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ASO products are generally sold to the larger employers who self-insure themselves.
0
neutral
The company also generates revenues from installation services, and commissions from third-party electronic retailing and from other services, such as providing businesses with data connectivity and networked applications.
0
neutral
Tampax Pearl Was a Game Changer for PG Taking a closer look at the U.S. tampon category (40.7% of total sanitary protection sales in 2005), the biggest development over the last five years has been the significant market share gains posted by PG following the hugely successful launch of Tampax Pearl in 2002.
1
positive
In Q2 2005, AIG contributed $750 million of capital into American Home.
0
neutral
Quarter to date, we estimate that sellers listed 100 million items on the eBay U.S. site, down (1)% Q/Q and (7)% YoY.
2
negative
The acquisition program has also added to the portfolio of businesses from which margin improvements, through executing its 80/20 business model, are possible going forward.
1
positive
The company has executed more than ten small accretive transactions over the past few years and its track record in these deals is stellar.
1
positive
- Gross margins were 55.7% as compared with prior guidance of 58% +- couple of points.
0
neutral
The 3-year plan has rather aggressive financial goals attached to their strategic ambitions.
1
positive
Gross accounts receivables, at year-end, grew by 7.1% over the prior year, a rate lower than the 8% growth of revenues.
1
positive
Block served more than 18.2 million taxpayers in the United States, Canada, Australia and the United Kingdom in fiscal (April) 1998.
0
neutral
While this figure is modest, Sealed Air has the lowest level of management ownership, at 0.6%; however, we note the company has a strong financial owner, Davis Select Advisers, which owns 26.8% of the stock.
1
positive
The lower escalation appears to be responsible for about $700 million in lower revenues in 1998 and 1999 that would have dropped to the pretax profit line--a large factor in the lower guidance than the Street expected last week.
2
negative
Delphi can effect cost savings in the following areas: (1) implementation of lean manufacturing techniques; (2) improvement of labor union relations; (3) implementation of greater discipline in manufacturing decisions (fixing, selling or closing operations that are not earning the cost of capital); and (4) materials pu...
1
positive
Q199 earnings up 7%, aided by sales growth Company repurchases 1.5 million shares in quarter Maintaining current Buy rating.
1
positive
MCI is buying EDS' network infrastructure, which should contribute about s $250 million (precisely what still being negotiated) toward paying down CP..
0
neutral
As pointed out earlier, management has much bigger expectations for 2004 and beyond.
1
positive
This premium reflects the company's larger size and geographic reach, partially offset by risks associated with Wal-Mart.
1
positive
Corporate joint ventures); 3) $0.01 per share gain from the favorable impact of exchange rate movements; and 4) $0.01 per share gain from the extinguishment of liabilities established in connection with Gibraltar Life's restructuring in April 2001.
1
positive
1997 Asian financial crisis kept demand in Asia down for over two years.
2
negative
Currency could have somewhat of an incremental negative impact on these growth rates as well.
2
negative
� PBG will be launching a line of shelf-stable Tropicana juice drinks, which will compete.
0
neutral
2Q02-$324 million aftertax charge ($212 million for impairment of communications assets; $24 million in severance expense; $88 million for a natural gas marketing charge and other items).
0
neutral
The division's production cycle has been shortened to four months, and with a more flexible sourcing base, lead times have declined as have inventory levels (down double digit), having undergone aggressive clearance during 4Q/01.
1
positive
Potentially Four Years of Low Single Digit EPS Growth $51.75.
0
neutral
Could Our Discount Rate Be Too Low? We used CAPM to derive Fannie Mae's cost of equity, which serves as the discount rate used to calculate the present value of the company's economic profits.
0
neutral
SGP remains well positioned for growth driven in the near-term by continued strong performance of its cholesterol franchise and by an emerging pipeline that holds several compelling high-risk/high reward product opportunities.
1
positive
We continue to rate the shares of Allegheny Outperform..
1
positive
Asian base prices have recovered toward global levels reflecting the improved supply and demand fundamentals of that region.
1
positive
The company's new cost-cutting program could backfire.
2
negative
The company indicated that the gross profit would continue to decline due to product mix, a diverse customer channel mix shift, an increasing level of services and price competition.
2
negative
Option 2. VNO dividends out its stock ownership in ALX to VNO shareholders, while maintaining the asset and portfolio management contract.
0
neutral
This compares to normal seasonality of a 17.6% sequential increase in the June quarter (based on the past five years).
1
positive
Our T&M macro buffer thesis finds incremental support.
1
positive
Although a number of scenarios for generic competition can occur, our best guess on future generic competition is 1Q99.
0
neutral
The above discussion was intended to illustrate the complexity of SIAL businesses.
0
neutral
We continue to believe that strong unit growth in 2004 portends supplies growth that will be flat to up in 2005.
1
positive
Operating EPS lowered to $0.08 below ours and Street estimate of $0.10.
2
negative
(4) The Replacement Cycle: We Think it Should Continue to Accelerate Quantifying the Potential Impact Technological improvements and new game introductions are the keys to driving replacement sales.
1
positive
Life insurance sales: Net sales were disappointing, declining 7%, with each of the major distribution channels contributing to the weakness.
2
negative
The revenue shortfall is in part because of the inventory reduction in distribution, and in part because of less demand from end customers.
2
negative
Its operating margins in handsets have been over 20% for the past six quarters and hit almost 25% in the fourth quarter of 2002.
1
positive
For example, the ASTEROID study demonstrated that a 50% reduction in LDL-C resulted atherosclerosis regression.
0
neutral
Thermo BioAnalysis will also assume approximately $37.9 million of debt..
0
neutral
Corrected Note With Slight Estimate Revisions, But Conclusion Unchanged.
0
neutral
The respective EBITDA and EBITA growth rates are 26-28% and 30-32% , respectively, over pro forma combined 2000.
0
neutral
Richard C. Vaughan serves as Executive Vice President and Chief Financial Officer of LNC having been appointed to his current positions in 1995 and 1992, respectively.
0
neutral
Also, we believe that the company will continue to benefit as it is managed as more of a cash cow rather than as a growth vehicle.
1
positive
It will do so by addressing $6 billion of direct and indirect expenses.
0
neutral
AZO's share repurchase program should help push the stock price higher at an approximate 15% annual rate over the long term.
1
positive
1997 North America sales include sales of Sterno, which was divested in 1998.
0
neutral
Products in the Print Publishing group include InDesign, Illustrator, FrameMaker, PageMaker, PressReady, and Type, as well as the Design and Publishing collections..
0
neutral
Sabritas, the largest snack food company in Mexico, reported volume rose 24% due to the successful Pokemon promotion and Gamesa benefited from favorable currency translation.
1
positive
Net income was 4% lower after a drop in the tax rate.
2
negative
On an overall consolidated basis, Frontier's total revenues of $646.8 million marked a slight 0.2% drop from the year-ago quarter, as well as an 4% fall sequentially.
2
negative
Specific initiatives highlighted by management include: Migrating procurement to the Internet..
0
neutral
At quarter end, long-term debt represented 37% of total book capital and 20% of total market capital.
0
neutral
In this comment we preview the key topics that we believe management may address at this event.
0
neutral
Personal accident: Accidental death, disability and medical Health insurance: Accident and sickness insurance including hospital income, critical illness, cancer and disability Travel insurance: Business and personal Employee benefits: Voluntary AD&D, travel, occupational accident, stoploss medical and dental and visio...
0
neutral
The company reported respectable managed loan growth of 19.1% on an annualized basis, versus July levels, ahead of projections.
1
positive
For Vision Pharma, we believe that Allergan's core franchises should perform well.
1
positive
The combined ratio will likely rise in coming quarters as the frequency trend normalizes.
0
neutral
Microchip Technology develops and manufactures specialized semiconductors for various embedded control applications.
0
neutral
We lowered our Office Products profit estimate from $165 million to $157 million due to lower than expected orders from a large customer.
2
negative
We still see significant expansion in EPS power to roughly $1.70-1.80 next year.
1
positive
Management also expects that the returns on the investment portfolio will likely be about 3% (excluding gains) for F2004.
0
neutral
CIGNA has extended its ties to Yasuda by entering into a joint venture with the company to set up a brokerage firm that would be used to sell defined contribution pension plan services in Japan..
0
neutral
Note: As of June 30, 2001, restated to reflect mergers and acquisitions (completed and pending) as of January 2001; as of year-end 2001, Wachovia reported 2,846 branches..
0
neutral
The glory of this operating system software is that it allowed, in 1998, for only 2 Mb worth of local memory to handle the task of watching TV while allowing for multiple interactive multitasked applications to run.
0
neutral
The remaining $6 million relates to income derived by XL's minority ownership of other insurance companies (Annuity and Life Re, FSA International, Latin American Re, Le Mans Re, and Sovereign Risk)..
0
neutral
Prior to joining KO, he held marketing and sales positions at Pepsico (PEP $65.64, Not Covered) and Procter & , Gamble (PG, $61.75, Neutral).
0
neutral
In 2005 Net Debt was $16B and we now project it to be around $11B after ANR transaction.
0
neutral
The recent East Texas and Medicine Bow acquisitions combined should add approximately 500 billion cubic feet equivalent (Bcfe) to proved reserves, and 125 million cubic feet per day (MMcf/d) of incremental production annually.
1
positive
The Boeing Company's efforts to restore production appear to be yielding results based on the December plant output.
0
neutral
Total revenue rose 12.3% with a 6.6% comp-sales increase and 6.8% overall square-footage growth.
1
positive
We believe this bodes well for margins in the March quarter.
1
positive
Abbott recently announced a five-year strategic alliance with I-Stat.
0
neutral
The operating margin increased to 24% from only 17% last year.
1
positive
TI has revealed an urgency in cutting costs, and has grown its share of the DSP market through its strength in the wireless sector.
1
positive
The duration of the bond portfolio at December 31, 2005, was 7.1 years.
0
neutral
We are raising our EPS forecast to $0.09 from $0.08 for 2Q03, which compares to a First Call consensus of $0.07 and the company's 1Q03 EPS of $0.05.
1
positive
It used $466 million in cash from operations in the fiscal second quarter, but cash flow should be in the $800-900 million range in fiscal 2002.
0
neutral
As noted, management now says that it expects net deposits to turn positive in 2000; we remain a bit uncertain given the negative trend in the fourth quarter.
2
negative
With inventory levels low after a demanding winter last year, pricing remains in good shape.
1
positive
Does this imply an imminent national roll-out? How is snus doing compared to traditional MST products at this stage of testing? Results from suspension of free pack promotion.
0
neutral
The infant, toddler, and preschool retail segment is a relatively large market growing in line with the broader economy.
0
neutral
Reactivation of one GOM semisubmersible is also likely in 2006.
0
neutral
We believe the premium relative to NAV is supported by the company's above-average earnings growth expectations, strong dividend coverage and healthy balance sheet, which could support significant external growth.
1
positive
In addition, we also supply a scenario analysis based on varying discount rates and terminal multiples to further aid investors in ascertaining an equity value range..
0
neutral
Starting in 2005, though, reimbursement for these drugs will occur at 106% of average selling price (ASP), with the dialysis provider able to bill an incremental 11.3% of the composite reimbursement rate for administration of drugs like Ferrlecit or epoeitin.
0
neutral
Geographic gaps on the West Coast were addressed by the California insurer and its significant Medicare operationabout 25% of total PHS membershiphelped United win almost 25% of the Part D market.
0
neutral
Still, based on strong top line trends, and a robust innovation pipeline, we would not be surprised if CPB can again beat its FY07 EPS guidance for the third year in a row.
1
positive
This covered second quarter interest expense of $150.6 million by a 4.7 to 1 ratio.
0
neutral
The main impetus for this resurgence in revenue growth was strong loan demand.
1
positive
The main change was to the low end of the guidance, moving the guidance to $1.18-$1.34 from $1.03-$1.34.
0
neutral
Operating EPS was $0.56 after excluding two gains and a charge for the F-l 5 program.
0
neutral
The division also improved Y/Y due the addition of the MTS Wireless Components and ATC Tower Services acquisitions.
1
positive
The mission platforms include the NP3700 processor, framers and controllers as well as the mission software suite (Figure 16 and 17).
0
neutral
CAT's release also states that price realization in the 4Q99 will be negative, not positive as previously indicated.
2
negative
In fact, for most of the higher-powered network-based services, providers - whether it is WCOM or a Q - will have direct connectivity at a DS-3 or above level to a customer.
0
neutral