client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P3501
Hands-off
Taxable
USD
2024-12-15
703,595
46,363
657,232
1
58.8
26.2
6.8
8.3
MUB:23.1%;AMZN:23.1%;VNQ:23.1%;TLT:16.2%;VOO:14.5%
US:69.3;EU:13.7;APAC:9.9;EM:5.0;Other:2.1
Value:+0.8;Growth:-0.0;Quality:+0.6;Size:-0.7;Momentum:0.0;LowVol:+0.2
NoDerivatives
10
35
3.8
trailing 8%
117
19.6
Bull
16.2
4.2
3
117
69
81
44
true
Reduce
Cut high-beta by 2-3%, add cash
10
-39
BrokerC
LMT
90
VAR>budget
Hedge
Risk above budget threshold
-49
1
38
2
false
Monitor dispersion and breadth
P3502
Hands-off
Roth
USD
2025-11-13
699,762
56,623
643,139
1
70.9
15.4
7.8
5.9
GLD:33.3%;BND:33.3%;XLF:33.3%
US:69.2;EU:9.4;APAC:10.1;EM:6.3;Other:5.0
Value:-0.4;Growth:+0.1;Quality:+0.1;Size:+0.8;Momentum:+0.5;LowVol:-0.9
null
5
25
4
trailing 8%
155
12.6
Bull
16.8
3.94
3.1
109
26
64
48
false
Sell
Trim extended winner -1%
23
-11
BrokerA
MKT
100
null
null
Normal monitoring
-2
-14
11
3
false
Tax-aware sells next window
P3503
Opportunistic
Roth
USD
2025-01-01
1,699,539
140,065
1,559,474
1
70.6
16.6
4.1
8.6
AMZN:25.7%;BND:10.6%;GLD:25.7%;QQQ:25.7%;AAPL:12.1%
US:62.7;EU:13.7;APAC:10.9;EM:7.7;Other:4.9
Value:-0.8;Growth:-0.0;Quality:-0.7;Size:+0.7;Momentum:+0.8;LowVol:-0.8
MaxPos6%
8
25
4.7
trailing 7%
232
22.9
Sideways
16.5
4.24
3.4
96
-7
43
62
false
Buy
Add to core equity +1%
16
-38
BrokerB
MKT
99
null
null
Normal monitoring
-36
-5
-74
5
false
Monitor dispersion and breadth
P3504
Systematic
Taxable
USD
2025-03-11
1,717,783
152,061
1,565,722
1
65.3
25.6
0
9.2
VNQ:35.1%;TSLA:35.1%;VTI:29.9%
US:68.1;EU:12.2;APAC:6.9;EM:9.1;Other:3.7
Value:+0.6;Growth:+0.7;Quality:-0.4;Size:-0.1;Momentum:+0.8;LowVol:-0.5
NoDerivatives
10
35
5.7
trailing 8%
226
19.3
Volatile
29.8
3.81
3.5
180
48
73
85
true
Reduce
Cut high-beta by 2-3%, add cash
20
5
BrokerC
MKT
94
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
10
-59
80
3
false
Tighten stops on momentum names
P3505
Systematic
Taxable
USD
2025-12-02
1,493,567
143,842
1,349,725
1
62.3
29.8
0
7.9
TLT:28.1%;QQQ:36.0%;MSFT:36.0%
US:58.4;EU:18.2;APAC:16.9;EM:5.0;Other:1.6
Value:-0.9;Growth:-0.5;Quality:-0.3;Size:+0.8;Momentum:+0.8;LowVol:+0.1
MaxPos7%
5
30
5.1
trailing 8%
176
26.9
Sideways
17
3.85
3.2
100
42
74
56
false
Sell
Trim extended winner -1%
20
-2
BrokerC
MKT
91
null
null
Normal monitoring
-49
-56
66
3
false
Within IPS guidelines
P3506
Systematic
Roth
USD
2024-10-12
1,840,480
141,107
1,699,373
1
62.8
25.5
2.4
9.3
AAPL:23.6%;IEF:18.4%;MSFT:23.6%;XLF:10.7%;QQQ:23.6%
US:61.5;EU:16.0;APAC:12.0;EM:6.2;Other:4.3
Value:-0.4;Growth:+0.2;Quality:-0.6;Size:+0.4;Momentum:+0.5;LowVol:-0.8
NoDerivatives
5
35
5.1
trailing 8%
152
21.9
Bull
11.9
4.71
2.1
109
14
53
34
false
Rebalance
Shift +1% to bonds from equity
1
-31
BrokerD
MKT
85
null
null
Normal monitoring
96
-57
133
5
false
Increase defensive factor exposure
P3507
Cautious
401k
USD
2025-07-16
270,068
31,637
238,431
1
40.3
37.2
9.5
13
TSLA:11.2%;AMZN:16.1%;MUB:22.3%;HYG:15.7%;VNQ:22.3%;AAPL:12.4%
US:63.8;EU:13.9;APAC:10.6;EM:8.9;Other:2.8
Value:+0.6;Growth:-0.8;Quality:-0.3;Size:+0.3;Momentum:-0.7;LowVol:+0.6
ESGOnly;MaxPos6%;NoMargin
10
35
4.9
trailing 10%
131
15.9
Sideways
17.9
4.2
2.2
127
55
86
30
false
Sell
Trim extended winner -1%
24
-1
BrokerD
MKT
89
null
null
Normal monitoring
-36
-37
30
3
false
Tax-aware sells next window
P3508
Hands-off
Trust
USD
2025-02-17
542,819
28,449
514,370
1
73.8
18
2.8
5.4
QQQ:33.3%;BRK.B:33.3%;AAPL:33.3%
US:64.3;EU:11.3;APAC:10.3;EM:10.6;Other:3.5
Value:-0.9;Growth:+0.6;Quality:-0.8;Size:+0.2;Momentum:0.0;LowVol:-1.0
null
6
35
5.4
trailing 8%
114
15.6
Bear
25.6
4.22
1.9
217
-99
9
68
false
Sell
Trim extended winner -1%
33
-6
BrokerA
MKT
93
null
null
Normal monitoring
95
-43
157
3
false
Monitor dispersion and breadth
P3509
Active
Roth
USD
2024-07-30
1,730,039
206,397
1,523,642
1
50.5
31.5
11.2
6.8
AMZN:16.0%;HYG:11.8%;AAPL:8.8%;IEF:14.3%;QQQ:24.5%;TSLA:24.5%
US:70.6;EU:8.9;APAC:7.6;EM:10.5;Other:2.4
Value:+1.0;Growth:+0.7;Quality:+0.6;Size:+0.6;Momentum:-0.9;LowVol:+0.4
MaxPos8%
8
30
6
hard 12%
191
23.1
Sideways
14.1
4.18
3.4
102
-2
45
36
false
Rebalance
Shift +1% to bonds from equity
17
-38
BrokerD
MKT
94
null
null
Normal monitoring
11
13
50
4
false
Increase defensive factor exposure
P3510
Hands-off
IRA
USD
2025-03-25
787,164
42,973
744,191
1
56.4
18.8
19.6
5.2
VNQ:21.8%;MUB:20.1%;QQQ:21.8%;BND:15.5%;HYG:20.7%
US:66.2;EU:16.3;APAC:10.2;EM:5.8;Other:1.5
Value:+0.7;Growth:-0.5;Quality:-0.8;Size:+0.6;Momentum:-0.6;LowVol:-0.4
MaxPos5%
8
25
5.6
trailing 8%
133
14.4
Bull
11.9
4.05
3
86
36
78
42
false
NoAction
Within bands; monitor
14
-10
BrokerA
LMT
90
null
null
Normal monitoring
-6
11
49
5
false
Tax-aware sells next window
P3511
Systematic
Taxable
USD
2024-10-09
1,165,362
73,109
1,092,253
1
55.9
32.9
1.3
9.9
TLT:33.3%;MSFT:33.3%;XLF:33.3%
US:68.2;EU:12.3;APAC:6.5;EM:10.9;Other:2.1
Value:+0.9;Growth:-0.4;Quality:+0.1;Size:+0.6;Momentum:+0.9;LowVol:+0.1
null
8
35
5.6
trailing 8%
213
22.2
Bull
12.2
4.19
2.4
98
14
58
29
false
NoAction
Within bands; monitor
14
14
BrokerC
MKT
0
null
null
Normal monitoring
-46
-12
52
5
false
Tax-aware sells next window
P3512
Active
IRA
USD
2025-11-17
2,162,517
146,265
2,016,252
1
57.2
20.8
16.9
5.2
XLF:33.3%;MUB:33.3%;TLT:33.3%
US:60.1;EU:15.3;APAC:12.6;EM:9.6;Other:2.4
Value:+0.6;Growth:-0.1;Quality:+0.5;Size:-0.2;Momentum:-0.9;LowVol:+0.4
NoDerivatives
6
35
5.4
trailing 9%
184
23.6
Bull
17.3
4.33
3
81
49
89
58
false
Rebalance
Shift +1% to bonds from equity
27
2
BrokerD
MKT
95
null
null
Normal monitoring
39
-32
175
5
false
Tighten stops on momentum names
P3513
Cautious
Trust
USD
2025-06-15
411,409
58,362
353,047
1
38.7
37.6
6.5
17.2
BRK.B:25.0%;VOO:25.0%;AAPL:25.0%;AMZN:25.0%
US:72.9;EU:8.5;APAC:12.9;EM:4.3;Other:1.4
Value:-0.7;Growth:-0.9;Quality:+0.8;Size:-0.9;Momentum:+0.1;LowVol:0.0
ESGOnly;NoDerivatives;NoMargin
7
25
4.7
hard 10%
108
19
Volatile
30.3
4.59
4.1
163
54
70
65
false
Rebalance
Shift +1% to bonds from equity
-10
-35
BrokerC
MKT
88
null
null
Normal monitoring
-41
17
62
3
false
Tighten stops on momentum names
P3514
Hands-off
IRA
USD
2024-07-12
174,769
13,110
161,659
1
65.5
28.3
0.1
6
AAPL:36.6%;XLF:36.6%;MSFT:26.8%
US:68.2;EU:17.0;APAC:8.4;EM:4.0;Other:2.3
Value:-0.8;Growth:-0.1;Quality:-0.8;Size:-0.0;Momentum:+0.6;LowVol:-0.0
ESGOnly;MaxPos8%
8
25
5.4
trailing 8%
146
15.1
Volatile
22.8
4.8
3.9
153
77
99
73
true
Reduce
Cut high-beta by 2-3%, add cash
-3
-13
BrokerC
LMT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
71
-38
168
4
false
Increase defensive factor exposure
P3515
Systematic
Trust
USD
2024-09-11
1,916,123
111,597
1,804,526
1
65.4
26.6
0.2
7.7
MSFT:13.8%;HYG:20.6%;TSLA:20.6%;VNQ:14.4%;AAPL:11.8%;VTI:18.9%
US:67.2;EU:18.8;APAC:7.5;EM:6.3;Other:0.2
Value:+0.3;Growth:-0.2;Quality:+1.0;Size:-0.7;Momentum:-0.0;LowVol:-0.5
NoDerivatives
7
30
5.2
hard 12%
131
19.6
Sideways
21.4
4.44
2.3
123
-14
43
54
false
Rebalance
Shift +1% to bonds from equity
7
3
BrokerB
VWAP
91
null
null
Normal monitoring
-18
-37
78
4
false
Tighten stops on momentum names
P3516
Hands-off
Taxable
USD
2025-03-13
720,971
33,303
687,668
1
62
28.7
1.2
8
GLD:11.4%;MUB:7.1%;AAPL:21.7%;BRK.B:21.7%;VOO:21.4%;BND:16.6%
US:70.1;EU:7.2;APAC:10.7;EM:8.2;Other:3.8
Value:+0.6;Growth:-0.0;Quality:+0.5;Size:+0.6;Momentum:-0.5;LowVol:+0.1
ESGOnly
7
30
4.8
hard 10%
116
16.8
Bear
25.9
4.1
1.1
153
6
64
66
false
Sell
Trim extended winner -1%
31
6
BrokerC
LMT
88
null
null
Normal monitoring
-22
0
9
3
false
Tighten stops on momentum names
P3517
Hands-off
Roth
USD
2025-06-14
339,972
32,878
307,094
1
64.5
23.8
6.3
5.4
VNQ:18.0%;XLF:7.7%;HYG:21.0%;AAPL:11.6%;BND:20.6%;QQQ:21.0%
US:69.0;EU:8.5;APAC:5.5;EM:12.6;Other:4.4
Value:+0.3;Growth:-0.3;Quality:-1.0;Size:+0.9;Momentum:+0.7;LowVol:+0.6
null
8
25
5.7
hard 10%
122
19.4
Bull
15
3.65
3.3
97
4
42
47
true
Rebalance
Rebalance back to target bands
25
-6
BrokerA
MKT
88
RegimeShift
Hedge
Volatility spike and breadth deterioration
-44
10
-29
4
false
Tighten stops on momentum names
P3518
Systematic
401k
USD
2025-03-22
1,258,286
71,171
1,187,115
1
60.6
27.3
6.5
5.6
QQQ:21.8%;AMZN:26.1%;XLF:26.1%;BRK.B:26.1%
US:73.1;EU:11.3;APAC:8.8;EM:4.0;Other:2.7
Value:-0.2;Growth:0.0;Quality:+0.8;Size:+0.3;Momentum:-0.0;LowVol:-0.3
MaxPos6%
8
25
5.9
trailing 9%
122
23
Bull
12.2
4.96
3.2
72
2
38
40
false
Buy
Add to core equity +1%
6
7
BrokerA
LMT
95
null
null
Normal monitoring
-53
-26
-76
4
false
Within IPS guidelines
P3519
Systematic
Taxable
USD
2025-01-22
1,242,465
112,285
1,130,180
1
66.2
26.2
2.3
5.2
TSLA:36.2%;MUB:36.2%;GLD:27.5%
US:72.4;EU:10.6;APAC:6.1;EM:6.2;Other:4.6
Value:-0.9;Growth:+0.8;Quality:-0.5;Size:-0.9;Momentum:-0.8;LowVol:-0.8
MaxPos6%;NoDerivatives
6
25
6
trailing 8%
213
24.5
Bear
22.1
3.79
1.1
186
20
57
67
false
Rebalance
Shift +1% to bonds from equity
33
-11
BrokerC
LMT
88
null
null
Normal monitoring
-56
11
-45
4
false
Increase defensive factor exposure
P3520
Active
401k
USD
2025-04-16
985,201
89,988
895,213
1.14
52.3
21.3
16.9
9.5
QQQ:28.9%;VOO:25.4%;BRK.B:28.9%;IEF:16.7%
US:66.1;EU:8.1;APAC:16.6;EM:7.9;Other:1.4
Value:0.0;Growth:-0.2;Quality:+0.9;Size:-0.3;Momentum:+0.3;LowVol:+0.8
null
8
30
5.7
hard 12%
120
25.4
Bear
27.1
3.51
2.3
130
-10
52
65
false
Sell
Trim extended winner -1%
3
-12
BrokerD
LMT
95
null
null
Normal monitoring
13
-6
-22
4
false
Tax-aware sells next window
P3521
Active
401k
USD
2024-07-13
2,335,828
156,862
2,178,966
1
55.6
31.4
6.7
6.3
MUB:12.5%;BRK.B:20.8%;GLD:20.8%;HYG:18.4%;VNQ:18.1%;AAPL:9.4%
US:73.6;EU:13.7;APAC:6.1;EM:3.9;Other:2.8
Value:+0.9;Growth:-0.2;Quality:-0.6;Size:-0.1;Momentum:-0.3;LowVol:+0.6
null
10
30
4.3
hard 12%
202
18.6
Bull
17.2
3.64
3.4
103
73
98
54
false
Rebalance
Shift +1% to bonds from equity
26
-19
BrokerC
LMT
92
null
null
Normal monitoring
110
-41
103
5
false
Monitor dispersion and breadth
P3522
Cautious
IRA
USD
2025-04-11
474,505
53,446
421,059
1
49.4
32.6
6.1
11.9
MSFT:15.2%;TLT:12.2%;VNQ:24.2%;GLD:24.2%;QQQ:24.2%
US:62.2;EU:16.1;APAC:7.5;EM:12.7;Other:1.4
Value:+0.2;Growth:+0.2;Quality:+0.4;Size:-0.9;Momentum:-0.5;LowVol:-0.8
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
7
35
5.9
trailing 8%
106
12.8
Bear
23.3
3.03
1.6
209
-68
5
58
false
Sell
Trim extended winner -1%
19
6
BrokerB
LMT
93
null
null
Normal monitoring
33
-13
35
5
false
Increase defensive factor exposure
P3523
Active
Taxable
USD
2025-09-19
629,706
74,043
555,663
1.17
60.6
18.3
11.1
10
BRK.B:33.3%;MSFT:33.3%;VNQ:33.3%
US:64.2;EU:20.2;APAC:7.9;EM:6.8;Other:0.9
Value:+0.3;Growth:-0.9;Quality:-0.9;Size:+0.7;Momentum:+0.9;LowVol:-0.3
null
10
25
5.6
trailing 9%
225
22.4
Bear
30.3
3.18
2.8
183
-105
5
74
true
Hedge
Buy index puts 1% notional
16
-9
BrokerA
LMT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-25
-22
36
4
false
Increase defensive factor exposure
P3524
Cautious
Taxable
USD
2025-02-16
829,889
123,962
705,927
1
37
38
8.9
16.1
AMZN:24.8%;GLD:24.1%;XLF:25.5%;MUB:25.5%
US:71.4;EU:9.5;APAC:7.7;EM:5.9;Other:5.5
Value:+0.9;Growth:+0.2;Quality:+0.8;Size:+0.3;Momentum:-0.3;LowVol:+0.1
ESGOnly;NoMargin
10
35
3.1
trailing 8%
106
18.6
Bull
11.3
4.7
3.3
98
111
100
30
false
Buy
Add to core equity +1%
17
8
BrokerC
LMT
100
null
null
Normal monitoring
-13
-14
-19
5
false
Monitor dispersion and breadth
P3525
Active
Trust
USD
2025-05-10
1,793,290
186,076
1,607,214
1
60.6
27.7
3.2
8.4
VNQ:22.5%;QQQ:22.5%;XLF:22.5%;GLD:22.5%;IEF:9.8%
US:69.6;EU:12.7;APAC:6.8;EM:7.5;Other:3.4
Value:+0.6;Growth:-0.8;Quality:-0.8;Size:-0.8;Momentum:+0.3;LowVol:-0.5
null
5
30
4.5
trailing 9%
144
25.5
Bull
12.1
4.1
3
83
49
79
31
false
Sell
Trim extended winner -1%
2
-18
BrokerB
MKT
88
null
null
Normal monitoring
75
-18
96
3
false
Increase defensive factor exposure
P3526
Systematic
Taxable
USD
2025-07-10
1,122,629
71,383
1,051,246
1
58.4
26.6
6.8
8.3
GLD:33.3%;VOO:33.3%;BND:33.3%
US:59.1;EU:17.3;APAC:10.5;EM:8.2;Other:4.9
Value:+0.9;Growth:+0.8;Quality:-1.0;Size:+0.2;Momentum:-0.5;LowVol:-0.5
null
7
35
5
trailing 8%
216
22.8
Sideways
15.6
4.72
3.3
107
12
57
55
false
Rebalance
Shift +1% to bonds from equity
18
-13
BrokerB
MKT
90
null
null
Normal monitoring
84
-15
195
3
false
Within IPS guidelines
P3527
Active
Roth
USD
2024-07-19
953,245
77,616
875,629
1
64.3
26.4
0
9.3
QQQ:23.7%;GLD:24.4%;VNQ:10.8%;TSLA:24.4%;MSFT:16.8%
US:62.5;EU:16.6;APAC:11.6;EM:4.3;Other:5.0
Value:+0.2;Growth:+0.1;Quality:-1.0;Size:+0.3;Momentum:-0.1;LowVol:+1.0
null
7
30
4.1
trailing 8%
126
20.5
Volatile
28.6
4.36
3.2
140
-25
31
71
true
Hedge
Buy index puts 1% notional
21
0
BrokerD
LMT
99
RegimeShift
Hedge
Volatility spike and breadth deterioration
25
-40
57
2
false
Increase defensive factor exposure
P3528
Hands-off
IRA
USD
2025-06-13
831,779
48,561
783,218
1
67.7
17.8
8.4
6
XLF:33.3%;VOO:33.4%;BRK.B:33.4%
US:68.9;EU:12.0;APAC:14.0;EM:3.4;Other:1.8
Value:-0.5;Growth:-0.5;Quality:+0.9;Size:+0.1;Momentum:-0.9;LowVol:+0.8
ESGOnly
5
30
5.3
hard 10%
96
18
Bull
15.2
4.53
2.5
98
28
76
52
false
Sell
Trim extended winner -1%
29
1
BrokerC
MKT
97
null
null
Normal monitoring
114
-49
111
5
false
Within IPS guidelines
P3529
Cautious
Trust
USD
2025-03-31
675,534
59,428
616,106
1
35.2
31.4
17.8
15.6
MSFT:17.3%;VNQ:27.9%;IEF:27.0%;VTI:27.9%
US:58.3;EU:20.2;APAC:8.4;EM:8.5;Other:4.6
Value:-0.3;Growth:+0.3;Quality:+0.9;Size:-0.6;Momentum:-0.3;LowVol:-0.2
ESGOnly;NoMargin
8
25
3.4
trailing 8%
141
16.8
Bear
29.7
4.5
2
150
10
49
53
false
Hedge
Add TLT +1% as duration hedge
26
-21
BrokerC
MKT
86
null
null
Normal monitoring
12
-30
0
3
false
Tighten stops on momentum names
P3530
Opportunistic
IRA
USD
2024-11-22
1,206,121
83,862
1,122,259
1
73.2
11.9
5.9
8.9
QQQ:19.9%;MSFT:22.2%;GLD:19.2%;MUB:17.7%;AAPL:20.9%
US:69.4;EU:13.4;APAC:9.6;EM:5.2;Other:2.4
Value:-0.7;Growth:-0.5;Quality:+0.2;Size:+0.9;Momentum:-0.2;LowVol:-0.2
MaxPos6%
8
35
5.1
trailing 7%
259
31.2
Sideways
17.9
3.95
2.1
92
13
44
60
false
NoAction
Within bands; monitor
-4
-12
BrokerB
LMT
100
null
null
Normal monitoring
-46
-23
-69
5
false
Tighten stops on momentum names
P3531
Active
Roth
USD
2025-06-05
1,620,830
143,917
1,476,913
1
64.2
22.7
5.2
7.9
BND:25.3%;VNQ:25.3%;MUB:25.3%;AAPL:24.2%
US:74.6;EU:10.6;APAC:5.8;EM:8.1;Other:0.9
Value:-0.1;Growth:+0.7;Quality:-0.0;Size:+0.8;Momentum:+0.9;LowVol:-0.5
MaxPos6%
5
30
4.8
trailing 9%
219
24.5
Bull
16.4
3.75
3.1
84
20
72
58
false
Rebalance
Shift +1% to bonds from equity
-12
-37
BrokerA
MKT
93
null
null
Normal monitoring
96
-28
222
4
false
Tighten stops on momentum names
P3532
Cautious
IRA
USD
2025-06-03
874,457
80,333
794,124
1
43.2
38
1.7
17.2
HYG:15.7%;GLD:17.5%;XLF:16.3%;TSLA:13.7%;IEF:20.7%;VOO:16.1%
US:77.6;EU:9.3;APAC:5.0;EM:4.3;Other:3.8
Value:+0.1;Growth:+0.8;Quality:-0.6;Size:-0.6;Momentum:-1.0;LowVol:+0.7
NoMargin
8
35
3.3
hard 10%
157
17.7
Sideways
20.1
4.91
2.6
133
-21
52
37
false
Sell
Trim extended winner -1%
26
-10
BrokerA
LMT
96
null
null
Normal monitoring
4
-15
112
3
false
Tighten stops on momentum names
P3533
Opportunistic
IRA
USD
2025-12-03
1,714,250
59,987
1,654,263
1
71.8
20.9
1.1
6.2
XLF:33.3%;VTI:33.3%;VNQ:33.3%
US:62.9;EU:10.2;APAC:13.7;EM:11.7;Other:1.5
Value:-0.9;Growth:+0.3;Quality:-0.6;Size:-0.8;Momentum:+0.5;LowVol:-0.5
NoDerivatives
6
35
5.5
trailing 7%
231
21.1
Volatile
26.9
3.92
4.1
170
16
53
74
true
Rebalance
Rebalance back to target bands
-7
-26
BrokerC
MKT
87
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
8
-38
-32
4
true
Monitor dispersion and breadth
P3534
Opportunistic
Roth
USD
2024-11-16
1,417,045
125,995
1,291,050
1
69.9
13.4
8.8
7.9
MUB:17.1%;BND:27.6%;VTI:27.6%;AAPL:27.6%
US:63.3;EU:20.0;APAC:6.5;EM:7.4;Other:2.8
Value:+0.3;Growth:-1.0;Quality:-1.0;Size:-0.0;Momentum:+0.9;LowVol:+1.0
MaxPos6%
10
35
4.7
trailing 9%
195
32.8
Sideways
18.7
3.57
3.4
94
-30
34
52
false
Rebalance
Shift +1% to bonds from equity
2
-33
BrokerB
MKT
98
null
null
Normal monitoring
72
-34
171
3
false
Tax-aware sells next window
P3535
Active
Roth
USD
2024-12-07
860,047
99,628
760,419
1
65.9
26.5
0
7.5
VNQ:26.3%;TLT:21.0%;GLD:26.3%;QQQ:26.3%
US:72.1;EU:8.8;APAC:8.0;EM:8.0;Other:3.1
Value:+0.2;Growth:-0.0;Quality:+0.8;Size:+0.9;Momentum:+0.6;LowVol:+0.6
null
7
30
4.4
hard 12%
197
17.1
Sideways
18.2
3.89
2.9
96
-25
46
64
false
Rebalance
Shift +1% to bonds from equity
-3
-32
BrokerA
MKT
98
null
null
Normal monitoring
101
-31
72
3
false
Increase defensive factor exposure
P3536
Cautious
Taxable
USD
2025-07-26
230,135
30,647
199,488
1
38.6
44
5.4
12
QQQ:20.9%;MUB:17.2%;TSLA:20.9%;MSFT:20.9%;IEF:20.3%
US:68.0;EU:13.4;APAC:6.8;EM:7.7;Other:4.1
Value:-0.4;Growth:+0.3;Quality:-0.1;Size:-0.3;Momentum:+0.3;LowVol:-0.2
MaxPos5%;NoMargin
6
30
4
trailing 8%
165
18
Bull
16.5
4.52
3
93
54
72
29
false
Sell
Trim extended winner -1%
2
-5
BrokerC
VWAP
87
null
null
Normal monitoring
104
-4
98
4
false
Within IPS guidelines
P3537
Active
Trust
USD
2024-08-06
1,776,690
112,732
1,663,958
1.07
66.8
23.6
1.6
8
XLF:33.3%;BND:33.3%;IEF:33.3%
US:65.6;EU:8.2;APAC:10.2;EM:11.9;Other:4.1
Value:-0.3;Growth:+0.7;Quality:0.0;Size:+0.5;Momentum:+0.5;LowVol:-0.8
NoDerivatives
5
35
5.2
trailing 9%
196
26.9
Volatile
20.9
4.86
2.8
143
-11
44
68
false
Buy
Add to core equity +1%
7
-36
BrokerA
LMT
97
null
null
Normal monitoring
63
-53
107
4
false
Within IPS guidelines
P3538
Hands-off
Taxable
USD
2025-11-30
699,750
50,769
648,981
1
65.1
28
1.7
5.1
QQQ:21.3%;HYG:14.6%;MUB:16.9%;BND:9.1%;AAPL:19.6%;MSFT:18.6%
US:75.7;EU:6.2;APAC:8.3;EM:8.4;Other:1.3
Value:-0.6;Growth:+0.4;Quality:-0.0;Size:-0.3;Momentum:-0.5;LowVol:-0.7
ESGOnly;MaxPos7%
6
30
4.6
hard 10%
170
18.1
Sideways
21.9
3.53
2.1
133
28
71
55
false
Buy
Add to core equity +1%
3
-6
BrokerD
VWAP
97
null
null
Normal monitoring
33
-55
31
5
false
Tighten stops on momentum names
P3539
Opportunistic
IRA
USD
2024-10-15
754,969
49,029
705,940
1.09
61.9
13.4
16.9
7.8
TSLA:14.1%;MUB:22.5%;GLD:22.5%;VTI:22.5%;VNQ:18.5%
US:69.4;EU:10.9;APAC:6.5;EM:9.8;Other:3.4
Value:-0.2;Growth:-0.3;Quality:+0.7;Size:+0.5;Momentum:-1.0;LowVol:+0.4
NoDerivatives
10
25
6.4
trailing 7%
233
26.5
Sideways
20.3
4.98
2.2
93
-18
41
56
false
Rebalance
Shift +1% to bonds from equity
1
-9
BrokerB
MKT
90
null
null
Normal monitoring
95
-58
221
5
false
Tighten stops on momentum names
P3540
Cautious
401k
USD
2025-03-16
556,020
58,983
497,037
1
46.1
33.9
8.6
11.4
HYG:25.2%;MSFT:17.2%;TSLA:13.7%;XLF:25.2%;VTI:18.7%
US:74.9;EU:8.5;APAC:10.3;EM:5.6;Other:0.6
Value:+0.2;Growth:-0.6;Quality:+0.7;Size:-0.3;Momentum:+1.0;LowVol:-0.0
NoMargin
10
25
4.4
trailing 8%
99
17.4
Bear
30.7
4.42
1.7
172
-23
44
78
true
Reduce
Cut high-beta by 2-3%, add cash
9
-26
BrokerB
LMT
86
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
119
-18
114
5
true
Tighten stops on momentum names
P3541
Cautious
Trust
USD
2024-10-02
545,032
46,889
498,143
1
38.2
36.6
10.1
15.1
GLD:33.3%;MUB:33.3%;AMZN:33.3%
US:63.9;EU:13.2;APAC:17.3;EM:4.7;Other:0.9
Value:-0.4;Growth:+0.8;Quality:+0.4;Size:-0.3;Momentum:+0.9;LowVol:+0.7
ESGOnly;NoDerivatives;NoMargin
8
35
5
trailing 10%
169
17.1
Sideways
19.2
3.78
2.9
99
3
54
48
false
Rebalance
Shift +1% to bonds from equity
34
4
BrokerA
LMT
94
null
null
Normal monitoring
26
-45
133
5
false
Increase defensive factor exposure
P3542
Hands-off
Trust
USD
2025-05-02
809,457
76,395
733,062
1
66.7
27.1
0
6.2
GLD:14.3%;MSFT:22.2%;XLF:21.7%;TSLA:19.2%;BRK.B:22.5%
US:56.9;EU:20.2;APAC:13.7;EM:6.2;Other:3.0
Value:-0.9;Growth:-0.6;Quality:-0.1;Size:-0.7;Momentum:-0.1;LowVol:+0.1
MaxPos5%
6
30
4.6
trailing 8%
150
17.3
Bull
16.9
4.22
2.7
79
32
54
54
false
Hedge
Add TLT +1% as duration hedge
15
-1
BrokerD
LMT
92
null
null
Normal monitoring
-44
0
38
4
false
Monitor dispersion and breadth
P3543
Active
Trust
USD
2024-10-10
1,736,684
158,132
1,578,552
1
60.4
18.8
15.2
5.6
VNQ:24.2%;BND:10.8%;AMZN:24.2%;QQQ:24.2%;TLT:16.7%
US:62.7;EU:16.9;APAC:14.6;EM:5.1;Other:0.7
Value:+0.1;Growth:+0.5;Quality:+0.5;Size:+0.6;Momentum:-1.0;LowVol:-0.2
NoDerivatives
6
35
5.8
trailing 8%
132
24.4
Bull
15.7
4.65
3.2
72
100
85
38
false
Buy
Add to core equity +1%
-2
-17
BrokerB
MKT
85
null
null
Normal monitoring
37
2
-1
5
false
Tax-aware sells next window
P3544
Active
Roth
USD
2024-12-23
1,102,812
111,806
991,006
1.09
54.2
27.1
10.6
8.2
MUB:21.1%;VTI:19.0%;VOO:17.4%;QQQ:21.3%;TSLA:21.3%
US:62.0;EU:19.1;APAC:10.3;EM:7.4;Other:1.2
Value:+0.8;Growth:-1.0;Quality:+1.0;Size:-0.8;Momentum:+0.2;LowVol:+0.6
NoDerivatives
8
25
5.9
trailing 9%
189
26.8
Bull
11.8
3.93
3
95
117
100
41
false
Buy
Add to core equity +1%
19
15
BrokerC
LMT
85
null
null
Normal monitoring
-38
-39
11
4
false
Within IPS guidelines
P3545
Cautious
IRA
USD
2025-08-01
246,424
38,114
208,310
1
49.8
33
1.6
15.6
GLD:22.0%;MUB:16.7%;QQQ:22.0%;BRK.B:18.2%;HYG:21.1%
US:62.6;EU:18.9;APAC:8.6;EM:5.1;Other:4.8
Value:+0.1;Growth:+0.1;Quality:+0.4;Size:-0.6;Momentum:-0.9;LowVol:+0.7
ESGOnly;NoMargin
6
35
3.8
trailing 8%
149
19.3
Volatile
24.1
4.97
2.5
170
9
63
49
false
Rebalance
Shift +1% to bonds from equity
-6
-32
BrokerC
LMT
95
null
null
Normal monitoring
95
-16
161
5
false
Increase defensive factor exposure
P3546
Systematic
401k
USD
2024-10-19
1,312,372
113,703
1,198,669
1
63.5
30.7
0
5.8
IEF:15.7%;XLF:12.1%;VNQ:23.2%;VTI:23.2%;MSFT:9.0%;AMZN:16.7%
US:68.0;EU:8.9;APAC:7.5;EM:11.5;Other:4.1
Value:-0.7;Growth:+0.7;Quality:-0.6;Size:-1.0;Momentum:+0.9;LowVol:+0.6
NoDerivatives
8
25
5.7
hard 12%
139
18.8
Volatile
25.5
5
4.2
178
72
99
59
false
Hedge
Add TLT +1% as duration hedge
23
-35
BrokerB
LMT
88
null
null
Normal monitoring
-34
-50
-15
3
false
Tighten stops on momentum names
P3547
Opportunistic
IRA
USD
2025-01-03
1,260,151
52,459
1,207,692
1
68.6
11.9
10.8
8.7
VTI:12.9%;GLD:23.6%;QQQ:21.9%;AMZN:18.0%;VNQ:23.6%
US:63.0;EU:15.8;APAC:12.8;EM:4.4;Other:4.0
Value:-0.0;Growth:+0.7;Quality:+0.1;Size:-0.9;Momentum:+1.0;LowVol:-0.6
MaxPos7%
10
25
6.1
trailing 7%
248
22.3
Sideways
17.8
4.31
2.4
96
-6
58
66
false
Buy
Add to core equity +1%
-14
-29
BrokerD
LMT
97
null
null
Normal monitoring
-41
16
-78
3
false
Monitor dispersion and breadth
P3548
Active
401k
USD
2025-10-23
680,818
58,793
622,025
1.13
63.1
28.1
0
8.8
IEF:10.0%;TLT:9.1%;BND:23.1%;AAPL:23.1%;AMZN:11.6%;GLD:23.1%
US:66.2;EU:5.6;APAC:15.4;EM:12.4;Other:0.4
Value:-0.4;Growth:-0.6;Quality:+0.4;Size:-0.5;Momentum:-0.2;LowVol:+0.4
null
8
30
5.4
trailing 8%
168
16.4
Bull
11.1
4.09
2.1
102
39
67
39
false
Sell
Trim extended winner -1%
15
-2
BrokerD
LMT
86
null
null
Normal monitoring
-48
-46
-82
3
false
Tighten stops on momentum names
P3549
Opportunistic
401k
USD
2025-01-28
676,734
34,667
642,067
1
74.2
16.3
1.1
8.4
VOO:22.0%;HYG:18.3%;VNQ:22.0%;AAPL:11.9%;BRK.B:15.4%;IEF:10.3%
US:69.4;EU:11.5;APAC:9.8;EM:9.2;Other:0.1
Value:-0.2;Growth:+0.8;Quality:+0.4;Size:-0.4;Momentum:-0.5;LowVol:+0.9
null
10
35
6.9
trailing 7%
232
32.6
Bull
15.5
3.8
2.8
74
53
85
53
false
Rebalance
Shift +1% to bonds from equity
-9
-2
BrokerD
LMT
99
null
null
Normal monitoring
67
6
51
3
false
Tighten stops on momentum names
P3550
Hands-off
IRA
USD
2025-01-17
596,481
47,330
549,151
1
67.8
23.1
0
9.2
VTI:33.3%;QQQ:33.3%;MUB:33.3%
US:68.9;EU:11.9;APAC:11.9;EM:4.2;Other:3.2
Value:-0.6;Growth:+0.1;Quality:-0.6;Size:+0.5;Momentum:0.0;LowVol:+1.0
null
7
25
3.3
trailing 10%
122
14.2
Bull
11.6
4.98
3.2
88
96
100
40
false
Buy
Add to core equity +1%
10
-34
BrokerC
LMT
90
null
null
Normal monitoring
75
-11
177
5
false
Tighten stops on momentum names
P3551
Hands-off
Roth
USD
2025-01-19
172,050
13,896
158,154
1
57.4
22
14.4
6.2
AMZN:22.9%;MSFT:8.6%;VTI:22.9%;MUB:16.8%;QQQ:15.0%;IEF:13.7%
US:71.5;EU:12.1;APAC:8.6;EM:4.8;Other:3.1
Value:-0.1;Growth:+0.3;Quality:-0.1;Size:-0.0;Momentum:-0.3;LowVol:+0.1
null
8
30
3.5
hard 10%
109
15.6
Sideways
14.8
4.1
3.4
98
54
82
42
false
Rebalance
Shift +1% to bonds from equity
29
12
BrokerD
VWAP
92
null
null
Normal monitoring
29
-13
114
3
false
Tax-aware sells next window
P3552
Hands-off
Roth
USD
2024-10-26
154,841
11,920
142,921
1
69.7
25.3
0
5
IEF:28.0%;VTI:28.0%;AMZN:28.0%;MSFT:16.0%
US:71.7;EU:11.8;APAC:7.9;EM:7.0;Other:1.5
Value:-0.6;Growth:-0.7;Quality:-0.8;Size:-0.3;Momentum:+0.3;LowVol:+0.6
MaxPos8%
10
25
4
trailing 8%
147
14.6
Volatile
26.2
4.65
3.7
113
-6
51
84
true
Reduce
Cut high-beta by 2-3%, add cash
35
-38
BrokerD
MKT
96
VAR>budget
Hedge
Risk above budget threshold
40
-37
157
2
false
Increase defensive factor exposure
P3553
Opportunistic
401k
USD
2024-08-03
725,112
58,227
666,885
1.2
66.9
10.3
18.7
4.1
VOO:15.3%;AAPL:22.4%;TSLA:17.4%;TLT:22.4%;GLD:22.4%
US:60.5;EU:12.8;APAC:14.6;EM:7.7;Other:4.5
Value:-0.0;Growth:-0.8;Quality:-0.9;Size:+0.4;Momentum:+0.8;LowVol:+0.9
MaxPos8%;NoDerivatives
5
25
4.7
trailing 7%
239
20.8
Bull
13.3
3.91
3
80
71
99
43
false
Hedge
Add TLT +1% as duration hedge
18
13
BrokerC
MKT
85
null
null
Normal monitoring
118
-32
174
4
false
Increase defensive factor exposure
P3554
Systematic
Roth
USD
2024-12-14
1,861,162
122,045
1,739,117
1
62.2
26.3
6
5.6
TLT:21.2%;VNQ:26.3%;GLD:26.3%;AMZN:26.3%
US:66.6;EU:10.9;APAC:13.7;EM:4.6;Other:4.1
Value:-0.2;Growth:+0.4;Quality:-0.6;Size:+0.1;Momentum:-0.2;LowVol:-0.8
NoDerivatives
8
25
5.3
trailing 9%
144
26.6
Bear
22.5
3.74
1.9
173
-33
39
55
false
Rebalance
Shift +1% to bonds from equity
1
-25
BrokerC
MKT
88
null
null
Normal monitoring
15
-15
114
5
false
Increase defensive factor exposure
P3555
Systematic
Taxable
USD
2025-11-09
848,927
42,046
806,881
1
62.3
30.4
2
5.4
GLD:28.0%;XLF:16.1%;TSLA:28.0%;AMZN:28.0%
US:77.2;EU:7.1;APAC:6.1;EM:6.1;Other:3.6
Value:-0.1;Growth:+0.6;Quality:+0.7;Size:0.0;Momentum:+0.4;LowVol:-1.0
null
10
35
4.3
trailing 8%
206
25.6
Sideways
20.4
4.35
2.6
118
49
79
65
false
Rebalance
Shift +1% to bonds from equity
-6
-38
BrokerD
MKT
87
null
null
Normal monitoring
102
-26
155
4
false
Tighten stops on momentum names
P3556
Systematic
Trust
USD
2025-09-30
613,898
38,036
575,862
1
55.5
27.9
11.4
5.3
MSFT:22.1%;GLD:21.1%;TSLA:12.3%;BND:22.2%;AMZN:22.2%
US:66.3;EU:12.8;APAC:10.9;EM:8.0;Other:2.0
Value:+0.5;Growth:-0.8;Quality:+0.4;Size:+1.0;Momentum:+0.5;LowVol:-0.5
NoDerivatives
7
25
5.4
trailing 8%
230
25.8
Bull
14.1
4.79
3.3
76
81
83
47
false
Rebalance
Shift +1% to bonds from equity
-8
-34
BrokerC
MKT
91
null
null
Normal monitoring
73
-49
196
4
false
Within IPS guidelines
P3557
Active
Roth
USD
2024-10-30
1,070,008
123,233
946,775
1
62.9
28
0
9.1
VNQ:28.7%;VOO:28.7%;AMZN:14.0%;IEF:28.7%
US:65.1;EU:11.7;APAC:10.8;EM:10.3;Other:2.2
Value:-1.0;Growth:-0.3;Quality:-0.8;Size:-0.4;Momentum:+0.1;LowVol:+0.4
MaxPos6%
10
30
4.6
trailing 9%
230
22.7
Bear
27.5
3.68
2.6
159
-44
30
77
true
Rebalance
Rebalance back to target bands
35
15
BrokerC
VWAP
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-59
-8
12
3
false
Tighten stops on momentum names
P3558
Systematic
Trust
USD
2025-07-12
673,746
50,800
622,946
1
63.1
30.7
0
6.3
BRK.B:21.0%;TSLA:21.2%;AAPL:9.4%;XLF:6.4%;QQQ:21.2%;GLD:20.8%
US:73.8;EU:9.3;APAC:12.3;EM:4.0;Other:0.5
Value:+0.3;Growth:-0.3;Quality:+0.1;Size:-0.4;Momentum:+0.4;LowVol:-0.7
MaxPos5%;NoDerivatives
5
25
4.2
trailing 9%
211
24.3
Bull
11.4
4.95
2.1
117
94
90
31
true
Reduce
Cut high-beta by 2-3%, add cash
33
-24
BrokerC
MKT
97
VAR>budget
Reduce
Risk above budget threshold
42
-35
111
3
false
Tighten stops on momentum names
P3559
Cautious
Roth
USD
2025-04-17
703,854
93,942
609,912
1
53.7
33.1
2.4
10.8
MSFT:27.4%;BRK.B:27.4%;BND:17.8%;AMZN:27.4%
US:60.1;EU:17.3;APAC:8.7;EM:8.9;Other:5.0
Value:-0.1;Growth:-0.2;Quality:-0.2;Size:+0.8;Momentum:-0.7;LowVol:+0.2
ESGOnly;NoDerivatives;NoMargin
8
25
3.2
hard 10%
137
16.1
Bull
15
3.6
3
85
94
83
50
false
NoAction
Within bands; monitor
-15
-12
BrokerD
LMT
100
null
null
Normal monitoring
-18
-35
9
5
false
Tighten stops on momentum names
P3560
Opportunistic
Trust
USD
2025-08-02
419,832
23,335
396,497
1
74.7
18.4
0.7
6.2
BND:31.5%;VNQ:34.3%;BRK.B:34.3%
US:64.2;EU:15.9;APAC:11.2;EM:7.5;Other:1.1
Value:-0.0;Growth:+0.3;Quality:-0.1;Size:+0.1;Momentum:+0.6;LowVol:-0.7
null
6
25
4.7
trailing 9%
169
25.8
Bull
12.1
4.32
2.2
116
107
100
42
false
Buy
Add to core equity +1%
26
-11
BrokerC
LMT
89
null
null
Normal monitoring
-2
13
10
3
false
Monitor dispersion and breadth
P3561
Hands-off
Roth
USD
2025-07-21
808,356
71,132
737,224
1
64.9
26.9
0
8.2
MSFT:33.3%;HYG:33.3%;AAPL:33.3%
US:58.7;EU:14.4;APAC:14.2;EM:10.5;Other:2.2
Value:-0.5;Growth:0.0;Quality:+0.9;Size:+0.5;Momentum:+0.4;LowVol:+0.8
null
8
25
4.7
trailing 10%
124
19.9
Bear
23.2
4.08
1.1
160
22
61
57
false
Buy
Add to core equity +1%
-12
5
BrokerD
VWAP
89
null
null
Normal monitoring
-32
7
98
5
false
Increase defensive factor exposure
P3562
Active
401k
USD
2024-12-30
1,990,586
206,011
1,784,575
1.25
63.4
19.3
9.4
7.9
QQQ:12.2%;VTI:15.9%;BND:25.5%;MUB:21.3%;HYG:25.1%
US:66.8;EU:20.4;APAC:8.2;EM:4.1;Other:0.4
Value:+0.7;Growth:+0.2;Quality:+0.4;Size:-0.5;Momentum:+1.0;LowVol:-0.3
null
6
25
5.2
hard 12%
153
25.4
Bull
17
4.61
3.3
119
36
54
59
false
Hedge
Add TLT +1% as duration hedge
21
-13
BrokerA
LMT
99
null
null
Normal monitoring
-59
-60
-80
5
false
Tax-aware sells next window
P3563
Cautious
IRA
USD
2025-11-10
347,752
38,047
309,705
1
48.1
36.8
0.1
15
AAPL:33.3%;GLD:33.3%;MSFT:33.3%
US:67.6;EU:10.2;APAC:9.1;EM:8.9;Other:4.2
Value:-0.2;Growth:-0.5;Quality:+0.6;Size:+0.9;Momentum:-0.2;LowVol:-0.8
ESGOnly;MaxPos6%;NoDerivatives;NoMargin
5
30
4.2
trailing 10%
147
14.7
Sideways
17.5
4.5
2.5
107
23
52
42
false
Rebalance
Shift +1% to bonds from equity
22
-8
BrokerC
LMT
93
null
null
Normal monitoring
-6
8
-22
5
false
Increase defensive factor exposure
P3564
Hands-off
401k
USD
2025-06-03
770,939
50,795
720,144
1
66.2
24.5
2.3
7.1
BRK.B:25.2%;BND:25.2%;QQQ:24.4%;HYG:25.2%
US:62.9;EU:11.4;APAC:12.8;EM:10.2;Other:2.7
Value:-0.1;Growth:-0.0;Quality:-0.5;Size:-0.7;Momentum:-0.6;LowVol:-0.3
null
10
35
5.7
trailing 8%
125
12
Volatile
28
3.52
3.9
145
-3
46
79
true
Reduce
Cut high-beta by 2-3%, add cash
5
-16
BrokerB
MKT
90
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
80
12
113
5
true
Within IPS guidelines
P3565
Active
IRA
USD
2025-02-07
2,067,600
125,072
1,942,528
1
51.1
18.3
24.3
6.4
VNQ:24.9%;TSLA:12.1%;HYG:24.9%;VTI:13.1%;IEF:24.9%
US:68.1;EU:5.8;APAC:14.4;EM:6.3;Other:5.4
Value:-0.3;Growth:-0.8;Quality:-0.6;Size:+0.1;Momentum:+0.1;LowVol:-0.5
MaxPos5%
5
30
5.5
trailing 8%
143
16.6
Sideways
14.2
3.87
2
97
-30
49
35
false
Sell
Trim extended winner -1%
-12
-21
BrokerC
LMT
95
null
null
Normal monitoring
53
9
41
4
false
Monitor dispersion and breadth
P3566
Systematic
IRA
USD
2025-06-11
1,143,175
83,752
1,059,423
1
55.6
26
11
7.5
TLT:14.0%;AMZN:15.2%;TSLA:12.2%;MSFT:17.8%;XLF:20.4%;VOO:20.4%
US:71.9;EU:10.9;APAC:5.3;EM:9.4;Other:2.5
Value:+0.8;Growth:+0.5;Quality:+0.2;Size:-0.3;Momentum:-0.8;LowVol:+0.5
MaxPos7%
5
30
5.3
trailing 8%
168
23.1
Bull
12.2
4.05
2.5
102
118
99
42
true
Hedge
Buy index puts 1% notional
18
-10
BrokerB
LMT
87
RegimeShift
Hedge
Volatility spike and breadth deterioration
-58
-35
-7
2
true
Within IPS guidelines
P3567
Cautious
Trust
USD
2025-05-07
157,576
17,732
139,844
1
49.1
35.6
0
15.3
BRK.B:25.7%;XLF:25.7%;GLD:23.0%;VOO:25.7%
US:68.8;EU:8.5;APAC:11.9;EM:7.6;Other:3.3
Value:+0.6;Growth:+0.8;Quality:+0.9;Size:-0.5;Momentum:+0.3;LowVol:+0.5
ESGOnly;NoDerivatives;NoMargin
10
35
5.3
trailing 10%
100
12.8
Bear
26.7
4.23
2.8
157
-15
30
72
true
Hedge
Buy index puts 1% notional
-13
-40
BrokerD
LMT
99
VAR>budget
Reduce
Risk above budget threshold
-34
-7
20
3
false
Tighten stops on momentum names
P3568
Active
Taxable
USD
2024-10-07
766,591
91,674
674,917
1
54.1
28.7
8.6
8.6
MUB:24.1%;QQQ:14.9%;AAPL:24.1%;MSFT:24.1%;XLF:12.7%
US:63.9;EU:14.9;APAC:7.9;EM:12.0;Other:1.3
Value:+0.7;Growth:-0.5;Quality:-0.2;Size:+0.7;Momentum:0.0;LowVol:-0.6
NoDerivatives
8
35
5.4
trailing 9%
211
21.3
Bull
12.7
4.01
2.4
99
109
93
41
false
Sell
Trim extended winner -1%
27
-32
BrokerC
MKT
86
null
null
Normal monitoring
-48
6
-50
5
false
Monitor dispersion and breadth
P3569
Active
Roth
USD
2025-01-16
2,059,622
189,744
1,869,878
1
64.6
20.6
6.6
8.2
HYG:11.4%;GLD:20.8%;VOO:20.8%;MUB:12.3%;AMZN:19.7%;QQQ:15.1%
US:63.7;EU:8.1;APAC:13.0;EM:12.3;Other:2.9
Value:-0.3;Growth:-0.8;Quality:+0.2;Size:-0.9;Momentum:-0.1;LowVol:+0.4
NoDerivatives
10
25
5.1
trailing 8%
143
18.6
Volatile
25.6
4.49
3.8
141
-33
18
64
false
Buy
Add to core equity +1%
9
-13
BrokerC
MKT
88
null
null
Normal monitoring
114
-18
149
4
false
Increase defensive factor exposure
P3570
Cautious
Taxable
USD
2024-09-26
466,248
38,465
427,783
1
47.1
38.6
3.3
11
IEF:34.8%;HYG:34.8%;AMZN:30.4%
US:60.7;EU:16.0;APAC:11.0;EM:8.2;Other:4.1
Value:+0.7;Growth:-0.5;Quality:+0.5;Size:-0.5;Momentum:+0.1;LowVol:+0.5
ESGOnly;MaxPos8%;NoMargin
6
25
3.6
hard 10%
105
12.2
Volatile
31.9
4.01
3.4
129
-17
33
77
true
Rebalance
Rebalance back to target bands
17
-5
BrokerA
MKT
92
RegimeShift
Reduce
Volatility spike and breadth deterioration
1
-22
141
4
false
Within IPS guidelines
P3571
Opportunistic
Trust
USD
2025-09-16
1,523,072
63,991
1,459,081
1
71.2
11.8
10.5
6.4
VTI:22.5%;XLF:15.6%;BND:22.5%;MSFT:17.0%;BRK.B:22.5%
US:70.8;EU:11.8;APAC:8.4;EM:8.1;Other:0.9
Value:-0.5;Growth:+0.2;Quality:-0.3;Size:-0.3;Momentum:-0.1;LowVol:+0.7
null
5
25
5.9
trailing 7%
221
21.2
Bull
17.5
4.04
2.9
105
9
40
52
false
Sell
Trim extended winner -1%
24
-38
BrokerC
VWAP
87
null
null
Normal monitoring
107
-51
196
4
false
Tax-aware sells next window
P3572
Cautious
Trust
USD
2025-05-21
654,812
74,074
580,738
1
40.4
34.9
9.9
14.8
GLD:22.6%;VOO:22.6%;BND:13.5%;VNQ:9.6%;MUB:11.9%;HYG:19.7%
US:71.2;EU:9.9;APAC:10.2;EM:4.9;Other:3.7
Value:+0.3;Growth:-0.7;Quality:-0.9;Size:+0.3;Momentum:-0.1;LowVol:+0.4
ESGOnly;NoMargin
10
30
3.2
hard 10%
142
12.2
Bull
11.6
4.96
2.9
78
58
67
21
true
Hedge
Buy index puts 1% notional
-14
2
BrokerB
LMT
96
VAR>budget
Hedge
Risk above budget threshold
17
-5
2
4
true
Tax-aware sells next window
P3573
Cautious
IRA
USD
2024-07-06
776,654
79,007
697,647
1
48.8
40.8
0
10.4
AMZN:33.3%;TSLA:33.3%;XLF:33.3%
US:68.4;EU:16.1;APAC:8.3;EM:4.2;Other:3.0
Value:+0.3;Growth:+0.4;Quality:-0.0;Size:-0.6;Momentum:+0.9;LowVol:-0.5
ESGOnly;NoDerivatives;NoMargin
7
30
4.2
trailing 8%
161
17.7
Bull
16.3
3.65
2
93
73
98
40
true
Rebalance
Rebalance back to target bands
15
0
BrokerA
LMT
92
Drift>tolerance
Reduce
Allocation drift beyond policy bands
118
14
124
5
false
Increase defensive factor exposure
P3574
Hands-off
401k
USD
2024-08-05
642,262
62,899
579,363
1
71
18.6
1
9.4
VTI:9.1%;GLD:22.5%;TSLA:22.5%;BRK.B:10.9%;BND:20.1%;AMZN:15.0%
US:74.6;EU:6.5;APAC:7.4;EM:8.1;Other:3.4
Value:+0.7;Growth:+0.6;Quality:+0.6;Size:-0.1;Momentum:+0.3;LowVol:-0.8
null
7
35
4.6
hard 10%
99
19.3
Bull
12.4
4.84
2
83
90
90
50
false
Rebalance
Shift +1% to bonds from equity
9
-31
BrokerC
MKT
94
null
null
Normal monitoring
106
-54
104
5
false
Tax-aware sells next window
P3575
Active
401k
USD
2025-05-14
1,080,335
127,100
953,235
1.21
64.8
28.6
0
6.6
GLD:26.4%;HYG:26.4%;BRK.B:26.4%;TSLA:20.7%
US:65.6;EU:16.1;APAC:6.9;EM:7.7;Other:3.7
Value:-0.2;Growth:+0.8;Quality:+0.3;Size:+0.4;Momentum:+1.0;LowVol:-0.4
MaxPos6%;NoDerivatives
8
30
4.8
trailing 9%
124
25.6
Sideways
15.8
3.63
2.7
125
25
59
44
true
Rebalance
Rebalance back to target bands
12
13
BrokerA
LMT
94
VAR>budget
Reduce
Risk above budget threshold
115
4
123
5
false
Within IPS guidelines
P3576
Active
Roth
USD
2024-12-04
580,679
68,596
512,083
1
64.3
29.7
0
6
TSLA:21.6%;AMZN:13.5%;IEF:22.7%;HYG:19.5%;MUB:22.7%
US:61.7;EU:13.8;APAC:11.0;EM:10.6;Other:2.8
Value:-0.5;Growth:+0.7;Quality:-0.9;Size:+0.7;Momentum:-0.7;LowVol:-0.6
NoDerivatives
6
35
5.2
trailing 9%
209
22.7
Bull
11.1
4.22
3.2
89
40
72
41
false
Sell
Trim extended winner -1%
27
-11
BrokerC
MKT
94
null
null
Normal monitoring
22
-35
137
5
false
Monitor dispersion and breadth
P3577
Active
IRA
USD
2025-08-28
2,154,846
238,458
1,916,388
1
55.1
27.3
11.1
6.5
QQQ:38.1%;GLD:23.8%;IEF:38.1%
US:56.9;EU:17.7;APAC:13.2;EM:10.8;Other:1.4
Value:-0.9;Growth:-0.8;Quality:0.0;Size:-0.9;Momentum:+0.3;LowVol:+0.2
null
10
30
4.4
trailing 8%
141
27.3
Volatile
27.8
4.75
4
152
-33
19
75
true
Hedge
Buy index puts 1% notional
33
-4
BrokerD
LMT
100
VAR>budget
Hedge
Risk above budget threshold
114
-11
139
2
false
Monitor dispersion and breadth
P3578
Active
IRA
USD
2024-10-08
2,168,129
191,705
1,976,424
1
59.2
19.5
14.9
6.4
HYG:20.2%;VTI:25.5%;VOO:27.1%;IEF:27.1%
US:76.2;EU:10.3;APAC:5.6;EM:3.6;Other:4.3
Value:+0.4;Growth:+0.8;Quality:+0.1;Size:-1.0;Momentum:+0.8;LowVol:-0.3
MaxPos6%
8
25
5.5
trailing 8%
143
19.6
Volatile
20.3
4.62
3.1
111
-18
56
59
false
Sell
Trim extended winner -1%
22
-1
BrokerD
MKT
87
null
null
Normal monitoring
-17
-10
13
5
false
Within IPS guidelines
P3579
Active
401k
USD
2025-11-25
2,228,481
205,793
2,022,688
1.21
56.3
23.2
14.6
5.9
BND:18.8%;VOO:27.3%;AMZN:27.3%;HYG:26.6%
US:67.6;EU:6.8;APAC:13.4;EM:7.5;Other:4.7
Value:-0.2;Growth:-0.6;Quality:+0.2;Size:+0.7;Momentum:+0.9;LowVol:-0.8
null
10
35
5.1
trailing 9%
121
26.9
Volatile
22.9
3.79
2.3
179
19
56
57
false
Sell
Trim extended winner -1%
31
-11
BrokerD
MKT
93
null
null
Normal monitoring
-13
-30
47
5
false
Increase defensive factor exposure
P3580
Cautious
Taxable
USD
2025-06-01
247,412
27,846
219,566
1
37.9
30.5
15.2
16.4
TLT:14.4%;VOO:10.8%;MSFT:25.9%;AMZN:25.9%;MUB:23.1%
US:67.3;EU:16.8;APAC:7.0;EM:8.9;Other:0.0
Value:+0.9;Growth:+0.7;Quality:-0.1;Size:-0.4;Momentum:-0.6;LowVol:-0.1
MaxPos6%;NoMargin
10
25
3.3
trailing 8%
96
16.2
Sideways
19.7
4.97
3.2
125
-12
49
48
false
Buy
Add to core equity +1%
27
14
BrokerA
LMT
91
null
null
Normal monitoring
-39
-23
23
4
false
Within IPS guidelines
P3581
Hands-off
Roth
USD
2025-10-19
538,073
32,544
505,529
1
62.4
19.3
10.3
7.9
AMZN:35.0%;TLT:35.0%;BND:30.0%
US:67.1;EU:17.7;APAC:8.2;EM:6.8;Other:0.2
Value:+0.6;Growth:-0.2;Quality:-0.4;Size:+0.4;Momentum:-0.1;LowVol:+0.4
MaxPos7%;NoDerivatives
7
35
6
trailing 8%
148
14.7
Sideways
17.3
4.73
2.2
136
41
58
58
false
Buy
Add to core equity +1%
2
5
BrokerA
MKT
93
null
null
Normal monitoring
63
-31
138
4
false
Tighten stops on momentum names
P3582
Cautious
Trust
USD
2025-10-05
454,812
39,919
414,893
1
50.9
34.1
0
15
AAPL:34.5%;TLT:34.5%;VOO:31.1%
US:66.2;EU:12.9;APAC:10.9;EM:6.1;Other:4.0
Value:+0.1;Growth:+0.1;Quality:+0.2;Size:-0.4;Momentum:+0.9;LowVol:-0.2
ESGOnly;NoMargin
8
35
4.9
hard 10%
160
14.2
Sideways
16.8
4.85
3.5
139
23
47
36
true
Hedge
Buy index puts 1% notional
24
-1
BrokerC
MKT
98
VAR>budget
Hedge
Risk above budget threshold
-21
-14
4
4
false
Within IPS guidelines
P3583
Active
Roth
USD
2024-12-09
1,929,938
144,053
1,785,885
1
53.4
31.3
5.6
9.7
BRK.B:24.6%;AAPL:24.6%;HYG:13.1%;MSFT:23.5%;TLT:14.2%
US:61.5;EU:16.0;APAC:11.7;EM:8.0;Other:2.8
Value:+0.8;Growth:+0.6;Quality:-0.4;Size:+0.6;Momentum:0.0;LowVol:-0.8
null
10
25
5.3
trailing 9%
176
19.9
Bull
14.7
3.65
2.6
106
67
85
40
false
Rebalance
Shift +1% to bonds from equity
-11
-10
BrokerA
VWAP
87
null
null
Normal monitoring
-2
-9
115
5
false
Tax-aware sells next window
P3584
Active
IRA
USD
2025-07-22
514,763
35,776
478,987
1
61.7
24.7
4.9
8.7
BRK.B:27.2%;VOO:27.2%;MSFT:18.6%;VTI:27.1%
US:65.0;EU:11.8;APAC:13.2;EM:6.4;Other:3.6
Value:+0.2;Growth:+0.8;Quality:+0.3;Size:+0.7;Momentum:-0.2;LowVol:+0.3
null
7
30
4.8
trailing 9%
229
27.4
Bear
27.8
3.41
2.5
160
18
51
70
false
Buy
Add to core equity +1%
8
-28
BrokerB
MKT
94
null
null
Normal monitoring
65
-39
71
3
false
Increase defensive factor exposure
P3585
Systematic
401k
USD
2024-11-28
1,043,555
57,591
985,964
1
68.2
22.1
0.3
9.4
MUB:27.8%;VOO:27.8%;VNQ:16.6%;VTI:27.8%
US:72.6;EU:6.4;APAC:13.5;EM:3.8;Other:3.7
Value:+0.3;Growth:+0.1;Quality:+0.4;Size:-0.1;Momentum:+0.3;LowVol:+0.6
MaxPos6%
10
35
4.9
trailing 9%
175
27
Bear
25.3
3.37
1.9
208
-53
15
78
true
Reduce
Cut high-beta by 2-3%, add cash
14
-26
BrokerB
MKT
91
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-13
-10
-42
4
false
Tighten stops on momentum names
P3586
Hands-off
Trust
USD
2024-09-25
797,218
61,451
735,767
1
63.4
16.9
14.3
5.4
TSLA:10.8%;MUB:21.7%;VOO:21.7%;IEF:21.7%;GLD:15.5%;BRK.B:8.7%
US:68.3;EU:14.5;APAC:7.5;EM:7.2;Other:2.4
Value:+0.7;Growth:-0.1;Quality:+0.1;Size:+0.2;Momentum:-0.3;LowVol:-0.6
ESGOnly;MaxPos6%
6
35
5.6
trailing 8%
99
18.3
Bull
12.8
4.68
2.8
111
101
100
38
false
Sell
Trim extended winner -1%
4
-40
BrokerA
VWAP
87
null
null
Normal monitoring
-31
-15
-18
4
false
Monitor dispersion and breadth
P3587
Cautious
Trust
USD
2025-07-10
288,612
45,268
243,344
1
50.7
32
1.1
16.2
VOO:22.0%;AAPL:15.9%;IEF:22.0%;TSLA:18.1%;XLF:22.0%
US:67.0;EU:12.4;APAC:9.0;EM:10.8;Other:0.8
Value:-0.1;Growth:+0.9;Quality:+0.3;Size:+0.3;Momentum:+0.7;LowVol:-0.5
NoMargin
8
25
4.2
trailing 8%
157
12.9
Volatile
26.5
5.44
4.4
123
-31
49
73
true
Reduce
Cut high-beta by 2-3%, add cash
-2
-22
BrokerC
LMT
100
Drift>tolerance
Pause
Allocation drift beyond policy bands
11
-27
150
4
false
Tax-aware sells next window
P3588
Opportunistic
IRA
USD
2024-08-01
1,178,632
45,637
1,132,995
1
67.7
13.3
13.3
5.7
IEF:33.3%;GLD:33.3%;AMZN:33.3%
US:68.2;EU:13.1;APAC:8.1;EM:7.0;Other:3.5
Value:+0.9;Growth:+0.5;Quality:+0.3;Size:-1.0;Momentum:-0.4;LowVol:-0.6
null
6
30
5.7
trailing 7%
249
26.2
Volatile
23.8
5.33
3.2
128
-56
23
74
true
Rebalance
Rebalance back to target bands
20
-20
BrokerA
MKT
92
VAR>budget
Pause
Risk above budget threshold
-6
10
6
4
false
Monitor dispersion and breadth
P3589
Hands-off
IRA
USD
2025-11-02
291,018
14,890
276,128
1
56.3
26.5
9.9
7.3
XLF:23.1%;BND:18.4%;MSFT:23.9%;IEF:22.1%;AMZN:12.5%
US:76.0;EU:7.6;APAC:5.8;EM:7.7;Other:2.9
Value:+0.3;Growth:+0.5;Quality:-0.3;Size:+0.9;Momentum:-0.7;LowVol:+0.6
MaxPos6%
7
30
3.2
trailing 8%
155
17.7
Sideways
17.8
4.18
2.1
134
8
67
44
false
Sell
Trim extended winner -1%
18
-20
BrokerD
VWAP
88
null
null
Normal monitoring
113
-40
176
5
false
Increase defensive factor exposure
P3590
Systematic
Taxable
USD
2024-08-21
640,939
31,163
609,776
1
63.9
28.3
1.1
6.7
IEF:23.6%;MSFT:10.5%;VTI:18.6%;GLD:23.6%;TLT:23.6%
US:76.0;EU:9.0;APAC:6.8;EM:6.9;Other:1.3
Value:+0.1;Growth:+0.9;Quality:+0.3;Size:-0.0;Momentum:-0.5;LowVol:+0.9
NoDerivatives
5
30
5.1
hard 12%
153
17.9
Volatile
24.7
4.67
4.3
132
16
67
60
false
Hedge
Add TLT +1% as duration hedge
12
-17
BrokerD
MKT
86
null
null
Normal monitoring
119
-23
101
3
false
Tax-aware sells next window
P3591
Hands-off
IRA
USD
2025-03-04
479,950
39,804
440,146
1
58.7
17.8
14.8
8.8
QQQ:27.6%;XLF:27.6%;MSFT:17.2%;MUB:27.6%
US:73.4;EU:11.7;APAC:5.1;EM:5.8;Other:4.0
Value:-0.0;Growth:-0.6;Quality:+0.3;Size:-0.9;Momentum:-0.5;LowVol:0.0
NoDerivatives
10
30
5.6
trailing 10%
144
13.3
Bull
13
4.04
3.4
79
74
86
41
false
Sell
Trim extended winner -1%
-11
-15
BrokerA
LMT
97
null
null
Normal monitoring
29
-4
84
4
false
Within IPS guidelines
P3592
Hands-off
Taxable
USD
2025-06-12
731,749
67,701
664,048
1
57.7
29.3
5
8
TLT:21.5%;XLF:7.4%;BND:19.4%;VOO:8.8%;AMZN:21.5%;GLD:21.5%
US:68.0;EU:19.3;APAC:7.3;EM:4.8;Other:0.7
Value:-0.1;Growth:-0.4;Quality:+0.3;Size:+0.8;Momentum:0.0;LowVol:+0.9
ESGOnly
5
25
4.5
trailing 8%
159
17.1
Bull
12.9
4.94
2.3
92
31
60
40
false
NoAction
Within bands; monitor
26
-35
BrokerA
MKT
0
null
null
Normal monitoring
95
-44
132
5
false
Within IPS guidelines
P3593
Systematic
Trust
USD
2025-05-01
1,694,953
80,841
1,614,112
1
69.8
22
3
5.2
QQQ:25.0%;GLD:25.0%;BND:25.0%;MSFT:25.0%
US:64.5;EU:16.0;APAC:6.8;EM:10.7;Other:2.0
Value:-0.1;Growth:-0.0;Quality:-1.0;Size:-0.5;Momentum:+0.5;LowVol:+0.7
MaxPos8%
8
35
5.3
hard 12%
144
18.1
Sideways
18.7
4.63
2.4
110
32
51
60
false
NoAction
Within bands; monitor
10
6
BrokerA
MKT
0
null
null
Normal monitoring
4
-27
115
5
false
Tighten stops on momentum names
P3594
Systematic
Trust
USD
2024-08-12
902,858
49,115
853,743
1
58.5
33.7
2.3
5.4
AAPL:24.3%;TSLA:24.3%;AMZN:13.0%;HYG:24.3%;IEF:13.9%
US:61.5;EU:19.8;APAC:14.0;EM:4.3;Other:0.5
Value:+0.2;Growth:-0.2;Quality:-0.8;Size:+0.1;Momentum:+0.1;LowVol:-0.0
null
5
25
5.8
hard 12%
225
25.8
Volatile
23.5
3.83
2.7
130
3
64
68
false
Sell
Trim extended winner -1%
19
14
BrokerD
MKT
86
null
null
Normal monitoring
-44
9
74
3
false
Tax-aware sells next window
P3595
Systematic
Roth
USD
2025-04-01
651,801
51,646
600,155
1
62.9
29.4
0
7.7
VOO:25.6%;IEF:25.6%;VNQ:23.3%;MUB:25.6%
US:71.5;EU:12.6;APAC:8.6;EM:5.8;Other:1.6
Value:+0.1;Growth:+0.4;Quality:-0.2;Size:+0.2;Momentum:+0.8;LowVol:-0.6
MaxPos7%
10
25
5.3
trailing 9%
143
20.6
Bear
28.8
3.27
1.8
169
12
69
83
true
Reduce
Cut high-beta by 2-3%, add cash
32
-32
BrokerC
LMT
92
Drift>tolerance
Reduce
Allocation drift beyond policy bands
70
-1
34
4
false
Monitor dispersion and breadth
P3596
Opportunistic
401k
USD
2025-01-04
315,646
11,460
304,186
1
65
15.1
11.2
8.7
VOO:27.2%;QQQ:18.4%;GLD:27.2%;HYG:27.2%
US:69.5;EU:15.1;APAC:8.1;EM:6.9;Other:0.4
Value:-0.9;Growth:+0.7;Quality:-0.4;Size:-0.7;Momentum:+0.3;LowVol:-0.7
null
10
25
6.5
trailing 9%
225
21.4
Sideways
21.6
3.93
2.9
112
60
92
72
false
Hedge
Add TLT +1% as duration hedge
10
-6
BrokerB
MKT
94
null
null
Normal monitoring
-13
7
14
4
false
Increase defensive factor exposure
P3597
Hands-off
IRA
USD
2025-07-30
508,926
20,814
488,112
1
67.2
27.8
0
5.1
BND:21.4%;BRK.B:21.4%;VNQ:21.4%;AAPL:18.7%;VTI:17.0%
US:57.1;EU:19.5;APAC:9.0;EM:11.5;Other:2.8
Value:-0.5;Growth:-0.7;Quality:-0.6;Size:-0.6;Momentum:-0.9;LowVol:-0.2
ESGOnly;NoDerivatives
10
25
3.4
trailing 10%
149
13.2
Bear
30.8
3.79
1.3
185
-32
41
78
true
Reduce
Cut high-beta by 2-3%, add cash
16
-40
BrokerC
LMT
85
RegimeShift
Reduce
Volatility spike and breadth deterioration
119
5
181
2
false
Tighten stops on momentum names
P3598
Hands-off
Roth
USD
2024-09-09
206,539
10,531
196,008
1
60.7
22.7
8.5
8.1
TLT:10.8%;BND:13.1%;BRK.B:20.7%;MSFT:20.7%;AMZN:13.9%;IEF:20.7%
US:60.3;EU:17.4;APAC:11.0;EM:7.8;Other:3.5
Value:-0.6;Growth:+0.5;Quality:-0.4;Size:+0.9;Momentum:+0.6;LowVol:-0.7
ESGOnly;MaxPos5%
5
25
3.6
trailing 10%
131
12.3
Sideways
18.4
4.45
3.1
134
-10
35
55
false
NoAction
Within bands; monitor
-5
10
BrokerD
MKT
0
null
null
Normal monitoring
83
-29
158
4
false
Within IPS guidelines
P3599
Active
IRA
USD
2025-07-20
2,155,243
217,068
1,938,175
1.1
51.3
24.8
17
6.9
VTI:33.3%;VNQ:33.3%;MSFT:33.3%
US:76.9;EU:6.8;APAC:12.5;EM:3.1;Other:0.8
Value:+0.6;Growth:-0.9;Quality:-0.0;Size:-0.3;Momentum:+0.8;LowVol:-0.9
null
5
30
4.1
trailing 9%
214
17.6
Sideways
15.5
4.59
3.4
91
56
63
35
false
Sell
Trim extended winner -1%
31
-11
BrokerD
MKT
96
null
null
Normal monitoring
-50
0
22
5
false
Tighten stops on momentum names
P3600
Active
Taxable
USD
2025-05-28
2,201,240
176,302
2,024,938
1
52.7
19.1
22.6
5.6
MSFT:27.2%;XLF:18.3%;QQQ:27.2%;VOO:27.2%
US:68.5;EU:11.9;APAC:7.0;EM:10.3;Other:2.4
Value:-0.4;Growth:-0.3;Quality:+0.4;Size:+0.6;Momentum:-0.2;LowVol:+0.2
MaxPos8%
8
25
4.3
trailing 8%
197
17.4
Volatile
22.6
3.57
3.4
153
-22
45
53
false
Sell
Trim extended winner -1%
-3
-2
BrokerA
MKT
92
null
null
Normal monitoring
-42
-25
8
3
false
Monitor dispersion and breadth