client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P0701
Cautious
Roth
USD
2024-07-14
407,763
45,841
361,922
1
43.9
33.7
8.6
13.9
QQQ:22.8%;TLT:13.1%;HYG:22.8%;VNQ:18.9%;VTI:22.4%
US:69.7;EU:12.3;APAC:9.1;EM:4.8;Other:4.1
Value:+0.2;Growth:+0.8;Quality:+0.9;Size:-0.4;Momentum:+1.0;LowVol:-0.9
ESGOnly;NoMargin
7
35
3.4
hard 10%
95
12.2
Volatile
25.6
5.02
2.5
152
-46
37
53
false
Sell
Trim extended winner -1%
0
-16
BrokerA
LMT
96
null
null
Normal monitoring
101
15
61
4
false
Increase defensive factor exposure
P0702
Cautious
Taxable
USD
2025-03-14
564,168
83,694
480,474
1
52.3
33.1
4.2
10.5
GLD:15.6%;AAPL:15.3%;XLF:20.7%;BRK.B:20.7%;VOO:10.3%;TLT:17.3%
US:67.9;EU:9.3;APAC:9.9;EM:9.8;Other:3.0
Value:+0.3;Growth:+1.0;Quality:-0.5;Size:-0.8;Momentum:-0.6;LowVol:-0.3
NoDerivatives;NoMargin
7
30
5.5
trailing 8%
104
15.5
Sideways
21.2
4.69
2.7
134
18
60
56
false
NoAction
Within bands; monitor
-2
-17
BrokerB
VWAP
88
null
null
Normal monitoring
24
-33
153
3
false
Tighten stops on momentum names
P0703
Systematic
Taxable
USD
2025-06-08
482,174
26,884
455,290
1
60.2
21.3
12.5
6.1
VNQ:20.0%;XLF:21.1%;VTI:22.2%;IEF:22.2%;AAPL:14.6%
US:56.9;EU:14.0;APAC:16.4;EM:9.0;Other:3.7
Value:-0.9;Growth:+0.7;Quality:-0.9;Size:-0.5;Momentum:+0.7;LowVol:-0.5
MaxPos5%;NoDerivatives
7
30
5.5
hard 12%
190
16.3
Bull
17.8
3.61
2.7
77
23
55
45
false
Rebalance
Shift +1% to bonds from equity
-5
-36
BrokerB
MKT
95
null
null
Normal monitoring
-60
8
56
5
false
Monitor dispersion and breadth
P0704
Opportunistic
401k
USD
2025-04-08
353,561
18,563
334,998
1
72.9
14.5
7.8
4.8
TLT:12.7%;GLD:25.4%;MUB:25.4%;QQQ:18.3%;MSFT:18.2%
US:63.5;EU:6.3;APAC:14.4;EM:11.0;Other:4.9
Value:+0.9;Growth:+0.8;Quality:-0.9;Size:+0.2;Momentum:-0.8;LowVol:+0.7
NoDerivatives
7
25
5.6
hard 12%
260
28.3
Volatile
22.3
3.81
3.8
110
-45
20
73
true
Reduce
Cut high-beta by 2-3%, add cash
30
-31
BrokerB
LMT
97
RegimeShift
Hedge
Volatility spike and breadth deterioration
112
-49
196
4
false
Within IPS guidelines
P0705
Active
Taxable
USD
2025-11-18
2,361,488
226,267
2,135,221
1
64.7
26.3
2.4
6.6
HYG:23.2%;VTI:12.3%;IEF:23.2%;VNQ:18.1%;VOO:23.2%
US:71.1;EU:5.9;APAC:9.6;EM:8.3;Other:5.1
Value:-0.6;Growth:-0.5;Quality:-0.6;Size:+0.5;Momentum:-0.4;LowVol:+0.3
MaxPos7%
10
25
5
trailing 8%
211
19.4
Sideways
15
4.94
3.3
113
27
52
56
false
Buy
Add to core equity +1%
24
-11
BrokerC
LMT
91
null
null
Normal monitoring
-38
-39
35
4
false
Monitor dispersion and breadth
P0706
Cautious
Taxable
USD
2025-05-17
774,958
93,983
680,975
1
48.2
30.4
7.1
14.2
MSFT:14.5%;HYG:17.0%;VTI:16.2%;VOO:15.6%;QQQ:15.9%;BND:20.9%
US:60.8;EU:14.9;APAC:12.7;EM:10.6;Other:1.0
Value:+0.7;Growth:+0.1;Quality:-0.3;Size:+1.0;Momentum:-0.2;LowVol:+0.2
ESGOnly;NoMargin
6
25
4.8
trailing 8%
107
18.5
Volatile
31
4.76
4
166
-49
23
64
false
Buy
Add to core equity +1%
0
-36
BrokerD
LMT
89
null
null
Normal monitoring
-9
18
36
4
false
Monitor dispersion and breadth
P0707
Cautious
Taxable
USD
2025-02-12
661,872
105,303
556,569
1
40.1
43.5
0.6
15.8
GLD:7.8%;VOO:22.7%;QQQ:23.1%;IEF:23.1%;MUB:23.1%
US:62.4;EU:13.9;APAC:13.9;EM:6.6;Other:3.2
Value:-0.4;Growth:+0.5;Quality:-0.6;Size:-0.3;Momentum:-0.0;LowVol:+0.1
NoMargin
8
30
5.6
trailing 8%
91
14.6
Sideways
21.7
3.53
2.1
136
-15
56
38
false
Rebalance
Shift +1% to bonds from equity
28
-36
BrokerB
MKT
92
null
null
Normal monitoring
89
-21
112
5
false
Increase defensive factor exposure
P0708
Hands-off
Taxable
USD
2024-12-16
818,859
38,173
780,686
1
62
21.7
7.2
9.1
QQQ:22.5%;TSLA:22.5%;TLT:9.9%;AMZN:22.5%;BND:22.5%
US:65.4;EU:6.1;APAC:11.0;EM:12.5;Other:5.0
Value:+0.5;Growth:+0.8;Quality:+0.1;Size:-0.4;Momentum:+0.5;LowVol:0.0
MaxPos5%;NoDerivatives
6
30
3.3
trailing 8%
140
16.9
Sideways
15.7
3.76
2.6
111
-12
44
38
true
Hedge
Buy index puts 1% notional
15
-17
BrokerB
MKT
91
Drift>tolerance
Reduce
Allocation drift beyond policy bands
72
-20
62
3
false
Tighten stops on momentum names
P0709
Hands-off
Roth
USD
2025-07-14
893,443
43,107
850,336
1
68.9
21.9
0
9.2
GLD:25.7%;HYG:22.8%;AMZN:25.7%;BRK.B:25.7%
US:69.3;EU:11.7;APAC:12.5;EM:6.2;Other:0.4
Value:+0.6;Growth:-0.6;Quality:+0.2;Size:-0.5;Momentum:+0.4;LowVol:+0.8
ESGOnly;MaxPos6%
5
25
5.1
trailing 8%
168
19.6
Bull
12.9
4.84
3.3
88
104
99
51
false
Rebalance
Shift +1% to bonds from equity
18
-4
BrokerD
MKT
94
null
null
Normal monitoring
0
-4
50
5
false
Monitor dispersion and breadth
P0710
Cautious
Taxable
USD
2024-08-20
562,394
45,173
517,221
1
36.6
36.2
10.5
16.8
HYG:27.9%;VNQ:27.9%;AMZN:16.2%;MUB:27.9%
US:64.5;EU:13.4;APAC:12.8;EM:8.3;Other:0.9
Value:+0.1;Growth:+0.8;Quality:-0.9;Size:-1.0;Momentum:-0.4;LowVol:+0.4
ESGOnly;NoMargin
5
30
4
trailing 8%
158
15.3
Bull
15.8
4.47
2.9
87
46
58
33
false
Rebalance
Shift +1% to bonds from equity
18
-14
BrokerC
LMT
88
null
null
Normal monitoring
-24
-16
93
4
false
Monitor dispersion and breadth
P0711
Cautious
IRA
USD
2025-10-05
269,130
22,103
247,027
1
48.4
30.5
5.4
15.8
VTI:33.3%;AAPL:33.3%;VNQ:33.3%
US:57.7;EU:18.0;APAC:13.5;EM:7.0;Other:3.8
Value:-0.4;Growth:+0.5;Quality:-0.6;Size:-0.9;Momentum:+0.6;LowVol:+0.9
NoMargin
7
35
3.4
trailing 8%
98
16.8
Sideways
14.3
4.72
2.8
132
-24
31
46
false
NoAction
Within bands; monitor
9
-21
BrokerA
MKT
0
null
null
Normal monitoring
47
-58
182
5
false
Tax-aware sells next window
P0712
Hands-off
Roth
USD
2024-08-05
165,942
15,226
150,716
1
62.5
27.8
0
9.7
TSLA:13.9%;AMZN:24.2%;BND:23.1%;IEF:22.7%;BRK.B:16.1%
US:61.2;EU:23.1;APAC:6.6;EM:8.1;Other:1.1
Value:+0.6;Growth:-0.2;Quality:-0.1;Size:-0.9;Momentum:-0.6;LowVol:-0.6
MaxPos6%;NoDerivatives
10
35
5.4
trailing 10%
153
15.4
Bear
28.2
4
1.1
130
-93
5
77
true
Rebalance
Rebalance back to target bands
-11
-37
BrokerD
LMT
86
VAR>budget
Reduce
Risk above budget threshold
-14
-8
112
5
false
Within IPS guidelines
P0713
Active
IRA
USD
2025-07-24
1,526,853
177,617
1,349,236
1.11
59.1
25.5
6.4
9
HYG:25.0%;AAPL:25.0%;TSLA:25.0%;MUB:25.0%
US:61.3;EU:19.7;APAC:11.9;EM:5.9;Other:1.1
Value:-0.1;Growth:+0.4;Quality:-0.4;Size:+0.2;Momentum:+0.4;LowVol:+0.4
null
8
30
5.1
trailing 8%
183
17.5
Sideways
19.4
4.02
2.3
92
40
58
57
false
Rebalance
Shift +1% to bonds from equity
16
1
BrokerB
VWAP
100
null
null
Normal monitoring
55
16
79
5
false
Tax-aware sells next window
P0714
Systematic
401k
USD
2025-08-17
1,277,867
126,530
1,151,337
1
57.2
34.9
2.5
5.5
AMZN:25.5%;XLF:25.5%;QQQ:25.5%;TSLA:23.5%
US:77.6;EU:11.5;APAC:5.7;EM:3.8;Other:1.4
Value:+0.5;Growth:+0.3;Quality:+0.7;Size:+0.7;Momentum:+0.6;LowVol:+0.3
MaxPos5%
6
35
5.8
trailing 8%
191
23.2
Bull
13.7
4.77
3.2
119
47
61
37
false
Buy
Add to core equity +1%
4
-5
BrokerA
MKT
87
null
null
Normal monitoring
-36
0
10
4
false
Tax-aware sells next window
P0715
Opportunistic
IRA
USD
2025-06-18
718,543
46,263
672,280
1
63.4
17.2
11.7
7.7
MSFT:21.7%;BRK.B:27.6%;TLT:23.2%;VOO:27.6%
US:67.0;EU:11.2;APAC:11.2;EM:10.2;Other:0.5
Value:-0.9;Growth:+0.3;Quality:-0.9;Size:+0.5;Momentum:-0.0;LowVol:+0.5
NoDerivatives
5
25
6.7
trailing 7%
244
24.4
Volatile
31.4
4.54
2.7
143
14
72
84
true
Hedge
Buy index puts 1% notional
17
-27
BrokerC
VWAP
100
Drift>tolerance
Reduce
Allocation drift beyond policy bands
31
-48
35
3
false
Within IPS guidelines
P0716
Cautious
Taxable
USD
2025-03-18
353,525
38,370
315,155
1
37.4
38.1
7.9
16.5
MSFT:31.0%;VTI:34.5%;MUB:34.5%
US:71.7;EU:8.7;APAC:12.1;EM:3.9;Other:3.7
Value:+0.1;Growth:+0.7;Quality:-0.7;Size:-0.9;Momentum:-0.0;LowVol:-0.8
MaxPos6%;NoMargin
7
35
5.6
trailing 8%
113
15.1
Volatile
29.8
4.81
3.7
127
-18
54
69
false
Buy
Add to core equity +1%
27
-8
BrokerD
MKT
91
null
null
Normal monitoring
-15
-44
59
4
false
Within IPS guidelines
P0717
Hands-off
IRA
USD
2025-11-15
322,877
13,070
309,807
1
66.6
20
3.5
9.8
GLD:26.4%;TSLA:26.4%;AMZN:20.7%;QQQ:26.4%
US:71.1;EU:9.2;APAC:12.4;EM:4.8;Other:2.5
Value:0.0;Growth:+0.8;Quality:-0.5;Size:+0.7;Momentum:-0.7;LowVol:-0.1
NoDerivatives
7
25
3
trailing 8%
151
14.6
Bull
11.7
4.35
2.6
86
74
86
33
false
Sell
Trim extended winner -1%
20
-33
BrokerB
MKT
88
null
null
Normal monitoring
68
-20
181
4
false
Monitor dispersion and breadth
P0718
Hands-off
IRA
USD
2025-12-05
424,864
36,413
388,451
1
72.2
15.1
3.5
9.3
QQQ:22.9%;IEF:22.3%;VTI:9.1%;MSFT:22.9%;BND:22.9%
US:64.1;EU:16.2;APAC:10.5;EM:6.3;Other:2.9
Value:-0.9;Growth:+0.6;Quality:-0.5;Size:+0.7;Momentum:+0.9;LowVol:+0.4
ESGOnly;NoDerivatives
6
25
5
trailing 10%
153
18.6
Volatile
30.7
4.17
3.5
175
72
71
82
true
Rebalance
Rebalance back to target bands
0
3
BrokerA
LMT
96
RegimeShift
Reduce
Volatility spike and breadth deterioration
61
4
58
5
false
Within IPS guidelines
P0719
Opportunistic
Trust
USD
2025-10-02
802,558
48,038
754,520
1.12
75.4
20.4
0
4.2
BRK.B:16.3%;AMZN:27.9%;TSLA:27.9%;VNQ:27.9%
US:61.4;EU:19.0;APAC:10.6;EM:6.3;Other:2.6
Value:+0.3;Growth:-0.4;Quality:-1.0;Size:+0.7;Momentum:+0.6;LowVol:+0.8
NoDerivatives
7
30
6.4
hard 12%
266
33.1
Bull
12
4.58
2.2
104
108
100
42
false
Rebalance
Shift +1% to bonds from equity
-10
-37
BrokerA
LMT
88
null
null
Normal monitoring
75
-5
62
4
false
Tighten stops on momentum names
P0720
Systematic
Roth
USD
2025-09-11
1,234,933
70,167
1,164,766
1
59.4
22.7
9
8.9
VNQ:8.6%;VTI:9.1%;HYG:24.5%;AMZN:24.5%;VOO:10.5%;GLD:22.8%
US:67.6;EU:13.0;APAC:8.4;EM:9.5;Other:1.6
Value:+0.2;Growth:+0.1;Quality:+0.2;Size:+0.8;Momentum:+0.2;LowVol:+0.1
MaxPos8%
6
25
4
hard 12%
138
22.2
Sideways
15
4.75
2.8
137
60
73
45
false
Hedge
Add TLT +1% as duration hedge
8
11
BrokerA
MKT
86
null
null
Normal monitoring
116
-9
118
3
false
Tax-aware sells next window
P0721
Cautious
Trust
USD
2025-07-06
590,270
75,198
515,072
1
43
31.2
13
12.8
TLT:14.1%;TSLA:24.9%;QQQ:21.7%;BRK.B:14.4%;VTI:24.9%
US:64.6;EU:6.0;APAC:14.4;EM:9.9;Other:5.1
Value:-0.6;Growth:-0.2;Quality:+0.4;Size:+0.6;Momentum:-0.9;LowVol:-0.5
ESGOnly;MaxPos7%;NoDerivatives;NoMargin
8
25
4
trailing 8%
136
19
Volatile
26.4
4.22
3.9
173
-13
29
52
false
Buy
Add to core equity +1%
-1
-13
BrokerD
LMT
99
null
null
Normal monitoring
49
16
128
3
false
Increase defensive factor exposure
P0722
Opportunistic
Taxable
USD
2025-08-05
1,513,066
66,578
1,446,488
1
60.5
14.9
15.8
8.7
TLT:33.3%;HYG:33.3%;GLD:33.3%
US:71.9;EU:8.1;APAC:6.4;EM:10.8;Other:2.8
Value:-0.7;Growth:0.0;Quality:-0.8;Size:+0.9;Momentum:-0.2;LowVol:-0.8
null
7
35
4.5
hard 12%
201
24.2
Bull
11.4
4.86
2.8
111
117
100
37
true
Reduce
Cut high-beta by 2-3%, add cash
-4
2
BrokerA
MKT
100
Drift>tolerance
Hedge
Allocation drift beyond policy bands
0
-27
11
2
true
Increase defensive factor exposure
P0723
Systematic
Trust
USD
2024-11-29
1,790,462
134,806
1,655,656
1
60.6
32.2
0
7.3
AAPL:25.2%;VOO:26.2%;BRK.B:26.2%;IEF:22.4%
US:72.0;EU:7.7;APAC:7.0;EM:7.2;Other:6.2
Value:-0.2;Growth:+0.3;Quality:+0.5;Size:-0.7;Momentum:-0.7;LowVol:+0.3
MaxPos8%
10
25
5.9
trailing 9%
167
25.6
Volatile
24.9
4.56
3.7
148
-26
43
73
true
Reduce
Cut high-beta by 2-3%, add cash
-7
-27
BrokerA
MKT
96
VAR>budget
TightenStops
Risk above budget threshold
89
9
122
3
false
Tax-aware sells next window
P0724
Cautious
401k
USD
2025-04-09
441,063
67,191
373,872
1
37.1
32.3
13.7
16.9
MSFT:12.5%;BND:25.1%;XLF:25.1%;GLD:12.1%;BRK.B:25.1%
US:71.1;EU:16.7;APAC:5.6;EM:5.6;Other:1.1
Value:+0.3;Growth:-0.2;Quality:-0.4;Size:-0.7;Momentum:-0.7;LowVol:+0.1
MaxPos8%;NoDerivatives;NoMargin
6
35
3.4
trailing 8%
102
18.9
Sideways
14.3
4.93
2.7
123
57
79
34
false
Rebalance
Shift +1% to bonds from equity
-5
7
BrokerA
MKT
97
null
null
Normal monitoring
-29
-20
100
5
false
Monitor dispersion and breadth
P0725
Systematic
Trust
USD
2024-08-02
908,191
80,937
827,254
1
57
33.8
4.1
5
XLF:24.0%;AMZN:24.0%;BND:9.5%;MSFT:24.0%;VOO:18.4%
US:80.5;EU:6.5;APAC:6.9;EM:5.9;Other:0.2
Value:0.0;Growth:+0.1;Quality:+0.6;Size:-0.2;Momentum:+0.6;LowVol:+0.3
null
10
25
5.5
trailing 8%
167
23.1
Sideways
20.6
3.51
3.3
100
-3
58
64
false
Buy
Add to core equity +1%
35
-11
BrokerC
MKT
95
null
null
Normal monitoring
-22
11
49
5
false
Tighten stops on momentum names
P0726
Hands-off
IRA
USD
2024-10-10
554,733
40,775
513,958
1
59
18.7
13.1
9.2
HYG:33.3%;AAPL:33.3%;GLD:33.3%
US:74.9;EU:9.1;APAC:5.8;EM:8.6;Other:1.6
Value:-0.1;Growth:+0.5;Quality:+0.8;Size:-0.8;Momentum:-1.0;LowVol:-0.0
MaxPos5%;NoDerivatives
8
30
5.9
hard 10%
163
12.9
Bull
16.3
3.7
3
84
48
64
50
false
Rebalance
Shift +1% to bonds from equity
23
-16
BrokerB
LMT
94
null
null
Normal monitoring
115
13
136
3
false
Monitor dispersion and breadth
P0727
Systematic
Roth
USD
2025-03-06
1,531,109
83,396
1,447,713
1
67.1
27.2
0
5.6
XLF:33.3%;VTI:33.3%;AAPL:33.3%
US:63.5;EU:8.7;APAC:16.7;EM:7.3;Other:3.7
Value:-0.9;Growth:-0.3;Quality:-0.4;Size:-0.1;Momentum:-0.4;LowVol:-0.7
null
7
25
5.2
hard 12%
126
24.9
Volatile
27.9
3.72
4.1
151
75
84
73
true
Hedge
Buy index puts 1% notional
21
-40
BrokerC
VWAP
97
VAR>budget
Hedge
Risk above budget threshold
19
16
111
2
false
Tighten stops on momentum names
P0728
Opportunistic
Roth
USD
2025-12-08
1,463,639
85,951
1,377,688
1
72.7
20.6
0
6.7
TSLA:13.7%;XLF:25.3%;VNQ:14.4%;GLD:25.3%;TLT:21.4%
US:61.2;EU:11.8;APAC:12.5;EM:10.0;Other:4.5
Value:+0.8;Growth:+0.5;Quality:+0.6;Size:-0.1;Momentum:+0.7;LowVol:+0.9
null
5
30
4.6
hard 12%
271
29.3
Volatile
22.2
5.1
3
121
38
65
65
false
Rebalance
Shift +1% to bonds from equity
2
-1
BrokerB
LMT
86
null
null
Normal monitoring
70
-57
142
3
false
Tax-aware sells next window
P0729
Opportunistic
Trust
USD
2025-11-13
367,314
11,357
355,957
1
76.9
13.7
1
8.4
MUB:21.0%;XLF:25.5%;TSLA:16.4%;BRK.B:11.7%;AAPL:25.5%
US:63.2;EU:14.8;APAC:12.8;EM:6.0;Other:3.2
Value:-0.2;Growth:-0.0;Quality:-0.3;Size:-0.6;Momentum:+0.8;LowVol:-1.0
MaxPos8%
8
30
6.5
trailing 9%
177
21
Bull
17.4
4.5
3.2
119
23
71
63
false
NoAction
Within bands; monitor
13
3
BrokerC
VWAP
88
null
null
Normal monitoring
105
-18
223
4
false
Increase defensive factor exposure
P0730
Systematic
Trust
USD
2025-03-05
1,959,372
187,520
1,771,852
1
59.9
21.3
10.2
8.6
XLF:18.1%;AAPL:22.0%;TLT:22.0%;GLD:20.5%;AMZN:17.3%
US:63.3;EU:12.7;APAC:11.7;EM:8.3;Other:4.1
Value:-0.9;Growth:+1.0;Quality:+0.2;Size:+0.4;Momentum:-0.3;LowVol:+0.8
null
8
25
4.8
trailing 9%
199
17.2
Volatile
31.2
3.63
2.5
166
25
62
73
true
Rebalance
Rebalance back to target bands
-5
-7
BrokerD
LMT
96
Drift>tolerance
Hedge
Allocation drift beyond policy bands
1
-43
43
4
false
Within IPS guidelines
P0731
Hands-off
Trust
USD
2025-01-29
340,428
19,158
321,270
1
59.4
20.7
14.4
5.6
MUB:13.8%;VOO:28.7%;GLD:28.7%;BND:28.7%
US:60.4;EU:15.6;APAC:13.3;EM:7.7;Other:3.0
Value:+0.3;Growth:+0.2;Quality:-0.9;Size:+0.5;Momentum:+0.5;LowVol:+0.1
ESGOnly
8
30
4.3
trailing 10%
125
13.2
Volatile
30.3
4.93
4.1
132
-49
14
66
false
NoAction
Within bands; monitor
-8
7
BrokerC
LMT
96
null
null
Normal monitoring
-37
-7
22
4
false
Within IPS guidelines
P0732
Cautious
Taxable
USD
2025-11-04
626,493
64,243
562,250
1
43.5
41.3
0
15.2
AAPL:8.1%;IEF:15.8%;BND:20.9%;QQQ:19.7%;BRK.B:16.2%;HYG:19.3%
US:65.3;EU:12.7;APAC:6.1;EM:11.9;Other:4.0
Value:+0.9;Growth:-1.0;Quality:+0.7;Size:+0.7;Momentum:+0.8;LowVol:+0.3
MaxPos7%;NoMargin
10
25
3.3
hard 10%
106
16.8
Sideways
19
3.84
3.2
115
16
45
39
false
NoAction
Within bands; monitor
16
-40
BrokerC
MKT
0
null
null
Normal monitoring
94
1
78
3
false
Within IPS guidelines
P0733
Active
Trust
USD
2025-05-17
1,801,806
174,203
1,627,603
1.24
65
29.5
0
5.5
XLF:26.6%;BRK.B:26.6%;AMZN:20.3%;AAPL:26.6%
US:61.1;EU:16.4;APAC:12.6;EM:8.9;Other:1.0
Value:-0.7;Growth:-0.7;Quality:-0.3;Size:-0.0;Momentum:-0.8;LowVol:-0.8
MaxPos6%
7
35
4.3
hard 12%
228
25
Bull
12.2
4.48
2.8
102
58
90
38
false
Hedge
Add TLT +1% as duration hedge
4
1
BrokerA
LMT
90
null
null
Normal monitoring
41
-52
34
4
false
Tighten stops on momentum names
P0734
Systematic
IRA
USD
2025-01-18
867,737
44,719
823,018
1
57.8
27.7
6.8
7.7
BND:18.7%;QQQ:21.3%;IEF:17.1%;VOO:8.0%;HYG:19.7%;AMZN:15.2%
US:66.0;EU:19.8;APAC:9.0;EM:4.9;Other:0.3
Value:-0.8;Growth:+0.2;Quality:+0.4;Size:+0.8;Momentum:0.0;LowVol:-0.4
null
8
35
4.4
trailing 9%
157
17.3
Volatile
31.9
3.58
3.2
144
19
46
81
true
Reduce
Cut high-beta by 2-3%, add cash
11
-35
BrokerD
LMT
99
VAR>budget
Hedge
Risk above budget threshold
45
4
52
5
false
Monitor dispersion and breadth
P0735
Cautious
IRA
USD
2024-09-13
795,994
78,553
717,441
1
48
39.9
1.4
10.7
QQQ:18.6%;TLT:18.7%;GLD:9.4%;MUB:20.1%;VOO:13.2%;VTI:20.1%
US:75.1;EU:6.9;APAC:14.0;EM:3.7;Other:0.3
Value:-0.3;Growth:+0.9;Quality:+0.3;Size:-0.4;Momentum:-0.3;LowVol:-0.3
ESGOnly;NoMargin
8
25
4.9
trailing 8%
96
18.5
Bear
33
4.29
2.9
140
-25
46
76
true
Reduce
Cut high-beta by 2-3%, add cash
33
-32
BrokerD
LMT
92
RegimeShift
Reduce
Volatility spike and breadth deterioration
117
-11
95
5
false
Tighten stops on momentum names
P0736
Cautious
IRA
USD
2025-07-03
479,309
60,274
419,035
1
47.1
41.7
0
11.2
VTI:9.0%;HYG:20.9%;AAPL:20.2%;BRK.B:9.9%;VNQ:20.3%;IEF:19.6%
US:60.8;EU:20.0;APAC:11.4;EM:6.9;Other:0.9
Value:-0.9;Growth:+0.1;Quality:+1.0;Size:+0.6;Momentum:+1.0;LowVol:+0.6
ESGOnly;MaxPos6%;NoMargin
5
25
4.6
trailing 8%
131
13.7
Bull
15.4
4.68
3.1
111
24
55
29
false
Hedge
Add TLT +1% as duration hedge
13
-30
BrokerD
LMT
97
null
null
Normal monitoring
94
-8
99
4
false
Monitor dispersion and breadth
P0737
Hands-off
401k
USD
2025-10-04
795,719
62,065
733,654
1
71.4
21.3
0
7.3
GLD:12.4%;HYG:21.5%;MSFT:14.5%;AAPL:21.5%;VOO:15.5%;BRK.B:14.5%
US:60.4;EU:15.2;APAC:14.8;EM:8.7;Other:0.9
Value:+0.8;Growth:-0.6;Quality:+0.2;Size:+0.4;Momentum:+0.7;LowVol:-0.3
ESGOnly
7
30
5.1
trailing 8%
97
14.1
Bull
11.5
4.76
2.3
77
49
81
54
false
Rebalance
Shift +1% to bonds from equity
-15
-11
BrokerB
MKT
89
null
null
Normal monitoring
84
2
139
3
false
Increase defensive factor exposure
P0738
Cautious
Taxable
USD
2025-04-27
385,617
54,274
331,343
1
54
31.9
3.6
10.5
HYG:33.3%;VNQ:33.3%;MUB:33.3%
US:70.0;EU:15.0;APAC:7.4;EM:7.2;Other:0.5
Value:-0.5;Growth:-0.4;Quality:+1.0;Size:+0.9;Momentum:-0.6;LowVol:+0.9
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
6
35
4.2
hard 10%
105
15.8
Sideways
21.7
3.84
2
90
24
62
52
false
Sell
Trim extended winner -1%
33
-7
BrokerA
LMT
86
null
null
Normal monitoring
-40
-33
38
3
false
Tax-aware sells next window
P0739
Cautious
IRA
USD
2025-11-14
753,708
108,344
645,364
1
36.2
35.9
17.3
10.6
BND:22.7%;AAPL:22.7%;BRK.B:9.3%;VNQ:22.6%;QQQ:22.7%
US:66.8;EU:16.5;APAC:12.9;EM:3.6;Other:0.2
Value:-0.2;Growth:+0.8;Quality:-0.6;Size:+0.4;Momentum:+0.6;LowVol:+0.9
ESGOnly;MaxPos6%;NoMargin
8
25
4.4
trailing 10%
160
15.2
Bear
25.1
3.46
2.5
140
-107
5
46
false
NoAction
Within bands; monitor
10
-1
BrokerD
MKT
0
null
null
Normal monitoring
-48
0
73
5
false
Monitor dispersion and breadth
P0740
Cautious
Roth
USD
2024-07-13
675,816
96,145
579,671
1
41.8
41.8
0
16.4
BND:17.8%;TSLA:22.3%;MSFT:12.4%;VNQ:22.3%;AMZN:9.7%;BRK.B:15.5%
US:66.1;EU:8.9;APAC:11.8;EM:9.4;Other:3.8
Value:+0.3;Growth:-0.2;Quality:-1.0;Size:-0.9;Momentum:0.0;LowVol:+0.5
MaxPos5%;NoDerivatives;NoMargin
6
30
4.7
trailing 8%
131
15.1
Bull
15.3
4.41
3.2
95
51
77
30
false
Buy
Add to core equity +1%
-13
-27
BrokerA
MKT
98
null
null
Normal monitoring
37
-34
137
3
false
Monitor dispersion and breadth
P0741
Opportunistic
Roth
USD
2025-07-15
1,747,209
151,462
1,595,747
1
73.1
19.4
2.7
4.9
MSFT:22.1%;XLF:13.6%;MUB:22.1%;TSLA:8.3%;BND:14.2%;AAPL:19.7%
US:63.8;EU:10.0;APAC:16.3;EM:5.3;Other:4.6
Value:+0.8;Growth:-0.9;Quality:+0.2;Size:-0.3;Momentum:+0.6;LowVol:+0.7
MaxPos7%
5
35
4.6
trailing 9%
275
23.2
Sideways
21.6
4.99
2.5
101
-6
39
58
false
Rebalance
Shift +1% to bonds from equity
3
-24
BrokerC
LMT
89
null
null
Normal monitoring
105
-43
154
4
false
Monitor dispersion and breadth
P0742
Systematic
401k
USD
2025-04-18
927,526
83,172
844,354
1
60.3
31.4
0
8.4
AMZN:33.3%;BRK.B:33.3%;BND:33.3%
US:68.5;EU:13.0;APAC:12.4;EM:4.8;Other:1.2
Value:-0.6;Growth:-0.4;Quality:+0.7;Size:+0.3;Momentum:+0.7;LowVol:+0.7
NoDerivatives
5
35
5.2
trailing 8%
177
16.6
Sideways
15.9
3.52
3.3
105
29
63
46
false
Rebalance
Shift +1% to bonds from equity
-11
-11
BrokerA
LMT
87
null
null
Normal monitoring
-26
-5
-3
4
false
Tax-aware sells next window
P0743
Active
Trust
USD
2025-07-09
1,713,447
122,181
1,591,266
1
65.7
23.9
1.7
8.7
BRK.B:28.0%;TLT:28.0%;AMZN:15.9%;GLD:28.0%
US:71.3;EU:8.7;APAC:15.9;EM:4.0;Other:0.1
Value:+0.4;Growth:-0.1;Quality:-0.4;Size:-0.3;Momentum:+0.2;LowVol:-0.1
NoDerivatives
7
30
5.1
trailing 8%
220
27.6
Bull
13.6
4.77
2.5
84
16
61
53
true
Hedge
Buy index puts 1% notional
2
8
BrokerB
MKT
96
VAR>budget
Hedge
Risk above budget threshold
-15
17
106
5
false
Within IPS guidelines
P0744
Active
401k
USD
2024-10-09
1,517,382
170,964
1,346,418
1
65
28.7
0.4
5.9
VNQ:19.5%;VOO:18.1%;TLT:13.8%;HYG:12.9%;BRK.B:19.4%;MSFT:16.2%
US:64.3;EU:10.8;APAC:9.5;EM:13.5;Other:1.9
Value:+0.1;Growth:-0.4;Quality:-0.9;Size:+0.5;Momentum:-0.3;LowVol:+0.3
null
5
35
4.9
trailing 9%
212
21
Sideways
16.5
4.02
3
137
20
65
42
false
Sell
Trim extended winner -1%
15
-36
BrokerC
MKT
92
null
null
Normal monitoring
-23
-7
79
3
false
Increase defensive factor exposure
P0745
Opportunistic
Taxable
USD
2024-08-29
1,171,158
38,323
1,132,835
1
71.8
13
11.2
4
VNQ:21.5%;TSLA:10.8%;BND:21.5%;VOO:16.6%;AMZN:10.0%;HYG:19.6%
US:58.4;EU:21.3;APAC:11.5;EM:7.6;Other:1.1
Value:-0.8;Growth:-0.8;Quality:-0.1;Size:+0.5;Momentum:-0.1;LowVol:+0.8
NoDerivatives
6
30
4.5
hard 12%
213
32.5
Bull
11.5
4.83
3.2
73
100
100
51
false
Hedge
Add TLT +1% as duration hedge
24
12
BrokerD
LMT
92
null
null
Normal monitoring
-24
0
28
3
false
Monitor dispersion and breadth
P0746
Cautious
Roth
USD
2024-09-03
853,390
134,504
718,886
1
51
30.1
1
17.9
VOO:16.2%;IEF:26.1%;AMZN:28.8%;BND:28.8%
US:66.3;EU:7.1;APAC:17.9;EM:8.2;Other:0.4
Value:+0.1;Growth:0.0;Quality:-0.8;Size:+0.9;Momentum:+0.1;LowVol:+0.5
ESGOnly;MaxPos6%;NoMargin
10
30
4.9
trailing 8%
154
13.5
Volatile
20.7
4.55
2.7
152
33
55
57
false
Rebalance
Shift +1% to bonds from equity
-13
-22
BrokerC
LMT
97
null
null
Normal monitoring
57
-25
130
5
false
Monitor dispersion and breadth
P0747
Opportunistic
IRA
USD
2024-10-05
1,067,895
74,969
992,926
1.08
61.9
11.1
20.7
6.3
HYG:19.8%;TLT:22.2%;MSFT:22.2%;VNQ:13.7%;VOO:22.2%
US:65.5;EU:10.1;APAC:9.7;EM:10.7;Other:4.0
Value:+0.5;Growth:+0.2;Quality:-0.7;Size:+0.8;Momentum:+0.2;LowVol:-0.7
MaxPos5%
5
25
4.1
hard 12%
232
29.8
Volatile
25.9
3.99
3.4
118
7
41
58
false
Rebalance
Shift +1% to bonds from equity
34
7
BrokerB
MKT
96
null
null
Normal monitoring
-60
-6
10
5
false
Monitor dispersion and breadth
P0748
Hands-off
Taxable
USD
2024-09-26
778,845
46,074
732,771
1
61.4
28.1
1.5
9
HYG:11.4%;IEF:20.3%;AMZN:14.6%;TLT:18.4%;GLD:15.0%;XLF:20.3%
US:66.5;EU:6.5;APAC:8.6;EM:13.1;Other:5.3
Value:-0.5;Growth:+0.8;Quality:+0.1;Size:+0.1;Momentum:+0.2;LowVol:-0.6
null
10
35
4.9
trailing 8%
116
16.9
Sideways
16.3
4.26
2.7
101
45
58
43
false
Buy
Add to core equity +1%
29
-24
BrokerD
LMT
92
null
null
Normal monitoring
-31
-32
84
3
false
Tax-aware sells next window
P0749
Active
IRA
USD
2025-05-05
1,933,769
142,258
1,791,511
1
59.9
26.7
5.8
7.6
GLD:36.3%;XLF:36.3%;QQQ:27.3%
US:62.9;EU:20.4;APAC:9.2;EM:5.7;Other:1.8
Value:+0.2;Growth:-0.0;Quality:+0.3;Size:-0.7;Momentum:+0.4;LowVol:+0.8
null
6
25
4.8
trailing 9%
198
22.6
Sideways
18.6
4.65
3.3
137
-13
54
62
true
Reduce
Cut high-beta by 2-3%, add cash
3
-15
BrokerA
LMT
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
20
-60
148
4
false
Tax-aware sells next window
P0750
Cautious
Trust
USD
2024-08-07
187,372
23,395
163,977
1
43.2
40.3
0
16.5
TLT:30.8%;GLD:22.4%;MUB:16.0%;AAPL:30.8%
US:64.7;EU:11.5;APAC:8.7;EM:14.5;Other:0.6
Value:+0.7;Growth:+0.9;Quality:+0.1;Size:-0.1;Momentum:-0.4;LowVol:0.0
NoMargin
8
35
4.4
trailing 8%
139
18.4
Volatile
27.7
3.63
2.3
150
-50
18
60
false
Buy
Add to core equity +1%
-7
1
BrokerD
VWAP
89
null
null
Normal monitoring
50
-41
155
4
false
Tighten stops on momentum names
P0751
Cautious
Trust
USD
2025-08-15
659,612
69,194
590,418
1
36.2
32.5
15.8
15.5
GLD:20.2%;HYG:22.8%;BND:11.4%;TSLA:22.8%;MUB:22.8%
US:71.2;EU:9.8;APAC:6.3;EM:9.4;Other:3.3
Value:-0.8;Growth:-0.8;Quality:-0.3;Size:+0.2;Momentum:+0.5;LowVol:+0.3
ESGOnly;MaxPos8%;NoDerivatives;NoMargin
8
30
5.1
hard 10%
142
15.9
Volatile
20.7
4.28
3.5
135
59
72
33
false
Rebalance
Shift +1% to bonds from equity
17
-17
BrokerB
MKT
88
null
null
Normal monitoring
16
-31
37
5
false
Tax-aware sells next window
P0752
Opportunistic
401k
USD
2025-04-02
714,758
32,554
682,204
1
67.2
17.6
6.3
8.9
AMZN:33.3%;VNQ:33.3%;HYG:33.3%
US:74.7;EU:7.7;APAC:9.3;EM:7.4;Other:0.9
Value:+0.6;Growth:-0.8;Quality:+1.0;Size:-0.7;Momentum:-0.7;LowVol:-0.1
MaxPos7%
6
25
5
hard 12%
215
30.5
Volatile
25.7
4.36
3.9
119
-30
42
62
false
Buy
Add to core equity +1%
-7
-9
BrokerC
VWAP
93
null
null
Normal monitoring
-20
11
99
3
false
Increase defensive factor exposure
P0753
Cautious
401k
USD
2025-04-21
222,499
24,693
197,806
1
47
41.1
0
11.9
BND:17.4%;AAPL:18.9%;HYG:21.4%;TLT:21.4%;AMZN:7.4%;GLD:13.5%
US:64.0;EU:13.6;APAC:12.8;EM:7.8;Other:1.9
Value:+1.0;Growth:-0.4;Quality:-0.4;Size:+0.4;Momentum:-0.7;LowVol:+0.9
MaxPos5%;NoDerivatives;NoMargin
5
35
3.2
trailing 8%
139
18.7
Bull
17.1
4.04
2.9
91
88
81
43
false
Sell
Trim extended winner -1%
31
-33
BrokerA
LMT
90
null
null
Normal monitoring
51
-4
147
4
false
Tighten stops on momentum names
P0754
Cautious
IRA
USD
2024-12-29
583,274
64,101
519,173
1
43.3
35.2
4.2
17.3
MSFT:19.2%;AMZN:8.9%;IEF:13.7%;MUB:16.4%;XLF:20.9%;GLD:20.9%
US:63.1;EU:20.3;APAC:11.2;EM:5.3;Other:0.1
Value:-0.4;Growth:-0.0;Quality:-0.3;Size:-0.9;Momentum:+0.4;LowVol:+0.3
ESGOnly;NoMargin
7
25
4.2
hard 10%
109
17.6
Sideways
15
3.89
2.7
127
36
73
31
false
NoAction
Within bands; monitor
13
-16
BrokerD
MKT
0
null
null
Normal monitoring
70
-58
104
4
false
Monitor dispersion and breadth
P0755
Systematic
Taxable
USD
2025-08-20
624,827
31,000
593,827
1
58.1
20.2
13.6
8.1
TSLA:15.8%;BND:16.4%;HYG:15.6%;IEF:16.3%;QQQ:20.3%;BRK.B:15.5%
US:69.1;EU:14.8;APAC:6.5;EM:9.2;Other:0.4
Value:-0.4;Growth:-0.9;Quality:-0.5;Size:+0.1;Momentum:+0.8;LowVol:+0.5
MaxPos5%;NoDerivatives
5
35
4
hard 12%
213
24.1
Bear
27.9
3.32
1.7
174
-21
54
79
true
Hedge
Buy index puts 1% notional
-9
-39
BrokerD
VWAP
97
VAR>budget
Reduce
Risk above budget threshold
-3
-53
16
3
false
Tax-aware sells next window
P0756
Hands-off
401k
USD
2025-02-14
382,376
22,759
359,617
1
66.8
21.3
6.8
5.1
TSLA:33.3%;GLD:33.3%;TLT:33.3%
US:59.8;EU:22.4;APAC:8.2;EM:8.0;Other:1.7
Value:+0.9;Growth:+0.5;Quality:+0.5;Size:-0.9;Momentum:-0.1;LowVol:+0.8
NoDerivatives
7
25
4.3
trailing 8%
107
18.9
Sideways
14
4.91
2.7
90
37
74
55
false
Sell
Trim extended winner -1%
29
-11
BrokerB
LMT
94
null
null
Normal monitoring
-40
9
-44
3
false
Within IPS guidelines
P0757
Opportunistic
401k
USD
2024-11-21
642,149
50,892
591,257
1
72.8
14.9
5.9
6.4
XLF:22.2%;AAPL:14.7%;QQQ:22.4%;VOO:18.2%;BND:22.4%
US:62.8;EU:17.1;APAC:7.9;EM:9.7;Other:2.5
Value:-0.1;Growth:-0.3;Quality:0.0;Size:-0.3;Momentum:-0.1;LowVol:-0.4
NoDerivatives
6
35
5.2
trailing 9%
225
26.7
Bear
27.5
4.13
2.7
212
6
67
77
true
Rebalance
Rebalance back to target bands
2
-33
BrokerD
VWAP
86
RegimeShift
Reduce
Volatility spike and breadth deterioration
-15
-54
93
5
false
Increase defensive factor exposure
P0758
Systematic
401k
USD
2025-02-12
457,812
32,477
425,335
1
63.4
31.2
0
5.4
TSLA:36.1%;XLF:36.1%;BRK.B:27.9%
US:62.6;EU:18.8;APAC:10.8;EM:7.2;Other:0.6
Value:+0.1;Growth:+0.6;Quality:-0.9;Size:+0.6;Momentum:-0.1;LowVol:-0.1
NoDerivatives
6
25
5.5
hard 12%
173
21.2
Bull
16.5
3.82
3.2
97
116
96
53
true
Hedge
Buy index puts 1% notional
9
-40
BrokerB
MKT
96
RegimeShift
TightenStops
Volatility spike and breadth deterioration
93
10
196
2
true
Tax-aware sells next window
P0759
Cautious
Trust
USD
2024-11-29
689,174
107,894
581,280
1
45.9
39.2
4.8
10.1
MUB:25.0%;AMZN:25.0%;BND:19.6%;BRK.B:15.6%;XLF:14.8%
US:61.7;EU:19.1;APAC:8.8;EM:9.4;Other:1.0
Value:+0.8;Growth:-0.8;Quality:-0.3;Size:-0.4;Momentum:-0.9;LowVol:-0.0
ESGOnly;NoMargin
8
25
3.2
trailing 8%
123
16.3
Bull
15
3.8
3.4
101
50
90
29
false
Rebalance
Shift +1% to bonds from equity
-9
-11
BrokerD
MKT
97
null
null
Normal monitoring
118
-15
101
5
false
Tighten stops on momentum names
P0760
Opportunistic
Trust
USD
2024-10-10
1,002,409
51,406
951,003
1
70.7
12.9
10.5
5.8
XLF:18.5%;IEF:13.0%;MSFT:10.7%;GLD:20.1%;BRK.B:19.3%;BND:18.5%
US:77.2;EU:12.4;APAC:5.2;EM:3.7;Other:1.5
Value:-0.8;Growth:+0.7;Quality:-0.1;Size:+0.7;Momentum:-0.2;LowVol:-0.3
MaxPos7%;NoDerivatives
7
35
4.4
trailing 7%
267
22.9
Bull
13.8
4.41
2.4
114
111
95
54
true
Hedge
Buy index puts 1% notional
-2
-29
BrokerC
LMT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
75
-47
74
4
false
Tax-aware sells next window
P0761
Hands-off
IRA
USD
2025-01-25
753,947
33,837
720,110
1
71.2
21.5
1.9
5.5
VOO:14.2%;MSFT:21.6%;TLT:21.6%;XLF:21.3%;IEF:21.4%
US:58.2;EU:18.0;APAC:6.5;EM:13.5;Other:3.8
Value:-0.4;Growth:-0.2;Quality:+0.4;Size:-0.6;Momentum:-0.1;LowVol:0.0
MaxPos7%;NoDerivatives
10
35
5.6
trailing 8%
132
12.8
Bear
27.8
4.22
2.1
137
29
63
88
true
Reduce
Cut high-beta by 2-3%, add cash
24
-23
BrokerB
LMT
92
VAR>budget
Reduce
Risk above budget threshold
52
-52
12
2
false
Tighten stops on momentum names
P0762
Hands-off
Roth
USD
2024-11-07
678,731
30,236
648,495
1
73.5
15
2
9.4
IEF:21.5%;TLT:8.7%;QQQ:13.2%;VOO:21.5%;GLD:13.7%;MSFT:21.5%
US:59.0;EU:10.6;APAC:14.9;EM:12.6;Other:3.0
Value:-0.5;Growth:-0.6;Quality:-0.4;Size:-0.4;Momentum:+1.0;LowVol:-0.6
ESGOnly;MaxPos5%
8
25
3.2
trailing 10%
145
15.5
Volatile
23
5.38
3.8
112
4
39
60
false
Rebalance
Shift +1% to bonds from equity
25
-27
BrokerA
MKT
92
null
null
Normal monitoring
-53
-1
81
4
false
Monitor dispersion and breadth
P0763
Opportunistic
Taxable
USD
2024-12-15
748,537
34,350
714,187
1.12
67.9
15.8
11.1
5.2
GLD:30.5%;MSFT:30.5%;VNQ:14.5%;BRK.B:24.6%
US:65.7;EU:12.6;APAC:10.4;EM:8.0;Other:3.3
Value:+0.8;Growth:-0.3;Quality:+0.3;Size:+0.6;Momentum:+0.4;LowVol:+0.2
null
10
35
4.3
trailing 7%
255
21.2
Bull
12.8
3.76
2.3
101
28
51
41
false
Buy
Add to core equity +1%
-15
1
BrokerD
LMT
96
null
null
Normal monitoring
15
-24
5
5
false
Monitor dispersion and breadth
P0764
Active
IRA
USD
2024-09-15
1,249,635
107,914
1,141,721
1
56.6
18.4
19.2
5.7
AMZN:25.0%;MUB:25.0%;XLF:25.0%;HYG:25.0%
US:62.9;EU:14.0;APAC:11.5;EM:9.6;Other:2.0
Value:+0.6;Growth:-0.0;Quality:+0.2;Size:-0.5;Momentum:-0.3;LowVol:-0.6
null
6
35
4.1
hard 12%
222
27.2
Volatile
21.9
5.43
2.3
119
58
77
63
false
Buy
Add to core equity +1%
-11
7
BrokerD
LMT
94
null
null
Normal monitoring
-60
-37
-56
3
false
Within IPS guidelines
P0765
Active
IRA
USD
2025-03-19
616,555
40,209
576,346
1
52.2
31.9
10
5.9
QQQ:9.2%;XLF:12.8%;TLT:22.9%;VNQ:12.1%;GLD:22.9%;VTI:20.2%
US:65.4;EU:16.6;APAC:10.7;EM:7.1;Other:0.2
Value:-0.8;Growth:-0.7;Quality:-0.9;Size:-0.1;Momentum:+0.4;LowVol:-0.1
NoDerivatives
10
30
5.5
trailing 8%
225
16.5
Volatile
21.6
4.96
2.5
148
69
83
61
false
Sell
Trim extended winner -1%
16
-30
BrokerA
MKT
95
null
null
Normal monitoring
-40
-43
-18
5
false
Tax-aware sells next window
P0766
Cautious
Taxable
USD
2024-08-30
432,611
67,109
365,502
1
41.7
31
13.4
13.9
MSFT:10.5%;VOO:20.9%;QQQ:17.6%;MUB:16.9%;TLT:20.9%;VNQ:13.2%
US:65.4;EU:10.6;APAC:12.6;EM:7.0;Other:4.4
Value:-0.3;Growth:-0.8;Quality:-0.7;Size:+0.8;Momentum:+0.8;LowVol:+0.3
ESGOnly;NoMargin
7
30
3.9
hard 10%
127
17.9
Volatile
24.9
4.13
3.4
157
10
62
53
false
Hedge
Add TLT +1% as duration hedge
-10
-9
BrokerD
LMT
89
null
null
Normal monitoring
-22
9
93
5
false
Monitor dispersion and breadth
P0767
Systematic
Roth
USD
2025-04-13
1,967,301
179,581
1,787,720
1
62.9
28.8
0
8.3
IEF:20.6%;VOO:7.1%;BND:20.6%;TLT:15.1%;TSLA:20.3%;GLD:16.2%
US:66.9;EU:15.0;APAC:10.5;EM:6.4;Other:1.2
Value:+0.4;Growth:+1.0;Quality:+0.2;Size:-0.2;Momentum:-0.2;LowVol:+0.8
null
8
35
4.8
trailing 8%
164
27.9
Volatile
30.1
3.51
2.3
145
79
87
78
true
Reduce
Cut high-beta by 2-3%, add cash
7
-3
BrokerA
MKT
86
VAR>budget
Hedge
Risk above budget threshold
114
-30
139
2
false
Tighten stops on momentum names
P0768
Opportunistic
Trust
USD
2025-03-18
1,550,132
116,354
1,433,778
1
66.5
15.6
11.4
6.5
HYG:21.4%;VNQ:22.2%;VOO:20.9%;AAPL:22.2%;BRK.B:13.3%
US:66.5;EU:5.5;APAC:14.5;EM:9.6;Other:3.9
Value:+0.4;Growth:+1.0;Quality:+0.6;Size:-0.5;Momentum:+1.0;LowVol:-0.2
NoDerivatives
5
25
5.7
hard 12%
198
23
Bull
15.6
4.62
2.3
86
105
88
42
true
Reduce
Cut high-beta by 2-3%, add cash
-9
-32
BrokerB
VWAP
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
34
-46
36
3
false
Monitor dispersion and breadth
P0769
Systematic
Taxable
USD
2024-10-20
1,186,501
94,258
1,092,243
1
61.3
20.7
8.9
9.1
VOO:25.0%;QQQ:25.0%;TSLA:25.0%;GLD:25.0%
US:62.2;EU:8.5;APAC:10.5;EM:13.9;Other:4.9
Value:-0.9;Growth:+0.6;Quality:-0.9;Size:+0.6;Momentum:+0.4;LowVol:-0.9
MaxPos6%
7
35
5.9
trailing 9%
218
21.8
Bull
16.7
4.01
3
92
41
74
51
true
Reduce
Cut high-beta by 2-3%, add cash
-10
-12
BrokerB
LMT
88
VAR>budget
Reduce
Risk above budget threshold
80
-11
85
5
false
Monitor dispersion and breadth
P0770
Opportunistic
IRA
USD
2024-07-18
1,062,817
40,739
1,022,078
1
60.8
10.4
24.8
4
AMZN:11.7%;HYG:21.2%;QQQ:17.6%;GLD:21.2%;VTI:17.6%;BND:10.7%
US:64.0;EU:15.1;APAC:12.0;EM:8.5;Other:0.4
Value:+0.9;Growth:+0.7;Quality:+0.9;Size:-0.0;Momentum:-0.6;LowVol:+0.6
null
10
30
6
hard 12%
253
31.3
Bear
32.1
4.26
1.8
160
-94
12
79
true
Hedge
Buy index puts 1% notional
14
3
BrokerD
LMT
88
Drift>tolerance
Reduce
Allocation drift beyond policy bands
47
-55
41
2
false
Monitor dispersion and breadth
P0771
Hands-off
401k
USD
2025-01-03
430,528
35,183
395,345
1
55.6
27.6
11.7
5.1
AAPL:19.3%;VTI:8.0%;MSFT:20.8%;GLD:14.1%;HYG:17.2%;VOO:20.6%
US:67.4;EU:16.7;APAC:9.7;EM:3.4;Other:2.7
Value:-0.5;Growth:-0.2;Quality:+0.8;Size:-0.6;Momentum:+0.3;LowVol:+0.8
MaxPos5%;NoDerivatives
8
30
5.5
trailing 10%
137
12.2
Bull
11.6
4.43
3.3
101
11
62
46
false
Rebalance
Shift +1% to bonds from equity
26
-9
BrokerC
LMT
89
null
null
Normal monitoring
104
-12
200
5
false
Within IPS guidelines
P0772
Opportunistic
Trust
USD
2025-11-21
982,522
53,786
928,736
1.18
70.7
17.3
7.4
4.5
GLD:24.8%;VOO:18.3%;TSLA:11.3%;MUB:20.7%;VNQ:24.8%
US:61.6;EU:10.6;APAC:14.4;EM:12.6;Other:0.9
Value:+0.7;Growth:-0.3;Quality:-0.9;Size:+0.8;Momentum:-0.8;LowVol:-0.6
null
7
35
6.3
trailing 7%
263
23.2
Bull
16.3
3.8
2.7
85
35
59
48
false
Rebalance
Shift +1% to bonds from equity
17
4
BrokerC
LMT
92
null
null
Normal monitoring
75
-2
184
5
false
Monitor dispersion and breadth
P0773
Active
Trust
USD
2025-03-19
893,617
54,115
839,502
1.1
63.8
21.3
6.7
8.2
AMZN:33.3%;HYG:33.3%;BRK.B:33.3%
US:67.8;EU:11.0;APAC:9.2;EM:6.3;Other:5.6
Value:+0.3;Growth:-0.5;Quality:-0.7;Size:+0.5;Momentum:-0.1;LowVol:-0.4
null
10
35
5.6
trailing 8%
179
23.2
Volatile
27.8
5.36
2.9
150
-33
45
68
false
Buy
Add to core equity +1%
35
-2
BrokerD
LMT
97
null
null
Normal monitoring
63
18
24
3
false
Increase defensive factor exposure
P0774
Cautious
401k
USD
2025-04-08
597,409
57,358
540,051
1
47.7
39.2
0
13.1
BND:22.7%;BRK.B:22.7%;IEF:14.3%;VNQ:22.7%;XLF:17.4%
US:64.0;EU:7.6;APAC:14.7;EM:9.4;Other:4.2
Value:+0.1;Growth:-0.9;Quality:+0.8;Size:+0.1;Momentum:-0.0;LowVol:+1.0
ESGOnly;NoDerivatives;NoMargin
8
25
3.1
hard 10%
119
14.3
Bull
13.6
4.61
3.2
87
108
100
35
false
Rebalance
Shift +1% to bonds from equity
27
9
BrokerD
MKT
95
null
null
Normal monitoring
-31
-55
62
3
false
Within IPS guidelines
P0775
Active
Taxable
USD
2024-08-06
1,895,835
132,031
1,763,804
1
61.7
28.8
4.4
5
AMZN:25.2%;GLD:25.2%;MUB:25.2%;MSFT:24.3%
US:69.7;EU:9.2;APAC:13.6;EM:3.8;Other:3.6
Value:+0.1;Growth:+0.7;Quality:-0.1;Size:-0.7;Momentum:-0.9;LowVol:+0.2
NoDerivatives
8
25
4.6
trailing 9%
191
27
Sideways
17
4.24
2.6
121
30
61
42
false
Rebalance
Shift +1% to bonds from equity
23
-34
BrokerB
MKT
92
null
null
Normal monitoring
38
-23
84
5
false
Tax-aware sells next window
P0776
Cautious
401k
USD
2024-10-27
356,773
39,424
317,349
1
35
38
12.1
14.8
TSLA:33.3%;MUB:33.3%;GLD:33.3%
US:63.7;EU:13.5;APAC:12.7;EM:5.3;Other:4.9
Value:+0.3;Growth:+0.2;Quality:+0.6;Size:-0.2;Momentum:-0.3;LowVol:+0.7
NoMargin
6
25
4.8
trailing 10%
104
18.6
Bull
11.5
4.88
2.7
70
75
97
17
false
Rebalance
Shift +1% to bonds from equity
22
15
BrokerC
MKT
97
null
null
Normal monitoring
10
-58
145
4
false
Monitor dispersion and breadth
P0777
Opportunistic
Taxable
USD
2024-12-12
810,179
40,712
769,467
1.07
70.1
20
1.1
8.7
MUB:11.0%;TLT:23.2%;QQQ:23.0%;AAPL:19.6%;IEF:23.2%
US:73.2;EU:6.4;APAC:13.1;EM:3.1;Other:4.2
Value:-0.2;Growth:+0.1;Quality:-0.5;Size:-0.6;Momentum:-0.7;LowVol:-0.1
null
7
35
5.8
hard 12%
173
28.8
Bear
29
4.3
2.7
185
-79
23
88
true
Reduce
Cut high-beta by 2-3%, add cash
-14
-22
BrokerB
VWAP
96
RegimeShift
Hedge
Volatility spike and breadth deterioration
58
14
125
5
false
Tax-aware sells next window
P0778
Hands-off
IRA
USD
2025-01-27
766,146
70,662
695,484
1
63.2
17.5
9.6
9.7
GLD:24.3%;VOO:10.7%;TSLA:24.3%;XLF:16.5%;QQQ:24.3%
US:70.0;EU:7.5;APAC:10.1;EM:10.8;Other:1.6
Value:+0.7;Growth:-0.7;Quality:+0.4;Size:+0.7;Momentum:+1.0;LowVol:-0.1
MaxPos8%
7
30
5.9
hard 10%
170
15.8
Volatile
21.5
4.86
2.7
132
40
63
60
false
NoAction
Within bands; monitor
-3
-27
BrokerB
MKT
0
null
null
Normal monitoring
-55
-11
-11
5
false
Increase defensive factor exposure
P0779
Active
Trust
USD
2025-04-14
1,757,731
141,920
1,615,811
1
55.2
29.8
6.8
8.2
IEF:12.3%;QQQ:21.4%;GLD:18.2%;AMZN:18.6%;TLT:21.4%;VTI:8.1%
US:74.6;EU:5.1;APAC:8.0;EM:10.4;Other:1.9
Value:-0.7;Growth:+0.3;Quality:+0.7;Size:+0.5;Momentum:-0.9;LowVol:-0.2
NoDerivatives
5
35
4.4
trailing 8%
221
24.8
Bull
12.9
4.06
2.9
91
14
69
28
false
Buy
Add to core equity +1%
2
-20
BrokerA
LMT
97
null
null
Normal monitoring
87
3
166
4
false
Within IPS guidelines
P0780
Opportunistic
Trust
USD
2025-12-07
1,745,289
102,766
1,642,523
1
67.8
14.5
9.3
8.4
MSFT:17.3%;TLT:17.1%;VOO:18.1%;AMZN:13.3%;MUB:13.4%;AAPL:20.8%
US:73.0;EU:6.6;APAC:10.4;EM:4.8;Other:5.2
Value:+0.5;Growth:-0.2;Quality:-0.8;Size:-0.6;Momentum:-0.8;LowVol:-0.6
null
5
25
4.2
hard 12%
172
26.7
Volatile
21.8
4.34
2.5
118
-22
41
54
true
Rebalance
Rebalance back to target bands
30
-29
BrokerA
MKT
99
VAR>budget
Hedge
Risk above budget threshold
20
-9
8
2
false
Increase defensive factor exposure
P0781
Hands-off
Roth
USD
2025-08-28
848,149
74,107
774,042
1
68.5
25.8
0
5.7
AMZN:21.9%;IEF:21.7%;MSFT:18.7%;TLT:15.9%;MUB:21.9%
US:65.0;EU:17.7;APAC:6.4;EM:10.6;Other:0.4
Value:+0.8;Growth:+0.5;Quality:+0.1;Size:+0.3;Momentum:-0.5;LowVol:-0.0
null
10
25
3.3
trailing 10%
125
15.1
Volatile
26.9
5.26
4.4
156
-19
34
84
true
Reduce
Cut high-beta by 2-3%, add cash
17
-29
BrokerA
LMT
100
RegimeShift
Hedge
Volatility spike and breadth deterioration
99
-50
63
5
false
Monitor dispersion and breadth
P0782
Active
Roth
USD
2025-07-20
771,459
54,631
716,828
1
58.6
20.3
15.2
5.9
HYG:34.1%;BRK.B:31.7%;QQQ:34.1%
US:69.0;EU:12.0;APAC:10.6;EM:4.7;Other:3.7
Value:+0.2;Growth:-0.1;Quality:-0.9;Size:-0.3;Momentum:+1.0;LowVol:+0.4
MaxPos5%
10
35
4.4
hard 12%
198
18.7
Volatile
24.4
4.69
3.7
143
17
44
73
true
Hedge
Buy index puts 1% notional
33
5
BrokerB
LMT
96
Drift>tolerance
Pause
Allocation drift beyond policy bands
-13
4
-4
5
false
Tax-aware sells next window
P0783
Opportunistic
Roth
USD
2025-04-26
1,233,698
48,736
1,184,962
1
75.3
18.1
0
6.6
TSLA:27.0%;HYG:27.0%;BRK.B:18.9%;XLF:27.0%
US:63.8;EU:15.4;APAC:9.6;EM:10.1;Other:1.0
Value:-0.6;Growth:+0.8;Quality:+0.1;Size:+0.4;Momentum:+0.4;LowVol:+0.1
NoDerivatives
8
25
6.5
trailing 9%
176
23.1
Bull
14.1
3.63
3.3
86
68
79
61
false
Rebalance
Shift +1% to bonds from equity
3
-10
BrokerB
MKT
87
null
null
Normal monitoring
57
-39
35
5
false
Increase defensive factor exposure
P0784
Hands-off
401k
USD
2024-11-28
460,755
28,579
432,176
1
67.1
23.9
0
9
TSLA:28.6%;MUB:28.6%;BRK.B:28.6%;HYG:14.2%
US:64.3;EU:21.3;APAC:6.3;EM:5.9;Other:2.3
Value:+0.6;Growth:-0.3;Quality:+0.2;Size:-0.9;Momentum:+0.2;LowVol:-0.7
MaxPos7%
8
30
4.2
hard 10%
167
12
Volatile
30.2
5.06
3.8
139
-20
33
75
true
Hedge
Buy index puts 1% notional
14
-39
BrokerD
MKT
99
VAR>budget
TightenStops
Risk above budget threshold
-21
8
-20
3
false
Monitor dispersion and breadth
P0785
Cautious
Trust
USD
2024-09-09
878,236
81,906
796,330
1
50.2
34.7
0
15.1
VTI:34.0%;IEF:34.0%;BND:32.0%
US:68.0;EU:16.1;APAC:11.4;EM:3.9;Other:0.7
Value:+0.1;Growth:+1.0;Quality:-0.2;Size:+0.2;Momentum:-0.4;LowVol:+0.6
NoDerivatives;NoMargin
10
25
6
trailing 8%
149
18.2
Sideways
14.6
4.45
3
117
53
88
39
true
Hedge
Buy index puts 1% notional
-14
2
BrokerD
MKT
97
VAR>budget
Reduce
Risk above budget threshold
67
-14
45
2
false
Within IPS guidelines
P0786
Opportunistic
Trust
USD
2024-07-20
1,019,581
64,582
954,999
1
71.7
20.8
3
4.5
GLD:17.1%;TLT:23.0%;QQQ:11.0%;VTI:13.5%;AAPL:23.0%;XLF:12.4%
US:65.8;EU:11.1;APAC:8.9;EM:10.2;Other:4.0
Value:+0.6;Growth:-0.0;Quality:-0.9;Size:+0.6;Momentum:+0.7;LowVol:-0.7
NoDerivatives
8
25
5.8
trailing 7%
222
21.8
Bull
11.9
3.67
2.1
78
73
78
55
false
Rebalance
Shift +1% to bonds from equity
-13
0
BrokerB
LMT
95
null
null
Normal monitoring
-52
-7
35
4
false
Within IPS guidelines
P0787
Systematic
401k
USD
2024-09-13
891,177
41,650
849,527
1
63.6
27.8
0
8.6
MSFT:33.3%;AAPL:33.3%;HYG:33.3%
US:67.7;EU:16.0;APAC:7.1;EM:4.8;Other:4.4
Value:-0.3;Growth:-0.1;Quality:-0.5;Size:+0.2;Momentum:+0.5;LowVol:-0.0
MaxPos6%
8
35
4.5
trailing 8%
145
24.7
Bear
30.8
3.31
1.8
217
16
62
71
true
Hedge
Buy index puts 1% notional
26
2
BrokerD
MKT
98
VAR>budget
Reduce
Risk above budget threshold
116
-20
107
3
false
Tighten stops on momentum names
P0788
Hands-off
Roth
USD
2025-02-05
683,554
30,884
652,670
1
66.8
19.3
4.9
9
VTI:9.9%;TSLA:11.5%;IEF:20.4%;VNQ:21.2%;MUB:16.1%;AMZN:20.9%
US:70.7;EU:8.9;APAC:10.2;EM:6.4;Other:3.8
Value:-1.0;Growth:-0.7;Quality:+0.6;Size:-0.8;Momentum:-0.2;LowVol:+0.4
ESGOnly;MaxPos8%
8
35
3.3
trailing 10%
141
18
Volatile
22.3
4.46
4.5
111
28
60
59
false
Buy
Add to core equity +1%
27
-25
BrokerC
MKT
86
null
null
Normal monitoring
87
-54
51
5
false
Within IPS guidelines
P0789
Cautious
IRA
USD
2024-12-19
697,140
92,328
604,812
1
46.6
35
5.7
12.7
GLD:35.0%;AAPL:30.0%;QQQ:35.0%
US:72.5;EU:8.0;APAC:7.8;EM:10.3;Other:1.4
Value:+0.3;Growth:+0.1;Quality:-0.4;Size:+1.0;Momentum:-0.5;LowVol:-0.5
NoMargin
8
30
3.6
trailing 8%
162
19.6
Sideways
18.6
3.96
3.2
137
1
36
38
false
Rebalance
Shift +1% to bonds from equity
0
-5
BrokerA
MKT
98
null
null
Normal monitoring
-45
-18
-50
3
false
Increase defensive factor exposure
P0790
Opportunistic
Trust
USD
2025-06-11
368,879
28,924
339,955
1
73.2
21.6
0
5.2
MSFT:25.6%;AMZN:12.4%;AAPL:16.6%;VNQ:25.6%;TLT:19.8%
US:63.6;EU:9.3;APAC:15.0;EM:6.9;Other:5.2
Value:+0.5;Growth:-0.5;Quality:-0.6;Size:-0.2;Momentum:+0.4;LowVol:-0.4
MaxPos7%
10
25
5.1
trailing 7%
204
21.5
Sideways
18.6
4.27
3.1
107
-15
47
69
false
Rebalance
Shift +1% to bonds from equity
-14
8
BrokerD
LMT
88
null
null
Normal monitoring
94
-48
212
3
false
Increase defensive factor exposure
P0791
Cautious
Roth
USD
2025-06-12
482,774
68,968
413,806
1
43.5
34
5.7
16.8
GLD:11.8%;MUB:18.6%;VNQ:16.0%;XLF:26.8%;QQQ:26.8%
US:60.5;EU:19.2;APAC:10.8;EM:9.2;Other:0.3
Value:-0.6;Growth:-0.1;Quality:-0.6;Size:-0.7;Momentum:-0.6;LowVol:-0.3
ESGOnly;NoMargin
8
30
5.3
trailing 8%
133
13.7
Volatile
21.3
4.4
2.9
168
42
66
45
false
Sell
Trim extended winner -1%
-8
-16
BrokerD
VWAP
93
null
null
Normal monitoring
-48
-49
72
4
false
Within IPS guidelines
P0792
Cautious
Trust
USD
2024-08-24
205,260
22,718
182,542
1
36.3
39.6
12.8
11.3
VNQ:11.7%;BND:13.7%;MUB:20.8%;GLD:12.2%;AMZN:20.8%;XLF:20.8%
US:58.7;EU:15.8;APAC:10.2;EM:11.4;Other:3.9
Value:+0.3;Growth:-0.7;Quality:+0.7;Size:+0.1;Momentum:+0.1;LowVol:+1.0
MaxPos6%;NoDerivatives;NoMargin
10
30
4.2
trailing 8%
150
15.4
Sideways
14.4
3.57
2.7
124
-3
40
35
true
Hedge
Buy index puts 1% notional
-13
-4
BrokerC
LMT
91
VAR>budget
Pause
Risk above budget threshold
38
-49
149
5
false
Within IPS guidelines
P0793
Cautious
Taxable
USD
2025-07-17
498,063
79,594
418,469
1
42.1
36.1
10.5
11.2
TSLA:18.6%;GLD:24.0%;TLT:11.3%;QQQ:24.0%;VNQ:9.8%;XLF:12.3%
US:69.9;EU:14.0;APAC:7.8;EM:7.8;Other:0.6
Value:-0.0;Growth:-0.1;Quality:-0.9;Size:+0.2;Momentum:+0.9;LowVol:-0.5
ESGOnly;NoMargin
10
25
4.7
trailing 10%
146
16
Sideways
16.4
4.29
3.4
106
24
52
41
false
Sell
Trim extended winner -1%
7
-14
BrokerA
LMT
93
null
null
Normal monitoring
64
-49
96
4
false
Increase defensive factor exposure
P0794
Systematic
Taxable
USD
2024-09-08
1,573,387
93,228
1,480,159
1
61.8
28.1
0.8
9.3
QQQ:22.7%;MUB:7.7%;AAPL:22.7%;TLT:14.0%;GLD:10.1%;VOO:22.7%
US:60.2;EU:17.8;APAC:11.9;EM:6.2;Other:4.0
Value:-0.7;Growth:+0.7;Quality:-0.2;Size:+0.6;Momentum:+0.3;LowVol:-0.3
MaxPos7%;NoDerivatives
7
25
4.8
trailing 8%
135
17.3
Sideways
17.4
4.38
3.4
97
7
61
45
false
Sell
Trim extended winner -1%
4
-17
BrokerB
LMT
93
null
null
Normal monitoring
41
19
49
3
false
Within IPS guidelines
P0795
Active
IRA
USD
2025-11-27
2,303,161
178,958
2,124,203
1
50
24.8
18.8
6.4
MUB:23.3%;GLD:22.4%;VNQ:23.3%;QQQ:10.2%;MSFT:20.7%
US:75.9;EU:9.1;APAC:6.6;EM:5.6;Other:2.8
Value:+0.6;Growth:+0.6;Quality:-0.0;Size:0.0;Momentum:+0.3;LowVol:-0.4
MaxPos7%
10
25
5
trailing 8%
163
17.1
Bull
14.6
4.37
2.8
120
9
57
42
false
Sell
Trim extended winner -1%
20
-1
BrokerB
LMT
96
null
null
Normal monitoring
22
-6
58
4
false
Tighten stops on momentum names
P0796
Opportunistic
Taxable
USD
2024-11-28
1,635,496
101,950
1,533,546
1.15
65.7
17.1
9.4
7.8
VTI:33.3%;BRK.B:33.3%;AMZN:33.3%
US:61.6;EU:16.6;APAC:13.1;EM:8.0;Other:0.7
Value:+0.8;Growth:-0.7;Quality:-0.8;Size:+0.3;Momentum:+0.9;LowVol:+0.4
null
6
25
6
trailing 9%
204
34.1
Volatile
25.8
3.86
2.8
116
44
64
71
true
Hedge
Buy index puts 1% notional
30
-1
BrokerD
MKT
88
RegimeShift
Reduce
Volatility spike and breadth deterioration
71
-37
80
5
false
Monitor dispersion and breadth
P0797
Opportunistic
Taxable
USD
2025-06-17
342,322
14,630
327,692
1
74
12.1
9.2
4.7
VTI:16.7%;BRK.B:21.7%;HYG:21.7%;IEF:21.7%;AMZN:18.2%
US:62.1;EU:18.2;APAC:9.9;EM:9.2;Other:0.6
Value:-0.3;Growth:-0.2;Quality:-0.6;Size:+0.5;Momentum:+0.2;LowVol:+0.6
null
10
25
4.1
trailing 7%
232
22.7
Bull
11.2
5
2.4
73
103
100
50
true
Rebalance
Rebalance back to target bands
32
-12
BrokerD
MKT
93
VAR>budget
Pause
Risk above budget threshold
71
-46
31
2
true
Tax-aware sells next window
P0798
Systematic
401k
USD
2025-01-23
1,548,345
70,014
1,478,331
1
60.9
26.8
6.1
6.2
QQQ:23.3%;AAPL:21.2%;BND:23.3%;VTI:19.4%;TLT:12.9%
US:66.3;EU:13.2;APAC:9.4;EM:8.0;Other:3.1
Value:+0.1;Growth:-0.8;Quality:+0.8;Size:+0.4;Momentum:+0.1;LowVol:+0.6
null
8
25
4.8
hard 12%
132
17.5
Volatile
30.1
3.78
2
163
28
58
81
true
Rebalance
Rebalance back to target bands
4
14
BrokerC
MKT
100
VAR>budget
Hedge
Risk above budget threshold
109
2
242
5
true
Tighten stops on momentum names
P0799
Active
Taxable
USD
2024-08-26
1,480,441
165,323
1,315,118
1
63.4
23.5
3.3
9.8
AMZN:23.2%;IEF:23.2%;VOO:23.2%;MSFT:12.7%;TSLA:17.7%
US:66.3;EU:17.0;APAC:10.8;EM:4.4;Other:1.4
Value:+0.8;Growth:+0.4;Quality:-0.8;Size:+0.2;Momentum:+1.0;LowVol:-1.0
null
6
30
5
hard 12%
169
18.8
Volatile
31.3
5
2.6
136
57
74
75
true
Hedge
Buy index puts 1% notional
14
-12
BrokerA
VWAP
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
21
6
17
5
false
Monitor dispersion and breadth
P0800
Opportunistic
Trust
USD
2025-03-30
1,446,948
88,713
1,358,235
1.22
60.5
20.8
13.1
5.6
HYG:22.5%;XLF:22.6%;MSFT:12.8%;TSLA:22.6%;GLD:19.5%
US:71.3;EU:13.0;APAC:6.4;EM:5.4;Other:4.0
Value:-0.8;Growth:+0.8;Quality:-0.0;Size:-0.1;Momentum:-0.3;LowVol:+0.8
null
8
35
5.3
trailing 9%
265
21.4
Volatile
21.7
5.43
4.4
136
48
85
54
false
Sell
Trim extended winner -1%
28
-16
BrokerD
MKT
96
null
null
Normal monitoring
71
-31
59
4
false
Increase defensive factor exposure