client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P2201
Opportunistic
IRA
USD
2025-07-30
952,470
83,138
869,332
1.21
62.9
21.7
10.1
5.3
IEF:33.3%;XLF:33.3%;MUB:33.3%
US:65.9;EU:16.6;APAC:11.2;EM:4.0;Other:2.2
Value:+0.8;Growth:+0.4;Quality:+1.0;Size:-0.4;Momentum:+0.4;LowVol:-0.3
null
6
35
5.5
trailing 7%
249
26.2
Bull
11.9
3.97
2.6
112
70
88
44
false
Buy
Add to core equity +1%
12
-22
BrokerA
MKT
91
null
null
Normal monitoring
85
18
131
5
false
Increase defensive factor exposure
P2202
Active
Taxable
USD
2024-09-30
1,753,819
144,478
1,609,341
1.14
60.7
21.4
10.1
7.8
XLF:17.1%;TSLA:14.6%;BND:19.4%;MSFT:15.9%;VTI:19.5%;TLT:13.5%
US:58.4;EU:19.7;APAC:12.4;EM:6.3;Other:3.2
Value:-0.6;Growth:+0.2;Quality:0.0;Size:+0.9;Momentum:+0.5;LowVol:-0.6
MaxPos7%
7
30
5
trailing 9%
181
21.8
Bull
14.9
4.09
3.1
78
44
71
53
false
Buy
Add to core equity +1%
-13
9
BrokerA
LMT
94
null
null
Normal monitoring
50
-35
121
5
false
Tax-aware sells next window
P2203
Cautious
Taxable
USD
2025-11-13
271,517
24,133
247,384
1
49.9
39.9
0
10.2
AAPL:19.4%;BRK.B:23.0%;GLD:20.7%;QQQ:13.9%;HYG:23.0%
US:75.8;EU:10.9;APAC:5.6;EM:5.5;Other:2.3
Value:-0.4;Growth:-0.9;Quality:+0.2;Size:-0.5;Momentum:-0.0;LowVol:+0.8
NoDerivatives;NoMargin
5
35
5.9
trailing 10%
135
14.7
Bear
25.5
3.82
2.8
132
6
67
70
false
Rebalance
Shift +1% to bonds from equity
-8
-20
BrokerC
MKT
86
null
null
Normal monitoring
-28
0
27
4
false
Tax-aware sells next window
P2204
Hands-off
Trust
USD
2024-07-21
465,409
44,172
421,237
1
67.5
25.1
0
7.3
MUB:21.1%;BRK.B:16.7%;GLD:21.1%;HYG:21.1%;TLT:9.2%;AAPL:10.7%
US:68.7;EU:7.1;APAC:6.2;EM:13.8;Other:4.2
Value:+0.1;Growth:+1.0;Quality:+0.6;Size:+0.1;Momentum:+0.8;LowVol:-0.2
NoDerivatives
5
30
4.7
hard 10%
144
17
Bull
15.1
4.34
2.6
104
90
91
60
false
NoAction
Within bands; monitor
26
-9
BrokerD
MKT
0
null
null
Normal monitoring
24
-7
91
5
false
Within IPS guidelines
P2205
Cautious
Trust
USD
2024-09-07
478,139
51,286
426,853
1
50.8
30.7
6.4
12
HYG:13.8%;BRK.B:23.6%;AMZN:23.2%;VOO:15.9%;TSLA:23.6%
US:73.0;EU:10.8;APAC:9.2;EM:6.3;Other:0.6
Value:-0.6;Growth:-0.9;Quality:-0.2;Size:-0.6;Momentum:+0.8;LowVol:+0.8
NoMargin
7
25
4.2
trailing 8%
101
12.1
Bear
30.7
4.23
1.4
212
-15
52
78
true
Rebalance
Rebalance back to target bands
-7
-14
BrokerA
LMT
99
VAR>budget
Hedge
Risk above budget threshold
-3
-38
92
2
false
Within IPS guidelines
P2206
Hands-off
Taxable
USD
2025-12-17
157,454
15,655
141,799
1
70.6
22.2
1.2
5.9
MSFT:22.5%;BRK.B:17.8%;QQQ:13.0%;AAPL:22.5%;VNQ:7.1%;BND:17.2%
US:74.4;EU:5.6;APAC:12.0;EM:3.7;Other:4.3
Value:+0.4;Growth:-0.2;Quality:-0.2;Size:-0.7;Momentum:-1.0;LowVol:+0.1
ESGOnly;MaxPos5%
7
30
5
trailing 10%
166
14.3
Sideways
21.3
4.85
2.9
131
46
74
60
false
Rebalance
Shift +1% to bonds from equity
12
-1
BrokerB
MKT
95
null
null
Normal monitoring
92
-47
157
5
false
Within IPS guidelines
P2207
Cautious
Roth
USD
2025-12-05
876,685
79,624
797,061
1
42.9
35.2
11
10.9
MSFT:14.1%;AAPL:28.6%;HYG:28.6%;QQQ:28.6%
US:69.7;EU:12.5;APAC:12.1;EM:5.0;Other:0.7
Value:-0.8;Growth:+0.5;Quality:-0.4;Size:+0.3;Momentum:-0.8;LowVol:+0.6
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
5
25
3.8
hard 10%
119
14.5
Volatile
24.1
5.11
3.2
135
-31
35
44
false
Buy
Add to core equity +1%
-11
-9
BrokerC
MKT
92
null
null
Normal monitoring
-5
-54
33
4
false
Within IPS guidelines
P2208
Systematic
Roth
USD
2024-07-04
1,530,282
85,400
1,444,882
1
58.2
28.4
3.7
9.7
TLT:18.9%;MUB:10.8%;VTI:23.6%;AMZN:23.0%;HYG:23.6%
US:71.1;EU:10.5;APAC:7.6;EM:6.3;Other:4.5
Value:-0.6;Growth:-0.6;Quality:-0.6;Size:-1.0;Momentum:+0.7;LowVol:-0.6
null
6
35
4.3
trailing 9%
209
16.9
Bull
11.9
3.98
3.5
113
57
71
32
false
Rebalance
Shift +1% to bonds from equity
-12
-7
BrokerB
MKT
96
null
null
Normal monitoring
18
-37
120
3
false
Tighten stops on momentum names
P2209
Hands-off
Trust
USD
2025-05-31
455,775
22,631
433,144
1
56.7
26.8
8
8.4
VNQ:19.5%;VTI:16.4%;BND:17.7%;IEF:16.1%;VOO:17.5%;TLT:12.8%
US:68.4;EU:13.2;APAC:12.9;EM:3.9;Other:1.5
Value:+0.1;Growth:-0.2;Quality:-0.2;Size:+0.4;Momentum:+0.3;LowVol:+0.3
ESGOnly;MaxPos8%
6
30
4.2
trailing 8%
97
16.9
Volatile
20.5
4.84
3.2
111
63
79
64
false
NoAction
Within bands; monitor
22
8
BrokerA
MKT
0
null
null
Normal monitoring
61
-60
35
3
false
Tax-aware sells next window
P2210
Hands-off
Trust
USD
2025-09-20
875,792
41,748
834,044
1
62.2
28.7
0
9.1
VNQ:29.3%;TLT:29.3%;TSLA:29.3%;BRK.B:12.2%
US:62.8;EU:16.2;APAC:14.4;EM:6.0;Other:0.6
Value:-0.9;Growth:+0.8;Quality:-0.5;Size:+0.5;Momentum:+0.6;LowVol:+0.5
ESGOnly
10
25
4.1
trailing 8%
144
12.3
Sideways
21.5
4.11
2.5
122
-2
50
56
false
Buy
Add to core equity +1%
13
4
BrokerC
LMT
97
null
null
Normal monitoring
108
-36
232
4
false
Within IPS guidelines
P2211
Active
Roth
USD
2025-11-27
1,128,435
74,966
1,053,469
1
50.8
24.4
15
9.8
BND:33.3%;HYG:33.3%;IEF:33.3%
US:70.1;EU:18.7;APAC:4.9;EM:5.5;Other:0.8
Value:-1.0;Growth:-0.3;Quality:-0.2;Size:-0.1;Momentum:-1.0;LowVol:-0.7
MaxPos6%
10
35
5.8
hard 12%
185
16.6
Volatile
24.9
5.08
2.1
134
28
75
61
false
Rebalance
Shift +1% to bonds from equity
33
-38
BrokerC
LMT
91
null
null
Normal monitoring
111
-51
172
4
false
Monitor dispersion and breadth
P2212
Systematic
401k
USD
2025-06-29
735,714
43,794
691,920
1
65.1
24.1
3.4
7.3
GLD:23.4%;HYG:19.4%;BND:12.3%;VTI:21.4%;AAPL:23.4%
US:68.6;EU:11.0;APAC:13.2;EM:5.4;Other:1.9
Value:+0.2;Growth:+0.6;Quality:-0.1;Size:+0.3;Momentum:-1.0;LowVol:+0.4
NoDerivatives
6
25
5.3
trailing 8%
139
27.6
Sideways
18.1
4.29
2
90
1
63
61
false
Buy
Add to core equity +1%
-2
-12
BrokerA
MKT
91
null
null
Normal monitoring
111
-24
154
4
false
Within IPS guidelines
P2213
Active
Roth
USD
2025-11-23
1,621,889
106,572
1,515,317
1
58.2
31.6
3.6
6.5
VTI:26.6%;AMZN:26.6%;QQQ:26.4%;GLD:20.3%
US:76.6;EU:10.6;APAC:6.2;EM:6.4;Other:0.2
Value:+1.0;Growth:-0.2;Quality:-0.8;Size:+0.2;Momentum:-0.6;LowVol:-0.9
null
8
30
5.4
trailing 9%
136
22.4
Bear
25.8
3.34
2.6
162
-32
32
63
false
Sell
Trim extended winner -1%
6
-6
BrokerD
LMT
95
null
null
Normal monitoring
82
-29
99
5
false
Within IPS guidelines
P2214
Active
IRA
USD
2025-02-03
890,628
68,056
822,572
1
67.2
18.1
5.5
9.1
XLF:12.7%;TLT:14.3%;AAPL:15.3%;TSLA:10.7%;BND:23.5%;VTI:23.5%
US:63.1;EU:16.5;APAC:10.4;EM:6.2;Other:3.8
Value:+1.0;Growth:-0.1;Quality:+0.3;Size:+0.3;Momentum:-0.3;LowVol:+0.7
MaxPos6%
7
35
4.7
trailing 8%
157
23
Volatile
25.1
4.03
3.2
171
-60
9
67
false
Buy
Add to core equity +1%
34
-17
BrokerD
LMT
95
null
null
Normal monitoring
-58
-24
13
4
false
Increase defensive factor exposure
P2215
Cautious
IRA
USD
2024-10-15
845,287
90,200
755,087
1
41.6
40.1
6
12.2
AMZN:12.7%;MUB:22.6%;XLF:22.6%;TLT:22.6%;VTI:19.6%
US:62.3;EU:15.8;APAC:15.3;EM:4.1;Other:2.4
Value:+0.7;Growth:+0.3;Quality:+0.3;Size:-0.3;Momentum:+0.4;LowVol:+0.7
ESGOnly;NoMargin
8
25
4.5
trailing 8%
99
18.6
Bull
12.8
3.57
3.3
101
63
70
40
true
Hedge
Buy index puts 1% notional
21
-38
BrokerB
LMT
97
VAR>budget
Hedge
Risk above budget threshold
105
-23
104
4
false
Tax-aware sells next window
P2216
Opportunistic
Trust
USD
2025-11-25
865,788
60,514
805,274
1
69.8
21.8
3.3
5.1
VNQ:31.7%;TSLA:34.2%;VOO:34.2%
US:75.2;EU:6.2;APAC:8.2;EM:7.5;Other:2.9
Value:-0.1;Growth:+0.5;Quality:+0.2;Size:+0.3;Momentum:-0.1;LowVol:+0.7
NoDerivatives
8
25
7
trailing 7%
178
24.1
Volatile
23.3
4.75
4.1
112
20
48
72
true
Hedge
Buy index puts 1% notional
-2
-38
BrokerC
VWAP
89
VAR>budget
Hedge
Risk above budget threshold
-24
-40
54
3
true
Tighten stops on momentum names
P2217
Opportunistic
Taxable
USD
2025-01-23
366,525
23,646
342,879
1
68.2
12.9
13.6
5.3
BRK.B:26.5%;GLD:26.5%;QQQ:20.6%;HYG:26.5%
US:78.7;EU:5.3;APAC:7.0;EM:7.3;Other:1.8
Value:+0.5;Growth:-0.4;Quality:+0.6;Size:-0.7;Momentum:-0.6;LowVol:+0.3
null
8
30
6.4
trailing 9%
165
25.2
Volatile
26.8
4.07
3.8
170
-31
27
65
false
Rebalance
Shift +1% to bonds from equity
17
-29
BrokerC
VWAP
90
null
null
Normal monitoring
107
-46
82
3
false
Increase defensive factor exposure
P2218
Systematic
Roth
USD
2025-04-09
1,358,321
69,978
1,288,343
1
61.5
29.9
0
8.6
GLD:20.9%;QQQ:15.4%;HYG:17.0%;VTI:21.5%;TSLA:25.2%
US:67.9;EU:10.9;APAC:7.0;EM:11.4;Other:2.8
Value:-0.6;Growth:+0.8;Quality:+0.1;Size:-0.2;Momentum:-0.7;LowVol:+0.4
MaxPos8%;NoDerivatives
7
35
4.6
trailing 8%
192
27.4
Volatile
31.8
4.63
3.4
142
-6
41
89
true
Hedge
Buy index puts 1% notional
20
8
BrokerA
LMT
96
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
90
-10
141
5
false
Within IPS guidelines
P2219
Opportunistic
401k
USD
2024-12-22
1,798,498
65,067
1,733,431
1
76.2
12.1
4
7.7
GLD:33.3%;VOO:33.3%;XLF:33.3%
US:70.7;EU:7.8;APAC:12.6;EM:6.0;Other:3.0
Value:-0.4;Growth:-0.5;Quality:+0.3;Size:+0.9;Momentum:-0.8;LowVol:-0.2
MaxPos7%
8
35
5.6
trailing 7%
210
23.4
Bull
17.6
3.75
3.3
93
14
55
54
false
NoAction
Within bands; monitor
-8
-21
BrokerA
MKT
0
null
null
Normal monitoring
-25
9
11
5
false
Increase defensive factor exposure
P2220
Hands-off
IRA
USD
2025-02-08
535,524
42,942
492,582
1
71.9
15.1
4.8
8.1
AAPL:24.7%;TSLA:14.5%;BRK.B:23.4%;VTI:24.7%;GLD:12.7%
US:63.9;EU:14.3;APAC:11.5;EM:6.0;Other:4.3
Value:-0.6;Growth:+0.8;Quality:-0.2;Size:-0.3;Momentum:+0.8;LowVol:+0.3
null
10
25
5.5
trailing 10%
110
19.3
Bear
23.3
4.35
1.1
186
-30
46
60
false
Rebalance
Shift +1% to bonds from equity
-2
6
BrokerB
MKT
91
null
null
Normal monitoring
2
14
4
5
false
Monitor dispersion and breadth
P2221
Hands-off
Taxable
USD
2024-11-05
861,443
81,594
779,849
1
60.1
17
15.3
7.5
AMZN:21.9%;MUB:29.2%;HYG:19.7%;TLT:29.2%
US:69.2;EU:10.5;APAC:10.6;EM:5.9;Other:3.7
Value:+1.0;Growth:+0.7;Quality:+0.5;Size:+0.6;Momentum:-0.9;LowVol:-0.5
null
8
25
4.9
trailing 10%
92
15.9
Bull
16
4.02
2.3
97
79
75
38
false
Rebalance
Shift +1% to bonds from equity
16
-2
BrokerC
VWAP
88
null
null
Normal monitoring
111
-12
181
4
false
Tax-aware sells next window
P2222
Systematic
Trust
USD
2024-11-11
1,865,254
81,059
1,784,195
1
63.4
31.4
0
5.3
QQQ:27.7%;TLT:27.7%;GLD:16.9%;IEF:27.7%
US:74.6;EU:7.7;APAC:10.2;EM:7.1;Other:0.5
Value:-0.4;Growth:-0.6;Quality:-0.7;Size:+0.7;Momentum:+0.9;LowVol:+0.8
MaxPos5%;NoDerivatives
7
25
4.6
trailing 9%
139
24.8
Bear
27.9
4.05
1.3
140
-3
46
82
true
Reduce
Cut high-beta by 2-3%, add cash
-6
-1
BrokerA
LMT
85
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
52
19
58
5
true
Within IPS guidelines
P2223
Active
401k
USD
2025-03-07
602,544
40,223
562,321
1
66.2
22.5
4.1
7.2
HYG:33.8%;VTI:33.8%;IEF:32.5%
US:70.3;EU:10.2;APAC:8.8;EM:6.7;Other:4.0
Value:-0.1;Growth:-0.8;Quality:-0.1;Size:+0.6;Momentum:+0.4;LowVol:+0.7
null
10
35
4.5
trailing 9%
166
20
Bull
15.3
4.53
3.5
74
91
94
57
false
Rebalance
Shift +1% to bonds from equity
27
2
BrokerD
MKT
97
null
null
Normal monitoring
48
-9
90
4
false
Tighten stops on momentum names
P2224
Systematic
IRA
USD
2025-09-08
1,778,991
166,279
1,612,712
1
67.8
20.5
4.8
6.8
BND:21.9%;XLF:21.9%;VTI:21.9%;MSFT:12.4%;MUB:21.9%
US:67.0;EU:11.4;APAC:9.1;EM:8.7;Other:3.8
Value:+0.8;Growth:+0.3;Quality:+0.1;Size:-0.8;Momentum:+0.6;LowVol:+1.0
MaxPos6%;NoDerivatives
5
25
4.4
trailing 9%
184
25.7
Bear
22
3.47
2.6
166
-120
5
71
true
Rebalance
Rebalance back to target bands
28
-5
BrokerD
MKT
90
RegimeShift
Pause
Volatility spike and breadth deterioration
23
9
144
3
false
Tighten stops on momentum names
P2225
Active
401k
USD
2024-10-05
556,130
59,802
496,328
1
54.9
21.5
18.5
5.1
BND:26.3%;QQQ:23.9%;AMZN:26.3%;BRK.B:23.6%
US:62.7;EU:13.4;APAC:10.1;EM:11.1;Other:2.7
Value:+0.1;Growth:-0.4;Quality:+0.5;Size:+0.6;Momentum:-0.6;LowVol:-1.0
null
10
25
5
hard 12%
219
18.6
Bull
16.2
3.69
2.4
85
81
81
40
false
Rebalance
Shift +1% to bonds from equity
17
-4
BrokerD
MKT
88
null
null
Normal monitoring
-50
14
67
4
false
Tighten stops on momentum names
P2226
Hands-off
Roth
USD
2025-06-30
177,762
8,235
169,527
1
63.8
27.6
0
8.6
VTI:33.3%;QQQ:33.3%;BND:33.3%
US:69.3;EU:11.4;APAC:7.6;EM:9.6;Other:2.2
Value:+0.8;Growth:+0.5;Quality:-0.5;Size:+0.3;Momentum:+0.6;LowVol:-0.6
ESGOnly
7
30
3.8
trailing 8%
132
14.6
Bear
31.7
4.49
2.4
131
-56
27
88
true
Hedge
Buy index puts 1% notional
19
4
BrokerD
MKT
94
Drift>tolerance
Pause
Allocation drift beyond policy bands
-15
-40
29
2
false
Increase defensive factor exposure
P2227
Opportunistic
IRA
USD
2024-09-29
1,555,284
90,989
1,464,295
1
63.7
17.5
11.5
7.4
HYG:33.3%;BRK.B:33.3%;VNQ:33.3%
US:66.7;EU:14.9;APAC:10.7;EM:6.8;Other:0.9
Value:+0.8;Growth:+0.9;Quality:-0.6;Size:+1.0;Momentum:-0.1;LowVol:+0.2
NoDerivatives
6
35
5
hard 12%
250
34.5
Bull
12.8
4.21
2.7
81
97
100
33
false
Buy
Add to core equity +1%
0
-17
BrokerC
LMT
90
null
null
Normal monitoring
-1
-42
135
3
false
Tighten stops on momentum names
P2228
Hands-off
401k
USD
2025-03-09
738,306
48,190
690,116
1
56.7
20.1
16.2
7.1
BRK.B:25.0%;VOO:25.0%;HYG:25.0%;AMZN:25.0%
US:69.0;EU:13.7;APAC:7.5;EM:7.2;Other:2.7
Value:-1.0;Growth:+0.6;Quality:-0.4;Size:-0.7;Momentum:-0.7;LowVol:-0.3
NoDerivatives
8
35
3.7
hard 10%
131
16.3
Bull
12.5
4.81
2.8
86
6
57
45
false
Hedge
Add TLT +1% as duration hedge
11
-4
BrokerB
MKT
91
null
null
Normal monitoring
114
-35
228
3
false
Increase defensive factor exposure
P2229
Cautious
Roth
USD
2025-05-24
539,386
60,651
478,735
1
43.7
32.3
9
15
AAPL:26.6%;HYG:26.6%;IEF:26.6%;VTI:20.3%
US:61.5;EU:13.5;APAC:9.2;EM:12.2;Other:3.6
Value:-0.8;Growth:+0.6;Quality:-0.7;Size:+0.2;Momentum:+0.1;LowVol:-0.5
ESGOnly;NoMargin
10
30
3.8
hard 10%
125
14.3
Bull
13.9
4.79
3.4
83
30
62
40
false
Buy
Add to core equity +1%
34
10
BrokerB
LMT
91
null
null
Normal monitoring
-3
-51
136
5
false
Tighten stops on momentum names
P2230
Opportunistic
401k
USD
2025-08-02
1,241,684
44,172
1,197,512
1
60.8
10.7
23.1
5.4
GLD:20.0%;MSFT:18.4%;VNQ:6.1%;VTI:19.3%;AAPL:21.1%;BND:15.2%
US:57.7;EU:20.4;APAC:9.3;EM:9.9;Other:2.6
Value:-0.7;Growth:-0.0;Quality:-0.8;Size:-0.5;Momentum:-0.4;LowVol:+0.9
MaxPos7%
7
35
6
trailing 7%
275
29.7
Sideways
17.4
3.52
2.3
137
-9
50
57
false
Hedge
Add TLT +1% as duration hedge
17
9
BrokerC
MKT
98
null
null
Normal monitoring
117
4
108
5
false
Tax-aware sells next window
P2231
Hands-off
IRA
USD
2025-07-28
646,234
27,017
619,217
1
58.4
16.6
18.6
6.3
GLD:12.6%;XLF:22.5%;HYG:10.5%;VOO:11.6%;VTI:20.3%;IEF:22.5%
US:65.2;EU:14.5;APAC:10.7;EM:7.1;Other:2.5
Value:+0.8;Growth:-0.6;Quality:-0.2;Size:-0.4;Momentum:-0.2;LowVol:-1.0
MaxPos5%
6
35
4.3
hard 10%
169
18.6
Volatile
22.7
5.23
3
116
-18
29
54
false
Hedge
Add TLT +1% as duration hedge
32
-13
BrokerB
MKT
92
null
null
Normal monitoring
-4
-36
75
3
false
Tighten stops on momentum names
P2232
Cautious
IRA
USD
2025-05-30
200,061
25,089
174,972
1
41.8
36.7
6
15.5
TLT:17.0%;QQQ:16.5%;MSFT:18.1%;GLD:9.6%;TSLA:20.1%;BRK.B:18.7%
US:70.9;EU:8.6;APAC:6.7;EM:11.4;Other:2.4
Value:-0.6;Growth:+0.7;Quality:-0.8;Size:-0.8;Momentum:+0.5;LowVol:+0.7
ESGOnly;NoMargin
8
25
5.9
trailing 10%
107
15.7
Bull
13.2
4.95
2.2
115
0
65
34
false
Hedge
Add TLT +1% as duration hedge
-8
-28
BrokerD
LMT
89
null
null
Normal monitoring
-36
11
102
5
false
Tighten stops on momentum names
P2233
Cautious
IRA
USD
2025-02-11
565,571
71,729
493,842
1
44.8
33.3
9.2
12.7
BND:33.3%;XLF:33.3%;TLT:33.3%
US:70.1;EU:8.0;APAC:11.2;EM:6.7;Other:4.1
Value:-0.4;Growth:+0.5;Quality:-0.4;Size:-0.8;Momentum:+0.5;LowVol:+0.2
ESGOnly;NoDerivatives;NoMargin
6
25
5.1
trailing 10%
100
19.2
Volatile
30.6
4.32
3.4
125
14
57
68
false
Hedge
Add TLT +1% as duration hedge
-10
-6
BrokerB
LMT
97
null
null
Normal monitoring
87
9
99
4
false
Monitor dispersion and breadth
P2234
Cautious
Taxable
USD
2024-08-04
718,257
113,272
604,985
1
48.8
31.2
5.5
14.5
HYG:33.3%;IEF:33.4%;MUB:33.4%
US:62.2;EU:13.3;APAC:9.6;EM:10.6;Other:4.3
Value:-0.4;Growth:+0.1;Quality:+0.5;Size:-0.7;Momentum:-0.3;LowVol:+0.8
NoMargin
8
35
4.6
hard 10%
150
15.8
Bull
12.1
4.51
2.4
107
119
100
33
false
NoAction
Within bands; monitor
-6
-18
BrokerB
LMT
96
null
null
Normal monitoring
35
10
102
4
false
Within IPS guidelines
P2235
Cautious
401k
USD
2024-11-01
564,119
58,294
505,825
1
48.4
33.3
1.5
16.8
BND:24.0%;MSFT:11.9%;VOO:24.0%;QQQ:19.6%;MUB:20.5%
US:65.1;EU:14.4;APAC:6.6;EM:11.1;Other:2.8
Value:-0.7;Growth:+0.5;Quality:+0.7;Size:+0.7;Momentum:+0.3;LowVol:+0.3
NoMargin
7
35
3.6
trailing 10%
135
19.5
Bear
29.3
3.74
2.1
147
-18
48
64
false
Sell
Trim extended winner -1%
-10
3
BrokerD
MKT
92
null
null
Normal monitoring
-35
-4
-36
5
false
Tax-aware sells next window
P2236
Systematic
Trust
USD
2025-07-12
1,281,844
90,470
1,191,374
1
55.4
28.9
6
9.8
BND:33.3%;AAPL:33.3%;HYG:33.3%
US:59.7;EU:17.4;APAC:9.5;EM:11.8;Other:1.6
Value:-0.4;Growth:-0.5;Quality:-0.5;Size:+0.9;Momentum:+0.5;LowVol:-0.2
MaxPos5%;NoDerivatives
5
30
4.2
trailing 8%
222
26.1
Bear
29.2
3.44
1.2
154
-34
32
62
false
Rebalance
Shift +1% to bonds from equity
9
-35
BrokerC
VWAP
89
null
null
Normal monitoring
115
10
248
5
false
Monitor dispersion and breadth
P2237
Opportunistic
Taxable
USD
2025-01-15
1,686,978
93,496
1,593,482
1
68.3
20.2
2.6
8.9
TLT:33.3%;GLD:33.3%;VTI:33.3%
US:61.9;EU:13.8;APAC:15.6;EM:8.3;Other:0.3
Value:+0.9;Growth:+0.6;Quality:-0.4;Size:-0.5;Momentum:+0.6;LowVol:-0.1
null
10
30
6.8
trailing 9%
250
28.1
Bear
23.4
3.18
2.6
138
24
55
72
true
Rebalance
Rebalance back to target bands
13
10
BrokerD
MKT
94
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-46
-51
-18
5
true
Increase defensive factor exposure
P2238
Systematic
Trust
USD
2024-10-28
551,684
44,368
507,316
1
55.3
29.3
7.6
7.7
TSLA:16.9%;HYG:19.4%;QQQ:18.7%;TLT:10.6%;AMZN:14.4%;BND:20.0%
US:64.5;EU:5.0;APAC:14.6;EM:11.0;Other:4.9
Value:-0.7;Growth:+0.9;Quality:-0.3;Size:-0.7;Momentum:+0.1;LowVol:-0.7
NoDerivatives
5
35
5.3
hard 12%
131
27.7
Sideways
14.4
4.43
2.9
123
-20
28
37
true
Reduce
Cut high-beta by 2-3%, add cash
-4
-19
BrokerA
LMT
92
VAR>budget
Pause
Risk above budget threshold
104
-57
75
4
true
Tax-aware sells next window
P2239
Hands-off
Roth
USD
2025-09-13
430,434
40,339
390,095
1
69.2
18.4
3.6
8.8
MSFT:33.3%;BND:33.3%;VOO:33.3%
US:73.5;EU:12.7;APAC:4.7;EM:8.9;Other:0.1
Value:-0.6;Growth:+0.3;Quality:+0.8;Size:+0.2;Momentum:-0.2;LowVol:-0.4
ESGOnly
8
30
5.3
hard 10%
129
14.3
Volatile
31.8
4.85
2.1
155
-28
35
76
true
Hedge
Buy index puts 1% notional
1
-26
BrokerA
LMT
100
VAR>budget
Hedge
Risk above budget threshold
-10
19
86
4
false
Monitor dispersion and breadth
P2240
Active
IRA
USD
2024-08-11
977,980
63,107
914,873
1.22
64.6
28.9
0
6.5
HYG:19.9%;BND:19.9%;AMZN:21.3%;MUB:21.3%;QQQ:17.7%
US:64.1;EU:15.6;APAC:8.9;EM:11.0;Other:0.4
Value:+0.5;Growth:+0.8;Quality:+0.3;Size:-0.4;Momentum:+0.8;LowVol:-0.3
null
10
25
4.5
trailing 8%
160
22.7
Volatile
31.6
4.13
2.2
145
-35
45
84
true
Hedge
Buy index puts 1% notional
15
4
BrokerD
LMT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-60
-3
51
4
false
Within IPS guidelines
P2241
Hands-off
Trust
USD
2025-04-08
468,021
25,381
442,640
1
55.2
16.3
20
8.4
MSFT:27.3%;GLD:27.3%;AMZN:27.3%;HYG:18.2%
US:70.5;EU:10.7;APAC:9.7;EM:5.8;Other:3.3
Value:-0.4;Growth:+0.6;Quality:+0.6;Size:-0.6;Momentum:-0.3;LowVol:-0.5
ESGOnly
10
25
5.9
trailing 10%
163
19.7
Bull
14
4.03
2.2
82
27
78
49
false
Buy
Add to core equity +1%
8
-1
BrokerA
LMT
99
null
null
Normal monitoring
17
-11
-5
4
false
Tax-aware sells next window
P2242
Systematic
Trust
USD
2025-12-14
1,952,640
120,506
1,832,134
1
59.9
30.8
2.3
7.1
MSFT:7.1%;TSLA:16.8%;AMZN:16.5%;HYG:20.2%;XLF:20.0%;GLD:19.3%
US:64.2;EU:13.7;APAC:11.6;EM:7.6;Other:2.9
Value:+0.7;Growth:+0.2;Quality:-0.0;Size:-0.6;Momentum:+0.1;LowVol:+0.8
MaxPos8%;NoDerivatives
6
25
5.6
hard 12%
120
21.8
Bull
14.5
4.04
2.4
74
119
100
49
false
NoAction
Within bands; monitor
6
-25
BrokerA
LMT
93
null
null
Normal monitoring
-54
-12
60
4
false
Increase defensive factor exposure
P2243
Hands-off
Roth
USD
2025-02-27
750,317
64,087
686,230
1
73.3
16.3
5.4
5
TLT:18.6%;MUB:15.1%;XLF:23.4%;VOO:19.6%;BRK.B:23.4%
US:56.7;EU:17.8;APAC:8.8;EM:12.0;Other:4.7
Value:-0.8;Growth:+0.8;Quality:+0.1;Size:+0.5;Momentum:-0.6;LowVol:-0.1
MaxPos6%
8
25
4.1
trailing 10%
111
17.3
Bull
12.7
4.26
3
89
50
83
57
false
Hedge
Add TLT +1% as duration hedge
32
-25
BrokerD
VWAP
91
null
null
Normal monitoring
-25
-20
-14
5
false
Monitor dispersion and breadth
P2244
Cautious
Taxable
USD
2024-08-05
783,938
69,460
714,478
1
48.4
36.7
1.2
13.8
AAPL:33.3%;MUB:33.3%;GLD:33.3%
US:67.9;EU:6.2;APAC:12.9;EM:7.6;Other:5.5
Value:-1.0;Growth:-0.4;Quality:+0.7;Size:+0.8;Momentum:-0.3;LowVol:+0.5
NoMargin
6
25
3.3
hard 10%
127
14.6
Bull
15.1
3.7
3.1
87
114
100
41
false
Rebalance
Shift +1% to bonds from equity
31
-12
BrokerC
LMT
93
null
null
Normal monitoring
-10
8
-26
3
false
Tax-aware sells next window
P2245
Active
Roth
USD
2025-05-26
1,670,820
133,326
1,537,494
1.16
65.3
25.5
4
5.1
QQQ:23.0%;VOO:23.0%;VNQ:15.2%;BRK.B:8.4%;GLD:9.5%;MUB:20.8%
US:65.4;EU:14.2;APAC:9.9;EM:10.4;Other:0.0
Value:+0.2;Growth:-0.5;Quality:+0.1;Size:-0.6;Momentum:+0.1;LowVol:+0.6
null
6
30
4.1
trailing 9%
168
26.3
Volatile
30.3
5.29
2.1
175
8
67
72
true
Hedge
Buy index puts 1% notional
19
-24
BrokerC
VWAP
85
RegimeShift
Reduce
Volatility spike and breadth deterioration
15
-44
137
5
false
Within IPS guidelines
P2246
Systematic
401k
USD
2024-08-09
466,071
32,271
433,800
1
56.1
31.3
6.3
6.3
TSLA:22.1%;HYG:26.0%;GLD:26.0%;AMZN:26.0%
US:66.7;EU:14.0;APAC:11.3;EM:3.8;Other:4.3
Value:+0.2;Growth:-0.1;Quality:-0.0;Size:-0.7;Momentum:+0.8;LowVol:+0.1
MaxPos7%;NoDerivatives
5
35
4.8
trailing 8%
124
18.3
Volatile
26.9
5.17
3
165
-42
14
68
false
Buy
Add to core equity +1%
17
-12
BrokerD
MKT
99
null
null
Normal monitoring
-15
-20
-7
3
false
Tax-aware sells next window
P2247
Active
Roth
USD
2024-12-23
1,084,140
117,289
966,851
1
62.5
21
7.9
8.6
MUB:23.2%;BND:11.5%;VTI:18.8%;XLF:23.2%;AAPL:23.2%
US:66.9;EU:13.5;APAC:7.0;EM:8.4;Other:4.1
Value:+0.1;Growth:-0.9;Quality:+1.0;Size:+0.8;Momentum:+0.8;LowVol:+0.6
MaxPos6%;NoDerivatives
10
30
5.3
trailing 8%
226
20.5
Bull
12.9
4.24
2.6
98
102
100
40
false
Rebalance
Shift +1% to bonds from equity
34
-15
BrokerD
LMT
98
null
null
Normal monitoring
-56
-6
-19
5
false
Increase defensive factor exposure
P2248
Active
Taxable
USD
2024-08-01
1,505,708
147,868
1,357,840
1
63.6
22.2
4.9
9.3
VNQ:21.4%;HYG:21.4%;BRK.B:12.9%;IEF:11.4%;AMZN:21.4%;VTI:11.6%
US:64.6;EU:16.7;APAC:5.9;EM:9.5;Other:3.3
Value:-0.4;Growth:-0.3;Quality:-0.3;Size:+0.8;Momentum:+0.2;LowVol:-0.6
null
10
30
4.9
trailing 9%
185
17.3
Sideways
16.6
4.16
2.1
99
1
35
49
false
Buy
Add to core equity +1%
34
-2
BrokerC
MKT
91
null
null
Normal monitoring
-6
16
99
4
false
Within IPS guidelines
P2249
Active
Taxable
USD
2025-05-25
1,119,100
78,756
1,040,344
1
56.3
22.1
15.7
6
VOO:26.3%;TSLA:25.6%;AAPL:21.8%;IEF:26.3%
US:65.3;EU:14.2;APAC:11.1;EM:6.6;Other:2.8
Value:-0.6;Growth:-0.7;Quality:+0.9;Size:-0.6;Momentum:-0.1;LowVol:+0.8
MaxPos6%;NoDerivatives
10
30
5
hard 12%
148
19.7
Sideways
20.3
4.37
3
127
-7
39
64
false
Rebalance
Shift +1% to bonds from equity
25
-3
BrokerB
MKT
85
null
null
Normal monitoring
31
-23
149
5
false
Monitor dispersion and breadth
P2250
Hands-off
Taxable
USD
2025-11-29
211,329
19,740
191,589
1
66.6
26.5
0
6.9
HYG:25.9%;VNQ:22.2%;XLF:25.9%;MUB:25.9%
US:60.0;EU:15.8;APAC:14.1;EM:5.9;Other:4.1
Value:+0.6;Growth:+0.4;Quality:-0.1;Size:+0.6;Momentum:-0.6;LowVol:+0.2
ESGOnly;MaxPos8%
8
30
4
trailing 10%
168
17.6
Volatile
22.2
4.76
4
178
46
71
58
false
Sell
Trim extended winner -1%
-14
1
BrokerC
MKT
91
null
null
Normal monitoring
-49
-33
69
3
false
Increase defensive factor exposure
P2251
Hands-off
IRA
USD
2025-08-12
181,927
9,665
172,262
1
57.8
19.8
16.8
5.5
IEF:25.3%;AAPL:25.3%;TSLA:14.5%;XLF:21.7%;MUB:13.3%
US:64.7;EU:16.6;APAC:6.8;EM:10.5;Other:1.4
Value:-0.1;Growth:+0.5;Quality:+0.4;Size:-0.1;Momentum:-0.8;LowVol:-0.8
ESGOnly;MaxPos5%
7
30
5
trailing 10%
156
15.1
Volatile
26.7
4.74
2.1
156
-52
19
62
false
Sell
Trim extended winner -1%
5
4
BrokerD
LMT
87
null
null
Normal monitoring
83
-7
143
4
false
Tighten stops on momentum names
P2252
Hands-off
Roth
USD
2025-09-10
535,078
29,300
505,778
1
68.9
23.9
0
7.2
QQQ:38.5%;VNQ:31.4%;XLF:30.2%
US:65.2;EU:10.4;APAC:17.0;EM:3.7;Other:3.7
Value:-0.3;Growth:+0.7;Quality:-0.5;Size:+0.9;Momentum:-0.1;LowVol:+0.3
null
10
35
3
trailing 8%
155
16.2
Volatile
21.5
5.36
2.1
153
-54
10
68
false
Sell
Trim extended winner -1%
18
0
BrokerA
MKT
92
null
null
Normal monitoring
31
15
128
4
false
Tighten stops on momentum names
P2253
Active
401k
USD
2024-10-15
2,278,852
261,156
2,017,696
1
66.4
25
0
8.6
BND:11.6%;QQQ:26.3%;GLD:13.4%;IEF:22.4%;AAPL:26.3%
US:72.0;EU:7.5;APAC:11.6;EM:8.3;Other:0.6
Value:+0.6;Growth:-0.9;Quality:+0.8;Size:-0.2;Momentum:0.0;LowVol:+0.7
MaxPos7%
5
35
5.4
hard 12%
140
23.3
Volatile
22.3
5.23
4.3
139
76
73
68
false
Buy
Add to core equity +1%
33
-31
BrokerD
MKT
88
null
null
Normal monitoring
-37
12
28
3
false
Tighten stops on momentum names
P2254
Opportunistic
IRA
USD
2025-01-07
1,260,333
87,006
1,173,327
1
75.9
16.9
1.8
5.4
TLT:33.3%;GLD:33.3%;QQQ:33.3%
US:67.5;EU:7.5;APAC:15.5;EM:4.7;Other:4.8
Value:+0.5;Growth:+0.9;Quality:-0.8;Size:+1.0;Momentum:+0.8;LowVol:-0.6
MaxPos5%;NoDerivatives
10
35
4.3
trailing 7%
227
32.1
Sideways
15.9
4.23
3
122
33
61
66
false
Rebalance
Shift +1% to bonds from equity
-5
-22
BrokerA
LMT
92
null
null
Normal monitoring
-20
15
35
5
false
Increase defensive factor exposure
P2255
Systematic
Roth
USD
2024-08-20
727,487
48,278
679,209
1
66.8
28.2
0
5
BRK.B:14.7%;IEF:22.4%;TLT:18.7%;VNQ:19.1%;TSLA:12.7%;HYG:12.4%
US:66.6;EU:5.9;APAC:14.5;EM:10.5;Other:2.5
Value:-0.5;Growth:-0.0;Quality:+0.9;Size:-0.1;Momentum:-0.8;LowVol:+0.9
MaxPos5%
5
25
4.5
trailing 9%
149
27.3
Sideways
17.1
4.95
3.2
111
-30
32
63
false
Sell
Trim extended winner -1%
20
8
BrokerD
MKT
88
null
null
Normal monitoring
114
-51
121
3
false
Monitor dispersion and breadth
P2256
Opportunistic
Taxable
USD
2024-10-01
854,561
26,654
827,907
1
66.3
17
10.3
6.4
GLD:6.2%;IEF:20.4%;BRK.B:14.5%;TLT:18.3%;AAPL:20.4%;HYG:20.1%
US:58.4;EU:21.6;APAC:15.5;EM:3.6;Other:0.9
Value:+0.2;Growth:-0.7;Quality:+0.9;Size:+0.5;Momentum:+0.9;LowVol:+0.4
NoDerivatives
5
25
6.7
hard 12%
175
23.1
Volatile
25.2
3.77
2.1
143
-36
25
61
false
Buy
Add to core equity +1%
4
-22
BrokerB
MKT
92
null
null
Normal monitoring
69
-29
40
4
false
Within IPS guidelines
P2257
Systematic
Taxable
USD
2024-10-06
798,739
52,053
746,686
1
61.4
31.1
0
7.5
BND:23.0%;GLD:12.0%;VNQ:23.0%;VOO:8.0%;HYG:11.0%;AMZN:23.0%
US:61.9;EU:16.4;APAC:12.4;EM:8.4;Other:1.0
Value:+0.2;Growth:-0.9;Quality:-0.1;Size:+0.7;Momentum:+0.8;LowVol:+0.5
null
8
30
5.1
trailing 9%
152
19.2
Bull
12.6
3.54
2.6
75
46
60
41
true
Rebalance
Rebalance back to target bands
2
13
BrokerB
MKT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
2
-30
102
4
false
Within IPS guidelines
P2258
Cautious
401k
USD
2024-12-29
459,445
49,188
410,257
1
50.5
34.8
4.4
10.4
VOO:25.1%;VTI:29.6%;AAPL:15.8%;AMZN:29.6%
US:61.5;EU:16.3;APAC:9.1;EM:7.2;Other:5.9
Value:+0.4;Growth:+0.6;Quality:+0.9;Size:-0.7;Momentum:-0.5;LowVol:+0.4
NoDerivatives;NoMargin
5
30
3.3
trailing 8%
92
15.3
Sideways
17.9
4.65
2.4
97
50
72
44
false
Sell
Trim extended winner -1%
35
-6
BrokerB
MKT
92
null
null
Normal monitoring
-53
-7
-35
3
false
Tighten stops on momentum names
P2259
Opportunistic
Trust
USD
2025-12-09
773,009
28,582
744,427
1
74.4
12.6
6.7
6.2
BRK.B:20.8%;VTI:20.8%;AAPL:9.8%;GLD:20.8%;MUB:11.0%;QQQ:16.7%
US:66.5;EU:9.6;APAC:11.0;EM:8.5;Other:4.4
Value:-0.5;Growth:+0.6;Quality:-0.7;Size:-0.8;Momentum:-0.4;LowVol:0.0
MaxPos7%
5
30
5.8
trailing 9%
250
28.7
Volatile
22.3
4.36
2.5
114
78
86
73
true
Reduce
Cut high-beta by 2-3%, add cash
-8
-40
BrokerD
LMT
94
RegimeShift
Hedge
Volatility spike and breadth deterioration
40
17
69
2
false
Increase defensive factor exposure
P2260
Opportunistic
Taxable
USD
2025-05-07
1,597,093
80,936
1,516,157
1
70
14.1
10.9
5
IEF:22.5%;VTI:22.3%;QQQ:22.5%;HYG:10.1%;GLD:22.5%
US:67.7;EU:9.0;APAC:9.9;EM:12.4;Other:1.0
Value:+0.8;Growth:+1.0;Quality:+0.7;Size:-0.9;Momentum:-0.1;LowVol:+1.0
MaxPos8%
5
25
5.8
trailing 7%
260
29.8
Volatile
31
5.44
4.4
125
-2
34
87
true
Reduce
Cut high-beta by 2-3%, add cash
9
14
BrokerA
MKT
91
VAR>budget
Hedge
Risk above budget threshold
114
-47
226
4
false
Within IPS guidelines
P2261
Hands-off
IRA
USD
2025-05-26
770,505
49,709
720,796
1
69.9
22.8
0
7.3
VNQ:20.5%;BND:30.7%;BRK.B:30.7%;QQQ:18.2%
US:72.1;EU:10.9;APAC:7.1;EM:8.9;Other:1.1
Value:-0.4;Growth:-0.3;Quality:-0.9;Size:-0.8;Momentum:+0.4;LowVol:+0.4
MaxPos8%;NoDerivatives
10
25
4.4
hard 10%
108
15.4
Bear
30.2
3.41
1.9
212
31
54
76
true
Rebalance
Rebalance back to target bands
30
-12
BrokerA
LMT
89
RegimeShift
Pause
Volatility spike and breadth deterioration
68
14
192
2
false
Increase defensive factor exposure
P2262
Hands-off
Roth
USD
2024-11-10
762,480
30,598
731,882
1
61.2
27.2
3.8
7.8
MSFT:26.5%;VNQ:28.4%;IEF:16.8%;GLD:28.4%
US:67.4;EU:10.7;APAC:9.3;EM:11.2;Other:1.4
Value:+0.2;Growth:+0.2;Quality:+0.6;Size:+0.8;Momentum:-0.8;LowVol:-0.8
MaxPos8%
10
30
3.5
hard 10%
91
16.8
Volatile
23.3
5.41
2.5
160
21
56
58
true
Rebalance
Rebalance back to target bands
34
8
BrokerB
MKT
96
VAR>budget
Hedge
Risk above budget threshold
-26
-37
32
3
false
Tighten stops on momentum names
P2263
Cautious
Taxable
USD
2024-07-26
720,775
67,852
652,923
1
45.6
39.4
0
15
IEF:21.1%;TSLA:22.7%;HYG:12.5%;AMZN:22.7%;VNQ:20.9%
US:64.8;EU:16.4;APAC:7.5;EM:7.8;Other:3.4
Value:-0.1;Growth:+0.4;Quality:+0.8;Size:+0.3;Momentum:-0.7;LowVol:+1.0
NoDerivatives;NoMargin
10
25
3.2
hard 10%
93
18.8
Volatile
24.4
4.39
2.6
147
-39
21
47
false
Buy
Add to core equity +1%
8
-6
BrokerD
MKT
85
null
null
Normal monitoring
-22
-29
59
5
false
Tax-aware sells next window
P2264
Hands-off
Taxable
USD
2024-08-07
206,107
12,500
193,607
1
66.7
25.9
0
7.4
BRK.B:13.5%;TLT:15.3%;VNQ:23.7%;XLF:23.7%;MSFT:23.7%
US:65.9;EU:12.4;APAC:7.1;EM:12.2;Other:2.5
Value:-0.0;Growth:+0.2;Quality:+1.0;Size:-0.5;Momentum:-1.0;LowVol:-0.7
ESGOnly;MaxPos5%;NoDerivatives
6
25
3.2
trailing 10%
150
14.6
Bull
11.5
4.6
3.1
80
16
65
37
false
Buy
Add to core equity +1%
-9
-20
BrokerA
MKT
95
null
null
Normal monitoring
119
-45
168
4
false
Increase defensive factor exposure
P2265
Cautious
Taxable
USD
2024-12-11
749,718
117,014
632,704
1
39.6
35.2
11.7
13.6
HYG:33.3%;BRK.B:33.3%;VTI:33.3%
US:67.6;EU:21.0;APAC:7.6;EM:3.7;Other:0.1
Value:-0.3;Growth:-0.4;Quality:-0.9;Size:+1.0;Momentum:-0.3;LowVol:-0.6
ESGOnly;NoDerivatives;NoMargin
5
30
3.8
hard 10%
167
15.4
Bull
17.6
4.82
2.5
82
107
100
47
false
NoAction
Within bands; monitor
-10
-2
BrokerB
MKT
0
null
null
Normal monitoring
38
-36
130
4
false
Tax-aware sells next window
P2266
Hands-off
Roth
USD
2024-09-25
497,326
24,335
472,991
1
67.3
26.8
0
5.9
TSLA:20.0%;GLD:17.2%;QQQ:20.4%;XLF:12.4%;HYG:17.7%;VNQ:12.3%
US:75.7;EU:11.1;APAC:5.4;EM:6.6;Other:1.3
Value:-0.9;Growth:+0.5;Quality:+0.4;Size:+0.3;Momentum:-0.6;LowVol:+1.0
ESGOnly;NoDerivatives
7
25
5
hard 10%
96
14.2
Bear
29.3
3.92
1
165
-83
12
73
true
Hedge
Buy index puts 1% notional
-7
7
BrokerA
LMT
90
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
85
6
126
2
false
Tax-aware sells next window
P2267
Systematic
Taxable
USD
2025-06-09
1,800,771
141,040
1,659,731
1
69.1
20.1
5
5.9
AMZN:14.1%;VNQ:9.6%;BRK.B:18.3%;TSLA:21.4%;XLF:20.0%;VOO:16.6%
US:62.3;EU:6.1;APAC:15.0;EM:12.4;Other:4.1
Value:+0.7;Growth:-0.8;Quality:+0.9;Size:-0.2;Momentum:+0.3;LowVol:-0.9
MaxPos7%
7
25
5.4
trailing 8%
158
20.1
Sideways
18.4
4.98
2.1
97
10
51
66
false
NoAction
Within bands; monitor
-2
-29
BrokerC
VWAP
89
null
null
Normal monitoring
33
-24
147
4
false
Tax-aware sells next window
P2268
Active
Taxable
USD
2024-08-30
1,749,933
163,322
1,586,611
1
52.1
26.9
13.1
7.8
XLF:33.3%;VTI:33.3%;MUB:33.3%
US:62.4;EU:10.6;APAC:15.9;EM:5.4;Other:5.7
Value:+0.6;Growth:-0.2;Quality:+0.1;Size:-0.9;Momentum:+0.7;LowVol:+0.2
MaxPos7%
6
35
6
hard 12%
169
26
Bull
16.4
4.9
2.3
91
94
100
52
false
Rebalance
Shift +1% to bonds from equity
14
-16
BrokerD
MKT
98
null
null
Normal monitoring
-26
-22
45
4
false
Within IPS guidelines
P2269
Hands-off
401k
USD
2025-03-14
350,171
25,291
324,880
1
65.9
26.4
0
7.7
AAPL:25.7%;XLF:22.8%;VNQ:25.7%;VOO:25.7%
US:72.1;EU:5.7;APAC:12.7;EM:9.1;Other:0.4
Value:-0.7;Growth:-0.2;Quality:+0.3;Size:-0.7;Momentum:-0.1;LowVol:-0.3
ESGOnly;NoDerivatives
10
30
3.3
hard 10%
142
16.1
Bull
16.4
4.89
3.4
87
103
93
49
false
Sell
Trim extended winner -1%
30
-7
BrokerB
MKT
96
null
null
Normal monitoring
-50
-20
-15
5
false
Tax-aware sells next window
P2270
Opportunistic
Taxable
USD
2024-08-07
839,570
39,422
800,148
1.1
62.4
11.2
22.1
4.3
TLT:6.8%;BRK.B:21.2%;VNQ:21.2%;HYG:21.2%;AMZN:14.7%;QQQ:15.0%
US:66.1;EU:15.7;APAC:11.9;EM:3.6;Other:2.7
Value:-0.2;Growth:+0.6;Quality:+0.5;Size:+0.2;Momentum:+0.8;LowVol:+0.1
null
5
35
5.4
trailing 7%
266
28.5
Bear
33
3.89
1.1
190
-113
5
84
true
Rebalance
Rebalance back to target bands
-9
-22
BrokerA
MKT
87
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-18
-46
-19
2
false
Monitor dispersion and breadth
P2271
Cautious
Roth
USD
2024-09-19
660,641
89,565
571,076
1
39.1
35.7
8.8
16.4
QQQ:24.7%;VNQ:9.5%;XLF:24.7%;HYG:16.4%;TSLA:24.7%
US:68.3;EU:12.1;APAC:5.9;EM:11.6;Other:2.1
Value:+0.1;Growth:+0.8;Quality:+0.3;Size:+0.7;Momentum:-0.5;LowVol:+0.9
MaxPos8%;NoMargin
5
25
5.2
trailing 8%
158
16.7
Sideways
14.9
3.87
2.2
112
-26
25
40
false
Buy
Add to core equity +1%
32
-14
BrokerA
VWAP
95
null
null
Normal monitoring
12
-35
-28
5
false
Monitor dispersion and breadth
P2272
Opportunistic
IRA
USD
2025-02-01
1,107,871
33,509
1,074,362
1
66.9
12.5
15.4
5.1
TSLA:22.7%;MUB:22.7%;VNQ:16.0%;MSFT:22.7%;VOO:15.9%
US:69.2;EU:7.7;APAC:10.6;EM:11.9;Other:0.6
Value:-0.4;Growth:+0.9;Quality:-0.7;Size:-0.2;Momentum:+0.3;LowVol:+0.7
MaxPos5%
7
30
5.6
hard 12%
179
20.3
Volatile
23.4
5.19
2.5
156
41
80
70
false
Rebalance
Shift +1% to bonds from equity
5
-10
BrokerD
MKT
92
null
null
Normal monitoring
64
-30
172
5
false
Within IPS guidelines
P2273
Systematic
Trust
USD
2025-09-22
1,876,535
176,936
1,699,599
1
59.7
22
8.8
9.5
MSFT:17.8%;XLF:21.9%;IEF:21.9%;AMZN:21.9%;GLD:16.5%
US:67.8;EU:7.0;APAC:16.1;EM:6.6;Other:2.4
Value:-0.0;Growth:-0.3;Quality:+0.7;Size:-0.4;Momentum:+1.0;LowVol:+1.0
NoDerivatives
10
35
4.9
trailing 8%
219
18.7
Bear
32.9
3.64
1.5
160
-7
61
88
true
Hedge
Buy index puts 1% notional
29
4
BrokerC
LMT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-49
-51
-81
4
false
Monitor dispersion and breadth
P2274
Opportunistic
401k
USD
2025-11-06
1,507,955
82,409
1,425,546
1
67.8
17.6
9.5
5.1
HYG:33.3%;VNQ:33.3%;VTI:33.3%
US:69.1;EU:13.1;APAC:8.2;EM:4.4;Other:5.2
Value:-0.5;Growth:+0.1;Quality:-0.7;Size:-0.1;Momentum:+0.2;LowVol:+0.7
NoDerivatives
10
30
6.7
trailing 9%
263
28.1
Volatile
31.8
4.04
4.4
129
-59
33
82
true
Rebalance
Rebalance back to target bands
-9
-8
BrokerA
MKT
88
Drift>tolerance
Reduce
Allocation drift beyond policy bands
106
-35
112
3
false
Within IPS guidelines
P2275
Cautious
401k
USD
2025-07-20
794,148
98,440
695,708
1
45
38.1
0
16.8
XLF:23.9%;MUB:9.9%;BRK.B:23.8%;MSFT:18.6%;GLD:23.9%
US:61.8;EU:18.8;APAC:12.9;EM:4.3;Other:2.3
Value:+0.8;Growth:-0.2;Quality:-0.4;Size:+0.3;Momentum:+0.4;LowVol:-0.2
MaxPos6%;NoMargin
6
25
5.1
hard 10%
111
12.5
Bull
12.3
3.59
3.4
109
119
100
31
false
Rebalance
Shift +1% to bonds from equity
26
-2
BrokerA
LMT
97
null
null
Normal monitoring
45
-51
11
5
false
Tighten stops on momentum names
P2276
Systematic
Trust
USD
2025-04-27
1,398,284
97,635
1,300,649
1
68.3
24.4
0
7.2
AMZN:15.6%;XLF:7.5%;VOO:20.7%;TLT:14.7%;IEF:20.7%;TSLA:20.7%
US:58.4;EU:18.2;APAC:14.7;EM:7.2;Other:1.5
Value:+0.3;Growth:+0.3;Quality:-0.1;Size:-0.0;Momentum:-0.8;LowVol:-1.0
MaxPos8%
5
30
4.5
hard 12%
130
24.1
Bull
14.9
3.72
3.4
115
97
84
47
false
Rebalance
Shift +1% to bonds from equity
19
-2
BrokerB
VWAP
89
null
null
Normal monitoring
56
18
116
3
false
Within IPS guidelines
P2277
Active
401k
USD
2025-09-19
1,940,759
230,940
1,709,819
1.18
51.6
27.1
13.3
8.1
XLF:25.7%;BND:23.0%;VNQ:25.7%;MUB:25.7%
US:73.2;EU:5.8;APAC:5.8;EM:11.4;Other:3.8
Value:-0.4;Growth:+0.8;Quality:+0.7;Size:+0.4;Momentum:-0.4;LowVol:+0.9
MaxPos7%;NoDerivatives
5
30
5.9
hard 12%
179
16.9
Volatile
30.1
4.15
3.2
112
-33
29
77
true
Reduce
Cut high-beta by 2-3%, add cash
8
-11
BrokerB
MKT
86
VAR>budget
Pause
Risk above budget threshold
105
15
81
2
false
Within IPS guidelines
P2278
Systematic
Roth
USD
2025-11-17
1,281,852
122,795
1,159,057
1
67.6
25.6
1.2
5.6
HYG:25.0%;VNQ:25.0%;AAPL:25.0%;XLF:25.0%
US:63.7;EU:14.5;APAC:10.3;EM:10.6;Other:0.9
Value:-0.3;Growth:+0.4;Quality:+0.6;Size:-0.2;Momentum:+0.9;LowVol:-0.9
MaxPos5%;NoDerivatives
7
35
4.5
hard 12%
161
22.3
Volatile
30.9
4.97
4.4
132
35
79
83
true
Reduce
Cut high-beta by 2-3%, add cash
19
2
BrokerD
MKT
96
VAR>budget
Reduce
Risk above budget threshold
47
-29
67
5
false
Within IPS guidelines
P2279
Systematic
401k
USD
2025-03-08
828,709
35,772
792,937
1
56.1
32.7
1.7
9.5
MSFT:33.3%;IEF:33.3%;MUB:33.3%
US:65.5;EU:9.4;APAC:11.5;EM:9.9;Other:3.8
Value:-0.9;Growth:+0.4;Quality:-0.4;Size:-0.9;Momentum:-0.6;LowVol:+0.2
null
8
30
4.9
hard 12%
229
21.8
Volatile
25.2
3.9
2.6
162
56
69
60
false
Rebalance
Shift +1% to bonds from equity
29
9
BrokerA
MKT
95
null
null
Normal monitoring
31
-55
153
3
false
Increase defensive factor exposure
P2280
Systematic
IRA
USD
2025-05-09
671,650
34,246
637,404
1
60.7
32.1
0
7.2
BND:24.7%;TSLA:21.7%;GLD:8.9%;MUB:19.9%;VOO:24.7%
US:66.6;EU:10.8;APAC:8.9;EM:11.3;Other:2.3
Value:+0.2;Growth:+0.2;Quality:+0.3;Size:-0.0;Momentum:+0.9;LowVol:+0.6
NoDerivatives
6
25
5
trailing 8%
136
27.9
Bull
16.8
3.62
3
106
111
100
57
false
Buy
Add to core equity +1%
31
-17
BrokerC
LMT
92
null
null
Normal monitoring
-18
-23
74
3
false
Within IPS guidelines
P2281
Systematic
401k
USD
2024-10-16
1,942,580
111,660
1,830,920
1
69.6
20.3
0.5
9.6
TLT:33.3%;AMZN:33.3%;GLD:33.3%
US:69.9;EU:8.3;APAC:8.7;EM:8.4;Other:4.7
Value:-0.8;Growth:-0.8;Quality:-0.9;Size:-0.2;Momentum:+0.7;LowVol:-0.9
MaxPos8%
5
30
5.2
hard 12%
194
27.5
Volatile
30.4
4.99
2.6
158
66
86
92
true
Hedge
Buy index puts 1% notional
1
-11
BrokerD
VWAP
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-47
-60
17
5
false
Tax-aware sells next window
P2282
Cautious
Trust
USD
2024-11-18
196,854
27,768
169,086
1
42.9
43.5
0
13.6
AMZN:9.7%;TLT:17.6%;AAPL:16.7%;VOO:21.9%;IEF:21.6%;HYG:12.6%
US:61.7;EU:12.8;APAC:12.8;EM:10.1;Other:2.7
Value:0.0;Growth:-1.0;Quality:-0.3;Size:-0.4;Momentum:-0.8;LowVol:+0.5
ESGOnly;NoMargin
8
30
4.8
hard 10%
113
13.6
Volatile
24.4
3.75
3.5
117
-25
37
56
false
NoAction
Within bands; monitor
32
-15
BrokerD
VWAP
100
null
null
Normal monitoring
50
-41
151
3
false
Within IPS guidelines
P2283
Opportunistic
Taxable
USD
2025-11-16
910,499
44,688
865,811
1
76.4
15.4
3.2
5
IEF:21.4%;MUB:16.5%;AAPL:21.4%;HYG:21.4%;GLD:19.3%
US:67.8;EU:14.1;APAC:6.5;EM:8.5;Other:3.2
Value:-0.7;Growth:-0.2;Quality:-0.3;Size:-0.8;Momentum:+0.9;LowVol:-0.4
null
5
35
4.3
hard 12%
279
31.4
Bull
15.8
4.47
2.3
90
78
92
65
false
Buy
Add to core equity +1%
8
-2
BrokerD
VWAP
97
null
null
Normal monitoring
-50
-54
78
4
false
Increase defensive factor exposure
P2284
Cautious
IRA
USD
2024-10-24
410,640
40,557
370,083
1
47.1
40
0
13
AAPL:22.3%;VTI:22.3%;GLD:13.6%;MSFT:9.8%;TLT:9.8%;MUB:22.3%
US:59.3;EU:13.5;APAC:12.6;EM:10.8;Other:3.8
Value:-0.7;Growth:0.0;Quality:-0.6;Size:-0.6;Momentum:+0.3;LowVol:+0.5
ESGOnly;NoMargin
8
30
3.2
trailing 10%
113
18.5
Bear
25.4
3.72
1.8
196
15
48
69
false
Buy
Add to core equity +1%
-1
-31
BrokerC
VWAP
89
null
null
Normal monitoring
77
5
129
5
false
Within IPS guidelines
P2285
Hands-off
Trust
USD
2025-06-11
833,808
82,043
751,765
1
69.9
23.9
0
6.2
MSFT:21.8%;TLT:17.9%;VNQ:16.8%;BND:21.8%;MUB:21.8%
US:61.1;EU:11.8;APAC:14.1;EM:8.3;Other:4.7
Value:-0.5;Growth:+0.7;Quality:+0.5;Size:-0.9;Momentum:+0.8;LowVol:-0.3
null
6
25
3.3
trailing 10%
169
14.8
Sideways
16.4
3.73
3.1
91
32
79
46
false
NoAction
Within bands; monitor
22
-22
BrokerB
MKT
0
null
null
Normal monitoring
25
-37
-11
3
false
Monitor dispersion and breadth
P2286
Hands-off
401k
USD
2025-01-07
287,516
13,068
274,448
1
66.8
27.7
0
5.5
VNQ:36.5%;BRK.B:26.9%;VOO:36.5%
US:68.7;EU:13.1;APAC:9.0;EM:7.5;Other:1.7
Value:-0.3;Growth:+1.0;Quality:-0.1;Size:+0.6;Momentum:-0.5;LowVol:+0.5
ESGOnly
5
25
3.8
hard 10%
159
15.3
Bear
29.9
3.09
1.1
174
-40
29
88
true
Hedge
Buy index puts 1% notional
-5
-21
BrokerC
MKT
98
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
56
17
128
3
false
Tax-aware sells next window
P2287
Systematic
Roth
USD
2025-04-06
1,258,879
51,586
1,207,293
1
58.7
32.5
0.6
8.2
BRK.B:33.3%;XLF:33.3%;TSLA:33.3%
US:69.3;EU:10.5;APAC:5.9;EM:10.4;Other:3.9
Value:-0.9;Growth:-0.6;Quality:-0.7;Size:-0.7;Momentum:+0.9;LowVol:+0.3
MaxPos7%;NoDerivatives
7
35
5.5
trailing 9%
185
16.2
Bull
16.9
4.47
2
106
49
60
51
true
Reduce
Cut high-beta by 2-3%, add cash
-4
5
BrokerC
LMT
91
VAR>budget
Reduce
Risk above budget threshold
-58
-25
-19
3
false
Within IPS guidelines
P2288
Hands-off
Roth
USD
2025-04-03
726,977
64,337
662,640
1
65.9
26.5
0
7.6
VOO:23.8%;HYG:23.8%;MSFT:23.2%;TLT:17.1%;AAPL:12.0%
US:69.6;EU:11.0;APAC:6.8;EM:9.9;Other:2.8
Value:-0.3;Growth:+0.1;Quality:+0.3;Size:+0.9;Momentum:+0.6;LowVol:+0.6
MaxPos6%
8
35
5
trailing 8%
155
13.1
Volatile
24.5
4.38
3.2
151
21
71
65
false
Rebalance
Shift +1% to bonds from equity
9
-37
BrokerB
MKT
85
null
null
Normal monitoring
77
-14
66
4
false
Increase defensive factor exposure
P2289
Hands-off
Trust
USD
2025-05-03
867,490
47,764
819,726
1
61.1
20.1
10.8
8.1
AAPL:21.1%;BND:21.1%;QQQ:21.1%;VNQ:17.3%;MUB:19.6%
US:66.0;EU:16.8;APAC:7.5;EM:7.5;Other:2.2
Value:-0.8;Growth:-0.7;Quality:-0.9;Size:-0.8;Momentum:+0.6;LowVol:0.0
ESGOnly;MaxPos5%
7
30
6
trailing 10%
103
14.1
Bear
30.5
3.79
2.1
191
4
54
78
true
Hedge
Buy index puts 1% notional
-5
-24
BrokerC
MKT
100
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-18
10
92
5
false
Within IPS guidelines
P2290
Hands-off
401k
USD
2025-10-11
699,920
66,903
633,017
1
69.6
16.5
5.7
8.2
VNQ:25.0%;TSLA:25.0%;IEF:25.0%;BRK.B:25.0%
US:66.9;EU:15.0;APAC:10.5;EM:5.1;Other:2.6
Value:+0.1;Growth:+0.9;Quality:+0.3;Size:+0.6;Momentum:-0.3;LowVol:+0.3
MaxPos5%
6
30
5.1
trailing 8%
127
16.6
Bear
33.9
4.21
2.2
219
-49
26
86
true
Rebalance
Rebalance back to target bands
14
-15
BrokerB
VWAP
86
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-50
-37
71
2
false
Within IPS guidelines
P2291
Systematic
IRA
USD
2025-08-11
1,619,563
112,010
1,507,553
1
62.2
31.9
0
6
HYG:33.3%;AMZN:33.3%;AAPL:33.3%
US:66.0;EU:12.7;APAC:8.0;EM:9.3;Other:4.0
Value:-0.8;Growth:-0.0;Quality:+0.7;Size:-0.3;Momentum:+0.5;LowVol:-0.6
MaxPos8%;NoDerivatives
7
25
5.9
trailing 8%
201
19.5
Volatile
26.2
3.89
4.3
176
56
81
78
true
Rebalance
Rebalance back to target bands
22
-17
BrokerC
MKT
88
Drift>tolerance
Reduce
Allocation drift beyond policy bands
16
-12
-14
2
false
Monitor dispersion and breadth
P2292
Opportunistic
Taxable
USD
2024-12-09
601,324
19,843
581,481
1
66.1
18
11.6
4.3
AAPL:16.1%;GLD:15.1%;TLT:21.2%;MSFT:21.2%;AMZN:17.4%;MUB:9.0%
US:60.6;EU:15.3;APAC:9.4;EM:11.1;Other:3.5
Value:+0.6;Growth:-0.6;Quality:-0.7;Size:+0.9;Momentum:+0.6;LowVol:+0.1
MaxPos6%
6
35
5.6
hard 12%
191
24.8
Sideways
17.5
4.78
2.7
91
49
62
58
false
Buy
Add to core equity +1%
34
-17
BrokerD
VWAP
95
null
null
Normal monitoring
-49
-55
-77
5
false
Within IPS guidelines
P2293
Active
Taxable
USD
2025-12-16
720,195
73,145
647,050
1
62.4
25.6
3.9
8.1
MSFT:25.0%;BRK.B:25.0%;HYG:25.0%;AMZN:24.9%
US:64.0;EU:17.8;APAC:5.8;EM:7.7;Other:4.7
Value:-0.2;Growth:+0.2;Quality:-0.1;Size:+0.3;Momentum:-0.5;LowVol:-0.4
MaxPos7%
5
25
5.2
trailing 8%
173
17.6
Volatile
25.1
3.62
3.5
159
62
71
58
false
Rebalance
Shift +1% to bonds from equity
-13
-11
BrokerA
LMT
91
null
null
Normal monitoring
-10
-45
103
3
false
Tighten stops on momentum names
P2294
Hands-off
Trust
USD
2025-07-02
180,863
11,720
169,143
1
66
25.8
0
8.1
MSFT:33.3%;TSLA:33.3%;HYG:33.3%
US:63.5;EU:13.6;APAC:11.2;EM:8.9;Other:2.8
Value:+0.7;Growth:-0.9;Quality:+0.7;Size:-0.9;Momentum:-0.9;LowVol:-0.7
ESGOnly
7
25
4.8
hard 10%
153
15.5
Bull
14.4
4.87
2.7
118
111
100
58
false
Buy
Add to core equity +1%
24
-34
BrokerD
LMT
92
null
null
Normal monitoring
52
-55
39
4
false
Tax-aware sells next window
P2295
Active
401k
USD
2025-08-29
978,562
62,085
916,477
1
57.1
20.1
14.9
7.9
XLF:20.3%;BRK.B:15.4%;HYG:7.1%;IEF:20.3%;MSFT:19.3%;GLD:17.7%
US:56.0;EU:18.8;APAC:12.8;EM:11.5;Other:0.9
Value:-0.1;Growth:+0.6;Quality:-0.7;Size:+0.3;Momentum:-0.7;LowVol:+0.4
null
10
30
5.9
hard 12%
182
26.3
Bear
31.2
3.11
2.7
218
-68
18
66
true
Hedge
Buy index puts 1% notional
10
-12
BrokerA
MKT
91
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-41
-52
-60
4
false
Tax-aware sells next window
P2296
Systematic
IRA
USD
2024-09-27
1,264,728
70,558
1,194,170
1
62.2
32.9
0
4.9
MSFT:19.8%;VTI:24.6%;TLT:15.4%;HYG:15.6%;TSLA:24.6%
US:68.6;EU:8.0;APAC:9.7;EM:12.9;Other:0.9
Value:-0.4;Growth:-0.5;Quality:0.0;Size:-0.7;Momentum:-0.5;LowVol:-0.8
null
10
35
5.9
trailing 8%
144
27.9
Volatile
27.9
4.03
3.9
153
35
77
78
true
Reduce
Cut high-beta by 2-3%, add cash
11
14
BrokerD
LMT
89
VAR>budget
Hedge
Risk above budget threshold
88
19
181
4
false
Within IPS guidelines
P2297
Cautious
Taxable
USD
2024-12-07
723,421
94,880
628,541
1
40
35.6
9.7
14.7
HYG:33.3%;VNQ:33.3%;GLD:33.3%
US:58.1;EU:18.3;APAC:11.4;EM:8.2;Other:4.0
Value:+0.7;Growth:+0.3;Quality:-0.3;Size:-0.1;Momentum:+0.9;LowVol:0.0
NoMargin
6
35
3.4
hard 10%
129
18.1
Bear
25.1
3.33
1.5
209
-115
5
51
false
Rebalance
Shift +1% to bonds from equity
34
-39
BrokerA
LMT
95
null
null
Normal monitoring
-54
-54
-37
3
false
Within IPS guidelines
P2298
Hands-off
Roth
USD
2025-04-21
596,219
35,292
560,927
1
69.2
23.2
0
7.6
XLF:29.5%;AAPL:35.2%;VNQ:35.2%
US:67.2;EU:14.1;APAC:6.1;EM:8.1;Other:4.5
Value:+0.9;Growth:+0.6;Quality:-0.6;Size:+0.1;Momentum:-0.2;LowVol:+0.9
MaxPos8%
5
25
3.3
trailing 8%
112
19.7
Bull
17.1
4.23
2.1
95
30
69
64
false
Buy
Add to core equity +1%
3
-17
BrokerA
MKT
97
null
null
Normal monitoring
11
-16
31
5
false
Within IPS guidelines
P2299
Cautious
Taxable
USD
2025-07-09
440,602
41,868
398,734
1
40.4
34.9
10.5
14.2
TLT:17.6%;HYG:23.7%;GLD:23.7%;TSLA:23.7%;VOO:11.2%
US:62.6;EU:14.4;APAC:9.3;EM:12.3;Other:1.3
Value:+0.1;Growth:+0.7;Quality:+0.9;Size:+0.4;Momentum:+0.3;LowVol:+0.6
ESGOnly;NoMargin
10
25
4.1
trailing 8%
128
18.8
Volatile
21.3
4.51
2.3
138
-49
33
38
false
Rebalance
Shift +1% to bonds from equity
-15
-29
BrokerC
LMT
89
null
null
Normal monitoring
42
-34
114
5
false
Tax-aware sells next window
P2300
Hands-off
401k
USD
2024-09-09
883,658
82,788
800,870
1
64.2
28.8
0
7
VOO:33.3%;AMZN:33.3%;GLD:33.3%
US:60.2;EU:18.4;APAC:15.9;EM:3.4;Other:2.1
Value:+0.4;Growth:+0.3;Quality:+0.6;Size:-0.7;Momentum:+0.3;LowVol:+0.7
ESGOnly
10
35
4.8
hard 10%
161
16.4
Volatile
31.1
3.75
3.5
160
68
71
71
true
Reduce
Cut high-beta by 2-3%, add cash
15
-25
BrokerD
LMT
85
VAR>budget
Hedge
Risk above budget threshold
-17
-32
70
4
false
Tax-aware sells next window