client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P4701
Hands-off
Trust
USD
2024-10-16
724,071
40,183
683,888
1
70.6
17.8
2
9.6
TLT:18.9%;MUB:23.1%;BND:29.0%;QQQ:29.0%
US:74.6;EU:11.9;APAC:6.6;EM:4.6;Other:2.3
Value:+0.8;Growth:-0.6;Quality:+0.3;Size:-0.1;Momentum:-0.4;LowVol:+1.0
null
7
35
3.3
hard 10%
165
12.4
Sideways
14.6
4.87
2.7
104
-13
57
47
false
Sell
Trim extended winner -1%
12
14
BrokerC
LMT
99
null
null
Normal monitoring
-34
-55
-64
4
false
Monitor dispersion and breadth
P4702
Systematic
Roth
USD
2024-10-12
1,268,332
95,495
1,172,837
1
66
22.3
4.5
7.2
AAPL:16.1%;BND:24.5%;IEF:24.5%;MSFT:12.7%;TSLA:22.2%
US:71.8;EU:10.5;APAC:8.2;EM:6.5;Other:3.0
Value:+0.2;Growth:-0.7;Quality:-0.8;Size:-0.3;Momentum:-0.8;LowVol:-0.1
MaxPos6%
10
30
5.1
trailing 8%
207
17
Bull
15.8
3.66
2
92
9
46
60
true
Reduce
Cut high-beta by 2-3%, add cash
27
10
BrokerA
MKT
88
RegimeShift
Reduce
Volatility spike and breadth deterioration
55
-52
22
2
false
Tighten stops on momentum names
P4703
Systematic
401k
USD
2024-12-07
1,384,104
133,551
1,250,553
1
58.6
29.4
5.3
6.6
TLT:20.1%;VNQ:19.3%;GLD:14.0%;AAPL:18.5%;IEF:19.8%;QQQ:8.3%
US:75.2;EU:9.0;APAC:7.1;EM:5.9;Other:2.8
Value:-0.1;Growth:+0.2;Quality:+0.9;Size:-0.2;Momentum:-0.7;LowVol:-0.2
MaxPos7%
10
30
5.9
trailing 8%
170
27.8
Bear
26.1
3.46
1.7
208
6
44
58
false
Buy
Add to core equity +1%
31
1
BrokerC
LMT
87
null
null
Normal monitoring
86
-52
88
4
false
Tighten stops on momentum names
P4704
Hands-off
Taxable
USD
2025-11-26
786,622
52,382
734,240
1
68.9
23.3
0
7.8
XLF:21.6%;MSFT:15.7%;BND:21.6%;TLT:19.6%;AMZN:21.6%
US:63.7;EU:12.5;APAC:9.4;EM:11.6;Other:2.7
Value:-0.5;Growth:-0.2;Quality:+0.2;Size:+0.7;Momentum:+0.3;LowVol:+0.6
null
7
30
3.5
trailing 8%
165
16.6
Bear
23.5
3.11
2.4
179
-115
5
76
true
Hedge
Buy index puts 1% notional
28
4
BrokerC
MKT
93
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
107
-10
212
4
false
Increase defensive factor exposure
P4705
Opportunistic
Trust
USD
2025-12-15
1,603,210
124,561
1,478,649
1
68.7
17.3
9
5
VTI:18.2%;MSFT:22.2%;IEF:18.5%;TLT:22.2%;AMZN:18.9%
US:58.7;EU:14.2;APAC:14.8;EM:10.4;Other:1.8
Value:-1.0;Growth:+0.5;Quality:+0.5;Size:+0.9;Momentum:+0.7;LowVol:+0.1
NoDerivatives
5
25
6.2
hard 12%
271
28
Sideways
15.7
4.92
3.2
121
11
60
43
false
Rebalance
Shift +1% to bonds from equity
-15
-4
BrokerC
MKT
95
null
null
Normal monitoring
32
-43
147
5
false
Tighten stops on momentum names
P4706
Opportunistic
Roth
USD
2024-07-13
1,543,879
61,709
1,482,170
1
62.4
20.2
9.3
8.1
VNQ:19.7%;AAPL:8.9%;MSFT:13.5%;QQQ:19.5%;TLT:19.2%;VTI:19.0%
US:66.7;EU:13.6;APAC:11.0;EM:7.4;Other:1.3
Value:+0.2;Growth:-0.7;Quality:-0.2;Size:+0.3;Momentum:+0.4;LowVol:-0.3
null
7
35
4
hard 12%
178
34.1
Bull
14.1
4.34
3.5
89
49
71
49
false
Sell
Trim extended winner -1%
1
-16
BrokerC
MKT
95
null
null
Normal monitoring
-51
-58
78
5
false
Within IPS guidelines
P4707
Hands-off
IRA
USD
2024-07-14
299,534
16,541
282,993
1
68
15.5
9.7
6.9
XLF:14.1%;MSFT:20.2%;AMZN:9.6%;VOO:14.8%;MUB:20.6%;GLD:20.6%
US:71.6;EU:10.1;APAC:7.1;EM:9.4;Other:1.8
Value:+0.7;Growth:-0.8;Quality:+0.9;Size:-0.7;Momentum:+0.8;LowVol:+0.9
null
10
35
4.4
hard 10%
170
12.7
Volatile
21.3
5.19
2.1
136
45
62
65
true
Rebalance
Rebalance back to target bands
32
-36
BrokerC
LMT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-6
-38
92
2
false
Tax-aware sells next window
P4708
Active
Trust
USD
2025-05-20
2,481,921
249,754
2,232,167
1
59.6
28.2
5.9
6.4
AMZN:17.9%;BND:21.1%;TLT:22.1%;GLD:16.8%;HYG:22.1%
US:70.8;EU:7.0;APAC:7.0;EM:11.9;Other:3.4
Value:+0.1;Growth:-0.2;Quality:-0.8;Size:+0.3;Momentum:-0.3;LowVol:-0.3
NoDerivatives
10
35
5.8
trailing 9%
173
16.6
Volatile
31.6
4.72
4.2
135
-16
34
83
true
Reduce
Cut high-beta by 2-3%, add cash
-9
2
BrokerC
MKT
96
Drift>tolerance
Reduce
Allocation drift beyond policy bands
68
-3
126
5
false
Increase defensive factor exposure
P4709
Cautious
IRA
USD
2024-09-24
632,192
57,442
574,750
1
46.8
31
11.4
10.8
AMZN:13.5%;IEF:20.6%;GLD:9.8%;TLT:20.6%;VTI:18.0%;BND:17.4%
US:57.5;EU:15.0;APAC:11.5;EM:11.1;Other:4.8
Value:+0.8;Growth:-0.4;Quality:-0.1;Size:-0.8;Momentum:+0.6;LowVol:-0.2
ESGOnly;NoMargin
7
30
4.4
trailing 8%
135
14.2
Bull
16.8
4.72
3.1
118
115
97
48
false
Sell
Trim extended winner -1%
-11
-31
BrokerD
LMT
95
null
null
Normal monitoring
8
-1
-23
5
false
Monitor dispersion and breadth
P4710
Systematic
Roth
USD
2024-07-25
1,852,788
164,182
1,688,606
1
59
31.5
0
9.6
AAPL:22.6%;TLT:22.3%;AMZN:22.6%;VOO:22.6%;IEF:9.9%
US:70.7;EU:11.7;APAC:9.5;EM:7.8;Other:0.3
Value:-0.5;Growth:+0.2;Quality:+0.1;Size:-0.8;Momentum:-0.6;LowVol:+0.7
NoDerivatives
5
25
5.6
trailing 9%
198
20.7
Volatile
24.6
5.18
2.7
179
73
100
54
false
Rebalance
Shift +1% to bonds from equity
-8
-12
BrokerD
MKT
99
null
null
Normal monitoring
116
-6
212
5
false
Tax-aware sells next window
P4711
Active
Roth
USD
2024-09-10
505,498
47,649
457,849
1.22
55.1
19.7
17.3
7.9
BND:33.3%;QQQ:33.3%;HYG:33.3%
US:74.8;EU:9.7;APAC:7.0;EM:4.8;Other:3.6
Value:+0.5;Growth:-0.4;Quality:-0.5;Size:-0.9;Momentum:-0.8;LowVol:-0.5
null
10
35
5.8
trailing 8%
162
27.4
Bear
22.9
3.69
1.6
210
-25
26
62
false
Buy
Add to core equity +1%
-11
-33
BrokerC
LMT
97
null
null
Normal monitoring
106
19
75
5
false
Increase defensive factor exposure
P4712
Cautious
IRA
USD
2024-09-24
666,195
71,834
594,361
1
41.4
36.2
7.1
15.3
AMZN:24.5%;AAPL:27.4%;HYG:27.4%;TLT:20.7%
US:71.7;EU:9.3;APAC:11.1;EM:6.4;Other:1.4
Value:+0.7;Growth:+0.3;Quality:+0.6;Size:+0.9;Momentum:-0.7;LowVol:+0.1
NoDerivatives;NoMargin
6
35
4.5
trailing 8%
100
19.5
Bull
17.6
4.52
2.7
103
31
55
44
true
Hedge
Buy index puts 1% notional
21
-39
BrokerC
VWAP
97
VAR>budget
TightenStops
Risk above budget threshold
16
-19
85
4
false
Within IPS guidelines
P4713
Hands-off
Taxable
USD
2025-05-17
598,184
57,845
540,339
1
68.6
25.4
0
6.1
MUB:33.3%;BND:33.3%;QQQ:33.3%
US:56.7;EU:17.4;APAC:12.5;EM:9.6;Other:3.8
Value:-0.5;Growth:-0.7;Quality:+0.8;Size:+0.5;Momentum:+0.7;LowVol:-0.9
ESGOnly;NoDerivatives
10
35
6
trailing 10%
112
17.8
Bear
29.1
3.54
2.6
170
-117
5
81
true
Reduce
Cut high-beta by 2-3%, add cash
6
10
BrokerD
MKT
89
RegimeShift
Hedge
Volatility spike and breadth deterioration
-16
-52
59
2
false
Tighten stops on momentum names
P4714
Active
401k
USD
2025-06-19
1,513,294
162,672
1,350,622
1.18
60.9
29.8
2.5
6.8
IEF:21.8%;TLT:19.0%;AAPL:19.7%;BND:21.8%;HYG:17.7%
US:72.4;EU:13.8;APAC:6.4;EM:4.6;Other:2.8
Value:+0.9;Growth:+0.4;Quality:+1.0;Size:+0.5;Momentum:+0.4;LowVol:+0.6
null
7
35
4.1
hard 12%
154
21.2
Volatile
25.7
4.97
2
138
0
61
76
true
Rebalance
Rebalance back to target bands
11
-31
BrokerC
LMT
99
RegimeShift
Reduce
Volatility spike and breadth deterioration
67
-3
59
5
false
Within IPS guidelines
P4715
Hands-off
Taxable
USD
2025-05-04
257,621
19,535
238,086
1
65.9
25.9
0.3
7.9
GLD:24.1%;MUB:25.4%;TSLA:25.1%;AAPL:25.4%
US:64.6;EU:9.2;APAC:16.8;EM:3.9;Other:5.4
Value:-0.2;Growth:-0.0;Quality:+0.5;Size:-1.0;Momentum:-0.0;LowVol:+0.6
NoDerivatives
6
30
4.4
trailing 10%
109
15.5
Sideways
19.5
3.74
2.9
116
31
50
57
false
Buy
Add to core equity +1%
14
-11
BrokerB
LMT
90
null
null
Normal monitoring
98
15
193
3
false
Within IPS guidelines
P4716
Systematic
Trust
USD
2024-08-30
615,918
31,386
584,532
1
55.9
21
13.8
9.2
MSFT:23.0%;BND:22.4%;AMZN:19.6%;BRK.B:23.0%;VTI:11.9%
US:56.4;EU:15.8;APAC:12.7;EM:11.1;Other:4.0
Value:+0.3;Growth:-0.4;Quality:+0.1;Size:+0.2;Momentum:-0.2;LowVol:-0.9
null
5
30
5.2
trailing 9%
195
24.3
Bull
14.9
4.44
3
85
84
100
51
false
Sell
Trim extended winner -1%
33
-32
BrokerB
LMT
85
null
null
Normal monitoring
68
-25
129
3
false
Monitor dispersion and breadth
P4717
Systematic
Roth
USD
2025-12-23
1,644,492
99,185
1,545,307
1
64
26.6
0
9.4
BND:22.2%;TSLA:15.1%;HYG:22.2%;IEF:22.2%;XLF:8.8%;VTI:9.5%
US:72.8;EU:6.2;APAC:6.9;EM:10.6;Other:3.7
Value:-1.0;Growth:+0.8;Quality:-0.9;Size:+0.9;Momentum:0.0;LowVol:+1.0
MaxPos6%
8
30
4.2
trailing 9%
136
20.2
Bear
33.7
4.43
3
152
-97
5
95
true
Hedge
Buy index puts 1% notional
10
-30
BrokerB
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
116
-40
191
5
false
Within IPS guidelines
P4718
Opportunistic
Taxable
USD
2025-02-13
575,783
28,131
547,652
1
63
14.8
16.5
5.7
MUB:25.8%;BND:25.8%;TSLA:25.8%;MSFT:12.7%;XLF:9.8%
US:68.3;EU:10.3;APAC:11.0;EM:7.1;Other:3.3
Value:+0.1;Growth:-0.0;Quality:-0.3;Size:-0.2;Momentum:-0.4;LowVol:+0.2
MaxPos8%
8
35
6.8
hard 12%
274
32.6
Bear
30.7
4.27
2.4
186
-104
5
80
true
Hedge
Buy index puts 1% notional
21
-14
BrokerA
MKT
96
VAR>budget
Reduce
Risk above budget threshold
0
-2
-32
4
false
Monitor dispersion and breadth
P4719
Cautious
401k
USD
2025-02-07
859,318
75,149
784,169
1
40.3
34.3
11.6
13.8
QQQ:20.9%;VOO:26.8%;VNQ:26.8%;MSFT:12.3%;XLF:13.2%
US:78.7;EU:8.0;APAC:8.2;EM:4.1;Other:0.9
Value:-0.8;Growth:-0.1;Quality:+0.9;Size:-0.1;Momentum:-0.2;LowVol:+0.3
ESGOnly;NoMargin
7
30
4.2
trailing 8%
117
14.6
Volatile
24.3
4
3
156
-14
37
47
false
Buy
Add to core equity +1%
-12
-24
BrokerD
LMT
91
null
null
Normal monitoring
-27
5
75
4
false
Within IPS guidelines
P4720
Active
Trust
USD
2024-11-20
2,320,741
233,872
2,086,869
1.22
60.2
21.7
12.2
6
IEF:33.3%;VOO:33.3%;AMZN:33.3%
US:66.0;EU:9.2;APAC:16.7;EM:3.8;Other:4.3
Value:0.0;Growth:+0.3;Quality:-0.5;Size:+0.5;Momentum:-0.2;LowVol:+0.1
MaxPos8%
8
25
5
hard 12%
196
17.4
Bull
11.5
3.96
2.4
74
60
67
47
false
Buy
Add to core equity +1%
0
-11
BrokerC
LMT
90
null
null
Normal monitoring
91
-50
156
3
false
Within IPS guidelines
P4721
Systematic
Roth
USD
2025-04-20
890,579
75,252
815,327
1
55.8
29.4
6.4
8.5
GLD:25.0%;VOO:25.0%;MUB:25.0%;TSLA:25.0%
US:77.3;EU:6.1;APAC:10.9;EM:4.2;Other:1.5
Value:+0.1;Growth:-0.0;Quality:0.0;Size:+0.4;Momentum:+0.1;LowVol:-1.0
null
10
30
6
trailing 9%
208
17.4
Sideways
18.9
5
3.2
122
46
63
44
false
Rebalance
Shift +1% to bonds from equity
30
-18
BrokerD
VWAP
96
null
null
Normal monitoring
12
-2
116
5
false
Within IPS guidelines
P4722
Hands-off
401k
USD
2024-12-21
190,856
16,985
173,871
1
66.3
17.5
8.3
7.9
VNQ:33.3%;AMZN:33.3%;BRK.B:33.3%
US:78.8;EU:5.6;APAC:8.9;EM:5.4;Other:1.3
Value:+0.9;Growth:-0.8;Quality:+0.7;Size:+0.4;Momentum:+0.6;LowVol:-0.9
ESGOnly;MaxPos7%
7
35
5
trailing 8%
134
19.6
Bull
14.3
3.72
3
98
78
100
54
false
Rebalance
Shift +1% to bonds from equity
17
-31
BrokerB
VWAP
86
null
null
Normal monitoring
51
-17
33
4
false
Increase defensive factor exposure
P4723
Hands-off
Taxable
USD
2025-08-28
353,675
22,129
331,546
1
66.8
27
0
6.3
MSFT:36.9%;VNQ:26.1%;HYG:36.9%
US:65.4;EU:18.0;APAC:11.4;EM:5.1;Other:0.1
Value:-0.7;Growth:+0.1;Quality:-0.8;Size:+0.6;Momentum:0.0;LowVol:+0.5
MaxPos6%
7
30
5.8
hard 10%
119
14.1
Sideways
21.8
4.63
2.5
104
-27
28
68
true
Reduce
Cut high-beta by 2-3%, add cash
31
-4
BrokerB
MKT
92
Drift>tolerance
Pause
Allocation drift beyond policy bands
61
-1
147
3
false
Increase defensive factor exposure
P4724
Hands-off
Taxable
USD
2025-09-28
710,455
60,463
649,992
1
58.8
22.9
10.4
8
AMZN:19.3%;BND:27.7%;VOO:27.7%;VNQ:25.2%
US:73.0;EU:7.8;APAC:11.4;EM:6.8;Other:1.1
Value:-0.3;Growth:-0.3;Quality:+0.7;Size:-0.1;Momentum:-0.9;LowVol:+0.1
ESGOnly;MaxPos7%;NoDerivatives
7
30
4.6
hard 10%
136
16.7
Bear
24.2
3.91
1.1
166
-114
5
71
true
Hedge
Buy index puts 1% notional
33
3
BrokerC
MKT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
32
-23
19
3
false
Tax-aware sells next window
P4725
Active
Taxable
USD
2024-08-12
1,235,421
100,305
1,135,116
1
54
27.7
9.6
8.7
VOO:21.3%;BND:19.7%;MSFT:21.3%;VNQ:18.3%;AMZN:19.4%
US:58.1;EU:15.0;APAC:13.1;EM:9.5;Other:4.3
Value:+0.8;Growth:-0.5;Quality:+0.5;Size:+0.7;Momentum:+0.7;LowVol:-0.7
MaxPos6%;NoDerivatives
10
25
5.8
trailing 8%
222
27.9
Sideways
15.8
4.65
3
106
59
75
36
false
Rebalance
Shift +1% to bonds from equity
-8
0
BrokerD
LMT
88
null
null
Normal monitoring
-36
-59
82
4
false
Increase defensive factor exposure
P4726
Cautious
Taxable
USD
2025-06-22
516,748
71,870
444,878
1
38.7
44.3
0
17
TLT:26.7%;VOO:36.6%;HYG:36.6%
US:66.4;EU:9.7;APAC:9.1;EM:10.6;Other:4.2
Value:+0.5;Growth:-0.3;Quality:-0.8;Size:-1.0;Momentum:-0.0;LowVol:-0.8
ESGOnly;NoMargin
8
30
3.2
trailing 8%
95
18.3
Bull
15.9
3.52
3.5
77
104
89
31
false
Buy
Add to core equity +1%
29
-35
BrokerA
VWAP
92
null
null
Normal monitoring
-20
1
-57
5
false
Within IPS guidelines
P4727
Hands-off
Roth
USD
2025-11-20
646,399
48,118
598,281
1
64.8
18.6
8
8.6
IEF:27.5%;VOO:27.5%;BND:25.5%;HYG:19.6%
US:58.7;EU:14.8;APAC:13.8;EM:11.6;Other:1.0
Value:-0.9;Growth:-0.9;Quality:+0.6;Size:-1.0;Momentum:-0.5;LowVol:-0.3
null
6
35
5.3
hard 10%
150
19.2
Sideways
20
3.92
2
90
-28
51
56
false
Rebalance
Shift +1% to bonds from equity
3
3
BrokerD
LMT
90
null
null
Normal monitoring
-31
-29
80
5
false
Monitor dispersion and breadth
P4728
Hands-off
Trust
USD
2024-10-23
597,107
43,378
553,729
1
65
21.5
5.9
7.6
VOO:35.2%;IEF:29.6%;TLT:35.2%
US:66.4;EU:13.7;APAC:11.7;EM:5.4;Other:2.9
Value:-0.9;Growth:+0.5;Quality:-0.7;Size:+1.0;Momentum:+0.6;LowVol:-1.0
null
5
35
3.7
hard 10%
106
12.1
Sideways
20.3
3.53
2.7
107
57
86
54
false
Rebalance
Shift +1% to bonds from equity
18
-36
BrokerD
LMT
99
null
null
Normal monitoring
29
-48
121
4
false
Monitor dispersion and breadth
P4729
Opportunistic
IRA
USD
2024-09-05
875,418
37,872
837,546
1
66.6
14.7
11.4
7.3
BRK.B:20.8%;GLD:17.0%;IEF:13.0%;QQQ:17.5%;MUB:13.1%;VTI:18.6%
US:65.3;EU:17.8;APAC:8.9;EM:7.0;Other:1.0
Value:+0.3;Growth:-0.1;Quality:-0.2;Size:+0.8;Momentum:+0.6;LowVol:-0.5
NoDerivatives
6
35
4.2
trailing 7%
195
24.5
Bull
14.9
3.64
2.1
104
19
71
42
false
Buy
Add to core equity +1%
21
10
BrokerB
VWAP
94
null
null
Normal monitoring
-24
5
-43
3
false
Within IPS guidelines
P4730
Active
Roth
USD
2025-03-26
2,388,485
204,398
2,184,087
1
61.5
30.9
0
7.6
MSFT:25.0%;VNQ:25.0%;GLD:25.0%;TLT:25.0%
US:69.1;EU:13.9;APAC:9.3;EM:3.6;Other:4.1
Value:-0.0;Growth:+0.3;Quality:-0.5;Size:+0.9;Momentum:-0.0;LowVol:0.0
null
6
25
4.3
trailing 9%
165
24.1
Volatile
28
4.54
2.4
153
46
81
63
false
Rebalance
Shift +1% to bonds from equity
0
-20
BrokerC
MKT
85
null
null
Normal monitoring
8
-20
141
4
false
Tax-aware sells next window
P4731
Hands-off
Taxable
USD
2024-11-17
240,283
16,030
224,253
1
70.3
17.3
3.9
8.6
MUB:33.3%;BRK.B:33.3%;HYG:33.3%
US:66.4;EU:15.9;APAC:7.9;EM:6.9;Other:2.9
Value:-0.9;Growth:+0.7;Quality:-0.1;Size:+0.4;Momentum:-0.5;LowVol:-0.3
ESGOnly;MaxPos6%
5
35
3.9
trailing 8%
140
18.9
Volatile
29.7
5.48
2.7
117
42
72
72
true
Rebalance
Rebalance back to target bands
0
-17
BrokerA
LMT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
71
-39
180
2
false
Tighten stops on momentum names
P4732
Hands-off
Trust
USD
2024-10-21
667,515
65,777
601,738
1
59.4
18.5
12.5
9.6
AMZN:24.3%;TLT:24.3%;XLF:15.7%;MSFT:23.4%;GLD:12.4%
US:65.8;EU:12.2;APAC:10.7;EM:10.2;Other:1.1
Value:+0.3;Growth:-0.5;Quality:+0.5;Size:-0.6;Momentum:+0.6;LowVol:-0.2
MaxPos6%
6
25
5.6
hard 10%
112
15.5
Bull
17.7
4.46
3.1
110
34
70
60
false
Buy
Add to core equity +1%
32
-18
BrokerD
LMT
100
null
null
Normal monitoring
100
1
77
4
false
Tighten stops on momentum names
P4733
Hands-off
401k
USD
2025-05-08
838,405
58,361
780,044
1
62.9
29.3
0
7.8
VTI:26.3%;QQQ:21.2%;XLF:26.3%;VNQ:26.3%
US:68.9;EU:16.2;APAC:9.7;EM:4.2;Other:1.0
Value:-0.5;Growth:+0.7;Quality:+0.4;Size:+0.1;Momentum:-0.7;LowVol:+1.0
null
5
35
3.4
trailing 10%
148
18.7
Sideways
14.6
4.23
2.4
119
16
48
53
true
Hedge
Buy index puts 1% notional
2
-11
BrokerB
LMT
86
VAR>budget
Hedge
Risk above budget threshold
-38
-26
22
4
false
Tighten stops on momentum names
P4734
Active
Taxable
USD
2025-08-03
2,443,006
253,073
2,189,933
1.21
63.2
30.4
0
6.4
VNQ:27.6%;BND:17.1%;BRK.B:27.6%;TSLA:27.6%
US:62.9;EU:14.7;APAC:11.4;EM:7.2;Other:3.8
Value:+0.8;Growth:+0.8;Quality:+0.1;Size:-0.7;Momentum:+0.5;LowVol:+0.3
MaxPos5%
5
35
5.6
trailing 8%
139
21
Volatile
30.1
4.35
2.3
172
-10
58
73
true
Hedge
Buy index puts 1% notional
13
-17
BrokerB
MKT
95
RegimeShift
Hedge
Volatility spike and breadth deterioration
-14
-48
36
2
false
Monitor dispersion and breadth
P4735
Hands-off
401k
USD
2025-06-27
366,853
33,052
333,801
1
57.5
19.6
17.6
5.2
QQQ:11.4%;MUB:12.6%;TLT:22.5%;MSFT:13.0%;BND:18.0%;VOO:22.5%
US:68.0;EU:15.8;APAC:9.7;EM:6.4;Other:0.2
Value:-0.5;Growth:-0.6;Quality:+0.6;Size:+0.9;Momentum:-0.3;LowVol:+0.3
ESGOnly;MaxPos6%
6
25
5.1
trailing 10%
122
15.1
Bull
14.4
4.67
2.2
106
2
36
53
false
Rebalance
Shift +1% to bonds from equity
8
3
BrokerD
LMT
94
null
null
Normal monitoring
77
-35
152
5
false
Monitor dispersion and breadth
P4736
Hands-off
Roth
USD
2025-06-21
729,388
55,262
674,126
1
60.4
25.9
5
8.7
HYG:33.3%;TLT:33.3%;AAPL:33.3%
US:64.6;EU:13.9;APAC:10.8;EM:6.0;Other:4.7
Value:-0.5;Growth:+0.2;Quality:+0.6;Size:+0.2;Momentum:+0.1;LowVol:-0.4
null
10
25
4.5
trailing 8%
95
18.1
Bear
22
3.31
1.4
207
-12
59
55
false
Sell
Trim extended winner -1%
-14
-13
BrokerB
VWAP
95
null
null
Normal monitoring
89
-51
225
4
false
Monitor dispersion and breadth
P4737
Opportunistic
Trust
USD
2025-07-29
967,155
56,179
910,976
1
74.7
20.2
0
5.2
AAPL:27.8%;AMZN:27.8%;VNQ:27.8%;TLT:16.5%
US:70.2;EU:8.3;APAC:13.8;EM:6.9;Other:0.7
Value:-0.8;Growth:+0.7;Quality:+0.3;Size:-0.3;Momentum:0.0;LowVol:-0.4
null
10
35
6.8
trailing 9%
239
31.2
Sideways
22
3.59
2.2
138
44
71
76
false
Sell
Trim extended winner -1%
30
13
BrokerD
VWAP
90
null
null
Normal monitoring
6
-47
-3
3
false
Increase defensive factor exposure
P4738
Systematic
Taxable
USD
2024-11-16
1,496,799
62,652
1,434,147
1
59.7
24.1
6.7
9.6
TLT:7.5%;VNQ:16.0%;QQQ:23.2%;AMZN:23.2%;VTI:17.5%;IEF:12.6%
US:71.8;EU:9.0;APAC:5.5;EM:11.4;Other:2.3
Value:+0.1;Growth:-0.2;Quality:-0.5;Size:-0.9;Momentum:+0.7;LowVol:+0.4
NoDerivatives
10
35
5.8
trailing 8%
216
27.1
Volatile
22.5
5.29
3.7
171
25
64
50
false
Buy
Add to core equity +1%
34
-10
BrokerA
LMT
85
null
null
Normal monitoring
109
-19
248
3
false
Tax-aware sells next window
P4739
Active
IRA
USD
2025-04-24
2,306,938
198,966
2,107,972
1
65.3
25.6
1.3
7.8
MUB:28.7%;VOO:35.6%;MSFT:35.6%
US:63.6;EU:15.9;APAC:12.6;EM:4.3;Other:3.7
Value:+0.5;Growth:-0.5;Quality:+0.2;Size:+0.2;Momentum:-0.4;LowVol:+0.3
null
6
25
4.5
trailing 9%
173
16.1
Sideways
17.3
4.73
2.4
108
-2
34
52
false
Buy
Add to core equity +1%
29
-40
BrokerA
MKT
93
null
null
Normal monitoring
63
-4
55
4
false
Tighten stops on momentum names
P4740
Active
Roth
USD
2024-11-01
1,593,065
134,886
1,458,179
1
54.9
22.8
14.8
7.5
MUB:23.7%;HYG:11.9%;MSFT:14.8%;IEF:12.8%;VOO:13.1%;GLD:23.7%
US:72.0;EU:9.3;APAC:8.1;EM:6.4;Other:4.2
Value:+0.2;Growth:+0.1;Quality:-0.1;Size:+0.8;Momentum:+0.3;LowVol:-0.1
null
8
30
4.3
trailing 8%
142
16.4
Bull
17.8
3.53
3.1
104
3
56
49
false
Buy
Add to core equity +1%
11
6
BrokerA
LMT
87
null
null
Normal monitoring
-33
-1
101
3
false
Increase defensive factor exposure
P4741
Opportunistic
IRA
USD
2025-03-20
1,151,753
91,623
1,060,130
1
63.3
20.2
9.6
6.9
QQQ:18.9%;VOO:22.9%;AMZN:12.1%;GLD:9.8%;VNQ:22.9%;XLF:13.3%
US:64.8;EU:16.0;APAC:7.2;EM:7.7;Other:4.4
Value:-0.9;Growth:+0.6;Quality:+0.6;Size:-0.5;Momentum:-0.4;LowVol:+0.1
null
6
30
4.1
trailing 9%
256
20.2
Bull
14.1
3.58
3.3
71
90
96
50
false
Rebalance
Shift +1% to bonds from equity
7
15
BrokerD
VWAP
98
null
null
Normal monitoring
116
-19
162
4
false
Tighten stops on momentum names
P4742
Opportunistic
IRA
USD
2025-06-14
624,482
46,442
578,040
1
66.4
18.4
7.1
8.1
MUB:33.3%;BND:33.3%;GLD:33.3%
US:62.7;EU:15.7;APAC:7.7;EM:10.5;Other:3.4
Value:-0.9;Growth:+0.7;Quality:+0.9;Size:+0.8;Momentum:+0.5;LowVol:+0.5
MaxPos7%;NoDerivatives
7
30
4.5
hard 12%
175
24.7
Bear
23.4
3.51
2.1
207
9
62
76
true
Hedge
Buy index puts 1% notional
-3
3
BrokerB
LMT
92
RegimeShift
TightenStops
Volatility spike and breadth deterioration
29
-54
113
3
false
Increase defensive factor exposure
P4743
Hands-off
401k
USD
2025-04-19
198,263
11,278
186,985
1
64.3
25.4
1.4
8.9
AMZN:34.1%;BRK.B:34.1%;HYG:31.8%
US:66.9;EU:14.3;APAC:11.5;EM:4.6;Other:2.7
Value:-0.7;Growth:+0.7;Quality:-0.9;Size:+0.1;Momentum:-0.6;LowVol:+0.5
MaxPos7%
8
30
5.7
trailing 10%
148
17.1
Bull
17.5
4.98
3.3
77
23
67
45
false
Sell
Trim extended winner -1%
15
-12
BrokerB
LMT
86
null
null
Normal monitoring
90
-58
161
4
false
Monitor dispersion and breadth
P4744
Systematic
Roth
USD
2025-06-21
1,222,284
106,263
1,116,021
1
59.9
31.8
0
8.3
VOO:16.1%;XLF:16.4%;MSFT:14.9%;QQQ:21.8%;GLD:8.9%;VNQ:21.8%
US:62.3;EU:17.4;APAC:12.9;EM:6.6;Other:0.9
Value:+0.4;Growth:+0.6;Quality:+0.6;Size:-0.0;Momentum:+0.4;LowVol:-1.0
null
5
30
4.8
hard 12%
173
27
Volatile
29.3
5.3
4.3
149
12
57
79
true
Reduce
Cut high-beta by 2-3%, add cash
7
-36
BrokerA
LMT
92
VAR>budget
Reduce
Risk above budget threshold
26
-19
159
4
false
Within IPS guidelines
P4745
Hands-off
Roth
USD
2025-11-23
723,091
49,408
673,683
1
62.9
20.9
7
9.3
TSLA:16.0%;BND:20.0%;VNQ:16.8%;GLD:18.8%;TLT:14.0%;MUB:14.3%
US:68.6;EU:11.7;APAC:10.9;EM:7.8;Other:0.9
Value:+0.1;Growth:-0.5;Quality:-0.9;Size:+0.7;Momentum:-0.7;LowVol:-0.1
ESGOnly;NoDerivatives
7
30
5.8
trailing 8%
97
19.3
Volatile
20.5
3.95
2.3
135
-38
24
60
false
Hedge
Add TLT +1% as duration hedge
-12
-8
BrokerB
LMT
95
null
null
Normal monitoring
110
-57
183
5
false
Tax-aware sells next window
P4746
Systematic
IRA
USD
2025-07-28
1,002,679
85,588
917,091
1
62.3
27.7
0.9
9.1
AAPL:21.5%;XLF:27.6%;BRK.B:23.3%;QQQ:27.6%
US:62.9;EU:13.6;APAC:16.7;EM:6.3;Other:0.4
Value:-1.0;Growth:+0.4;Quality:-0.2;Size:-0.5;Momentum:-0.1;LowVol:-1.0
MaxPos5%
5
30
5
trailing 9%
190
25.3
Bull
17.5
3.71
2.1
114
115
96
43
false
Sell
Trim extended winner -1%
9
15
BrokerB
LMT
92
null
null
Normal monitoring
46
1
95
5
false
Monitor dispersion and breadth
P4747
Opportunistic
Trust
USD
2024-09-05
1,134,040
88,320
1,045,720
1
77.3
11
6.5
5.2
TSLA:25.5%;AAPL:25.5%;AMZN:18.1%;MSFT:20.4%;IEF:10.6%
US:60.8;EU:16.8;APAC:10.1;EM:10.7;Other:1.6
Value:+0.8;Growth:+0.8;Quality:-0.1;Size:+0.8;Momentum:+0.4;LowVol:-0.4
null
6
25
5
trailing 9%
279
31.3
Bull
17.5
4.3
3.2
100
88
83
67
true
Reduce
Cut high-beta by 2-3%, add cash
-15
-31
BrokerC
MKT
89
Drift>tolerance
Reduce
Allocation drift beyond policy bands
71
1
165
3
false
Increase defensive factor exposure
P4748
Hands-off
Taxable
USD
2024-11-05
838,979
40,627
798,352
1
72.7
17
2.2
8.1
XLF:23.8%;HYG:16.5%;VOO:12.6%;TLT:23.2%;GLD:23.8%
US:64.9;EU:16.2;APAC:11.9;EM:4.9;Other:2.1
Value:+0.7;Growth:+0.4;Quality:-0.4;Size:-0.5;Momentum:-0.5;LowVol:+0.5
ESGOnly
10
30
3.7
trailing 8%
159
12.4
Bull
11.3
4.75
2.4
118
33
79
54
false
Rebalance
Shift +1% to bonds from equity
-3
-36
BrokerD
MKT
85
null
null
Normal monitoring
44
-21
27
4
false
Tighten stops on momentum names
P4749
Systematic
Roth
USD
2025-03-05
1,956,986
108,013
1,848,973
1
63.1
30.2
0
6.7
VNQ:22.2%;HYG:11.3%;AAPL:22.2%;TLT:22.2%;VOO:22.2%
US:67.3;EU:7.5;APAC:7.1;EM:12.4;Other:5.6
Value:+0.2;Growth:+0.4;Quality:-0.4;Size:-0.7;Momentum:+0.7;LowVol:+0.6
MaxPos7%;NoDerivatives
8
35
5.9
trailing 9%
163
18.9
Bull
17.1
3.86
2.4
111
92
88
50
false
Buy
Add to core equity +1%
26
-22
BrokerA
VWAP
91
null
null
Normal monitoring
6
2
131
3
false
Tax-aware sells next window
P4750
Systematic
IRA
USD
2025-05-06
1,121,526
111,440
1,010,086
1
60.6
31.5
0
8
VTI:17.6%;XLF:22.3%;AAPL:22.3%;MUB:15.4%;TSLA:22.3%
US:61.5;EU:17.1;APAC:12.1;EM:6.8;Other:2.5
Value:+0.3;Growth:+0.8;Quality:-0.9;Size:-0.0;Momentum:-0.7;LowVol:+0.6
NoDerivatives
6
25
4.1
trailing 9%
186
21.4
Volatile
24.4
3.74
3.9
132
74
86
74
true
Reduce
Cut high-beta by 2-3%, add cash
17
-35
BrokerB
VWAP
89
VAR>budget
Hedge
Risk above budget threshold
65
-44
82
5
false
Within IPS guidelines
P4751
Hands-off
Taxable
USD
2025-10-18
687,698
65,487
622,211
1
73.1
19.3
0.9
6.7
BND:33.3%;HYG:33.3%;VNQ:33.3%
US:63.7;EU:10.5;APAC:14.4;EM:9.7;Other:1.7
Value:-0.5;Growth:-0.9;Quality:-0.1;Size:-0.2;Momentum:+0.1;LowVol:+0.2
null
7
35
3.3
trailing 10%
91
17.6
Bull
16.7
4.44
3
115
48
81
66
false
Rebalance
Shift +1% to bonds from equity
-13
-38
BrokerC
LMT
96
null
null
Normal monitoring
40
-60
90
5
false
Monitor dispersion and breadth
P4752
Active
401k
USD
2025-01-26
2,361,114
249,963
2,111,151
1
61.7
26.5
3.5
8.4
VNQ:23.9%;AAPL:12.4%;XLF:23.9%;MSFT:15.9%;VOO:23.9%
US:71.0;EU:9.0;APAC:9.2;EM:9.6;Other:1.2
Value:+1.0;Growth:+0.3;Quality:+0.9;Size:+0.5;Momentum:+0.5;LowVol:-0.7
null
6
25
5.5
trailing 9%
215
26
Volatile
29.4
5.35
2.8
159
13
53
77
true
Hedge
Buy index puts 1% notional
-9
1
BrokerA
MKT
88
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
18
-12
95
4
false
Tighten stops on momentum names
P4753
Systematic
Roth
USD
2024-09-27
932,151
83,794
848,357
1
63.5
27.3
3.7
5.5
TSLA:27.1%;VTI:27.1%;AAPL:18.6%;IEF:27.1%
US:63.2;EU:19.6;APAC:10.0;EM:5.2;Other:2.1
Value:+0.8;Growth:-1.0;Quality:-1.0;Size:+0.2;Momentum:-0.9;LowVol:-0.7
null
5
25
5.9
trailing 8%
204
27.6
Bull
14.2
3.5
2.4
79
104
100
51
false
NoAction
Within bands; monitor
2
8
BrokerD
MKT
0
null
null
Normal monitoring
77
10
186
5
false
Tax-aware sells next window
P4754
Hands-off
Trust
USD
2024-10-20
404,208
34,137
370,071
1
58.6
28.6
3
9.9
VNQ:23.2%;MSFT:22.0%;BND:16.4%;AMZN:15.2%;HYG:23.2%
US:66.0;EU:12.2;APAC:11.9;EM:7.5;Other:2.3
Value:+0.2;Growth:+1.0;Quality:+0.7;Size:+0.3;Momentum:-0.3;LowVol:+0.6
ESGOnly;MaxPos5%
5
35
4.7
hard 10%
98
20
Volatile
29.7
4.14
3.2
133
63
82
73
true
Reduce
Cut high-beta by 2-3%, add cash
18
-26
BrokerA
LMT
87
VAR>budget
Pause
Risk above budget threshold
57
-39
122
4
false
Monitor dispersion and breadth
P4755
Opportunistic
401k
USD
2025-08-12
813,275
41,148
772,127
1
72.8
10.6
11
5.6
AAPL:23.0%;QQQ:14.3%;HYG:23.0%;GLD:23.0%;VNQ:16.7%
US:72.2;EU:10.3;APAC:9.5;EM:4.1;Other:3.9
Value:+0.7;Growth:+0.8;Quality:-0.6;Size:+0.8;Momentum:+0.7;LowVol:+0.1
null
6
35
4.2
trailing 9%
235
22.6
Volatile
25.3
3.84
2.2
142
27
52
73
true
Hedge
Buy index puts 1% notional
35
-38
BrokerA
LMT
90
Drift>tolerance
Pause
Allocation drift beyond policy bands
68
-41
114
2
false
Within IPS guidelines
P4756
Active
Taxable
USD
2025-10-26
1,960,849
185,425
1,775,424
1
63.3
29.6
1.9
5.2
IEF:17.6%;BND:20.3%;XLF:18.4%;TLT:21.9%;MUB:21.9%
US:59.6;EU:16.7;APAC:13.2;EM:6.6;Other:3.9
Value:0.0;Growth:+0.3;Quality:+0.1;Size:+1.0;Momentum:+0.7;LowVol:0.0
null
8
25
4.1
hard 12%
184
27.7
Bull
13.5
4.58
2.4
91
69
90
51
false
Rebalance
Shift +1% to bonds from equity
32
-38
BrokerA
LMT
93
null
null
Normal monitoring
100
-5
149
4
false
Tighten stops on momentum names
P4757
Systematic
401k
USD
2025-08-01
432,955
22,494
410,461
1
66.1
22.1
6.3
5.6
BND:19.6%;QQQ:16.6%;GLD:23.5%;AAPL:16.9%;VOO:23.5%
US:66.3;EU:20.8;APAC:7.2;EM:4.5;Other:1.2
Value:+0.1;Growth:-0.9;Quality:-0.2;Size:-0.5;Momentum:+0.4;LowVol:+0.8
NoDerivatives
6
25
4.8
trailing 8%
162
26.9
Bear
31.1
4.27
1.4
140
-2
58
76
true
Reduce
Cut high-beta by 2-3%, add cash
-4
-39
BrokerA
LMT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
73
-34
88
3
false
Tighten stops on momentum names
P4758
Hands-off
Taxable
USD
2025-03-24
679,107
64,807
614,300
1
63.3
20.3
7.5
8.9
QQQ:36.5%;AAPL:36.5%;MSFT:27.0%
US:71.4;EU:12.3;APAC:7.6;EM:6.7;Other:2.1
Value:+0.3;Growth:-1.0;Quality:-0.5;Size:-0.8;Momentum:+0.3;LowVol:-0.5
MaxPos8%
6
35
3.9
trailing 8%
148
18.6
Volatile
29.9
4.3
3.7
137
34
66
67
true
Hedge
Buy index puts 1% notional
33
-1
BrokerB
LMT
89
VAR>budget
Hedge
Risk above budget threshold
92
-38
124
2
true
Monitor dispersion and breadth
P4759
Cautious
IRA
USD
2025-05-20
496,351
68,968
427,383
1
49.4
31
5.3
14.4
AMZN:13.3%;QQQ:8.4%;TSLA:23.6%;XLF:17.2%;MUB:13.9%;BRK.B:23.6%
US:66.1;EU:8.7;APAC:13.4;EM:6.6;Other:5.2
Value:-0.6;Growth:+0.2;Quality:-0.2;Size:-0.7;Momentum:+0.5;LowVol:0.0
ESGOnly;NoDerivatives;NoMargin
7
35
3.4
trailing 8%
129
19.1
Volatile
21.2
5.13
2.8
136
53
87
58
true
Reduce
Cut high-beta by 2-3%, add cash
22
-35
BrokerB
VWAP
97
VAR>budget
Hedge
Risk above budget threshold
1
5
79
2
false
Within IPS guidelines
P4760
Opportunistic
Roth
USD
2025-02-20
1,547,778
133,383
1,414,395
1
66.7
16.5
11.2
5.7
MSFT:33.3%;VNQ:33.3%;VTI:33.3%
US:69.1;EU:12.3;APAC:6.4;EM:10.6;Other:1.5
Value:-0.3;Growth:-0.3;Quality:-0.1;Size:-0.4;Momentum:+0.3;LowVol:+0.8
MaxPos7%
7
35
4.8
trailing 7%
168
34.7
Volatile
26.3
5.48
2.1
116
-9
30
68
true
Reduce
Cut high-beta by 2-3%, add cash
16
-36
BrokerA
MKT
91
VAR>budget
Pause
Risk above budget threshold
-18
10
19
2
false
Within IPS guidelines
P4761
Systematic
Roth
USD
2025-07-06
896,476
72,607
823,869
1
57.1
21.1
14.7
7.1
GLD:23.2%;AMZN:12.2%;VOO:23.2%;VTI:18.3%;MSFT:23.2%
US:81.5;EU:5.6;APAC:5.6;EM:5.7;Other:1.6
Value:-0.0;Growth:-0.7;Quality:-0.7;Size:0.0;Momentum:+0.7;LowVol:+0.2
MaxPos5%;NoDerivatives
5
30
5.2
trailing 8%
210
19.7
Sideways
14.6
4.02
3.3
103
59
94
47
true
Reduce
Cut high-beta by 2-3%, add cash
14
-31
BrokerA
MKT
97
VAR>budget
Reduce
Risk above budget threshold
-59
17
-95
5
false
Monitor dispersion and breadth
P4762
Cautious
Taxable
USD
2024-12-17
799,400
88,910
710,490
1
45
33.9
9.3
11.8
VNQ:22.0%;QQQ:22.0%;AAPL:12.3%;HYG:11.9%;TSLA:9.8%;BND:22.0%
US:74.6;EU:10.0;APAC:7.2;EM:4.7;Other:3.5
Value:-0.5;Growth:-0.3;Quality:-0.3;Size:+0.6;Momentum:+0.1;LowVol:+0.2
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
6
30
4
trailing 8%
115
18.6
Sideways
21.5
4.01
3.4
101
-14
38
50
false
Rebalance
Shift +1% to bonds from equity
20
-24
BrokerD
LMT
95
null
null
Normal monitoring
71
-19
152
5
false
Tighten stops on momentum names
P4763
Active
Roth
USD
2025-12-25
1,763,182
123,361
1,639,821
1
60.9
28.1
2.4
8.5
MSFT:23.2%;XLF:23.2%;BND:20.4%;GLD:23.2%;VTI:9.9%
US:72.2;EU:6.1;APAC:5.7;EM:11.4;Other:4.6
Value:-0.3;Growth:-0.5;Quality:+0.6;Size:-0.4;Momentum:-0.2;LowVol:-0.6
null
5
35
5.1
trailing 8%
130
16.4
Bull
17.3
3.95
3.5
84
110
100
57
false
Rebalance
Shift +1% to bonds from equity
13
-15
BrokerB
MKT
86
null
null
Normal monitoring
7
-14
-10
5
false
Within IPS guidelines
P4764
Hands-off
IRA
USD
2024-07-12
339,515
29,465
310,050
1
73.1
16.4
4.4
6.1
MSFT:18.7%;GLD:20.5%;BRK.B:18.7%;TLT:20.0%;MUB:12.8%;AMZN:9.3%
US:71.0;EU:15.1;APAC:6.7;EM:6.3;Other:0.8
Value:+0.3;Growth:-0.5;Quality:+0.6;Size:-0.5;Momentum:+0.1;LowVol:-0.8
null
7
35
3.9
trailing 8%
126
16.9
Bear
28.2
3.55
1.4
190
22
48
83
true
Reduce
Cut high-beta by 2-3%, add cash
9
2
BrokerA
MKT
95
RegimeShift
TightenStops
Volatility spike and breadth deterioration
21
4
59
3
false
Within IPS guidelines
P4765
Active
IRA
USD
2025-04-22
2,084,722
140,764
1,943,958
1
58.4
28.4
7.1
6.1
XLF:26.8%;MUB:26.8%;BRK.B:26.8%;QQQ:19.7%
US:73.7;EU:12.1;APAC:6.3;EM:5.6;Other:2.3
Value:+0.9;Growth:-0.6;Quality:-0.7;Size:-0.3;Momentum:-0.2;LowVol:-0.9
MaxPos7%
7
35
4.9
hard 12%
125
26.9
Bull
11.8
4.1
2.9
83
5
57
48
false
Buy
Add to core equity +1%
-7
-32
BrokerB
MKT
100
null
null
Normal monitoring
-18
-57
-2
3
false
Monitor dispersion and breadth
P4766
Active
401k
USD
2025-09-06
1,932,957
160,717
1,772,240
1
67.9
19.3
6.5
6.3
BND:35.3%;MUB:29.4%;HYG:35.3%
US:81.2;EU:8.5;APAC:5.5;EM:4.0;Other:0.8
Value:+0.9;Growth:+0.6;Quality:+0.8;Size:-0.1;Momentum:-0.1;LowVol:-0.9
null
7
35
4.2
trailing 9%
191
18.9
Bull
13.4
4.39
2.7
120
30
79
48
false
Sell
Trim extended winner -1%
3
3
BrokerB
MKT
94
null
null
Normal monitoring
27
-40
16
4
false
Monitor dispersion and breadth
P4767
Opportunistic
Roth
USD
2025-10-15
539,572
40,380
499,192
1
71.4
10.6
10.2
7.8
IEF:25.0%;TSLA:25.0%;XLF:25.0%;BRK.B:25.0%
US:63.0;EU:19.4;APAC:8.9;EM:4.0;Other:4.7
Value:-0.4;Growth:-0.5;Quality:-0.3;Size:+0.2;Momentum:+0.3;LowVol:+0.4
MaxPos7%
10
25
5.8
trailing 9%
163
29.9
Bear
25.1
3.51
1.1
167
-115
5
74
true
Reduce
Cut high-beta by 2-3%, add cash
-7
-17
BrokerD
LMT
92
RegimeShift
Hedge
Volatility spike and breadth deterioration
-32
-49
-39
5
false
Tax-aware sells next window
P4768
Opportunistic
Taxable
USD
2025-04-16
676,719
46,781
629,938
1
65.9
16.6
11.1
6.4
BRK.B:20.1%;MSFT:14.5%;QQQ:13.8%;HYG:19.1%;VOO:18.9%;VNQ:13.6%
US:67.6;EU:11.7;APAC:9.7;EM:6.1;Other:5.0
Value:+0.1;Growth:-0.8;Quality:-0.5;Size:+0.4;Momentum:-0.3;LowVol:+0.4
null
6
35
6.5
hard 12%
252
34.6
Bull
15.8
3.92
2.8
118
56
72
49
false
Buy
Add to core equity +1%
-5
-14
BrokerA
MKT
99
null
null
Normal monitoring
70
-43
137
5
false
Within IPS guidelines
P4769
Opportunistic
Trust
USD
2024-10-23
845,736
32,472
813,264
1.12
74.7
18.5
0
6.8
VNQ:25.4%;AAPL:15.7%;MUB:21.5%;TLT:25.4%;TSLA:12.1%
US:56.1;EU:18.1;APAC:14.8;EM:6.0;Other:5.0
Value:-0.2;Growth:+0.3;Quality:-0.2;Size:-1.0;Momentum:+0.4;LowVol:-0.4
null
6
35
6
hard 12%
163
26.4
Sideways
17.4
4.23
3.5
120
51
63
52
true
Reduce
Cut high-beta by 2-3%, add cash
11
-21
BrokerA
LMT
91
VAR>budget
Hedge
Risk above budget threshold
108
-54
188
2
false
Tax-aware sells next window
P4770
Cautious
401k
USD
2025-10-20
408,148
41,929
366,219
1
39
43.6
4.5
12.8
BND:20.4%;AAPL:15.7%;IEF:7.6%;GLD:19.6%;TSLA:15.8%;VNQ:20.9%
US:63.7;EU:15.7;APAC:7.2;EM:10.0;Other:3.5
Value:+0.2;Growth:+0.2;Quality:-0.3;Size:-0.5;Momentum:-0.1;LowVol:-0.2
ESGOnly;NoMargin
10
30
3.2
hard 10%
150
17.1
Volatile
26.9
4.43
3.4
130
-3
51
55
false
NoAction
Within bands; monitor
26
-2
BrokerD
LMT
89
null
null
Normal monitoring
80
-11
88
5
false
Tax-aware sells next window
P4771
Cautious
Trust
USD
2025-11-20
845,065
132,610
712,455
1
42.6
30.6
13.5
13.3
MSFT:33.3%;GLD:33.3%;VTI:33.3%
US:54.2;EU:19.3;APAC:14.2;EM:9.7;Other:2.6
Value:-0.7;Growth:+0.7;Quality:-0.3;Size:-0.7;Momentum:-0.3;LowVol:-0.1
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
7
35
3.7
trailing 8%
141
16.2
Volatile
28.5
3.76
3.1
180
52
67
53
false
Buy
Add to core equity +1%
-1
-35
BrokerD
LMT
87
null
null
Normal monitoring
7
17
90
4
false
Monitor dispersion and breadth
P4772
Opportunistic
Taxable
USD
2025-07-16
1,282,825
91,059
1,191,766
1
63.5
11.6
17
7.9
VTI:33.6%;MSFT:33.6%;AMZN:32.8%
US:73.7;EU:11.4;APAC:6.5;EM:5.5;Other:2.9
Value:-0.8;Growth:0.0;Quality:-0.9;Size:+0.1;Momentum:+0.7;LowVol:-0.9
NoDerivatives
5
35
5
trailing 7%
241
31.2
Sideways
19.7
3.57
3.2
93
51
85
49
false
Buy
Add to core equity +1%
7
-11
BrokerC
MKT
96
null
null
Normal monitoring
-34
-53
-7
3
false
Monitor dispersion and breadth
P4773
Cautious
IRA
USD
2024-08-15
474,337
51,248
423,089
1
45
34.5
5.8
14.6
VOO:21.6%;TLT:21.6%;VNQ:21.6%;BND:19.1%;AMZN:16.0%
US:55.1;EU:19.6;APAC:14.0;EM:7.8;Other:3.6
Value:+0.5;Growth:+0.9;Quality:-0.3;Size:-0.6;Momentum:-0.7;LowVol:+0.1
NoMargin
5
35
5.5
trailing 8%
111
13.9
Bear
34.6
4.11
2
157
27
56
73
true
Reduce
Cut high-beta by 2-3%, add cash
16
-36
BrokerB
LMT
86
Drift>tolerance
Pause
Allocation drift beyond policy bands
-13
-14
61
2
false
Within IPS guidelines
P4774
Opportunistic
401k
USD
2025-03-06
1,283,990
73,706
1,210,284
1
74
17.3
0
8.7
AMZN:25.8%;IEF:13.7%;QQQ:15.8%;HYG:25.8%;TLT:18.9%
US:67.1;EU:15.1;APAC:11.0;EM:4.0;Other:2.9
Value:-1.0;Growth:+1.0;Quality:+1.0;Size:-0.2;Momentum:+0.3;LowVol:-0.4
null
7
25
6.2
trailing 7%
265
31.4
Bull
14.4
4.52
2.3
107
66
72
52
false
Rebalance
Shift +1% to bonds from equity
13
-32
BrokerC
LMT
100
null
null
Normal monitoring
35
-31
22
5
false
Monitor dispersion and breadth
P4775
Active
Trust
USD
2024-10-01
678,266
80,872
597,394
1
67.9
23.2
3.9
5
HYG:22.9%;BRK.B:15.6%;MSFT:22.9%;MUB:15.6%;AMZN:22.9%
US:67.0;EU:10.3;APAC:14.0;EM:8.5;Other:0.2
Value:-0.3;Growth:+0.4;Quality:-0.7;Size:-0.5;Momentum:-0.0;LowVol:-0.6
MaxPos8%;NoDerivatives
7
30
4.1
hard 12%
154
18.8
Volatile
25.6
5.24
2.6
167
-53
34
73
true
Hedge
Buy index puts 1% notional
12
-21
BrokerD
LMT
92
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
20
-60
105
4
false
Within IPS guidelines
P4776
Active
Taxable
USD
2024-09-04
1,003,428
74,029
929,399
1
64.4
26
1
8.6
MUB:18.6%;AMZN:22.9%;HYG:22.9%;TSLA:12.8%;XLF:22.9%
US:66.7;EU:16.6;APAC:11.6;EM:3.5;Other:1.6
Value:-0.7;Growth:+0.2;Quality:-0.6;Size:0.0;Momentum:-0.3;LowVol:+0.9
MaxPos8%
10
35
5.8
trailing 9%
145
20.5
Bull
12.6
4.38
2.8
101
113
100
44
false
Buy
Add to core equity +1%
34
-10
BrokerC
MKT
88
null
null
Normal monitoring
77
-22
205
4
false
Increase defensive factor exposure
P4777
Cautious
Trust
USD
2025-05-18
620,538
66,902
553,636
1
43.1
33.7
9.5
13.7
IEF:19.5%;VTI:26.8%;AMZN:26.8%;VNQ:26.8%
US:75.7;EU:14.1;APAC:6.2;EM:3.7;Other:0.4
Value:+0.7;Growth:-0.0;Quality:+0.1;Size:+0.9;Momentum:-0.8;LowVol:-0.1
NoMargin
5
25
5.8
hard 10%
159
12.1
Volatile
20.5
4.94
4
172
45
69
36
false
NoAction
Within bands; monitor
-1
5
BrokerC
MKT
0
null
null
Normal monitoring
-5
-22
133
5
false
Monitor dispersion and breadth
P4778
Hands-off
401k
USD
2025-08-15
801,753
40,027
761,726
1
68.3
22.4
0
9.3
TLT:12.1%;VTI:20.9%;BND:20.9%;IEF:14.2%;AAPL:11.0%;XLF:20.9%
US:71.2;EU:12.2;APAC:7.7;EM:4.4;Other:4.6
Value:+0.3;Growth:-0.9;Quality:-0.5;Size:+0.7;Momentum:-0.7;LowVol:+0.5
null
8
25
4.8
trailing 10%
142
15
Sideways
17.3
3.64
3
118
-2
43
64
false
Rebalance
Shift +1% to bonds from equity
5
-3
BrokerD
MKT
91
null
null
Normal monitoring
-12
-22
14
5
false
Monitor dispersion and breadth
P4779
Active
Taxable
USD
2024-07-15
1,334,585
81,513
1,253,072
1.22
50.8
23.6
17.7
8
VOO:28.1%;VNQ:20.3%;HYG:23.6%;BRK.B:28.1%
US:70.1;EU:10.3;APAC:5.3;EM:10.0;Other:4.3
Value:+0.5;Growth:+0.6;Quality:-0.5;Size:-0.4;Momentum:+0.5;LowVol:+0.7
MaxPos5%
10
35
6
trailing 9%
184
22.3
Bull
12.6
4.11
2.6
72
60
90
36
false
Buy
Add to core equity +1%
6
-15
BrokerA
MKT
94
null
null
Normal monitoring
81
-51
100
3
false
Increase defensive factor exposure
P4780
Hands-off
IRA
USD
2024-10-30
559,822
55,812
504,010
1
68.9
25.3
0
5.8
VNQ:15.6%;TLT:22.3%;VOO:22.3%;VTI:17.6%;XLF:12.8%;AAPL:9.4%
US:61.3;EU:18.9;APAC:11.3;EM:4.6;Other:3.9
Value:-0.9;Growth:-0.3;Quality:+0.3;Size:+0.6;Momentum:+0.2;LowVol:+0.9
null
8
35
5
trailing 8%
151
15.3
Volatile
26.8
4.5
4
143
55
63
83
true
Reduce
Cut high-beta by 2-3%, add cash
-3
15
BrokerD
LMT
87
VAR>budget
Hedge
Risk above budget threshold
-27
11
12
2
false
Within IPS guidelines
P4781
Hands-off
IRA
USD
2024-10-19
208,409
15,251
193,158
1
67.8
25.5
0.2
6.4
BRK.B:24.8%;BND:15.4%;AAPL:24.8%;MSFT:10.0%;TSLA:24.8%
US:69.2;EU:14.6;APAC:7.3;EM:6.4;Other:2.4
Value:+0.1;Growth:-0.0;Quality:+0.2;Size:-0.5;Momentum:-0.5;LowVol:-0.5
MaxPos8%
7
30
5.6
trailing 8%
170
15.1
Volatile
22.4
4.19
3.1
137
-7
51
55
true
Rebalance
Rebalance back to target bands
6
14
BrokerD
LMT
93
VAR>budget
Pause
Risk above budget threshold
-9
18
82
5
false
Tax-aware sells next window
P4782
Hands-off
Trust
USD
2025-07-17
253,793
24,626
229,167
1
69.9
21.3
0
8.9
HYG:12.5%;BRK.B:13.6%;XLF:10.0%;IEF:21.8%;VTI:21.8%;VOO:20.3%
US:54.6;EU:15.5;APAC:14.5;EM:12.0;Other:3.4
Value:-0.4;Growth:-0.9;Quality:+0.1;Size:+0.8;Momentum:+0.7;LowVol:0.0
NoDerivatives
7
30
4.9
trailing 10%
111
13.4
Volatile
22.2
4.33
2.4
178
-44
39
60
true
Hedge
Buy index puts 1% notional
17
-27
BrokerA
MKT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
21
-1
83
3
false
Within IPS guidelines
P4783
Cautious
IRA
USD
2024-12-09
801,183
116,794
684,389
1
50.8
34.4
0.3
14.6
GLD:15.0%;AAPL:22.3%;IEF:22.3%;VNQ:22.3%;VTI:18.2%
US:61.6;EU:10.5;APAC:13.7;EM:11.5;Other:2.8
Value:-0.1;Growth:+0.3;Quality:+0.3;Size:+0.3;Momentum:-0.5;LowVol:+0.5
MaxPos7%;NoMargin
5
35
4.2
trailing 8%
95
14.5
Bull
16.6
4.38
2.7
98
51
80
51
false
NoAction
Within bands; monitor
10
13
BrokerD
MKT
0
null
null
Normal monitoring
48
-59
19
3
false
Tighten stops on momentum names
P4784
Cautious
Trust
USD
2025-03-26
163,916
15,752
148,164
1
46.2
37.9
0
16
AMZN:33.3%;MSFT:33.3%;VTI:33.3%
US:73.6;EU:12.4;APAC:5.6;EM:8.3;Other:0.0
Value:+0.6;Growth:+0.8;Quality:+0.1;Size:-0.2;Momentum:+0.4;LowVol:-0.9
ESGOnly;NoMargin
6
30
4
trailing 8%
118
15.6
Volatile
21.9
4.98
2.5
178
-56
18
51
false
Rebalance
Shift +1% to bonds from equity
3
-9
BrokerC
LMT
97
null
null
Normal monitoring
42
-53
48
3
false
Within IPS guidelines
P4785
Hands-off
IRA
USD
2025-06-30
161,684
8,304
153,380
1
68.1
26.7
0
5.3
TLT:22.6%;VOO:13.6%;IEF:26.6%;BND:10.6%;TSLA:26.6%
US:70.8;EU:6.2;APAC:13.3;EM:5.9;Other:3.8
Value:-1.0;Growth:+0.4;Quality:+0.8;Size:-0.2;Momentum:-0.3;LowVol:-0.3
ESGOnly
5
35
5.7
trailing 8%
165
13.7
Volatile
24.9
3.71
2.4
128
-41
37
77
true
Rebalance
Rebalance back to target bands
7
-30
BrokerC
VWAP
89
VAR>budget
Reduce
Risk above budget threshold
-28
19
106
4
true
Tax-aware sells next window
P4786
Systematic
Taxable
USD
2025-10-27
509,131
45,546
463,585
1
66.2
20.2
6
7.6
GLD:11.8%;VTI:29.4%;IEF:29.4%;TLT:29.4%
US:67.0;EU:16.0;APAC:7.3;EM:9.3;Other:0.3
Value:-0.2;Growth:+0.7;Quality:+0.1;Size:-0.0;Momentum:+0.5;LowVol:-0.5
MaxPos8%
5
30
5.5
trailing 8%
183
23.5
Sideways
21.9
4.33
3.4
94
43
67
64
false
Rebalance
Shift +1% to bonds from equity
-3
-15
BrokerB
LMT
86
null
null
Normal monitoring
88
-60
76
4
false
Increase defensive factor exposure
P4787
Hands-off
Roth
USD
2025-05-22
880,684
87,255
793,429
1
60.6
26.7
2.9
9.8
MUB:27.0%;QQQ:24.6%;TLT:27.0%;VTI:21.3%
US:71.1;EU:10.5;APAC:13.4;EM:4.0;Other:1.1
Value:-0.5;Growth:-0.6;Quality:-0.3;Size:-0.4;Momentum:-0.7;LowVol:+0.8
null
6
25
4.5
hard 10%
128
19.5
Bull
14.6
4.49
3.3
116
45
62
46
false
Buy
Add to core equity +1%
8
6
BrokerA
MKT
87
null
null
Normal monitoring
55
-19
117
3
false
Monitor dispersion and breadth
P4788
Systematic
Taxable
USD
2024-09-19
1,280,643
56,390
1,224,253
1
69.8
20.8
2.8
6.6
GLD:11.8%;HYG:22.6%;VOO:24.6%;BRK.B:16.3%;MSFT:24.6%
US:66.0;EU:7.6;APAC:12.7;EM:9.9;Other:3.8
Value:+0.8;Growth:-0.2;Quality:+0.2;Size:+0.8;Momentum:-1.0;LowVol:-0.9
NoDerivatives
8
30
4.3
trailing 8%
142
20.5
Volatile
28.6
4.48
3.3
150
19
49
75
true
Rebalance
Rebalance back to target bands
-5
-32
BrokerC
MKT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
109
-6
72
5
false
Monitor dispersion and breadth
P4789
Active
Trust
USD
2024-08-12
2,339,970
256,378
2,083,592
1.11
54.7
31.2
5.9
8.1
BND:26.6%;XLF:26.6%;MUB:26.6%;VNQ:20.2%
US:60.5;EU:14.0;APAC:13.5;EM:10.3;Other:1.7
Value:-0.5;Growth:-0.9;Quality:+0.2;Size:-0.8;Momentum:+0.8;LowVol:0.0
MaxPos7%
5
25
5
trailing 9%
157
26.8
Bull
13.3
4.73
2.6
101
65
91
38
true
Rebalance
Rebalance back to target bands
32
3
BrokerA
MKT
98
Drift>tolerance
Reduce
Allocation drift beyond policy bands
50
9
74
5
false
Monitor dispersion and breadth
P4790
Hands-off
Trust
USD
2024-12-01
695,884
41,666
654,218
1
65.9
29.1
0
5.1
XLF:16.2%;MUB:21.7%;HYG:21.7%;VNQ:9.6%;GLD:17.6%;VOO:13.3%
US:62.9;EU:17.4;APAC:8.8;EM:8.7;Other:2.1
Value:+0.7;Growth:-0.9;Quality:-0.6;Size:-0.5;Momentum:+0.6;LowVol:+0.5
NoDerivatives
6
25
4.6
hard 10%
97
17.8
Bull
12.3
3.69
3.4
78
108
100
49
false
Sell
Trim extended winner -1%
-11
-2
BrokerB
MKT
98
null
null
Normal monitoring
87
-27
55
3
false
Within IPS guidelines
P4791
Cautious
401k
USD
2025-04-11
366,519
55,162
311,357
1
38.2
35.9
8.4
17.6
IEF:8.2%;HYG:13.3%;VOO:14.8%;AMZN:19.1%;TSLA:22.4%;QQQ:22.4%
US:64.1;EU:8.3;APAC:16.0;EM:8.1;Other:3.6
Value:-0.7;Growth:+0.3;Quality:-0.5;Size:+0.1;Momentum:-0.4;LowVol:+0.7
ESGOnly;MaxPos6%;NoMargin
10
25
5.8
hard 10%
106
14.7
Bear
30.3
3.65
2.7
174
-67
18
59
false
NoAction
Within bands; monitor
-6
-28
BrokerC
MKT
0
null
null
Normal monitoring
19
-6
-18
3
false
Tighten stops on momentum names
P4792
Active
IRA
USD
2024-11-17
2,042,215
195,877
1,846,338
1
55
24.9
13.8
6.3
MSFT:25.1%;VOO:25.1%;AAPL:24.7%;QQQ:25.1%
US:53.5;EU:18.5;APAC:14.6;EM:8.6;Other:4.9
Value:+0.2;Growth:-0.8;Quality:+1.0;Size:+0.9;Momentum:+0.7;LowVol:-0.6
MaxPos5%;NoDerivatives
10
25
5.5
trailing 9%
139
18.9
Bull
14.6
4.27
3.4
86
18
67
45
false
NoAction
Within bands; monitor
33
-30
BrokerB
MKT
0
null
null
Normal monitoring
26
19
120
4
false
Tax-aware sells next window
P4793
Opportunistic
Trust
USD
2025-09-04
829,784
25,032
804,752
1
73
19.9
0
7.1
MUB:33.0%;TLT:33.5%;AAPL:33.5%
US:61.3;EU:15.8;APAC:9.2;EM:10.5;Other:3.2
Value:+0.4;Growth:+0.8;Quality:-0.2;Size:+0.1;Momentum:+0.2;LowVol:-0.7
MaxPos6%
10
25
5.7
hard 12%
166
33.1
Bull
15.8
3.7
2.1
83
99
87
57
false
Rebalance
Shift +1% to bonds from equity
2
-11
BrokerC
LMT
97
null
null
Normal monitoring
114
6
148
5
false
Monitor dispersion and breadth
P4794
Systematic
Trust
USD
2025-06-02
986,191
77,977
908,214
1
69.1
24.2
0
6.7
VNQ:19.6%;BND:10.1%;BRK.B:23.4%;IEF:23.4%;HYG:23.4%
US:57.1;EU:17.7;APAC:12.9;EM:8.8;Other:3.6
Value:+0.8;Growth:+0.4;Quality:-0.5;Size:-0.4;Momentum:-0.4;LowVol:+0.5
NoDerivatives
5
35
6
trailing 8%
120
21
Bull
12.7
3.69
2.1
118
37
62
50
false
Rebalance
Shift +1% to bonds from equity
31
-1
BrokerD
LMT
90
null
null
Normal monitoring
59
-53
180
5
false
Tax-aware sells next window
P4795
Cautious
401k
USD
2025-10-24
228,766
30,395
198,371
1
52.4
35.8
0
11.7
AAPL:33.7%;MUB:32.7%;BND:33.7%
US:70.1;EU:13.8;APAC:6.0;EM:9.6;Other:0.6
Value:+0.8;Growth:-0.4;Quality:+0.9;Size:-0.5;Momentum:+0.8;LowVol:+0.6
ESGOnly;NoMargin
7
35
3.7
trailing 8%
99
13.8
Sideways
15.5
4.97
2.3
129
-22
37
34
true
Hedge
Buy index puts 1% notional
25
-24
BrokerA
MKT
99
VAR>budget
Hedge
Risk above budget threshold
10
-31
85
3
false
Tighten stops on momentum names
P4796
Opportunistic
Trust
USD
2025-10-16
1,184,048
85,778
1,098,270
1
61.9
18
11.2
8.9
AAPL:33.3%;QQQ:33.3%;TLT:33.3%
US:70.8;EU:11.5;APAC:6.7;EM:9.1;Other:2.0
Value:-0.6;Growth:-0.5;Quality:+0.6;Size:+0.6;Momentum:+0.3;LowVol:+0.5
null
5
25
5.2
trailing 7%
178
28.9
Bull
13.9
4.66
2.3
112
54
68
44
false
Rebalance
Shift +1% to bonds from equity
14
-33
BrokerA
MKT
93
null
null
Normal monitoring
10
-15
9
3
false
Increase defensive factor exposure
P4797
Systematic
IRA
USD
2025-11-30
1,498,345
81,245
1,417,100
1
64.1
30.9
0
5
MUB:22.3%;HYG:22.3%;VOO:15.2%;VNQ:20.3%;TLT:19.9%
US:68.8;EU:13.1;APAC:11.7;EM:4.8;Other:1.6
Value:-0.6;Growth:-0.0;Quality:+0.7;Size:-0.6;Momentum:+0.1;LowVol:-0.2
null
6
25
4.3
trailing 8%
213
22.2
Bull
13.2
3.62
2.1
88
61
78
43
false
Buy
Add to core equity +1%
-1
-39
BrokerA
LMT
92
null
null
Normal monitoring
-54
7
-15
5
false
Increase defensive factor exposure
P4798
Active
IRA
USD
2024-09-29
1,902,311
191,093
1,711,218
1.23
57
22.3
15.2
5.6
AAPL:18.0%;GLD:25.5%;VOO:28.3%;MSFT:28.3%
US:56.6;EU:18.2;APAC:9.7;EM:11.7;Other:3.9
Value:-0.6;Growth:+0.1;Quality:0.0;Size:+0.5;Momentum:-1.0;LowVol:-0.9
null
8
25
4.7
trailing 8%
207
17.5
Bull
15.3
3.95
2.3
104
2
58
43
false
Buy
Add to core equity +1%
-10
-7
BrokerA
MKT
87
null
null
Normal monitoring
14
18
-22
4
false
Within IPS guidelines
P4799
Systematic
Trust
USD
2025-06-04
1,567,204
152,021
1,415,183
1
55.8
21.5
16.2
6.4
VTI:21.3%;HYG:10.4%;MSFT:21.3%;BND:11.7%;VNQ:15.9%;QQQ:19.3%
US:68.5;EU:13.8;APAC:10.3;EM:3.7;Other:3.6
Value:-0.5;Growth:-0.2;Quality:-0.7;Size:+0.1;Momentum:+0.2;LowVol:+0.4
MaxPos8%;NoDerivatives
8
30
5.8
hard 12%
124
16.8
Volatile
30.4
4.34
2.8
130
-35
29
66
false
NoAction
Within bands; monitor
16
-1
BrokerA
MKT
0
null
null
Normal monitoring
-29
-58
7
5
false
Tighten stops on momentum names
P4800
Cautious
401k
USD
2025-02-21
489,670
41,074
448,596
1
40.5
43.5
3.3
12.6
BRK.B:33.3%;VOO:33.3%;AAPL:33.3%
US:79.3;EU:6.5;APAC:6.4;EM:3.6;Other:4.1
Value:+0.7;Growth:+0.2;Quality:+0.4;Size:-0.8;Momentum:+0.1;LowVol:+0.9
NoDerivatives;NoMargin
6
35
5.1
trailing 8%
133
12.5
Volatile
29
4.19
2.4
178
1
46
58
false
NoAction
Within bands; monitor
23
-27
BrokerC
LMT
96
null
null
Normal monitoring
100
18
99
3
false
Increase defensive factor exposure