client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P4001
Opportunistic
IRA
USD
2025-10-12
1,078,547
93,422
985,125
1
71.5
11.5
12.2
4.8
TSLA:33.3%;XLF:33.3%;MSFT:33.3%
US:70.1;EU:11.0;APAC:10.3;EM:6.4;Other:2.2
Value:-0.9;Growth:+0.8;Quality:+0.4;Size:+0.3;Momentum:-0.4;LowVol:+0.4
MaxPos6%
5
25
4.7
hard 12%
178
31.9
Sideways
20.5
3.99
2.7
129
-27
31
54
false
Sell
Trim extended winner -1%
7
-13
BrokerB
LMT
93
null
null
Normal monitoring
15
-35
11
4
false
Tax-aware sells next window
P4002
Hands-off
IRA
USD
2025-05-24
783,376
65,307
718,069
1
73.6
18.8
2.5
5.1
TSLA:14.5%;QQQ:20.2%;MUB:20.2%;IEF:5.5%;TLT:19.6%;XLF:20.0%
US:67.2;EU:8.8;APAC:14.4;EM:8.1;Other:1.4
Value:-0.1;Growth:-0.8;Quality:-0.7;Size:+0.3;Momentum:-0.5;LowVol:-0.8
ESGOnly
10
35
3.3
trailing 8%
148
13
Bull
17
3.98
2.6
80
14
44
54
false
Hedge
Add TLT +1% as duration hedge
35
-38
BrokerD
MKT
90
null
null
Normal monitoring
-32
-41
-36
5
false
Monitor dispersion and breadth
P4003
Cautious
401k
USD
2025-06-24
850,815
110,848
739,967
1
47.3
35.3
2.6
14.8
BRK.B:11.7%;MSFT:18.7%;IEF:20.0%;TLT:21.1%;VOO:21.1%;TSLA:7.4%
US:67.4;EU:17.0;APAC:9.7;EM:4.2;Other:1.7
Value:-0.5;Growth:+0.5;Quality:+1.0;Size:+0.8;Momentum:+0.3;LowVol:+0.1
MaxPos8%;NoMargin
10
35
5.2
hard 10%
119
13.2
Volatile
25.3
4.62
3.2
156
-58
17
63
false
Rebalance
Shift +1% to bonds from equity
30
-5
BrokerB
LMT
85
null
null
Normal monitoring
56
15
171
3
false
Increase defensive factor exposure
P4004
Cautious
Roth
USD
2024-09-08
779,185
93,045
686,140
1
37.6
34.9
14.5
13
MUB:17.3%;QQQ:25.8%;MSFT:15.9%;VOO:25.8%;IEF:15.3%
US:57.9;EU:16.8;APAC:12.4;EM:9.2;Other:3.8
Value:+0.9;Growth:+0.6;Quality:-1.0;Size:-0.8;Momentum:+0.6;LowVol:+0.8
MaxPos6%;NoDerivatives;NoMargin
8
30
3.8
trailing 10%
152
12.4
Bull
12.4
4.27
3
107
43
59
20
false
Rebalance
Shift +1% to bonds from equity
27
-5
BrokerB
MKT
97
null
null
Normal monitoring
119
14
127
4
false
Within IPS guidelines
P4005
Opportunistic
Roth
USD
2025-11-12
1,229,374
73,635
1,155,739
1
64.7
11.7
18.1
5.6
QQQ:33.3%;VOO:33.3%;MUB:33.3%
US:63.1;EU:14.1;APAC:8.8;EM:8.8;Other:5.2
Value:-0.2;Growth:-0.3;Quality:-0.5;Size:+0.1;Momentum:-0.9;LowVol:-0.8
MaxPos7%
7
30
6.1
trailing 9%
249
31.4
Sideways
18
3.96
2.5
116
38
63
61
false
Rebalance
Shift +1% to bonds from equity
10
7
BrokerA
MKT
97
null
null
Normal monitoring
-34
19
3
4
false
Tax-aware sells next window
P4006
Cautious
Roth
USD
2025-01-02
364,647
34,975
329,672
1
40
43.4
0
16.7
VOO:33.3%;VNQ:33.3%;TLT:33.3%
US:60.0;EU:10.0;APAC:16.9;EM:13.1;Other:0.0
Value:+0.9;Growth:+0.1;Quality:+0.1;Size:-1.0;Momentum:-1.0;LowVol:0.0
ESGOnly;MaxPos7%;NoMargin
7
30
5.5
hard 10%
169
13.7
Sideways
21.6
4.99
3
102
-30
38
42
false
Buy
Add to core equity +1%
31
-18
BrokerB
LMT
86
null
null
Normal monitoring
-12
-47
33
5
false
Monitor dispersion and breadth
P4007
Opportunistic
Taxable
USD
2025-09-13
802,321
54,102
748,219
1.14
74.9
19.1
0.3
5.7
GLD:21.1%;VTI:20.2%;BND:12.3%;MSFT:16.5%;AMZN:8.8%;BRK.B:21.1%
US:65.7;EU:15.6;APAC:6.1;EM:9.9;Other:2.8
Value:+0.8;Growth:-0.6;Quality:-0.3;Size:+0.8;Momentum:-0.8;LowVol:-0.2
MaxPos7%
7
30
5.3
trailing 7%
202
29
Sideways
14.2
4.97
2.8
129
-15
40
51
true
Hedge
Buy index puts 1% notional
34
-24
BrokerB
MKT
98
VAR>budget
Hedge
Risk above budget threshold
66
9
143
4
false
Within IPS guidelines
P4008
Active
IRA
USD
2025-12-05
1,743,569
165,169
1,578,400
1
56.1
30.3
7.9
5.6
HYG:33.3%;MSFT:33.3%;QQQ:33.3%
US:76.2;EU:7.8;APAC:6.7;EM:6.6;Other:2.7
Value:+0.1;Growth:-0.2;Quality:-0.5;Size:-0.4;Momentum:-0.1;LowVol:-0.1
NoDerivatives
7
35
4.3
hard 12%
148
16.8
Volatile
20.4
3.84
4.3
130
-56
35
49
true
Rebalance
Rebalance back to target bands
-6
-5
BrokerD
MKT
86
RegimeShift
Hedge
Volatility spike and breadth deterioration
52
20
108
4
false
Increase defensive factor exposure
P4009
Systematic
Trust
USD
2025-07-25
583,722
38,898
544,824
1
63.1
31.7
0
5.2
TSLA:26.2%;MUB:25.6%;XLF:26.2%;VOO:22.0%
US:74.4;EU:9.0;APAC:10.8;EM:4.4;Other:1.4
Value:-0.6;Growth:-0.8;Quality:-0.6;Size:-0.8;Momentum:-1.0;LowVol:-0.8
NoDerivatives
8
25
4.4
trailing 9%
218
25.2
Volatile
26.9
5.17
2.5
156
0
41
78
true
Reduce
Cut high-beta by 2-3%, add cash
35
0
BrokerA
LMT
87
VAR>budget
Hedge
Risk above budget threshold
74
-31
48
3
false
Tighten stops on momentum names
P4010
Cautious
401k
USD
2024-12-14
413,020
38,218
374,802
1
54
32.7
0
13.3
IEF:30.0%;GLD:35.0%;BRK.B:35.0%
US:61.4;EU:13.1;APAC:15.9;EM:9.3;Other:0.2
Value:+0.6;Growth:-0.1;Quality:-0.5;Size:+0.6;Momentum:+0.5;LowVol:-0.1
NoMargin
6
25
5.2
trailing 8%
138
14.1
Volatile
20.1
4.95
4.1
152
43
68
42
false
Rebalance
Shift +1% to bonds from equity
19
-25
BrokerB
LMT
98
null
null
Normal monitoring
74
20
162
3
false
Increase defensive factor exposure
P4011
Cautious
Roth
USD
2025-11-21
535,163
56,651
478,512
1
39.4
34
9
17.7
BRK.B:9.7%;MSFT:23.2%;AAPL:18.9%;GLD:24.1%;QQQ:24.1%
US:66.4;EU:14.2;APAC:9.9;EM:6.3;Other:3.2
Value:-0.6;Growth:-0.6;Quality:-0.9;Size:-0.4;Momentum:-0.6;LowVol:+0.2
NoDerivatives;NoMargin
10
35
5.9
trailing 8%
108
16.9
Bull
14.9
4.89
3.1
87
97
97
37
false
Rebalance
Shift +1% to bonds from equity
21
-10
BrokerD
MKT
98
null
null
Normal monitoring
36
-30
56
5
false
Within IPS guidelines
P4012
Active
401k
USD
2025-06-06
1,164,077
129,742
1,034,335
1
66.1
25.8
0
8.1
MSFT:9.7%;XLF:21.6%;MUB:21.8%;TLT:11.3%;GLD:21.8%;IEF:13.6%
US:66.3;EU:16.4;APAC:8.1;EM:6.7;Other:2.6
Value:-0.2;Growth:+0.3;Quality:+0.3;Size:+1.0;Momentum:0.0;LowVol:-0.3
MaxPos6%
5
35
5.6
trailing 9%
183
26.6
Bull
12.3
4.58
2.6
88
52
71
47
false
Rebalance
Shift +1% to bonds from equity
9
14
BrokerC
MKT
88
null
null
Normal monitoring
21
-32
81
3
false
Monitor dispersion and breadth
P4013
Active
Trust
USD
2025-12-16
1,627,050
194,005
1,433,045
1
67.2
26.2
0
6.6
IEF:20.6%;VNQ:27.9%;HYG:23.6%;QQQ:27.9%
US:60.3;EU:14.8;APAC:10.6;EM:11.2;Other:3.1
Value:-0.0;Growth:+0.8;Quality:+1.0;Size:+0.4;Momentum:-0.6;LowVol:-0.6
MaxPos5%
10
35
5.1
trailing 8%
222
24.3
Bear
34.6
4.32
2.3
204
-20
27
89
true
Hedge
Buy index puts 1% notional
-13
-4
BrokerD
MKT
88
VAR>budget
Hedge
Risk above budget threshold
-20
6
50
3
false
Monitor dispersion and breadth
P4014
Hands-off
IRA
USD
2025-10-07
830,408
74,457
755,951
1
69.1
24.7
0
6.3
MUB:23.2%;HYG:19.0%;TLT:23.2%;BRK.B:17.6%;BND:17.0%
US:73.0;EU:5.7;APAC:12.8;EM:5.7;Other:2.9
Value:+0.1;Growth:+0.7;Quality:-0.5;Size:+0.7;Momentum:+0.3;LowVol:-0.4
MaxPos6%
6
35
3.5
hard 10%
101
16.9
Sideways
18.5
3.64
3
129
45
77
54
true
Rebalance
Rebalance back to target bands
1
-14
BrokerB
MKT
95
VAR>budget
Hedge
Risk above budget threshold
-11
11
28
5
false
Within IPS guidelines
P4015
Active
Roth
USD
2025-04-13
2,246,612
256,701
1,989,911
1.06
68.6
21.3
0.4
9.7
AMZN:12.0%;GLD:22.5%;BRK.B:18.0%;QQQ:23.8%;MSFT:23.8%
US:71.4;EU:8.9;APAC:5.8;EM:10.0;Other:3.8
Value:+0.3;Growth:+0.9;Quality:+0.3;Size:+0.6;Momentum:-0.6;LowVol:-0.5
null
7
30
5.7
trailing 9%
124
23
Bull
14.2
4.2
3.1
102
60
94
57
false
Rebalance
Shift +1% to bonds from equity
17
-16
BrokerC
LMT
90
null
null
Normal monitoring
79
-47
94
3
false
Within IPS guidelines
P4016
Hands-off
401k
USD
2025-03-19
785,042
37,530
747,512
1
61.7
27.5
1.6
9.3
GLD:36.5%;HYG:26.9%;TSLA:36.5%
US:64.2;EU:13.6;APAC:14.0;EM:3.8;Other:4.3
Value:+0.6;Growth:-0.7;Quality:-0.8;Size:-0.7;Momentum:+0.5;LowVol:+0.2
MaxPos7%
5
35
3.1
trailing 8%
105
15.5
Bull
14
4.6
3.1
80
15
64
52
true
Hedge
Buy index puts 1% notional
0
-10
BrokerD
LMT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-50
-10
-83
2
false
Within IPS guidelines
P4017
Hands-off
Roth
USD
2024-08-20
591,930
29,553
562,377
1
67.8
24.4
0.9
6.9
BND:18.7%;GLD:22.8%;HYG:24.5%;IEF:9.4%;VTI:24.5%
US:73.6;EU:8.7;APAC:4.6;EM:10.4;Other:2.7
Value:+0.6;Growth:+0.3;Quality:+0.3;Size:0.0;Momentum:+1.0;LowVol:+0.4
NoDerivatives
7
25
3.9
trailing 8%
150
17
Volatile
29.7
4.41
4.3
112
25
55
70
false
Buy
Add to core equity +1%
16
-40
BrokerC
LMT
100
null
null
Normal monitoring
19
-56
80
3
false
Tax-aware sells next window
P4018
Cautious
Taxable
USD
2024-12-08
740,887
64,359
676,528
1
47.6
34.5
4.3
13.7
IEF:6.5%;BND:7.3%;TSLA:21.6%;VOO:21.6%;TLT:21.6%;MSFT:21.6%
US:69.7;EU:6.3;APAC:13.2;EM:6.6;Other:4.3
Value:-0.1;Growth:-0.3;Quality:-0.4;Size:-1.0;Momentum:+1.0;LowVol:+0.4
MaxPos7%;NoDerivatives;NoMargin
10
35
5
trailing 8%
154
16
Bull
11
4.04
3.3
99
108
100
25
false
Sell
Trim extended winner -1%
3
-3
BrokerA
VWAP
87
null
null
Normal monitoring
73
-55
196
5
false
Increase defensive factor exposure
P4019
Cautious
Taxable
USD
2024-10-05
248,637
32,204
216,433
1
47.4
40.5
0
12.1
TSLA:10.7%;BND:15.2%;QQQ:22.2%;VOO:21.4%;TLT:22.2%;BRK.B:8.4%
US:65.6;EU:11.6;APAC:10.0;EM:11.2;Other:1.7
Value:-0.9;Growth:+0.5;Quality:-0.2;Size:-0.5;Momentum:+0.9;LowVol:-0.2
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
5
25
4.7
trailing 8%
106
14.9
Bull
16.4
4.88
2.6
118
101
93
34
false
Hedge
Add TLT +1% as duration hedge
-10
-40
BrokerD
MKT
86
null
null
Normal monitoring
114
-16
193
4
false
Tighten stops on momentum names
P4020
Active
Roth
USD
2025-11-12
646,277
60,491
585,786
1.16
62
31.5
0
6.5
AAPL:27.3%;TSLA:36.4%;AMZN:36.4%
US:65.7;EU:9.8;APAC:10.7;EM:11.8;Other:2.1
Value:-0.8;Growth:-0.7;Quality:+0.4;Size:+0.7;Momentum:-0.7;LowVol:-0.7
MaxPos5%
6
30
4
trailing 8%
129
19.4
Volatile
29.2
4.87
2.7
133
18
47
75
true
Hedge
Buy index puts 1% notional
33
-40
BrokerD
LMT
89
Drift>tolerance
Pause
Allocation drift beyond policy bands
75
-51
145
3
false
Tighten stops on momentum names
P4021
Opportunistic
Taxable
USD
2025-05-17
802,301
37,012
765,289
1
67.9
21.1
7
4.1
VTI:33.3%;HYG:33.3%;TSLA:33.3%
US:67.3;EU:6.1;APAC:17.1;EM:4.8;Other:4.6
Value:-0.5;Growth:+0.1;Quality:-0.9;Size:+0.5;Momentum:+0.9;LowVol:+0.6
MaxPos8%
8
30
5.1
trailing 9%
275
29.3
Volatile
29.9
3.88
4
154
68
80
82
true
Hedge
Buy index puts 1% notional
13
11
BrokerB
MKT
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
38
19
17
4
true
Increase defensive factor exposure
P4022
Hands-off
Trust
USD
2025-04-16
747,066
48,255
698,811
1
58.9
23.2
10.3
7.5
TSLA:27.3%;BND:18.2%;MUB:27.3%;VOO:27.3%
US:58.2;EU:22.7;APAC:6.9;EM:8.8;Other:3.4
Value:-0.5;Growth:+0.2;Quality:-0.8;Size:-0.4;Momentum:-0.8;LowVol:-0.9
ESGOnly;MaxPos6%
10
35
5.3
hard 10%
166
13.6
Bull
17.6
3.75
2.8
80
33
56
59
false
Rebalance
Shift +1% to bonds from equity
-15
0
BrokerC
LMT
91
null
null
Normal monitoring
76
-10
193
5
false
Increase defensive factor exposure
P4023
Systematic
IRA
USD
2025-02-11
1,824,498
157,538
1,666,960
1
55.9
33.5
4.9
5.6
TSLA:20.4%;HYG:16.5%;XLF:17.0%;QQQ:20.2%;GLD:5.3%;VOO:20.4%
US:61.7;EU:15.7;APAC:15.7;EM:3.7;Other:3.3
Value:+0.7;Growth:-0.4;Quality:+0.4;Size:-0.3;Momentum:+0.1;LowVol:+0.6
NoDerivatives
8
30
4.7
trailing 8%
139
24.7
Bull
17.5
4.99
2.3
118
114
100
54
true
Hedge
Buy index puts 1% notional
32
15
BrokerB
MKT
88
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
70
-43
130
2
false
Within IPS guidelines
P4024
Opportunistic
Roth
USD
2024-07-19
1,460,823
72,955
1,387,868
1.24
74
17.2
4.3
4.5
MSFT:16.3%;VNQ:22.7%;BND:22.3%;VOO:19.9%;QQQ:18.8%
US:65.9;EU:18.8;APAC:5.6;EM:5.2;Other:4.4
Value:+0.6;Growth:+0.9;Quality:-0.6;Size:+0.9;Momentum:-0.2;LowVol:+0.7
MaxPos5%;NoDerivatives
10
30
5.8
trailing 7%
202
29.7
Sideways
20.7
4.97
2.6
124
40
69
67
false
Rebalance
Shift +1% to bonds from equity
18
-24
BrokerA
MKT
88
null
null
Normal monitoring
-51
1
-33
5
false
Within IPS guidelines
P4025
Active
IRA
USD
2025-03-23
752,195
60,592
691,603
1
50.9
19.5
21.2
8.4
MSFT:22.0%;IEF:15.5%;AAPL:18.7%;XLF:22.0%;GLD:22.0%
US:75.9;EU:12.1;APAC:5.6;EM:6.3;Other:0.1
Value:+0.3;Growth:-1.0;Quality:-0.3;Size:-0.2;Momentum:-0.7;LowVol:-0.0
NoDerivatives
8
30
6
trailing 8%
230
19
Bull
15
4.85
2.8
80
115
100
43
false
Sell
Trim extended winner -1%
13
-23
BrokerD
MKT
95
null
null
Normal monitoring
24
-23
-3
4
false
Within IPS guidelines
P4026
Active
Trust
USD
2025-06-06
853,697
93,046
760,651
1.09
60.4
30.4
0
9.2
BRK.B:25.0%;AMZN:25.0%;GLD:24.9%;IEF:25.0%
US:64.4;EU:12.7;APAC:7.9;EM:10.9;Other:4.1
Value:-0.6;Growth:+1.0;Quality:+0.4;Size:-0.5;Momentum:+0.6;LowVol:-0.9
null
6
35
4.5
trailing 9%
158
24.7
Volatile
26.2
5.18
2.5
119
54
82
76
true
Hedge
Buy index puts 1% notional
-2
-34
BrokerC
VWAP
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-59
17
-14
3
true
Increase defensive factor exposure
P4027
Opportunistic
IRA
USD
2025-08-21
1,479,942
84,484
1,395,458
1
60.7
10.8
23.1
5.5
VTI:33.3%;TSLA:33.3%;MUB:33.3%
US:65.2;EU:14.3;APAC:10.1;EM:7.7;Other:2.8
Value:+1.0;Growth:+0.3;Quality:+0.4;Size:-0.9;Momentum:0.0;LowVol:-0.4
NoDerivatives
6
35
5.5
hard 12%
278
28.1
Volatile
21.2
5.09
4
149
30
66
63
false
Buy
Add to core equity +1%
-8
-10
BrokerD
MKT
85
null
null
Normal monitoring
8
-55
76
5
false
Monitor dispersion and breadth
P4028
Opportunistic
IRA
USD
2025-09-25
1,455,267
84,920
1,370,347
1
70.4
14.6
9.5
5.5
GLD:20.9%;VNQ:19.0%;VOO:20.9%;XLF:14.3%;AAPL:17.0%;IEF:7.9%
US:67.1;EU:15.3;APAC:10.0;EM:6.3;Other:1.3
Value:-0.3;Growth:-0.9;Quality:+0.7;Size:+0.5;Momentum:+0.7;LowVol:+1.0
MaxPos5%
10
25
5
hard 12%
224
22.3
Bull
16.3
4.59
2.1
96
118
100
64
false
Buy
Add to core equity +1%
26
-12
BrokerB
VWAP
90
null
null
Normal monitoring
-32
8
55
4
false
Monitor dispersion and breadth
P4029
Systematic
401k
USD
2025-05-23
1,109,244
46,103
1,063,141
1
57.5
24.4
9.6
8.5
IEF:33.3%;AMZN:33.3%;BND:33.3%
US:64.8;EU:7.4;APAC:11.2;EM:11.7;Other:4.9
Value:-0.3;Growth:-0.7;Quality:-0.6;Size:-0.8;Momentum:+0.4;LowVol:+0.9
null
10
35
4.4
trailing 8%
128
26.3
Volatile
20.9
4.98
4.4
130
41
72
63
false
Rebalance
Shift +1% to bonds from equity
21
-20
BrokerC
MKT
93
null
null
Normal monitoring
40
-50
71
4
false
Within IPS guidelines
P4030
Active
IRA
USD
2025-10-18
816,578
62,315
754,263
1.08
51.4
31.1
10
7.4
IEF:10.5%;MUB:23.7%;VTI:23.7%;QQQ:23.7%;AAPL:18.4%
US:57.4;EU:20.0;APAC:14.0;EM:7.8;Other:0.7
Value:-0.1;Growth:+0.3;Quality:-0.5;Size:+0.9;Momentum:+0.4;LowVol:+0.1
MaxPos5%
8
25
5.8
trailing 8%
191
17.6
Bull
16.7
4.63
3.3
74
22
65
46
false
Hedge
Add TLT +1% as duration hedge
17
-14
BrokerA
MKT
91
null
null
Normal monitoring
80
-38
132
3
false
Tax-aware sells next window
P4031
Hands-off
Taxable
USD
2025-11-07
849,827
49,252
800,575
1
62.7
23.7
4.3
9.2
TSLA:28.2%;VTI:28.2%;AAPL:15.3%;IEF:28.2%
US:65.8;EU:10.5;APAC:17.8;EM:4.7;Other:1.2
Value:0.0;Growth:+0.4;Quality:-0.1;Size:-0.8;Momentum:-0.8;LowVol:+0.3
MaxPos6%
10
30
4.9
hard 10%
103
19.4
Bear
27.7
3.34
2.4
162
-94
5
73
true
Hedge
Buy index puts 1% notional
33
8
BrokerD
LMT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-43
19
-12
3
false
Increase defensive factor exposure
P4032
Systematic
Roth
USD
2025-09-21
1,226,813
60,202
1,166,611
1
59.7
31.2
0
9.1
BND:25.0%;VTI:25.0%;QQQ:25.0%;VNQ:25.0%
US:64.7;EU:20.3;APAC:7.2;EM:5.0;Other:2.9
Value:+0.7;Growth:-0.7;Quality:-0.6;Size:-0.7;Momentum:-0.9;LowVol:-0.3
null
10
30
4.9
trailing 9%
154
24.6
Bull
13.1
4.69
2.8
92
61
82
48
false
Rebalance
Shift +1% to bonds from equity
23
9
BrokerD
LMT
90
null
null
Normal monitoring
5
-11
109
3
false
Tighten stops on momentum names
P4033
Cautious
IRA
USD
2025-02-24
708,064
65,788
642,276
1
41.9
39.9
5.2
13
AMZN:10.4%;BND:22.5%;HYG:22.5%;TLT:20.3%;VOO:12.0%;XLF:12.4%
US:65.2;EU:8.5;APAC:15.6;EM:10.5;Other:0.2
Value:+0.9;Growth:0.0;Quality:-0.1;Size:+0.5;Momentum:-0.9;LowVol:-0.1
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
8
30
6
hard 10%
160
13.5
Volatile
30.1
3.52
4.4
175
38
74
72
true
Hedge
Buy index puts 1% notional
31
-19
BrokerA
MKT
88
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
63
-21
194
4
false
Monitor dispersion and breadth
P4034
Opportunistic
Taxable
USD
2024-11-20
1,663,489
113,302
1,550,187
1
62.2
16.7
14.6
6.5
BND:23.6%;XLF:17.6%;VTI:23.6%;GLD:23.6%;HYG:11.5%
US:68.2;EU:11.0;APAC:11.7;EM:5.2;Other:3.8
Value:-0.3;Growth:-0.4;Quality:+0.4;Size:-0.2;Momentum:-0.0;LowVol:-0.1
null
5
25
4
trailing 9%
259
26.1
Bull
12.8
4.1
3.1
98
31
80
39
false
Buy
Add to core equity +1%
21
-6
BrokerA
LMT
92
null
null
Normal monitoring
13
-23
117
5
false
Monitor dispersion and breadth
P4035
Systematic
Roth
USD
2024-07-10
1,953,844
170,059
1,783,785
1
55.2
31.1
6.5
7.2
TSLA:20.3%;MUB:17.5%;TLT:12.3%;AAPL:18.1%;BRK.B:17.5%;MSFT:14.3%
US:69.1;EU:14.0;APAC:6.0;EM:9.9;Other:1.1
Value:-0.4;Growth:-0.8;Quality:-0.9;Size:+0.8;Momentum:-0.9;LowVol:-1.0
MaxPos6%
6
25
5.1
hard 12%
215
21.8
Sideways
14.6
4.61
2.1
135
-11
55
36
false
Sell
Trim extended winner -1%
-4
0
BrokerD
MKT
96
null
null
Normal monitoring
31
1
140
5
false
Tax-aware sells next window
P4036
Cautious
Taxable
USD
2025-08-03
337,691
49,772
287,919
1
38.8
39.1
5.9
16.1
AAPL:25.0%;VNQ:25.0%;BND:25.0%;MSFT:25.0%
US:65.4;EU:8.6;APAC:10.6;EM:13.5;Other:1.9
Value:+0.7;Growth:+0.1;Quality:-0.1;Size:-1.0;Momentum:-0.5;LowVol:-0.2
MaxPos5%;NoMargin
6
35
3.3
trailing 10%
122
14.3
Volatile
21.7
3.96
4.1
151
54
69
40
false
Hedge
Add TLT +1% as duration hedge
7
-6
BrokerA
MKT
94
null
null
Normal monitoring
80
20
190
4
false
Within IPS guidelines
P4037
Active
Roth
USD
2024-11-23
894,857
89,803
805,054
1.17
61.5
28.8
0
9.6
VTI:24.6%;TSLA:13.3%;BRK.B:12.8%;TLT:24.6%;MSFT:24.6%
US:68.6;EU:10.5;APAC:11.5;EM:8.4;Other:1.0
Value:-0.1;Growth:-0.5;Quality:+0.3;Size:-0.1;Momentum:-0.9;LowVol:+0.4
MaxPos6%
5
35
5.2
trailing 9%
207
17.1
Volatile
22.6
4.42
3.7
146
53
65
56
false
Buy
Add to core equity +1%
6
-27
BrokerD
VWAP
85
null
null
Normal monitoring
41
-4
155
3
false
Increase defensive factor exposure
P4038
Opportunistic
IRA
USD
2024-09-29
1,688,094
58,449
1,629,645
1
61.1
13.1
17.2
8.6
AAPL:30.6%;QQQ:34.7%;HYG:34.7%
US:68.8;EU:7.9;APAC:12.1;EM:7.8;Other:3.4
Value:+0.6;Growth:-0.5;Quality:+0.3;Size:+0.5;Momentum:-0.5;LowVol:+0.3
MaxPos5%
10
35
6.8
hard 12%
184
29
Bull
17.3
3.69
3.2
95
36
80
60
true
Reduce
Cut high-beta by 2-3%, add cash
33
-29
BrokerA
VWAP
96
Drift>tolerance
Pause
Allocation drift beyond policy bands
99
-11
108
3
false
Tax-aware sells next window
P4039
Opportunistic
Trust
USD
2024-08-03
877,773
36,707
841,066
1
60.2
21.2
9.8
8.9
VNQ:27.6%;AMZN:22.9%;BRK.B:21.9%;QQQ:27.6%
US:68.6;EU:13.1;APAC:6.4;EM:11.2;Other:0.6
Value:-0.0;Growth:+0.7;Quality:+1.0;Size:+0.6;Momentum:-0.2;LowVol:-0.7
null
8
35
5.6
trailing 9%
273
22.4
Bull
16.5
3.75
2
73
15
65
54
false
Buy
Add to core equity +1%
3
-1
BrokerB
MKT
99
null
null
Normal monitoring
0
-39
109
4
false
Tax-aware sells next window
P4040
Active
Taxable
USD
2024-11-23
2,057,164
156,298
1,900,866
1
62.9
21.7
9.3
6
MUB:23.0%;MSFT:19.4%;HYG:23.0%;VNQ:13.1%;GLD:21.6%
US:65.1;EU:8.0;APAC:14.0;EM:9.5;Other:3.4
Value:-0.9;Growth:+0.8;Quality:-0.0;Size:+0.9;Momentum:+0.2;LowVol:-0.1
NoDerivatives
6
30
5
trailing 8%
228
16.7
Bear
32.4
3.03
1.3
138
6
56
91
true
Reduce
Cut high-beta by 2-3%, add cash
11
-15
BrokerC
LMT
99
RegimeShift
Reduce
Volatility spike and breadth deterioration
110
-45
191
5
false
Tighten stops on momentum names
P4041
Hands-off
Taxable
USD
2024-09-12
404,937
20,405
384,532
1
62.5
20.2
10.9
6.4
BRK.B:33.3%;MUB:33.3%;TLT:33.3%
US:65.7;EU:7.1;APAC:13.9;EM:9.0;Other:4.2
Value:-0.7;Growth:-0.9;Quality:0.0;Size:-0.4;Momentum:-0.9;LowVol:-0.3
ESGOnly;MaxPos8%
5
35
3.8
hard 10%
118
15.3
Sideways
14.9
4.37
3.4
106
-12
50
40
false
Rebalance
Shift +1% to bonds from equity
-4
-3
BrokerC
MKT
93
null
null
Normal monitoring
116
14
152
3
false
Tax-aware sells next window
P4042
Systematic
401k
USD
2025-05-06
842,986
46,151
796,835
1
66.5
24.8
0
8.7
BRK.B:29.6%;VTI:35.2%;AMZN:35.2%
US:65.6;EU:14.8;APAC:9.8;EM:3.9;Other:6.0
Value:+0.2;Growth:+0.2;Quality:-0.5;Size:-0.8;Momentum:+0.6;LowVol:+0.6
NoDerivatives
10
30
5.9
trailing 8%
123
21.2
Bull
13
4.75
2.1
101
13
54
36
false
Buy
Add to core equity +1%
-11
10
BrokerA
LMT
88
null
null
Normal monitoring
41
-28
58
5
false
Within IPS guidelines
P4043
Cautious
IRA
USD
2025-10-17
388,287
48,994
339,293
1
45.8
40.3
1.4
12.5
QQQ:26.3%;HYG:36.8%;AMZN:36.8%
US:66.1;EU:13.7;APAC:10.6;EM:6.6;Other:3.0
Value:+0.4;Growth:+0.2;Quality:+0.2;Size:-1.0;Momentum:-0.7;LowVol:+0.3
NoMargin
10
30
4.9
trailing 8%
135
13.4
Bull
13
4.38
2.6
119
96
84
39
true
Rebalance
Rebalance back to target bands
20
-30
BrokerC
MKT
90
VAR>budget
Reduce
Risk above budget threshold
41
0
75
4
false
Within IPS guidelines
P4044
Opportunistic
IRA
USD
2025-07-22
1,013,101
47,308
965,793
1.13
62.3
16.9
13.7
7.1
VTI:33.3%;AAPL:33.3%;HYG:33.3%
US:79.5;EU:7.5;APAC:6.9;EM:3.5;Other:2.8
Value:+0.1;Growth:-0.7;Quality:+0.5;Size:+0.5;Momentum:+0.2;LowVol:+0.4
MaxPos6%
6
35
4.5
trailing 7%
257
26.3
Bull
12.6
3.59
3
94
100
100
35
false
Buy
Add to core equity +1%
-4
-21
BrokerD
LMT
99
null
null
Normal monitoring
62
-24
201
5
false
Monitor dispersion and breadth
P4045
Hands-off
Trust
USD
2025-09-02
496,883
23,048
473,835
1
65.8
25.2
0
8.9
AAPL:21.5%;QQQ:18.2%;VTI:12.8%;MUB:21.5%;AMZN:11.2%;VOO:14.7%
US:76.6;EU:5.4;APAC:9.3;EM:5.2;Other:3.6
Value:+0.1;Growth:+0.3;Quality:+0.3;Size:-0.4;Momentum:-0.1;LowVol:+0.7
MaxPos5%
6
35
5.7
trailing 8%
150
14.9
Sideways
16.6
4.88
2.8
117
33
60
57
false
Sell
Trim extended winner -1%
30
-27
BrokerC
MKT
96
null
null
Normal monitoring
117
-60
115
5
false
Monitor dispersion and breadth
P4046
Systematic
Trust
USD
2025-10-04
1,510,844
74,394
1,436,450
1
59.3
20.9
12.1
7.7
VTI:13.5%;QQQ:22.7%;GLD:22.7%;TLT:18.4%;MUB:22.7%
US:59.4;EU:13.6;APAC:16.8;EM:7.3;Other:2.9
Value:+0.8;Growth:+0.3;Quality:-0.8;Size:-0.7;Momentum:+0.1;LowVol:-0.2
null
8
30
5.9
trailing 9%
125
27.3
Volatile
21
4.34
3.7
120
78
96
56
true
Hedge
Buy index puts 1% notional
21
-27
BrokerC
VWAP
87
VAR>budget
TightenStops
Risk above budget threshold
87
13
130
5
false
Increase defensive factor exposure
P4047
Opportunistic
Taxable
USD
2024-08-14
1,623,674
127,447
1,496,227
1.06
72.7
19.8
0
7.5
VOO:33.7%;VNQ:32.6%;IEF:33.7%
US:61.6;EU:19.6;APAC:7.8;EM:6.7;Other:4.3
Value:+0.1;Growth:+1.0;Quality:-0.2;Size:+0.3;Momentum:-0.5;LowVol:-0.4
MaxPos6%
7
30
5.7
trailing 9%
190
22
Bull
11.1
4.98
2.4
71
98
100
48
true
Hedge
Buy index puts 1% notional
33
-8
BrokerD
MKT
90
VAR>budget
Hedge
Risk above budget threshold
4
13
107
3
false
Tighten stops on momentum names
P4048
Hands-off
401k
USD
2024-10-21
770,843
76,986
693,857
1
62.7
29.2
0
8.2
XLF:16.2%;AMZN:11.3%;GLD:14.6%;TLT:14.3%;MSFT:21.8%;VNQ:21.8%
US:66.8;EU:13.3;APAC:10.6;EM:8.7;Other:0.7
Value:+0.9;Growth:-0.2;Quality:-0.1;Size:+0.2;Momentum:+1.0;LowVol:-0.2
NoDerivatives
6
35
5
trailing 8%
141
14.7
Bull
11.3
4.21
2.6
106
102
100
31
false
Rebalance
Shift +1% to bonds from equity
0
-8
BrokerD
MKT
99
null
null
Normal monitoring
41
-59
37
4
false
Monitor dispersion and breadth
P4049
Systematic
Taxable
USD
2024-09-29
1,812,643
156,826
1,655,817
1
64.9
24.6
1.9
8.5
HYG:25.0%;MSFT:27.8%;VTI:27.8%;TLT:19.3%
US:68.5;EU:11.2;APAC:7.8;EM:10.8;Other:1.6
Value:+0.7;Growth:+0.3;Quality:-0.4;Size:-0.6;Momentum:+0.3;LowVol:+0.2
null
10
30
5.7
trailing 8%
171
27.6
Sideways
17.8
4.33
2.9
124
-14
53
52
false
NoAction
Within bands; monitor
4
1
BrokerA
MKT
0
null
null
Normal monitoring
-39
7
74
4
false
Monitor dispersion and breadth
P4050
Active
Trust
USD
2024-11-19
728,286
75,542
652,744
1
64.9
27.5
0
7.7
AMZN:33.3%;HYG:33.3%;TLT:33.3%
US:67.9;EU:16.7;APAC:10.7;EM:2.8;Other:1.9
Value:-0.9;Growth:+0.2;Quality:-0.6;Size:+1.0;Momentum:+0.6;LowVol:+0.6
MaxPos7%
6
25
4.3
trailing 8%
194
21.4
Bull
14.7
3.62
2.2
107
106
100
52
false
Sell
Trim extended winner -1%
19
-6
BrokerB
LMT
89
null
null
Normal monitoring
55
10
56
5
false
Tax-aware sells next window
P4051
Opportunistic
Roth
USD
2025-02-21
1,108,489
53,673
1,054,816
1
60.3
17
18.5
4.2
QQQ:23.8%;GLD:23.8%;XLF:23.8%;VTI:16.6%;MSFT:12.1%
US:64.7;EU:7.7;APAC:14.4;EM:8.9;Other:4.3
Value:-0.8;Growth:-0.0;Quality:-0.9;Size:+0.7;Momentum:+0.6;LowVol:+0.7
null
7
35
4.6
trailing 9%
220
25.5
Bear
32.1
3.3
2.7
194
-76
5
80
true
Hedge
Buy index puts 1% notional
-4
3
BrokerA
VWAP
87
VAR>budget
TightenStops
Risk above budget threshold
118
-50
116
4
false
Tax-aware sells next window
P4052
Hands-off
IRA
USD
2025-12-11
696,545
62,046
634,499
1
67
24.7
0
8.3
TLT:33.3%;BND:33.3%;GLD:33.3%
US:71.0;EU:6.9;APAC:11.7;EM:8.3;Other:2.0
Value:+0.1;Growth:+0.3;Quality:+0.2;Size:+0.7;Momentum:+0.6;LowVol:+0.1
ESGOnly
10
30
4.5
trailing 10%
117
15
Bear
34.4
3.84
2.6
173
26
77
93
true
Reduce
Cut high-beta by 2-3%, add cash
9
-3
BrokerC
LMT
86
Drift>tolerance
Hedge
Allocation drift beyond policy bands
4
-5
46
5
false
Monitor dispersion and breadth
P4053
Systematic
Trust
USD
2024-10-04
1,215,797
76,140
1,139,657
1
63.7
28.1
0
8.2
MUB:22.1%;HYG:7.5%;QQQ:22.1%;VTI:22.1%;AAPL:15.8%;TLT:10.3%
US:69.6;EU:8.9;APAC:10.4;EM:6.3;Other:4.7
Value:-0.4;Growth:-0.2;Quality:-0.6;Size:+0.2;Momentum:+0.4;LowVol:-0.5
null
8
35
5
trailing 8%
201
21
Bear
33.2
3.97
1.7
174
24
75
83
true
Rebalance
Rebalance back to target bands
21
-22
BrokerA
MKT
95
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-41
-43
61
5
false
Within IPS guidelines
P4054
Opportunistic
IRA
USD
2025-08-20
1,590,268
64,265
1,526,003
1
64.8
12.1
16
7.1
TSLA:8.8%;BRK.B:7.7%;GLD:23.1%;VTI:14.9%;MUB:23.1%;AAPL:22.4%
US:73.5;EU:6.4;APAC:6.6;EM:11.5;Other:2.1
Value:+0.5;Growth:-0.1;Quality:+0.8;Size:-0.5;Momentum:+0.1;LowVol:-0.0
null
8
25
6.3
trailing 9%
251
33.9
Volatile
24.6
3.96
2.3
133
42
75
66
true
Rebalance
Rebalance back to target bands
-15
8
BrokerD
LMT
94
Drift>tolerance
Hedge
Allocation drift beyond policy bands
89
-40
174
4
false
Tax-aware sells next window
P4055
Opportunistic
Trust
USD
2025-04-02
1,510,144
60,294
1,449,850
1
71.1
19.7
0.2
8.9
BRK.B:24.8%;QQQ:12.5%;VOO:24.8%;VTI:24.8%;IEF:13.1%
US:72.6;EU:12.1;APAC:4.8;EM:6.8;Other:3.8
Value:-0.1;Growth:-0.4;Quality:-0.8;Size:-0.8;Momentum:-0.7;LowVol:-0.9
MaxPos5%
5
35
4.3
trailing 7%
236
22.1
Bull
14.4
3.82
2.9
85
95
83
44
false
Buy
Add to core equity +1%
-7
-5
BrokerC
MKT
97
null
null
Normal monitoring
101
10
236
5
false
Increase defensive factor exposure
P4056
Hands-off
Trust
USD
2025-07-20
860,378
68,085
792,293
1
67.3
24.1
2.8
5.7
TSLA:13.1%;MUB:20.6%;VOO:15.2%;MSFT:17.8%;IEF:12.5%;XLF:20.6%
US:72.4;EU:14.6;APAC:5.4;EM:7.2;Other:0.4
Value:+1.0;Growth:+0.3;Quality:+0.1;Size:+1.0;Momentum:+1.0;LowVol:+0.5
ESGOnly;NoDerivatives
10
25
3.8
hard 10%
108
17.6
Sideways
16.7
3.86
3.3
104
-12
45
50
false
Hedge
Add TLT +1% as duration hedge
32
-13
BrokerB
VWAP
88
null
null
Normal monitoring
-20
-24
109
3
false
Within IPS guidelines
P4057
Opportunistic
Taxable
USD
2025-09-29
937,257
82,599
854,658
1
70.5
20.2
4
5.4
VOO:33.3%;BND:33.3%;MSFT:33.3%
US:61.4;EU:13.6;APAC:12.2;EM:11.7;Other:1.1
Value:-0.5;Growth:-0.3;Quality:+0.9;Size:-0.6;Momentum:+0.5;LowVol:+0.1
null
8
35
5.6
trailing 9%
174
26.6
Bear
27.1
3.99
1
192
-58
22
72
true
Hedge
Buy index puts 1% notional
13
-16
BrokerA
LMT
88
Drift>tolerance
Reduce
Allocation drift beyond policy bands
71
-49
57
3
false
Increase defensive factor exposure
P4058
Opportunistic
Taxable
USD
2025-03-06
1,420,831
96,758
1,324,073
1
75.9
14
5.2
4.9
MSFT:25.1%;IEF:25.1%;AAPL:15.4%;AMZN:25.1%;XLF:9.5%
US:66.2;EU:12.3;APAC:16.1;EM:4.7;Other:0.6
Value:+0.8;Growth:+0.8;Quality:+0.6;Size:-0.2;Momentum:+0.1;LowVol:-0.8
NoDerivatives
10
35
5
trailing 7%
193
23.9
Bull
18
4.19
2.5
93
119
100
71
false
Sell
Trim extended winner -1%
30
-31
BrokerC
LMT
93
null
null
Normal monitoring
-56
0
-58
4
false
Tighten stops on momentum names
P4059
Opportunistic
Taxable
USD
2025-11-01
330,888
18,594
312,294
1
76.7
12.9
4
6.4
XLF:24.2%;AMZN:25.3%;VTI:25.3%;TLT:25.1%
US:67.5;EU:15.9;APAC:9.0;EM:6.6;Other:1.0
Value:-0.3;Growth:-0.2;Quality:-0.7;Size:-0.5;Momentum:+0.6;LowVol:+0.3
null
6
35
5.7
trailing 9%
249
27.6
Bull
13.1
4.81
2.6
90
61
76
46
true
Hedge
Buy index puts 1% notional
32
-27
BrokerA
LMT
96
Drift>tolerance
Pause
Allocation drift beyond policy bands
30
3
11
5
false
Increase defensive factor exposure
P4060
Hands-off
Trust
USD
2025-05-22
470,277
45,963
424,314
1
62.2
21.4
8.3
8.2
TLT:12.7%;MSFT:24.7%;VTI:24.7%;HYG:13.3%;IEF:24.7%
US:67.4;EU:12.0;APAC:5.2;EM:10.9;Other:4.6
Value:+0.6;Growth:+0.1;Quality:+0.9;Size:-0.1;Momentum:-0.1;LowVol:-0.6
ESGOnly;MaxPos8%
7
30
4.8
trailing 10%
90
13.1
Volatile
25
4.79
2.5
119
-27
41
72
true
Reduce
Cut high-beta by 2-3%, add cash
-14
-6
BrokerD
LMT
90
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-13
-11
46
3
false
Tax-aware sells next window
P4061
Systematic
Taxable
USD
2024-07-23
868,690
54,707
813,983
1
67.5
26.2
0.9
5.4
TLT:33.3%;QQQ:33.3%;BRK.B:33.3%
US:62.9;EU:12.1;APAC:9.7;EM:9.8;Other:5.5
Value:-0.2;Growth:-0.8;Quality:+0.8;Size:+0.7;Momentum:-0.5;LowVol:-0.4
null
6
25
5.6
trailing 8%
154
16.8
Volatile
28.5
5.09
2.5
138
73
88
84
true
Reduce
Cut high-beta by 2-3%, add cash
4
-32
BrokerA
LMT
85
VAR>budget
TightenStops
Risk above budget threshold
64
-32
176
5
false
Tax-aware sells next window
P4062
Systematic
Trust
USD
2025-06-23
1,187,512
85,508
1,102,004
1
64.3
28.3
0
7.4
BRK.B:21.4%;HYG:20.4%;IEF:21.4%;MSFT:15.3%;BND:21.4%
US:65.4;EU:15.5;APAC:9.6;EM:5.9;Other:3.7
Value:+0.2;Growth:-0.2;Quality:+0.2;Size:-0.7;Momentum:-0.7;LowVol:-0.4
MaxPos5%
6
25
5.2
trailing 9%
136
24.7
Volatile
29.4
4.53
3.7
176
80
100
80
true
Reduce
Cut high-beta by 2-3%, add cash
23
-31
BrokerD
LMT
100
VAR>budget
TightenStops
Risk above budget threshold
56
-57
176
2
false
Monitor dispersion and breadth
P4063
Systematic
Roth
USD
2025-01-26
1,871,599
80,799
1,790,800
1
58.9
23.4
11.4
6.3
MSFT:17.3%;AMZN:27.6%;VNQ:27.6%;BRK.B:27.6%
US:65.3;EU:12.9;APAC:12.7;EM:8.5;Other:0.6
Value:+0.1;Growth:-0.5;Quality:-0.9;Size:-0.2;Momentum:+1.0;LowVol:+0.1
null
10
35
5.6
trailing 9%
178
26
Sideways
15.6
4.63
2.2
139
58
78
42
false
Buy
Add to core equity +1%
26
1
BrokerB
LMT
97
null
null
Normal monitoring
21
-23
-12
4
false
Increase defensive factor exposure
P4064
Opportunistic
Trust
USD
2025-02-15
698,189
40,472
657,717
1
69.9
14.4
9
6.8
TLT:33.3%;GLD:33.3%;TSLA:33.3%
US:66.1;EU:15.0;APAC:12.3;EM:5.8;Other:0.7
Value:-0.7;Growth:-0.6;Quality:0.0;Size:-0.5;Momentum:+1.0;LowVol:-0.9
MaxPos5%
6
30
4.1
hard 12%
175
23.8
Volatile
26.1
3.61
2.3
139
66
95
80
true
Hedge
Buy index puts 1% notional
31
-4
BrokerC
MKT
99
Drift>tolerance
Reduce
Allocation drift beyond policy bands
47
-32
157
4
false
Tax-aware sells next window
P4065
Opportunistic
Trust
USD
2024-08-14
794,267
68,890
725,377
1
66.1
14.4
10.9
8.6
IEF:23.7%;MSFT:23.7%;VTI:13.0%;AAPL:23.7%;MUB:16.0%
US:60.3;EU:17.6;APAC:11.6;EM:7.0;Other:3.5
Value:+1.0;Growth:+0.5;Quality:+0.5;Size:+0.9;Momentum:+0.9;LowVol:-0.3
MaxPos7%;NoDerivatives
8
25
6.9
hard 12%
193
33.8
Volatile
24.1
4.69
3.1
151
-33
42
76
true
Hedge
Buy index puts 1% notional
16
10
BrokerC
MKT
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
27
-32
44
4
false
Monitor dispersion and breadth
P4066
Cautious
IRA
USD
2025-02-21
693,886
90,030
603,856
1
48.2
36
0
15.9
GLD:27.7%;VOO:27.7%;AAPL:16.8%;TSLA:27.7%
US:67.9;EU:14.9;APAC:10.3;EM:3.9;Other:3.0
Value:+0.1;Growth:-0.4;Quality:+0.3;Size:+0.1;Momentum:+0.5;LowVol:-0.4
ESGOnly;NoMargin
8
35
3.1
trailing 8%
126
14.5
Volatile
29.3
4.54
4.1
138
-36
40
73
true
Rebalance
Rebalance back to target bands
-4
-5
BrokerC
MKT
91
VAR>budget
Hedge
Risk above budget threshold
-49
-6
-70
5
false
Tighten stops on momentum names
P4067
Active
Roth
USD
2025-01-05
2,213,206
226,195
1,987,011
1.19
64.1
24.5
2
9.5
IEF:14.8%;BND:24.0%;HYG:24.0%;MSFT:13.0%;BRK.B:24.0%
US:61.7;EU:14.1;APAC:11.9;EM:10.8;Other:1.5
Value:+0.6;Growth:-0.1;Quality:-0.3;Size:+0.8;Momentum:+0.9;LowVol:+0.6
null
5
25
5.3
hard 12%
219
17.5
Volatile
29.9
5.24
3.4
152
7
41
86
true
Reduce
Cut high-beta by 2-3%, add cash
-12
-31
BrokerB
VWAP
97
Drift>tolerance
Hedge
Allocation drift beyond policy bands
56
-34
94
5
false
Monitor dispersion and breadth
P4068
Opportunistic
Roth
USD
2024-11-17
1,675,199
134,266
1,540,933
1.09
68
18.9
6.4
6.7
BRK.B:24.9%;VNQ:11.8%;BND:24.9%;MUB:13.5%;AMZN:24.9%
US:55.7;EU:20.5;APAC:12.5;EM:9.8;Other:1.5
Value:-0.1;Growth:+0.2;Quality:-0.7;Size:-0.9;Momentum:+0.9;LowVol:+0.7
null
10
35
7
trailing 7%
273
27.5
Sideways
14.6
3.86
2.9
139
22
76
45
false
Sell
Trim extended winner -1%
-15
5
BrokerC
MKT
88
null
null
Normal monitoring
17
-24
3
3
false
Increase defensive factor exposure
P4069
Cautious
Taxable
USD
2024-09-12
476,713
38,364
438,349
1
40.3
31
16.2
12.5
MUB:33.3%;VNQ:33.3%;TLT:33.3%
US:66.2;EU:12.6;APAC:14.3;EM:5.6;Other:1.2
Value:+0.6;Growth:-0.1;Quality:+0.7;Size:+0.3;Momentum:-0.7;LowVol:+0.9
NoMargin
8
35
3.1
trailing 8%
109
12.2
Sideways
15.8
4.93
2.7
119
52
74
25
false
Rebalance
Shift +1% to bonds from equity
16
7
BrokerD
MKT
95
null
null
Normal monitoring
12
-25
88
4
false
Tax-aware sells next window
P4070
Hands-off
IRA
USD
2025-05-26
393,681
19,122
374,559
1
55.7
18
18.1
8.2
TLT:33.3%;MSFT:33.3%;VTI:33.3%
US:71.8;EU:13.3;APAC:5.9;EM:4.8;Other:4.1
Value:-0.5;Growth:+0.6;Quality:-0.9;Size:+1.0;Momentum:-0.6;LowVol:-0.1
ESGOnly
10
25
3.7
trailing 8%
98
15.9
Bear
23.2
3.34
2.4
146
-28
51
49
false
Buy
Add to core equity +1%
20
1
BrokerD
LMT
99
null
null
Normal monitoring
26
-15
-14
4
false
Tighten stops on momentum names
P4071
Systematic
Trust
USD
2025-03-27
1,869,558
106,358
1,763,200
1
55.7
30.9
5.3
8.1
BRK.B:19.2%;BND:26.9%;VNQ:26.9%;TLT:26.9%
US:74.6;EU:8.1;APAC:9.0;EM:5.5;Other:2.9
Value:-0.3;Growth:-0.2;Quality:+0.8;Size:+1.0;Momentum:+0.7;LowVol:+0.7
MaxPos5%;NoDerivatives
8
25
4.6
hard 12%
226
21.4
Volatile
27.8
3.81
3
175
-44
16
62
false
Sell
Trim extended winner -1%
25
8
BrokerC
MKT
86
null
null
Normal monitoring
109
6
232
4
false
Monitor dispersion and breadth
P4072
Hands-off
401k
USD
2024-07-11
559,975
30,548
529,427
1
62.5
29.7
2.7
5.2
AAPL:28.4%;XLF:28.2%;MUB:14.9%;IEF:28.4%
US:62.0;EU:15.6;APAC:13.8;EM:6.8;Other:1.9
Value:+0.1;Growth:+0.4;Quality:-0.5;Size:-0.0;Momentum:-0.8;LowVol:-0.1
NoDerivatives
10
30
3.4
trailing 10%
100
16.8
Bear
26.9
3.99
2.6
202
-21
52
72
true
Hedge
Buy index puts 1% notional
-10
-39
BrokerA
MKT
95
VAR>budget
Hedge
Risk above budget threshold
84
-32
183
4
false
Monitor dispersion and breadth
P4073
Active
Trust
USD
2025-05-08
599,830
42,102
557,728
1
65.1
27.7
0
7.1
VTI:27.5%;VNQ:27.5%;AMZN:17.5%;VOO:27.5%
US:62.2;EU:20.5;APAC:9.2;EM:3.9;Other:4.3
Value:-0.1;Growth:+0.4;Quality:+0.4;Size:-0.2;Momentum:+0.9;LowVol:-0.2
NoDerivatives
7
35
5
trailing 8%
187
24.4
Sideways
19.6
4.94
2.8
136
9
46
65
false
Rebalance
Shift +1% to bonds from equity
13
-30
BrokerA
LMT
100
null
null
Normal monitoring
-60
-59
-37
3
false
Tax-aware sells next window
P4074
Active
401k
USD
2025-01-12
816,849
76,323
740,526
1
61
24.6
6.6
7.9
IEF:19.1%;AMZN:23.7%;VTI:23.7%;VOO:9.9%;QQQ:23.7%
US:68.1;EU:10.8;APAC:12.4;EM:7.8;Other:0.9
Value:+0.1;Growth:+1.0;Quality:+1.0;Size:-1.0;Momentum:+0.2;LowVol:+0.4
null
5
30
4.9
trailing 9%
163
26.3
Bear
31.5
4.49
2.8
132
-8
55
71
true
Hedge
Buy index puts 1% notional
35
-17
BrokerC
MKT
88
VAR>budget
Reduce
Risk above budget threshold
36
-48
136
2
false
Tighten stops on momentum names
P4075
Cautious
Roth
USD
2025-03-16
883,594
136,114
747,480
1
44.2
40.5
0
15.4
MUB:27.7%;AAPL:16.8%;VNQ:27.7%;MSFT:27.7%
US:59.2;EU:13.8;APAC:12.1;EM:11.7;Other:3.2
Value:-0.4;Growth:+0.1;Quality:+0.2;Size:+0.9;Momentum:+0.3;LowVol:-1.0
MaxPos6%;NoDerivatives;NoMargin
6
25
3.8
hard 10%
110
16.4
Volatile
22.6
3.88
2.7
135
-44
15
43
true
Rebalance
Rebalance back to target bands
14
-35
BrokerC
MKT
99
RegimeShift
TightenStops
Volatility spike and breadth deterioration
36
-47
-3
5
false
Within IPS guidelines
P4076
Hands-off
Taxable
USD
2025-09-28
150,846
12,452
138,394
1
57.4
25.8
8.5
8.3
VNQ:16.3%;IEF:27.9%;QQQ:27.9%;MUB:27.9%
US:62.5;EU:19.3;APAC:7.6;EM:8.2;Other:2.4
Value:+0.4;Growth:0.0;Quality:-0.9;Size:-0.1;Momentum:-0.9;LowVol:+0.4
ESGOnly
5
25
5.9
hard 10%
126
18.9
Bear
29.8
4.29
2.1
173
-56
13
81
true
Hedge
Buy index puts 1% notional
5
8
BrokerA
LMT
91
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
96
-57
86
5
true
Tighten stops on momentum names
P4077
Hands-off
Trust
USD
2025-04-22
167,608
14,523
153,085
1
66.6
26.2
0
7.2
QQQ:13.9%;IEF:27.0%;AAPL:17.1%;BND:15.1%;VTI:27.0%
US:76.5;EU:7.8;APAC:6.9;EM:8.5;Other:0.3
Value:+0.7;Growth:+0.5;Quality:-0.1;Size:-0.7;Momentum:+0.4;LowVol:-0.3
null
5
25
3.6
trailing 8%
113
15.8
Volatile
29.1
4.62
4.2
163
18
69
81
true
Hedge
Buy index puts 1% notional
10
-28
BrokerC
LMT
89
Drift>tolerance
Hedge
Allocation drift beyond policy bands
72
-57
80
3
true
Tax-aware sells next window
P4078
Hands-off
Trust
USD
2025-01-12
788,917
56,705
732,212
1
66.8
23
3.4
6.7
BRK.B:13.7%;TSLA:20.5%;TLT:18.7%;HYG:23.6%;VNQ:23.6%
US:58.4;EU:19.9;APAC:11.4;EM:9.4;Other:1.0
Value:-0.4;Growth:-0.4;Quality:+0.9;Size:+0.6;Momentum:-0.8;LowVol:-0.4
MaxPos5%;NoDerivatives
5
25
3.7
trailing 8%
163
13.9
Bull
13.1
4.07
2.5
112
109
97
39
false
NoAction
Within bands; monitor
30
-7
BrokerA
MKT
0
null
null
Normal monitoring
-2
9
-23
5
false
Tighten stops on momentum names
P4079
Systematic
Taxable
USD
2025-06-30
1,917,597
183,718
1,733,879
1
61.5
33.1
0
5.4
TSLA:21.2%;BND:12.0%;GLD:15.9%;BRK.B:20.8%;AAPL:9.0%;VOO:21.2%
US:74.6;EU:11.5;APAC:8.8;EM:5.0;Other:0.2
Value:+0.4;Growth:+0.1;Quality:+0.6;Size:+0.9;Momentum:+0.6;LowVol:+0.2
null
8
35
5.8
trailing 8%
196
25.1
Volatile
26.7
3.77
2.8
175
2
64
71
true
Reduce
Cut high-beta by 2-3%, add cash
21
-25
BrokerA
LMT
100
VAR>budget
TightenStops
Risk above budget threshold
99
-30
161
4
false
Tax-aware sells next window
P4080
Cautious
Trust
USD
2024-12-22
303,925
48,023
255,902
1
41
42.8
0.7
15.5
XLF:28.5%;TLT:18.9%;GLD:24.1%;TSLA:28.5%
US:68.4;EU:15.3;APAC:6.4;EM:7.0;Other:2.9
Value:+0.1;Growth:-0.4;Quality:+0.1;Size:+0.3;Momentum:+1.0;LowVol:+0.7
ESGOnly;NoMargin
5
35
5.4
trailing 8%
109
19.6
Bull
16
3.7
3.5
109
54
72
30
false
Rebalance
Shift +1% to bonds from equity
5
10
BrokerD
VWAP
91
null
null
Normal monitoring
-58
-51
1
3
false
Within IPS guidelines
P4081
Active
Taxable
USD
2025-08-22
1,883,334
134,285
1,749,049
1
67.8
20.9
4
7.3
TSLA:10.9%;BND:15.9%;MUB:23.1%;QQQ:10.1%;HYG:23.1%;GLD:17.0%
US:75.2;EU:9.3;APAC:10.0;EM:4.2;Other:1.3
Value:-0.8;Growth:-0.2;Quality:+0.6;Size:-0.2;Momentum:-0.2;LowVol:-0.2
null
6
35
4.8
hard 12%
124
26
Bear
33.2
3.38
1.4
176
-28
48
79
true
Hedge
Buy index puts 1% notional
-9
-4
BrokerB
LMT
97
VAR>budget
Hedge
Risk above budget threshold
75
-56
191
5
false
Increase defensive factor exposure
P4082
Cautious
Trust
USD
2025-09-08
514,787
46,315
468,472
1
46
42.8
0
11.2
GLD:33.3%;AMZN:33.3%;HYG:33.3%
US:72.3;EU:7.8;APAC:12.6;EM:5.2;Other:2.1
Value:-0.2;Growth:+0.8;Quality:-0.9;Size:-0.5;Momentum:-0.8;LowVol:-1.0
NoDerivatives;NoMargin
7
30
4.1
hard 10%
147
16.5
Bull
17.1
3.56
2.2
94
17
52
39
false
Buy
Add to core equity +1%
-2
-34
BrokerA
MKT
91
null
null
Normal monitoring
78
-29
119
4
false
Within IPS guidelines
P4083
Opportunistic
Roth
USD
2024-10-02
1,682,929
67,943
1,614,986
1
66.5
11.6
14.9
7
XLF:33.3%;MUB:33.3%;BRK.B:33.3%
US:58.9;EU:14.1;APAC:14.1;EM:9.3;Other:3.5
Value:+0.4;Growth:-0.5;Quality:+0.1;Size:-0.6;Momentum:+0.9;LowVol:-0.3
MaxPos8%
8
35
5.1
trailing 9%
221
26.1
Bull
16.9
3.74
3.4
87
16
43
43
false
Hedge
Add TLT +1% as duration hedge
-13
-17
BrokerC
LMT
88
null
null
Normal monitoring
103
-11
151
3
false
Tighten stops on momentum names
P4084
Systematic
Roth
USD
2024-08-04
1,990,874
175,432
1,815,442
1
58.1
22
14.8
5.1
BND:27.1%;QQQ:18.8%;MSFT:27.1%;GLD:27.1%
US:62.1;EU:14.6;APAC:9.0;EM:10.5;Other:3.8
Value:-0.6;Growth:+0.9;Quality:-0.7;Size:+0.5;Momentum:-0.2;LowVol:-0.7
null
8
30
5.6
hard 12%
193
25.1
Volatile
30.2
4.04
2.8
144
-11
59
78
true
Reduce
Cut high-beta by 2-3%, add cash
6
8
BrokerC
LMT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
27
-30
55
2
false
Increase defensive factor exposure
P4085
Cautious
Roth
USD
2025-08-30
208,404
28,559
179,845
1
49.8
33.6
2.5
14.1
IEF:24.3%;TLT:23.9%;VOO:25.9%;BND:25.9%
US:74.5;EU:10.2;APAC:7.8;EM:6.8;Other:0.6
Value:-0.5;Growth:+0.4;Quality:-0.6;Size:-0.2;Momentum:+0.9;LowVol:-0.5
ESGOnly;MaxPos6%;NoMargin
7
30
3
hard 10%
108
16.6
Bear
24.7
4.43
1.8
171
-117
5
59
false
Rebalance
Shift +1% to bonds from equity
22
-26
BrokerB
MKT
90
null
null
Normal monitoring
74
2
208
3
false
Tighten stops on momentum names
P4086
Opportunistic
Roth
USD
2025-10-04
519,077
20,790
498,287
1
73.5
20.8
0
5.7
VOO:20.8%;MUB:9.5%;MSFT:17.6%;AAPL:17.1%;BND:21.2%;TSLA:13.8%
US:75.0;EU:9.9;APAC:5.8;EM:6.3;Other:2.9
Value:+0.8;Growth:+0.2;Quality:-0.8;Size:-0.2;Momentum:-0.5;LowVol:+0.3
MaxPos5%
10
25
4
trailing 9%
171
32.2
Volatile
31.9
4.36
3
171
-15
31
92
true
Hedge
Buy index puts 1% notional
33
-31
BrokerA
MKT
85
Drift>tolerance
Hedge
Allocation drift beyond policy bands
114
-58
204
5
false
Increase defensive factor exposure
P4087
Hands-off
IRA
USD
2025-08-21
602,372
48,300
554,072
1
58.9
19.5
15.1
6.5
MUB:21.6%;AMZN:21.6%;HYG:21.6%;QQQ:19.1%;XLF:16.3%
US:68.3;EU:13.8;APAC:11.4;EM:5.1;Other:1.4
Value:-0.0;Growth:+0.8;Quality:+0.8;Size:-0.2;Momentum:-0.6;LowVol:+0.4
MaxPos7%
7
30
4.8
trailing 10%
122
19.1
Volatile
25.4
4.59
3.1
117
75
84
60
false
Rebalance
Shift +1% to bonds from equity
-8
0
BrokerA
LMT
88
null
null
Normal monitoring
29
-8
29
5
false
Tax-aware sells next window
P4088
Systematic
Roth
USD
2025-05-20
1,379,510
85,484
1,294,026
1
61.9
28.6
0
9.5
TLT:30.9%;AAPL:34.6%;BRK.B:34.6%
US:75.7;EU:5.8;APAC:5.6;EM:9.1;Other:3.8
Value:+0.4;Growth:-1.0;Quality:-0.2;Size:-0.8;Momentum:+0.3;LowVol:-0.8
null
10
30
4.3
hard 12%
226
21.3
Volatile
28.2
4.16
2.2
146
-34
19
73
true
Hedge
Buy index puts 1% notional
24
-22
BrokerC
VWAP
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
43
-54
136
2
false
Tax-aware sells next window
P4089
Hands-off
Roth
USD
2024-11-08
388,435
26,593
361,842
1
61.2
20.8
11.5
6.6
BND:28.6%;AMZN:15.3%;MSFT:28.6%;AAPL:27.6%
US:71.5;EU:8.9;APAC:16.1;EM:3.4;Other:0.1
Value:-0.4;Growth:-0.5;Quality:-0.8;Size:-0.1;Momentum:+0.8;LowVol:-0.3
NoDerivatives
7
25
3.4
hard 10%
122
19.8
Bear
33.4
4.23
3
139
29
73
89
true
Reduce
Cut high-beta by 2-3%, add cash
8
-4
BrokerA
MKT
91
VAR>budget
Reduce
Risk above budget threshold
93
-52
107
3
false
Increase defensive factor exposure
P4090
Opportunistic
Trust
USD
2025-12-15
1,428,392
62,701
1,365,691
1
76.8
17.6
0
5.7
VNQ:19.8%;QQQ:20.7%;MUB:20.7%;VOO:13.0%;BRK.B:6.0%;MSFT:19.8%
US:64.2;EU:17.5;APAC:6.5;EM:9.7;Other:2.0
Value:-0.8;Growth:+0.4;Quality:-0.9;Size:-0.1;Momentum:-0.7;LowVol:+0.8
MaxPos6%
10
35
5.9
trailing 7%
201
20.7
Bull
14
4.38
2.9
100
114
100
54
false
Rebalance
Shift +1% to bonds from equity
9
-16
BrokerC
MKT
86
null
null
Normal monitoring
-33
-5
70
4
false
Increase defensive factor exposure
P4091
Opportunistic
Trust
USD
2025-05-21
401,044
32,306
368,738
1
61.3
10.9
23.5
4.2
IEF:22.9%;QQQ:18.8%;GLD:20.2%;VTI:22.9%;MUB:15.2%
US:67.8;EU:16.2;APAC:5.9;EM:5.4;Other:4.6
Value:+0.1;Growth:+0.5;Quality:+0.8;Size:+0.2;Momentum:-0.8;LowVol:+0.7
MaxPos6%;NoDerivatives
10
35
5.1
trailing 9%
248
20.8
Bull
17.4
3.68
2.8
72
62
68
43
false
NoAction
Within bands; monitor
33
-25
BrokerD
LMT
96
null
null
Normal monitoring
3
16
-22
4
false
Within IPS guidelines
P4092
Active
Taxable
USD
2025-09-13
1,786,612
151,424
1,635,188
1.11
64.3
29.1
0
6.6
XLF:26.2%;MSFT:21.5%;HYG:26.2%;GLD:26.2%
US:59.1;EU:13.1;APAC:11.9;EM:12.2;Other:3.8
Value:+0.7;Growth:-0.6;Quality:+1.0;Size:+0.8;Momentum:-0.7;LowVol:+0.1
MaxPos6%
6
35
6
hard 12%
224
21.2
Volatile
21
4.6
2.6
155
56
76
61
false
Sell
Trim extended winner -1%
-7
15
BrokerC
MKT
86
null
null
Normal monitoring
79
-18
188
5
false
Tax-aware sells next window
P4093
Opportunistic
IRA
USD
2025-02-13
1,395,217
118,514
1,276,703
1.14
62.8
10.7
21.6
4.9
GLD:33.3%;AMZN:33.3%;MUB:33.3%
US:60.6;EU:17.1;APAC:11.0;EM:7.5;Other:3.8
Value:+0.4;Growth:+0.2;Quality:-0.1;Size:-0.7;Momentum:-0.2;LowVol:+0.2
null
6
35
6.3
hard 12%
244
32
Sideways
18.6
3.73
3.4
101
49
75
63
false
Sell
Trim extended winner -1%
10
5
BrokerC
MKT
86
null
null
Normal monitoring
-6
5
132
5
false
Monitor dispersion and breadth
P4094
Cautious
401k
USD
2025-01-01
277,754
38,675
239,079
1
41.6
32.9
8.9
16.5
BRK.B:28.3%;AMZN:15.1%;VNQ:28.3%;MSFT:28.3%
US:66.7;EU:9.0;APAC:15.0;EM:7.9;Other:1.5
Value:-0.6;Growth:-1.0;Quality:+0.8;Size:-0.9;Momentum:-1.0;LowVol:+0.7
NoDerivatives;NoMargin
7
30
3.6
trailing 8%
98
19.8
Sideways
18.4
4.54
2.8
102
-22
42
44
false
Sell
Trim extended winner -1%
15
-15
BrokerC
LMT
95
null
null
Normal monitoring
58
-3
184
3
false
Within IPS guidelines
P4095
Hands-off
Taxable
USD
2024-08-06
555,005
35,292
519,713
1
65.6
26.6
0
7.7
TSLA:33.3%;TLT:33.3%;BND:33.3%
US:69.4;EU:10.5;APAC:12.3;EM:7.8;Other:0.0
Value:+0.9;Growth:-0.6;Quality:+0.2;Size:+0.5;Momentum:-0.8;LowVol:-0.0
ESGOnly
8
35
5.4
trailing 10%
151
16.9
Volatile
22.4
4.34
3.5
134
78
96
61
false
Sell
Trim extended winner -1%
4
4
BrokerB
VWAP
92
null
null
Normal monitoring
-27
8
93
4
false
Monitor dispersion and breadth
P4096
Opportunistic
401k
USD
2024-08-16
1,294,990
92,178
1,202,812
1
68.3
17.2
7.6
7
AAPL:17.6%;MSFT:24.8%;HYG:19.6%;TLT:13.1%;IEF:24.8%
US:73.6;EU:12.2;APAC:6.8;EM:6.2;Other:1.2
Value:+0.3;Growth:+0.1;Quality:+0.4;Size:-0.8;Momentum:+1.0;LowVol:+0.4
null
6
30
5
trailing 9%
161
27.2
Sideways
18.6
4.28
3.1
137
52
67
57
false
Hedge
Add TLT +1% as duration hedge
-9
-36
BrokerC
MKT
92
null
null
Normal monitoring
-46
-13
30
4
false
Within IPS guidelines
P4097
Active
Roth
USD
2025-03-26
913,491
84,358
829,133
1
61.8
20.5
8.5
9.2
BRK.B:22.6%;VTI:22.6%;TSLA:22.6%;AMZN:18.0%;MSFT:14.1%
US:72.3;EU:8.9;APAC:5.8;EM:8.5;Other:4.5
Value:+0.7;Growth:-0.5;Quality:+0.3;Size:-0.3;Momentum:+0.2;LowVol:+0.6
NoDerivatives
8
30
4.2
hard 12%
182
21.5
Bull
18
3.99
3.3
73
2
45
51
false
NoAction
Within bands; monitor
27
-3
BrokerD
LMT
96
null
null
Normal monitoring
68
-27
208
3
false
Within IPS guidelines
P4098
Hands-off
IRA
USD
2025-11-14
310,797
29,220
281,577
1
64.5
20.2
6.3
9
TSLA:25.0%;VOO:25.0%;TLT:25.0%;MSFT:25.0%
US:60.1;EU:19.1;APAC:12.0;EM:8.2;Other:0.7
Value:-0.0;Growth:+0.9;Quality:+0.4;Size:-0.2;Momentum:+0.4;LowVol:+1.0
ESGOnly;NoDerivatives
10
35
4.2
hard 10%
143
14.1
Sideways
19.4
4.39
2.7
138
-9
47
55
false
Rebalance
Shift +1% to bonds from equity
3
-6
BrokerA
MKT
90
null
null
Normal monitoring
94
18
115
3
false
Increase defensive factor exposure
P4099
Hands-off
IRA
USD
2025-04-27
860,830
82,604
778,226
1
55.6
16.2
22.5
5.7
VTI:33.3%;TLT:33.3%;BND:33.3%
US:68.8;EU:13.9;APAC:8.4;EM:8.1;Other:0.9
Value:-0.0;Growth:+0.9;Quality:-0.2;Size:+0.4;Momentum:-0.1;LowVol:+0.8
MaxPos5%
7
35
4.9
hard 10%
144
19.6
Bear
24.3
3.14
2.7
200
-99
5
61
false
NoAction
Within bands; monitor
4
-31
BrokerD
MKT
0
null
null
Normal monitoring
-53
-12
4
3
false
Increase defensive factor exposure
P4100
Opportunistic
IRA
USD
2025-01-10
1,328,266
69,111
1,259,155
1
69.1
19.9
2.8
8.1
VNQ:15.4%;TLT:24.0%;QQQ:13.8%;TSLA:22.9%;VTI:24.0%
US:59.5;EU:14.8;APAC:9.9;EM:11.9;Other:3.9
Value:+0.5;Growth:+0.9;Quality:-1.0;Size:-0.9;Momentum:-0.2;LowVol:+0.5
MaxPos6%
10
30
4.4
trailing 7%
252
21.5
Bull
15
4.07
2.6
77
28
49
55
false
Sell
Trim extended winner -1%
21
-33
BrokerC
VWAP
95
null
null
Normal monitoring
39
19
40
4
false
Tighten stops on momentum names