client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P0201
Active
Roth
USD
2025-03-25
2,145,903
131,864
2,014,039
1
60.1
24.3
9.8
5.8
AAPL:29.2%;TLT:35.4%;QQQ:35.4%
US:63.2;EU:12.2;APAC:11.4;EM:9.9;Other:3.4
Value:-0.5;Growth:-0.7;Quality:+0.9;Size:+0.5;Momentum:-0.8;LowVol:+0.3
NoDerivatives
5
35
4.9
trailing 8%
151
24.3
Volatile
24.9
4.29
3.2
120
-34
39
55
false
Rebalance
Shift +1% to bonds from equity
31
-13
BrokerA
MKT
87
null
null
Normal monitoring
-3
-47
-26
3
false
Tighten stops on momentum names
P0202
Opportunistic
401k
USD
2025-03-26
543,379
35,355
508,024
1
65.7
14
12.1
8.2
AAPL:25.6%;IEF:23.2%;VOO:25.6%;AMZN:25.6%
US:63.4;EU:8.2;APAC:17.6;EM:8.5;Other:2.3
Value:-0.6;Growth:+0.7;Quality:-0.5;Size:+0.4;Momentum:+0.1;LowVol:-0.7
null
10
35
5.2
trailing 9%
275
25.5
Volatile
20.4
4.55
3.4
161
3
45
66
false
Hedge
Add TLT +1% as duration hedge
28
-29
BrokerC
LMT
90
null
null
Normal monitoring
35
-27
117
5
false
Monitor dispersion and breadth
P0203
Cautious
401k
USD
2025-03-06
400,989
63,577
337,412
1
49.3
39.1
0
11.6
MSFT:22.8%;BRK.B:8.1%;XLF:22.4%;QQQ:22.8%;AMZN:15.6%;GLD:8.3%
US:72.3;EU:6.7;APAC:9.9;EM:5.9;Other:5.2
Value:-0.2;Growth:-0.2;Quality:-0.7;Size:-0.5;Momentum:-0.2;LowVol:+0.7
ESGOnly;NoMargin
5
30
4.8
trailing 8%
150
19.2
Bull
15.9
4.47
3.2
78
87
92
40
true
Reduce
Cut high-beta by 2-3%, add cash
18
-2
BrokerB
MKT
100
VAR>budget
Reduce
Risk above budget threshold
-33
-53
-25
2
false
Increase defensive factor exposure
P0204
Cautious
Roth
USD
2024-12-03
317,833
42,309
275,524
1
49.3
38.1
0.1
12.6
MSFT:15.3%;BRK.B:10.7%;IEF:20.8%;AAPL:12.4%;HYG:20.8%;AMZN:20.0%
US:62.5;EU:14.0;APAC:10.1;EM:9.5;Other:3.9
Value:+0.4;Growth:-0.5;Quality:-0.7;Size:-0.7;Momentum:-0.8;LowVol:-0.7
MaxPos8%;NoMargin
7
30
5.9
hard 10%
104
13.2
Bull
12.8
3.6
2.2
78
7
44
25
true
Rebalance
Rebalance back to target bands
-4
3
BrokerA
MKT
87
VAR>budget
Hedge
Risk above budget threshold
-3
-59
64
5
false
Monitor dispersion and breadth
P0205
Opportunistic
Trust
USD
2025-09-25
1,003,949
44,097
959,852
1
71.2
18.2
6.5
4.1
IEF:10.0%;GLD:21.7%;BND:21.7%;AMZN:15.5%;MUB:13.6%;QQQ:17.5%
US:68.9;EU:12.4;APAC:9.7;EM:6.4;Other:2.6
Value:+0.3;Growth:+0.8;Quality:-0.6;Size:-0.4;Momentum:-0.2;LowVol:+0.2
null
8
35
4.8
hard 12%
183
21.3
Sideways
20.9
3.82
3.2
107
-6
62
65
false
Rebalance
Shift +1% to bonds from equity
-4
-3
BrokerC
LMT
100
null
null
Normal monitoring
80
0
101
3
false
Tax-aware sells next window
P0206
Hands-off
Trust
USD
2024-12-11
814,265
46,662
767,603
1
69.9
24.3
0
5.8
BRK.B:24.0%;IEF:25.3%;VTI:25.3%;VOO:25.3%
US:57.6;EU:18.2;APAC:12.8;EM:9.8;Other:1.6
Value:+0.9;Growth:+0.6;Quality:-0.8;Size:+1.0;Momentum:+0.9;LowVol:-0.8
ESGOnly;MaxPos6%
7
30
3.4
trailing 8%
127
19.1
Bull
14.5
4.75
2.2
114
82
93
54
false
Buy
Add to core equity +1%
-9
-35
BrokerB
MKT
86
null
null
Normal monitoring
96
15
82
4
false
Tighten stops on momentum names
P0207
Active
401k
USD
2024-12-29
2,114,422
131,417
1,983,005
1
56.2
18.5
20.3
5
QQQ:21.5%;AAPL:39.2%;VTI:39.2%
US:65.6;EU:15.4;APAC:8.7;EM:8.9;Other:1.4
Value:-0.6;Growth:-0.1;Quality:-0.6;Size:-1.0;Momentum:-0.4;LowVol:-0.9
NoDerivatives
5
35
5.2
trailing 8%
149
22.9
Volatile
27.7
3.95
4.4
142
-50
24
77
true
Hedge
Buy index puts 1% notional
29
-2
BrokerA
MKT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-16
4
82
5
false
Tax-aware sells next window
P0208
Active
IRA
USD
2025-03-15
1,182,807
94,131
1,088,676
1
61.7
21.5
8.1
8.7
AAPL:33.3%;IEF:33.3%;XLF:33.3%
US:64.6;EU:17.0;APAC:5.4;EM:10.5;Other:2.5
Value:-0.5;Growth:-0.2;Quality:-0.4;Size:+0.1;Momentum:-0.4;LowVol:+0.9
null
8
25
4.4
trailing 8%
195
17.4
Volatile
30
4.6
3.8
128
-45
30
86
true
Hedge
Buy index puts 1% notional
-10
-27
BrokerD
LMT
98
VAR>budget
Hedge
Risk above budget threshold
85
-53
136
5
false
Within IPS guidelines
P0209
Hands-off
Roth
USD
2024-10-26
151,939
13,699
138,240
1
58.9
25.8
6.9
8.4
TLT:21.3%;GLD:8.1%;QQQ:14.7%;AAPL:16.7%;BRK.B:21.3%;XLF:17.8%
US:64.4;EU:13.1;APAC:9.2;EM:8.7;Other:4.6
Value:+0.2;Growth:+0.7;Quality:-0.3;Size:+0.8;Momentum:+1.0;LowVol:+0.5
null
8
30
3.3
hard 10%
113
13
Bear
26.7
3.13
2.1
190
-104
5
78
true
Rebalance
Rebalance back to target bands
-3
1
BrokerA
MKT
96
RegimeShift
TightenStops
Volatility spike and breadth deterioration
35
-2
100
5
false
Increase defensive factor exposure
P0210
Cautious
Taxable
USD
2025-01-03
501,311
78,556
422,755
1
43.7
30.1
14.1
12.1
BRK.B:22.4%;QQQ:22.4%;MUB:12.6%;BND:20.2%;VOO:22.4%
US:70.4;EU:4.5;APAC:12.1;EM:10.3;Other:2.7
Value:-0.8;Growth:+1.0;Quality:-0.3;Size:0.0;Momentum:-0.4;LowVol:-0.7
MaxPos7%;NoMargin
5
30
4.8
hard 10%
122
16.3
Sideways
21.1
3.65
2.5
110
-18
45
48
true
Reduce
Cut high-beta by 2-3%, add cash
4
-23
BrokerD
MKT
95
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-34
7
96
5
false
Within IPS guidelines
P0211
Cautious
Taxable
USD
2025-10-11
189,758
22,812
166,946
1
39.7
33.1
16.8
10.4
GLD:17.0%;AMZN:22.1%;VOO:30.5%;BND:30.5%
US:67.3;EU:13.6;APAC:12.7;EM:4.7;Other:1.6
Value:-0.6;Growth:+0.4;Quality:-0.2;Size:-0.9;Momentum:+0.4;LowVol:-0.2
ESGOnly;MaxPos6%;NoMargin
8
25
4.3
trailing 8%
91
12.1
Volatile
29.7
4.15
4.5
177
-34
30
67
false
Rebalance
Shift +1% to bonds from equity
6
-7
BrokerA
MKT
93
null
null
Normal monitoring
-4
0
38
5
false
Tighten stops on momentum names
P0212
Hands-off
401k
USD
2025-10-28
545,311
24,059
521,252
1
62.3
28.8
0
8.9
VOO:15.0%;QQQ:22.6%;VTI:24.7%;BND:13.0%;TSLA:24.7%
US:67.8;EU:15.6;APAC:6.7;EM:8.1;Other:1.8
Value:-0.4;Growth:+1.0;Quality:-0.1;Size:-0.7;Momentum:-0.5;LowVol:-0.4
NoDerivatives
10
25
5.4
trailing 8%
162
18.8
Bear
31.2
3.4
2.6
130
35
76
81
true
Reduce
Cut high-beta by 2-3%, add cash
3
9
BrokerB
MKT
91
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-2
-58
5
3
false
Tax-aware sells next window
P0213
Cautious
Roth
USD
2025-05-26
846,340
75,759
770,581
1
48.6
36.2
0
15.2
VNQ:27.3%;VOO:27.3%;MUB:18.1%;BND:27.3%
US:69.4;EU:7.7;APAC:15.9;EM:5.8;Other:1.2
Value:-0.6;Growth:-0.8;Quality:+0.3;Size:+0.6;Momentum:-0.2;LowVol:-0.2
NoMargin
5
35
5
trailing 10%
100
17.4
Bull
15.9
4.45
2
111
10
47
47
true
Reduce
Cut high-beta by 2-3%, add cash
5
-12
BrokerC
LMT
88
VAR>budget
Reduce
Risk above budget threshold
-33
-50
102
2
false
Tighten stops on momentum names
P0214
Active
Roth
USD
2025-09-01
1,935,002
137,543
1,797,459
1
62.7
26.3
4.5
6.4
VTI:18.0%;BRK.B:8.8%;XLF:23.0%;MUB:18.6%;MSFT:23.0%;TSLA:8.5%
US:61.9;EU:10.3;APAC:15.4;EM:9.0;Other:3.3
Value:-0.6;Growth:-0.1;Quality:-0.5;Size:0.0;Momentum:-0.8;LowVol:-0.9
MaxPos7%
10
35
4.6
trailing 9%
149
24.8
Sideways
17
4.72
3.4
120
-20
51
58
false
Hedge
Add TLT +1% as duration hedge
20
-6
BrokerA
MKT
85
null
null
Normal monitoring
-58
-21
10
4
false
Increase defensive factor exposure
P0215
Active
401k
USD
2024-07-17
2,133,939
198,459
1,935,480
1.19
61.5
28.4
4.4
5.6
QQQ:24.6%;IEF:29.7%;AMZN:29.7%;MUB:15.9%
US:72.9;EU:6.9;APAC:6.9;EM:10.5;Other:2.8
Value:+0.3;Growth:-0.9;Quality:-0.0;Size:+0.9;Momentum:+0.9;LowVol:+0.6
null
8
35
5.3
trailing 8%
146
26.6
Bear
31.3
3.62
1
170
-56
16
78
true
Reduce
Cut high-beta by 2-3%, add cash
-10
-32
BrokerB
LMT
88
RegimeShift
Reduce
Volatility spike and breadth deterioration
-43
2
89
4
false
Monitor dispersion and breadth
P0216
Cautious
IRA
USD
2025-03-04
318,355
48,158
270,197
1
43.6
35.6
6.5
14.3
BRK.B:33.3%;XLF:33.3%;GLD:33.3%
US:71.9;EU:8.2;APAC:6.5;EM:9.0;Other:4.5
Value:-0.8;Growth:-0.8;Quality:-0.2;Size:+0.3;Momentum:+0.1;LowVol:-0.1
NoMargin
7
35
4
trailing 8%
124
16
Bull
16.9
4.84
2.5
102
16
51
39
false
Sell
Trim extended winner -1%
-4
-31
BrokerC
MKT
95
null
null
Normal monitoring
18
-18
21
4
false
Monitor dispersion and breadth
P0217
Cautious
Trust
USD
2025-09-13
814,019
68,591
745,428
1
40.5
30.3
13.1
16.1
AAPL:21.8%;QQQ:26.2%;VNQ:27.1%;MSFT:24.9%
US:64.3;EU:9.2;APAC:13.1;EM:9.1;Other:4.3
Value:-0.7;Growth:-0.5;Quality:+0.1;Size:+0.7;Momentum:+0.6;LowVol:-0.8
ESGOnly;NoMargin
8
30
4.6
trailing 8%
105
14.7
Volatile
21.8
4.27
2.5
150
22
56
43
false
Sell
Trim extended winner -1%
-8
-7
BrokerB
LMT
96
null
null
Normal monitoring
-41
2
82
3
false
Within IPS guidelines
P0218
Active
Taxable
USD
2025-02-14
2,193,751
236,299
1,957,452
1
51.2
28.6
14.4
5.8
AAPL:25.9%;TSLA:25.9%;BND:25.9%;HYG:22.3%
US:70.7;EU:7.7;APAC:10.2;EM:6.3;Other:5.1
Value:-1.0;Growth:-0.0;Quality:+0.8;Size:-0.1;Momentum:-0.2;LowVol:-0.3
MaxPos5%
8
25
6
hard 12%
188
23.2
Bear
31.9
3.68
1.7
207
-43
40
80
true
Reduce
Cut high-beta by 2-3%, add cash
13
-3
BrokerB
VWAP
88
VAR>budget
Pause
Risk above budget threshold
-37
3
84
5
false
Within IPS guidelines
P0219
Systematic
Roth
USD
2024-12-02
400,828
31,398
369,430
1
65.6
24.9
0
9.4
TSLA:25.0%;TLT:25.0%;MUB:25.0%;QQQ:25.0%
US:63.5;EU:10.7;APAC:10.3;EM:11.2;Other:4.4
Value:+0.7;Growth:-0.5;Quality:-0.7;Size:-0.4;Momentum:-0.2;LowVol:+0.1
NoDerivatives
10
30
4.7
trailing 8%
209
24.7
Bull
15.8
3.67
3.2
107
48
83
47
false
Buy
Add to core equity +1%
-9
-10
BrokerD
LMT
92
null
null
Normal monitoring
111
-12
214
4
false
Within IPS guidelines
P0220
Systematic
Taxable
USD
2025-11-05
966,922
40,811
926,111
1
63.5
25.7
5.7
5
GLD:33.3%;IEF:33.3%;AMZN:33.3%
US:72.4;EU:11.6;APAC:9.7;EM:6.3;Other:0.0
Value:-0.3;Growth:+0.8;Quality:-0.9;Size:-0.7;Momentum:-0.7;LowVol:0.0
MaxPos7%
6
30
4.3
hard 12%
223
16.2
Bull
16
4.5
2.4
81
48
69
47
false
Sell
Trim extended winner -1%
12
-37
BrokerB
LMT
89
null
null
Normal monitoring
87
-47
61
5
false
Tax-aware sells next window
P0221
Active
Taxable
USD
2024-09-08
1,826,638
188,398
1,638,240
1.06
54
27.1
13.3
5.7
BRK.B:17.9%;GLD:11.6%;MSFT:17.3%;TLT:16.6%;HYG:16.8%;AMZN:19.8%
US:72.2;EU:11.0;APAC:9.2;EM:6.7;Other:0.9
Value:-0.4;Growth:-0.7;Quality:-0.7;Size:+0.7;Momentum:+0.1;LowVol:+0.5
null
7
35
4.5
hard 12%
181
25.4
Bull
16.1
4.09
3.4
105
76
96
41
false
Buy
Add to core equity +1%
-15
-26
BrokerA
MKT
94
null
null
Normal monitoring
109
-31
234
5
false
Tighten stops on momentum names
P0222
Active
Roth
USD
2024-07-14
2,142,466
249,685
1,892,781
1.25
69.8
24.2
0.2
5.8
VOO:23.9%;MSFT:23.9%;AAPL:23.9%;VNQ:20.2%;IEF:8.1%
US:65.2;EU:6.6;APAC:15.8;EM:7.2;Other:5.2
Value:+0.1;Growth:-0.9;Quality:-0.7;Size:-0.4;Momentum:-0.2;LowVol:-0.2
MaxPos5%;NoDerivatives
10
30
5.4
trailing 8%
146
17.9
Bull
12.3
4.75
3.2
83
82
85
44
false
Hedge
Add TLT +1% as duration hedge
-11
-21
BrokerD
MKT
90
null
null
Normal monitoring
102
-38
185
5
false
Increase defensive factor exposure
P0223
Active
Trust
USD
2025-03-29
557,991
53,732
504,259
1
63.3
29.5
0
7.2
AMZN:33.3%;HYG:33.3%;GLD:33.3%
US:75.1;EU:6.7;APAC:9.7;EM:7.9;Other:0.6
Value:-0.5;Growth:+0.6;Quality:+0.7;Size:+0.1;Momentum:-0.6;LowVol:+0.2
null
6
30
4.5
trailing 9%
139
24
Volatile
21.2
5.34
2.9
117
78
97
53
false
Rebalance
Shift +1% to bonds from equity
-2
0
BrokerC
VWAP
87
null
null
Normal monitoring
59
-18
90
4
false
Monitor dispersion and breadth
P0224
Hands-off
IRA
USD
2025-05-19
871,331
36,437
834,894
1
69.7
21.4
0
8.9
MSFT:13.9%;QQQ:23.6%;TLT:23.6%;VOO:19.7%;TSLA:19.2%
US:59.8;EU:18.1;APAC:9.7;EM:7.1;Other:5.2
Value:+0.5;Growth:+0.2;Quality:-0.8;Size:-0.1;Momentum:-0.7;LowVol:-0.7
MaxPos5%
6
25
5.7
trailing 8%
167
18.4
Bull
12.4
4.29
3.1
82
28
66
38
false
Sell
Trim extended winner -1%
-7
11
BrokerC
LMT
87
null
null
Normal monitoring
75
4
105
5
false
Tax-aware sells next window
P0225
Active
Roth
USD
2025-08-07
541,893
55,163
486,730
1.21
62.3
29.2
0
8.6
TLT:20.3%;MUB:17.3%;MSFT:20.0%;VNQ:17.7%;HYG:14.2%;TSLA:10.5%
US:61.9;EU:18.9;APAC:6.1;EM:11.3;Other:1.9
Value:+0.9;Growth:+0.7;Quality:+0.1;Size:-1.0;Momentum:-0.7;LowVol:-0.6
NoDerivatives
7
25
5.3
hard 12%
210
26
Bull
12.4
4.14
3.3
112
20
67
36
false
Rebalance
Shift +1% to bonds from equity
27
-16
BrokerD
MKT
86
null
null
Normal monitoring
-53
8
-20
5
false
Tighten stops on momentum names
P0226
Systematic
401k
USD
2024-10-31
548,919
30,690
518,229
1
57.7
34.6
1.5
6.2
MUB:33.3%;TLT:33.3%;VOO:33.3%
US:64.5;EU:17.5;APAC:9.6;EM:4.9;Other:3.6
Value:0.0;Growth:-0.4;Quality:-0.8;Size:-0.3;Momentum:-0.7;LowVol:-0.7
MaxPos5%
6
35
5.5
hard 12%
220
16.3
Volatile
25.8
4.03
4.2
154
17
65
65
false
Buy
Add to core equity +1%
-13
-9
BrokerA
LMT
85
null
null
Normal monitoring
85
-52
145
4
false
Tighten stops on momentum names
P0227
Opportunistic
Roth
USD
2025-03-23
804,160
40,330
763,830
1
62.1
19.7
11.7
6.5
MSFT:33.3%;IEF:33.3%;AAPL:33.3%
US:61.1;EU:13.5;APAC:11.0;EM:11.3;Other:3.1
Value:+0.4;Growth:0.0;Quality:-0.9;Size:-0.0;Momentum:-0.8;LowVol:+0.2
MaxPos7%
7
25
5.6
trailing 7%
203
22.5
Volatile
20.4
4.43
2.8
110
67
79
49
false
Buy
Add to core equity +1%
2
-26
BrokerC
MKT
96
null
null
Normal monitoring
48
-22
179
5
false
Tax-aware sells next window
P0228
Opportunistic
401k
USD
2024-12-22
1,369,789
47,626
1,322,163
1
68.1
11.1
16
4.9
XLF:33.3%;IEF:33.3%;BND:33.3%
US:60.5;EU:14.2;APAC:14.2;EM:7.4;Other:3.8
Value:-0.2;Growth:+0.5;Quality:+0.8;Size:0.0;Momentum:+0.4;LowVol:-0.7
NoDerivatives
6
30
5.2
trailing 9%
217
30.9
Bull
11.9
4.78
2.5
104
52
86
37
true
Hedge
Buy index puts 1% notional
18
10
BrokerC
LMT
93
VAR>budget
Reduce
Risk above budget threshold
-31
-60
61
5
false
Tighten stops on momentum names
P0229
Systematic
Taxable
USD
2025-05-15
1,987,557
103,061
1,884,496
1
65.8
26.3
0
8
TSLA:25.6%;VOO:25.6%;QQQ:12.8%;AAPL:13.6%;VTI:22.3%
US:74.0;EU:9.5;APAC:8.1;EM:4.7;Other:3.6
Value:-0.3;Growth:-0.9;Quality:-0.4;Size:-0.0;Momentum:-0.1;LowVol:-0.9
MaxPos7%
6
30
4.9
trailing 8%
222
21.9
Sideways
14.2
3.58
3.2
130
41
58
47
false
Rebalance
Shift +1% to bonds from equity
0
-25
BrokerD
VWAP
91
null
null
Normal monitoring
-53
-60
-65
3
false
Monitor dispersion and breadth
P0230
Cautious
IRA
USD
2024-07-12
642,535
91,706
550,829
1
39.6
43.3
0
17.1
AAPL:16.2%;HYG:18.6%;AMZN:10.6%;QQQ:21.6%;XLF:21.6%;VNQ:11.5%
US:74.5;EU:8.6;APAC:8.3;EM:5.0;Other:3.6
Value:-0.8;Growth:0.0;Quality:+0.1;Size:+0.8;Momentum:+0.1;LowVol:+0.8
MaxPos8%;NoDerivatives;NoMargin
6
35
4.7
trailing 8%
111
18.7
Bull
11.5
4.09
2
85
56
63
34
false
Buy
Add to core equity +1%
26
-10
BrokerC
LMT
91
null
null
Normal monitoring
-14
-42
119
5
false
Tighten stops on momentum names
P0231
Opportunistic
Trust
USD
2025-12-26
1,205,849
63,972
1,141,877
1
70.8
17.3
3.3
8.6
MUB:19.3%;IEF:10.1%;XLF:18.4%;TSLA:21.2%;QQQ:21.2%;VTI:9.7%
US:64.7;EU:6.1;APAC:16.3;EM:9.4;Other:3.6
Value:+0.1;Growth:+0.5;Quality:-0.5;Size:-0.7;Momentum:+0.3;LowVol:-0.3
MaxPos6%;NoDerivatives
8
30
4.7
trailing 9%
237
30
Sideways
15.4
4.99
3.2
96
-11
46
51
false
Hedge
Add TLT +1% as duration hedge
-2
-40
BrokerA
LMT
96
null
null
Normal monitoring
-22
-30
38
4
false
Increase defensive factor exposure
P0232
Opportunistic
Taxable
USD
2025-11-29
854,949
36,613
818,336
1.16
65
19.4
10.6
5
HYG:18.8%;AMZN:21.4%;AAPL:11.5%;VNQ:14.2%;BRK.B:12.7%;QQQ:21.4%
US:73.8;EU:6.3;APAC:8.4;EM:6.4;Other:5.1
Value:-0.7;Growth:+0.1;Quality:+0.5;Size:-0.2;Momentum:+0.6;LowVol:+0.9
MaxPos8%;NoDerivatives
6
25
4.9
trailing 7%
249
20.5
Sideways
14.6
4.42
3.4
110
0
58
48
false
Buy
Add to core equity +1%
25
7
BrokerC
MKT
85
null
null
Normal monitoring
-9
-57
4
3
false
Tax-aware sells next window
P0233
Hands-off
Taxable
USD
2025-10-17
188,092
16,487
171,605
1
61.5
22
11.4
5.1
GLD:33.3%;MSFT:33.3%;BRK.B:33.3%
US:63.7;EU:12.9;APAC:9.6;EM:10.4;Other:3.4
Value:-0.5;Growth:+0.1;Quality:-0.2;Size:+0.8;Momentum:+1.0;LowVol:+0.5
null
10
35
5.5
trailing 10%
101
14.5
Volatile
25.7
3.84
3.4
114
17
73
67
true
Reduce
Cut high-beta by 2-3%, add cash
-11
-40
BrokerD
LMT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
63
-11
74
5
false
Within IPS guidelines
P0234
Opportunistic
IRA
USD
2025-01-28
1,011,559
61,535
950,024
1
70.9
14.9
9.8
4.5
TSLA:19.2%;MUB:21.1%;IEF:21.1%;AAPL:21.1%;VTI:17.3%
US:65.4;EU:17.3;APAC:6.7;EM:10.2;Other:0.4
Value:-0.6;Growth:-0.8;Quality:+0.5;Size:-0.5;Momentum:+0.6;LowVol:-0.6
MaxPos5%;NoDerivatives
5
30
6
trailing 7%
166
32.5
Bull
14.9
4.52
3.2
86
50
68
60
false
Sell
Trim extended winner -1%
17
-28
BrokerB
LMT
97
null
null
Normal monitoring
-26
7
68
4
false
Tighten stops on momentum names
P0235
Cautious
Trust
USD
2024-12-16
396,691
55,889
340,802
1
36.7
41.4
7.2
14.7
VOO:6.5%;TSLA:18.5%;VTI:21.3%;TLT:21.3%;IEF:11.5%;VNQ:21.0%
US:69.0;EU:14.6;APAC:9.5;EM:6.3;Other:0.6
Value:0.0;Growth:-0.5;Quality:-0.9;Size:-0.3;Momentum:+0.8;LowVol:-0.5
NoMargin
6
25
4.7
trailing 8%
102
13.2
Sideways
20.1
4.09
3
138
10
47
42
false
Hedge
Add TLT +1% as duration hedge
-7
-10
BrokerD
MKT
86
null
null
Normal monitoring
35
-17
54
3
false
Tax-aware sells next window
P0236
Cautious
401k
USD
2025-03-09
874,441
104,491
769,950
1
46.2
37.2
2.3
14.2
MSFT:26.8%;VOO:26.8%;VTI:19.6%;HYG:26.8%
US:77.3;EU:10.5;APAC:6.1;EM:3.9;Other:2.2
Value:-0.5;Growth:-0.2;Quality:+0.6;Size:-0.5;Momentum:+0.7;LowVol:+1.0
MaxPos7%;NoMargin
7
30
5.4
trailing 8%
149
15.2
Bull
16.8
3.84
3.1
85
35
71
34
false
Buy
Add to core equity +1%
-1
-22
BrokerA
LMT
92
null
null
Normal monitoring
-46
-19
22
3
false
Tax-aware sells next window
P0237
Opportunistic
Roth
USD
2024-08-28
1,487,514
110,973
1,376,541
1.15
76.9
11.1
6.9
5.2
BND:19.3%;BRK.B:21.7%;GLD:21.7%;TLT:8.4%;MUB:21.7%;MSFT:7.0%
US:78.9;EU:8.3;APAC:6.7;EM:3.6;Other:2.5
Value:+0.5;Growth:+0.2;Quality:-0.8;Size:-0.4;Momentum:+0.3;LowVol:-0.2
NoDerivatives
6
25
4.5
trailing 7%
174
27.4
Bull
12.3
4.99
3
74
75
99
56
false
Rebalance
Shift +1% to bonds from equity
8
12
BrokerB
MKT
100
null
null
Normal monitoring
94
13
95
4
false
Within IPS guidelines
P0238
Systematic
Trust
USD
2025-07-21
1,775,957
151,026
1,624,931
1
55.4
29.6
7
8
QQQ:28.0%;VOO:16.0%;AAPL:28.0%;TSLA:28.0%
US:68.7;EU:17.9;APAC:7.8;EM:5.0;Other:0.5
Value:-0.7;Growth:+0.4;Quality:-0.9;Size:-0.6;Momentum:-0.5;LowVol:+0.7
MaxPos7%;NoDerivatives
7
30
5.8
trailing 8%
223
19.8
Volatile
24.6
4.93
3.7
128
22
75
53
false
NoAction
Within bands; monitor
24
3
BrokerA
MKT
0
null
null
Normal monitoring
62
-12
108
3
false
Tax-aware sells next window
P0239
Cautious
401k
USD
2025-03-12
401,216
36,264
364,952
1
46.7
38.3
0
15
MSFT:33.3%;XLF:33.3%;VOO:33.3%
US:76.7;EU:6.4;APAC:10.5;EM:6.0;Other:0.4
Value:-0.5;Growth:-0.4;Quality:-0.7;Size:-0.2;Momentum:+0.9;LowVol:-0.3
ESGOnly;MaxPos6%;NoMargin
8
35
5
hard 10%
94
15.3
Bull
15.1
4.93
2.6
116
45
62
38
false
Hedge
Add TLT +1% as duration hedge
7
-39
BrokerC
LMT
95
null
null
Normal monitoring
12
-54
93
3
false
Tax-aware sells next window
P0240
Hands-off
Roth
USD
2025-01-23
244,171
24,146
220,025
1
68.1
26.8
0
5.1
AMZN:33.3%;VNQ:33.3%;XLF:33.3%
US:67.7;EU:10.0;APAC:8.8;EM:12.2;Other:1.4
Value:-0.6;Growth:+0.9;Quality:-0.5;Size:+0.2;Momentum:-0.9;LowVol:-0.8
ESGOnly
8
25
3.5
trailing 10%
130
15.8
Volatile
24.6
4.41
3.5
159
73
75
79
true
Hedge
Buy index puts 1% notional
28
7
BrokerA
MKT
92
RegimeShift
Hedge
Volatility spike and breadth deterioration
24
16
123
5
false
Within IPS guidelines
P0241
Opportunistic
Roth
USD
2025-01-12
697,789
38,655
659,134
1
61.5
19.6
12
6.9
GLD:25.5%;IEF:25.5%;TLT:25.5%;AMZN:23.4%
US:75.1;EU:8.4;APAC:7.9;EM:6.3;Other:2.4
Value:-0.9;Growth:+0.2;Quality:+0.5;Size:-0.1;Momentum:-0.1;LowVol:-0.2
NoDerivatives
6
35
5.8
hard 12%
278
30
Volatile
24.9
3.81
2.1
172
-35
46
59
true
Hedge
Buy index puts 1% notional
23
-5
BrokerD
LMT
92
Drift>tolerance
Reduce
Allocation drift beyond policy bands
54
13
126
3
false
Monitor dispersion and breadth
P0242
Opportunistic
Roth
USD
2025-03-01
635,895
35,366
600,529
1
63.7
14
14.8
7.5
AAPL:33.3%;BND:33.3%;IEF:33.3%
US:67.7;EU:15.4;APAC:5.6;EM:7.4;Other:3.9
Value:-0.9;Growth:+0.9;Quality:+0.8;Size:-0.3;Momentum:+0.9;LowVol:-1.0
MaxPos6%
10
30
5
trailing 9%
167
20.9
Sideways
17.3
4.14
2.3
124
42
66
51
false
Sell
Trim extended winner -1%
31
-29
BrokerA
LMT
93
null
null
Normal monitoring
69
18
122
3
false
Within IPS guidelines
P0243
Active
401k
USD
2025-05-31
1,740,650
173,451
1,567,199
1
63.2
27.2
0
9.5
GLD:25.7%;VTI:25.7%;QQQ:25.7%;XLF:22.9%
US:69.5;EU:5.6;APAC:10.2;EM:11.1;Other:3.5
Value:-0.2;Growth:+0.7;Quality:+0.5;Size:-0.5;Momentum:-0.9;LowVol:-0.4
MaxPos8%
10
30
4.8
trailing 8%
137
27.4
Volatile
21.8
3.61
2.1
146
45
64
62
false
Rebalance
Shift +1% to bonds from equity
-10
-13
BrokerC
VWAP
89
null
null
Normal monitoring
-49
-10
-17
3
false
Within IPS guidelines
P0244
Systematic
Trust
USD
2025-05-13
1,330,811
98,894
1,231,917
1
64.1
28.6
0
7.3
VNQ:21.6%;IEF:11.3%;MSFT:10.0%;TLT:21.6%;BND:14.0%;QQQ:21.6%
US:58.2;EU:19.8;APAC:16.0;EM:3.5;Other:2.6
Value:+0.2;Growth:+0.1;Quality:-0.6;Size:-1.0;Momentum:+0.7;LowVol:+0.3
MaxPos7%
7
25
5.6
trailing 9%
143
23.5
Sideways
19.6
4.12
2.2
139
39
76
58
false
Rebalance
Shift +1% to bonds from equity
35
3
BrokerA
LMT
99
null
null
Normal monitoring
2
-26
77
5
false
Increase defensive factor exposure
P0245
Hands-off
Taxable
USD
2024-12-20
292,988
22,735
270,253
1
67
23
1.2
8.8
MSFT:22.8%;TLT:15.5%;VTI:16.0%;BRK.B:22.8%;XLF:22.8%
US:61.7;EU:12.5;APAC:10.7;EM:12.5;Other:2.6
Value:+0.4;Growth:+0.2;Quality:+0.3;Size:-0.9;Momentum:-0.1;LowVol:-0.3
ESGOnly;MaxPos7%
10
30
3.3
trailing 8%
117
15.6
Volatile
31.4
4.01
2.4
177
25
51
79
true
Hedge
Buy index puts 1% notional
9
8
BrokerD
VWAP
87
VAR>budget
Reduce
Risk above budget threshold
-13
-54
126
4
false
Tax-aware sells next window
P0246
Cautious
Taxable
USD
2024-12-31
365,102
42,024
323,078
1
45.2
35.1
2.6
17
MUB:23.7%;VNQ:18.5%;XLF:23.7%;MSFT:10.2%;TLT:23.7%
US:59.9;EU:16.6;APAC:11.5;EM:9.4;Other:2.7
Value:-0.7;Growth:+0.1;Quality:-0.1;Size:-0.6;Momentum:-0.4;LowVol:+0.5
ESGOnly;NoDerivatives;NoMargin
5
30
3.4
hard 10%
100
14
Sideways
14.5
4.15
2.3
128
-11
55
34
false
Hedge
Add TLT +1% as duration hedge
-13
-19
BrokerC
LMT
97
null
null
Normal monitoring
89
-11
100
4
false
Increase defensive factor exposure
P0247
Active
Roth
USD
2025-03-22
1,516,688
109,734
1,406,954
1
51.6
20.7
22.6
5.1
IEF:22.5%;QQQ:22.5%;TLT:10.0%;GLD:22.5%;VTI:22.5%
US:58.2;EU:20.9;APAC:8.5;EM:9.9;Other:2.3
Value:-0.2;Growth:+0.6;Quality:-0.0;Size:+0.5;Momentum:-0.4;LowVol:+0.3
null
8
25
4.1
trailing 9%
223
17.6
Volatile
25
4.68
2.7
132
-22
43
55
false
NoAction
Within bands; monitor
2
-12
BrokerB
LMT
91
null
null
Normal monitoring
17
16
10
5
false
Within IPS guidelines
P0248
Cautious
Trust
USD
2025-12-09
272,905
40,382
232,523
1
40.6
31.8
10.8
16.8
VNQ:10.5%;BND:23.7%;XLF:23.7%;GLD:18.4%;TSLA:23.7%
US:72.3;EU:11.7;APAC:5.7;EM:8.5;Other:1.8
Value:+0.3;Growth:-0.7;Quality:-0.8;Size:+0.4;Momentum:+0.1;LowVol:-0.2
NoMargin
8
30
4.6
hard 10%
135
18.8
Sideways
20.6
4.58
3.4
103
6
44
43
false
Rebalance
Shift +1% to bonds from equity
3
-26
BrokerB
LMT
86
null
null
Normal monitoring
7
10
80
3
false
Tighten stops on momentum names
P0249
Opportunistic
Taxable
USD
2024-09-13
903,956
46,045
857,911
1.21
70.6
15.9
4.7
8.8
HYG:33.3%;BRK.B:33.3%;MSFT:33.3%
US:64.4;EU:14.1;APAC:10.9;EM:6.8;Other:3.8
Value:0.0;Growth:+0.4;Quality:-1.0;Size:-0.7;Momentum:-0.4;LowVol:-0.2
MaxPos5%
5
25
4
trailing 7%
255
22.1
Bull
15.2
3.88
2.1
116
36
75
57
false
Hedge
Add TLT +1% as duration hedge
9
-1
BrokerC
MKT
88
null
null
Normal monitoring
31
-41
23
4
false
Within IPS guidelines
P0250
Active
401k
USD
2025-03-09
1,445,339
108,681
1,336,658
1
59.6
27.6
6.7
6.1
VOO:27.4%;BND:24.2%;AAPL:27.4%;AMZN:21.0%
US:60.6;EU:12.4;APAC:15.5;EM:8.1;Other:3.4
Value:-0.6;Growth:0.0;Quality:+0.5;Size:-0.9;Momentum:+0.3;LowVol:-0.0
MaxPos6%
8
25
4.5
trailing 8%
209
17.9
Volatile
25.4
4.91
2.5
152
12
49
69
false
Rebalance
Shift +1% to bonds from equity
10
-25
BrokerB
VWAP
86
null
null
Normal monitoring
-23
-52
116
3
false
Increase defensive factor exposure
P0251
Systematic
Trust
USD
2025-12-19
1,357,843
93,405
1,264,438
1
65.2
22
7
5.8
VTI:12.4%;AAPL:19.1%;VOO:20.5%;IEF:13.7%;MUB:19.6%;TSLA:14.7%
US:67.1;EU:11.9;APAC:12.1;EM:6.1;Other:2.9
Value:+0.2;Growth:-0.6;Quality:-0.7;Size:+0.3;Momentum:+0.6;LowVol:-0.7
null
8
35
5.3
trailing 9%
122
20.4
Bear
32.1
3.71
1.6
182
-60
35
73
true
Rebalance
Rebalance back to target bands
17
-19
BrokerD
LMT
99
VAR>budget
Hedge
Risk above budget threshold
14
-20
46
3
false
Increase defensive factor exposure
P0252
Active
IRA
USD
2025-12-21
2,109,628
130,686
1,978,942
1
55.8
25.4
10.6
8.1
GLD:22.2%;MUB:11.3%;BRK.B:22.2%;TSLA:22.2%;BND:22.2%
US:69.5;EU:13.3;APAC:6.5;EM:9.8;Other:0.9
Value:-0.5;Growth:+0.5;Quality:-0.0;Size:-0.5;Momentum:-0.4;LowVol:-0.4
MaxPos7%
8
25
5.1
trailing 8%
177
17.4
Bull
11.7
4.81
2.6
70
34
74
26
false
Buy
Add to core equity +1%
11
-35
BrokerB
LMT
87
null
null
Normal monitoring
-42
-3
68
5
false
Within IPS guidelines
P0253
Active
Roth
USD
2025-03-27
789,400
61,671
727,729
1.15
63.8
28
0
8.2
BRK.B:21.6%;XLF:15.0%;BND:21.6%;AMZN:10.2%;IEF:20.0%;HYG:11.6%
US:70.7;EU:12.0;APAC:7.7;EM:8.4;Other:1.2
Value:+0.4;Growth:-0.3;Quality:+0.8;Size:+0.4;Momentum:-0.6;LowVol:0.0
null
5
25
5.8
trailing 8%
206
18.7
Volatile
24.4
5.1
2.7
177
-54
20
77
true
Hedge
Buy index puts 1% notional
33
4
BrokerC
MKT
87
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
89
-32
153
4
false
Increase defensive factor exposure
P0254
Cautious
IRA
USD
2025-03-31
894,218
76,589
817,629
1
47.1
37.6
0
15.3
MUB:20.6%;VOO:12.7%;VNQ:10.5%;AAPL:13.2%;TSLA:21.5%;QQQ:21.5%
US:77.3;EU:6.4;APAC:10.7;EM:5.0;Other:0.6
Value:+0.2;Growth:+0.4;Quality:+0.1;Size:+0.4;Momentum:+0.8;LowVol:+0.7
NoMargin
8
25
5.7
hard 10%
104
14.7
Bear
28.8
3.98
1.9
212
-41
24
60
false
Buy
Add to core equity +1%
-10
-12
BrokerA
LMT
87
null
null
Normal monitoring
21
-18
81
4
false
Tighten stops on momentum names
P0255
Cautious
Roth
USD
2024-11-27
418,743
56,818
361,925
1
44.9
35.3
8.5
11.2
TLT:28.9%;AAPL:13.2%;QQQ:28.9%;BND:28.9%
US:62.1;EU:15.8;APAC:7.0;EM:13.8;Other:1.2
Value:+0.5;Growth:-1.0;Quality:+0.3;Size:-0.7;Momentum:-0.3;LowVol:+0.1
MaxPos6%;NoMargin
10
35
5.2
trailing 8%
141
13.3
Sideways
14.2
4.25
3
108
34
73
26
false
Sell
Trim extended winner -1%
4
-35
BrokerA
MKT
94
null
null
Normal monitoring
78
-24
206
4
false
Tighten stops on momentum names
P0256
Cautious
Taxable
USD
2025-05-12
640,493
83,914
556,579
1
41.3
33.3
9.4
16
TLT:20.8%;VNQ:22.8%;BND:12.8%;BRK.B:22.8%;VOO:20.7%
US:67.1;EU:17.5;APAC:8.2;EM:6.4;Other:0.8
Value:-0.5;Growth:+0.9;Quality:+0.8;Size:-0.4;Momentum:+0.3;LowVol:+0.2
MaxPos6%;NoMargin
6
25
4.4
trailing 8%
134
13
Bull
17.6
3.88
2.6
92
90
100
34
true
Hedge
Buy index puts 1% notional
7
1
BrokerA
LMT
86
VAR>budget
TightenStops
Risk above budget threshold
113
-55
176
5
false
Within IPS guidelines
P0257
Opportunistic
Trust
USD
2025-07-05
1,187,543
39,643
1,147,900
1
71.5
12.7
9.3
6.5
TSLA:8.2%;VTI:13.2%;AMZN:20.6%;GLD:19.2%;MSFT:18.3%;BND:20.6%
US:58.0;EU:13.9;APAC:13.9;EM:9.8;Other:4.4
Value:+0.8;Growth:-1.0;Quality:-1.0;Size:+0.9;Momentum:-0.4;LowVol:+0.3
NoDerivatives
5
25
4.8
trailing 7%
243
20.1
Bear
27.5
3.12
2.8
198
-74
16
69
false
Buy
Add to core equity +1%
35
15
BrokerA
LMT
89
null
null
Normal monitoring
1
-44
41
4
false
Tighten stops on momentum names
P0258
Active
401k
USD
2025-03-20
2,499,976
256,336
2,243,640
1
55.4
24
13.5
7.1
TLT:20.8%;AAPL:12.2%;VOO:15.5%;BND:16.7%;TSLA:19.8%;MUB:15.1%
US:65.1;EU:16.3;APAC:8.1;EM:7.1;Other:3.4
Value:+1.0;Growth:-0.0;Quality:-0.6;Size:-0.8;Momentum:-0.1;LowVol:+0.6
NoDerivatives
10
25
4.5
trailing 8%
209
24.4
Volatile
20.9
4.36
2.7
177
7
46
65
false
Rebalance
Shift +1% to bonds from equity
-8
-21
BrokerA
MKT
92
null
null
Normal monitoring
49
11
153
3
false
Tighten stops on momentum names
P0259
Opportunistic
Roth
USD
2025-09-29
658,791
50,825
607,966
1.07
60.6
11.7
19.3
8.5
TSLA:19.1%;VTI:10.2%;MSFT:23.6%;QQQ:23.6%;BRK.B:23.6%
US:71.4;EU:8.0;APAC:12.4;EM:5.3;Other:2.8
Value:+0.4;Growth:+0.4;Quality:+0.5;Size:-0.6;Momentum:+1.0;LowVol:-0.1
null
7
30
5
trailing 7%
237
32.3
Bull
13.9
4.24
2.6
79
20
57
34
false
Rebalance
Shift +1% to bonds from equity
-2
-40
BrokerD
VWAP
86
null
null
Normal monitoring
96
-54
222
4
false
Within IPS guidelines
P0260
Active
401k
USD
2024-07-08
741,970
87,519
654,451
1
62.2
28.2
4.5
5.1
HYG:33.3%;BND:33.3%;GLD:33.3%
US:66.0;EU:13.0;APAC:10.2;EM:9.5;Other:1.4
Value:+0.3;Growth:+0.8;Quality:+0.5;Size:+1.0;Momentum:-0.1;LowVol:-0.4
NoDerivatives
6
35
5.1
hard 12%
188
22.8
Bull
12.7
3.59
2.5
89
77
91
38
false
Rebalance
Shift +1% to bonds from equity
13
12
BrokerB
LMT
90
null
null
Normal monitoring
52
-47
25
4
false
Tighten stops on momentum names
P0261
Cautious
Taxable
USD
2024-11-13
810,082
109,554
700,528
1
45.4
42.1
0
12.5
BRK.B:33.3%;VOO:33.3%;XLF:33.3%
US:56.7;EU:17.9;APAC:12.3;EM:10.8;Other:2.3
Value:0.0;Growth:-0.5;Quality:-0.9;Size:+0.8;Momentum:+0.5;LowVol:-0.1
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
6
25
4.2
hard 10%
158
18
Volatile
30.8
5.43
2.7
152
17
64
71
true
Hedge
Buy index puts 1% notional
25
-17
BrokerC
MKT
96
Drift>tolerance
Pause
Allocation drift beyond policy bands
63
-16
119
5
false
Monitor dispersion and breadth
P0262
Systematic
Roth
USD
2025-10-08
1,391,067
86,860
1,304,207
1
60.8
27.4
4.7
7.1
VNQ:17.6%;QQQ:16.8%;HYG:20.8%;VOO:11.3%;VTI:13.5%;TSLA:19.9%
US:71.8;EU:6.6;APAC:11.4;EM:7.2;Other:3.0
Value:+1.0;Growth:+0.3;Quality:0.0;Size:+0.8;Momentum:-0.7;LowVol:-0.7
null
5
25
4.1
hard 12%
159
20.2
Volatile
31.6
4.35
4.1
179
38
57
78
true
Rebalance
Rebalance back to target bands
22
-35
BrokerC
LMT
87
VAR>budget
Reduce
Risk above budget threshold
-49
-6
-21
3
false
Within IPS guidelines
P0263
Systematic
Roth
USD
2025-12-02
1,691,149
114,645
1,576,504
1
62.7
31.3
0
5.9
MSFT:18.1%;AAPL:10.3%;HYG:19.8%;QQQ:20.8%;BRK.B:17.5%;TSLA:13.6%
US:77.1;EU:6.0;APAC:9.8;EM:6.2;Other:0.9
Value:+1.0;Growth:+0.7;Quality:+0.9;Size:-0.1;Momentum:-0.3;LowVol:-0.7
null
7
25
5.4
trailing 9%
152
25.7
Volatile
22.1
5.32
2.6
172
78
88
56
false
Buy
Add to core equity +1%
31
-21
BrokerC
LMT
89
null
null
Normal monitoring
28
16
94
4
false
Monitor dispersion and breadth
P0264
Systematic
Roth
USD
2025-08-11
963,802
77,800
886,002
1
56.1
29.2
7.3
7.4
MSFT:34.2%;QQQ:31.5%;TLT:34.2%
US:69.0;EU:11.5;APAC:11.1;EM:4.5;Other:3.9
Value:0.0;Growth:-1.0;Quality:+0.2;Size:-0.9;Momentum:+0.9;LowVol:0.0
NoDerivatives
7
25
5.3
trailing 8%
185
26.1
Bull
11.2
4.2
2.2
98
114
100
32
false
Rebalance
Shift +1% to bonds from equity
-9
-7
BrokerD
LMT
86
null
null
Normal monitoring
114
-38
232
4
false
Within IPS guidelines
P0265
Active
Roth
USD
2024-12-20
2,359,546
255,844
2,103,702
1
54.5
26.1
14.3
5
VTI:21.5%;BRK.B:21.5%;VNQ:9.3%;TLT:15.4%;MUB:10.9%;HYG:21.5%
US:70.3;EU:10.4;APAC:11.3;EM:6.7;Other:1.3
Value:-0.2;Growth:+0.7;Quality:-0.9;Size:-0.2;Momentum:+0.6;LowVol:+0.8
null
6
25
4.4
hard 12%
170
26.2
Bull
12.9
4.26
3.4
90
75
79
30
false
NoAction
Within bands; monitor
18
-29
BrokerC
LMT
96
null
null
Normal monitoring
41
10
22
4
false
Monitor dispersion and breadth
P0266
Hands-off
Roth
USD
2025-02-16
612,447
59,820
552,627
1
56
26.4
11.4
6.2
QQQ:19.3%;GLD:26.9%;AMZN:26.9%;HYG:26.9%
US:64.9;EU:7.1;APAC:14.5;EM:8.8;Other:4.8
Value:-0.2;Growth:+0.2;Quality:-0.3;Size:0.0;Momentum:+0.1;LowVol:+0.8
MaxPos8%
8
35
3.1
trailing 8%
123
18.1
Volatile
27.7
4.91
3.2
135
-38
24
74
true
Hedge
Buy index puts 1% notional
1
5
BrokerC
MKT
94
RegimeShift
Pause
Volatility spike and breadth deterioration
-58
15
-37
5
false
Tighten stops on momentum names
P0267
Systematic
Taxable
USD
2025-06-25
1,856,360
108,059
1,748,301
1
60.5
26.8
3.8
8.9
IEF:9.0%;XLF:24.0%;VNQ:24.0%;AAPL:18.9%;MUB:24.0%
US:68.6;EU:16.8;APAC:8.4;EM:4.2;Other:2.0
Value:-0.1;Growth:-0.8;Quality:+0.8;Size:-1.0;Momentum:+0.3;LowVol:-0.5
null
7
35
4
trailing 8%
140
26.8
Sideways
20.2
3.79
3
120
49
77
51
false
Buy
Add to core equity +1%
17
-8
BrokerD
VWAP
95
null
null
Normal monitoring
52
-10
35
5
false
Increase defensive factor exposure
P0268
Active
Trust
USD
2025-11-19
664,461
44,559
619,902
1.19
61.7
31.3
0
7
VOO:18.1%;QQQ:22.6%;HYG:22.6%;AAPL:20.5%;TSLA:16.2%
US:61.7;EU:17.1;APAC:7.4;EM:10.3;Other:3.6
Value:-0.7;Growth:-1.0;Quality:+0.7;Size:+0.4;Momentum:-0.9;LowVol:-0.7
NoDerivatives
8
25
5.6
trailing 8%
225
19.5
Volatile
21.4
4.44
3.6
113
18
66
56
false
Buy
Add to core equity +1%
10
-17
BrokerD
VWAP
96
null
null
Normal monitoring
47
3
159
5
false
Increase defensive factor exposure
P0269
Systematic
401k
USD
2025-06-04
447,822
33,152
414,670
1
55.3
21.3
13.6
9.9
XLF:34.8%;VOO:30.5%;VNQ:34.8%
US:65.7;EU:14.9;APAC:12.3;EM:6.6;Other:0.5
Value:+0.1;Growth:-0.6;Quality:-1.0;Size:-0.5;Momentum:+0.7;LowVol:+0.7
null
10
35
5.4
hard 12%
209
27.3
Volatile
20
4.59
3.8
178
15
42
62
false
Buy
Add to core equity +1%
9
-4
BrokerC
MKT
99
null
null
Normal monitoring
16
16
149
4
false
Monitor dispersion and breadth
P0270
Active
401k
USD
2025-10-25
2,075,337
189,528
1,885,809
1
69.1
25.8
0
5.2
MSFT:25.3%;IEF:24.2%;QQQ:25.3%;BRK.B:25.3%
US:63.4;EU:14.7;APAC:10.5;EM:7.1;Other:4.3
Value:+0.3;Growth:+0.2;Quality:-0.9;Size:-0.8;Momentum:+0.3;LowVol:+0.8
null
7
30
4.1
hard 12%
202
21.6
Bull
15.2
4.81
2.8
102
2
43
45
true
Reduce
Cut high-beta by 2-3%, add cash
11
-36
BrokerA
MKT
87
VAR>budget
TightenStops
Risk above budget threshold
13
-15
125
2
false
Increase defensive factor exposure
P0271
Cautious
401k
USD
2024-10-07
151,457
15,783
135,674
1
49.3
32.1
8.6
10
VTI:21.1%;VNQ:17.3%;MSFT:10.9%;TSLA:12.4%;TLT:17.2%;HYG:21.1%
US:70.9;EU:16.8;APAC:5.0;EM:4.5;Other:2.8
Value:+0.6;Growth:-0.5;Quality:-0.0;Size:-0.5;Momentum:+0.1;LowVol:+0.3
MaxPos6%;NoMargin
7
35
4.1
trailing 8%
149
14
Volatile
29.2
4.77
2
116
-39
33
62
false
Rebalance
Shift +1% to bonds from equity
-13
1
BrokerA
VWAP
86
null
null
Normal monitoring
-46
-8
-81
4
false
Monitor dispersion and breadth
P0272
Cautious
Taxable
USD
2025-01-11
824,213
105,385
718,828
1
35.8
38.5
12.5
13.2
BND:9.6%;XLF:20.3%;IEF:8.3%;QQQ:19.5%;TSLA:21.2%;MSFT:21.2%
US:61.1;EU:11.8;APAC:15.9;EM:10.0;Other:1.2
Value:+0.8;Growth:-0.6;Quality:+0.5;Size:-0.6;Momentum:-0.4;LowVol:-0.4
ESGOnly;NoMargin
10
30
3.8
hard 10%
112
12.9
Bull
13.9
3.61
2.4
73
39
83
24
false
Sell
Trim extended winner -1%
5
9
BrokerA
LMT
91
null
null
Normal monitoring
76
-25
48
4
false
Increase defensive factor exposure
P0273
Opportunistic
IRA
USD
2025-10-18
1,349,196
77,373
1,271,823
1.12
73
10
10.5
6.5
AAPL:25.9%;MSFT:25.9%;QQQ:22.4%;TLT:25.9%
US:62.3;EU:15.9;APAC:9.2;EM:11.1;Other:1.5
Value:+0.3;Growth:+0.3;Quality:+1.0;Size:+0.9;Momentum:-0.4;LowVol:-1.0
null
10
35
6.4
trailing 9%
184
21.2
Bear
30.2
3.09
2.5
152
10
56
80
true
Hedge
Buy index puts 1% notional
-13
-34
BrokerC
LMT
89
VAR>budget
Reduce
Risk above budget threshold
-35
3
6
5
true
Tax-aware sells next window
P0274
Cautious
IRA
USD
2024-11-28
593,632
56,252
537,380
1
36.7
44.7
4.6
14
TLT:33.3%;TSLA:33.3%;IEF:33.3%
US:64.9;EU:7.7;APAC:12.1;EM:12.0;Other:3.4
Value:+1.0;Growth:-0.1;Quality:-1.0;Size:+0.2;Momentum:+0.6;LowVol:+1.0
ESGOnly;NoMargin
7
30
4.1
trailing 8%
141
19.2
Bull
13.2
4.31
2.7
111
60
79
24
false
Buy
Add to core equity +1%
-5
3
BrokerB
VWAP
88
null
null
Normal monitoring
10
-24
82
4
false
Increase defensive factor exposure
P0275
Opportunistic
Trust
USD
2025-11-11
1,531,510
63,662
1,467,848
1.21
72
19.5
0.7
7.8
BRK.B:12.4%;MSFT:18.3%;XLF:26.5%;AAPL:16.4%;BND:26.5%
US:56.8;EU:13.7;APAC:15.4;EM:11.2;Other:3.0
Value:0.0;Growth:-0.2;Quality:+0.6;Size:+0.8;Momentum:-0.4;LowVol:+0.4
NoDerivatives
7
35
4.5
trailing 7%
203
33.1
Bull
13.3
3.72
3.2
80
48
74
47
false
Rebalance
Shift +1% to bonds from equity
15
7
BrokerB
VWAP
98
null
null
Normal monitoring
87
-39
165
4
false
Tax-aware sells next window
P0276
Opportunistic
401k
USD
2025-08-07
584,666
36,934
547,732
1
64.5
14.7
12.4
8.4
VOO:28.7%;VNQ:13.9%;XLF:28.7%;IEF:28.7%
US:68.8;EU:12.9;APAC:8.4;EM:5.5;Other:4.4
Value:+0.1;Growth:+0.2;Quality:-0.4;Size:+0.9;Momentum:-0.2;LowVol:+0.8
MaxPos8%
5
35
6.9
hard 12%
264
32.1
Volatile
25.6
5.32
3.9
130
-32
21
64
false
Buy
Add to core equity +1%
10
-13
BrokerA
MKT
91
null
null
Normal monitoring
51
6
118
3
false
Monitor dispersion and breadth
P0277
Active
Taxable
USD
2025-01-22
1,088,169
109,469
978,700
1
56.6
21.8
15.4
6.2
XLF:16.3%;AAPL:20.1%;HYG:9.9%;VTI:20.7%;BND:20.7%;QQQ:12.4%
US:66.9;EU:18.4;APAC:7.2;EM:5.6;Other:1.9
Value:+0.2;Growth:-0.7;Quality:-0.4;Size:+1.0;Momentum:-0.2;LowVol:+0.3
null
5
35
4.1
hard 12%
140
26.5
Sideways
21.7
4.77
2.8
113
1
49
48
true
Reduce
Cut high-beta by 2-3%, add cash
-2
-25
BrokerC
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
108
-43
128
5
false
Monitor dispersion and breadth
P0278
Cautious
Taxable
USD
2024-08-05
639,399
57,411
581,988
1
49.2
35.4
0
15.4
VTI:25.8%;MSFT:25.8%;AMZN:25.8%;HYG:22.6%
US:68.7;EU:12.3;APAC:14.7;EM:4.3;Other:0.0
Value:-0.6;Growth:+0.9;Quality:-0.7;Size:+0.5;Momentum:+0.5;LowVol:+0.9
NoMargin
8
35
5.6
hard 10%
160
16.8
Bull
16
4.98
3
113
30
55
43
false
Rebalance
Shift +1% to bonds from equity
1
-16
BrokerB
MKT
97
null
null
Normal monitoring
-23
-33
88
4
false
Tax-aware sells next window
P0279
Hands-off
IRA
USD
2025-06-28
218,478
11,165
207,313
1
59.6
20.2
10.9
9.4
BND:20.0%;MUB:22.2%;BRK.B:11.8%;AMZN:23.0%;TLT:23.0%
US:75.7;EU:12.6;APAC:6.3;EM:4.0;Other:1.5
Value:-0.9;Growth:+0.8;Quality:+0.7;Size:-0.6;Momentum:+0.5;LowVol:-0.8
MaxPos5%
5
35
4.9
trailing 8%
154
14.8
Volatile
24.6
4.32
2.3
112
48
85
61
false
Rebalance
Shift +1% to bonds from equity
14
0
BrokerA
MKT
88
null
null
Normal monitoring
-60
5
27
5
false
Within IPS guidelines
P0280
Hands-off
401k
USD
2024-11-27
229,673
16,827
212,846
1
62.7
28.8
2.8
5.7
HYG:23.9%;AMZN:23.9%;VTI:11.1%;BRK.B:19.9%;VNQ:21.1%
US:67.4;EU:11.4;APAC:9.2;EM:8.7;Other:3.4
Value:-0.1;Growth:0.0;Quality:+0.9;Size:-0.5;Momentum:+0.9;LowVol:-0.8
null
10
30
4.9
trailing 10%
113
17.5
Sideways
20.2
4.19
2.9
121
31
75
48
false
Rebalance
Shift +1% to bonds from equity
-7
-1
BrokerB
LMT
85
null
null
Normal monitoring
52
-3
165
5
false
Monitor dispersion and breadth
P0281
Cautious
Roth
USD
2025-05-01
412,609
38,372
374,237
1
52.9
33
1.5
12.6
VNQ:34.2%;XLF:31.7%;TLT:34.2%
US:60.8;EU:13.1;APAC:15.0;EM:10.0;Other:1.0
Value:+0.9;Growth:-0.3;Quality:+0.2;Size:-0.8;Momentum:-0.2;LowVol:+0.1
ESGOnly;MaxPos8%;NoMargin
6
30
4.7
hard 10%
127
14.5
Bull
17.1
4.03
2.6
87
97
90
39
false
Sell
Trim extended winner -1%
18
-29
BrokerB
MKT
92
null
null
Normal monitoring
-21
-51
-54
5
false
Tax-aware sells next window
P0282
Hands-off
Roth
USD
2024-11-30
890,114
83,192
806,922
1
63.7
28.1
0
8.2
HYG:17.8%;VNQ:9.5%;VOO:20.1%;IEF:16.8%;MUB:18.4%;BRK.B:17.4%
US:68.2;EU:14.0;APAC:6.7;EM:7.0;Other:4.1
Value:+0.9;Growth:+0.7;Quality:+0.7;Size:-0.7;Momentum:-0.8;LowVol:+0.9
ESGOnly
5
30
3.6
trailing 8%
96
15.4
Sideways
18.7
4.06
2.9
131
-11
55
46
false
Buy
Add to core equity +1%
16
-6
BrokerA
LMT
93
null
null
Normal monitoring
26
7
76
5
false
Tax-aware sells next window
P0283
Active
Trust
USD
2024-10-08
2,186,371
246,400
1,939,971
1.23
55.2
31.2
4.8
8.8
MSFT:18.2%;IEF:10.1%;AMZN:15.4%;HYG:18.4%;BRK.B:19.8%;TSLA:18.0%
US:60.0;EU:20.1;APAC:11.1;EM:6.7;Other:2.1
Value:-0.5;Growth:-0.2;Quality:+0.6;Size:+0.5;Momentum:+0.6;LowVol:+0.8
NoDerivatives
6
35
4.3
hard 12%
223
27.6
Volatile
28
4.68
2
178
-25
43
75
true
Hedge
Buy index puts 1% notional
9
-34
BrokerB
MKT
94
RegimeShift
Hedge
Volatility spike and breadth deterioration
66
-19
165
2
false
Tighten stops on momentum names
P0284
Opportunistic
401k
USD
2025-07-27
1,050,317
85,714
964,603
1
72.8
14.6
7.8
4.8
GLD:11.8%;HYG:21.8%;AMZN:22.8%;XLF:22.8%;TSLA:20.8%
US:65.8;EU:12.1;APAC:10.5;EM:7.4;Other:4.2
Value:-0.1;Growth:+0.6;Quality:+0.2;Size:-0.1;Momentum:-0.2;LowVol:-0.1
NoDerivatives
7
30
5
hard 12%
273
23.4
Sideways
21.5
4.17
2.1
119
-26
47
69
true
Rebalance
Rebalance back to target bands
33
-39
BrokerC
MKT
86
VAR>budget
Hedge
Risk above budget threshold
76
-15
99
4
false
Tighten stops on momentum names
P0285
Hands-off
IRA
USD
2025-10-06
523,322
30,968
492,354
1
55
27.7
10
7.3
VOO:25.7%;VTI:25.7%;BND:25.7%;IEF:23.0%
US:70.4;EU:11.0;APAC:8.0;EM:7.6;Other:3.0
Value:-0.6;Growth:-0.7;Quality:+0.1;Size:-0.2;Momentum:-0.8;LowVol:+0.4
ESGOnly;MaxPos7%
5
35
4.4
hard 10%
136
15.6
Sideways
16.4
3.67
3.1
97
-9
35
53
false
Rebalance
Shift +1% to bonds from equity
26
-17
BrokerC
VWAP
95
null
null
Normal monitoring
15
-9
119
5
false
Tighten stops on momentum names
P0286
Opportunistic
Trust
USD
2025-02-23
428,306
23,823
404,483
1
68.8
12.1
13.9
5.2
MUB:9.0%;MSFT:22.2%;IEF:7.7%;VOO:16.7%;GLD:22.2%;BND:22.2%
US:65.9;EU:15.3;APAC:7.4;EM:7.8;Other:3.5
Value:-0.6;Growth:-0.2;Quality:-0.4;Size:-0.1;Momentum:-0.1;LowVol:-1.0
MaxPos8%
10
30
5.4
trailing 9%
203
21.2
Sideways
18.5
4.31
2.7
102
51
70
63
false
Sell
Trim extended winner -1%
-7
-6
BrokerC
LMT
93
null
null
Normal monitoring
110
-49
179
4
false
Tighten stops on momentum names
P0287
Hands-off
401k
USD
2025-08-11
252,196
16,804
235,392
1
69.8
19
4.9
6.3
IEF:33.3%;VTI:33.3%;TLT:33.3%
US:67.8;EU:6.3;APAC:12.4;EM:9.9;Other:3.6
Value:+0.9;Growth:0.0;Quality:-0.5;Size:+0.3;Momentum:-0.1;LowVol:+0.2
ESGOnly;MaxPos8%
10
25
5.7
trailing 8%
101
13.2
Sideways
18.4
4.79
3.4
90
1
36
48
false
Buy
Add to core equity +1%
-6
-34
BrokerA
VWAP
94
null
null
Normal monitoring
-2
-56
-21
5
false
Within IPS guidelines
P0288
Active
Taxable
USD
2025-12-15
1,135,523
130,820
1,004,703
1
59.5
29.7
4.8
6.1
MSFT:13.0%;AMZN:18.4%;QQQ:14.1%;BND:12.8%;VTI:20.8%;TLT:20.8%
US:70.9;EU:13.5;APAC:5.8;EM:6.2;Other:3.6
Value:+0.9;Growth:+0.9;Quality:+1.0;Size:-0.8;Momentum:-0.2;LowVol:+0.2
MaxPos6%
8
30
5.9
trailing 8%
207
21.7
Volatile
20.3
4.24
2.3
165
-27
38
57
true
Reduce
Cut high-beta by 2-3%, add cash
-5
-33
BrokerB
MKT
87
VAR>budget
Reduce
Risk above budget threshold
3
5
34
4
true
Monitor dispersion and breadth
P0289
Hands-off
Taxable
USD
2025-11-22
642,331
52,587
589,744
1
56.7
23.3
13.3
6.6
MSFT:31.3%;TLT:36.3%;AAPL:32.4%
US:68.3;EU:10.2;APAC:11.0;EM:9.7;Other:0.9
Value:-0.6;Growth:+0.7;Quality:-0.7;Size:-0.6;Momentum:+0.5;LowVol:+0.8
NoDerivatives
6
25
5.1
trailing 10%
93
14.1
Bull
13.3
3.78
3.1
77
97
87
44
false
Buy
Add to core equity +1%
28
14
BrokerB
LMT
95
null
null
Normal monitoring
50
-15
71
4
false
Within IPS guidelines
P0290
Hands-off
Roth
USD
2025-09-28
802,133
71,148
730,985
1
65.9
27.5
0
6.6
TLT:16.7%;VOO:19.6%;GLD:18.8%;QQQ:22.4%;BND:22.4%
US:70.4;EU:9.0;APAC:12.7;EM:4.4;Other:3.4
Value:+0.6;Growth:+0.8;Quality:-0.6;Size:+0.8;Momentum:+0.9;LowVol:+0.6
null
10
25
4.2
trailing 8%
170
12.1
Bull
17.2
4.66
2.1
86
21
60
62
false
Sell
Trim extended winner -1%
35
10
BrokerB
MKT
85
null
null
Normal monitoring
29
19
109
5
false
Increase defensive factor exposure
P0291
Systematic
Trust
USD
2025-03-01
751,993
40,208
711,785
1
60.6
22.3
10.3
6.8
QQQ:24.9%;BRK.B:16.6%;VTI:22.1%;IEF:24.9%;MSFT:11.4%
US:66.4;EU:16.1;APAC:9.5;EM:5.2;Other:2.8
Value:0.0;Growth:+0.6;Quality:-0.3;Size:-0.4;Momentum:0.0;LowVol:-0.4
null
7
35
4.4
trailing 9%
187
22.8
Bull
14.9
3.58
2.4
111
26
61
41
false
Hedge
Add TLT +1% as duration hedge
18
-12
BrokerC
MKT
92
null
null
Normal monitoring
-21
-43
69
4
false
Within IPS guidelines
P0292
Opportunistic
Taxable
USD
2025-03-11
542,901
36,926
505,975
1.07
71.9
19.1
1.2
7.8
MUB:38.4%;TSLA:23.2%;GLD:38.4%
US:61.3;EU:15.7;APAC:12.0;EM:8.9;Other:2.1
Value:+0.9;Growth:+0.7;Quality:-0.3;Size:-0.9;Momentum:+0.9;LowVol:+0.3
MaxPos8%
10
35
4
trailing 7%
231
25.9
Volatile
31.2
5.03
3.7
121
37
69
78
true
Hedge
Buy index puts 1% notional
11
-8
BrokerD
VWAP
93
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
8
-21
32
2
false
Monitor dispersion and breadth
P0293
Opportunistic
Trust
USD
2025-02-16
1,542,034
108,820
1,433,214
1
62.7
16.6
14
6.7
GLD:18.2%;AMZN:20.9%;BND:20.9%;VTI:12.4%;IEF:6.8%;MSFT:20.9%
US:77.5;EU:9.0;APAC:7.6;EM:5.8;Other:0.1
Value:+0.4;Growth:+0.3;Quality:-0.9;Size:-0.5;Momentum:0.0;LowVol:+0.2
MaxPos6%
6
25
4.9
trailing 9%
254
30.8
Sideways
15.9
3.69
2.6
131
43
59
49
false
Rebalance
Shift +1% to bonds from equity
-14
5
BrokerB
MKT
95
null
null
Normal monitoring
11
11
74
3
false
Tighten stops on momentum names
P0294
Hands-off
Trust
USD
2025-09-28
563,372
25,499
537,873
1
61.1
28.9
0.4
9.6
AAPL:36.4%;MSFT:36.4%;XLF:27.2%
US:63.2;EU:12.5;APAC:11.5;EM:8.5;Other:4.3
Value:-0.8;Growth:+0.5;Quality:+0.7;Size:+0.4;Momentum:+0.5;LowVol:-0.7
ESGOnly
10
30
5.7
trailing 8%
168
13.1
Volatile
29
4.6
3.2
172
4
62
66
false
Rebalance
Shift +1% to bonds from equity
4
-36
BrokerB
LMT
86
null
null
Normal monitoring
-5
-5
37
4
false
Within IPS guidelines
P0295
Systematic
401k
USD
2025-11-15
864,604
73,230
791,374
1
59.1
26.6
7.2
7.2
HYG:33.3%;AAPL:33.3%;AMZN:33.3%
US:71.9;EU:10.9;APAC:12.7;EM:4.5;Other:0.0
Value:+0.1;Growth:+0.9;Quality:0.0;Size:-0.4;Momentum:+0.3;LowVol:+0.6
MaxPos8%
8
30
4.2
hard 12%
148
16.8
Bear
28.2
3.02
1.5
215
-12
36
74
true
Reduce
Cut high-beta by 2-3%, add cash
18
-9
BrokerB
MKT
96
VAR>budget
Hedge
Risk above budget threshold
93
5
129
5
false
Tax-aware sells next window
P0296
Active
Taxable
USD
2025-04-11
1,787,431
145,304
1,642,127
1
64.5
20.9
7.9
6.6
AAPL:25.9%;VTI:24.0%;GLD:24.3%;BRK.B:25.9%
US:63.0;EU:14.2;APAC:12.3;EM:10.1;Other:0.3
Value:+0.9;Growth:-0.2;Quality:-0.4;Size:+0.2;Momentum:+0.8;LowVol:-0.4
MaxPos7%
7
35
4.1
trailing 8%
129
22.1
Bull
13.4
3.87
2.6
84
48
81
37
false
Buy
Add to core equity +1%
10
13
BrokerB
MKT
95
null
null
Normal monitoring
82
3
125
3
false
Increase defensive factor exposure
P0297
Opportunistic
Trust
USD
2024-07-07
1,711,966
128,959
1,583,007
1
68.9
11.5
11.6
7.9
AMZN:22.7%;XLF:21.0%;GLD:11.0%;MUB:22.7%;QQQ:22.7%
US:68.8;EU:13.3;APAC:13.3;EM:4.2;Other:0.5
Value:-0.8;Growth:+0.4;Quality:+0.9;Size:-0.7;Momentum:-0.7;LowVol:-0.9
null
10
35
6.6
trailing 7%
217
33.9
Volatile
25.9
4.7
4
161
67
77
69
false
Hedge
Add TLT +1% as duration hedge
16
-18
BrokerC
MKT
94
null
null
Normal monitoring
-9
-16
99
4
false
Within IPS guidelines
P0298
Systematic
Taxable
USD
2024-09-13
1,548,971
150,942
1,398,029
1
58.9
29.8
1.5
9.9
BND:19.5%;MUB:25.4%;XLF:12.5%;HYG:17.2%;GLD:25.4%
US:74.1;EU:10.2;APAC:11.7;EM:3.8;Other:0.1
Value:+0.7;Growth:+0.2;Quality:+0.1;Size:-0.2;Momentum:+0.2;LowVol:-0.4
null
10
25
5
trailing 9%
166
28
Sideways
16.9
4
2.9
139
48
85
52
false
Sell
Trim extended winner -1%
-14
-1
BrokerC
MKT
98
null
null
Normal monitoring
120
-27
155
5
false
Monitor dispersion and breadth
P0299
Hands-off
IRA
USD
2025-02-02
409,839
20,707
389,132
1
70.7
23.2
0
6.1
TLT:33.3%;VNQ:33.3%;HYG:33.3%
US:58.5;EU:10.7;APAC:14.1;EM:10.9;Other:5.7
Value:+0.6;Growth:-0.2;Quality:-0.0;Size:+0.6;Momentum:+0.9;LowVol:-0.4
MaxPos6%;NoDerivatives
7
30
4
trailing 8%
122
18.2
Sideways
21.8
3.62
3.1
117
49
86
63
false
Rebalance
Shift +1% to bonds from equity
31
-33
BrokerA
MKT
95
null
null
Normal monitoring
65
3
38
5
false
Within IPS guidelines
P0300
Active
Trust
USD
2024-10-28
1,573,827
111,101
1,462,726
1
62.1
28.1
3.6
6.2
HYG:23.8%;VNQ:23.8%;IEF:10.6%;TLT:18.0%;MUB:23.8%
US:77.5;EU:5.3;APAC:11.7;EM:4.6;Other:0.9
Value:+0.9;Growth:-0.5;Quality:+0.7;Size:-0.1;Momentum:+0.8;LowVol:+0.6
MaxPos6%
7
30
4.9
trailing 8%
172
23.1
Sideways
15.2
4.64
3.5
104
56
81
57
false
Rebalance
Shift +1% to bonds from equity
16
-21
BrokerB
MKT
98
null
null
Normal monitoring
-39
9
-3
5
false
Within IPS guidelines