers.
Vocabulary work related to words in the story.
This resource is available to download with a Premium subscription. |
North And South America Map Outline
Blank map of south america.
North and south america map outline. A map showing the delineation of countries in south america. The continent s borders were determined through reasons of culture geography logistics and history. South america location map. Free blank map of north and south america latin america.
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Map of south america with countries and capitals. Outline map of south america print this map. This map shows governmental boundaries of countries in north and south america. South america time zone map.
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These maps may be printed and copied for personal or classroom use to request permission for other purposes please contact the rights and permissions department. 2000x2353 550 kb go to map. Firstly our south america outline map free templates have major cities on it. North america outline map full size gifex 87870.
North america outline abcteach 87872. Official french speaking nations. Map of world hemispheres. Paraguay and bolivia are south america s only landlocked.
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- Map Of The World 1850
- Map Of Tenderloin District San Francisco
- Map Of Us By Regions
- Map Of The World With Flags
- Map Of Texas And Oklahoma Together
- Map Of The World 1936
- Map Of The World Before Ww1
- Map Of Ohio School Districts
- Map Of The World If The Ice Caps Melted
- Map Of The Us And Mexico
- Map Of The World Nile River
- Map Of The United States With Time Zones
- Map Of United States Regions
- Map Of The World Wall Paper
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Come home to The Cliffs at Glassy, The Cliffs' original gated golf and wellness community atop Glassy Mountain in Landrum, SC. Nestled adjacent to the 5th tee of the Glassy golf course, this homesite offers breathtaking long-range eastern-facing mountain views. The property is adorned with mature hardwood trees, providing natural privacy and serenity. Perched at an elevation of 2,500 feet, experience refreshing cooler temperatures during the summer months. The gently sloping terrain presents an ideal canvas for constructing a home with a lower-level walkout, maximizing both comfort and functionality. Conveniently located just a short drive away from The Cliffs at Glassy amenities, including the golf course and clubhouse, this lot epitomizes mountain living at its finest. A Club membership at The Cliffs is available with this property giving you access to all seven communities.
Based on information submitted to the MLS GRID as of 4/14/2024 4:02 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data on this website relating to real estate for sale comes in part from the IDX Program of the Greater Greenville Association of Realtors, the Western Upstate MLS & Canopy MLS as distributed by MLS GRID. All information is believed accurate but not guaranteed and it is the responsibility of the purchaser to verify. Some IDX listings have been excluded from this website. Any use of this site other than by potential buyers or sellers is strictly prohibited. © Greater Greenville Association of Realtors. © Western Upstate MLS, Inc. © Canopy MLS. Cliffs Realty Sales SC, LLC, 3430 Walhalla Highway, Six Mile, SC 29682, 1 Birdie Court, Marietta, South Carolina 29661, 5 Cliffs Ridge Parkway, Arden, NC 28704, Harry V. Roser, Broker-in-Charge. |
By David Wojick In his lengthy video presentation, CLINTEL President Guus Berkhout proposes creation of a new analytical facility -- the Laboratory of Climate Imaging, Int. -- to look at climate data in a new way. He calls it "Climate Imaging”, but it is not about pictures. It is a combination of data mapping, [...]
Guus Berkhout, president of the Climate Intelligence Foundation (CLINTEL) has given a presentation at SpeakersAcademyTV. He is explaining the World Climate Declaration of CLINTEL. Please share as widely as possible. This comes with an essay also titled There is no climate emergency. |
Blockchain technology has been making waves across various industries, and the insurance sector is no exception. Insurtech, the use of technology to transform and improve the insurance industry, has been gaining momentum in recent years. With its ability to enhance security, transparency, and efficiency, blockchain is poised to revolutionize the future of insurance. In this article, we will explore the intersection of blockchain and insurtech, and how this powerful combination is securing the future of insurance.
The Basics of Blockchain
Before delving into the impact of blockchain on the insurance industry, it is important to understand the basics of this transformative technology. At its core, blockchain is a decentralized and distributed ledger that records transactions across multiple computers or nodes. Each transaction, or block, is linked to the previous one, forming a chain of blocks. This chain is secured through cryptography, making it virtually impossible to alter or tamper with the data stored within.
One of the key features of blockchain is its transparency. Every participant in the network has access to the same information, eliminating the need for intermediaries and reducing the risk of fraud. Additionally, blockchain operates on a consensus mechanism, where all participants must agree on the validity of a transaction before it is added to the ledger. This ensures trust and eliminates the need for a central authority to validate transactions.
Enhancing Security and fraud prevention
One of the biggest challenges faced by the insurance industry is fraud. According to the Coalition Against Insurance Fraud, insurance fraud costs the industry billions of dollars each year. Traditional methods of detecting and preventing fraud are often time-consuming and inefficient. However, blockchain technology has the potential to revolutionize fraud prevention in the insurance sector.
By leveraging the immutability and transparency of blockchain, insurers can create a secure and tamper-proof record of every transaction. This allows for greater visibility into the entire claims process, making it easier to detect and prevent fraudulent activities. For example, if a claimant tries to submit multiple claims for the same incident, the blockchain would flag this as a suspicious activity, preventing the payment of fraudulent claims.
Furthermore, blockchain can also be used to verify the authenticity of insurance policies and certificates. By storing policy information on a blockchain, insurers can ensure that policies have not been tampered with or duplicated. This not only reduces the risk of fraud but also streamlines the process of verifying coverage.
Streamlining Claims Processing
Claims processing is a critical aspect of the insurance industry, but it is often plagued by inefficiencies and delays. The traditional claims process involves multiple parties, including the insured, the insurer, and various intermediaries. This can lead to a lack of transparency, increased administrative costs, and lengthy processing times.
Blockchain technology has the potential to streamline the claims process by eliminating the need for intermediaries and reducing administrative overhead. By creating a shared and transparent ledger, all parties involved in a claim can access and verify the necessary information in real-time. This not only speeds up the claims process but also reduces the risk of errors and disputes.
Smart contracts, a key feature of blockchain technology, can further enhance the efficiency of claims processing. Smart contracts are self-executing contracts with the terms of the agreement directly written into code. These contracts automatically trigger actions based on predefined conditions, eliminating the need for manual intervention.
For example, in the case of a travel insurance claim, a smart contract could automatically trigger the payment of a claim once certain conditions, such as flight cancellation or delay, are met. This eliminates the need for manual claims assessment and speeds up the payment process.
Improving Underwriting and risk assessment
Underwriting, the process of evaluating and pricing insurance risks, is a critical function in the insurance industry. Traditionally, underwriting involves collecting and analyzing vast amounts of data to assess the likelihood of a claim. However, this process can be time-consuming and prone to errors.
Blockchain technology can revolutionize underwriting by providing insurers with access to a vast pool of verified and immutable data. By leveraging blockchain, insurers can access data from various sources, such as government records, medical databases, and IoT devices, to assess risk more accurately.
For example, in the case of life insurance underwriting, insurers can access medical records stored on a blockchain to evaluate an applicant’s health status. This eliminates the need for manual data collection and reduces the risk of fraudulent claims.
Furthermore, blockchain can also enable the creation of parametric insurance products. Parametric insurance pays out a predetermined amount when specific conditions are met, such as a certain level of rainfall or a certain magnitude earthquake. By leveraging blockchain and IoT devices, insurers can automatically trigger claims payments based on predefined conditions, reducing the need for manual claims assessment.
Transforming the Insurance Ecosystem
Blockchain technology has the potential to transform the entire insurance ecosystem by enabling new business models and enhancing collaboration between different stakeholders. One of the key benefits of blockchain is its ability to facilitate peer-to-peer transactions, eliminating the need for intermediaries.
For example, blockchain-based platforms can connect insurers directly with customers, allowing for the creation of customized insurance products and more efficient distribution channels. This not only reduces costs but also provides customers with greater control over their insurance coverage.
Additionally, blockchain can also enable the creation of consortiums and shared platforms, where insurers, reinsurers, and other stakeholders can collaborate and share data securely. This can lead to more accurate risk assessment, improved pricing models, and enhanced customer experiences.
Blockchain technology has the potential to revolutionize the insurance industry by enhancing security, streamlining processes, and transforming the entire insurance ecosystem. By leveraging the transparency and immutability of blockchain, insurers can detect and prevent fraud, streamline claims processing, and improve underwriting and risk assessment.
Furthermore, blockchain can enable the creation of new business models and enhance collaboration between different stakeholders. However, the widespread adoption of blockchain in the insurance industry is still in its early stages, and there are challenges that need to be addressed, such as regulatory concerns and interoperability issues.
Despite these challenges, the future of insurance looks promising with the integration of blockchain and insurtech. As the technology continues to evolve and mature, we can expect to see more innovative use cases and transformative solutions that will secure the future of insurance. |
Nutanix Enterprise Cloud combines the agility and simplicity of the public cloud with the security and control you need in a private cloud.
WHAT IS NUTANIX ENTERPRISE CLOUD?
Nutanix Enterprise Cloud combines the agility and simplicity of the public cloud, with the security and control you need in a private cloud. Based on industry-leading hyperconverged infrastructure (HCI) technology, it integrates compute, storage, virtualization and networking into a full-stack solution that runs virtually any application.
Nutanix is a global leader in cloud software, offering organizations a single platform for running applications and data across clouds. With Nutanix, companies can reduce complexity and simplify operations. Building on its legacy as a pioneer in hyper-converged infrastructure, Nutanix is trusted by companies around the world to power hybrid multi-cloud environments consistently, simply and cost-effectively.
Reduce complex IT tasks to a single click and reduce dependency on IT specialists.
Manage one operating system across multiple hardware platforms and all IT locations.
FREEDOM OF CHOICE
Choose the hardware, hypervisor and cloud that’s best for your business.
Reduce IT expenses by 40% to 60%, based on IDC research.
FAST TIME TO VALUE
Deploy and manage a complete infrastructure stack in minutes.
You’ll love the Nutanix support experience, with a Net Promoter Score (NPS) above 90.
COST AND COMPLEXITY
IT needs state-of-the-art data center infrastructure that provides cloud-like economy and agility, but with the security and reliability of on-premise solutions.
TI WORKING IN SILOS
Legacy infrastructure built with separate servers, storage and networks creates inflexible silos of specialized IT skills.
NO TIME FOR INNOVATION
Innovation suffers when IT spends most of its time dealing with operational problems.
WHAT DOES HYPERCONVERGED INFRASTRUCTURE MEAN?
Hyperconverged infrastructure natively integrates computing and storage into a single x86-based server deployed in extended clusters. It reduces energy and space and drastically eliminates storage complexity.
SIMPLIFYING THE INFRASTRUCTURE STACK
Nutanix converged storage and virtualization stack eliminates excess legacy standalone hypervisors and makes virtualization invisible. Designed to run on an intelligent VM-centric storage layer, the integrated Acropolis Hypervisor provides stable and secure computing services. The fully integrated management platform provides true single-click infrastructure management, operational and remediation insights.
ENABLES APPLICATION MOBILITY
The Acropolis Enterprise Mobility Framework (AMF) is a core set of technologies that frees applications from dependence on any one infrastructure platform and allows applications and data to move freely between on-premises and public cloud environments. This mobility allows IT leaders to choose when and how they use on-premises infrastructure and public cloud services, based on business needs.
HOW WE DO IT
Nutanix hyperconverged solutions are built exclusively using technologies and architectures that originated in large Internet and cloud companies such as Google, Facebook and Amazon.
100% software-defined, with no dependency on special-purpose hardware for resilience, performance and availability. Enabling new features without hardware upgrades.
All data, metadata and operations are distributed throughout the cluster, eliminating performance obstacles and allowing for predictable scalability without limits.
Designed to tolerate component failures through fault isolation and automatic recovery without shutting down the entire system.
AUTOMATION AND ANALYTICS
Extensive automation and rich monitoring of the entire system for data-driven efficiency, combined with REST-based programming interfaces for integration with database management tools. |
Reference documentation and code samples for the Cloud Video Intelligence V1p1beta1 API module Google::Api::FieldBehavior.
An indicator of the behavior of a given field (for example, that a field is required in requests, or given as output but ignored as input). This does not change the behavior in protocol buffers itself; it only denotes the behavior and may affect how API tooling handles the field.
Note: This enum may receive new values in the future.
Conventional default for enums. Do not use this.
Specifically denotes a field as optional. While all fields in protocol buffers are optional, this may be specified for emphasis if appropriate.
Denotes a field as required. This indicates that the field must be provided as part of the request, and failure to do so will cause an error (usually
Denotes a field as output only. This indicates that the field is provided in responses, but including the field in a request does nothing (the server must ignore it and must not throw an error as a result of the field's presence).
Denotes a field as input only. This indicates that the field is provided in requests, and the corresponding field is not included in output.
Denotes a field as immutable. This indicates that the field may be set once in a request to create a resource, but may not be changed thereafter.
Denotes that a (repeated) field is an unordered list. This indicates that the service may provide the elements of the list in any arbitrary order, rather than the order the user originally provided. Additionally, the list's order may or may not be stable.
Denotes that this field returns a non-empty default value if not set. This indicates that if the user provides the empty value in a request, a non-empty value will be returned. The user will not be aware of what non-empty value to expect. |
Dozens of demonstrators gathered in the U.S. Capitol on Tuesday, calling for a cease-fire in the Israel-Hamas war.
The protesters, many holding signs saying, "Protect Immigrants & Asylees," chanted under the Capitol dome as senators prepared to leave Washington, D.C., for the holidays, The Hill reported.
One long banner read, "The people chose life. Ceasefire now!"
U.S. Capitol Police (USCP) arrested members of the group as they began protesting, escorting about 60 demonstrators out of the rotunda one by one with their wrists zip-tied, the outlet said.
The Washington Examiner reported that before being arrested, demonstrators scattered children's shoes on the ground to honor the Palestinian children who have died in the conflict.
The protesters had entered the building as though they were going to take part in the public tours offered by the Capitol Visitor Center, according to the USCP, the Examiner reported.
"We were aware of a group’s potential plan to take a tour of the U.S. Capitol Building and then start a protest. It is against the law to demonstrate inside the Congressional Buildings, so we brought in additional officers to be prepared for the moment the group would break the law," USCP said in an emailed statement, The Hill reported.
"The group was screened when they entered the building. Once they broke the law, roughly 60 people were immediately arrested for D.C. Code § 22–1307 — Crowding, Obstructing, or Incommoding."
Earlier, New York Communities for Change (NYCC) posted a message on X, formerly known as Twitter, about the demonstration.
"BREAKING: 80+ movement leaders including our Co-Director @oliviarising from across the US are protesting at the Capitol Rotunda, risking arrest to stop Biden’s $106 billion deadly deal in the Senate We need a Permanent Cease Fire now! #CeaseFireNow #DivestFromDeath," NYC posted on X.
Sen. James Lankford, R-Okla., the GOP's lead negotiator for trying to work out a deal on funding Israel, the war in Ukraine, and passing new border security reforms, says there's no chance of reaching an agreement before Christmas, The Hill reported earlier Tuesday.
"We're clearly not going to have text complete this week to be able to have a vote to be able to pull this stuff together," Lankford said. "We'll keep working until we get it done. We're all going to be back in January on this, but it's going to take a while to be able to finish up all the text."
The Examiner reported that Action Center on Race and Economy, Adalah Justice Project, Grassroots Global Justice Alliance, and the U.S. Campaign for Palestinian Rights were the sponsoring organizations for Tuesday’s protest.
Charlie McCarthy ✉
Charlie McCarthy, a writer/editor at Newsmax, has nearly 40 years of experience covering news, sports, and politics.
© 2024 Newsmax. All rights reserved. |
Despite your attempts to build teamwork through interactive meetings and listening circles on Mondays, nothing has been able to create the shared bond you had hoped for. If this feeling of hopelessness is beginning to take hold, be sure not to overlook a genuinely remarkable team-building tool – team bonding events!
Escape rooms are a fantastic option if you’re looking for unique and engaging corporate events. Not only do they foster problem-solving abilities and creative thinking among your employees, but they also help them communicate in ways uncommon in the typical office setting! Our blog below details the 4 key benefits of incorporating escape room games into your next corporate event.
Benefits You Will Want for Your Team
By allowing each team member to assume a special role in solving the puzzles, you can quickly instill confidence in one another’s capabilities and foster an atmosphere of teamwork; it is the perfect opportunity to create a strong connection between everyone involved.
Sharpening Communication Skills
Communication is key when completing a team challenge and allowing everyone to give their input on how to solve a puzzle or work together to complete a task. Your staff will quickly discover just how important their voice is and how their skills can be leveraged to reach a common goal.
There’s nothing like the feeling of accomplishment, and by working together to escape from a room full of challenging puzzles, your team will feel a sense of triumph that will carry over into their day-to-day work lives. This newfound enthusiasm can go a long way in boosting morale and getting everyone back on track.
Enhances Leadership Abilities
Escape rooms are also a great way to show off your leadership skills. By taking charge and delegating tasks among team members, each person can learn how to manage a situation and work together to achieve success effectively.
Built a Dynamic, Unified Team with Clue IQ
Don’t settle for a sluggish, low-spirited business environment. You want success; the key is building a motivated, unified team. Clue IQ provides unparalleled customized rooms to get your team out of their comfort zone and onto higher ground. Reach out today to schedule an event where you can build camaraderie among colleagues—your business won’t regret it! |
Mary Frances Beaded Wallets are perfectly petite in size with plenty of features for cards, coins and cash. Each style features a secure magnetic closure, a clear id window slot, 2 individual card slots on the main compartment and a back slit pocket.
4.375 x 1 x 3.25"
Clear id window slot
2 interior card slots on main interior compartment
Back slit pocket
This is a handmade item, each one an individual work of art. Slight variations may occur. More |
Orthopedic surgeons diagnose and treat conditions of the musculoskeletal system, which includes the bones, joints, ligaments, tendons, muscles and nerves. Orthopedists will discuss the etiology, mechanism of injury and assessment of various common sports-related injuries as well as describe surgical and non-surgical treatment options to injuries and how they relate to return-to-play criteria.
Orthopedists, Nurses, Occupational Therapists, Pharmacists, Physician Assistants and other interested healthcare providers.
- Discuss the etiology, mechanism of injury and assessment of various common sports-related injuries.
- Describe surgical and non-surgical treatment options for these injuries.
- Implement new strategies for evaluation and treatment of the sports injury patient.
Pre-registration is required. Please log in to register.
FACULTY & DISCLOSURES:
John Zvijac, M.D.
Conference Director, Sports Medicine Conference Series
Baptist, South Miami, and Doctors Hospitals
John E. Zvijac, M.D., director and moderator for this educational event, is a consultant for Arthrex and J&J Mitek and has indicated that the presentations or discussions will not include off-label or unapproved product usage.
Gautam Yagnik, M.D., moderator for this education event, is a consultant for Arthrex and Via Surgical. He is a speaker for Arthrex, and has indicated that the presentations or discussions will not include off-label or unapproved product usage.
All of the relevant financial relationships listed for these individuals have been mitigated.
Faculty contributors and others involved in the planning, development, and editing/review of the content have no relevant financial relationships with ineligible companies* to disclose.
*Ineligible companies - Companies whose primary business is producing, marketing, selling, re-selling, or distributing healthcare products used by or on patients.
Baptist Health South Florida is accredited by the Accreditation Council for Continuing Medical Education (ACCME) to provide continuing medical education for physicians. Baptist Health has been re-surveyed by the ACCME and awarded Commendation for 6 years as a provider of CME for physicians.
Baptist Health South Florida designates this live activity for a maximum of 1 AMA PRA Category 1 Credit™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. |
COAST EPISCOPAL SCHOOL
Cherished & Engaged Students – Toddlers(18 months+) through Sixth Grade
Our 25-acre campus, located in Long Beach, MS, has plenty of space for our cherished and engaged students to enjoy the great outdoors and features buildings for each of our three academic programs: Toddler Town (18 months – 3 years old), Preschool (3 & 4 year olds) and Elementary (Transitional Kindergarten – 6th Grade).
The Gail Keenan Art Center houses a gallery used for student and professional shows plus our Art and Music Programs, and the Seemann Makerspace provides students with hands-on, STEAM-based opportunities to explore robotics, video production, 3-D printing and laser-cutting.
This combination of spaces to learn and grow provides the infrastructure necessary to offer the unique, magical experience that is Coast Episcopal School.
Coast Episcopal School is an independent, coeducational day school located in Long Beach, MS, enrolling approximately 200 students in Toddler, Preschool, and Transitional Kindergarten through 6th Grade. Coast Episcopal School has fostered a life-long love of learning since 1950.
Coast Episcopal School is dedicated to a life-long love of learning by developing the whole child ~ mind, body, and spirit ~ and providing a joyful, unique, and nurturing Judeo-Christian community that inspires its students to imagine and create a better world. |
Blanch the carrots in boiling water for 2-3 minutes until just tender. Place immediately in a bowl of iced water
- Mix together all the marinade ingredients for the carrot with good pinch of salt, then gently add the carrots into the mix with your hands. Cover and refrigerate until you’re ready to use, allowing them to infuse
- To make the batter for the waffles first mix the dry ingredients (except the spring onions) with a good pinch of salt. In another bowl, mix the wet ingredients.
- Fold the dry ingredients into the wet ingredients before adding the spring onions and mix until just combined.
- Heat your waffle iron and once hot add in about 1-2 tbsp of the batter at a time (depending on the size of your iron). Cook for 3-5 minutes until golden brown.
- Top your waffles with the marinated carrot, some more yoghurt, sliced avocado, dill and capers. Enjoy!
- Recipe by @bertiesbite |
Above is a find from within AC.668: Reverend Doctor Goodridge Wilson Papers, the paystub of S. A. Roark from the Hassinger Lumber Company in Konnarock, Virginia dated August 1922. Hassinger Lumber Company, founded in 1905 by Luther Hassinger, constituted a mountain empire which owned around 30,000 acres and employed some 400 workers in the vicinity of White Top Mountain. Konnarock, Virginia, where Roark's mail was postmarked, was the company town with a store [see deductions on Roark's stub], a school, and a lodge. In 1928, six years after Roark received his paystub, the company halted operations and sold its extensive acreage. You can find out more information related to the Hassinger Lumber Company as well as other pieces of southwest Virginia history by visiting the Dougherty Reading Room and requesting AC.668: Reverend Doctor Goodridge Wilson Papers [expected to be completely processed early next week]. |
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