client_id
string
persona_style
string
account_type
string
base_currency
string
as_of_date
string
total_equity_usd
int64
cash_usd
int64
invested_usd
int64
leverage_x
float64
allocation_equity_pct
float64
allocation_fixed_income_pct
float64
allocation_alts_pct
float64
allocation_cash_pct
float64
top_positions
string
region_exposure_pct
string
factor_exposure_z
string
constraints
string
max_position_pct
int64
max_sector_pct
int64
drift_tolerance_pct
float64
stoploss_policy
string
risk_budget_var_95_bps
int64
max_drawdown_limit_pct
float64
market_regime
string
vix_level
float64
rates_10y_pct
float64
inflation_yoy_pct
float64
credit_spread_ig_bps
int64
signal_alpha_bps
int64
signal_confidence_1_100
int64
risk_score_1_100
int64
breach_flag
bool
action_proposed
string
action_details
string
expected_impact_alpha_bps
int64
expected_risk_change_bps
int64
execution_venue
string
order_type
string
order_fill_ratio_pct
int64
self_correction_trigger
string
self_correction_action
string
self_correction_reason
string
outcome_after_7d_pnl_bps
int64
outcome_after_7d_var_change_bps
int64
outcome_after_30d_pnl_bps
int64
user_feedback_1_5
int64
advisor_override_flag
bool
notes
string
P7801
Systematic
Trust
USD
2025-02-08
1,243,636
78,507
1,165,129
1
59
33.3
0
7.6
BRK.B:33.3%;AAPL:33.3%;VOO:33.3%
US:58.2;EU:20.6;APAC:11.1;EM:7.0;Other:3.2
Value:+0.7;Growth:-0.8;Quality:-0.6;Size:+0.8;Momentum:+0.6;LowVol:-0.7
MaxPos7%
6
35
5.9
trailing 9%
160
27.2
Sideways
21.3
4.35
3
112
23
71
50
false
Rebalance
Shift +1% to bonds from equity
-15
-15
BrokerC
LMT
93
null
null
Normal monitoring
-28
-27
35
5
false
Within IPS guidelines
P7802
Active
401k
USD
2024-11-08
1,903,481
128,289
1,775,192
1.19
59
28
4.6
8.4
VTI:12.7%;BRK.B:18.9%;XLF:16.0%;GLD:20.2%;MSFT:15.4%;MUB:16.9%
US:76.5;EU:9.6;APAC:6.6;EM:3.7;Other:3.6
Value:+0.5;Growth:+0.4;Quality:-0.7;Size:-0.3;Momentum:+0.6;LowVol:+0.3
MaxPos8%
10
25
4.9
trailing 9%
126
21.6
Volatile
21.6
3.51
3.5
167
16
44
57
false
Buy
Add to core equity +1%
15
-4
BrokerB
VWAP
91
null
null
Normal monitoring
-45
-54
31
5
false
Monitor dispersion and breadth
P7803
Active
Taxable
USD
2025-07-01
1,129,777
96,846
1,032,931
1.19
65.4
26.2
1.5
6.9
XLF:31.4%;MSFT:16.2%;HYG:31.4%;BND:20.9%
US:59.9;EU:13.9;APAC:10.8;EM:10.0;Other:5.3
Value:-0.9;Growth:-0.4;Quality:+0.2;Size:+0.7;Momentum:-0.0;LowVol:-0.5
MaxPos6%
10
35
5
hard 12%
209
16.4
Bull
11.7
4.19
2.7
91
36
82
45
false
Buy
Add to core equity +1%
17
-26
BrokerA
LMT
90
null
null
Normal monitoring
-2
-2
130
4
false
Tax-aware sells next window
P7804
Active
Trust
USD
2024-09-06
501,564
43,056
458,508
1
61.1
29.6
0
9.2
VTI:33.3%;VOO:33.3%;QQQ:33.3%
US:72.2;EU:11.6;APAC:6.6;EM:5.4;Other:4.2
Value:-0.1;Growth:-0.0;Quality:-0.3;Size:-0.5;Momentum:+0.3;LowVol:+0.3
MaxPos7%
6
25
6
hard 12%
229
17.7
Sideways
16
4.58
2.9
125
24
70
45
false
Rebalance
Shift +1% to bonds from equity
19
4
BrokerD
MKT
97
null
null
Normal monitoring
-11
-24
39
4
false
Tax-aware sells next window
P7805
Hands-off
401k
USD
2024-10-15
669,162
32,015
637,147
1
71.2
20.4
2.8
5.5
BRK.B:33.3%;AAPL:33.3%;VOO:33.3%
US:68.5;EU:14.6;APAC:8.4;EM:8.0;Other:0.5
Value:-0.2;Growth:-0.2;Quality:+0.9;Size:-0.8;Momentum:+0.5;LowVol:+0.9
ESGOnly
5
35
4.4
trailing 10%
151
15.2
Bull
14.2
3.72
3.1
117
63
87
50
false
Buy
Add to core equity +1%
6
-23
BrokerD
MKT
98
null
null
Normal monitoring
83
-19
82
4
false
Within IPS guidelines
P7806
Active
IRA
USD
2024-07-08
2,182,528
224,873
1,957,655
1.09
62.7
31
0.7
5.6
VTI:33.3%;AAPL:33.3%;MSFT:33.3%
US:72.7;EU:7.0;APAC:8.8;EM:6.0;Other:5.4
Value:-0.6;Growth:-0.3;Quality:-0.9;Size:-0.8;Momentum:+0.9;LowVol:+0.1
null
5
25
4.7
trailing 8%
171
21.7
Sideways
14.3
3.57
3.5
110
58
68
53
true
Rebalance
Rebalance back to target bands
0
6
BrokerD
LMT
95
VAR>budget
Pause
Risk above budget threshold
-21
-16
-27
5
false
Monitor dispersion and breadth
P7807
Active
IRA
USD
2024-10-10
2,438,286
171,118
2,267,168
1
50.4
20
21.3
8.3
BRK.B:21.4%;GLD:9.6%;TLT:20.8%;QQQ:12.1%;VOO:17.6%;MSFT:18.6%
US:59.2;EU:19.3;APAC:8.2;EM:11.1;Other:2.2
Value:-0.7;Growth:-0.2;Quality:-0.9;Size:-0.6;Momentum:+0.8;LowVol:+0.4
MaxPos5%;NoDerivatives
10
30
5
trailing 9%
191
23.7
Bull
15
3.83
3.4
76
14
62
31
false
Rebalance
Shift +1% to bonds from equity
12
-9
BrokerC
LMT
100
null
null
Normal monitoring
-53
-29
87
5
false
Tax-aware sells next window
P7808
Opportunistic
401k
USD
2025-06-07
799,017
70,622
728,395
1.24
73
16.6
4.3
6.1
BRK.B:33.3%;AMZN:33.3%;VNQ:33.3%
US:64.9;EU:15.1;APAC:13.5;EM:3.8;Other:2.7
Value:-0.5;Growth:-0.6;Quality:+0.2;Size:-0.9;Momentum:+1.0;LowVol:-0.1
MaxPos8%
5
35
6.4
trailing 9%
240
34.2
Bull
13.2
3.86
2.5
99
56
93
54
false
Rebalance
Shift +1% to bonds from equity
10
12
BrokerA
VWAP
90
null
null
Normal monitoring
14
-6
101
4
false
Monitor dispersion and breadth
P7809
Hands-off
Roth
USD
2024-09-04
342,354
27,479
314,875
1
58.7
22.2
14
5.2
TLT:24.3%;TSLA:24.3%;QQQ:24.3%;MSFT:13.5%;XLF:13.6%
US:67.4;EU:8.8;APAC:14.7;EM:6.8;Other:2.3
Value:-0.3;Growth:-0.1;Quality:+0.3;Size:+1.0;Momentum:+0.1;LowVol:-0.0
ESGOnly
6
30
4.6
trailing 8%
137
13.8
Volatile
21.9
4.71
2.8
166
-42
14
61
false
Rebalance
Shift +1% to bonds from equity
14
-26
BrokerA
MKT
86
null
null
Normal monitoring
-28
-43
63
4
false
Tax-aware sells next window
P7810
Opportunistic
Taxable
USD
2024-10-22
676,606
26,562
650,044
1.16
73
15.9
4.8
6.3
VOO:14.0%;IEF:28.7%;BND:28.7%;XLF:28.7%
US:59.2;EU:19.5;APAC:7.3;EM:9.9;Other:4.0
Value:-0.4;Growth:+0.4;Quality:+0.8;Size:-0.4;Momentum:+0.3;LowVol:-0.0
NoDerivatives
5
25
6.4
trailing 7%
211
33.5
Volatile
28.6
4.47
2.1
143
-55
33
75
true
Hedge
Buy index puts 1% notional
6
-26
BrokerD
MKT
87
RegimeShift
Hedge
Volatility spike and breadth deterioration
46
-25
140
2
false
Monitor dispersion and breadth
P7811
Hands-off
IRA
USD
2025-06-13
467,788
29,012
438,776
1
67.3
25.5
0.2
7
QQQ:33.3%;MSFT:33.3%;AMZN:33.3%
US:72.3;EU:13.3;APAC:9.8;EM:4.5;Other:0.1
Value:-0.5;Growth:+0.9;Quality:-0.4;Size:-0.3;Momentum:-0.7;LowVol:+0.8
MaxPos5%
10
25
3.7
trailing 8%
113
16
Bull
15.3
3.72
3
107
113
100
58
false
Rebalance
Shift +1% to bonds from equity
6
-36
BrokerA
LMT
89
null
null
Normal monitoring
75
-46
177
4
false
Tighten stops on momentum names
P7812
Active
Taxable
USD
2024-10-21
1,670,840
185,320
1,485,520
1.08
50.3
19.2
24.1
6.5
GLD:33.3%;VNQ:33.3%;VTI:33.3%
US:72.8;EU:5.4;APAC:11.9;EM:6.3;Other:3.6
Value:-0.4;Growth:+0.3;Quality:+0.1;Size:+0.1;Momentum:-0.9;LowVol:+0.8
NoDerivatives
7
30
4.1
hard 12%
158
27.8
Volatile
26
5.1
2.2
169
-25
22
67
true
Hedge
Buy index puts 1% notional
-9
-10
BrokerA
MKT
94
VAR>budget
Reduce
Risk above budget threshold
-14
-60
-39
3
false
Monitor dispersion and breadth
P7813
Hands-off
401k
USD
2025-03-28
162,826
15,411
147,415
1
66.6
27.1
0
6.3
AAPL:23.7%;GLD:23.7%;BRK.B:18.2%;VNQ:10.6%;TLT:23.7%
US:53.9;EU:19.0;APAC:13.8;EM:8.8;Other:4.6
Value:-0.3;Growth:-0.9;Quality:+0.3;Size:+0.3;Momentum:-0.4;LowVol:+0.5
NoDerivatives
6
25
5.7
trailing 8%
141
18
Sideways
20.6
4.19
2.1
138
48
69
51
false
Sell
Trim extended winner -1%
-15
-17
BrokerC
MKT
93
null
null
Normal monitoring
65
-53
63
4
false
Increase defensive factor exposure
P7814
Active
401k
USD
2025-08-06
2,360,950
225,831
2,135,119
1
58.9
23.4
8.8
8.9
QQQ:5.5%;MUB:17.1%;TLT:20.7%;VTI:15.7%;HYG:20.4%;MSFT:20.7%
US:70.2;EU:11.6;APAC:9.7;EM:6.9;Other:1.6
Value:-0.5;Growth:-0.9;Quality:+0.3;Size:+0.6;Momentum:+0.2;LowVol:-0.2
MaxPos6%
7
35
4.3
trailing 8%
193
16.4
Bull
15.8
3.94
2
92
24
64
41
true
Hedge
Buy index puts 1% notional
21
1
BrokerD
VWAP
99
VAR>budget
Hedge
Risk above budget threshold
29
-58
78
2
false
Increase defensive factor exposure
P7815
Cautious
Roth
USD
2024-08-22
380,327
43,538
336,789
1
49.2
38.8
1.5
10.5
BRK.B:17.7%;HYG:27.4%;BND:27.4%;QQQ:27.4%
US:68.3;EU:6.6;APAC:14.4;EM:7.8;Other:3.0
Value:+0.7;Growth:+0.3;Quality:+0.8;Size:+0.7;Momentum:+0.1;LowVol:+0.2
MaxPos6%;NoMargin
7
30
4
trailing 8%
105
14.7
Bull
17.9
4.04
2.3
95
32
62
44
true
Hedge
Buy index puts 1% notional
-9
-38
BrokerD
MKT
100
Drift>tolerance
Reduce
Allocation drift beyond policy bands
22
-60
33
2
false
Tax-aware sells next window
P7816
Cautious
Taxable
USD
2024-12-17
417,155
61,056
356,099
1
42.1
33.7
13.2
11
QQQ:33.3%;XLF:33.3%;AAPL:33.3%
US:68.8;EU:12.0;APAC:8.9;EM:9.2;Other:1.1
Value:+0.4;Growth:-0.3;Quality:+0.5;Size:-0.0;Momentum:+0.9;LowVol:+0.5
MaxPos6%;NoDerivatives;NoMargin
5
25
5.4
hard 10%
101
12.5
Volatile
24.2
4.47
4.2
141
-11
30
47
false
Rebalance
Shift +1% to bonds from equity
18
13
BrokerC
MKT
86
null
null
Normal monitoring
104
-49
96
3
false
Tax-aware sells next window
P7817
Hands-off
IRA
USD
2025-05-06
434,164
34,775
399,389
1
70.3
18.5
4.3
6.8
GLD:26.9%;MSFT:23.4%;VNQ:22.8%;AMZN:26.9%
US:64.4;EU:19.6;APAC:6.6;EM:7.0;Other:2.4
Value:-0.1;Growth:+0.7;Quality:-0.7;Size:-0.6;Momentum:-0.4;LowVol:+0.9
NoDerivatives
6
35
5.9
trailing 10%
115
17.2
Volatile
28.1
3.98
4.2
126
20
47
80
true
Reduce
Cut high-beta by 2-3%, add cash
9
-21
BrokerB
MKT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
108
-14
108
5
false
Tax-aware sells next window
P7818
Opportunistic
Trust
USD
2025-03-25
552,718
32,565
520,153
1
73.1
18
2.7
6.2
AMZN:33.3%;HYG:33.3%;TSLA:33.3%
US:68.9;EU:12.6;APAC:9.6;EM:8.9;Other:0.0
Value:+0.6;Growth:-0.3;Quality:-0.3;Size:+0.5;Momentum:-0.1;LowVol:+0.8
MaxPos5%
10
25
5.8
hard 12%
266
21.1
Bull
13.5
4.61
2.6
86
102
95
53
true
Hedge
Buy index puts 1% notional
2
-24
BrokerC
LMT
92
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
-48
-6
-68
4
false
Tax-aware sells next window
P7819
Cautious
Roth
USD
2025-11-16
893,929
85,134
808,795
1
44.3
42.8
0
12.9
AAPL:25.8%;VOO:22.7%;TLT:25.8%;XLF:25.8%
US:61.4;EU:14.5;APAC:14.3;EM:7.1;Other:2.6
Value:+0.4;Growth:-0.7;Quality:+0.2;Size:+0.6;Momentum:+0.1;LowVol:+0.4
NoMargin
6
30
4.6
trailing 8%
112
18.8
Volatile
26.6
3.66
2.3
175
20
54
66
false
Rebalance
Shift +1% to bonds from equity
-8
14
BrokerA
VWAP
92
null
null
Normal monitoring
40
-4
155
4
false
Tighten stops on momentum names
P7820
Opportunistic
Trust
USD
2025-03-22
480,340
21,346
458,994
1
72.5
15.4
3.9
8.2
VTI:33.3%;BRK.B:33.3%;QQQ:33.3%
US:63.7;EU:13.4;APAC:14.8;EM:7.5;Other:0.6
Value:-0.0;Growth:-0.6;Quality:-0.8;Size:-0.2;Momentum:+0.8;LowVol:+0.3
null
6
35
5.4
hard 12%
267
28.4
Sideways
14.2
3.67
3.2
121
15
43
53
false
NoAction
Within bands; monitor
7
-20
BrokerA
MKT
0
null
null
Normal monitoring
-15
-57
-49
5
false
Tighten stops on momentum names
P7821
Active
401k
USD
2025-11-14
784,258
77,190
707,068
1
54.6
25.8
12.9
6.7
HYG:27.2%;GLD:27.2%;IEF:27.2%;QQQ:18.3%
US:61.9;EU:15.0;APAC:14.5;EM:5.7;Other:2.9
Value:-0.4;Growth:+0.2;Quality:0.0;Size:+0.1;Momentum:-0.2;LowVol:+0.6
null
7
35
5.7
trailing 8%
154
25.4
Volatile
23.1
4.03
4.3
153
-54
19
60
false
Rebalance
Shift +1% to bonds from equity
-3
-16
BrokerA
LMT
89
null
null
Normal monitoring
-34
5
-46
3
false
Tighten stops on momentum names
P7822
Systematic
Roth
USD
2024-11-21
789,101
31,787
757,314
1
65.3
26.1
0
8.6
TLT:20.2%;TSLA:20.2%;BRK.B:17.0%;VOO:7.8%;VNQ:18.0%;XLF:16.7%
US:63.0;EU:16.7;APAC:8.2;EM:7.9;Other:4.2
Value:+0.6;Growth:+0.7;Quality:-0.5;Size:-0.7;Momentum:+0.6;LowVol:-0.6
MaxPos5%
6
25
5.8
trailing 8%
169
18.7
Bull
13.1
3.59
2.6
91
53
65
51
false
Rebalance
Shift +1% to bonds from equity
17
6
BrokerD
LMT
100
null
null
Normal monitoring
41
6
56
3
false
Increase defensive factor exposure
P7823
Cautious
Taxable
USD
2025-04-22
574,215
70,514
503,701
1
49.5
34.8
1.5
14.2
TLT:16.6%;IEF:20.6%;AAPL:14.7%;BRK.B:20.1%;VOO:7.4%;MSFT:20.6%
US:64.1;EU:15.7;APAC:10.3;EM:8.7;Other:1.1
Value:+0.6;Growth:0.0;Quality:+0.4;Size:+0.1;Momentum:+0.7;LowVol:+0.7
ESGOnly;NoMargin
5
35
3.6
hard 10%
140
18.9
Bull
17.3
4.84
2.9
88
83
100
37
false
Rebalance
Shift +1% to bonds from equity
6
4
BrokerA
MKT
100
null
null
Normal monitoring
-23
8
-12
5
false
Tighten stops on momentum names
P7824
Systematic
401k
USD
2025-11-24
1,939,046
148,613
1,790,433
1
69.3
23.4
0.3
7
MUB:15.9%;AAPL:19.6%;TSLA:20.3%;IEF:12.3%;BRK.B:16.7%;BND:15.1%
US:62.7;EU:20.1;APAC:11.0;EM:4.5;Other:1.8
Value:+0.1;Growth:-0.8;Quality:-0.0;Size:+0.3;Momentum:-0.2;LowVol:+0.2
null
5
30
5.5
trailing 8%
130
23.7
Bull
13.3
4.16
2.7
86
120
100
52
false
Sell
Trim extended winner -1%
28
-17
BrokerA
MKT
96
null
null
Normal monitoring
93
-45
170
4
false
Tighten stops on momentum names
P7825
Cautious
Taxable
USD
2025-06-14
832,363
106,831
725,532
1
39.2
30.7
15.7
14.3
VOO:20.5%;TSLA:18.4%;AAPL:20.9%;MUB:16.4%;XLF:7.5%;VTI:16.2%
US:66.0;EU:9.2;APAC:10.2;EM:8.9;Other:5.6
Value:+0.3;Growth:-0.2;Quality:-0.9;Size:+0.4;Momentum:-0.2;LowVol:-0.0
ESGOnly;MaxPos6%;NoMargin
6
25
6
trailing 8%
118
17.8
Volatile
24.4
4.12
2.5
110
27
74
51
false
Sell
Trim extended winner -1%
34
3
BrokerC
VWAP
86
null
null
Normal monitoring
3
7
74
3
false
Monitor dispersion and breadth
P7826
Opportunistic
Taxable
USD
2025-10-05
1,380,865
105,686
1,275,179
1
72.8
13.5
9.2
4.5
VNQ:20.2%;IEF:20.8%;VTI:20.8%;GLD:17.4%;AAPL:20.8%
US:56.8;EU:20.8;APAC:15.7;EM:5.8;Other:0.9
Value:-0.5;Growth:-0.7;Quality:-0.2;Size:+0.9;Momentum:+0.3;LowVol:+0.4
null
10
35
4.8
hard 12%
197
30.7
Bull
12.9
3.8
2.3
86
6
68
44
false
Rebalance
Shift +1% to bonds from equity
0
-18
BrokerB
MKT
87
null
null
Normal monitoring
92
-33
125
3
false
Increase defensive factor exposure
P7827
Opportunistic
401k
USD
2025-04-26
805,030
71,940
733,090
1
74.7
18
0
7.3
AMZN:20.8%;AAPL:20.2%;MSFT:12.3%;IEF:6.3%;QQQ:19.5%;GLD:20.8%
US:72.0;EU:7.3;APAC:9.8;EM:5.6;Other:5.2
Value:0.0;Growth:-0.6;Quality:+0.7;Size:+0.6;Momentum:-0.2;LowVol:-1.0
NoDerivatives
6
35
5.7
trailing 9%
238
24.2
Volatile
30.3
5.42
3.5
129
-24
45
83
true
Hedge
Buy index puts 1% notional
-10
-14
BrokerB
MKT
93
RegimeShift
TightenStops
Volatility spike and breadth deterioration
56
-4
56
4
false
Tighten stops on momentum names
P7828
Systematic
Roth
USD
2024-08-16
1,356,245
65,165
1,291,080
1
63
22.5
7.8
6.7
AMZN:21.9%;BRK.B:21.9%;AAPL:15.7%;VNQ:21.9%;MUB:18.7%
US:61.0;EU:14.5;APAC:11.8;EM:8.3;Other:4.5
Value:+0.5;Growth:+0.2;Quality:-0.8;Size:-0.6;Momentum:-0.3;LowVol:-0.4
null
5
35
4.1
trailing 8%
147
18.3
Volatile
22.4
4.29
3.3
161
-36
22
68
true
Hedge
Buy index puts 1% notional
21
-7
BrokerC
LMT
88
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-16
-52
99
5
false
Tighten stops on momentum names
P7829
Hands-off
401k
USD
2024-11-30
890,781
72,057
818,724
1
69.5
22.3
0
8.2
VNQ:23.7%;BND:21.6%;GLD:10.1%;AMZN:20.8%;BRK.B:23.7%
US:68.0;EU:13.8;APAC:5.9;EM:9.8;Other:2.4
Value:0.0;Growth:+0.1;Quality:-0.5;Size:-0.9;Momentum:+0.4;LowVol:-0.9
MaxPos7%
8
25
3.7
hard 10%
90
13
Bear
34.5
3.45
2.9
186
-51
24
85
true
Rebalance
Rebalance back to target bands
-4
-9
BrokerA
MKT
90
Drift>tolerance
TightenStops
Allocation drift beyond policy bands
81
14
75
3
false
Increase defensive factor exposure
P7830
Hands-off
Roth
USD
2024-11-30
373,441
29,458
343,983
1
66.1
16.5
9.4
8
HYG:25.0%;VNQ:25.0%;VOO:25.0%;TLT:25.0%
US:56.0;EU:19.7;APAC:11.6;EM:8.5;Other:4.2
Value:+0.3;Growth:-0.7;Quality:-0.3;Size:+0.4;Momentum:+0.3;LowVol:-0.5
null
5
35
3.6
trailing 10%
160
17
Bear
24.1
4.33
1.4
186
-23
52
70
false
Rebalance
Shift +1% to bonds from equity
2
-28
BrokerD
MKT
98
null
null
Normal monitoring
78
-53
124
4
false
Tax-aware sells next window
P7831
Systematic
Trust
USD
2024-11-29
1,359,643
106,572
1,253,071
1
56
29.6
8.1
6.3
VTI:28.3%;GLD:26.6%;BRK.B:28.3%;AMZN:16.8%
US:66.6;EU:19.1;APAC:7.0;EM:5.1;Other:2.1
Value:-0.5;Growth:-0.9;Quality:-1.0;Size:+0.9;Momentum:-0.9;LowVol:-0.5
MaxPos7%;NoDerivatives
10
35
4.4
trailing 8%
169
18
Volatile
24.3
4.11
3.1
159
-11
47
69
false
Hedge
Add TLT +1% as duration hedge
23
-12
BrokerB
LMT
92
null
null
Normal monitoring
41
-52
126
4
false
Monitor dispersion and breadth
P7832
Opportunistic
Taxable
USD
2025-08-08
1,745,945
125,644
1,620,301
1
66.7
21.2
6.9
5.3
MUB:19.1%;HYG:20.8%;BRK.B:15.4%;BND:20.1%;QQQ:7.4%;TSLA:17.2%
US:55.9;EU:18.0;APAC:9.4;EM:12.1;Other:4.5
Value:-1.0;Growth:-0.3;Quality:+0.9;Size:-0.1;Momentum:+0.7;LowVol:-0.4
MaxPos5%;NoDerivatives
5
30
6.4
hard 12%
192
33.9
Sideways
14.2
4.83
2.7
126
34
60
58
true
Hedge
Buy index puts 1% notional
8
-23
BrokerB
MKT
97
VAR>budget
Hedge
Risk above budget threshold
97
-18
201
3
false
Within IPS guidelines
P7833
Hands-off
Roth
USD
2024-09-29
261,023
17,083
243,940
1
59.6
26
7.8
6.6
BND:12.2%;TLT:20.6%;AAPL:9.1%;HYG:20.6%;GLD:18.3%;BRK.B:19.2%
US:73.8;EU:6.1;APAC:7.5;EM:12.1;Other:0.5
Value:+0.2;Growth:-0.2;Quality:+0.7;Size:-0.7;Momentum:-0.4;LowVol:+0.1
NoDerivatives
6
35
4.4
trailing 8%
159
18.5
Bear
28.9
3.47
1.4
155
-50
30
74
true
Reduce
Cut high-beta by 2-3%, add cash
28
-20
BrokerC
MKT
99
Drift>tolerance
Hedge
Allocation drift beyond policy bands
94
16
100
3
false
Tax-aware sells next window
P7834
Opportunistic
IRA
USD
2024-08-09
1,629,388
142,515
1,486,873
1.13
74
19.2
0
6.8
BRK.B:21.5%;MSFT:21.5%;MUB:16.8%;IEF:15.0%;BND:11.0%;TSLA:14.1%
US:75.7;EU:8.1;APAC:6.2;EM:9.1;Other:0.9
Value:+0.9;Growth:-0.5;Quality:+0.1;Size:+0.4;Momentum:+0.9;LowVol:-0.3
MaxPos5%
7
35
6.5
trailing 7%
202
22.2
Sideways
20.7
3.77
2.6
120
18
74
71
false
Hedge
Add TLT +1% as duration hedge
30
6
BrokerC
VWAP
96
null
null
Normal monitoring
91
11
219
4
false
Increase defensive factor exposure
P7835
Systematic
Roth
USD
2025-07-15
696,931
45,292
651,639
1
59.8
22.8
8.8
8.6
QQQ:33.3%;GLD:33.3%;BND:33.3%
US:56.9;EU:20.5;APAC:12.7;EM:6.2;Other:3.7
Value:0.0;Growth:-1.0;Quality:+0.3;Size:+0.5;Momentum:-0.3;LowVol:-0.4
null
5
35
4.5
trailing 9%
161
26.9
Volatile
31.9
4.42
2.8
156
64
86
87
true
Rebalance
Rebalance back to target bands
-3
-35
BrokerD
VWAP
93
VAR>budget
Hedge
Risk above budget threshold
79
5
143
4
false
Tighten stops on momentum names
P7836
Active
Taxable
USD
2025-04-16
1,057,228
113,913
943,315
1.25
52.5
27.4
13.3
6.8
TSLA:22.1%;QQQ:22.1%;MUB:11.6%;VTI:22.1%;AAPL:22.1%
US:69.0;EU:7.4;APAC:9.1;EM:10.8;Other:3.7
Value:-0.0;Growth:-0.8;Quality:+0.5;Size:-0.1;Momentum:-0.6;LowVol:-0.2
MaxPos7%
6
25
5.3
trailing 9%
178
24.4
Volatile
28.3
4.76
2.6
167
48
64
60
false
Buy
Add to core equity +1%
16
-39
BrokerB
MKT
86
null
null
Normal monitoring
47
-37
143
5
false
Tighten stops on momentum names
P7837
Cautious
Taxable
USD
2025-09-01
707,042
100,278
606,764
1
45.8
40.7
0
13.5
TSLA:33.3%;IEF:33.3%;GLD:33.3%
US:63.9;EU:13.1;APAC:10.9;EM:8.7;Other:3.5
Value:-0.4;Growth:+0.3;Quality:-0.4;Size:+0.5;Momentum:+0.5;LowVol:+0.9
NoMargin
10
25
5.6
trailing 10%
116
19.2
Bear
25.6
3.47
1.2
183
-101
10
59
true
Hedge
Buy index puts 1% notional
0
-37
BrokerD
MKT
95
VAR>budget
Hedge
Risk above budget threshold
-40
-49
-9
2
false
Within IPS guidelines
P7838
Active
IRA
USD
2025-06-08
1,762,620
126,436
1,636,184
1
69.4
20.3
2.3
8
BRK.B:32.6%;GLD:33.7%;AAPL:33.7%
US:65.7;EU:18.5;APAC:6.8;EM:7.2;Other:1.9
Value:-0.1;Growth:+0.1;Quality:-0.3;Size:-0.6;Momentum:+0.7;LowVol:+0.3
NoDerivatives
8
30
5.7
trailing 9%
197
26.4
Sideways
16.8
4.89
2.2
107
-22
51
46
false
Buy
Add to core equity +1%
26
-3
BrokerC
MKT
98
null
null
Normal monitoring
51
19
33
3
false
Within IPS guidelines
P7839
Cautious
IRA
USD
2024-11-14
273,159
31,283
241,876
1
50.4
37.2
0
12.4
MSFT:17.6%;AMZN:19.5%;VNQ:11.7%;IEF:16.4%;XLF:15.0%;BND:19.8%
US:66.8;EU:8.7;APAC:12.8;EM:6.9;Other:4.8
Value:-0.2;Growth:-0.9;Quality:-0.9;Size:-0.1;Momentum:-0.3;LowVol:-0.4
NoMargin
10
25
5.8
trailing 8%
133
16.8
Volatile
20.8
4.13
4.3
121
65
90
59
false
Rebalance
Shift +1% to bonds from equity
-7
-15
BrokerB
MKT
91
null
null
Normal monitoring
76
-12
38
3
false
Tighten stops on momentum names
P7840
Active
Roth
USD
2025-05-28
1,405,882
159,640
1,246,242
1.22
64.5
24.9
2.3
8.3
BND:33.3%;AMZN:33.3%;BRK.B:33.3%
US:75.4;EU:8.3;APAC:11.0;EM:4.4;Other:0.9
Value:-0.2;Growth:-0.9;Quality:-0.0;Size:+0.2;Momentum:-0.8;LowVol:+0.8
NoDerivatives
6
30
4.3
trailing 8%
228
20.7
Sideways
18.7
4.36
2.1
138
50
71
62
false
Hedge
Add TLT +1% as duration hedge
0
-28
BrokerC
VWAP
85
null
null
Normal monitoring
17
-45
37
5
false
Tighten stops on momentum names
P7841
Systematic
Trust
USD
2024-10-06
1,730,232
155,142
1,575,090
1
57.3
25.6
10.6
6.5
BND:20.5%;XLF:15.6%;TSLA:20.5%;HYG:14.2%;MUB:17.0%;TLT:12.2%
US:68.8;EU:9.5;APAC:10.1;EM:11.4;Other:0.1
Value:0.0;Growth:+0.6;Quality:+0.2;Size:+0.6;Momentum:-0.7;LowVol:-0.4
MaxPos8%;NoDerivatives
8
25
5.8
hard 12%
221
26.1
Bear
25.8
3.85
3
218
30
79
62
false
Buy
Add to core equity +1%
-15
-38
BrokerA
MKT
91
null
null
Normal monitoring
79
-9
185
4
false
Within IPS guidelines
P7842
Cautious
IRA
USD
2025-02-13
314,403
27,274
287,129
1
50.3
38.2
0
11.5
TLT:33.3%;HYG:33.3%;VNQ:33.3%
US:61.7;EU:14.5;APAC:12.7;EM:7.5;Other:3.5
Value:+0.5;Growth:-0.9;Quality:+0.5;Size:-0.0;Momentum:-0.8;LowVol:+0.3
ESGOnly;NoMargin
5
30
3.8
trailing 8%
148
18.8
Volatile
30.6
5.1
2.8
120
-27
50
75
true
Hedge
Buy index puts 1% notional
-2
-37
BrokerD
LMT
88
RegimeShift
Hedge
Volatility spike and breadth deterioration
-13
15
28
5
false
Tax-aware sells next window
P7843
Opportunistic
Roth
USD
2025-08-05
547,972
36,428
511,544
1.24
67.2
18.4
5.7
8.8
GLD:33.3%;AAPL:33.3%;AMZN:33.3%
US:76.7;EU:5.9;APAC:12.3;EM:4.0;Other:1.1
Value:-0.8;Growth:+0.5;Quality:-0.1;Size:-0.8;Momentum:-0.4;LowVol:+0.2
MaxPos6%
5
25
5.5
hard 12%
179
27.3
Bull
14.2
4.22
3.4
95
59
79
42
true
Rebalance
Rebalance back to target bands
8
2
BrokerD
LMT
85
Drift>tolerance
Hedge
Allocation drift beyond policy bands
42
-10
40
4
true
Increase defensive factor exposure
P7844
Cautious
Taxable
USD
2025-04-19
529,092
83,011
446,081
1
47.3
39.6
0
13.1
TLT:13.2%;AAPL:11.5%;BRK.B:22.2%;HYG:22.2%;XLF:8.8%;MSFT:22.2%
US:59.5;EU:11.7;APAC:14.0;EM:12.0;Other:2.8
Value:+0.8;Growth:-0.6;Quality:-0.1;Size:+0.9;Momentum:-0.4;LowVol:+0.8
NoDerivatives;NoMargin
7
25
4.7
trailing 8%
112
18.7
Bull
15.4
4.26
2.6
85
106
100
38
false
Rebalance
Shift +1% to bonds from equity
34
-33
BrokerD
MKT
87
null
null
Normal monitoring
-19
-34
36
5
false
Increase defensive factor exposure
P7845
Cautious
Roth
USD
2024-08-08
417,977
40,916
377,061
1
41.2
32.2
15.4
11.1
IEF:33.3%;VOO:33.3%;BRK.B:33.3%
US:64.5;EU:13.7;APAC:10.2;EM:11.1;Other:0.4
Value:+0.7;Growth:-0.1;Quality:+0.1;Size:+0.6;Momentum:-0.8;LowVol:+0.6
NoDerivatives;NoMargin
10
25
5.3
trailing 8%
154
19.7
Volatile
21.2
4.21
2.8
170
-38
27
42
false
NoAction
Within bands; monitor
28
-23
BrokerA
MKT
0
null
null
Normal monitoring
53
-19
123
3
false
Tighten stops on momentum names
P7846
Opportunistic
IRA
USD
2025-05-29
1,545,625
95,616
1,450,009
1
74.3
20.4
0.2
5.1
VNQ:28.9%;MUB:13.2%;VTI:28.9%;HYG:28.9%
US:63.0;EU:12.4;APAC:10.4;EM:12.8;Other:1.4
Value:+0.3;Growth:-0.7;Quality:-0.6;Size:-0.7;Momentum:-0.3;LowVol:+0.8
null
7
25
5.1
trailing 7%
279
33.4
Bull
17.9
4.74
2.8
119
0
47
66
false
Sell
Trim extended winner -1%
13
-9
BrokerD
MKT
88
null
null
Normal monitoring
47
-59
64
4
false
Monitor dispersion and breadth
P7847
Active
IRA
USD
2025-02-18
1,726,547
131,060
1,595,487
1
51.6
26.1
16.6
5.7
GLD:20.4%;VOO:20.4%;TLT:12.9%;TSLA:18.2%;BND:12.0%;MUB:16.1%
US:69.8;EU:10.0;APAC:14.0;EM:5.6;Other:0.7
Value:-0.0;Growth:+0.5;Quality:-0.1;Size:+0.1;Momentum:-0.4;LowVol:-0.5
null
7
35
4.9
trailing 9%
212
19.3
Volatile
27.4
3.51
4.4
154
29
64
61
false
Buy
Add to core equity +1%
12
-19
BrokerA
MKT
89
null
null
Normal monitoring
72
-43
152
3
false
Tighten stops on momentum names
P7848
Active
401k
USD
2025-12-04
671,195
68,956
602,239
1.23
54.1
27.9
8.9
9.1
BRK.B:33.3%;MUB:33.3%;TSLA:33.3%
US:58.5;EU:14.1;APAC:13.9;EM:11.7;Other:1.8
Value:-0.6;Growth:+0.6;Quality:-1.0;Size:+1.0;Momentum:-0.5;LowVol:+0.4
MaxPos7%
7
25
5.5
trailing 9%
140
18.6
Bear
23.6
3.09
2.7
211
-53
18
68
false
Rebalance
Shift +1% to bonds from equity
23
-1
BrokerB
VWAP
86
null
null
Normal monitoring
108
11
200
5
false
Tax-aware sells next window
P7849
Systematic
IRA
USD
2024-11-10
1,948,254
147,470
1,800,784
1
66.5
24.1
2.5
6.9
VNQ:33.3%;BND:33.3%;TLT:33.3%
US:69.1;EU:17.1;APAC:5.8;EM:4.7;Other:3.3
Value:-1.0;Growth:+0.7;Quality:-0.2;Size:-0.3;Momentum:+0.8;LowVol:-0.5
MaxPos7%;NoDerivatives
6
25
5.8
hard 12%
138
25.1
Sideways
14.6
4.35
3.5
101
-13
39
42
true
Reduce
Cut high-beta by 2-3%, add cash
7
-1
BrokerA
MKT
94
VAR>budget
Hedge
Risk above budget threshold
-59
-52
45
2
true
Tighten stops on momentum names
P7850
Active
Trust
USD
2025-07-09
1,890,128
145,146
1,744,982
1.23
67.5
23.1
3.5
5.9
VTI:15.9%;BRK.B:24.7%;MSFT:9.9%;BND:24.7%;QQQ:24.7%
US:70.2;EU:10.0;APAC:9.1;EM:8.5;Other:2.1
Value:-0.9;Growth:+0.5;Quality:-0.2;Size:+0.7;Momentum:+0.2;LowVol:+0.9
NoDerivatives
7
35
4.5
trailing 8%
139
20.9
Sideways
17.4
4.01
2.9
103
-17
43
63
false
Rebalance
Shift +1% to bonds from equity
26
-20
BrokerC
LMT
88
null
null
Normal monitoring
-26
-8
-11
4
false
Monitor dispersion and breadth
P7851
Systematic
Roth
USD
2024-11-15
1,830,551
88,232
1,742,319
1
66.1
27.1
0.8
6
VNQ:23.9%;VOO:23.9%;GLD:14.5%;AMZN:13.7%;AAPL:23.9%
US:63.6;EU:16.7;APAC:10.5;EM:7.5;Other:1.8
Value:+0.1;Growth:-1.0;Quality:+0.2;Size:-0.1;Momentum:-0.1;LowVol:-0.8
NoDerivatives
8
30
5
hard 12%
180
24.1
Bull
12.5
4.38
2.6
81
112
100
37
false
Rebalance
Shift +1% to bonds from equity
-6
-34
BrokerD
MKT
92
null
null
Normal monitoring
78
-43
151
4
false
Tighten stops on momentum names
P7852
Hands-off
Taxable
USD
2025-08-18
743,929
31,188
712,741
1
70.6
18.5
1.7
9.3
VTI:14.2%;GLD:20.3%;MUB:16.9%;QQQ:20.3%;BND:12.9%;TSLA:15.3%
US:62.0;EU:11.9;APAC:12.4;EM:9.9;Other:3.8
Value:-0.8;Growth:-0.0;Quality:-0.2;Size:+1.0;Momentum:+0.3;LowVol:-0.0
ESGOnly
7
25
5.1
trailing 8%
169
19.7
Bear
33.2
3.53
2.8
181
-77
6
80
true
Reduce
Cut high-beta by 2-3%, add cash
16
-30
BrokerB
VWAP
93
Drift>tolerance
Hedge
Allocation drift beyond policy bands
79
10
95
2
false
Within IPS guidelines
P7853
Cautious
IRA
USD
2025-07-24
270,041
35,235
234,806
1
50.4
35.8
0
13.8
IEF:23.0%;GLD:13.8%;XLF:18.7%;AMZN:23.0%;TSLA:21.4%
US:62.2;EU:14.3;APAC:13.9;EM:7.4;Other:2.2
Value:-0.2;Growth:+0.4;Quality:-0.5;Size:+0.9;Momentum:+0.7;LowVol:+0.5
MaxPos7%;NoMargin
10
25
3
trailing 10%
162
19.7
Bull
11
4.97
2.7
94
46
71
40
true
Hedge
Buy index puts 1% notional
-14
-9
BrokerD
MKT
98
VAR>budget
Reduce
Risk above budget threshold
-13
-1
114
4
false
Tighten stops on momentum names
P7854
Active
Taxable
USD
2025-09-15
2,179,540
221,358
1,958,182
1
54.6
24.4
12.9
8.1
MUB:33.3%;VNQ:33.3%;MSFT:33.3%
US:59.8;EU:16.7;APAC:14.2;EM:6.7;Other:2.5
Value:+0.7;Growth:-0.1;Quality:+0.8;Size:-0.8;Momentum:-0.9;LowVol:-0.8
null
6
35
5.7
trailing 8%
169
20
Bull
13.9
4.38
3.1
102
102
98
37
false
Hedge
Add TLT +1% as duration hedge
2
-4
BrokerD
VWAP
92
null
null
Normal monitoring
113
4
125
5
false
Tax-aware sells next window
P7855
Systematic
401k
USD
2025-05-31
1,280,721
88,111
1,192,610
1
56.7
24.4
10.9
8.1
GLD:22.4%;BND:18.3%;VTI:11.9%;MSFT:23.7%;IEF:23.7%
US:63.6;EU:11.4;APAC:13.9;EM:9.3;Other:1.9
Value:-0.3;Growth:-0.9;Quality:+1.0;Size:-0.4;Momentum:-0.6;LowVol:0.0
NoDerivatives
10
25
5.4
trailing 9%
142
22
Sideways
14.7
4.81
3.5
108
-5
39
40
false
Sell
Trim extended winner -1%
34
15
BrokerB
LMT
92
null
null
Normal monitoring
31
-5
-9
5
false
Within IPS guidelines
P7856
Hands-off
401k
USD
2025-01-31
219,562
9,980
209,582
1
64.2
19
10.4
6.4
BND:21.0%;TSLA:26.3%;VTI:26.3%;TLT:26.3%
US:67.9;EU:6.9;APAC:16.2;EM:9.0;Other:0.1
Value:-0.0;Growth:-0.7;Quality:-0.3;Size:-0.2;Momentum:-0.7;LowVol:-0.8
null
5
35
5.2
trailing 8%
109
18.6
Bear
26.7
4.43
2.7
148
-8
53
74
true
Reduce
Cut high-beta by 2-3%, add cash
28
-34
BrokerC
LMT
94
Drift>tolerance
Pause
Allocation drift beyond policy bands
89
-30
206
4
false
Monitor dispersion and breadth
P7857
Cautious
401k
USD
2025-08-06
432,327
43,101
389,226
1
49.7
37.6
0
12.7
IEF:17.5%;VTI:13.0%;TLT:22.5%;BRK.B:22.5%;QQQ:9.3%;BND:15.3%
US:71.7;EU:6.2;APAC:11.6;EM:9.7;Other:0.8
Value:-0.8;Growth:-0.8;Quality:-0.3;Size:-0.2;Momentum:-0.9;LowVol:-0.4
ESGOnly;NoMargin
8
30
3.1
hard 10%
106
17.4
Bull
15.7
3.81
2.2
117
119
100
36
false
Rebalance
Shift +1% to bonds from equity
6
-28
BrokerA
MKT
97
null
null
Normal monitoring
-41
-19
-57
5
false
Monitor dispersion and breadth
P7858
Active
Roth
USD
2025-05-01
1,288,093
103,420
1,184,673
1
62.5
30
1.1
6.4
IEF:21.4%;MSFT:21.4%;VNQ:8.0%;MUB:11.9%;VOO:16.4%;AAPL:21.0%
US:59.5;EU:18.2;APAC:12.4;EM:6.4;Other:3.4
Value:+0.4;Growth:+0.8;Quality:-0.3;Size:+0.1;Momentum:+0.9;LowVol:-1.0
MaxPos5%;NoDerivatives
5
25
4.8
hard 12%
211
24.8
Bear
26.9
3.96
1.8
141
-102
7
68
false
NoAction
Within bands; monitor
30
-4
BrokerD
MKT
0
null
null
Normal monitoring
90
-54
151
5
false
Tax-aware sells next window
P7859
Hands-off
Roth
USD
2025-06-10
870,213
38,052
832,161
1
67.9
24.6
0.3
7.3
AAPL:25.0%;BRK.B:25.0%;BND:25.0%;GLD:25.0%
US:75.8;EU:8.9;APAC:7.9;EM:7.0;Other:0.4
Value:-0.2;Growth:-0.5;Quality:0.0;Size:+0.2;Momentum:+0.5;LowVol:-0.8
null
5
35
5.1
hard 10%
155
13.2
Bear
24.5
3.86
2.7
202
-18
45
66
false
Buy
Add to core equity +1%
21
12
BrokerD
MKT
92
null
null
Normal monitoring
-17
-44
-52
5
false
Tighten stops on momentum names
P7860
Active
Trust
USD
2024-12-15
1,785,047
125,415
1,659,632
1
64.2
28
0
7.9
VOO:12.8%;MUB:21.1%;IEF:22.0%;GLD:22.0%;HYG:22.0%
US:70.6;EU:8.8;APAC:15.7;EM:4.8;Other:0.1
Value:+0.2;Growth:-1.0;Quality:+0.4;Size:+0.8;Momentum:-0.9;LowVol:+0.6
MaxPos5%;NoDerivatives
8
25
4.4
hard 12%
227
25.8
Bear
34
3.01
1.3
184
22
62
96
true
Rebalance
Rebalance back to target bands
11
-37
BrokerC
LMT
95
Drift>tolerance
Pause
Allocation drift beyond policy bands
110
16
106
2
false
Increase defensive factor exposure
P7861
Cautious
Roth
USD
2024-09-17
877,724
134,364
743,360
1
46.5
37.7
0
15.8
BND:15.6%;TLT:21.5%;TSLA:14.4%;MSFT:12.0%;VTI:21.5%;GLD:15.1%
US:71.9;EU:10.4;APAC:6.9;EM:10.6;Other:0.1
Value:+0.6;Growth:+0.2;Quality:+0.7;Size:-0.3;Momentum:+0.5;LowVol:-0.9
NoDerivatives;NoMargin
5
30
3.8
trailing 10%
115
17
Volatile
26.8
4.39
2.4
178
-29
24
67
true
Hedge
Buy index puts 1% notional
0
-31
BrokerC
VWAP
89
VAR>budget
Hedge
Risk above budget threshold
89
11
130
2
false
Monitor dispersion and breadth
P7862
Hands-off
401k
USD
2025-12-17
509,896
25,154
484,742
1
67.9
24.8
0
7.3
VTI:33.3%;AMZN:33.3%;VOO:33.3%
US:60.3;EU:16.6;APAC:8.2;EM:11.2;Other:3.8
Value:+0.2;Growth:-0.0;Quality:+0.9;Size:+0.6;Momentum:-0.2;LowVol:-0.3
ESGOnly;MaxPos8%
8
35
3.5
trailing 10%
120
14.3
Volatile
22.7
5.11
4.2
176
-26
47
56
false
Rebalance
Shift +1% to bonds from equity
19
0
BrokerB
MKT
87
null
null
Normal monitoring
13
17
-8
3
false
Increase defensive factor exposure
P7863
Active
Taxable
USD
2025-12-01
2,486,641
222,188
2,264,453
1
66.1
22.2
5.9
5.8
VTI:17.6%;GLD:23.7%;HYG:17.2%;BND:17.0%;TLT:24.5%
US:71.6;EU:12.0;APAC:7.7;EM:8.6;Other:0.1
Value:+0.6;Growth:-0.7;Quality:-1.0;Size:+0.2;Momentum:+0.2;LowVol:+0.5
MaxPos5%;NoDerivatives
7
35
4.4
trailing 8%
218
16.8
Bull
17.6
4.4
2.6
76
87
100
63
false
Buy
Add to core equity +1%
18
-31
BrokerA
LMT
88
null
null
Normal monitoring
45
-10
35
3
false
Tighten stops on momentum names
P7864
Systematic
401k
USD
2025-08-22
877,422
57,204
820,218
1
66.7
23.3
4.1
5.8
BRK.B:33.3%;TLT:33.3%;QQQ:33.3%
US:76.2;EU:7.6;APAC:9.8;EM:4.5;Other:1.8
Value:-0.5;Growth:-0.6;Quality:+0.9;Size:-0.0;Momentum:-0.7;LowVol:-0.3
MaxPos5%;NoDerivatives
6
35
5.4
trailing 8%
178
16.1
Bull
11.7
4.9
2.8
88
93
100
41
false
Sell
Trim extended winner -1%
-5
-24
BrokerB
VWAP
90
null
null
Normal monitoring
0
2
-36
3
false
Tax-aware sells next window
P7865
Opportunistic
Roth
USD
2024-09-08
1,205,988
57,481
1,148,507
1.22
67.6
12.5
12.7
7.2
QQQ:24.3%;VTI:17.4%;TLT:24.3%;IEF:17.3%;VOO:16.7%
US:60.8;EU:15.0;APAC:16.5;EM:5.3;Other:2.4
Value:+0.1;Growth:+0.5;Quality:-0.3;Size:+0.3;Momentum:+0.4;LowVol:-0.4
NoDerivatives
10
25
6.7
trailing 9%
270
25.2
Bear
31.9
3.38
2.3
144
38
82
81
true
Hedge
Buy index puts 1% notional
-3
-6
BrokerD
MKT
98
Drift>tolerance
Hedge
Allocation drift beyond policy bands
60
-33
99
3
false
Increase defensive factor exposure
P7866
Cautious
Taxable
USD
2025-09-09
891,206
76,120
815,086
1
43
37
3.2
16.8
BND:29.4%;GLD:29.4%;VTI:11.9%;IEF:29.4%
US:69.0;EU:8.7;APAC:13.1;EM:3.5;Other:5.7
Value:+0.5;Growth:0.0;Quality:+0.4;Size:-0.9;Momentum:+1.0;LowVol:+0.3
ESGOnly;NoDerivatives;NoMargin
6
25
4.5
trailing 10%
97
16.6
Bull
15.1
4.14
3.5
115
117
100
45
false
Rebalance
Shift +1% to bonds from equity
2
-38
BrokerC
LMT
89
null
null
Normal monitoring
91
-10
144
5
false
Tighten stops on momentum names
P7867
Hands-off
Roth
USD
2024-11-08
823,075
78,695
744,380
1
55.1
24.8
14.6
5.6
TLT:7.7%;AMZN:21.9%;TSLA:18.7%;MSFT:21.2%;AAPL:21.9%;GLD:8.6%
US:72.7;EU:6.0;APAC:12.2;EM:4.3;Other:4.8
Value:+0.9;Growth:-0.7;Quality:-0.3;Size:+0.1;Momentum:-0.6;LowVol:-0.9
MaxPos8%;NoDerivatives
8
25
3.1
trailing 8%
156
12.9
Bull
13.4
4.36
3
92
58
92
35
false
Rebalance
Shift +1% to bonds from equity
-1
-20
BrokerD
MKT
89
null
null
Normal monitoring
74
-14
135
4
false
Monitor dispersion and breadth
P7868
Systematic
Taxable
USD
2025-10-31
1,734,585
152,587
1,581,998
1
62.9
28.4
0
8.7
AMZN:13.4%;VTI:23.2%;XLF:16.9%;MUB:23.2%;BRK.B:23.2%
US:59.6;EU:17.0;APAC:11.1;EM:12.2;Other:0.1
Value:-0.8;Growth:-0.2;Quality:-0.4;Size:-0.3;Momentum:+0.7;LowVol:-0.9
MaxPos8%
10
35
4.8
trailing 9%
198
26.7
Bull
14.9
3.87
2.2
77
70
73
56
false
Sell
Trim extended winner -1%
9
-13
BrokerA
LMT
92
null
null
Normal monitoring
-58
-56
15
4
false
Tighten stops on momentum names
P7869
Systematic
401k
USD
2024-08-31
1,902,131
99,490
1,802,641
1
55.9
21.7
15.3
7.1
VOO:15.7%;HYG:23.5%;VTI:23.5%;BRK.B:17.6%;XLF:19.7%
US:66.1;EU:14.8;APAC:9.4;EM:7.5;Other:2.3
Value:-0.2;Growth:-0.9;Quality:-0.3;Size:+0.8;Momentum:+0.9;LowVol:-0.3
null
10
35
4.8
trailing 8%
181
18.4
Volatile
28
3.83
2.1
160
-20
27
61
false
Buy
Add to core equity +1%
6
-32
BrokerC
MKT
90
null
null
Normal monitoring
64
-47
40
3
false
Monitor dispersion and breadth
P7870
Active
Roth
USD
2024-12-21
2,215,964
258,914
1,957,050
1
50.8
29
13.5
6.7
MSFT:25.3%;XLF:24.0%;VTI:25.3%;BRK.B:25.3%
US:62.8;EU:8.9;APAC:14.3;EM:12.1;Other:1.9
Value:+0.3;Growth:+0.1;Quality:-0.2;Size:+0.5;Momentum:+0.7;LowVol:+0.1
null
5
25
5.5
trailing 8%
146
17.7
Volatile
28.9
4.76
3.2
164
68
99
69
false
Hedge
Add TLT +1% as duration hedge
12
-7
BrokerA
MKT
90
null
null
Normal monitoring
102
-44
173
5
false
Tax-aware sells next window
P7871
Active
Taxable
USD
2025-11-12
1,176,985
88,167
1,088,818
1.19
66.6
25.9
0
7.6
MUB:33.3%;VOO:33.3%;MSFT:33.3%
US:63.9;EU:14.0;APAC:12.5;EM:5.7;Other:4.0
Value:-0.7;Growth:+0.6;Quality:+0.8;Size:+0.4;Momentum:+1.0;LowVol:+0.8
NoDerivatives
5
30
5.4
trailing 9%
146
24.5
Bull
15.3
3.55
3
120
74
81
55
true
Hedge
Buy index puts 1% notional
22
0
BrokerA
MKT
85
RegimeShift
Reduce
Volatility spike and breadth deterioration
55
-39
164
3
false
Tax-aware sells next window
P7872
Active
Taxable
USD
2024-07-06
1,138,143
120,262
1,017,881
1
55.7
21.5
13.6
9.2
VOO:20.3%;BND:19.3%;VNQ:19.9%;BRK.B:20.3%;AAPL:20.3%
US:70.0;EU:16.4;APAC:6.5;EM:5.5;Other:1.7
Value:-0.7;Growth:-0.5;Quality:+0.1;Size:+0.6;Momentum:+0.5;LowVol:+0.4
MaxPos6%
10
25
4.3
trailing 8%
190
18.7
Volatile
28.2
4.43
3.5
122
35
61
71
true
Hedge
Buy index puts 1% notional
23
-14
BrokerC
VWAP
99
Drift>tolerance
Reduce
Allocation drift beyond policy bands
-41
-2
-44
3
false
Tighten stops on momentum names
P7873
Hands-off
IRA
USD
2025-02-18
705,718
68,406
637,312
1
60
23.2
9.5
7.3
BND:33.3%;QQQ:33.3%;VTI:33.3%
US:62.3;EU:12.9;APAC:13.7;EM:7.8;Other:3.4
Value:-0.8;Growth:+0.9;Quality:+0.9;Size:-0.4;Momentum:0.0;LowVol:-0.1
ESGOnly;NoDerivatives
10
30
4.2
hard 10%
116
15.8
Sideways
14.1
3.64
2.8
138
37
56
39
false
Sell
Trim extended winner -1%
-15
0
BrokerD
MKT
88
null
null
Normal monitoring
60
-19
108
3
false
Within IPS guidelines
P7874
Opportunistic
IRA
USD
2025-04-13
441,960
34,940
407,020
1.24
74.3
19.8
0
5.8
TSLA:24.0%;BRK.B:12.3%;QQQ:24.0%;TLT:15.8%;VTI:24.0%
US:72.1;EU:13.9;APAC:4.6;EM:7.7;Other:1.8
Value:0.0;Growth:-0.8;Quality:+0.9;Size:+0.9;Momentum:-1.0;LowVol:+0.9
null
6
25
5.1
trailing 7%
195
31.6
Bull
12
3.8
3.1
114
18
70
50
false
Hedge
Add TLT +1% as duration hedge
30
-23
BrokerA
MKT
98
null
null
Normal monitoring
-4
-11
112
4
false
Tighten stops on momentum names
P7875
Hands-off
Taxable
USD
2025-09-25
454,612
21,322
433,290
1
57.1
17.9
17.4
7.6
VTI:18.2%;VOO:22.4%;GLD:18.9%;IEF:17.4%;TLT:23.2%
US:68.5;EU:12.4;APAC:9.8;EM:8.7;Other:0.7
Value:-0.5;Growth:-0.7;Quality:+0.7;Size:+0.2;Momentum:+0.6;LowVol:+0.2
ESGOnly;MaxPos5%
5
35
5.4
trailing 8%
166
16.2
Volatile
29.5
3.94
3.6
119
77
81
72
true
Reduce
Cut high-beta by 2-3%, add cash
9
13
BrokerA
VWAP
93
VAR>budget
Reduce
Risk above budget threshold
98
-1
61
2
false
Monitor dispersion and breadth
P7876
Hands-off
IRA
USD
2025-07-16
447,866
29,208
418,658
1
68.9
22
0
9.1
VNQ:21.9%;AAPL:26.0%;XLF:26.0%;TLT:26.0%
US:63.9;EU:17.9;APAC:6.2;EM:11.0;Other:1.0
Value:-0.9;Growth:-0.2;Quality:-0.8;Size:-0.7;Momentum:+0.3;LowVol:+0.2
MaxPos8%
7
35
3.3
trailing 10%
150
18.8
Volatile
26.2
4.24
4
168
55
74
63
false
Sell
Trim extended winner -1%
8
-4
BrokerA
LMT
100
null
null
Normal monitoring
51
-57
163
4
false
Tighten stops on momentum names
P7877
Hands-off
Trust
USD
2025-01-11
817,004
46,121
770,883
1
66.8
16.4
6.9
9.9
QQQ:33.3%;IEF:33.3%;AAPL:33.3%
US:73.3;EU:11.8;APAC:8.6;EM:3.7;Other:2.5
Value:-0.9;Growth:+0.2;Quality:-0.6;Size:+0.1;Momentum:-0.4;LowVol:+0.5
ESGOnly;MaxPos8%
8
35
3.1
trailing 10%
126
17.8
Bear
25.1
3.5
2.6
168
-107
5
60
false
Sell
Trim extended winner -1%
32
-2
BrokerD
MKT
90
null
null
Normal monitoring
-12
9
86
3
false
Monitor dispersion and breadth
P7878
Cautious
Taxable
USD
2025-09-06
821,632
105,580
716,052
1
48.1
38.7
1.9
11.2
GLD:34.7%;BRK.B:34.7%;VNQ:30.6%
US:67.2;EU:10.0;APAC:11.9;EM:7.0;Other:4.0
Value:-0.2;Growth:-0.8;Quality:-0.2;Size:-0.9;Momentum:+0.4;LowVol:-0.5
NoDerivatives;NoMargin
10
30
3.4
trailing 8%
101
16.6
Volatile
23
4.9
4.1
152
80
86
46
false
Sell
Trim extended winner -1%
25
3
BrokerD
MKT
85
null
null
Normal monitoring
-46
-25
8
5
false
Tighten stops on momentum names
P7879
Hands-off
401k
USD
2025-05-08
283,371
15,221
268,150
1
63.6
28.3
0
8.1
AMZN:29.2%;HYG:24.3%;AAPL:17.3%;TLT:29.2%
US:65.9;EU:16.6;APAC:12.6;EM:4.2;Other:0.7
Value:-0.7;Growth:+0.9;Quality:+0.1;Size:+0.8;Momentum:+0.2;LowVol:0.0
MaxPos7%
5
30
5.2
hard 10%
132
12.8
Bull
12.9
4.41
2.9
97
37
71
46
false
Sell
Trim extended winner -1%
24
7
BrokerB
MKT
91
null
null
Normal monitoring
81
-35
106
3
false
Monitor dispersion and breadth
P7880
Active
IRA
USD
2025-12-22
2,074,766
145,573
1,929,193
1
50.5
29.8
10.3
9.4
BND:15.1%;IEF:13.6%;MUB:23.8%;MSFT:23.8%;XLF:23.8%
US:70.3;EU:7.2;APAC:7.9;EM:11.9;Other:2.7
Value:+1.0;Growth:+0.8;Quality:+0.6;Size:+0.5;Momentum:-0.9;LowVol:-0.6
NoDerivatives
6
30
5
hard 12%
168
18.9
Bull
17.9
4.66
2.6
109
101
100
44
false
Rebalance
Shift +1% to bonds from equity
-4
-32
BrokerC
MKT
86
null
null
Normal monitoring
-44
1
-57
3
false
Increase defensive factor exposure
P7881
Active
Trust
USD
2025-07-17
1,114,340
77,786
1,036,554
1
50.7
20.6
20
8.7
AMZN:17.2%;VNQ:11.6%;XLF:16.7%;MUB:20.6%;BRK.B:20.6%;QQQ:13.3%
US:67.4;EU:9.8;APAC:10.3;EM:8.2;Other:4.3
Value:+0.5;Growth:-0.1;Quality:+0.1;Size:-0.3;Momentum:+0.2;LowVol:+0.4
null
5
25
4.4
trailing 9%
148
21.3
Volatile
21.3
4.29
3.9
162
-38
20
49
false
Rebalance
Shift +1% to bonds from equity
-2
-10
BrokerB
LMT
87
null
null
Normal monitoring
40
13
2
3
false
Tax-aware sells next window
P7882
Opportunistic
Trust
USD
2025-08-07
885,360
57,460
827,900
1
75.8
19.9
0
4.3
BRK.B:20.0%;VNQ:12.9%;XLF:20.0%;IEF:18.7%;HYG:20.7%;QQQ:7.7%
US:65.3;EU:11.9;APAC:8.5;EM:9.8;Other:4.5
Value:+0.1;Growth:+0.2;Quality:-0.7;Size:+0.3;Momentum:+0.4;LowVol:-0.9
MaxPos8%;NoDerivatives
8
25
4.2
trailing 7%
185
25.1
Volatile
23.8
4.9
3.3
121
-60
26
76
true
Hedge
Buy index puts 1% notional
32
-8
BrokerA
MKT
85
VAR>budget
Reduce
Risk above budget threshold
-47
-15
-53
2
false
Tighten stops on momentum names
P7883
Systematic
Trust
USD
2025-07-05
1,126,832
111,225
1,015,607
1
56.2
30
8.5
5.2
AMZN:26.4%;BND:22.7%;AAPL:26.4%;VTI:24.4%
US:61.3;EU:17.3;APAC:7.5;EM:12.9;Other:1.1
Value:0.0;Growth:+0.6;Quality:-0.8;Size:-0.1;Momentum:+0.6;LowVol:+0.8
null
10
30
4.1
trailing 8%
207
20
Volatile
21.5
4.77
4.4
177
-18
37
60
false
Rebalance
Shift +1% to bonds from equity
27
-32
BrokerA
MKT
89
null
null
Normal monitoring
-1
-41
-20
5
false
Tax-aware sells next window
P7884
Active
Roth
USD
2025-05-25
1,029,587
76,446
953,141
1.21
59.7
30
3.2
7.1
AMZN:33.9%;VOO:33.9%;QQQ:32.3%
US:67.0;EU:7.1;APAC:7.2;EM:14.2;Other:4.4
Value:-0.7;Growth:+0.6;Quality:-0.8;Size:-0.7;Momentum:-0.2;LowVol:-0.5
NoDerivatives
7
35
5.5
hard 12%
137
20.9
Bear
27.8
3.06
2.2
200
-31
22
68
false
Buy
Add to core equity +1%
8
-40
BrokerD
VWAP
91
null
null
Normal monitoring
54
-18
174
4
false
Monitor dispersion and breadth
P7885
Opportunistic
Roth
USD
2024-10-16
530,268
38,012
492,256
1
62.1
20.7
8.9
8.3
VNQ:22.8%;VOO:22.8%;BRK.B:21.7%;TLT:20.4%;MUB:12.3%
US:67.1;EU:12.7;APAC:5.2;EM:11.6;Other:3.5
Value:-0.9;Growth:-0.5;Quality:+0.1;Size:+0.2;Momentum:-0.4;LowVol:-0.6
null
7
35
6.5
hard 12%
214
34.7
Sideways
14.4
4.56
2.2
98
6
61
49
false
Hedge
Add TLT +1% as duration hedge
15
-33
BrokerA
MKT
85
null
null
Normal monitoring
68
-48
81
4
false
Tax-aware sells next window
P7886
Opportunistic
Taxable
USD
2025-09-14
1,261,230
44,321
1,216,909
1
64.5
10.7
19
5.9
XLF:24.1%;TLT:24.1%;VNQ:24.1%;MSFT:19.4%;MUB:8.4%
US:68.2;EU:9.8;APAC:7.1;EM:11.8;Other:3.0
Value:-1.0;Growth:-0.3;Quality:-0.7;Size:-0.5;Momentum:-0.7;LowVol:+0.9
NoDerivatives
8
30
5.9
hard 12%
168
25
Sideways
18.3
3.53
3.2
130
-17
40
54
false
Sell
Trim extended winner -1%
21
-31
BrokerC
MKT
97
null
null
Normal monitoring
39
-44
114
4
false
Tax-aware sells next window
P7887
Active
Trust
USD
2025-01-26
959,655
73,884
885,771
1.15
54
21.2
16.7
8.2
IEF:23.2%;GLD:13.5%;QQQ:17.0%;MUB:23.2%;XLF:23.2%
US:66.1;EU:14.3;APAC:5.8;EM:9.7;Other:4.1
Value:-0.4;Growth:+0.6;Quality:-0.8;Size:+0.9;Momentum:+1.0;LowVol:-0.2
null
5
30
6
trailing 8%
170
23.9
Volatile
31
4.68
4.4
115
-12
35
84
true
Reduce
Cut high-beta by 2-3%, add cash
11
14
BrokerB
VWAP
92
VAR>budget
Reduce
Risk above budget threshold
104
0
134
3
false
Monitor dispersion and breadth
P7888
Opportunistic
Roth
USD
2025-10-09
1,393,850
68,867
1,324,983
1.1
62.8
12.7
16.4
8.1
VTI:21.8%;XLF:15.8%;TSLA:18.7%;MSFT:21.8%;MUB:21.8%
US:67.0;EU:14.8;APAC:6.0;EM:10.2;Other:2.0
Value:-0.9;Growth:-0.8;Quality:+0.4;Size:+0.6;Momentum:-1.0;LowVol:-0.2
NoDerivatives
8
35
5.7
trailing 7%
195
24.6
Volatile
21.9
5.05
3.5
112
-46
27
63
true
Reduce
Cut high-beta by 2-3%, add cash
24
8
BrokerC
LMT
90
Drift>tolerance
Hedge
Allocation drift beyond policy bands
-49
-17
7
4
true
Tighten stops on momentum names
P7889
Cautious
Taxable
USD
2025-06-22
556,096
76,890
479,206
1
47
30.2
7.1
15.7
TSLA:27.8%;BND:27.8%;BRK.B:16.5%;VTI:27.8%
US:67.1;EU:11.5;APAC:14.4;EM:4.4;Other:2.7
Value:-0.0;Growth:-0.8;Quality:+0.9;Size:-0.3;Momentum:+0.1;LowVol:+0.9
NoMargin
6
30
5.5
trailing 10%
125
14.3
Bear
27.3
3.17
2.3
151
-3
47
58
false
Buy
Add to core equity +1%
-7
-17
BrokerB
LMT
87
null
null
Normal monitoring
-51
-40
23
3
false
Increase defensive factor exposure
P7890
Hands-off
Trust
USD
2024-12-02
663,726
34,330
629,396
1
59.5
22.1
11.8
6.6
TSLA:25.0%;GLD:25.0%;MSFT:25.0%;VTI:25.0%
US:71.8;EU:10.5;APAC:9.4;EM:7.3;Other:1.0
Value:+0.8;Growth:-0.4;Quality:+0.4;Size:+1.0;Momentum:-0.2;LowVol:-0.7
ESGOnly;MaxPos6%
7
35
5.6
trailing 8%
94
13.5
Sideways
15.3
4.95
2.5
104
14
52
49
false
Sell
Trim extended winner -1%
4
-29
BrokerB
MKT
99
null
null
Normal monitoring
97
-29
218
4
false
Within IPS guidelines
P7891
Active
Taxable
USD
2024-07-16
739,925
87,369
652,556
1
68
21.9
1.8
8.4
QQQ:22.2%;TLT:20.4%;AMZN:20.7%;IEF:22.2%;BRK.B:14.6%
US:70.0;EU:13.2;APAC:6.8;EM:8.1;Other:1.9
Value:+0.3;Growth:+0.9;Quality:-0.3;Size:+1.0;Momentum:-0.4;LowVol:-0.4
null
8
35
4.1
trailing 8%
220
19.2
Volatile
21.7
3.99
2.8
114
-27
22
73
true
Hedge
Buy index puts 1% notional
26
-5
BrokerC
LMT
92
Drift>tolerance
Hedge
Allocation drift beyond policy bands
32
-35
-2
2
false
Tax-aware sells next window
P7892
Hands-off
IRA
USD
2024-09-10
373,071
15,283
357,788
1
69.5
20.8
3.4
6.4
VNQ:28.0%;TSLA:36.0%;HYG:36.0%
US:61.3;EU:18.8;APAC:6.6;EM:11.0;Other:2.3
Value:+0.1;Growth:+0.3;Quality:-0.0;Size:-0.7;Momentum:-1.0;LowVol:+0.9
null
10
30
4.5
trailing 8%
154
13.4
Bull
11.1
3.62
2.5
82
81
82
50
false
NoAction
Within bands; monitor
27
-14
BrokerA
LMT
100
null
null
Normal monitoring
31
-2
23
3
false
Within IPS guidelines
P7893
Active
Roth
USD
2025-09-17
1,366,564
146,510
1,220,054
1.23
51.6
28.3
11.5
8.6
AAPL:10.8%;BND:26.0%;VTI:26.0%;IEF:11.3%;AMZN:26.0%
US:62.7;EU:20.1;APAC:9.9;EM:3.6;Other:3.6
Value:-0.9;Growth:+0.3;Quality:+0.7;Size:-0.8;Momentum:+0.8;LowVol:-0.7
null
6
35
4.9
trailing 8%
206
17.7
Bear
23.5
4.23
1.4
145
-39
31
66
false
Rebalance
Shift +1% to bonds from equity
13
8
BrokerA
MKT
95
null
null
Normal monitoring
2
-6
-8
4
false
Monitor dispersion and breadth
P7894
Opportunistic
IRA
USD
2025-04-16
804,782
40,285
764,497
1.25
64
18
10.7
7.2
TSLA:33.3%;GLD:33.3%;VOO:33.3%
US:64.6;EU:19.0;APAC:5.8;EM:7.9;Other:2.7
Value:+0.1;Growth:+0.9;Quality:-0.8;Size:-0.3;Momentum:+0.5;LowVol:-0.6
null
7
30
5.6
hard 12%
251
20.2
Bull
16
4.97
3.5
74
111
97
52
false
Rebalance
Shift +1% to bonds from equity
16
-19
BrokerD
LMT
92
null
null
Normal monitoring
63
-15
85
4
false
Increase defensive factor exposure
P7895
Hands-off
Taxable
USD
2024-10-18
832,536
78,289
754,247
1
71.4
20.3
0
8.3
BND:33.3%;TLT:33.3%;TSLA:33.3%
US:60.1;EU:18.1;APAC:9.5;EM:6.8;Other:5.4
Value:+0.3;Growth:-0.2;Quality:-0.5;Size:+0.3;Momentum:+0.3;LowVol:-0.5
MaxPos7%
6
35
3
trailing 10%
163
19.4
Bull
17
4.67
2.1
103
91
87
65
false
Buy
Add to core equity +1%
10
-33
BrokerC
MKT
95
null
null
Normal monitoring
4
-27
39
4
false
Tax-aware sells next window
P7896
Cautious
IRA
USD
2025-12-14
175,729
25,542
150,187
1
39
45
4.7
11.3
VOO:22.6%;VTI:22.6%;AAPL:22.6%;MSFT:17.2%;QQQ:15.1%
US:70.8;EU:10.2;APAC:9.3;EM:5.8;Other:3.9
Value:+0.6;Growth:-0.1;Quality:+0.8;Size:+0.4;Momentum:+0.9;LowVol:+0.3
NoDerivatives;NoMargin
7
25
5.7
trailing 8%
140
19
Sideways
15.9
4.03
2.5
98
29
52
43
false
Hedge
Add TLT +1% as duration hedge
15
-26
BrokerC
LMT
91
null
null
Normal monitoring
64
1
117
3
false
Within IPS guidelines
P7897
Cautious
IRA
USD
2025-12-08
859,654
107,457
752,197
1
41.1
32.9
14.1
12
HYG:33.3%;QQQ:33.3%;VNQ:33.3%
US:75.2;EU:8.3;APAC:7.6;EM:8.2;Other:0.7
Value:-0.7;Growth:-0.7;Quality:+0.8;Size:+0.8;Momentum:0.0;LowVol:-0.2
ESGOnly;MaxPos5%;NoMargin
10
35
3.6
hard 10%
128
16.6
Sideways
19.6
4.63
3.2
127
25
52
47
false
Rebalance
Shift +1% to bonds from equity
18
-10
BrokerC
LMT
91
null
null
Normal monitoring
42
-7
150
3
false
Within IPS guidelines
P7898
Opportunistic
Taxable
USD
2024-11-22
1,072,953
77,807
995,146
1
65.8
15.4
11.3
7.4
MUB:26.3%;VNQ:26.3%;QQQ:26.3%;BRK.B:21.0%
US:75.3;EU:7.6;APAC:7.1;EM:7.4;Other:2.7
Value:-0.4;Growth:-0.1;Quality:+0.2;Size:+1.0;Momentum:-1.0;LowVol:-0.7
null
10
30
6.1
trailing 7%
243
33.4
Bull
16.7
3.66
3.4
107
59
70
45
false
Buy
Add to core equity +1%
27
-2
BrokerC
MKT
97
null
null
Normal monitoring
85
-45
163
3
false
Within IPS guidelines
P7899
Active
Taxable
USD
2025-01-21
505,911
47,302
458,609
1.18
51.8
27.3
11.2
9.7
XLF:14.6%;AAPL:22.7%;GLD:17.2%;HYG:22.7%;BRK.B:22.7%
US:64.0;EU:8.3;APAC:11.4;EM:11.9;Other:4.4
Value:+0.9;Growth:+0.4;Quality:-0.8;Size:-0.4;Momentum:+0.2;LowVol:-0.0
null
6
25
5.7
hard 12%
138
26.1
Volatile
22.8
5.11
3.2
145
66
73
47
false
Buy
Add to core equity +1%
18
-12
BrokerD
MKT
97
null
null
Normal monitoring
44
-5
68
3
false
Monitor dispersion and breadth
P7900
Active
Taxable
USD
2025-10-07
735,889
63,464
672,425
1
53.4
19.8
19.5
7.3
VTI:24.8%;QQQ:24.8%;AAPL:23.3%;VNQ:12.3%;XLF:14.8%
US:72.0;EU:13.7;APAC:5.2;EM:5.0;Other:4.2
Value:-0.1;Growth:-0.6;Quality:-0.1;Size:+0.3;Momentum:-0.3;LowVol:-0.1
NoDerivatives
5
25
5.5
hard 12%
144
25.5
Bull
11.1
4.2
3.1
120
110
100
39
false
NoAction
Within bands; monitor
27
-16
BrokerA
MKT
0
null
null
Normal monitoring
92
10
83
4
false
Tighten stops on momentum names